オープン・バンキング・ソリューション市場：サービス、展開、エンドユーザー別-2025-2030年の世界予測

オープン・バンキング・ソリューション市場の2023年の市場規模は228億5,000万米ドルで、2024年には263億6,000万米ドルに達すると予測され、2030年にはCAGR 16.10％で成長し、650億米ドルに達すると予測されています。

オープン・バンキング・ソリューションは、サードパーティの開発者が金融機関を中心としたアプリケーションやサービスを構築できるようにするためのAPIの使用を指し、イノベーションと透明性を促進します。APIは、金融の包括性を促進し、顧客体験を向上させ、競争を促進するために必要です。オープン・バンキングのアプリケーションには、決済システム、個人財務管理、顧客認証プロセスなどがあります。エンドユースの範囲は、主に金融機関、フィンテック企業、中小企業、個人消費者に及ぶ。欧州のPSD2などの規制強化に後押しされ、オープン・バンキングの成長は、シームレスなデジタル体験を求める消費者の需要や、銀行とハイテク企業間のパートナーシップの強化に影響されています。レガシーバンクと俊敏なテック企業との戦略的提携は、特に十分なサービスを受けていない層向けにカスタマイズされた金融ソリューションを構築する上で、有利な成長機会をもたらします。これらを活用するために、企業はソフトウェア・ツールの相互運用性、データ・セキュリティ、ユーザー中心のサービスに焦点を当てるべきです。しかし、セキュリティ上の懸念、技術的な標準化の課題、消費者の信頼の問題によって成長は抑制されています。また、厳しい規制遵守や高い導入コストも障壁となっています。事業成長のためには、安全な金融取引のためのブロックチェーン、パーソナライズされたバンキングのためのAIを強化した予測分析、リアルタイムの金融モニタリングのためのIoT統合など、技術革新が必要な分野があります。市場情勢は競合情勢が激しく、急速な技術進歩や規制状況の変化により、継続的な適応が求められています。企業は競争力を維持するために、戦略的パートナーシップを結び、イノベーションの文化を醸成することが推奨されます。規制機関との積極的な対話は、制限を緩和し、消費者の不安を解消するのにも役立ちます。先進技術を活用し、堅牢で使い勝手の良いプラットフォームを構築することは、新たな収益源を確保し、進化するオープン・バンキングにおいて主導的地位を確立する上で極めて重要です。

市場力学：急速に進化するオープン・バンキング・ソリューション市場の主要市場インサイトを公開

オープン・バンキング・ソリューション市場は、需要と供給のダイナミックな相互作用によって変貌を遂げています。このような市場力学の進化を理解することで、企業は十分な情報に基づいた投資決定、戦略的決定の精緻化、そして新たなビジネスチャンスの獲得に備えることができます。これらの動向を包括的に把握することで、企業は政治的、地理的、技術的、社会的、経済的な領域にわたる様々なリスクを軽減することができ、また、消費者行動とそれが製造コストや購買動向に与える影響をより明確に理解することができます。

• 市場促進要因
  • API統合とクラウド・コンピューティングの技術的進歩
  • パーソナライズされたバンキング体験に対する顧客の期待の高まり
  • 斬新なフィンテック・サービスへの投資の増加
• 市場抑制要因
  • データ漏洩の増加とプライバシーへの懸念
• 市場機会
  • オープンバンキングデータを分析するためのAI統合の増加
  • フィンテック企業と伝統的な銀行プラットフォームとの協業の急増
• 市場の課題
  • オープンバンキング規制の管轄地域間の差異と相互運用性の問題

ポーターのファイブフォース：オープン・バンキング・ソリューション市場をナビゲートする戦略ツール

ポーターのファイブフォース」フレームワークは、市場情勢の競合情勢を把握するための重要なツールです。ポーターのファイブフォース・フレームワークは、企業の競争力を評価し、戦略的機会を探るための明確な手法を提供します。このフレームワークは、企業が市場内の勢力図を評価し、新規事業の収益性を判断するのに役立ちます。これらの洞察により、企業は自社の強みを活かし、弱みに対処し、潜在的な課題を回避することができ、より強靭な市場でのポジショニングを確保することができます。

