マイクロファイナンス市場レポート：2030年までの動向、予測、競合分析

マイクロファイナンスの動向と予測

世界のマイクロファイナンス市場は、2024年から2030年までのCAGRが10.3%で、2030年までに推定3,311億米ドルに達すると予想されています。この市場の主な促進要因は、デジタルベースのマイクロファイナンスに対する需要の高まりと、起業家や小規模事業者の間でこの制度への傾倒が高まっていることです。世界のマイクロファイナンス市場の将来は、小規模企業、零細企業、個人起業家市場にビジネスチャンスがあり、有望視されています。

マイクロファイナンス市場の洞察

Lucintelは、銀行が予測期間中に最も高い成長を遂げると予測しています。

アジア太平洋は予測期間中に最も高い成長が見込まれます。

本レポートは以下の11の主要な質問に回答しています：

• Q.1.市場セグメントのうち、最も有望かつ高成長な機会は何か？
• Q.2.どのセグメントがより速いペースで成長するのか、またその理由は？
• Q.3.今後成長が加速すると思われる地域とその理由は？
• Q.4.市場力学に影響を与える主な要因は何か？市場における主な課題とビジネスリスクは？
• Q.5.この市場におけるビジネスリスクと競合の脅威は？
• Q.6.この市場における新たな動向とその理由は？
• Q.7.市場における顧客の需要の変化にはどのようなものがありますか？
• Q.8.この市場における新たな開発と、その開発をリードしている企業は？
• Q.9.この市場における主要企業は？主要企業は事業成長のためにどのような戦略的取り組みを進めているのか？
• Q.10.この市場における競合製品にはどのようなものがあり、材料や製品の代替による市場シェア低下の脅威はどの程度ありますか？
• Q.11.過去5年間にどのようなM&Aが行われ、業界にどのような影響を与えましたか？

目次

第1章 エグゼクティブサマリー

第2章 世界のマイクロファイナンス市場：市場力学

• イントロダクション、背景、分類
• サプライチェーン
• 業界の促進要因と課題

第3章 2018年から2030年までの市場動向と予測分析

• マクロ経済動向（2018～2023年）と予測（2024～2030年）
• 世界のマイクロファイナンス市場動向（2018-2023）と予測（2024-2030）
• サービスタイプ別の世界のマイクロファイナンス市場
  • グループおよび個人のマイクロクレジット
  • リース
  • マイクロ投資ファンド
  • 保険
  • 普通預金口座と当座預金口座
  • その他
• プロバイダー別の世界のマイクロファイナンス市場
  • 銀行
  • マイクロファイナンス協会（MFI）
  • NBFC（ノンバンク金融機関）
  • その他
• 最終用途別の世界のマイクロファイナンス市場
  • 中小企業
  • 零細企業
  • 個人起業家

第4章 2018年から2030年までの地域別の市場動向と予測分析

• 地域別の世界のマイクロファイナンス市場
• 北米のマイクロファイナンス市場
• 欧州マイクロファイナンス市場
• アジア太平洋マイクロファイナンス市場
• その他地域マイクロファイナンス市場

第5章 競合の分析

• 製品ポートフォリオ分析
• 運用上の統合
• ポーターのファイブフォース分析

第6章 成長機会と戦略的分析

• 成長機会分析
  • サービスタイプ別の世界マイクロファイナンス市場の成長機会
  • プロバイダー別の世界マイクロファイナンス市場の成長機会
  • 最終用途別の世界マイクロファイナンス市場の成長機会
  • 地域別の世界マイクロファイナンス市場の成長機会
• 世界のマイクロファイナンス市場の新たな動向
• 戦略的分析
  • 新製品の開発
  • 世界のマイクロファイナンス市場の能力拡大
  • 世界のマイクロファイナンス市場における合併、買収、合弁事業
  • 認証とライセンシング

第7章 有力企業の企業プロファイル

• Annapurna Microfinance
• Bank Rakyat Indonesia
• Bandhan Financial Services
• CDC Small Business Finance
• Cashpor Micro Credit
• Grameen America
• Grameen Bank
• KIVA
• Madura Microfinance
• Pacific Community Ventures

Microfinance Trends and Forecast

The future of the global microfinance market looks promising with opportunities in the small enterprise, micro enterprise, and solo entrepreneur markets. The global microfinance market is expected to reach an estimated $331.1 billion by 2030 with a CAGR of 10.3% from 2024 to 2030. The major drivers for this market are growing demand for digital based microfinance and growing inclination towards this institute among entrepreneurs and small business development.

