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オープン・バンキングの世界市場

Open Banking

出版日
ページ情報
英文 177 Pages
納期
即日から翌営業日
適宜更新あり
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=148.90円
オープン・バンキングの世界市場
出版日: 2025年08月15日
発行: Global Industry Analysts, Inc.
ページ情報: 英文 177 Pages
納期: 即日から翌営業日
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概要

オープン・バンキングの世界市場は2030年までに1,377億米ドルに到達

2024年に341億米ドルと推定されるオープン・バンキングの世界市場は、2024年から2030年にかけてCAGR 26.2%で成長し、2030年には1,377億米ドルに達すると予測されます。本レポートで分析したセグメントのひとつである銀行・資本市場サービスは、CAGR29.3%を記録し、分析期間終了時には616億米ドルに達すると予想されます。決済サービス分野の成長率は、分析期間中CAGR23.5％と推定されます。

米国市場は90億米ドル、中国はCAGR24.6%で成長すると予測

米国のオープン・バンキング市場は2024年に90億米ドルと推定されます。世界第2位の経済大国である中国は、2030年までに207億米ドルの市場規模に達すると予測され、分析期間2024-2030年のCAGRは24.6%です。その他の注目すべき地域別市場としては、日本とカナダがあり、分析期間中のCAGRはそれぞれ24.3％と22.3％と予測されています。欧州では、ドイツがCAGR約17.7%で成長すると予測されています。

世界のオープン・バンキング市場- 主要動向と促進要因のまとめ

オープン・バンキングが従来の金融エコシステムを変革する理由とは？

オープン・バンキングは、標準化されたAPIを通じて銀行データへの安全で同意ベースのアクセスを可能にすることで、金融機関、フィンテック、消費者の関わり方を再定義しています。従来、銀行は、顧客データがサイロ化され、サードパーティプロバイダーがアクセスできないクローズドループのシステムで運営されていました。オープン・バンキングは、ライセンスされたサードパーティの開発者が、顧客の許可を得て、APIを通じて口座残高、取引履歴、支払い機能などの金融データにアクセスできるようにすることで、このモデルを破壊します。この転換により、消費者は自分の金融情報をより自由にコントロールできるようになり、金融サービスのバリューチェーン全体でイノベーションが促進されます。フィンテックの新興企業やネオバンクは、予算管理、融資、資産管理、決済のためのアプリを構築できるようになり、従来の銀行インターフェースよりも賢く、速く、パーソナライズされたサービスを提供できるようになりました。特に欧州（PSD2）、英国、アジア太平洋の一部の政府や規制当局は、競争を促進し、参入障壁を減らし、消費者の選択肢を増やすために、オープン・バンキングを積極的に推進しています。これは、透明性、効率性、金融包摂を推進する、政策に裏打ちされたムーブメントです。シームレスでアプリベースの金融体験を期待するデジタルネイティブな消費者の台頭は、採用をさらに加速させています。このモデルが成熟するにつれて、消費者、金融機関、そしてより広範なデジタル経済に恩恵をもたらす、より協力的なデータ共有エコシステムへの道が開かれつつあります。

API、フィンテック・パートナーシップ、データ分析がどのようにオープン・バンキングイノベーションを後押ししているのか？

APIはオープン・バンキングエコシステムのバックボーンを形成し、金融機関と第三者プロバイダーがリアルタイムで顧客データを共有する安全なデジタルパイプラインとして機能します。これらのAPIは、決済の開始や複数銀行間の口座集約から、パーソナライズされた金融インサイトや信用リスク評価の提供まで、多くの機能を可能にします。市場全体で標準化されたフレームワークが登場したことで、API開発はより速く、より相互運用性が高く、より安全になっています。フィンテック・パートナーシップはこのイノベーションを加速させており、伝統的な銀行は、個人財務管理、組み込み型決済、融資、さらには暗号投資の統合のためのソリューションを共同開発するために、俊敏な新興企業との協業をますます進めています。高度なデータ分析と機械学習は、ユーザーデータから実用的なインテリジェンスを導き出し、支出習慣、所得水準、生活目標に合わせた超パーソナライズされた金融サービスを可能にするために利用されています。これらのテクノロジーはまた、詐欺の検出、本人確認、KYCコンプライアンスを強化しています。オープン・バンキングプラットフォームは現在、AIを活用したファイナンシャル・アドバイザー、自動貯蓄ツール、リアルタイムの融資適格性チェックなどの機能をサポートし、日常的なバンキング体験を変革しています。クラウドインフラとサイバーセキュリティフレームワークの進化に伴い、銀行はリアルタイムトランザクションをサポートしながら、プライバシー規制に準拠した、よりスケーラブルなオープン・バンキングアーキテクチャを採用しています。このような技術的基盤により、金融サービスは、オープンであるだけでなく、インテリジェントで、コネクテッドで、継続的に進化するモデルへと移行しつつあります。