PESTLE分析：オープン・バンキング・ソリューション市場における外部からの影響の把握

外部マクロ環境要因は、オープン・バンキング・ソリューション市場の業績ダイナミクスを形成する上で極めて重要な役割を果たします。政治的、経済的、社会的、技術的、法的、環境的要因の分析は、これらの影響をナビゲートするために必要な情報を提供します。PESTLE要因を調査することで、企業は潜在的なリスクと機会をよりよく理解することができます。この分析により、企業は規制、消費者の嗜好、経済動向の変化を予測し、先を見越した積極的な意思決定を行う準備ができます。

市場シェア分析オープン・バンキング・ソリューション市場における競合情勢の把握

オープン・バンキング・ソリューション市場の詳細な市場シェア分析により、ベンダーの業績を包括的に評価することができます。企業は、収益、顧客ベース、成長率などの主要指標を比較することで、競争上のポジショニングを明らかにすることができます。この分析により、市場の集中、断片化、統合の動向が明らかになり、ベンダーは競争が激化する中で自社の地位を高める戦略的意思決定を行うために必要な知見を得ることができます。

FPNVポジショニング・マトリックスオープン・バンキング・ソリューション市場におけるベンダーのパフォーマンス評価

FPNVポジショニングマトリックスは、オープン・バンキング・ソリューション市場においてベンダーを評価するための重要なツールです。このマトリックスにより、ビジネス組織はベンダーのビジネス戦略と製品満足度に基づき評価することで、目標に沿った十分な情報に基づいた意思決定を行うことができます。4つの象限によってベンダーを明確かつ正確にセグメント化し、戦略目標に最適なパートナーやソリューションを特定することができます。

戦略分析と推奨オープン・バンキング・ソリューション市場における成功への道筋を描く

オープン・バンキング・ソリューション市場の戦略分析は、世界市場でのプレゼンス強化を目指す企業にとって不可欠です。主要なリソース、能力、業績指標を見直すことで、企業は成長機会を特定し、改善に取り組むことができます。このアプローチにより、競合情勢における課題を克服し、新たなビジネスチャンスを活かして長期的な成功を収めるための体制を整えることができます。

本レポートでは、主要な注目分野を網羅した市場の包括的な分析を提供しています：

1.市場の浸透度：現在の市場環境の詳細なレビュー、主要企業による広範なデータ、市場でのリーチと全体的な影響力の評価。

2.市場の開拓度：新興市場における成長機会を特定し、既存分野における拡大可能性を評価し、将来の成長に向けた戦略的ロードマップを提供します。

3.市場の多様化：最近の製品発売、未開拓の地域、業界の主要な進歩、市場を形成する戦略的投資を分析します。

4.競合の評価と情報：競合情勢を徹底的に分析し、市場シェア、事業戦略、製品ポートフォリオ、認証、規制当局の承認、特許動向、主要企業の技術進歩などを検証します。

5.製品開発およびイノベーション：将来の市場成長を促進すると期待される最先端技術、研究開発活動、製品イノベーションをハイライトしています。

また、利害関係者が十分な情報に基づいた意思決定を行う上で役立つ重要な質問にも回答しています：

1.現在の市場規模と今後の成長予測は？

2.最高の投資機会を提供する製品、セグメント、地域はどこか？

3.市場を形成する主な技術動向と規制の影響とは？

4.主要ベンダーの市場シェアと競合ポジションは？

5.ベンダーの市場参入・撤退戦略の原動力となる収益源と戦略的機会は何か？

目次

第1章 序文

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 市場の概要

第5章 市場洞察

• 市場力学
  • 促進要因
    • API統合とクラウドコンピューティングにおける技術的進歩
    • パーソナライズされた銀行体験に対する顧客の期待の高まり
    • 新たなフィンテックサービスへの投資増加
  • 抑制要因
    • データ侵害とプライバシーに関する懸念の増加
  • 機会
    • オープンバンキングデータを分析するためのAI統合の増加
    • フィンテック企業と従来の銀行プラットフォーム間の連携が急増
  • 課題
    • 法域ごとのオープンバンキング規制の違いと相互運用性の問題
• 市場セグメンテーション分析
  • サービス：オープンバンキングとデジタル通貨およびパーソナライズされた金融サービスの統合
  • 導入：拡張性、コスト効率、データ制御の観点からオンプレミスソリューションが好まれる傾向が高まっています。
• ポーターのファイブフォース分析
• PESTEL分析
  • 政治的
  • 経済
  • 社交
  • 技術的
  • 法律上
  • 環境

