組み込み型金融市場：サービス、統合タイプ、ビジネスモデル、エンドユーザー別-2024-2030年の世界予測

組み込み型金融市場規模は2023年に686億9,000万米ドルと推計され、2024年には807億米ドルに達し、2030年にはCAGR 18.75％で2,287億9,000万米ドルに達すると予測されています。

組み込み型金融とは、金融サービスを非金融企業の環境にシームレスに統合することであり、従来銀行や金融部門に関与していなかった企業やサービス・プロバイダーが、顧客に直接金融サービスを提供できるようにすることです。組み込み型金融は、消費者がすでに利用しているプラットフォームやサービスを離れることなく、決済、融資、保険、投資機会などの金融サービスにアクセスできるようにし、よりまとまりのあるユーザーフレンドリーな体験を生み出すことを目指しています。組み込み型金融市場の成長は、金融取引における障害を取り除き、サービスをよりアクセスしやすく、効率的にすることを目指す、様々な業界にわたるデジタル化の高まりによって大きく牽引されています。さらに、中小企業（SME）の拡大により、統合された金融サービスへの需要が高まっており、これらの企業は既存のプラットフォーム内でローンやその他の金融商品を簡単に利用できるようになっています。これらの要因が相まって、企業や消費者の円滑で効率的な金融業務が促進され、組み込み型金融市場の拡大に寄与しています。しかし、組み込み型金融サービスに伴う相互運用性の懸念が、組み込み型金融市場の成長を阻害しています。カスタム設計された組み込み型金融製品の開拓は、金融サービスを非金融プラットフォームにシームレスに統合することで顧客体験を直接的に向上させるため、市場成長の大きな機会となります。

サービス様々なプラットフォームやサービス内で直接シームレスな取引を可能にする組み込み型決済サービスの利用が増加

組み込み型バンキング・サービスにより、企業は自社のプラットフォームや製品内で、当座預金や貯蓄口座の提供、資金管理、直接給与支払いの促進など、バンキング・サービスを直接提供できるようになります。この統合により、ユーザーは銀行のアプリと企業のプラットフォームを切り替えることなく、簡単にバンキング業務を行うことができます。保険の組み込みは、商品やサービスの購入に保険商品を組み込むことを意味します。例えば、顧客がオンラインでスマートフォンを購入する際、チェックアウトプロセスの一部として保険が提供される場合があります。このシームレスな統合により、顧客は別の保険会社を通さずに、購入した商品に関連する保険商品に簡単にアクセスできるようになります。エンベディッド・レンディング（組み込み型融資）により、企業は必要な時点で直接ローンや融資オプションを提供することができます。例えば、オンラインストアのレジで購入資金の融資オプションを提供したり、中小企業の運転資金へのアクセスを支援するプラットフォームなど、様々なシナリオが考えられます。融資プロセスが組み込まれることで、ユーザーの借入体験が簡素化され、スピードアップします。エンベディッドペイメントは、サービスやプラットフォーム内に決済処理機能を直接組み込むことで、ユーザーは今行っているアクティビティから離れることなく決済を行うことができます。エンベディッドペイメントにより、決済プロセスに通常伴う摩擦が取り除かれ、よりスムーズで統合されたユーザーエクスペリエンスが提供されます。

エンドユーザー便利な決済ソリューションと融資オプションにより、小売・eコマース分野で需要が拡大

自動車分野では、組み込み型金融は自動車ローンや保険などのシームレスな取引を販売時点で直接行うことができ、より統合された迅速な購買体験を提供し、自動車購入プロセスを合理化することで顧客満足度を高め、ディーラーやメーカーがオーダーメイドの金融商品を提供できるようにすることで、売上と顧客ロイヤルティを向上させます。ヘルスケア分野では、組み込み型金融のソリューションは、医療機関の請求システム内で直接、医療サービスや処置に対する柔軟な支払いプランを提供することで、患者の体験を大幅に向上させます。これにより、患者の経済的負担を最小限に抑え、支払いプロセスを簡素化することで、初期費用によるストレスを感じることなく、必要な医療を受けることができます。小売業やeコマースでは、組み込み型金融はショッピングプラットフォーム内に決済、クレジット、保険などの金融サービスを統合し、顧客がよりシームレスに購入を完了できるようにするとともに、BNPL（Buy Now, Pay Later）などのオプションを提供しています。これによりショッピング体験が向上し、購入時に便利で利用しやすい金融オプションを提供することで、コンバージョン率と顧客ロイヤルティが向上します。旅行・ホスピタリティ業界では、組み込み型金融は、分割払いや後払いなどの柔軟な支払いオプションを備えた予約を、予約プラットフォームを通じて直接確保できる機能を顧客に提供しています。この統合により、消費者は旅行や宿泊をより簡単に購入できるようになり、予約を増やすと同時に、同業界のサービスプロバイダーに競争力を提供することができます。