消費者の期待と規制の力はオープン・バンキングの長期的な採用を維持できるか？

透明性、パーソナライゼーション、コントロールに対する消費者の要求は、オープン・バンキングの長期的な採用を推進する最も強力な力の一つです。ソーシャルメディア、ストリーミング・プラットフォーム、eコマース・アプリと同様に、ユーザーは銀行にシームレスで直感的なデジタル体験を期待しています。オープン・バンキングは、消費者が複数のプロバイダーからの金融情報を統合し、オーダーメイドの商品推薦を受け、より積極的に金融を管理できるようにすることで、この需要を満たします。安全なデータ共有への信頼が高まるにつれ、消費者もまた、より良いサービスや金融上の利益と引き換えに、フィンテックとデータを共有することに前向きになっています。即座の信用スコアリングやローンの事前承認から、自動投資配分や請求書管理ツールに至るまで、使用事例は急速に拡大しています。一方、規制当局の圧力も金融機関のシステム開放を後押ししています。欧州連合（EU）では、第二次決済サービス指令（PSD2）により、銀行は厳格な条件の下で、第三者による顧客データへのアクセスを許可することが義務付けられています。同様の取り組みは、オーストラリア（消費者データの権利）、ブラジル、インド、シンガポールなどの市場でも進行中です。これらの枠組みは、APIプロトコルを標準化し、セキュリティ規範を実施し、保険、年金、住宅ローンが統一されたエコシステムに統合されるオープンファイナンスの基礎を築きつつあります。規制の勢いは消費者の行動シフトと相まって、オープン・バンキングを金融サービスの変革における基盤層にしています。

地域や使用事例を超えたオープン・バンキング市場の成長の原動力は？

オープン・バンキング市場の成長は、技術的準備、規制支援、市場需要、進化する金融行動に結びついたいくつかの相互関連する要因によって推進されています。欧州のPSD2や英国のオープン・バンキングイニシアチブから、オーストラリアのCDRやブラジルのオープンファイナンスフレームワークに至るまで、データ共有のコンプライアンスを義務付け、イノベーションを促進する規制が各地域で推進されていることが、中心的な促進要因のひとつです。もうひとつの重要な要因は、金融サービスの急速なデジタル化と、口座、アプリ、サービスを横断したデータ統合を必要とするモバイルファーストのバンキング体験の台頭です。金融機関はAPIを開放することで、コンプライアンスを満たすだけでなく、商品イノベーション、顧客獲得、組み込み金融モデルによるクロスセリングの機会を生み出すことができると認識するようになっています。何百もの新興企業がオープン・バンキングAPIを活用して、デジタルウォレット、クレジットスコアリングツール、投資プラットフォーム、ファイナンシャルウェルネスアプリを開発しています。小売業、ヘルスケア、旅行業など様々な業界の企業が、オープン・バンキングを通じて金融サービスを自社のプラットフォームに組み込んでおり、伝統的な銀行の枠を超えた需要に拍車をかけています。一方、消費者は、直感的なインターフェイス、リアルタイム機能、費用対効果の高さから、これらのサービスを採用しています。さらに、人工知能、クラウドコンピューティング、サイバーセキュリティの開発により、スケーラブルで安全なオープン・バンキングインフラの展開が可能になっています。金融包摂の重要性の高まりにより、オープン・バンキングは、特に新興国市場において、十分なサービスを受けていない人々や銀行口座を持たない人々に浸透しつつあります。オープン・バンキングを将来のデジタル金融エコシステムの中心的な柱として位置づけ、オープン・バンキングの世界の普及を推進しています。

セグメント

サービス（バンキング＆キャピタルマーケッツサービス、ペイメントサービス、デジタル通貨サービス、付加価値サービス）、デプロイメント（オンプレミスデプロイメント、クラウドデプロイメント）、ディストリビューションチャネル（アプリマーケットディストリビューションチャネル、銀行ディストリビューションチャネル、アグリゲーターディストリビューションチャネル、ディストリビューターディストリビューションチャネル）