第6章 オープン・バンキング・ソリューション市場：サービス別

• API（アプリケーションプログラミングインターフェイス）
• サービスとしての銀行業務（BaaS）
• 本人確認サービス
• 決済ゲートウェイと処理

第7章 オープン・バンキング・ソリューション市場：展開別

• クラウド
• オンプレミス

第8章 オープン・バンキング・ソリューション市場：エンドユーザー別

• 銀行および金融機関
• フィンテック企業
• 小売業者とeコマース
• 中小企業・大企業

第9章 南北アメリカのオープン・バンキング・ソリューション市場

• アルゼンチン
• ブラジル
• カナダ
• メキシコ
• 米国

第10章 アジア太平洋地域のオープン・バンキング・ソリューション市場

• オーストラリア
• 中国
• インド
• インドネシア
• 日本
• マレーシア
• フィリピン
• シンガポール
• 韓国
• 台湾
• タイ
• ベトナム

第11章 欧州・中東・アフリカのオープン・バンキング・ソリューション市場

• デンマーク
• エジプト
• フィンランド
• フランス
• ドイツ
• イスラエル
• イタリア
• オランダ
• ナイジェリア
• ノルウェー
• ポーランド
• カタール
• ロシア
• サウジアラビア
• 南アフリカ
• スペイン
• スウェーデン
• スイス
• トルコ
• アラブ首長国連邦
• 英国

第12章 競合情勢

• 市場シェア分析2023
• FPNVポジショニングマトリックス, 2023
• 競合シナリオ分析
  • マスターカード、オープンバンキングイニシアチブでデビットおよびプリペイド口座開設を革新
  • Dwolla、A2A決済を強化して革新的なオープンバンキングサービスを導入
  • Flinks、カナダの金融機関向けオープンバンキング強化のための革新的ソリューションを発表
• 戦略分析と提言

企業一覧

• Alkami Technology Inc.
• Amplify Platform. by TrillerNet
• Banco Bilbao Vizcaya Argentaria, S.A. by PNC Financial Services
• Bud Financial
• Cashfree Payments India Private Limited
• Codat Limited
• Cross River Bank
• Credit Agricole CIB
• DirectID
• Finastra
• Fincity by Mastercard
• Flinks
• GoCardless Ltd.
• Jack Henry & Associates, Inc.
• M2P Solutions Private Limited
• Minna Technologies AB
• Nubank
• Plaid Inc. by Visa
• Railsbank Technology Ltd.
• Salt Edge
• Stitch
• Stripe, Inc.
• Token.io Ltd.
• TrueLayer Ltd.
• Yodlee by Envestnet

LIST OF FIGURES

• FIGURE 1. OPEN BANKING SOLUTIONS MARKET RESEARCH PROCESS
• FIGURE 2. OPEN BANKING SOLUTIONS MARKET SIZE, 2023 VS 2030
• FIGURE 3. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, 2018-2030 (USD MILLION)
• FIGURE 4. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 5. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 6. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2023 VS 2030 (%)
• FIGURE 7. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 8. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2023 VS 2030 (%)
• FIGURE 9. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 10. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2023 VS 2030 (%)
• FIGURE 11. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 12. AMERICAS OPEN BANKING SOLUTIONS MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 13. AMERICAS OPEN BANKING SOLUTIONS MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 14. UNITED STATES OPEN BANKING SOLUTIONS MARKET SIZE, BY STATE, 2023 VS 2030 (%)
• FIGURE 15. UNITED STATES OPEN BANKING SOLUTIONS MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 16. ASIA-PACIFIC OPEN BANKING SOLUTIONS MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 17. ASIA-PACIFIC OPEN BANKING SOLUTIONS MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 18. EUROPE, MIDDLE EAST & AFRICA OPEN BANKING SOLUTIONS MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 19. EUROPE, MIDDLE EAST & AFRICA OPEN BANKING SOLUTIONS MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 20. OPEN BANKING SOLUTIONS MARKET SHARE, BY KEY PLAYER, 2023
• FIGURE 21. OPEN BANKING SOLUTIONS MARKET, FPNV POSITIONING MATRIX, 2023

