エンベデッドファイナンス市場：ファイナンスタイプ別、ビジネスモデル別、最終用途別、地域別、機会、予測、2017年～2031年

世界のエンベデッドファイナンスの市場規模は、2024年～2031年の予測期間中に27.53%のCAGRで拡大し、2023年の728億4,000万米ドルから2031年には5,094億9,000万米ドルに成長すると予測されています。エンベデッドファイナンス市場の成長は、デジタル化とインターネットの普及、技術の進歩、金融と保険や投資などの非金融プラットフォームの統合、人工知能の統合、利便性に対する消費者の需要、Fintech新興企業の増加、金融包摂イニシアチブ、スマートフォンユーザーの増加などの要因によって支配されています。エンベデッドファイナンスは、APIやプラットフォームを通じて金融商品やサービスを提供する非金融企業です。企業に対して、第三者が提供する金融サービスへのアクセスを提供し、活用します。この市場は、既存の金融機関とフィンテック新興企業の双方が協力し、革新的な方法で顧客リーチを拡大するためのいくつかの機会を提示しています。

デジタル時代は即時性と利便性に重点を置いており、消費者は完璧で手間のかからない体験を優先するようになっています。エンベデッドファイナンスに対する消費者の期待には、迅速な与信承認、リアルタイムの支払い、日々の活動に関連した金融サービスを求める消費者の個別金融アドバイスがますます含まれるようになっています。エンベデッドファイナンスは、高度にカスタマイズされたサービスを提供することで、現代の顧客の期待に応えています。さらに、AIの活用が進むことで、消費者の消費履歴や習慣に基づいたサービスを作り出すことが可能になっています。このような高度なカスタマイズは、消費者に価値を感じさせ、ブランド・ロイヤルティを醸成します。このように、消費者の利便性への欲求は、各業界の企業が金融サービスを自社のプラットフォームに統合し、ユーザーの進化する期待に応えようとする原動力となっています。

当レポートでは、世界のエンベデッドファイナンス市場について調査し、市場の概要とともに、ファイナンスタイプ別、ビジネスモデル別、最終用途別、地域別動向、および市場に参入する企業のプロファイルなどを提供しています。

目次

第1章 調査手法

第2章 プロジェクトの範囲と定義

第3章 エグゼクティブサマリー

第4章 顧客の声

第5章 世界のエンベデッドファイナンス市場の見通し、2017年～2031年

• 市場規模と予測
• ファイナンスタイプ別
• ビジネスモデル別
• 最終用途別
• 地域別
• 企業別市場シェア（％）、2023年

第6章 世界のエンベデッドファイナンス市場の見通し、地域別、2017年～2031年

• 北米
• 欧州
• 南米
• アジア太平洋
• 中東・アフリカ

第7章 市場マッピング、2023年

第8章 マクロ環境と産業構造

• 供給需要分析
• バリューチェーン分析
• PESTEL分析
• ポーターのファイブフォース分析

第9章 市場力学

第10章 主要参入企業の情勢

第11章 サブスクリプション費用分析

第12章 ケーススタディ

第13章 主要参入企業の見通し

• Stripe Inc
• Plaid Technologies Inc.
• Walnut Insurance Inc.
• Zopa Bank Limited
• Lendflow Inc.
• Fidelity National Information Services Inc.
• PayPal Holdings Inc.
• TransCard Payments LLC
• Vista Equity Partners (Finastra)
• Fluenccy Pty Limited

第14章 戦略的提言

第15章 お問い合わせと免責事項

List of Tables

• Table 1. Pricing Analysis of Products from Key Players
• Table 2. Competition Matrix of Top 5 Market Leaders
• Table 3. Mergers & Acquisitions/ Joint Ventures (If Applicable)
• Table 4. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