調査対象企業の例

  • Plaid
  • Tink
  • TrueLayer
  • Yapily
  • Finicity
  • Token.io
  • Bud Financial
  • Salt Edge
  • MX
  • Solarisbank
  • Railsr（formerly Railsbank）
  • Marqeta
  • Galileo Financial Technologies
  • Treezor
  • Banked
  • M2P Fintech
  • Figo
  • OpenWrks
  • Akoya
  • Volt

AIインテグレーション

Global Industry Analystsは、有効な専門家コンテンツとAIツールにより、市場情報と競合情報を変革しています。

Global Industry Analystsは、一般的なLLMや業界固有のSLMにクエリーする代わりに、ビデオ記録、ブログ、検索エンジン調査、大量の企業、製品/サービス、市場データなど、世界中の専門家から収集したコンテンツのリポジトリを構築しました。

関税影響係数

Global Industry Analystsは、本社の国、製造拠点、輸出入（完成品とOEM）に基づく企業の競争力の変化を予測しています。この複雑で多面的な市場力学は、売上原価（COGS）の増加、収益性の低下、サプライチェーンの再構築など、ミクロおよびマクロの市場力学の中でも特に競合他社に影響を与える見込みです。

目次

第1章 調査手法

第2章 エグゼクティブサマリー

  • 市場概要
  • 主要企業
  • 市場動向と促進要因
  • 世界市場の見通し

第3章 市場分析

  • 米国
  • カナダ
  • 日本
  • 中国
  • 欧州
  • フランス
  • ドイツ
  • イタリア
  • 英国
  • その他欧州
  • アジア太平洋
  • その他の地域

第4章 競合

目次
Product Code: MCP32421

Global Open Banking Market to Reach US$137.7 Billion by 2030

The global market for Open Banking estimated at US$34.1 Billion in the year 2024, is expected to reach US$137.7 Billion by 2030, growing at a CAGR of 26.2% over the analysis period 2024-2030. Banking & Capital Markets Services, one of the segments analyzed in the report, is expected to record a 29.3% CAGR and reach US$61.6 Billion by the end of the analysis period. Growth in the Payments Services segment is estimated at 23.5% CAGR over the analysis period.

The U.S. Market is Estimated at US$9.0 Billion While China is Forecast to Grow at 24.6% CAGR

The Open Banking market in the U.S. is estimated at US$9.0 Billion in the year 2024. China, the world's second largest economy, is forecast to reach a projected market size of US$20.7 Billion by the year 2030 trailing a CAGR of 24.6% over the analysis period 2024-2030. Among the other noteworthy geographic markets are Japan and Canada, each forecast to grow at a CAGR of 24.3% and 22.3% respectively over the analysis period. Within Europe, Germany is forecast to grow at approximately 17.7% CAGR.

Global Open Banking Market - Key Trends & Drivers Summarized

Why Is Open Banking Transforming the Traditional Financial Ecosystem?

Open banking is redefining how financial institutions, fintechs, and consumers interact by enabling secure, consent-based access to banking data through standardized APIs. Traditionally, banks operated in closed-loop systems where customer data remained siloed and inaccessible to third-party providers. Open banking disrupts this model by allowing licensed third-party developers to access financial data-such as account balances, transaction histories, and payment capabilities-through APIs, with the customer’s permission. This shift empowers consumers with greater control over their financial information and fosters innovation across the financial services value chain. Fintech startups and neobanks can now build apps for budgeting, lending, wealth management, and payments that are smarter, faster, and more personalized than legacy banking interfaces. Governments and regulators, particularly in Europe (PSD2), the UK, and parts of Asia-Pacific, are actively promoting open banking to increase competition, reduce entry barriers, and enhance consumer choice. In doing so, open banking is not just a technology initiative-it’s a policy-backed movement driving transparency, efficiency, and financial inclusion. The rise of digital-native consumers, who expect seamless, app-based financial experiences, is further accelerating adoption. As this model matures, it’s paving the way for more collaborative, data-sharing ecosystems that benefit consumers, financial institutions, and the broader digital economy alike.

How Are APIs, Fintech Partnerships, and Data Analytics Powering Open Banking Innovation?