LIST OF TABLES

• TABLE 1. OPEN BANKING SOLUTIONS MARKET SEGMENTATION & COVERAGE
• TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018-2023
• TABLE 3. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, 2018-2030 (USD MILLION)
• TABLE 4. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 5. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 6. OPEN BANKING SOLUTIONS MARKET DYNAMICS
• TABLE 7. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 8. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY APIS (APPLICATION PROGRAMMING INTERFACES), BY REGION, 2018-2030 (USD MILLION)
• TABLE 9. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY BANKING-AS-A-SERVICE (BAAS), BY REGION, 2018-2030 (USD MILLION)
• TABLE 10. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY IDENTITY VERIFICATION SERVICES, BY REGION, 2018-2030 (USD MILLION)
• TABLE 11. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY PAYMENT GATEWAYS AND PROCESSING, BY REGION, 2018-2030 (USD MILLION)
• TABLE 12. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 13. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY CLOUD, BY REGION, 2018-2030 (USD MILLION)
• TABLE 14. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY ON-PREMISE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 15. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 16. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY BANKS & FINANCIAL INSTITUTIONS, BY REGION, 2018-2030 (USD MILLION)
• TABLE 17. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY FINTECH COMPANIES, BY REGION, 2018-2030 (USD MILLION)
• TABLE 18. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY RETAILERS & E-COMMERCE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 19. GLOBAL OPEN BANKING SOLUTIONS MARKET SIZE, BY SMES & LARGE ENTERPRISES, BY REGION, 2018-2030 (USD MILLION)
• TABLE 20. AMERICAS OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 21. AMERICAS OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 22. AMERICAS OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 23. AMERICAS OPEN BANKING SOLUTIONS MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 24. ARGENTINA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 25. ARGENTINA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 26. ARGENTINA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 27. BRAZIL OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 28. BRAZIL OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 29. BRAZIL OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 30. CANADA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 31. CANADA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 32. CANADA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 33. MEXICO OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 34. MEXICO OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 35. MEXICO OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 36. UNITED STATES OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 37. UNITED STATES OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 38. UNITED STATES OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 39. UNITED STATES OPEN BANKING SOLUTIONS MARKET SIZE, BY STATE, 2018-2030 (USD MILLION)
• TABLE 40. ASIA-PACIFIC OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 41. ASIA-PACIFIC OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 42. ASIA-PACIFIC OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 43. ASIA-PACIFIC OPEN BANKING SOLUTIONS MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 44. AUSTRALIA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 45. AUSTRALIA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 46. AUSTRALIA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 47. CHINA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 48. CHINA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 49. CHINA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 50. INDIA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 51. INDIA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 52. INDIA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 53. INDONESIA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 54. INDONESIA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 55. INDONESIA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 56. JAPAN OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 57. JAPAN OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 58. JAPAN OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 59. MALAYSIA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 60. MALAYSIA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 61. MALAYSIA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 62. PHILIPPINES OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 63. PHILIPPINES OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 64. PHILIPPINES OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 65. SINGAPORE OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 66. SINGAPORE OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 67. SINGAPORE OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 68. SOUTH KOREA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 69. SOUTH KOREA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 70. SOUTH KOREA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 71. TAIWAN OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 72. TAIWAN OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 73. TAIWAN OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 74. THAILAND OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 75. THAILAND OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 76. THAILAND OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 77. VIETNAM OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 78. VIETNAM OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 79. VIETNAM OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 80. EUROPE, MIDDLE EAST & AFRICA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 81. EUROPE, MIDDLE EAST & AFRICA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 82. EUROPE, MIDDLE EAST & AFRICA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 83. EUROPE, MIDDLE EAST & AFRICA OPEN BANKING SOLUTIONS MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 84. DENMARK OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 85. DENMARK OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 86. DENMARK OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 87. EGYPT OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 88. EGYPT OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 89. EGYPT OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 90. FINLAND OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 91. FINLAND OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 92. FINLAND OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 93. FRANCE OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 94. FRANCE OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 95. FRANCE OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 96. GERMANY OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 97. GERMANY OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 98. GERMANY OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 99. ISRAEL OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 100. ISRAEL OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 101. ISRAEL OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 102. ITALY OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 103. ITALY OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 104. ITALY OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 105. NETHERLANDS OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 106. NETHERLANDS OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 107. NETHERLANDS OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 108. NIGERIA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 109. NIGERIA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 110. NIGERIA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 111. NORWAY OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 112. NORWAY OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 113. NORWAY OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 114. POLAND OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 115. POLAND OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 116. POLAND OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 117. QATAR OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 118. QATAR OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 119. QATAR OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 120. RUSSIA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 121. RUSSIA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 122. RUSSIA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 123. SAUDI ARABIA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 124. SAUDI ARABIA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 125. SAUDI ARABIA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 126. SOUTH AFRICA OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 127. SOUTH AFRICA OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 128. SOUTH AFRICA OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 129. SPAIN OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 130. SPAIN OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 131. SPAIN OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 132. SWEDEN OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 133. SWEDEN OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 134. SWEDEN OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 135. SWITZERLAND OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 136. SWITZERLAND OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 137. SWITZERLAND OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 138. TURKEY OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 139. TURKEY OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 140. TURKEY OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 141. UNITED ARAB EMIRATES OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 142. UNITED ARAB EMIRATES OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 143. UNITED ARAB EMIRATES OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 144. UNITED KINGDOM OPEN BANKING SOLUTIONS MARKET SIZE, BY SERVICES, 2018-2030 (USD MILLION)
• TABLE 145. UNITED KINGDOM OPEN BANKING SOLUTIONS MARKET SIZE, BY DEPLOYMENT, 2018-2030 (USD MILLION)
• TABLE 146. UNITED KINGDOM OPEN BANKING SOLUTIONS MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 147. OPEN BANKING SOLUTIONS MARKET SHARE, BY KEY PLAYER, 2023
• TABLE 148. OPEN BANKING SOLUTIONS MARKET, FPNV POSITIONING MATRIX, 2023