• Figure 1.Global Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 2.Global Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 3.Global Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 4.Global Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 5.Global Embedded Finance Market Share (%), By Region, 2017-2031F
• Figure 6.North America Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 7.North America Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 8.North America Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 9.North America Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 10.North America Embedded Finance Market Share (%), By Country, 2017-2031F
• Figure 11.United States Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 12.United States Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 13.United States Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 14.United States Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 15.Canada Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 16.Canada Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 17.Canada Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 18.Canada Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 19.Mexico Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 20.Mexico Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 21.Mexico Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 22.Mexico Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 23.Europe Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 24.Europe Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 25.Europe Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 26.Europe Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 27.Europe Embedded Finance Market Share (%), By Country, 2017-2031F
• Figure 28.Germany Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 29.Germany Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 30.Germany Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 31.Germany Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 32.France Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 33.France Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 34.France Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 35.France Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 36.Italy Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 37.Italy Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 38.Italy Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 39.Italy Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 40.United Kingdom Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 41.United Kingdom Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 42.United Kingdom Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 43.United Kingdom Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 44.Russia Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 45.Russia Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 46.Russia Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 47.Russia Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 48.Netherlands Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 49.Netherlands Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 50.Netherlands Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 51.Netherlands Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 52.Spain Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 53.Spain Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 54.Spain Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 55.Spain Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 56.Turkey Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 57.Turkey Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 58.Turkey Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 59.Turkey Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 60.Poland Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 61.Poland Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 62.Poland Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 63.Poland Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 64.South America Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 65.South America Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 66.South America Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 67.South America Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 68.South America Embedded Finance Market Share (%), By Country, 2017-2031F
• Figure 69.Brazil Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 70.Brazil Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 71.Brazil Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 72.Brazil Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 73.Argentina Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 74.Argentina Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 75.Argentina Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 76.Argentina Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 77.Asia-Pacific Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 78.Asia-Pacific Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 79.Asia-Pacific Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 80.Asia-Pacific Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 81.Asia-Pacific Embedded Finance Market Share (%), By Country, 2017-2031F
• Figure 82.India Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 83.India Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 84.India Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 85.India Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 86.China Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 87.China Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 88.China Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 89.China Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 90.Japan Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 91.Japan Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 92.Japan Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 93.Japan Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 94.Australia Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 95.Australia Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 96.Australia Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 97.Australia Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 98.Vietnam Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 99.Vietnam Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 100.Vietnam Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 101.Vietnam Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 102.South Korea Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 103.South Korea Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 104.South Korea Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 105.South Korea Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 106.Indonesia Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 107.Indonesia Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 108.Indonesia Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 109.Indonesia Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 110.Philippines Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 111.Philippines Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 112.Philippines Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 113.Philippines Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 114.Middle East & Africa Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 115.Middle East & Africa Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 116.Middle East & Africa Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 117.Middle East & Africa Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 118.Middle East & Africa Embedded Finance Market Share (%), By Country, 2017-2031F
• Figure 119.Saudi Arabia Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 120.Saudi Arabia Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 121.Saudi Arabia Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 122.Saudi Arabia Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 123.UAE Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 124.UAE Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 125.UAE Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 126.UAE Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 127.South Africa Embedded Finance Market, By Value, In USD Billion, 2017-2031F
• Figure 128.South Africa Embedded Finance Market Share (%), By Finance Type, 2017-2031F
• Figure 129.South Africa Embedded Finance Market Share (%), By Business Model, 2017-2031F
• Figure 130.South Africa Embedded Finance Market Share (%), By End-use, 2017-2031F
• Figure 131.By Finance Type Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 132.By Business Model Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 133.By End-use Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 134.By Region Map-Market Size (USD Billion) & Growth Rate (%), 2023

Global embedded finance market is projected to witness a CAGR of 27.53% during the forecast period 2024-2031, growing from USD 72.84 billion in 2023 to USD 509.49 billion in 2031. The growth in the embedded finance market is governed by factors such as digitalization and penetration of the internet, technological advancements, integrating finance with non-finance platforms such as insurance and investments, integration of artificial intelligence, consumer demand for convenience, rise in Fintech startups, financial inclusion initiatives, and rise in smartphone users. Embedded finance is a non-financial company providing financial products and services through APIs and platforms. It provides companies with access to and utilizes financial services provided by third parties. The market has presented several opportunities for both established financial institutions and fintech startups to collaborate and expand their customer reach in innovative ways.

As per Invest India, India has the highest fintech adoption rate of 87 percent globally, which is higher than the global average rate of 64 percent. Embedded finance market is growing at a high rate as financial institutions are providing Banking-as-a-service (BaaS) offerings. In recent years, Unified Payments Interface (UPI) and mobile wallet acceptance have helped in the market growth. In 2023, UPI payments crossed the 100-billion mark with transactions processed standing at 117.6 billion.