地域別インサイト

組み込み型金融は、強固なフィンテック・エコシステムと強固なデジタル・インフラに牽引され、米国とカナダを中心とする南北アメリカで急速に進展しています。この地域では、決済処理から保険、様々なプラットフォームに組み込まれた融資サービスまで、組み込み型金融ソリューションに特化したテクノロジー新興企業への投資が活発です。シームレスで統合された金融サービスに対する消費者の需要は、金融サービスにおけるイノベーションをますます支援する規制環境と相まって、この地域の成長を後押ししています。しかし、データ・プライバシーへの懸念やセクターを超えたパートナーシップの必要性といった課題には、慎重な対応が必要です。アジア太平洋地域は、技術導入、規制状況、市場の成熟度に関して国によって大きな差があり、市場情勢はダイナミックで多様性に富んでいます。中国、インド、シンガポールなどの国々は、その膨大なデジタルユーザー基盤とフィンテックに対する先進的な規制姿勢を活用しています。この地域の組み込み型金融は、様々なサービスにデジタル・プラットフォームを利用することに慣れている消費者のモバイル・ファースト・アプローチから恩恵を受けています。スマートフォンの普及とデジタル決済インフラの進歩により、組み込み型金融のサービスは急速に拡大しています。EMEA地域は、特に欧州において強力な規制の枠組みを特徴としており、PSD2などの指令がオープンバンキングを促進し、組み込み型金融の広範な導入につながっています。中東の組み込み型金融市場も台頭してきており、政府や民間部門がデジタルインフラやフィンテックスタートアップに積極的に投資しています。アフリカの組み込み型金融市場は、急速に成長するモバイルユーザーと、金融包摂におけるフィンテックの変革的影響により、成長の可能性を示しています。

FPNVポジショニング・マトリックス

FPNVポジショニングマトリックスは、組み込み型金融市場の評価において極めて重要です。事業戦略と製品満足度に関連する主要指標を調査し、ベンダーの包括的な評価を提供します。この綿密な分析により、ユーザーは各自の要件に沿った十分な情報に基づいた意思決定を行うことができます。評価に基づき、ベンダーは成功の度合いが異なる4つの象限に分類されます：フォアフロント（F）、パスファインダー（P）、ニッチ（N）、バイタル（V）です。

市場シェア分析

市場シェア分析は、組み込み型金融市場におけるベンダーの現状について、洞察に満ちた詳細な調査を提供する包括的なツールです。全体的な収益、顧客基盤、その他の主要指標についてベンダーの貢献度を綿密に比較・分析することで、企業の業績や市場シェア争いの際に直面する課題について理解を深めることができます。さらに、この分析により、調査対象基準年に観察された累積、断片化の優位性、合併の特徴などの要因を含む、この分野の競合特性に関する貴重な考察が得られます。このような詳細レベルの拡大により、ベンダーはより多くの情報に基づいた意思決定を行い、市場で競争優位に立つための効果的な戦略を考案することができます。

本レポートは、以下の側面に関する貴重な洞察を提供しています：

1.市場の浸透度：主要企業が提供する市場に関する包括的な情報を提示しています。

2.市場の開拓度：有利な新興市場を深く掘り下げ、成熟市場セグメントにおける浸透度を分析しています。

3.市場の多様化：新製品の発売、未開拓の地域、最近の開発、投資に関する詳細な情報を提供します。

4.競合の評価と情報：市場シェア、戦略、製品、認証、規制状況、特許状況、主要企業の製造能力などを網羅的に評価します。

5.製品開発およびイノベーション：将来の技術、研究開発活動、画期的な製品開発に関する知的洞察を提供します。

本レポートは、以下のような主要な質問に対応しています：

1.組み込み型金融市場の市場規模および予測は？

2.組み込み型金融市場の予測期間中に投資を検討すべき製品、セグメント、用途、分野は何か？

3.組み込み型金融市場の技術動向と規制枠組みは？

4.組み込み型金融市場における主要ベンダーの市場シェアは？

5.組み込み型金融市場への参入に適した形態や戦略的手段は？

目次

第1章 序文

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 市場の概要

第5章 市場洞察

• 市場力学
  • 促進要因
    • 摩擦のない金融サービスのために、さまざまな最終用途産業におけるデジタル化が進む
    • 金融サービスをシームレスに統合するための中小企業向け融資の拡大
    • デジタルおよびモバイル金融ソリューションへの移行が増加
  • 抑制要因
    • 組み込み金融サービスに関連する相互運用性の懸念
  • 機会
    • 顧客体験を向上させるカスタムデザインの組み込み型金融製品の開発
    • 金融アクセスの向上を目指し、テクノロジー企業と伝統的な金融機関が継続的に協力
  • 課題
    • プライバシーに関する懸念を引き起こす機密性の高い金融データの取り扱いに伴うリスク
• 市場セグメンテーション分析
  • サービス：さまざまなプラットフォームやサービス内で直接シームレスな取引を可能にする組み込み決済サービスの利用が増加
  • 最終用途：便利な支払いソリューションと融資オプションにより、小売およびeコマース分野で需要が高まっています。
• 市場ディスラプション分析
• ポーターのファイブフォース分析
• バリューチェーンとクリティカルパス分析
• 価格分析
• 技術分析
• 特許分析
• 貿易分析
• 規制枠組みの分析

