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市場調査レポート
商品コード
1245686
バンキングCRMソフトウェアの世界市場規模、シェア、産業動向分析レポート:提供別(ソリューション、サービス)、展開モード別(オンプレミス、クラウド)、用途別、地域別の展望・予測、2022~2028年Global Banking CRM Software Market Size, Share & Industry Trends Analysis Report By Offering (Solution and Services), By Deployment Mode (On-premise and Cloud), By Application, By Regional Outlook and Forecast, 2022 - 2028 |
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バンキングCRMソフトウェアの世界市場規模、シェア、産業動向分析レポート:提供別(ソリューション、サービス)、展開モード別(オンプレミス、クラウド)、用途別、地域別の展望・予測、2022~2028年 |
出版日: 2023年02月28日
発行: KBV Research
ページ情報: 英文 221 Pages
納期: 即納可能
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バンキングCRMソフトウェアの世界市場規模は、2028年には241億米ドルに達し、予測期間中に15.3%のCAGRで市場成長する見込みです。
バンキングCRMソフトウェアは、より多くの企業や銀行部門が顧客インサイト活動の実施に依存しているため、劇的に拡大しています。さらに、リモートワークの結果として、主に顧客データに頻繁にアクセスし、意思決定を行うための正確な情報、および財務管理を必要とする個人が、企業の顧客記録やシステムにさらにダイナミックかつリモートアクセスすることがより重要な要件となっています。そして、世界の健康危機の中で、これはバンキングCRMソフトウェア業界にとって重要な発展要因の1つになりました。
CRMソフトウェアは、銀行が顧客ベースをうまく管理し、顧客の好みを考慮し、市場で際立ったソリューションを提供するのに役立ちます。このソフトウェアの支援により、銀行は顧客のニーズを重視したビジネス戦略を策定し、顧客の財務データを適切に監視することができます。さらに、CRMは、時間のかかる管理業務を減らし、顧客とのやり取りを改善し、消費者の需要を満たすために複数の銀行部門を設立することで、銀行の時間を節約することができます。その結果、投資家は、投資バンキングCRMへの大きな動きを見てきました。
COVID-19影響度分析
顧客サービス業務におけるオンライン&デジタル化プラットフォームの使用と受容が世界的に拡大したため、COVID-19の流行はバンキングCRMソフトウェア市場に多大な貢献をしています。COVID-19の流行は、バンキングCRMソフトウェアの需要を著しく高めています。これは、リモートワークのトレンドによってもたらされた、顧客サービスの向上と正確なデータ収集への要望が高まったためです。これらの要素は、銀行向けCRMソフトの市場動向に大きく影響します。したがって、パンデミック危機の際には、これらの要素がバンキングCRMソフトウェア分野の拡大を促したのです。
市場成長要因
顧客維持率の向上とセグメンテーション
バンキングCRMソフトウェアは、収入、人口統計、年齢など、さまざまな要因に基づいて顧客をセグメント化することができます。より良いセグメンテーションにより、銀行は個別の顧客戦略を立てることができます。さらに、顧客のリピート率や満足度、好みの投資対象など、顧客の行動をより深く知ることができるようになります。顧客を維持するための技術も、顧客との交流には欠かせません。顧客は対面でのやり取りよりもオンライン・バンキング・サービスを好むため、多くの企業が長期的なつながりを築くための支援を必要としています。これは地域市場の成長を支えています。
バンキングCRMは顧客体験の向上のために高い需要がある
バンキング顧客関係管理(CRM)は、銀行部門がクライアントや顧客に対して、より良い、より信頼できるサービスを提供するための手法です。銀行は、顧客との関係をより充実したものにするために時間とリソースを割くことで、顧客の体験を向上させることができます。また、顧客関係管理は、消費者に高品質のサービスを提供することで、顧客満足を促進します。銀行は、CRMの助けを借りて収集したすべてのデータのおかげで、顧客の要求と要件を見ることができます。その結果、この要素がバンキングCRMソフトウェアの市場拡大に拍車をかけています。
市場の抑制要因
現在のテクノロジースタックへの適応
銀行部門は、主にデータ・セキュリティに関心を持ち、誰が自分の情報にアクセスするかについて、さらなるコントロールを提供することに取り組んでいます。顧客の個人データや口座情報を保護するだけでなく、銀行はITインフラ全体がハッカーの攻撃や危険なマルウェアに対して安全であることを保証する必要があります。高度な情報セキュリティを保証するために、最新のCRMプラットフォームプロバイダーは、役割ベースのアクセス承認から暗号化された取引やデータのバックアップまで、優れたセキュリティ機能を提供しています。
提供の展望
提供サービスに基づき、バンキングCRMソフトウェア市場は、ソリューションセグメントとサービスセグメントに分けられます。2021年には、ソリューションセグメントがバンキングCRMソフトウェア市場を独占し、最大の収益シェアを獲得しました。企業がCRMソフトウェアを使用して、戦略的かつ強力な顧客維持とライバルに対する競争優位を達成することが、主にこのセグメントの発展に寄与しています。また、産業分野では、新規顧客の獲得や長期的な顧客維持に貢献し、市場の拡大に拍車をかけています。
