市場調査レポート

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エンベデッドファイナンスの世界市場規模、シェア、産業動向分析レポートエンドユース別、ビジネスモデル別（B2B、B2C、B2B2B、B2B2C）、タイプ別、地域別展望・予測、2023～2029年

Global Embedded Finance Market Size, Share & Industry Trends Analysis Report By End-use, By Business Model (B2B, B2C, B2B2B and B2B2C), By Type, By Regional Outlook and Forecast, 2023 - 2029

出版日: 2023年05月31日 | 発行: KBV Research

| ページ情報: 英文 239 Pages | 納期: 即納可能

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全表示
概要
図表
目次

概要

サンプル依頼リストに入れる

エンベデッドファイナンス市場規模は、2029年までに3,848億米ドルに達すると予測され、予測期間中のCAGRは30.0%の市場成長率で上昇すると予想されています。

しかし、このようなインタラクティブな金融ツールには多くの利点がある反面、欠点もあります。消費者は、クレジットがより広く利用できるようになると、より小さなローンで大きなリスクを負わなければならないと感じるかもしれません。特に消費者が複数台所有している場合、これらの手数料は時間の経過とともに加算される可能性があります。そして、予想以上に借金があることに気づき、支払いをやめてしまうこともあります。

タイプ別展望

市場は、タイプ別に、組み込み型決済、組み込み型保険、組み込み型投資、組み込み型融資、組み込み型銀行に分類されます。2022年には、組み込み型支払い分野が最大の収益シェアを獲得して市場を独占しました。従来の請求書発行技術は、組み込み型支払いに置き換えられ、企業はより迅速かつ効果的な支払を受けることができるようになりました。これらの決済は、顧客に他の資金源へのアクセスを提供するだけでなく、顧客にとってショッピングをよりシンプルにし、喜びとロイヤリティのレベル向上につながります。その結果、企業はより高い収入とブランド・ロイヤリティの向上を期待することができます。その結果、予測期間中、この分野の成長を促進すると予想されます。

ビジネスモデルの展望

ビジネスモデル別では、B2B、B2C、B2B2B、B2B2Cに分類されます。2022年の市場では、B2Cセグメントが大きな収益シェアを獲得しています。B2Cのエンベデッドファイナンスの人気が高まっていることが、このセグメントの拡大の原因となっています。導入の増加は、最先端の金融商品やサービスを提供することで、顧客にシームレスな体験を提供し、収入を増やしたいという企業のニーズに関連していると考えられます。さらに、いくつかのeコマース事業者は、ウォレット決済サービスやBuy Now, Pay Laterなどのエンベデッドファイナンスサービスの提供にも取り組んでいます。

最終用途の展望

エンドユーザー別に見ると、市場は小売、ヘルスケア、物流、製造、旅行・娯楽、その他に分けられます。2022年の市場では、小売業が最も高い収益シェアを占めています。オンライン小売業者は、個別クレジットオプション、保険、カード＆アカウントなど、独自の金融サービスや商品を販売時点で提供するようになりました。こうした商品の利用しやすさ、利便性は、顧客が期待するものへと必然的に変化していきました。小売業の未来を考えるとき、組み込み型金融は、顧客とより密接な関係を築きながら、売上を向上させ、データ駆動型のビジネスモデルを活用することによって、業界を完全に変革する能力を備えています。その結果、この分野の市場は成長しています。

地域別の展望

地域別に見ると、市場は北米、欧州、アジア太平洋、LAMEAにまたがって分析されています。2022年、北米地域は最大の収益シェアを獲得し、市場をリードしました。同地域の市場拡大は、同地域全体に存在する重要な市場プレイヤーの存在によって促進されると予測されます。また、エンベデッドファイナンスの導入を加速させるため、この地域の新興企業は資金調達業務に従事しています。

北米
- 北米の市場：国別
  - 米国
  - カナダ
  - メキシコ
  - その他北米地域
欧州
- 欧州の市場：国別
  - ドイツ
  - 英国
  - フランス
  - ロシア
  - スペイン
  - イタリア
  - その他欧州地域
アジア太平洋
- アジア太平洋の市場：国別
  - 中国
  - 日本
  - インド
  - 韓国
  - シンガポール
  - マレーシア
  - その他アジア太平洋地域
ラテンアメリカ・中東・アフリカ
- ラテンアメリカ・中東・アフリカの市場：国別
  - ブラジル
  - アルゼンチン
  - アラブ首長国連邦
  - サウジアラビア
  - 南アフリカ
  - ナイジェリア
  - その他ラテンアメリカ・中東・アフリカ地域

第8章企業プロファイル

Stripe, Inc
Finastra Group Holdings Limited（Vista Equity Partners）
Zopa Bank Limited
Fidelity Information Services（FIS）, Inc（Payrix Solutions, LLC）
Lendflow Inc
Transcard Payments, LLC
Fluenccy Pty Ltd
Cybrid Technology Inc
Walnut Insurance Inc
Fortis Payment Systems, LLC