The Open Banking Solutions Market was valued at USD 22.85 billion in 2023, expected to reach USD 26.36 billion in 2024, and is projected to grow at a CAGR of 16.10%, to USD 65.00 billion by 2030.

Open banking solutions refer to the use of APIs to enable third-party developers to build applications and services around financial institutions, fostering innovation and transparency. They are necessary as they catalyze financial inclusivity, enhance customer experience, and drive competition. Applications of open banking include payment systems, personal finance management, and customer authentication processes. The end-use scope primarily spans financial institutions, fintech companies, SMEs, and individual consumers. Driven by regulatory mandates such as PSD2 in Europe, open banking's growth is influenced by consumer demand for seamless digital experiences, as well as increased partnerships between banks and tech firms. Strategic alliances between legacy banks and agile tech entities present lucrative growth opportunities, particularly in creating tailored financial solutions for underserved demographics. To harness these, businesses should focus on interoperability in software tools, data security, and user-centric services. However, growth is curtailed by security concerns, technical standardization challenges, and consumer trust issues. Stringent regulatory compliance and high implementation costs also pose barriers. For business growth, areas ripe for innovation include blockchain for secure financial transactions, AI-enhanced predictive analytics for personalized banking, and IoT integrations for real-time financial monitoring. The market's nature is highly competitive, with rapid technological advancements and regulatory landscapes prompting continuous adaptation. Firms are recommended to engage in strategic partnerships and foster a culture of innovation to maintain their competitive edge. Engaging in active dialogue with regulatory bodies can also help mitigate limitations and address consumer apprehensions. Leveraging advanced technologies to create robust, user-friendly platforms will be crucial to unlocking new revenue streams and cementing a leadership position in the evolving open banking landscape.