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Microfinance by Segment

The study includes a forecast for the global microfinance by service type, provider, end use, and region.

Microfinance Market by Service Type [Shipment Analysis by Value from 2018 to 2030]:

• Group and Individual Micro Credit
• Leasing
• Micro Investment Funds
• Insurance
• Savings and Checking Accounts
• Others

Microfinance Market by Provider [Shipment Analysis by Value from 2018 to 2030]:

• Banks
• Micro Finance Institute (MFI)
• NBFC (Non-Banking Financial Institutions)
• Others

Microfinance Market by End Use [Shipment Analysis by Value from 2018 to 2030]:

• Small Enterprises
• Micro Enterprises
• Solo Entrepreneurs

Microfinance Market by Region [Shipment Analysis by Value from 2018 to 2030]:

• North America
• Europe
• Asia Pacific
• The Rest of the World

List of Microfinance Companies

Companies in the market compete on the basis of product quality offered. Major players in this market focus on expanding their manufacturing facilities, R&D investments, infrastructural development, and leverage integration opportunities across the value chain. With these strategies microfinance companies cater increasing demand, ensure competitive effectiveness, develop innovative products & technologies, reduce production costs, and expand their customer base. Some of the microfinance companies profiled in this report include-

• Annapurna Microfinance
• Bank Rakyat Indonesia
• Bandhan Financial Services
• CDC Small Business Finance
• Cashpor Micro Credit
• Grameen America
• Grameen Bank
• KIVA
• Madura Microfinance
• Pacific Community Ventures

Microfinance Market Insights

Lucintel forecasts that banks is expected to witness highest growth over the forecast period.

APAC is expected to witness highest growth over the forecast period.

Features of the Global Microfinance Market

Market Size Estimates: Microfinance market size estimation in terms of value ($B).

Trend and Forecast Analysis: Market trends (2018 to 2023) and forecast (2024 to 2030) by various segments and regions.

Segmentation Analysis: Microfinance market size by service type, provider, end use, and region in terms of value ($B).

Regional Analysis: Microfinance market breakdown by North America, Europe, Asia Pacific, and Rest of the World.

Growth Opportunities: Analysis of growth opportunities in different service types, providers, end uses, and regions for the microfinance market.

Strategic Analysis: This includes M&A, new product development, and competitive landscape of the microfinance market.

Analysis of competitive intensity of the industry based on Porter's Five Forces model.

FAQ

Q1. What is the microfinance market size?

Answer: The global microfinance market is expected to reach an estimated $331.1 billion by 2030.

Q2. What is the growth forecast for microfinance market?

Answer: The global microfinance market is expected to grow with a CAGR of 10.3% from 2024 to 2030.

Q3. What are the major drivers influencing the growth of the microfinance market?

Answer: The major drivers for this market are growing demand for digital based microfinance and growing inclination towards this institute among entrepreneurs and small business development.

Q4. What are the major segments for microfinance market?

Answer: The future of the microfinance market looks promising with opportunities in the small enterprise, micro enterprise, and solo entrepreneur markets.

Q5. Who are the key microfinance market companies?

Answer: Some of the key microfinance companies are as follows:

• Annapurna Microfinance
• Bank Rakyat Indonesia
• Bandhan Financial Services
• CDC Small Business Finance
• Cashpor Micro Credit
• Grameen America
• Grameen Bank
• KIVA
• Madura Microfinance
• Pacific Community Ventures

Q6. Which microfinance market segment will be the largest in future?

Answer: Lucintel forecasts that banks is expected to witness highest growth over the forecast period.

Q7. In microfinance market, which region is expected to be the largest in next 5 years?

Answer: APAC is expected to witness highest growth over the forecast period.

Q.8 Do we receive customization in this report?

Answer: Yes, Lucintel provides 10% customization without any additional cost.

This report answers following 11 key questions:

• Q.1. What are some of the most promising, high-growth opportunities for the microfinance market by service type (group and individual micro credit, leasing, micro investment funds, insurance, savings and checking accounts, and others), provider (banks, micro finance institute (MFI), NBFC (non-banking financial institutions), and others), end use (small enterprises, micro enterprises, and solo entrepreneurs), and region (North America, Europe, Asia Pacific, and the Rest of the World)?
• Q.2. Which segments will grow at a faster pace and why?
• Q.3. Which region will grow at a faster pace and why?
• Q.4. What are the key factors affecting market dynamics? What are the key challenges and business risks in this market?
• Q.5. What are the business risks and competitive threats in this market?
• Q.6. What are the emerging trends in this market and the reasons behind them?
• Q.7. What are some of the changing demands of customers in the market?
• Q.8. What are the new developments in the market? Which companies are leading these developments?
• Q.9. Who are the major players in this market? What strategic initiatives are key players pursuing for business growth?
• Q.10. What are some of the competing products in this market and how big of a threat do they pose for loss of market share by material or product substitution?
• Q.11. What M&A activity has occurred in the last 5 years and what has its impact been on the industry?