図表

LIST OF TABLES

TABLE 1 Global Embedded Finance Market, 2019 - 2022, USD Million
TABLE 2 Global Embedded Finance Market, 2023 - 2029, USD Million
TABLE 3 Global Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 4 Global Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 5 Global Retail Market by Region, 2019 - 2022, USD Million
TABLE 6 Global Retail Market by Region, 2023 - 2029, USD Million
TABLE 7 Global Travel & Entertainment Market by Region, 2019 - 2022, USD Million
TABLE 8 Global Travel & Entertainment Market by Region, 2023 - 2029, USD Million
TABLE 9 Global Manufacturing Market by Region, 2019 - 2022, USD Million
TABLE 10 Global Manufacturing Market by Region, 2023 - 2029, USD Million
TABLE 11 Global Logistics Market by Region, 2019 - 2022, USD Million
TABLE 12 Global Logistics Market by Region, 2023 - 2029, USD Million
TABLE 13 Global Healthcare Market by Region, 2019 - 2022, USD Million
TABLE 14 Global Healthcare Market by Region, 2023 - 2029, USD Million
TABLE 15 Global Others Market by Region, 2019 - 2022, USD Million
TABLE 16 Global Others Market by Region, 2023 - 2029, USD Million
TABLE 17 Global Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 18 Global Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 19 Global B2B Market by Region, 2019 - 2022, USD Million
TABLE 20 Global B2B Market by Region, 2023 - 2029, USD Million
TABLE 21 Global B2C Market by Region, 2019 - 2022, USD Million
TABLE 22 Global B2C Market by Region, 2023 - 2029, USD Million
TABLE 23 Global B2B2B Market by Region, 2019 - 2022, USD Million
TABLE 24 Global B2B2B Market by Region, 2023 - 2029, USD Million
TABLE 25 Global B2B2C Market by Region, 2019 - 2022, USD Million
TABLE 26 Global B2B2C Market by Region, 2023 - 2029, USD Million
TABLE 27 Global Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 28 Global Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 29 Global Embedded Payment Market by Region, 2019 - 2022, USD Million
TABLE 30 Global Embedded Payment Market by Region, 2023 - 2029, USD Million
TABLE 31 Global Embedded Insurance Market by Region, 2019 - 2022, USD Million
TABLE 32 Global Embedded Insurance Market by Region, 2023 - 2029, USD Million
TABLE 33 Global Embedded Investment Market by Region, 2019 - 2022, USD Million
TABLE 34 Global Embedded Investment Market by Region, 2023 - 2029, USD Million
TABLE 35 Global Embedded Lending Market by Region, 2019 - 2022, USD Million
TABLE 36 Global Embedded Lending Market by Region, 2023 - 2029, USD Million
TABLE 37 Global Embedded Banking Market by Region, 2019 - 2022, USD Million
TABLE 38 Global Embedded Banking Market by Region, 2023 - 2029, USD Million
TABLE 39 Global Embedded Finance Market by Region, 2019 - 2022, USD Million
TABLE 40 Global Embedded Finance Market by Region, 2023 - 2029, USD Million
TABLE 41 North America Embedded Finance Market, 2019 - 2022, USD Million
TABLE 42 North America Embedded Finance Market, 2023 - 2029, USD Million
TABLE 43 North America Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 44 North America Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 45 North America Retail Market by Country, 2019 - 2022, USD Million
TABLE 46 North America Retail Market by Country, 2023 - 2029, USD Million
TABLE 47 North America Travel & Entertainment Market by Country, 2019 - 2022, USD Million
TABLE 48 North America Travel & Entertainment Market by Country, 2023 - 2029, USD Million
TABLE 49 North America Manufacturing Market by Country, 2019 - 2022, USD Million
TABLE 50 North America Manufacturing Market by Country, 2023 - 2029, USD Million
TABLE 51 North America Logistics Market by Country, 2019 - 2022, USD Million
TABLE 52 North America Logistics Market by Country, 2023 - 2029, USD Million
TABLE 53 North America Healthcare Market by Country, 2019 - 2022, USD Million
TABLE 54 North America Healthcare Market by Country, 2023 - 2029, USD Million
TABLE 55 North America Others Market by Country, 2019 - 2022, USD Million
TABLE 56 North America Others Market by Country, 2023 - 2029, USD Million
TABLE 57 North America Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 58 North America Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 59 North America B2B Market by Country, 2019 - 2022, USD Million
TABLE 60 North America B2B Market by Country, 2023 - 2029, USD Million
TABLE 61 North America B2C Market by Country, 2019 - 2022, USD Million
TABLE 62 North America B2C Market by Country, 2023 - 2029, USD Million
TABLE 63 North America B2B2B Market by Country, 2019 - 2022, USD Million
TABLE 64 North America B2B2B Market by Country, 2023 - 2029, USD Million
TABLE 65 North America B2B2C Market by Country, 2019 - 2022, USD Million
TABLE 66 North America B2B2C Market by Country, 2023 - 2029, USD Million
TABLE 67 North America Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 68 North America Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 69 North America Embedded Payment Market by Country, 2019 - 2022, USD Million
TABLE 70 North America Embedded Payment Market by Country, 2023 - 2029, USD Million
TABLE 71 North America Embedded Insurance Market by Country, 2019 - 2022, USD Million
TABLE 72 North America Embedded Insurance Market by Country, 2023 - 2029, USD Million
TABLE 73 North America Embedded Investment Market by Country, 2019 - 2022, USD Million
TABLE 74 North America Embedded Investment Market by Country, 2023 - 2029, USD Million
TABLE 75 North America Embedded Lending Market by Country, 2019 - 2022, USD Million
TABLE 76 North America Embedded Lending Market by Country, 2023 - 2029, USD Million
TABLE 77 North America Embedded Banking Market by Country, 2019 - 2022, USD Million
TABLE 78 North America Embedded Banking Market by Country, 2023 - 2029, USD Million
TABLE 79 North America Embedded Finance Market by Country, 2019 - 2022, USD Million
TABLE 80 North America Embedded Finance Market by Country, 2023 - 2029, USD Million
TABLE 81 US Embedded Finance Market, 2019 - 2022, USD Million
TABLE 82 US Embedded Finance Market, 2023 - 2029, USD Million
TABLE 83 US Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 84 US Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 85 US Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 86 US Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 87 US Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 88 US Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 89 Canada Embedded Finance Market, 2019 - 2022, USD Million
TABLE 90 Canada Embedded Finance Market, 2023 - 2029, USD Million
TABLE 91 Canada Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 92 Canada Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 93 Canada Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 94 Canada Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 95 Canada Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 96 Canada Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 97 Mexico Embedded Finance Market, 2019 - 2022, USD Million
TABLE 98 Mexico Embedded Finance Market, 2023 - 2029, USD Million
TABLE 99 Mexico Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 100 Mexico Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 101 Mexico Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 102 Mexico Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 103 Mexico Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 104 Mexico Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 105 Rest of North America Embedded Finance Market, 2019 - 2022, USD Million
TABLE 106 Rest of North America Embedded Finance Market, 2023 - 2029, USD Million
TABLE 107 Rest of North America Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 108 Rest of North America Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 109 Rest of North America Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 110 Rest of North America Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 111 Rest of North America Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 112 Rest of North America Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 113 Europe Embedded Finance Market, 2019 - 2022, USD Million
TABLE 114 Europe Embedded Finance Market, 2023 - 2029, USD Million
TABLE 115 Europe Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 116 Europe Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 117 Europe Retail Market by Country, 2019 - 2022, USD Million
TABLE 118 Europe Retail Market by Country, 2023 - 2029, USD Million
TABLE 119 Europe Travel & Entertainment Market by Country, 2019 - 2022, USD Million
TABLE 120 Europe Travel & Entertainment Market by Country, 2023 - 2029, USD Million
TABLE 121 Europe Manufacturing Market by Country, 2019 - 2022, USD Million
TABLE 122 Europe Manufacturing Market by Country, 2023 - 2029, USD Million
TABLE 123 Europe Logistics Market by Country, 2019 - 2022, USD Million
TABLE 124 Europe Logistics Market by Country, 2023 - 2029, USD Million
TABLE 125 Europe Healthcare Market by Country, 2019 - 2022, USD Million
TABLE 126 Europe Healthcare Market by Country, 2023 - 2029, USD Million
TABLE 127 Europe Others Market by Country, 2019 - 2022, USD Million
TABLE 128 Europe Others Market by Country, 2023 - 2029, USD Million
TABLE 129 Europe Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 130 Europe Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 131 Europe B2B Market by Country, 2019 - 2022, USD Million
TABLE 132 Europe B2B Market by Country, 2023 - 2029, USD Million
TABLE 133 Europe B2C Market by Country, 2019 - 2022, USD Million
TABLE 134 Europe B2C Market by Country, 2023 - 2029, USD Million
TABLE 135 Europe B2B2B Market by Country, 2019 - 2022, USD Million
TABLE 136 Europe B2B2B Market by Country, 2023 - 2029, USD Million
TABLE 137 Europe B2B2C Market by Country, 2019 - 2022, USD Million
TABLE 138 Europe B2B2C Market by Country, 2023 - 2029, USD Million
TABLE 139 Europe Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 140 Europe Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 141 Europe Embedded Payment Market by Country, 2019 - 2022, USD Million
TABLE 142 Europe Embedded Payment Market by Country, 2023 - 2029, USD Million
TABLE 143 Europe Embedded Insurance Market by Country, 2019 - 2022, USD Million
TABLE 144 Europe Embedded Insurance Market by Country, 2023 - 2029, USD Million
TABLE 145 Europe Embedded Investment Market by Country, 2019 - 2022, USD Million
TABLE 146 Europe Embedded Investment Market by Country, 2023 - 2029, USD Million