Market Dynamics: Unveiling Key Market Insights in the Rapidly Evolving Open Banking Solutions Market

The Open Banking Solutions Market is undergoing transformative changes driven by a dynamic interplay of supply and demand factors. Understanding these evolving market dynamics prepares business organizations to make informed investment decisions, refine strategic decisions, and seize new opportunities. By gaining a comprehensive view of these trends, business organizations can mitigate various risks across political, geographic, technical, social, and economic domains while also gaining a clearer understanding of consumer behavior and its impact on manufacturing costs and purchasing trends.

• Market Drivers
  • Technological advancements in API integrations and cloud computing
  • Growing customer expectation for personalized banking experiences
  • Increasing investments in novel fintech services
• Market Restraints
  • Increasing incidences of data breaches and privacy concerns
• Market Opportunities
  • Rising AI integration to analyze open banking data
  • Surging collaborations between fintech firms and traditional banking platforms
• Market Challenges
  • Variations in open banking regulations across jurisdictions and interoperability issues

Porter's Five Forces: A Strategic Tool for Navigating the Open Banking Solutions Market

Porter's five forces framework is a critical tool for understanding the competitive landscape of the Open Banking Solutions Market. It offers business organizations with a clear methodology for evaluating their competitive positioning and exploring strategic opportunities. This framework helps businesses assess the power dynamics within the market and determine the profitability of new ventures. With these insights, business organizations can leverage their strengths, address weaknesses, and avoid potential challenges, ensuring a more resilient market positioning.

PESTLE Analysis: Navigating External Influences in the Open Banking Solutions Market

External macro-environmental factors play a pivotal role in shaping the performance dynamics of the Open Banking Solutions Market. Political, Economic, Social, Technological, Legal, and Environmental factors analysis provides the necessary information to navigate these influences. By examining PESTLE factors, businesses can better understand potential risks and opportunities. This analysis enables business organizations to anticipate changes in regulations, consumer preferences, and economic trends, ensuring they are prepared to make proactive, forward-thinking decisions.

Market Share Analysis: Understanding the Competitive Landscape in the Open Banking Solutions Market

A detailed market share analysis in the Open Banking Solutions Market provides a comprehensive assessment of vendors' performance. Companies can identify their competitive positioning by comparing key metrics, including revenue, customer base, and growth rates. This analysis highlights market concentration, fragmentation, and trends in consolidation, offering vendors the insights required to make strategic decisions that enhance their position in an increasingly competitive landscape.

FPNV Positioning Matrix: Evaluating Vendors' Performance in the Open Banking Solutions Market

The Forefront, Pathfinder, Niche, Vital (FPNV) Positioning Matrix is a critical tool for evaluating vendors within the Open Banking Solutions Market. This matrix enables business organizations to make well-informed decisions that align with their goals by assessing vendors based on their business strategy and product satisfaction. The four quadrants provide a clear and precise segmentation of vendors, helping users identify the right partners and solutions that best fit their strategic objectives.

Strategy Analysis & Recommendation: Charting a Path to Success in the Open Banking Solutions Market

A strategic analysis of the Open Banking Solutions Market is essential for businesses looking to strengthen their global market presence. By reviewing key resources, capabilities, and performance indicators, business organizations can identify growth opportunities and work toward improvement. This approach helps businesses navigate challenges in the competitive landscape and ensures they are well-positioned to capitalize on newer opportunities and drive long-term success.

Key Company Profiles

The report delves into recent significant developments in the Open Banking Solutions Market, highlighting leading vendors and their innovative profiles. These include Alkami Technology Inc., Amplify Platform. by TrillerNet, Banco Bilbao Vizcaya Argentaria, S.A. by PNC Financial Services, Bud Financial, Cashfree Payments India Private Limited, Codat Limited, Cross River Bank, Credit Agricole CIB, DirectID, Finastra, Fincity by Mastercard, Flinks, GoCardless Ltd., Jack Henry & Associates, Inc., M2P Solutions Private Limited, Minna Technologies AB, Nubank, Plaid Inc. by Visa, Railsbank Technology Ltd., Salt Edge, Stitch, Stripe, Inc., Token.io Ltd., TrueLayer Ltd., and Yodlee by Envestnet.