第6章 組み込み型金融市場：サービス別

• 組み込み型バンキングサービス
• 組み込み保険
• 組み込み融資
• 埋め込み型決済

第7章 組み込み型金融市場統合タイプ別

• アプリケーションプログラミングインターフェース
• ソフトウェア開発キット

第8章 組み込み型金融市場：ビジネスモデル別

• ビジネスツービジネス
• ビジネスからビジネスへ、そして消費者へ
• 消費者から消費者へ

第9章 組み込み型金融市場：最終用途別

• 自動車
• ヘルスケア
• 小売・eコマース
• 旅行・ホスピタリティ

第10章 南北アメリカの組み込み型金融市場

• アルゼンチン
• ブラジル
• カナダ
• メキシコ
• 米国

第11章 アジア太平洋地域の組み込み型金融市場

• オーストラリア
• 中国
• インド
• インドネシア
• 日本
• マレーシア
• フィリピン
• シンガポール
• 韓国
• 台湾
• タイ
• ベトナム

第12章 欧州・中東・アフリカの組み込み型金融市場

• デンマーク
• エジプト
• フィンランド
• フランス
• ドイツ
• イスラエル
• イタリア
• オランダ
• ナイジェリア
• ノルウェー
• ポーランド
• カタール
• ロシア
• サウジアラビア
• 南アフリカ
• スペイン
• スウェーデン
• スイス
• トルコ
• アラブ首長国連邦
• 英国

第13章 競合情勢

• 市場シェア分析2023
• FPNVポジショニングマトリックス, 2023
• 競合シナリオ分析
  • NeonomicsとBislabが提携し、組み込み型金融製品で金融サービスを変革
  • Alloyが組み込み型金融セクター向けのアイデンティティおよびコンプライアンスリスク管理ソリューションを開始
  • ManigoがSurePayと提携し、サウジアラビアで高度な組み込み型金融ソリューションを開始
• 戦略分析と提言

第14章 競争力のあるポートフォリオ

• 主要企業プロファイル
• 主要製品ポートフォリオ

LIST OF FIGURES

• FIGURE 1. EMBEDDED FINANCE MARKET RESEARCH PROCESS
• FIGURE 2. EMBEDDED FINANCE MARKET SIZE, 2023 VS 2030
• FIGURE 3. GLOBAL EMBEDDED FINANCE MARKET SIZE, 2018-2030 (USD MILLION)
• FIGURE 4. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY REGION, 2023 VS 2030 (%)
• FIGURE 5. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 6. EMBEDDED FINANCE MARKET DYNAMICS
• FIGURE 7. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2023 VS 2030 (%)
• FIGURE 8. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 9. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2023 VS 2030 (%)
• FIGURE 10. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 11. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2023 VS 2030 (%)
• FIGURE 12. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 13. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2023 VS 2030 (%)
• FIGURE 14. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 15. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 16. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 17. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY STATE, 2023 VS 2030 (%)
• FIGURE 18. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 19. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 20. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 21. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 22. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 23. EMBEDDED FINANCE MARKET SHARE, BY KEY PLAYER, 2023
• FIGURE 24. EMBEDDED FINANCE MARKET, FPNV POSITIONING MATRIX, 2023