展開モードの展望
展開モードに基づき、バンキングCRMソフトウェア業界は、オンプレミスとクラウドに分けられます。2021年のバンキングCRMソフトウェア市場では、クラウドセグメントがかなりの収益シェアを占めています。クラウドベースの導入により、データは即座にリアルタイムでアクセスすることができ、顧客満足度の向上にも貢献します。ユーザーは顧客情報を同時に見ることができ、どのデバイスからでも利用可能です。中小企業における製品需要の高まりが、クラウドベースのCRMソフトウェアの市場を牽引しています。さらに、クラウドベースのCRMソフトウェアには、手頃な価格、アクセス性、設備費用がほとんどかからないなど、いくつかの利点があります。
用途の展望
用途に基づき、バンキングCRMソフトウェア市場は、顧客サービス、顧客体験管理、CRM分析、マーケティングオートメーション、セールスフォースオートメーション、その他に区分されます。2021年のバンキングCRMソフトウェア市場では、顧客サービス分野が最大の収益シェアを示しました。これは、このソフトウェアが提供できる自動化、合理化、統合により、銀行が顧客を満足させ、ビジネスを維持することができるためです。さらに、インターネットバンキングの利用が増加していることから、カスタマーケア用のバンキングCRMソフトウェアの市場も拡大しています。さらに、銀行はしばしば、他の企業が享受しているブランド・ロイヤルティの利点にもっと注意を払う必要があります。
地域別展望
地域別に見ると、バンキングCRMソフトウェア市場は、北米、欧州、アジア太平洋、LAMEAに二分されます。北米地域は、2021年のバンキングCRMソフトウェア市場で最大の収益シェアを予測しています。この地域の市場開拓に影響を与える主な要因の1つは、顧客体験を向上させるために銀行の顧客関係管理(CRM)ソフトウェアに対するニーズが高まっていることです。さらに、銀行やその他の金融機関は、顧客体験を向上させるためにCRMソフトウェアを使用しており、技術革新者が集中していることが、北米のバンキングCRMの市場成長を後押ししています。
市場参入企業がとる主な戦略は、パートナーシップです。カーディナルマトリックスで示された分析によると、マイクロソフト社がバンキングCRMソフトウェア市場の先駆者です。Oracle Corporation、Salesforce, Inc.、HubSpot, Inc.などの企業が、バンキングCRMソフトウェア市場における主要なイノベーターとして挙げられます。
List of Figures
The Global Banking CRM Software Market size is expected to reach $24.1 billion by 2028, rising at a market growth of 15.3% CAGR during the forecast period.
The use of banking CRM software improves the data quality and helps the company create a long-term marketing strategy to satisfy the growing demand for such software. The market for banking CRM software is expanding due to a rise in the usage of this software for enhancing corporate efficiency. This element significantly encourages market expansion for banking CRM software.
Additionally, it is anticipated that the industry will see prosperous chances in the following years due to the possibility of accessing untapped markets and the availability of qualified personnel. Additionally, the increase in activities and advances toward CRM for investment banking would be a significant growth opportunity for the industry.
Banking CRM software is expanding dramatically as more firms and the banking sector depend on it to carry out customer insight activities. Additionally, as a consequence of remote working, there is a more critical requirement for even more dynamic and remote access to corporate customer records and systems by individuals who mainly need to access client data often, accurate information to make decisions, and manage financial affairs. In turn, amid the global health crisis, this has turned into one of the vital development causes for the banking CRM software industry.