APIs form the backbone of the open banking ecosystem, acting as secure digital pipelines through which financial institutions and third-party providers share customer data in real time. These APIs enable a host of capabilities-from initiating payments and aggregating accounts across multiple banks to delivering personalized financial insights and credit risk assessments. With standardized frameworks emerging across markets, API development has become faster, more interoperable, and more secure. Fintech partnerships are accelerating this innovation, with traditional banks increasingly collaborating with agile startups to co-create solutions for personal finance management, embedded payments, lending, and even crypto investment integration. Advanced data analytics and machine learning are being used to derive actionable intelligence from user data, enabling hyper-personalized financial services tailored to spending habits, income levels, and life goals. These technologies are also enhancing fraud detection, identity verification, and KYC compliance. Open banking platforms now support features such as AI-powered financial advisors, automatic savings tools, and real-time loan eligibility checks-transforming everyday banking experiences. As cloud infrastructure and cybersecurity frameworks evolve, banks are adopting more scalable open banking architectures that comply with privacy regulations while supporting real-time transactions. This technical foundation is allowing financial services to move toward a model that is not only open but also intelligent, connected, and continuously evolving.

Can Consumer Expectations and Regulatory Forces Sustain Long-Term Adoption of Open Banking?

Consumer demand for transparency, personalization, and control is one of the most powerful forces driving the long-term adoption of open banking. Users now expect seamless, intuitive digital experiences from their banks-similar to what they get from social media, streaming platforms, or e-commerce apps. Open banking satisfies this demand by allowing consumers to consolidate financial information from multiple providers, receive tailored product recommendations, and manage their finances more proactively. As trust builds in secure data sharing, consumers are also warming up to sharing their data with fintechs in exchange for better services and financial benefits. From instant credit scoring and pre-approved loans to automatic investment allocations and bill management tools, the use cases are expanding rapidly. Meanwhile, regulatory pressure is also pushing financial institutions to open up their systems. In the European Union, the Second Payment Services Directive (PSD2) requires banks to allow third-party access to customer data under strict conditions. Similar initiatives are underway in markets like Australia (Consumer Data Right), Brazil, India, and Singapore. These frameworks are standardizing API protocols, enforcing security norms, and laying the groundwork for open finance, where insurance, pensions, and mortgages will be integrated into a unified ecosystem. Regulatory momentum, combined with consumer behavioral shifts, is making open banking a foundational layer in the transformation of financial services.

What’s Driving the Growth of the Open Banking Market Across Regions and Use Cases?

The growth in the open banking market is driven by several interrelated factors tied to technological readiness, regulatory support, market demand, and evolving financial behaviors. One of the core drivers is the regulatory push across regions-from Europe’s PSD2 and the UK’s Open Banking Initiative to Australia’s CDR and Brazil’s Open Finance Framework-which mandates data-sharing compliance and fosters innovation. Another key factor is the rapid digitization of financial services and the rise of mobile-first banking experiences that require data integration across accounts, apps, and services. Financial institutions are increasingly recognizing that opening their APIs not only satisfies compliance but also creates opportunities for product innovation, customer acquisition, and cross-selling through embedded finance models. The fintech boom is another critical driver, as hundreds of startups leverage open banking APIs to develop digital wallets, credit scoring tools, investment platforms, and financial wellness apps. Businesses across industries-including retail, healthcare, and travel-are embedding financial services into their platforms through open banking, fueling demand beyond traditional banking sectors. Consumers, in turn, are adopting these services due to their intuitive interfaces, real-time capabilities, and cost-effectiveness. Additionally, developments in artificial intelligence, cloud computing, and cybersecurity are enabling scalable and secure deployment of open banking infrastructures. The growing emphasis on financial inclusion is pushing open banking into underserved and underbanked populations, especially in developing markets. Collectively, these forces are driving widespread global adoption of open banking, positioning it as a central pillar of the future digital financial ecosystem.

SCOPE OF STUDY:

The report analyzes the Open Banking market in terms of units by the following Segments, and Geographic Regions/Countries:

Segments:

Service (Banking & Capital Markets Services, Payments Services, Digital Currencies Services, Value Added Services); Deployment (On-Premise Deployment, Cloud Deployment); Distribution Channel (App Market Distribution Channels, Bank Distribution Channels, Aggregator Distribution Channels, Distributor Distribution Channels)

Geographic Regions/Countries:

World; United States; Canada; Japan; China; Europe (France; Germany; Italy; United Kingdom; and Rest of Europe); Asia-Pacific; Rest of World.