TABLE 147 Europe Embedded Lending Market by Country, 2019 - 2022, USD Million
TABLE 148 Europe Embedded Lending Market by Country, 2023 - 2029, USD Million
TABLE 149 Europe Embedded Banking Market by Country, 2019 - 2022, USD Million
TABLE 150 Europe Embedded Banking Market by Country, 2023 - 2029, USD Million
TABLE 151 Europe Embedded Finance Market by Country, 2019 - 2022, USD Million
TABLE 152 Europe Embedded Finance Market by Country, 2023 - 2029, USD Million
TABLE 153 Germany Embedded Finance Market, 2019 - 2022, USD Million
TABLE 154 Germany Embedded Finance Market, 2023 - 2029, USD Million
TABLE 155 Germany Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 156 Germany Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 157 Germany Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 158 Germany Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 159 Germany Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 160 Germany Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 161 UK Embedded Finance Market, 2019 - 2022, USD Million
TABLE 162 UK Embedded Finance Market, 2023 - 2029, USD Million
TABLE 163 UK Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 164 UK Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 165 UK Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 166 UK Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 167 UK Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 168 UK Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 169 France Embedded Finance Market, 2019 - 2022, USD Million
TABLE 170 France Embedded Finance Market, 2023 - 2029, USD Million
TABLE 171 France Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 172 France Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 173 France Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 174 France Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 175 France Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 176 France Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 177 Russia Embedded Finance Market, 2019 - 2022, USD Million
TABLE 178 Russia Embedded Finance Market, 2023 - 2029, USD Million
TABLE 179 Russia Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 180 Russia Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 181 Russia Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 182 Russia Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 183 Russia Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 184 Russia Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 185 Spain Embedded Finance Market, 2019 - 2022, USD Million
TABLE 186 Spain Embedded Finance Market, 2023 - 2029, USD Million
TABLE 187 Spain Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 188 Spain Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 189 Spain Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 190 Spain Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 191 Spain Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 192 Spain Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 193 Italy Embedded Finance Market, 2019 - 2022, USD Million
TABLE 194 Italy Embedded Finance Market, 2023 - 2029, USD Million
TABLE 195 Italy Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 196 Italy Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 197 Italy Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 198 Italy Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 199 Italy Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 200 Italy Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 201 Rest of Europe Embedded Finance Market, 2019 - 2022, USD Million
TABLE 202 Rest of Europe Embedded Finance Market, 2023 - 2029, USD Million
TABLE 203 Rest of Europe Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 204 Rest of Europe Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 205 Rest of Europe Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 206 Rest of Europe Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 207 Rest of Europe Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 208 Rest of Europe Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 209 Asia Pacific Embedded Finance Market, 2019 - 2022, USD Million
TABLE 210 Asia Pacific Embedded Finance Market, 2023 - 2029, USD Million
TABLE 211 Asia Pacific Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 212 Asia Pacific Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 213 Asia Pacific Retail Market by Country, 2019 - 2022, USD Million
TABLE 214 Asia Pacific Retail Market by Country, 2023 - 2029, USD Million
TABLE 215 Asia Pacific Travel & Entertainment Market by Country, 2019 - 2022, USD Million
TABLE 216 Asia Pacific Travel & Entertainment Market by Country, 2023 - 2029, USD Million
TABLE 217 Asia Pacific Manufacturing Market by Country, 2019 - 2022, USD Million
TABLE 218 Asia Pacific Manufacturing Market by Country, 2023 - 2029, USD Million
TABLE 219 Asia Pacific Logistics Market by Country, 2019 - 2022, USD Million
TABLE 220 Asia Pacific Logistics Market by Country, 2023 - 2029, USD Million
TABLE 221 Asia Pacific Healthcare Market by Country, 2019 - 2022, USD Million
TABLE 222 Asia Pacific Healthcare Market by Country, 2023 - 2029, USD Million
TABLE 223 Asia Pacific Others Market by Country, 2019 - 2022, USD Million
TABLE 224 Asia Pacific Others Market by Country, 2023 - 2029, USD Million
TABLE 225 Asia Pacific Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 226 Asia Pacific Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 227 Asia Pacific B2B Market by Country, 2019 - 2022, USD Million
TABLE 228 Asia Pacific B2B Market by Country, 2023 - 2029, USD Million
TABLE 229 Asia Pacific B2C Market by Country, 2019 - 2022, USD Million
TABLE 230 Asia Pacific B2C Market by Country, 2023 - 2029, USD Million
TABLE 231 Asia Pacific B2B2B Market by Country, 2019 - 2022, USD Million
TABLE 232 Asia Pacific B2B2B Market by Country, 2023 - 2029, USD Million
TABLE 233 Asia Pacific B2B2C Market by Country, 2019 - 2022, USD Million
TABLE 234 Asia Pacific B2B2C Market by Country, 2023 - 2029, USD Million
TABLE 235 Asia Pacific Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 236 Asia Pacific Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 237 Asia Pacific Embedded Payment Market by Country, 2019 - 2022, USD Million
TABLE 238 Asia Pacific Embedded Payment Market by Country, 2023 - 2029, USD Million
TABLE 239 Asia Pacific Embedded Insurance Market by Country, 2019 - 2022, USD Million
TABLE 240 Asia Pacific Embedded Insurance Market by Country, 2023 - 2029, USD Million
TABLE 241 Asia Pacific Embedded Investment Market by Country, 2019 - 2022, USD Million
TABLE 242 Asia Pacific Embedded Investment Market by Country, 2023 - 2029, USD Million
TABLE 243 Asia Pacific Embedded Lending Market by Country, 2019 - 2022, USD Million
TABLE 244 Asia Pacific Embedded Lending Market by Country, 2023 - 2029, USD Million
TABLE 245 Asia Pacific Embedded Banking Market by Country, 2019 - 2022, USD Million
TABLE 246 Asia Pacific Embedded Banking Market by Country, 2023 - 2029, USD Million
TABLE 247 Asia Pacific Embedded Finance Market by Country, 2019 - 2022, USD Million
TABLE 248 Asia Pacific Embedded Finance Market by Country, 2023 - 2029, USD Million
TABLE 249 China Embedded Finance Market, 2019 - 2022, USD Million
TABLE 250 China Embedded Finance Market, 2023 - 2029, USD Million
TABLE 251 China Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 252 China Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 253 China Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 254 China Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 255 China Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 256 China Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 257 Japan Embedded Finance Market, 2019 - 2022, USD Million
TABLE 258 Japan Embedded Finance Market, 2023 - 2029, USD Million
TABLE 259 Japan Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 260 Japan Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 261 Japan Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 262 Japan Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 263 Japan Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 264 Japan Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 265 India Embedded Finance Market, 2019 - 2022, USD Million
TABLE 266 India Embedded Finance Market, 2023 - 2029, USD Million
TABLE 267 India Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 268 India Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 269 India Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 270 India Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 271 India Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 272 India Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 273 South Korea Embedded Finance Market, 2019 - 2022, USD Million
TABLE 274 South Korea Embedded Finance Market, 2023 - 2029, USD Million
TABLE 275 South Korea Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 276 South Korea Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 277 South Korea Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 278 South Korea Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 279 South Korea Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 280 South Korea Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 281 Singapore Embedded Finance Market, 2019 - 2022, USD Million
TABLE 282 Singapore Embedded Finance Market, 2023 - 2029, USD Million
TABLE 283 Singapore Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 284 Singapore Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 285 Singapore Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 286 Singapore Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 287 Singapore Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 288 Singapore Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 289 Malaysia Embedded Finance Market, 2019 - 2022, USD Million
TABLE 290 Malaysia Embedded Finance Market, 2023 - 2029, USD Million
TABLE 291 Malaysia Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 292 Malaysia Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 293 Malaysia Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 294 Malaysia Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 295 Malaysia Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 296 Malaysia Embedded Finance Market by Type, 2023 - 2029, USD Million