LIST OF TABLES

• TABLE 1. EMBEDDED FINANCE MARKET SEGMENTATION & COVERAGE
• TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018-2023
• TABLE 3. GLOBAL EMBEDDED FINANCE MARKET SIZE, 2018-2023 (USD MILLION)
• TABLE 4. GLOBAL EMBEDDED FINANCE MARKET SIZE, 2024-2030 (USD MILLION)
• TABLE 5. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY REGION, 2018-2023 (USD MILLION)
• TABLE 6. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY REGION, 2024-2030 (USD MILLION)
• TABLE 7. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 8. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 9. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY EMBEDDED BANKING SERVICES, BY REGION, 2018-2023 (USD MILLION)
• TABLE 10. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY EMBEDDED BANKING SERVICES, BY REGION, 2024-2030 (USD MILLION)
• TABLE 11. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY EMBEDDED INSURANCE, BY REGION, 2018-2023 (USD MILLION)
• TABLE 12. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY EMBEDDED INSURANCE, BY REGION, 2024-2030 (USD MILLION)
• TABLE 13. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY EMBEDDED LENDING, BY REGION, 2018-2023 (USD MILLION)
• TABLE 14. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY EMBEDDED LENDING, BY REGION, 2024-2030 (USD MILLION)
• TABLE 15. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY EMBEDDED PAYMENTS, BY REGION, 2018-2023 (USD MILLION)
• TABLE 16. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY EMBEDDED PAYMENTS, BY REGION, 2024-2030 (USD MILLION)
• TABLE 17. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 18. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 19. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY APPLICATION PROGRAMMING INTERFACES, BY REGION, 2018-2023 (USD MILLION)
• TABLE 20. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY APPLICATION PROGRAMMING INTERFACES, BY REGION, 2024-2030 (USD MILLION)
• TABLE 21. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY SOFTWARE DEVELOPMENT KITS, BY REGION, 2018-2023 (USD MILLION)
• TABLE 22. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY SOFTWARE DEVELOPMENT KITS, BY REGION, 2024-2030 (USD MILLION)
• TABLE 23. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 24. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 25. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS TO BUSINESS, BY REGION, 2018-2023 (USD MILLION)
• TABLE 26. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS TO BUSINESS, BY REGION, 2024-2030 (USD MILLION)
• TABLE 27. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS TO BUSINESS TO CONSUMER, BY REGION, 2018-2023 (USD MILLION)
• TABLE 28. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS TO BUSINESS TO CONSUMER, BY REGION, 2024-2030 (USD MILLION)
• TABLE 29. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY CONSUMERS TO CONSUMERS, BY REGION, 2018-2023 (USD MILLION)
• TABLE 30. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY CONSUMERS TO CONSUMERS, BY REGION, 2024-2030 (USD MILLION)
• TABLE 31. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 32. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 33. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY AUTOMOTIVE, BY REGION, 2018-2023 (USD MILLION)
• TABLE 34. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY AUTOMOTIVE, BY REGION, 2024-2030 (USD MILLION)
• TABLE 35. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY HEALTHCARE, BY REGION, 2018-2023 (USD MILLION)
• TABLE 36. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY HEALTHCARE, BY REGION, 2024-2030 (USD MILLION)
• TABLE 37. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY RETAIL & E-COMMERCE, BY REGION, 2018-2023 (USD MILLION)
• TABLE 38. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY RETAIL & E-COMMERCE, BY REGION, 2024-2030 (USD MILLION)
• TABLE 39. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY TRAVEL & HOSPITALITY, BY REGION, 2018-2023 (USD MILLION)
• TABLE 40. GLOBAL EMBEDDED FINANCE MARKET SIZE, BY TRAVEL & HOSPITALITY, BY REGION, 2024-2030 (USD MILLION)
• TABLE 41. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 42. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 43. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 44. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 45. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 46. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 47. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 48. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 49. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2018-2023 (USD MILLION)
• TABLE 50. AMERICAS EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2024-2030 (USD MILLION)
• TABLE 51. ARGENTINA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 52. ARGENTINA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 53. ARGENTINA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 54. ARGENTINA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 55. ARGENTINA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 56. ARGENTINA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 57. ARGENTINA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 58. ARGENTINA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 59. BRAZIL EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 60. BRAZIL EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 61. BRAZIL EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 62. BRAZIL EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 63. BRAZIL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 64. BRAZIL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 65. BRAZIL EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 66. BRAZIL EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 67. CANADA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 68. CANADA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 69. CANADA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 70. CANADA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 71. CANADA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 72. CANADA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 73. CANADA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 74. CANADA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 75. MEXICO EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 76. MEXICO EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 77. MEXICO EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 78. MEXICO EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 79. MEXICO EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 80. MEXICO EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 81. MEXICO EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 82. MEXICO EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 83. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 84. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 85. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 86. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 87. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 88. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 89. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 90. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 91. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY STATE, 2018-2023 (USD MILLION)
• TABLE 92. UNITED STATES EMBEDDED FINANCE MARKET SIZE, BY STATE, 2024-2030 (USD MILLION)
• TABLE 93. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 94. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 95. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 96. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 97. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 98. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 99. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 100. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 101. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2018-2023 (USD MILLION)
• TABLE 102. ASIA-PACIFIC EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2024-2030 (USD MILLION)
• TABLE 103. AUSTRALIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 104. AUSTRALIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 105. AUSTRALIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 106. AUSTRALIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 107. AUSTRALIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 108. AUSTRALIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 109. AUSTRALIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 110. AUSTRALIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 111. CHINA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 112. CHINA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 113. CHINA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 114. CHINA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 115. CHINA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 116. CHINA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 117. CHINA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 118. CHINA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 119. INDIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 120. INDIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 121. INDIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 122. INDIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 123. INDIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 124. INDIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 125. INDIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 126. INDIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 127. INDONESIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 128. INDONESIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 129. INDONESIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 130. INDONESIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 131. INDONESIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 132. INDONESIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 133. INDONESIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 134. INDONESIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 135. JAPAN EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 136. JAPAN EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 137. JAPAN EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 138. JAPAN EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 139. JAPAN EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 140. JAPAN EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 141. JAPAN EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 142. JAPAN EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 143. MALAYSIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 144. MALAYSIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 145. MALAYSIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 146. MALAYSIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 147. MALAYSIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 148. MALAYSIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 149. MALAYSIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 150. MALAYSIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 151. PHILIPPINES EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 152. PHILIPPINES EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 153. PHILIPPINES EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 154. PHILIPPINES EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 155. PHILIPPINES EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 156. PHILIPPINES EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 157. PHILIPPINES EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 158. PHILIPPINES EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 159. SINGAPORE EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 160. SINGAPORE EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 161. SINGAPORE EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 162. SINGAPORE EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 163. SINGAPORE EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 164. SINGAPORE EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 165. SINGAPORE EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 166. SINGAPORE EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 167. SOUTH KOREA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 168. SOUTH KOREA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 169. SOUTH KOREA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 170. SOUTH KOREA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 171. SOUTH KOREA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 172. SOUTH KOREA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 173. SOUTH KOREA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 174. SOUTH KOREA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 175. TAIWAN EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 176. TAIWAN EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 177. TAIWAN EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 178. TAIWAN EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 179. TAIWAN EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 180. TAIWAN EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 181. TAIWAN EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 182. TAIWAN EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 183. THAILAND EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 184. THAILAND EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 185. THAILAND EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 186. THAILAND EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 187. THAILAND EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 188. THAILAND EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 189. THAILAND EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 190. THAILAND EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 191. VIETNAM EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 192. VIETNAM EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 193. VIETNAM EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 194. VIETNAM EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 195. VIETNAM EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 196. VIETNAM EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 197. VIETNAM EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 198. VIETNAM EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 199. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 200. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 201. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 202. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 203. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 204. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 205. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 206. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 207. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2018-2023 (USD MILLION)
• TABLE 208. EUROPE, MIDDLE EAST & AFRICA EMBEDDED FINANCE MARKET SIZE, BY COUNTRY, 2024-2030 (USD MILLION)
• TABLE 209. DENMARK EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 210. DENMARK EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 211. DENMARK EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 212. DENMARK EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 213. DENMARK EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 214. DENMARK EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 215. DENMARK EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 216. DENMARK EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 217. EGYPT EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 218. EGYPT EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 219. EGYPT EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 220. EGYPT EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 221. EGYPT EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 222. EGYPT EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 223. EGYPT EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 224. EGYPT EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 225. FINLAND EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 226. FINLAND EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 227. FINLAND EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 228. FINLAND EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 229. FINLAND EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 230. FINLAND EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 231. FINLAND EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 232. FINLAND EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 233. FRANCE EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 234. FRANCE EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 235. FRANCE EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 236. FRANCE EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 237. FRANCE EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 238. FRANCE EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 239. FRANCE EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 240. FRANCE EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 241. GERMANY EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 242. GERMANY EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 243. GERMANY EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 244. GERMANY EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 245. GERMANY EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 246. GERMANY EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 247. GERMANY EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 248. GERMANY EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 249. ISRAEL EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 250. ISRAEL EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 251. ISRAEL EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 252. ISRAEL EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 253. ISRAEL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 254. ISRAEL EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 255. ISRAEL EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 256. ISRAEL EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 257. ITALY EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 258. ITALY EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 259. ITALY EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 260. ITALY EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 261. ITALY EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 262. ITALY EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 263. ITALY EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 264. ITALY EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 265. NETHERLANDS EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 266. NETHERLANDS EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 267. NETHERLANDS EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 268. NETHERLANDS EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 269. NETHERLANDS EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 270. NETHERLANDS EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 271. NETHERLANDS EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 272. NETHERLANDS EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 273. NIGERIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 274. NIGERIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 275. NIGERIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 276. NIGERIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 277. NIGERIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 278. NIGERIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 279. NIGERIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 280. NIGERIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 281. NORWAY EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 282. NORWAY EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 283. NORWAY EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 284. NORWAY EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 285. NORWAY EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 286. NORWAY EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 287. NORWAY EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 288. NORWAY EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 289. POLAND EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 290. POLAND EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 291. POLAND EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 292. POLAND EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 293. POLAND EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 294. POLAND EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 295. POLAND EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 296. POLAND EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 297. QATAR EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 298. QATAR EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 299. QATAR EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 300. QATAR EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 301. QATAR EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 302. QATAR EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 303. QATAR EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 304. QATAR EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 305. RUSSIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 306. RUSSIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 307. RUSSIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 308. RUSSIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 309. RUSSIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 310. RUSSIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 311. RUSSIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 312. RUSSIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 313. SAUDI ARABIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 314. SAUDI ARABIA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 315. SAUDI ARABIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 316. SAUDI ARABIA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 317. SAUDI ARABIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 318. SAUDI ARABIA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 319. SAUDI ARABIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 320. SAUDI ARABIA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 321. SOUTH AFRICA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 322. SOUTH AFRICA EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 323. SOUTH AFRICA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 324. SOUTH AFRICA EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 325. SOUTH AFRICA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 326. SOUTH AFRICA EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 327. SOUTH AFRICA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 328. SOUTH AFRICA EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 329. SPAIN EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 330. SPAIN EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 331. SPAIN EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 332. SPAIN EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 333. SPAIN EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 334. SPAIN EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 335. SPAIN EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 336. SPAIN EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 337. SWEDEN EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 338. SWEDEN EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 339. SWEDEN EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 340. SWEDEN EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 341. SWEDEN EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 342. SWEDEN EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 343. SWEDEN EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 344. SWEDEN EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 345. SWITZERLAND EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 346. SWITZERLAND EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 347. SWITZERLAND EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 348. SWITZERLAND EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 349. SWITZERLAND EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 350. SWITZERLAND EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 351. SWITZERLAND EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 352. SWITZERLAND EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2024-2030 (USD MILLION)
• TABLE 353. TURKEY EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2018-2023 (USD MILLION)
• TABLE 354. TURKEY EMBEDDED FINANCE MARKET SIZE, BY SERVICES, 2024-2030 (USD MILLION)
• TABLE 355. TURKEY EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2018-2023 (USD MILLION)
• TABLE 356. TURKEY EMBEDDED FINANCE MARKET SIZE, BY INTEGRATION TYPE, 2024-2030 (USD MILLION)
• TABLE 357. TURKEY EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2018-2023 (USD MILLION)
• TABLE 358. TURKEY EMBEDDED FINANCE MARKET SIZE, BY BUSINESS MODEL, 2024-2030 (USD MILLION)
• TABLE 359. TURKEY EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2018-2023 (USD MILLION)
• TABLE 360. TURKEY EMBEDDED FINANCE MARKET SIZE, BY END-USE, 2