Select Competitors (Total 43 Featured) -

  • Plaid
  • Tink
  • TrueLayer
  • Yapily
  • Finicity
  • Token.io
  • Bud Financial
  • Salt Edge
  • MX
  • Solarisbank
  • Railsr (formerly Railsbank)
  • Marqeta
  • Galileo Financial Technologies
  • Treezor
  • Banked
  • M2P Fintech
  • Figo
  • OpenWrks
  • Akoya
  • Volt

AI INTEGRATIONS

We're transforming market and competitive intelligence with validated expert content and AI tools.

Instead of following the general norm of querying LLMs and Industry-specific SLMs, we built repositories of content curated from domain experts worldwide including video transcripts, blogs, search engines research, and massive amounts of enterprise, product/service, and market data.

TARIFF IMPACT FACTOR

Our new release incorporates impact of tariffs on geographical markets as we predict a shift in competitiveness of companies based on HQ country, manufacturing base, exports and imports (finished goods and OEM). This intricate and multifaceted market reality will impact competitors by increasing the Cost of Goods Sold (COGS), reducing profitability, reconfiguring supply chains, amongst other micro and macro market dynamics.

TABLE OF CONTENTS

I. METHODOLOGY

II. EXECUTIVE SUMMARY

  • 1. MARKET OVERVIEW
    • Influencer Market Insights
    • Tariff Impact on Global Supply Chain Patterns
    • Open Banking - Global Key Competitors Percentage Market Share in 2025 (E)
    • Competitive Market Presence - Strong/Active/Niche/Trivial for Players Worldwide in 2025 (E)
  • 2. FOCUS ON SELECT PLAYERS
  • 3. MARKET TRENDS & DRIVERS
    • Regulatory Mandates and PSD2 Compliance Throw the Spotlight on API-Driven Financial Ecosystems
    • Consumer Demand for Personalized Financial Services Spurs Growth in Open Banking Adoption
    • Fintech Collaboration Expands Addressable Market Opportunity for Banks and Third-Party Providers
    • Rising Competition in Digital Banking Drives Innovation in Open Banking Use Cases and Offerings
    • Increased Focus on Financial Inclusion Generates Opportunities for Alternative Credit and Payment Solutions
    • Data Portability and Ownership Trends Strengthen the Business Case for Customer-Centric Open Banking Models
    • Proliferation of Banking-as-a-Service (BaaS) Platforms Drives Adoption of Embedded Finance Solutions
    • Advanced Data Analytics and AI Integration in Open Banking Accelerate Demand for Real-Time Insights
    • Global Expansion of API Standards and Interoperability Frameworks Sustains Growth Across Borders
    • Rising Investment in Open Banking Infrastructure Propels Growth Among Traditional and Challenger Banks
    • Open Finance Evolution Beyond Banking Broadens Scope and Application in Insurance, Wealth, and Lending
    • Cybersecurity Innovations and Identity Verification Technologies Drive Confidence in Open Banking Platforms
    • Small Business and SME Lending Trends Generate Opportunities for Alternative Underwriting via Open Data
    • Digital-First Consumer Behavior and Mobile-Only Banking Culture Fuel Demand for Seamless, App-Based Experiences
  • 4. GLOBAL MARKET PERSPECTIVE
    • TABLE 1: World Open Banking Market Analysis of Annual Sales in US$ Million for Years 2015 through 2030
    • TABLE 2: World Recent Past, Current & Future Analysis for Open Banking by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 3: World 6-Year Perspective for Open Banking by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets for Years 2025 & 2030
    • TABLE 4: World Recent Past, Current & Future Analysis for Banking & Capital Markets Services by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 5: World 6-Year Perspective for Banking & Capital Markets Services by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 6: World Recent Past, Current & Future Analysis for Payments Services by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 7: World 6-Year Perspective for Payments Services by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 8: World Recent Past, Current & Future Analysis for Digital Currencies Services by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 9: World 6-Year Perspective for Digital Currencies Services by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 10: World Recent Past, Current & Future Analysis for Value Added Services by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 11: World 6-Year Perspective for Value Added Services by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 12: World Recent Past, Current & Future Analysis for Distributor Distribution Channels by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 13: World 6-Year Perspective for Distributor Distribution Channels by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 14: World Recent Past, Current & Future Analysis for App Market Distribution Channels by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 15: World 6-Year Perspective for App Market Distribution Channels by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 16: World Recent Past, Current & Future Analysis for Bank Distribution Channels by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 17: World 6-Year Perspective for Bank Distribution Channels by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 18: World Recent Past, Current & Future Analysis for Aggregator Distribution Channels by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 19: World 6-Year Perspective for Aggregator Distribution Channels by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 20: World Recent Past, Current & Future Analysis for On-Premise Deployment by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 21: World 6-Year Perspective for On-Premise Deployment by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 22: World Recent Past, Current & Future Analysis for Cloud Deployment by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 23: World 6-Year Perspective for Cloud Deployment by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030