TABLE 297 Rest of Asia Pacific Embedded Finance Market, 2019 - 2022, USD Million
TABLE 298 Rest of Asia Pacific Embedded Finance Market, 2023 - 2029, USD Million
TABLE 299 Rest of Asia Pacific Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 300 Rest of Asia Pacific Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 301 Rest of Asia Pacific Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 302 Rest of Asia Pacific Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 303 Rest of Asia Pacific Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 304 Rest of Asia Pacific Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 305 LAMEA Embedded Finance Market, 2019 - 2022, USD Million
TABLE 306 LAMEA Embedded Finance Market, 2023 - 2029, USD Million
TABLE 307 LAMEA Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 308 LAMEA Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 309 LAMEA Retail Market by Country, 2019 - 2022, USD Million
TABLE 310 LAMEA Retail Market by Country, 2023 - 2029, USD Million
TABLE 311 LAMEA Travel & Entertainment Market by Country, 2019 - 2022, USD Million
TABLE 312 LAMEA Travel & Entertainment Market by Country, 2023 - 2029, USD Million
TABLE 313 LAMEA Manufacturing Market by Country, 2019 - 2022, USD Million
TABLE 314 LAMEA Manufacturing Market by Country, 2023 - 2029, USD Million
TABLE 315 LAMEA Logistics Market by Country, 2019 - 2022, USD Million
TABLE 316 LAMEA Logistics Market by Country, 2023 - 2029, USD Million
TABLE 317 LAMEA Healthcare Market by Country, 2019 - 2022, USD Million
TABLE 318 LAMEA Healthcare Market by Country, 2023 - 2029, USD Million
TABLE 319 LAMEA Others Market by Country, 2019 - 2022, USD Million
TABLE 320 LAMEA Others Market by Country, 2023 - 2029, USD Million
TABLE 321 LAMEA Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 322 LAMEA Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 323 LAMEA B2B Market by Country, 2019 - 2022, USD Million
TABLE 324 LAMEA B2B Market by Country, 2023 - 2029, USD Million
TABLE 325 LAMEA B2C Market by Country, 2019 - 2022, USD Million
TABLE 326 LAMEA B2C Market by Country, 2023 - 2029, USD Million
TABLE 327 LAMEA B2B2B Market by Country, 2019 - 2022, USD Million
TABLE 328 LAMEA B2B2B Market by Country, 2023 - 2029, USD Million
TABLE 329 LAMEA B2B2C Market by Country, 2019 - 2022, USD Million
TABLE 330 LAMEA B2B2C Market by Country, 2023 - 2029, USD Million
TABLE 331 LAMEA Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 332 LAMEA Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 333 LAMEA Embedded Payment Market by Country, 2019 - 2022, USD Million
TABLE 334 LAMEA Embedded Payment Market by Country, 2023 - 2029, USD Million
TABLE 335 LAMEA Embedded Insurance Market by Country, 2019 - 2022, USD Million
TABLE 336 LAMEA Embedded Insurance Market by Country, 2023 - 2029, USD Million
TABLE 337 LAMEA Embedded Investment Market by Country, 2019 - 2022, USD Million
TABLE 338 LAMEA Embedded Investment Market by Country, 2023 - 2029, USD Million
TABLE 339 LAMEA Embedded Lending Market by Country, 2019 - 2022, USD Million
TABLE 340 LAMEA Embedded Lending Market by Country, 2023 - 2029, USD Million
TABLE 341 LAMEA Embedded Banking Market by Country, 2019 - 2022, USD Million
TABLE 342 LAMEA Embedded Banking Market by Country, 2023 - 2029, USD Million
TABLE 343 LAMEA Embedded Finance Market by Country, 2019 - 2022, USD Million
TABLE 344 LAMEA Embedded Finance Market by Country, 2023 - 2029, USD Million
TABLE 345 Brazil Embedded Finance Market, 2019 - 2022, USD Million
TABLE 346 Brazil Embedded Finance Market, 2023 - 2029, USD Million
TABLE 347 Brazil Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 348 Brazil Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 349 Brazil Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 350 Brazil Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 351 Brazil Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 352 Brazil Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 353 Argentina Embedded Finance Market, 2019 - 2022, USD Million
TABLE 354 Argentina Embedded Finance Market, 2023 - 2029, USD Million
TABLE 355 Argentina Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 356 Argentina Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 357 Argentina Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 358 Argentina Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 359 Argentina Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 360 Argentina Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 361 UAE Embedded Finance Market, 2019 - 2022, USD Million
TABLE 362 UAE Embedded Finance Market, 2023 - 2029, USD Million
TABLE 363 UAE Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 364 UAE Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 365 UAE Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 366 UAE Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 367 UAE Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 368 UAE Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 369 Saudi Arabia Embedded Finance Market, 2019 - 2022, USD Million
TABLE 370 Saudi Arabia Embedded Finance Market, 2023 - 2029, USD Million
TABLE 371 Saudi Arabia Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 372 Saudi Arabia Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 373 Saudi Arabia Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 374 Saudi Arabia Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 375 Saudi Arabia Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 376 Saudi Arabia Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 377 South Africa Embedded Finance Market, 2019 - 2022, USD Million
TABLE 378 South Africa Embedded Finance Market, 2023 - 2029, USD Million
TABLE 379 South Africa Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 380 South Africa Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 381 South Africa Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 382 South Africa Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 383 South Africa Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 384 South Africa Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 385 Nigeria Embedded Finance Market, 2019 - 2022, USD Million
TABLE 386 Nigeria Embedded Finance Market, 2023 - 2029, USD Million
TABLE 387 Nigeria Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 388 Nigeria Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 389 Nigeria Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 390 Nigeria Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 391 Nigeria Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 392 Nigeria Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 393 Rest of LAMEA Embedded Finance Market, 2019 - 2022, USD Million
TABLE 394 Rest of LAMEA Embedded Finance Market, 2023 - 2029, USD Million
TABLE 395 Rest of LAMEA Embedded Finance Market by End-use, 2019 - 2022, USD Million
TABLE 396 Rest of LAMEA Embedded Finance Market by End-use, 2023 - 2029, USD Million
TABLE 397 Rest of LAMEA Embedded Finance Market by Business Model, 2019 - 2022, USD Million
TABLE 398 Rest of LAMEA Embedded Finance Market by Business Model, 2023 - 2029, USD Million
TABLE 399 Rest of LAMEA Embedded Finance Market by Type, 2019 - 2022, USD Million
TABLE 400 Rest of LAMEA Embedded Finance Market by Type, 2023 - 2029, USD Million
TABLE 401 Key information - Stripe, inc.
TABLE 402 Key Information - Finastra Group Holdings Limited
TABLE 403 Key Information - Zopa Bank Limited
TABLE 405 Key Information - Lendflow Inc.
TABLE 406 Key Information - Transcard Payments, LLC
TABLE 407 Key Information - Fluenccy Pty Ltd.
TABLE 408 Key Information - Cybrid Technology Inc.
TABLE 409 Key Information - Walnut Insurance Inc.
TABLE 410 Key Information - Fortis Payment Systems, LLC