Consumer Demand for Convenience

Consumer expectations are the key driver of this new era of embedded finance; with the digital age focusing on immediacy and convenience, consumers increasingly prioritize a flawless and hassle-free experience. Consumer expectations in embedded finance increasingly include rapid credit approvals, real-time payments, and individualized financial advice as they look for financial services relevant to their daily activities. Embedded finance satisfies the expectations of modern clients by providing highly tailored services. Moreover, the increased usage of AI enables them to create services based on the consumer's spending history and habits. Such a high level of customization makes the consumers feel valuable, which fosters brand loyalty. Thus, consumer appetite for convenience is a catalyst, driving firms across industries to integrate financial services into their platforms and fulfill their users' evolving expectations.

Technological Development to Cater Global Embedded Finance Market Growth

Significant technological developments have occurred in recent years, with AI and ML leading the way. These technologies have enabled the automation of credit scoring, customized financial advice, and fraud detection, improving service accuracy and efficiency. One of the biggest issues faced by businesses that provide embedded finance services is cyber security. However, the emergence of blockchain has ushered in a new era of security and transparency. It provides decentralized, tamper-proof ledgers for transactions. The solution improves data security in embedded finance and allows smart contracts to automate and enforce terms of service without requiring human intervention, lowering costs and error rates.

North America to Dominate Global Embedded Finance Market Share

North America dominated the global market share in 2023, owing to the dominance of key regional market players. Moreover, various embedded finance startups actively engage in fundraising initiatives to accelerate the adoption of embedded finance in the region. The regulatory bodies in North America are actively contemplating policies and regulations to foster innovation and competition in the global embedded finance market. They are aiming to maintain a balance between consumer protection and enabling partnerships between financial and non-financial entities.

In 2024, Fidelity National Information Services Inc. launched the "Atelio" platform. It is an embedded finance platform that will help the company collect deposits, transfer money, issue cards, send invoices, fight fraud, and better understand customer behavior. Such advancements are promoting growth in the region.

Asia-Pacific is growing faster owing to the highly populated countries, such as China and India, where the use of smartphones and the internet are growing significantly. The adoption of fintech startups is growing indirectly, leading to the growth of the embedded finance market in the region.

Embedded Lending Leads in the Growth of Global Embedded Finance Market

The embedded lending category is expanding fastest due to the rising need for smooth and quick access to funds. With lending options available at necessary touch points within non-lending platforms, users are exposed to lending products and encouraged to review their lending requirements. The increasing awareness is due to the expansion of the embedded lending segment. Moreover, during the COVID-19 pandemic, SMEs have been impacted negatively. They now seek to expand their distribution channel and supply chain to recover from the impact, but rising interest rates are making it difficult to access credit through traditional channels, hence increasing the use of embedded lending services.

In 2023, Rupifi announced that the firm had disbursed over USD 0.24 billion (INR 20 billion) in loans to businesses since its inception in 2020 powering more than 2 million transactions for 150,000 SMEs in India. The firm offers embedded lending solutions through B2B marketplaces across sectors, including FMCG, pharmaceutical, fashion, electronics, and others. In the United States, Walmart has introduced its buy now pay later option to drive more revenue. The trend is projected to continue further over the next three to four years, as the economic environment continues to drive the demand for credit access among small and medium-sized businesses globally.

Retail and E-Commerce to Rule the Market

The retail and e-commerce segment had the largest share in global embedded finance market. Online retailers started providing their financial services at the point of sale, including individualized credit options, insurance, cards and accounts, and more. Its accessibility and convenience made an inevitable shift in what customers expected. When forecasting the future of retail, embedded finance can completely transform the industry by allowing companies to make closer connections with their clients while boosting sales and utilizing data-driven business models. Embedded finance services such as cashback loyalty schemes and credit and debit card payments attract customers and contribute to retailers establishing customer loyalty.

The travel and entertainment segments are expected to gain a substantial growth rate. Companies in the travel and entertainment sector are actively introducing various embedded finance services, including BNPL offerings. In 2022, the travel app, Hopper launched the Price Freeze for Cars solution, new flexibility on hotel bookings of Cancel for Any Reason option and Leave for Any Reason option and a Standalone Trip Protection product.