III. MARKET ANALYSIS

  • UNITED STATES
    • Open Banking Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United States for 2025 (E)
    • TABLE 24: USA Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 25: USA 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 26: USA Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 27: USA 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 28: USA Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 29: USA 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030
  • CANADA
    • TABLE 30: Canada Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 31: Canada 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 32: Canada Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 33: Canada 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 34: Canada Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 35: Canada 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030
  • JAPAN
    • Open Banking Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Japan for 2025 (E)
    • TABLE 36: Japan Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 37: Japan 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 38: Japan Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 39: Japan 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 40: Japan Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 41: Japan 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030
  • CHINA
    • Open Banking Market Presence - Strong/Active/Niche/Trivial - Key Competitors in China for 2025 (E)
    • TABLE 42: China Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 43: China 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 44: China Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 45: China 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 46: China Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 47: China 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030
  • EUROPE
    • Open Banking Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Europe for 2025 (E)
    • TABLE 48: Europe Recent Past, Current & Future Analysis for Open Banking by Geographic Region - France, Germany, Italy, UK and Rest of Europe Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 49: Europe 6-Year Perspective for Open Banking by Geographic Region - Percentage Breakdown of Value Sales for France, Germany, Italy, UK and Rest of Europe Markets for Years 2025 & 2030
    • TABLE 50: Europe Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 51: Europe 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 52: Europe Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 53: Europe 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 54: Europe Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 55: Europe 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030
  • FRANCE
    • Open Banking Market Presence - Strong/Active/Niche/Trivial - Key Competitors in France for 2025 (E)
    • TABLE 56: France Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 57: France 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 58: France Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 59: France 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 60: France Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 61: France 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030
  • GERMANY
    • Open Banking Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Germany for 2025 (E)
    • TABLE 62: Germany Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 63: Germany 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 64: Germany Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 65: Germany 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 66: Germany Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 67: Germany 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030
  • ITALY
    • TABLE 68: Italy Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 69: Italy 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 70: Italy Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 71: Italy 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 72: Italy Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 73: Italy 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030
  • UNITED KINGDOM
    • Open Banking Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United Kingdom for 2025 (E)
    • TABLE 74: UK Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 75: UK 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 76: UK Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 77: UK 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 78: UK Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 79: UK 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030
  • REST OF EUROPE
    • TABLE 80: Rest of Europe Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 81: Rest of Europe 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 82: Rest of Europe Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 83: Rest of Europe 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 84: Rest of Europe Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 85: Rest of Europe 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030
  • ASIA-PACIFIC
    • Open Banking Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Asia-Pacific for 2025 (E)
    • TABLE 86: Asia-Pacific Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 87: Asia-Pacific 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 88: Asia-Pacific Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 89: Asia-Pacific 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 90: Asia-Pacific Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 91: Asia-Pacific 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030
  • REST OF WORLD
    • TABLE 92: Rest of World Recent Past, Current & Future Analysis for Open Banking by Service - Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 93: Rest of World 6-Year Perspective for Open Banking by Service - Percentage Breakdown of Value Sales for Banking & Capital Markets Services, Payments Services, Digital Currencies Services and Value Added Services for the Years 2025 & 2030
    • TABLE 94: Rest of World Recent Past, Current & Future Analysis for Open Banking by Distribution Channel - Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 95: Rest of World 6-Year Perspective for Open Banking by Distribution Channel - Percentage Breakdown of Value Sales for Distributor Distribution Channels, App Market Distribution Channels, Bank Distribution Channels and Aggregator Distribution Channels for the Years 2025 & 2030
    • TABLE 96: Rest of World Recent Past, Current & Future Analysis for Open Banking by Deployment - On-Premise Deployment and Cloud Deployment - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 97: Rest of World 6-Year Perspective for Open Banking by Deployment - Percentage Breakdown of Value Sales for On-Premise Deployment and Cloud Deployment for the Years 2025 & 2030

IV. COMPETITION