List of Figures

FIG 1 Methodology for the research
FIG 2 Global Embedded Finance Market Share by End-use, 2022
FIG 3 Global Embedded Finance Market Share by End-use, 2029
FIG 4 Global Embedded Finance Market by End-use, 2019 - 2029, USD Million
FIG 5 Global Embedded Finance Market Share by Business Model, 2022
FIG 6 Global Embedded Finance Market Share by Business Model, 2029
FIG 7 Global Embedded Finance Market by Business Model, 2019 - 2029, USD Million
FIG 8 Global Embedded Finance Market Share by Type, 2022
FIG 9 Global Embedded Finance Market Share by Type, 2029
FIG 10 Global Embedded Finance Market by Type, 2019 - 2029, USD Million
FIG 11 Global Embedded Finance Market Share by Region, 2022
FIG 12 Global Embedded Finance Market Share by Region, 2029
FIG 13 Global Embedded Finance Market by Region, 2019 - 2029, USD Million
FIG 14 Recent strategies and developments: Stripe, Inc.
FIG 15 Recent strategies and developments: Finastra Group Holdings Limited
FIG 16 Recent strategies and developments: Lendflow Inc.

The Global Embedded Finance Market size is expected to reach $384.8 billion by 2029, rising at a market growth of 30.0% CAGR during the forecast period.

Embedded banking is growing at a high rate as the financial institutions are providing Banking-as-a-service (BaaS) offerings for fulfilling the demand of embedded finance. Hence, it is anticipated to capture approximately 1/5th share of the market by 2029. When a company uses embedded banking, it may access the same banking features on a single platform that streamlines and simplifies the banking experience. Some of the factors impacting the market are growing smartphone and internet penetration, technological advancements supporting market growth, and a potential risk of embedded lending is taking on excessive loans.

The spread of smartphones & internet connectivity has been a major driver of the market's development. The demand for financial services delivered via mobile devices will increase as more people access these technologies. In recent years, the expanding acceptance of mobile wallets and the Unified Payments Interface (UPI) are clear indications of this trend. Technically, developing specialized services became simpler with the shift from mono-core architectures to microservices and containers. The same banks will have an easier time accepting the idea of offering their services as embedded finance products to other businesses if they eventually move all their IT systems to specialized services and APIs. As a result, businesses seeking to incorporate embedded finance products into their ecosystem are starting to view payment services as a collection of modules put together by additional businesses.

However, although these interactive financial tools have many advantages, there are also some drawbacks. Consumers may feel compelled to take greater risks with smaller loans as credit becomes more widely available. These fees might add up over time, particularly if the consumer owns more than one. They can then discover they have more debt than anticipated and stop making payments.

Type Outlook

Based on type, the market is segmented into embedded payment, embedded insurance, embedded investment, embedded lending, and embedded banking. In 2022, the embedded payment segment dominated the market with the maximum revenue share. Traditional invoicing techniques are replaced with embedded payments, which give firms a quicker and more effective means to receive payments. These payments not only give customers access to other funding sources, but they also make shopping simpler for them, leading to better levels of pleasure and loyalty. Businesses can anticipate higher income and improved brand loyalty as a result. As a result, it is anticipated to fuel segment growth over the forecast period.

Business Model Outlook

By business model, the market is fragmented into B2B, B2C, B2B2B, and B2B2C. The B2C segment garnered a significant revenue share in the market in 2022. The rising popularity of B2C embedded finance is responsible for the segment's expansion. The rise in adoption can be related to companies need to offer clients a seamless experience and boost income by supplying cutting-edge financial goods and services. In addition, several e-commerce businesses are also engaged in providing embedded finance services, including wallet payment services and buy now, pay later.

End-use Outlook

On the basis of end-use, the market is divided into retail, healthcare, logistics, manufacturing, travel & entertainment, and others. In 2022, the retail segment held the highest revenue share in the market. Online retailers started providing their own financial services and goods at the point of sale, including individualized credit options, insurance, cards & accounts, and more. These products' accessibility and convenience prompted an inevitable shift in what customers expected. When projecting the future of retail, embedded finance has the ability to completely transform the industry by enabling companies to forge closer connections with their clients while boosting sales and utilizing data-driven business models. As a result, the market is growing in this segment.

Regional Outlook

Region wise, the market is analyzed across North America, Europe, Asia Pacific and LAMEA. In 2022, the North America region led the market by generating the maximum revenue share. The expansion of the regional market is anticipated to be fuelled by the presence of significant market players throughout the region. Additionally, to speed up the adoption of embedded finance, startups in the region are engaged in fundraising operations.

The market research report covers the analysis of key stake holders of the market. Key companies profiled in the report include Stripe, Inc., Finastra Group Holdings Limited (Vista Equity Partners), Zopa Bank Limited, Fidelity Information Services (FIS), Inc. (Payrix Solutions, LLC), Transcard Payments, LLC, Fluenccy Pty Ltd., Cybrid Technology Inc., Walnut Insurance Inc., Fortis Payment Systems, LLC, and Lendflow Inc.

Strategies deployed in Embedded Finance Market

May-2023: Stripe extended its partnership with Uber, a provider of mobility as a service/ride-hailing, food delivery/package delivery/couriers. With this expansion, Stripe became the global payments partner of Uber throughout many of its main markets including the UK, Malta, France, the US, Canada, Brazil, Mexico, Japan, and Australia, as it decreases payment costs and offers customers more ways to pay. With the help of Stripe's Link and Financial Connections solutions, Uber customers can connect their bank accounts with Uber accounts instantly and securely without leaving the app, helping users to repeat purchases from the saved bank details.

Apr-2023: Finastra teamed up with Plaid, a provider of open finance, following which Plaid is integrated within Finastra's Fusion Digital Banking Platform. The collaboration makes account verification tools available to financial institutions of all sizes within the Finastra ecosystem, making it simpler and more secure for customers to link their account data from their primary financial institution with external financial apps and services. This is done through Finastra's FusionFabric.cloud open APIs.

Mar-2023: Finastra International collaborated with Vemanti Group, a financial technology company, for establishing a Southeast Asian Neobank. The digital lender would serve small and medium-sized enterprises (SMEs) with a focus on the Vietnamese market, initially. In addition, Vemanti would utilize Finastra's Fusion Essence core banking system as the basis for future products and services.

Mar-2023: Stripe collaborated with FreeNow, a provider of mobility service, for processing the latter company's majority of payments in Ireland, Germany, France, Spain, the UK, Portugal, Italy, Austria, Portland, and Greece. Users will be able to book transport using a single sign-on across all FreeNow markets with the implementation of Stripe Connect, Stripe's multiparty payment solution for platforms and marketplaces.

Feb-2023: Zopa took over DivideBuy, the 'buy now, pay later' (BNPL) platform. This acquisition helped the company to launch BNPL 2.0, an evolution of BNPL that aims to deliver the simple, integrated product that customers love while also addressing some of the issues with affordability and responsible lending that have plagued the sector. The BNPL product will provide consumers with access to credit that is affordable while also offering clear protections.

Feb-2023: Finastra came into partnership with Integro Technologies, a division of Aurionpro, a pioneer in high-end lending platforms, for delivering Integro's SmartLender Trade Limits solution beside its own Trade Innovation solution. Banks will be able to take advantage of end-to-end digitalization and control exposure risk throughout the trade finance process through the combination of SmartLender Trade Limits and Trade Innovation as a single offering.

Jan-2023: Finastra joined hands with XPAY, a flexible and secure online payment provider. Following the collaboration, the latter company would utilize Finastra's Fusion Essence which would come pre-integrated with its payment gateways and Salt Edge's Open Banking Compliance. To enable real-time fraud detection, Finastra's Fusion Total Messaging system delivers SEPA payments that are checked against sanction lists and examined by artificial intelligence, powered by NetGuardians.

Nov-2022: Fortis Payment acquired Payment Logistics, a payment technology company for expanding its technology solutions portfolio. The acquisition brought a dozen of embedded payments partnerships, a team, as well as multiple cutting-edge solutions to Fortis.

Nov-2022: Finastra partnered with Jifiti, a provider of an end-to-end consumer financing solution for banks and lenders, for providing embedded finance capabilities to the financial institutions in the Finastra BaaS (Banking as a Service) ecosystem. Therefore, the banks would be able to offer financing offerings to consumers through merchants at point-of-sale, enhancing both the choice range for end users and the digital customer experience.

Oct-2022: Walnut Insurance partnered with Neo Financial, a Canadian Fintech company, for supporting their subscription-based credit card reward Bundles. Through their API-driven embedded insurance services that are connected with the Neo Card Bundles, Walnut's embedded insurance offerings connect to Neo's user community of over 1 million customers. With Neo's new reward Bundles, users have the choice to sign up for particular insurance and reward plans based on their requirements and way of life, including vacation, regular spending, mobile protection, and health and wellness.