Future Market Scenario (2024 - 2031F)

The shift towards embedded finance is majorly driven by convenience, as it allows a wide range of consumers to access financial services. Its influence extends beyond the traditional banking services, providing solutions that are seamlessly woven into the fabric of everyday life.

In February 2024, Finastra launched a new Gen AI capability in its Expert Pro Canadian Mortgage Point of Sale (POS) solution. It automates the creation of borrower notes that assists in lender underwriting which helps in saving time and minimizing broker errors.

Key Players Landscape and Outlook

The market is highly competitive due to the presence of many prominent players in the market. The industry players aim for new product launches, partnerships, and collaboration as a strategic method to improve their offerings and expand their customer base. Together with the advancement in technologies, such as AI and ML, the market players are soaring to newer heights and boosting the growth of embedded finance market worldwide.

In 2023, Zopa acquired BNPL firm DivideBuy's POS financial technology and lending platform aiming to offer affordable credit to customers, share data with credit rating agencies, help individuals with better structure and pay-down tools, and allow users to build their credit portfolio.

In May 2023, Uber extended its partnership with fintech giant Stripe Inc. to allow Uber customers to connect their bank accounts "securely and instantly" to their Uber accounts without leaving the app and allowing them to repeat purchases using the saved bank details.

Table of Contents

1.Research Methodology

2.Project Scope and Definitions

3.Executive Summary

4.Voice of Customer

• 4.1.Demographics (Age/Cohort Analysis - Baby Boomers and GenX, Millennials, Gen Z; Gender; Income - Low, Mid and High; Geography; Nationality; etc.)
• 4.2.Market Awareness and Product Information
• 4.3.Brand Awareness and Loyalty
• 4.4.Factors Considered in Purchase Decision
  • 4.4.1.Brand Name
  • 4.4.2.Finance Type
  • 4.4.3.Fees and Costs
  • 4.4.4.Awareness
  • 4.4.5.Ease of Use
  • 4.4.6.Security
  • 4.4.7.Promotional Offers and Discounts
• 4.5.Purpose of Purchase
• 4.6.Frequency of Purchase
• 4.7.Customer Support

5.Global Embedded Finance Market Outlook, 2017-2031F

• 5.1.Market Size & Forecast
  • 5.1.1.By Value
• 5.2.By Finance Type
  • 5.2.1.Embedded Payment
  • 5.2.2.Embedded Insurance
  • 5.2.3.Embedded Investment
  • 5.2.4.Embedded Banking
  • 5.2.5.Embedded Lending
• 5.3.By Business Model
  • 5.3.1.B2B
  • 5.3.2.B2C
  • 5.3.3.B2B2B
  • 5.3.4.B2B2C
• 5.4.By End-use
  • 5.4.1.Retail and E-Commerce
  • 5.4.2.Healthcare
  • 5.4.3.Transportation and Logistics
  • 5.4.4.Manufacturing
  • 5.4.5.Travel and Entertainment
  • 5.4.6.Others
• 5.5.By Region
  • 5.5.1.North America
  • 5.5.2.South America
  • 5.5.3.Europe
  • 5.5.4.Asia-Pacific
  • 5.5.5.Middle East and Africa
• 5.6.By Company Market Share (%), 2023