CRM software helps banks successfully manage their customer base and consider their preferences to provide solutions that stand out in the market. With the aid of this software, banks can develop a business strategy oriented to their customers' needs and monitor client financial data appropriately. Additionally, CRM saves banks time by reducing time-consuming administrative tasks, improving customer interactions, and setting up several banking units to meet consumer demand. As a result, investors have seen a significant move towards CRM for investment banking.
COVID-19 Impact Analysis
Due to the worldwide expansion in the use and acceptance of online & digitalized platforms for customer service operations, the COVID-19 pandemic has tremendously helped the banking CRM software market. The COVID-19 outbreak has significantly raised the demand for banking CRM software. This is due to a rise in the desire for improved customer service and accurate data collection brought on by the remote working trend. These elements greatly influence market trends for banking CRM software. Therefore, during the pandemic crisis, these elements encouraged the expansion of the bank's CRM software sector.
Market Growth Factors
Improved customer retention and segmentation
Banking CRM software helps segment clients based on various factors, including income, demographics, age, and others. Better segmentation enables banks to create individualized customer strategies. Additionally, this assists banks in learning more about the behavior of their clients, including their percentage of repeat business, degree of satisfaction, preferred types of investments, and others. A technique for keeping customers is also crucial to customer interactions. Many businesses need help to develop long-lasting connections because clients prefer online banking services over in-person interactions. This supports the growth of the regional market.
Banking CRM is in high demand to improve customer experience
Banking customer relationship management (CRM) is a technique for the banking sector to provide better and more dependable service to its clients and customers. Banks may enhance their customers' experiences by devoting time and resources to building a more substantial basis for their relationships. Customer relationship management also promotes customer satisfaction by offering consumers high-quality services. Banks can see the demands and requirements of their customer's thanks to all the data gathered with the aid of CRM. As a result, this element is fueling the market's expansion for banking CRM software.
Market Restraining Factors
Adaptation to the current technology stack
The banking sector is mainly concerned with data security and works to provide an additional layer of control over who may access their information. Besides safeguarding their customers' personal data and account information, banks must also ensure that their whole IT infrastructure is secure against hacker assaults and dangerous malware. To assure a high degree of information security, modern CRM platform providers provide outstanding security features, from role-based access authorization to encrypted transactions and data backups.
Offering Outlook
Based on the offerings, the banking CRM software market is divided into solution and service segments. In 2021, the solution segment dominated the banking CRM software market with maximum revenue share. Businesses' use of CRM software to achieve strategic and strong customer retention and a competitive edge over their rivals is primarily attributed to the segment's development. Additionally, it helps the industrial sector attract new clients and keeps them around for a while, spurs the market's expansion.
Deployment Models Outlook
Based on deployment models, the banking CRM software industry is divided into on-premises and cloud. The cloud segment covered a considerable revenue share in the banking CRM software market in 2021. Data can be accessed instantly and in real-time thanks to the cloud-based implementation, which also helps to increase customer satisfaction. It lets users view client information simultaneously and is available from any device. Rising product demand from small and medium-sized businesses is driving the market for cloud-based CRM software. Additionally, cloud-based CRM software offers several advantages, including affordability, accessibility, and nearly no equipment costs.
Application Outlook
Based on the application, the banking CRM software market is segmented into customer service, customer experience management, CRM analytics, marketing automation, salesforce automation, and others. The customer service segment witnessed the largest revenue share in the banking CRM software market in 2021. This is due to the banks' ability to satisfy their customers and maintain their business due to the automation, streamlining, and consolidation that this software can offer. Additionally, the market for banking CRM software for customer care is expanding due to the increasing use of internet banking. Besides, banks often need to pay more attention to the benefits of brand loyalty that other businesses enjoy.
Regional Outlook
Based on geography, the banking CRM software market is bifurcated into North America, Europe, Asia Pacific, and LAMEA. The North America region projected the maximum revenue share in the banking CRM software market in 2021. One of the key factors influencing the development of the market in the area is the increased need for banks' customer relationship management (CRM) software to improve customer experience. Additionally, banks and other financial institutions use CRM software to improve customer experience, and the high concentration of technological innovators drives the market growth for banking CRM in North America.
The major strategies followed by the market participants are partnerships. Based on the Analysis presented in the Cardinal matrix; Microsoft Corporation are the forerunners in the Banking CRM Software Market. Companies such as Oracle Corporation, Salesforce, Inc., HubSpot, Inc. are some of the key innovators in Banking CRM Software Market.