Sep-2022: Lendflow announced its partnership with SentiLink, an identity verification technology company, for helping customers in small and medium-sized businesses lending market fight financial crime. The partnership enabled Lendflow's clients to automate and streamline the underwriting and onboarding of businesses and their owners.

Jun-2022: Lendflow signed a partnership with Inscribe, a company that helps finance organizations manage risks by enabling them to detect fraud, automate processes, and understand creditworthiness. The partnership aimed to take Inscribe's AI-powered fraud detection and intelligent document automation to embedded finance. With Lendflow's embedded credit infrastructure, fintech, lenders, and vertical SaaS platforms can build, embed, and launch credit products in days as compared to months. Inscribe will automatically detect fraud that is invisible to the human eye within seconds on any documents (bank statements, tax returns, etc.) submitted through Lendflow as part of the application or credit approval process. Inscribe will also parse, classify, and match data using the power of artificial intelligence for any documents.

Jun-2022: Finastra launched its embedded consumer lending solution for providing consumers at point-of-sale (POS) with access to traditional regulated lending options. This solution would make the buying process frictionless for delivering more options to consumers as well as an alternative to the Buy Now Pay Later approach, which is frequently inapplicable to high-value purchases.

May-2022: Lendflow introduced an application programming interface (API) for companies to create, embed, and release credit products. It helps to speed up the processing of small business loans, BNPL transactions, and credit card transactions. Lendflows' products will provide a full solution for FinTechs and vertical SaaS businesses to provide better and more rapid loan services to support business growth. Customers will be able to customize decisioning workflows with the interface and low-code environment, which will lower data costs and enhance risk assessments.

May-2022: Transcard unveiled FreightX, a payment solution developed for addressing the specific requirements of the logistics and freight industry. The solution interacts with Mastercard Track, one of the first open-loop B2B business networks that streamlines and automates the transfer of payment-related data between buyers and suppliers around the globe. With the help of the FreightX end-to-end platform, carriers, shippers, and brokers can speed up payments inside their current digital ecosystems, increase liquidity by having easier access to secure financing, and save time by having payments and processes automated.

Apr-2022: Finastra signed a Banking as a Service collaboration with Microsoft for providing Small and Medium Enterprises with new lending options. This collaboration aims to help SME owners in accessing relevant and valuable business financing flawlessly and cooperatively. Users can unlock lending options within Microsoft Dynamics 365 without leaving their business management platform.

Scope of the Study

Market Segments covered in the Report:

By End-use

Retail
Travel & Entertainment
Manufacturing
Logistics
Healthcare
Others

By Business Model

B2B
B2C
B2B2B
B2B2C

By Type

Embedded Payment
Embedded Insurance
Embedded Investment
Embedded Lending
Embedded Banking

By Geography

North America
- US
- Canada
- Mexico
- Rest of North America
Europe
- Germany
- UK
- France
- Russia
- Spain
- Italy
- Rest of Europe
Asia Pacific
- China
- Japan
- India
- South Korea
- Singapore
- Malaysia
- Rest of Asia Pacific
LAMEA
- Brazil
- Argentina
- UAE
- Saudi Arabia
- South Africa
- Nigeria
- Rest of LAMEA

Companies Profiled

Stripe, Inc.
Finastra Group Holdings Limited (Vista Equity Partners)
Zopa Bank Limited
Fidelity Information Services (FIS), Inc. (Payrix Solutions, LLC)
Transcard Payments, LLC
Fluenccy Pty Ltd.
Cybrid Technology Inc.
Walnut Insurance Inc.
Fortis Payment Systems, LLC
Lendflow Inc.

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Chapter 1. Market Scope & Methodology

1.1 Market Definition
1.2 Objectives
1.3 Market Scope
1.4 Segmentation
- 1.4.1 Global Embedded Finance Market, by End-use
- 1.4.2 Global Embedded Finance Market, by Business Model
- 1.4.3 Global Embedded Finance Market, by Type
- 1.4.4 Global Embedded Finance Market, by Geography
1.5 Methodology for the research

Chapter 2. Market Overview

2.1 Introduction
- 2.1.1 Overview
  - 2.1.1.1 Market Composition & Scenario
2.2 Key Factors Impacting the Market
- 2.2.1 Market Drivers
- 2.2.2 Market Restraints

Chapter 3. Strategies deployed in Embedded Finance Market

Chapter 4. Global Embedded Finance Market by End-use

4.1 Global Retail Market by Region
4.2 Global Travel & Entertainment Market by Region
4.3 Global Manufacturing Market by Region
4.4 Global Logistics Market by Region
4.5 Global Healthcare Market by Region
4.6 Global Others Market by Region

Chapter 5. Global Embedded Finance Market by Business Model

5.1 Global B2B Market by Region
5.2 Global B2C Market by Region
5.3 Global B2B2B Market by Region
5.4 Global B2B2C Market by Region

Chapter 6. Global Embedded Finance Market by Type

6.1 Global Embedded Payment Market by Region
6.2 Global Embedded Insurance Market by Region
6.3 Global Embedded Investment Market by Region
6.4 Global Embedded Lending Market by Region
6.5 Global Embedded Banking Market by Region