Table of Contents

1. Executive Summary

2. Global Microfinance Market : Market Dynamics

• 2.1: Introduction, Background, and Classifications
• 2.2: Supply Chain
• 2.3: Industry Drivers and Challenges

3. Market Trends and Forecast Analysis from 2018 to 2030

• 3.1. Macroeconomic Trends (2018-2023) and Forecast (2024-2030)
• 3.2. Global Microfinance Market Trends (2018-2023) and Forecast (2024-2030)
• 3.3: Global Microfinance Market by Service Type
  • 3.3.1: Group and Individual Micro Credit
  • 3.3.2: Leasing
  • 3.3.3: Micro Investment Funds
  • 3.3.4: Insurance
  • 3.3.5: Savings and Checking Accounts
  • 3.3.6: Others
• 3.4: Global Microfinance Market by Provider
  • 3.4.1: Banks
  • 3.4.2: Micro Finance Institute (MFI)
  • 3.4.3: NBFC (Non-Banking Financial Institutions)
  • 3.4.4: Others
• 3.5: Global Microfinance Market by End Use
  • 3.5.1: Small Enterprises
  • 3.5.2: Micro Enterprises
  • 3.5.3: Solo Entrepreneurs

4. Market Trends and Forecast Analysis by Region from 2018 to 2030

• 4.1: Global Microfinance Market by Region
• 4.2: North American Microfinance Market
  • 4.2.1: North American Microfinance Market by Provider: Banks, Micro Finance Institute (MFI), NBFC (Non-Banking Financial Institutions), and Others
  • 4.2.2: North American Microfinance Market by End Use: Small Enterprises, Micro Enterprises, and Solo Entrepreneurs
• 4.3: European Microfinance Market
  • 4.3.1: European Microfinance Market by Provider: Banks, Micro Finance Institute (MFI), NBFC (Non-Banking Financial Institutions), and Others
  • 4.3.2: European Microfinance Market by End Use: Small Enterprises, Micro Enterprises, and Solo Entrepreneurs
• 4.4: APAC Microfinance Market
  • 4.4.1: APAC Microfinance Market by Provider: Banks, Micro Finance Institute (MFI), NBFC (Non-Banking Financial Institutions), and Others
  • 4.4.2: APAC Microfinance Market by End Use: Small Enterprises, Micro Enterprises, and Solo Entrepreneurs
• 4.5: ROW Microfinance Market
  • 4.5.1: ROW Microfinance Market by Provider: Banks, Micro Finance Institute (MFI), NBFC (Non-Banking Financial Institutions), and Others
  • 4.5.2: ROW Microfinance Market by End Use: Small Enterprises, Micro Enterprises, and Solo Entrepreneurs

5. Competitor Analysis

• 5.1: Product Portfolio Analysis
• 5.2: Operational Integration
• 5.3: Porter's Five Forces Analysis

6. Growth Opportunities and Strategic Analysis

• 6.1: Growth Opportunity Analysis
  • 6.1.1: Growth Opportunities for the Global Microfinance Market by Service Type
  • 6.1.2: Growth Opportunities for the Global Microfinance Market by Provider
  • 6.1.3: Growth Opportunities for the Global Microfinance Market by End Use
  • 6.1.4: Growth Opportunities for the Global Microfinance Market by Region
• 6.2: Emerging Trends in the Global Microfinance Market
• 6.3: Strategic Analysis
  • 6.3.1: New Product Development
  • 6.3.2: Capacity Expansion of the Global Microfinance Market
  • 6.3.3: Mergers, Acquisitions, and Joint Ventures in the Global Microfinance Market
  • 6.3.4: Certification and Licensing

7. Company Profiles of Leading Players

• 7.1: Annapurna Microfinance
• 7.2: Bank Rakyat Indonesia
• 7.3: Bandhan Financial Services
• 7.4: CDC Small Business Finance
• 7.5: Cashpor Micro Credit
• 7.6: Grameen America
• 7.7: Grameen Bank
• 7.8: KIVA
• 7.9: Madura Microfinance
• 7.10: Pacific Community Ventures