6.Global Embedded Finance Market Outlook, By Region, 2017-2031F

• 6.1.North America*
  • 6.1.1.Market Size & Forecast
    • 6.1.1.1.By Value
  • 6.1.2.By Finance Type
    • 6.1.2.1.Embedded Payment
    • 6.1.2.2.Embedded Insurance
    • 6.1.2.3.Embedded Investment
    • 6.1.2.4.Embedded Banking
    • 6.1.2.5.Embedded Lending
  • 6.1.3.By Business Model
    • 6.1.3.1.B2B
    • 6.1.3.2.B2C
    • 6.1.3.3.B2B2B
    • 6.1.3.4.B2B2C
  • 6.1.4.By End-use
    • 6.1.4.1.Retail and E-Commerce
    • 6.1.4.2.Healthcare
    • 6.1.4.3.Transportation and Logistics
    • 6.1.4.4.Manufacturing
    • 6.1.4.5.Travel and Entertainment
    • 6.1.4.6.Others
  • 6.1.5.United States*
    • 6.1.5.1.Market Size & Forecast
      • 6.1.5.1.1.By Value
    • 6.1.5.2.By Finance Type
      • 6.1.5.2.1.Embedded Payment
      • 6.1.5.2.2.Embedded Insurance
      • 6.1.5.2.3.Embedded Investment
      • 6.1.5.2.4.Embedded Banking
      • 6.1.5.2.5.Embedded Lending
    • 6.1.5.3.By Business Model
      • 6.1.5.3.1.B2B
      • 6.1.5.3.2.B2C
      • 6.1.5.3.3.B2B2B
      • 6.1.5.3.4.B2B2C
    • 6.1.5.4.By End-use
      • 6.1.5.4.1.Retail and E-Commerce
      • 6.1.5.4.2.Healthcare
      • 6.1.5.4.3.Transportation and Logistics
      • 6.1.5.4.4.Manufacturing
      • 6.1.5.4.5.Travel and Entertainment
      • 6.1.5.4.6.Others
  • 6.1.6.Canada
  • 6.1.7.Mexico

All segments will be provided for all regions and countries covered

• 6.2.Europe
  • 6.2.1.Germany
  • 6.2.2.France
  • 6.2.3.Italy
  • 6.2.4.United Kingdom
  • 6.2.5.Russia
  • 6.2.6.Netherlands
  • 6.2.7.Spain
  • 6.2.8.Turkey
  • 6.2.9.Poland
• 6.3.South America
  • 6.3.1.Brazil
  • 6.3.2.Argentina
• 6.4.Asia-Pacific
  • 6.4.1.India
  • 6.4.2.China
  • 6.4.3.Japan
  • 6.4.4.Australia
  • 6.4.5.Vietnam
  • 6.4.6.South Korea
  • 6.4.7.Indonesia
  • 6.4.8.Philippines
• 6.5.Middle East and Africa
  • 6.5.1.Saudi Arabia
  • 6.5.2.UAE
  • 6.5.3.South Africa

7.Market Mapping, 2023

• 7.1.By Finance Type
• 7.2.By Business Model
• 7.3.By End-use
• 7.4.By Region

8.Macro Environment and Industry Structure

• 8.1.Supply Demand Analysis
• 8.2.Value Chain Analysis
• 8.3.PESTEL Analysis
  • 8.3.1.Political Factors
  • 8.3.2.Economic System
  • 8.3.3.Social Implications
  • 8.3.4.Technological Advancements
  • 8.3.5.Environmental Impacts
  • 8.3.6.Legal Compliances and Regulatory Policies (Statutory Bodies Included)
• 8.4.Porter's Five Forces Analysis
  • 8.4.1.Supplier Power
  • 8.4.2.Buyer Power
  • 8.4.3.Substitution Threat
  • 8.4.4.Threat from New Entrant
  • 8.4.5.Competitive Rivalry

9.Market Dynamics

• 9.1.Growth Drivers
• 9.2.Growth Inhibitors (Challenges and Restraints)

10.Key Players Landscape

• 10.1.Competition Matrix of Top Five Market Leaders
• 10.2.Market Revenue Analysis of Top Five Market Leaders (By Value, 2023)
• 10.3.Mergers and Acquisitions/Joint Ventures (If Applicable)
• 10.4.SWOT Analysis (For Five Market Players)
• 10.5.Patent Analysis (If Applicable)

11.Subscription Fee Analysis

12.Case Studies

13.Key Players Outlook

• 13.1.Stripe Inc.
  • 13.1.1.Company Details
  • 13.1.2.Key Management Personnel
  • 13.1.3.Products and Services
  • 13.1.4.Financials (As reported)
  • 13.1.5.Key Market Focus and Geographical Presence
  • 13.1.6.Recent Developments
• 13.2.Plaid Technologies Inc.
• 13.3.Walnut Insurance Inc.
• 13.4.Zopa Bank Limited
• 13.5.Lendflow Inc.
• 13.6.Fidelity National Information Services Inc.
• 13.7.PayPal Holdings Inc.
• 13.8.TransCard Payments LLC
• 13.9.Vista Equity Partners (Finastra)
• 13.10.Fluenccy Pty Limited

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work

14.Strategic Recommendations

15.About Us and Disclaimer