Chapter 7. Global Embedded Finance Market by Region

7.1 North America Embedded Finance Market
- 7.1.1 North America Embedded Finance Market by End-use
  - 7.1.1.1 North America Retail Market by Country
  - 7.1.1.2 North America Travel & Entertainment Market by Country
  - 7.1.1.3 North America Manufacturing Market by Country
  - 7.1.1.4 North America Logistics Market by Country
  - 7.1.1.5 North America Healthcare Market by Country
  - 7.1.1.6 North America Others Market by Country
- 7.1.2 North America Embedded Finance Market by Business Model
  - 7.1.2.1 North America B2B Market by Country
  - 7.1.2.2 North America B2C Market by Country
  - 7.1.2.3 North America B2B2B Market by Country
  - 7.1.2.4 North America B2B2C Market by Country
- 7.1.3 North America Embedded Finance Market by Type
  - 7.1.3.1 North America Embedded Payment Market by Country
  - 7.1.3.2 North America Embedded Insurance Market by Country
  - 7.1.3.3 North America Embedded Investment Market by Country
  - 7.1.3.4 North America Embedded Lending Market by Country
  - 7.1.3.5 North America Embedded Banking Market by Country
- 7.1.4 North America Embedded Finance Market by Country
  - 7.1.4.1 US Embedded Finance Market
    - 7.1.4.1.1 US Embedded Finance Market by End-use
    - 7.1.4.1.2 US Embedded Finance Market by Business Model
    - 7.1.4.1.3 US Embedded Finance Market by Type
  - 7.1.4.2 Canada Embedded Finance Market
    - 7.1.4.2.1 Canada Embedded Finance Market by End-use
    - 7.1.4.2.2 Canada Embedded Finance Market by Business Model
    - 7.1.4.2.3 Canada Embedded Finance Market by Type
  - 7.1.4.3 Mexico Embedded Finance Market
    - 7.1.4.3.1 Mexico Embedded Finance Market by End-use
    - 7.1.4.3.2 Mexico Embedded Finance Market by Business Model
    - 7.1.4.3.3 Mexico Embedded Finance Market by Type
  - 7.1.4.4 Rest of North America Embedded Finance Market
    - 7.1.4.4.1 Rest of North America Embedded Finance Market by End-use
    - 7.1.4.4.2 Rest of North America Embedded Finance Market by Business Model
    - 7.1.4.4.3 Rest of North America Embedded Finance Market by Type
7.2 Europe Embedded Finance Market
- 7.2.1 Europe Embedded Finance Market by End-use
  - 7.2.1.1 Europe Retail Market by Country
  - 7.2.1.2 Europe Travel & Entertainment Market by Country
  - 7.2.1.3 Europe Manufacturing Market by Country
  - 7.2.1.4 Europe Logistics Market by Country
  - 7.2.1.5 Europe Healthcare Market by Country
  - 7.2.1.6 Europe Others Market by Country
- 7.2.2 Europe Embedded Finance Market by Business Model
  - 7.2.2.1 Europe B2B Market by Country
  - 7.2.2.2 Europe B2C Market by Country
  - 7.2.2.3 Europe B2B2B Market by Country
  - 7.2.2.4 Europe B2B2C Market by Country
- 7.2.3 Europe Embedded Finance Market by Type
  - 7.2.3.1 Europe Embedded Payment Market by Country
  - 7.2.3.2 Europe Embedded Insurance Market by Country
  - 7.2.3.3 Europe Embedded Investment Market by Country
  - 7.2.3.4 Europe Embedded Lending Market by Country
  - 7.2.3.5 Europe Embedded Banking Market by Country
- 7.2.4 Europe Embedded Finance Market by Country
  - 7.2.4.1 Germany Embedded Finance Market
    - 7.2.4.1.1 Germany Embedded Finance Market by End-use
    - 7.2.4.1.2 Germany Embedded Finance Market by Business Model
    - 7.2.4.1.3 Germany Embedded Finance Market by Type
  - 7.2.4.2 UK Embedded Finance Market
    - 7.2.4.2.1 UK Embedded Finance Market by End-use
    - 7.2.4.2.2 UK Embedded Finance Market by Business Model
    - 7.2.4.2.3 UK Embedded Finance Market by Type
  - 7.2.4.3 France Embedded Finance Market
    - 7.2.4.3.1 France Embedded Finance Market by End-use
    - 7.2.4.3.2 France Embedded Finance Market by Business Model
    - 7.2.4.3.3 France Embedded Finance Market by Type
  - 7.2.4.4 Russia Embedded Finance Market
    - 7.2.4.4.1 Russia Embedded Finance Market by End-use
    - 7.2.4.4.2 Russia Embedded Finance Market by Business Model
    - 7.2.4.4.3 Russia Embedded Finance Market by Type
  - 7.2.4.5 Spain Embedded Finance Market
    - 7.2.4.5.1 Spain Embedded Finance Market by End-use
    - 7.2.4.5.2 Spain Embedded Finance Market by Business Model
    - 7.2.4.5.3 Spain Embedded Finance Market by Type
  - 7.2.4.6 Italy Embedded Finance Market
    - 7.2.4.6.1 Italy Embedded Finance Market by End-use
    - 7.2.4.6.2 Italy Embedded Finance Market by Business Model
    - 7.2.4.6.3 Italy Embedded Finance Market by Type
  - 7.2.4.7 Rest of Europe Embedded Finance Market
    - 7.2.4.7.1 Rest of Europe Embedded Finance Market by End-use
    - 7.2.4.7.2 Rest of Europe Embedded Finance Market by Business Model
    - 7.2.4.7.3 Rest of Europe Embedded Finance Market by Type
7.3 Asia Pacific Embedded Finance Market
- 7.3.1 Asia Pacific Embedded Finance Market by End-use
  - 7.3.1.1 Asia Pacific Retail Market by Country
  - 7.3.1.2 Asia Pacific Travel & Entertainment Market by Country
  - 7.3.1.3 Asia Pacific Manufacturing Market by Country
  - 7.3.1.4 Asia Pacific Logistics Market by Country
  - 7.3.1.5 Asia Pacific Healthcare Market by Country
  - 7.3.1.6 Asia Pacific Others Market by Country
- 7.3.2 Asia Pacific Embedded Finance Market by Business Model
  - 7.3.2.1 Asia Pacific B2B Market by Country
  - 7.3.2.2 Asia Pacific B2C Market by Country
  - 7.3.2.3 Asia Pacific B2B2B Market by Country
  - 7.3.2.4 Asia Pacific B2B2C Market by Country
- 7.3.3 Asia Pacific Embedded Finance Market by Type
  - 7.3.3.1 Asia Pacific Embedded Payment Market by Country
  - 7.3.3.2 Asia Pacific Embedded Insurance Market by Country
  - 7.3.3.3 Asia Pacific Embedded Investment Market by Country
  - 7.3.3.4 Asia Pacific Embedded Lending Market by Country
  - 7.3.3.5 Asia Pacific Embedded Banking Market by Country
- 7.3.4 Asia Pacific Embedded Finance Market by Country
  - 7.3.4.1 China Embedded Finance Market
    - 7.3.4.1.1 China Embedded Finance Market by End-use
    - 7.3.4.1.2 China Embedded Finance Market by Business Model
    - 7.3.4.1.3 China Embedded Finance Market by Type
  - 7.3.4.2 Japan Embedded Finance Market
    - 7.3.4.2.1 Japan Embedded Finance Market by End-use
    - 7.3.4.2.2 Japan Embedded Finance Market by Business Model
    - 7.3.4.2.3 Japan Embedded Finance Market by Type
  - 7.3.4.3 India Embedded Finance Market
    - 7.3.4.3.1 India Embedded Finance Market by End-use
    - 7.3.4.3.2 India Embedded Finance Market by Business Model
    - 7.3.4.3.3 India Embedded Finance Market by Type
  - 7.3.4.4 South Korea Embedded Finance Market
    - 7.3.4.4.1 South Korea Embedded Finance Market by End-use
    - 7.3.4.4.2 South Korea Embedded Finance Market by Business Model
    - 7.3.4.4.3 South Korea Embedded Finance Market by Type
  - 7.3.4.5 Singapore Embedded Finance Market
    - 7.3.4.5.1 Singapore Embedded Finance Market by End-use
    - 7.3.4.5.2 Singapore Embedded Finance Market by Business Model
    - 7.3.4.5.3 Singapore Embedded Finance Market by Type
  - 7.3.4.6 Malaysia Embedded Finance Market
    - 7.3.4.6.1 Malaysia Embedded Finance Market by End-use
    - 7.3.4.6.2 Malaysia Embedded Finance Market by Business Model
    - 7.3.4.6.3 Malaysia Embedded Finance Market by Type
  - 7.3.4.7 Rest of Asia Pacific Embedded Finance Market
    - 7.3.4.7.1 Rest of Asia Pacific Embedded Finance Market by End-use
    - 7.3.4.7.2 Rest of Asia Pacific Embedded Finance Market by Business Model
    - 7.3.4.7.3 Rest of Asia Pacific Embedded Finance Market by Type
7.4 LAMEA Embedded Finance Market
- 7.4.1 LAMEA Embedded Finance Market by End-use
  - 7.4.1.1 LAMEA Retail Market by Country
  - 7.4.1.2 LAMEA Travel & Entertainment Market by Country
  - 7.4.1.3 LAMEA Manufacturing Market by Country
  - 7.4.1.4 LAMEA Logistics Market by Country
  - 7.4.1.5 LAMEA Healthcare Market by Country
  - 7.4.1.6 LAMEA Others Market by Country
- 7.4.2 LAMEA Embedded Finance Market by Business Model
  - 7.4.2.1 LAMEA B2B Market by Country
  - 7.4.2.2 LAMEA B2C Market by Country
  - 7.4.2.3 LAMEA B2B2B Market by Country
  - 7.4.2.4 LAMEA B2B2C Market by Country
- 7.4.3 LAMEA Embedded Finance Market by Type
  - 7.4.3.1 LAMEA Embedded Payment Market by Country
  - 7.4.3.2 LAMEA Embedded Insurance Market by Country
  - 7.4.3.3 LAMEA Embedded Investment Market by Country
  - 7.4.3.4 LAMEA Embedded Lending Market by Country
  - 7.4.3.5 LAMEA Embedded Banking Market by Country
- 7.4.4 LAMEA Embedded Finance Market by Country
  - 7.4.4.1 Brazil Embedded Finance Market
    - 7.4.4.1.1 Brazil Embedded Finance Market by End-use
    - 7.4.4.1.2 Brazil Embedded Finance Market by Business Model
    - 7.4.4.1.3 Brazil Embedded Finance Market by Type
  - 7.4.4.2 Argentina Embedded Finance Market
    - 7.4.4.2.1 Argentina Embedded Finance Market by End-use
    - 7.4.4.2.2 Argentina Embedded Finance Market by Business Model
    - 7.4.4.2.3 Argentina Embedded Finance Market by Type
  - 7.4.4.3 UAE Embedded Finance Market
    - 7.4.4.3.1 UAE Embedded Finance Market by End-use
    - 7.4.4.3.2 UAE Embedded Finance Market by Business Model
    - 7.4.4.3.3 UAE Embedded Finance Market by Type
  - 7.4.4.4 Saudi Arabia Embedded Finance Market
    - 7.4.4.4.1 Saudi Arabia Embedded Finance Market by End-use
    - 7.4.4.4.2 Saudi Arabia Embedded Finance Market by Business Model
    - 7.4.4.4.3 Saudi Arabia Embedded Finance Market by Type
  - 7.4.4.5 South Africa Embedded Finance Market
    - 7.4.4.5.1 South Africa Embedded Finance Market by End-use
    - 7.4.4.5.2 South Africa Embedded Finance Market by Business Model
    - 7.4.4.5.3 South Africa Embedded Finance Market by Type
  - 7.4.4.6 Nigeria Embedded Finance Market
    - 7.4.4.6.1 Nigeria Embedded Finance Market by End-use
    - 7.4.4.6.2 Nigeria Embedded Finance Market by Business Model
    - 7.4.4.6.3 Nigeria Embedded Finance Market by Type
  - 7.4.4.7 Rest of LAMEA Embedded Finance Market
    - 7.4.4.7.1 Rest of LAMEA Embedded Finance Market by End-use
    - 7.4.4.7.2 Rest of LAMEA Embedded Finance Market by Business Model
    - 7.4.4.7.3 Rest of LAMEA Embedded Finance Market by Type