[187 Pages Report] The Embedded Finance Market size was estimated at USD 68.69 billion in 2023 and expected to reach USD 80.70 billion in 2024, at a CAGR 18.75% to reach USD 228.79 billion by 2030.

Embedded finance refers to seamlessly integrating the financial services within the environment of non-financial companies, allowing businesses and service providers not traditionally involved in the banking or financial sector to offer financial services directly to their customers. Embedded finance aims to create a more cohesive, user-friendly experience, enabling consumers to access financial services such as payments, lending, insurance, or investment opportunities without leaving the platform or service they already use. The growth of the embedded finance market is significantly driven by the rising digitization across various industries, which seeks to remove obstacles in financial transactions, making services more accessible and efficient. In addition, expanding small and medium enterprises (SMEs) has increased the demand for integrated financial services, allowing these businesses to access loans and other financial products effortlessly within their existing platforms. These factors collectively contribute to the embedded finance market's expansion by facilitating smooth and efficient financial operations for businesses and consumers. However, the interoperability concerns associated with embedded financial services impede the growth of the embedded finance market. The development of custom-designed embedded finance products presents a significant opportunity for market growth, as it directly enhances the customer experience by seamlessly integrating financial services into non-financial platforms.

Services: Increasing use of embedded payment services to enable seamless transactions directly within various platforms and services

Embedded banking services enable companies to offer banking services directly within their platforms or products, including providing checking or savings accounts, managing funds, or facilitating direct payrolls. The integration helps users perform banking operations effortlessly without switching between their bank's app and the company's platform. Embedded insurance involves incorporating insurance products into purchasing goods or services. For instance, customers might be offered insurance when buying a smartphone online as part of the checkout process. This seamless integration helps customers easily access insurance products relevant to their purchases without going through a separate insurance provider. Embedded lending allows businesses to offer loans or financing options directly at the point of need. This could occur in various scenarios, such as at the checkout of an online store offering financing options for a purchase or through a platform helping small businesses access working capital. The embedded lending process simplifies and speeds up the borrowing experience for users. Embedded payments integrate payment processing capabilities directly within a service or platform, enabling users to make payments without leaving the activity they are engaged in. Embedded payments remove the friction usually associated with the payment process, offering a smoother and more integrated user experience.

End-Use: Growing demand in the retail & e-commerce sectors owing to the convenient payment solutions and financing options

In the automotive sector, embedded finance facilitates seamless transactions such as auto loans and insurance directly at the point of sale, offering a more integrated and expedited purchasing experience, enhancing customer satisfaction by streamlining the car buying process and enabling dealers and manufacturers to provide tailored financial products, increasing sales and customer loyalty. Within healthcare, embedded finance solutions significantly improve the patient experience by providing flexible payment plans for medical services or procedures directly within the healthcare provider's billing system. This minimizes the financial burden on patients and simplifies the payment process, allowing for better access to necessary medical care without the immediate stress of upfront costs. In retail and e-commerce, embedded finance integrates financial services such as payments, credit, and insurance within the shopping platform, enabling customers to complete purchases more seamlessly while offering options such as buy now, pay later (BNPL). This enhances the shopping experience and drives conversion rates and customer loyalty by providing convenient and accessible financial options at the point of purchase. In the travel and hospitality industry, embedded finance offers customers the ability to secure bookings with flexible payment options, including installment plans or deferred payments, directly through the booking platform. This integration makes it easier for consumers to afford travel and accommodations, increasing bookings while providing a competitive edge for service providers in the industry.