The market research report covers the analysis of key stake holders of the market. Key companies profiled in the report include Salesforce.com, Inc., Microsoft Corporation, Oracle Corporation, Pegasystems, Inc., HubSpot, Inc., SugarCRM, Inc., LeadSquared (MarketXpander Services Private Limited), KAPTURE, Zoho Corporation Pvt. Ltd., and Claritysoft LLC.
Recent Strategies Deployed in Banking CRM Software Market
Partnerships, Collaborations & Agreements:
Jan-2023: Microsoft partnered with YES Bank, an Indian bank engaged in providing banking solutions. Following this partnership, companies would bring the latest generation mobile application (app) to deliver customers with a customized banking experience. Additionally, with the help of Microsoft's Azure platform, YES Bank would build the app to provide customers with a host of services including customized dashboards, shopping, offers, rewards, and online payments.
Nov-2022: Salesforce came into partnership with DivideBuy, a UK-based LendTech company. The partnership would aim to provide quick onboarding for its partners and merchants. Moreover, Salesforce would offer its merchant customers enhanced experiences and smoother journeys, and help the rising POS finance market and the broadening FinTech sector.
Oct-2022: Oracle signed an agreement with HSBC, a financial services organization. Following this collaboration, Oracle would boost the bank's digital transformation. Under this agreement, Oracle would enable HSBC to consolidate critical systems on a scalable, secure on-premises cloud platform and develop cloud-based services faster.
Dec-2021: LeadSquared partnered with Niro, an embedded consumer lending platform. Following this partnership, Companies would offer support to their new customer initiating operations.
Jun-2021: Microsoft Corp. joined hands with Morgan Stanley, an investment management and financial services company. Through this partnership, both companies would aim to boost the firm's digital transformation and structure innovation in the financial services industry.
Jun-2021: Oracle teamed up with Deutsche Bank, a financial services organization. Under this collaboration, both companies would upgrade the bank's database technology and boost its digital transformation.
Jun-2021: Oracle came into collaboration with Federal Bank, a private banking company, and Infosys, a company engaged in next-generation digital services and consulting. Through this collaboration, companies would offer improved customer experience with the Oracle CX platform. Additionally, together companies would build a completely combined Customer Relationship Management (CRM) solution across customer service, social listening, sales, and marketing to improve Federal Bank's operations, and to provide data-connected, driven, and intelligent customer experiences across all touch points.
Product Launches and Product Expansions:
Sep-2022: Salesforce introduced Salesforce Genie, a hyper-scale real-time data platform that improves the capability of the complete Salesforce Customer 360 platform. Through this launch, every company could transform data into customer magic, offering smooth, highly customized experiences in marketing, service, sales, and commerce which continuously align to transforming customer information and requirements in real-time.
Oct-2021: Hubspot released an open beta for HubSpot Payments; a comprehensive payment solution created to provide a better and connected buyer experience. The product is designed initially as a division of the HubSpot CRM platform; HubSpot Payments allows enterprises to accept payments smoothly and confidently in less time and with the least tools.
Oct-2021: Kapture CRM released the latest user interface to provide an improved customer experience in industries and businesses. The company made multiple enhancements to the ticket interface, agent dashboards, and other areas to help users.
Jun-2021: Salesforce unveiled Corporate and Investment Banking for Financial Services Cloud, a technology to help bankers with more ways to create and deepen relationships with customers and manage important accounts by enhancing artificial intelligence. The product is designed to provide a comprehensive experience during the client's journey and supports the latest integrations with Tableau CRM and Einstein Relationship Insights (ERI) to deliver bankers with purpose-built technology.
Apr-2021: HubSpot unveiled Operations Hub, a product created to change the role of operations professionals in the business world. Through this product, users would unify customers' data in a connected CRM platform, simply maintain a clean database, automate a host of time-consuming tasks, and finally play an important role in shaping the company's strategy.
Mergers & Acquisitions:
2020-Nov: SugarCRM took over W-Systems, a CRM and marketing automation solutions and services provider. Under this acquisition, Sugar would broaden its capability to meet implementation service need for its AI-powered, sales, marketing, and service software that help enterprises offer a better customer experience.
Geographical Expansions:
Jul-2022: Kapture CRM expanded its geographical footprint across Indonesia. The company's SaaS-based service automation platform would earn a lot of interest from the region and engage customers in a customized way that would lead to larger customer retention and conversion.
Market Segments covered in the Report:
By Offering
By Deployment Mode
By Application
By Geography
Companies Profiled
Unique Offerings from KBV Research