Chapter 8. Company Profiles

8.1 Stripe, Inc.
- 8.1.1 Company Overview
- 8.1.2 Recent strategies and developments:
  - 8.1.2.1 Partnerships, Collaborations, and Agreements:
  - 8.1.2.2 Acquisition and Mergers:
8.2 Finastra Group Holdings Limited (Vista Equity Partners)
- 8.2.1 Company Overview
- 8.2.2 Recent strategies and developments:
  - 8.2.2.1 Partnerships, Collaborations, and Agreements:
  - 8.2.2.2 Product Launches and Product Expansions:
8.3 Zopa Bank Limited
- 8.3.1 Company Overview
- 8.3.2 Financial Analysis
- 8.3.3 Recent strategies and developments:
  - 8.3.3.1 Acquisition and Mergers:
8.4 Fidelity Information Services (FIS), Inc. (Payrix Solutions, LLC)
- 8.4.1 Company Overview
- 8.4.2 Financial Analysis
- 8.4.3 Segmental and Regional Analysis
8.5 Lendflow Inc.
- 8.5.1 Company Overview
- 8.5.2 Recent strategies and developments:
  - 8.5.2.1 Partnerships, Collaborations, and Agreements:
  - 8.5.2.2 Product Launches and Product Expansions:
8.6 Transcard Payments, LLC
- 8.6.1 Company Overview
- 8.6.2 Recent strategies and developments:
  - 8.6.2.1 Product Launches and Product Expansions:
8.7 Fluenccy Pty Ltd.
- 8.7.1 Company Overview
8.8 Cybrid Technology Inc.
- 8.8.1 Company Overview
8.9 Walnut Insurance Inc.
- 8.9.1 Company Overview
- 8.9.2 Recent strategies and developments:
  - 8.9.2.1 Partnerships, Collaborations, and Agreements:
8.10. Fortis Payment Systems, LLC
- 8.10.1 Company Overview
- 8.10.2 Recent strategies and developments:
  - 8.10.2.1 Acquisition and Mergers:

エンベデッドファイナンスの世界市場規模、シェア、産業動向分析レポートエンドユース別、ビジネスモデル別（B2B、B2C、B2B2B、B2B2C）、タイプ別、地域別展望・予測、2023～2029年

Global Embedded Finance Market Size, Share & Industry Trends Analysis Report By End-use, By Business Model (B2B, B2C, B2B2B and B2B2C), By Type, By Regional Outlook and Forecast, 2023 - 2029

目次

第1章市場範囲と調査手法

第2章市場概要

第3章エンベデッドファイナンス市場で導入された戦略

第4章世界のエンベデッドファイナンス市場：最終用途別

第5章世界のエンベデッドファイナンス市場：ビジネスモデル別

第6章世界のエンベデッドファイナンス市場：タイプ別

第7章世界のエンベデッドファイナンス市場：地域別

第8章企業プロファイル

LIST OF TABLES

Scope of the Study

Table of Contents

Chapter 1. Market Scope & Methodology

Chapter 2. Market Overview

Chapter 3. Strategies deployed in Embedded Finance Market

Chapter 4. Global Embedded Finance Market by End-use

Chapter 5. Global Embedded Finance Market by Business Model

Chapter 6. Global Embedded Finance Market by Type

Chapter 7. Global Embedded Finance Market by Region

Chapter 8. Company Profiles

エンベデッドファイナンスの世界市場規模、シェア、産業動向分析レポートエンドユース別、ビジネスモデル別（B2B、B2C、B2B2B、B2B2C）、タイプ別、地域別展望・予測、2023～2029年

Global Embedded Finance Market Size, Share & Industry Trends Analysis Report By End-use, By Business Model (B2B, B2C, B2B2B and B2B2C), By Type, By Regional Outlook and Forecast, 2023 - 2029

目次

第1章 市場範囲と調査手法

第2章 市場概要

第3章 エンベデッドファイナンス市場で導入された戦略

第4章 世界のエンベデッドファイナンス市場：最終用途別

第5章 世界のエンベデッドファイナンス市場：ビジネスモデル別

第6章 世界のエンベデッドファイナンス市場：タイプ別

第7章 世界のエンベデッドファイナンス市場：地域別

第8章 企業プロファイル

LIST OF TABLES

Scope of the Study

Table of Contents

Chapter 1. Market Scope & Methodology

Chapter 2. Market Overview

Chapter 3. Strategies deployed in Embedded Finance Market

Chapter 4. Global Embedded Finance Market by End-use

Chapter 5. Global Embedded Finance Market by Business Model

Chapter 6. Global Embedded Finance Market by Type

Chapter 7. Global Embedded Finance Market by Region

Chapter 8. Company Profiles

第1章市場範囲と調査手法

第2章市場概要

第3章エンベデッドファイナンス市場で導入された戦略

第4章世界のエンベデッドファイナンス市場：最終用途別

第5章世界のエンベデッドファイナンス市場：ビジネスモデル別

第6章世界のエンベデッドファイナンス市場：タイプ別

第7章世界のエンベデッドファイナンス市場：地域別

第8章企業プロファイル