Regional Insights

Embedded finance is rapidly advancing in the Americas, particularly in the United States and Canada, driven by a robust fintech ecosystem and a robust digital infrastructure. The region has seen significant investment in technology startups focused on embedded finance solutions, from payment processing to insurance and lending services embedded in various platforms. Consumer demand for seamless, integrated financial services, combined with the regulatory environment that increasingly supports innovation in financial services, propels the growth in this region. However, challenges such as data privacy concerns and the need for cross-sector partnerships require careful navigation. The Asia-Pacific region presents a dynamic and diverse landscape for embedded finance, with significant variations across countries regarding technological adoption, regulatory frameworks, and market maturity. Countries, including China, India, and Singapore, are leveraging their vast digital user bases and progressive regulatory attitudes toward fintech. Embedded finance in this region benefits from the mobile-first approach of its consumers, who are accustomed to using digital platforms for various services. The proliferation of smartphones and advancements in digital payment infrastructure has facilitated the rapid expansion of embedded finance services. The EMEA region is characterized by strong regulatory frameworks, particularly in Europe, with directives such as PSD2 facilitating open banking, leading to the broader adoption of embedded finance. The embedded finance market in the Middle East is also emerging, with governments and private sectors actively investing in digital infrastructure and fintech startups. The African embedded finance market showcases growth potential owing to its rapidly growing mobile user base and the transformative impact of fintech on financial inclusion.

FPNV Positioning Matrix

The FPNV Positioning Matrix is pivotal in evaluating the Embedded Finance Market. It offers a comprehensive assessment of vendors, examining key metrics related to Business Strategy and Product Satisfaction. This in-depth analysis empowers users to make well-informed decisions aligned with their requirements. Based on the evaluation, the vendors are then categorized into four distinct quadrants representing varying levels of success: Forefront (F), Pathfinder (P), Niche (N), or Vital (V).

Market Share Analysis

The Market Share Analysis is a comprehensive tool that provides an insightful and in-depth examination of the current state of vendors in the Embedded Finance Market. By meticulously comparing and analyzing vendor contributions in terms of overall revenue, customer base, and other key metrics, we can offer companies a greater understanding of their performance and the challenges they face when competing for market share. Additionally, this analysis provides valuable insights into the competitive nature of the sector, including factors such as accumulation, fragmentation dominance, and amalgamation traits observed over the base year period studied. With this expanded level of detail, vendors can make more informed decisions and devise effective strategies to gain a competitive edge in the market.

Key Company Profiles

The report delves into recent significant developments in the Embedded Finance Market, highlighting leading vendors and their innovative profiles. These include Aryza Ltd, Audax Financial Technology Pte Ltd, Banxware GmbH, Bnkbl Ltd, Cross River Bank, Cybrid, Inc., Finastra by Vista Equity Partners, Finix Payments, Inc., Fluenccy Pty Ltd, Flywire Corporation, Fortis Payment Systems, LLC, Lendflow, Inc., Marqeta, Inc., OpenPayd Group, Parafin, Inc., PayPal Holdings, Inc., Payrix Solutions, LLC by FIS, Railsr, Stripe, Inc., Transcard, LCC, TreviPay, Walnut Insurance Inc., and Zopa Bank Limited.

Market Segmentation & Coverage

This research report categorizes the Embedded Finance Market to forecast the revenues and analyze trends in each of the following sub-markets:

• Services
  • Embedded Banking Services
  • Embedded Insurance
  • Embedded Lending
  • Embedded Payments

• Integration Type
  • Application Programming Interfaces
  • Software Development Kits

• Business Model
  • Business to Business
  • Business to Business to Consumer
  • Consumers to Consumers

• End-Use
  • Automotive
  • Healthcare
  • Retail & E-Commerce
  • Travel & Hospitality

• Region
  • Americas
    • Argentina
    • Brazil
    • Canada
    • Mexico
    • United States
      • California
      • Florida
      • Illinois
      • New York
      • Ohio
      • Pennsylvania
      • Texas
  • Asia-Pacific
    • Australia
    • China
    • India
    • Indonesia
    • Japan
    • Malaysia
    • Philippines
    • Singapore
    • South Korea
    • Taiwan
    • Thailand
    • Vietnam

• Europe, Middle East & Africa
  • Denmark
  • Egypt
  • Finland
  • France
  • Germany
  • Israel
  • Italy
  • Netherlands
  • Nigeria
  • Norway
  • Poland
  • Qatar
  • Russia
  • Saudi Arabia
  • South Africa
  • Spain
  • Sweden
  • Switzerland
  • Turkey
  • United Arab Emirates
  • United Kingdom

The report offers valuable insights on the following aspects:

1. Market Penetration: It presents comprehensive information on the market provided by key players.

2. Market Development: It delves deep into lucrative emerging markets and analyzes the penetration across mature market segments.

3. Market Diversification: It provides detailed information on new product launches, untapped geographic regions, recent developments, and investments.

4. Competitive Assessment & Intelligence: It conducts an exhaustive assessment of market shares, strategies, products, certifications, regulatory approvals, patent landscape, and manufacturing capabilities of the leading players.

5. Product Development & Innovation: It offers intelligent insights on future technologies, R&D activities, and breakthrough product developments.

The report addresses key questions such as:

1. What is the market size and forecast of the Embedded Finance Market?

2. Which products, segments, applications, and areas should one consider investing in over the forecast period in the Embedded Finance Market?