Market Segmentation & Coverage

This research report categorizes the Open Banking Solutions Market to forecast the revenues and analyze trends in each of the following sub-markets:

• Based on Services, market is studied across APIs (Application Programming Interfaces), Banking-as-a-Service (BaaS), Identity Verification Services, and Payment Gateways and Processing.
• Based on Deployment, market is studied across Cloud and On-Premise.
• Based on End-User, market is studied across Banks & Financial Institutions, Fintech Companies, Retailers & E-commerce, and SMEs & Large Enterprises.
• Based on Region, market is studied across Americas, Asia-Pacific, and Europe, Middle East & Africa. The Americas is further studied across Argentina, Brazil, Canada, Mexico, and United States. The United States is further studied across California, Florida, Illinois, New York, Ohio, Pennsylvania, and Texas. The Asia-Pacific is further studied across Australia, China, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand, and Vietnam. The Europe, Middle East & Africa is further studied across Denmark, Egypt, Finland, France, Germany, Israel, Italy, Netherlands, Nigeria, Norway, Poland, Qatar, Russia, Saudi Arabia, South Africa, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, and United Kingdom.

The report offers a comprehensive analysis of the market, covering key focus areas:

1. Market Penetration: A detailed review of the current market environment, including extensive data from top industry players, evaluating their market reach and overall influence.

2. Market Development: Identifies growth opportunities in emerging markets and assesses expansion potential in established sectors, providing a strategic roadmap for future growth.

3. Market Diversification: Analyzes recent product launches, untapped geographic regions, major industry advancements, and strategic investments reshaping the market.

4. Competitive Assessment & Intelligence: Provides a thorough analysis of the competitive landscape, examining market share, business strategies, product portfolios, certifications, regulatory approvals, patent trends, and technological advancements of key players.

5. Product Development & Innovation: Highlights cutting-edge technologies, R&D activities, and product innovations expected to drive future market growth.

The report also answers critical questions to aid stakeholders in making informed decisions:

1. What is the current market size, and what is the forecasted growth?

2. Which products, segments, and regions offer the best investment opportunities?

3. What are the key technology trends and regulatory influences shaping the market?

4. How do leading vendors rank in terms of market share and competitive positioning?

5. What revenue sources and strategic opportunities drive vendors' market entry or exit strategies?

Table of Contents

1. Preface

• 1.1. Objectives of the Study
• 1.2. Market Segmentation & Coverage
• 1.3. Years Considered for the Study
• 1.4. Currency & Pricing
• 1.5. Language
• 1.6. Stakeholders

2. Research Methodology

• 2.1. Define: Research Objective
• 2.2. Determine: Research Design
• 2.3. Prepare: Research Instrument
• 2.4. Collect: Data Source
• 2.5. Analyze: Data Interpretation
• 2.6. Formulate: Data Verification
• 2.7. Publish: Research Report
• 2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview

5. Market Insights

• 5.1. Market Dynamics
  • 5.1.1. Drivers
    • 5.1.1.1. Technological advancements in API integrations and cloud computing
    • 5.1.1.2. Growing customer expectation for personalized banking experiences
    • 5.1.1.3. Increasing investments in novel fintech services
  • 5.1.2. Restraints
    • 5.1.2.1. Increasing incidences of data breaches and privacy concerns
  • 5.1.3. Opportunities
    • 5.1.3.1. Rising AI integration to analyze open banking data
    • 5.1.3.2. Surging collaborations between fintech firms and traditional banking platforms
  • 5.1.4. Challenges
    • 5.1.4.1. Variations in open banking regulations across jurisdictions and interoperability issues
• 5.2. Market Segmentation Analysis
  • 5.2.1. Services: The integration of open banking with digital currencies and personalized financial services
  • 5.2.2. Deployment: Increasing preference for on-premise solutions for scalability, cost-efficiency, and data control
• 5.3. Porter's Five Forces Analysis
  • 5.3.1. Threat of New Entrants
  • 5.3.2. Threat of Substitutes
  • 5.3.3. Bargaining Power of Customers
  • 5.3.4. Bargaining Power of Suppliers
  • 5.3.5. Industry Rivalry
• 5.4. PESTLE Analysis
  • 5.4.1. Political
  • 5.4.2. Economic
  • 5.4.3. Social
  • 5.4.4. Technological
  • 5.4.5. Legal
  • 5.4.6. Environmental