3. What are the technology trends and regulatory frameworks in the Embedded Finance Market?

4. What is the market share of the leading vendors in the Embedded Finance Market?

5. Which modes and strategic moves are suitable for entering the Embedded Finance Market?

Table of Contents

1. Preface

• 1.1. Objectives of the Study
• 1.2. Market Segmentation & Coverage
• 1.3. Years Considered for the Study
• 1.4. Currency & Pricing
• 1.5. Language
• 1.6. Stakeholders

2. Research Methodology

• 2.1. Define: Research Objective
• 2.2. Determine: Research Design
• 2.3. Prepare: Research Instrument
• 2.4. Collect: Data Source
• 2.5. Analyze: Data Interpretation
• 2.6. Formulate: Data Verification
• 2.7. Publish: Research Report
• 2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview

5. Market Insights

• 5.1. Market Dynamics
  • 5.1.1. Drivers
    • 5.1.1.1. Increasing digitization in various end-use industries for frictionless financial services
    • 5.1.1.2. Growing small and medium enterprises (SME) lending for seamlessly integrating financial services
    • 5.1.1.3. Rising shift toward digital and mobile financial solutions
  • 5.1.2. Restraints
    • 5.1.2.1. Interoperability concerns associated with embedded financial services
  • 5.1.3. Opportunities
    • 5.1.3.1. Developing custom-designed embedded finance products to enhance customer experience
    • 5.1.3.2. Ongoing collaboration between technology firms and traditional financial institutions to enhance financial accessibility
  • 5.1.4. Challenges
    • 5.1.4.1. Risks associated with handling sensitive financial data that raises privacy concerns
• 5.2. Market Segmentation Analysis
  • 5.2.1. Services: Increasing use of embedded payment services to enable seamless transactions directly within various platforms and services
  • 5.2.2. End-Use: Growing demand in the retail & e-commerce sectors owing to the convenient payment solutions and financing options
• 5.3. Market Disruption Analysis
• 5.4. Porter's Five Forces Analysis
  • 5.4.1. Threat of New Entrants
  • 5.4.2. Threat of Substitutes
  • 5.4.3. Bargaining Power of Customers
  • 5.4.4. Bargaining Power of Suppliers
  • 5.4.5. Industry Rivalry
• 5.5. Value Chain & Critical Path Analysis
• 5.6. Pricing Analysis
• 5.7. Technology Analysis
• 5.8. Patent Analysis
• 5.9. Trade Analysis
• 5.10. Regulatory Framework Analysis

6. Embedded Finance Market, by Services

• 6.1. Introduction
• 6.2. Embedded Banking Services
• 6.3. Embedded Insurance
• 6.4. Embedded Lending
• 6.5. Embedded Payments

7. Embedded Finance Market, by Integration Type

• 7.1. Introduction
• 7.2. Application Programming Interfaces
• 7.3. Software Development Kits

8. Embedded Finance Market, by Business Model

• 8.1. Introduction
• 8.2. Business to Business
• 8.3. Business to Business to Consumer
• 8.4. Consumers to Consumers

9. Embedded Finance Market, by End-Use

• 9.1. Introduction
• 9.2. Automotive
• 9.3. Healthcare
• 9.4. Retail & E-Commerce
• 9.5. Travel & Hospitality

10. Americas Embedded Finance Market

• 10.1. Introduction
• 10.2. Argentina
• 10.3. Brazil
• 10.4. Canada
• 10.5. Mexico
• 10.6. United States

11. Asia-Pacific Embedded Finance Market

• 11.1. Introduction
• 11.2. Australia
• 11.3. China
• 11.4. India
• 11.5. Indonesia
• 11.6. Japan
• 11.7. Malaysia
• 11.8. Philippines
• 11.9. Singapore
• 11.10. South Korea
• 11.11. Taiwan
• 11.12. Thailand
• 11.13. Vietnam

12. Europe, Middle East & Africa Embedded Finance Market

• 12.1. Introduction
• 12.2. Denmark
• 12.3. Egypt
• 12.4. Finland
• 12.5. France
• 12.6. Germany
• 12.7. Israel
• 12.8. Italy
• 12.9. Netherlands
• 12.10. Nigeria
• 12.11. Norway
• 12.12. Poland
• 12.13. Qatar
• 12.14. Russia
• 12.15. Saudi Arabia
• 12.16. South Africa
• 12.17. Spain
• 12.18. Sweden
• 12.19. Switzerland
• 12.20. Turkey
• 12.21. United Arab Emirates
• 12.22. United Kingdom

13. Competitive Landscape

• 13.1. Market Share Analysis, 2023
• 13.2. FPNV Positioning Matrix, 2023
• 13.3. Competitive Scenario Analysis
  • 13.3.1. Neonomics and Bislab Partnered To Transform Financial Services With Embedded Finance Product
  • 13.3.2. Alloy Launched An Identity And Compliance Risk Management Solution for the Embedded Finance Sector
  • 13.3.3. Manigo Partnered with SurePay To Launch Advanced Embedded Finance Solutions in Saudi Arabia
• 13.4. Strategy Analysis & Recommendation

14. Competitive Portfolio

• 14.1. Key Company Profiles
• 14.2. Key Product Portfolio