6. Open Banking Solutions Market, by Services

• 6.1. Introduction
• 6.2. APIs (Application Programming Interfaces)
• 6.3. Banking-as-a-Service (BaaS)
• 6.4. Identity Verification Services
• 6.5. Payment Gateways and Processing

7. Open Banking Solutions Market, by Deployment

• 7.1. Introduction
• 7.2. Cloud
• 7.3. On-Premise

8. Open Banking Solutions Market, by End-User

• 8.1. Introduction
• 8.2. Banks & Financial Institutions
• 8.3. Fintech Companies
• 8.4. Retailers & E-commerce
• 8.5. SMEs & Large Enterprises

9. Americas Open Banking Solutions Market

• 9.1. Introduction
• 9.2. Argentina
• 9.3. Brazil
• 9.4. Canada
• 9.5. Mexico
• 9.6. United States

10. Asia-Pacific Open Banking Solutions Market

• 10.1. Introduction
• 10.2. Australia
• 10.3. China
• 10.4. India
• 10.5. Indonesia
• 10.6. Japan
• 10.7. Malaysia
• 10.8. Philippines
• 10.9. Singapore
• 10.10. South Korea
• 10.11. Taiwan
• 10.12. Thailand
• 10.13. Vietnam

11. Europe, Middle East & Africa Open Banking Solutions Market

• 11.1. Introduction
• 11.2. Denmark
• 11.3. Egypt
• 11.4. Finland
• 11.5. France
• 11.6. Germany
• 11.7. Israel
• 11.8. Italy
• 11.9. Netherlands
• 11.10. Nigeria
• 11.11. Norway
• 11.12. Poland
• 11.13. Qatar
• 11.14. Russia
• 11.15. Saudi Arabia
• 11.16. South Africa
• 11.17. Spain
• 11.18. Sweden
• 11.19. Switzerland
• 11.20. Turkey
• 11.21. United Arab Emirates
• 11.22. United Kingdom

12. Competitive Landscape

• 12.1. Market Share Analysis, 2023
• 12.2. FPNV Positioning Matrix, 2023
• 12.3. Competitive Scenario Analysis
  • 12.3.1. Mastercard Innovates Debit and Prepaid Account Opening with Open Banking Initiative
  • 12.3.2. Dwolla Introduces Revolutionary Open Banking Services by Enhancing A2A Payments
  • 12.3.3. Flinks' launch Innovative Solutions for Financial Institutions to Enhance Open Banking in Canada
• 12.4. Strategy Analysis & Recommendation

Companies Mentioned

• 1. Alkami Technology Inc.
• 2. Amplify Platform. by TrillerNet
• 3. Banco Bilbao Vizcaya Argentaria, S.A. by PNC Financial Services
• 4. Bud Financial
• 5. Cashfree Payments India Private Limited
• 6. Codat Limited
• 7. Cross River Bank
• 8. Credit Agricole CIB
• 9. DirectID
• 10. Finastra
• 11. Fincity by Mastercard
• 12. Flinks
• 13. GoCardless Ltd.
• 14. Jack Henry & Associates, Inc.
• 15. M2P Solutions Private Limited
• 16. Minna Technologies AB
• 17. Nubank
• 18. Plaid Inc. by Visa
• 19. Railsbank Technology Ltd.
• 20. Salt Edge
• 21. Stitch
• 22. Stripe, Inc.
• 23. Token.io Ltd.
• 24. TrueLayer Ltd.
• 25. Yodlee by Envestnet