デフォルト表紙
市場調査レポート
商品コード
1475034

フィンテックの世界市場の評価:展開方式別、技術別、用途別、エンドユーザー別、地域別、機会、予測(2017年~2031年)

Fintech Market Assessment, By Deployment Mode, By Technology, By Application, By End-user, By Region, Opportunities, and Forecast, 2017-2031F


出版日
ページ情報
英文 232 Pages
納期
3~5営業日
カスタマイズ可能
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=146.96円
フィンテックの世界市場の評価:展開方式別、技術別、用途別、エンドユーザー別、地域別、機会、予測(2017年~2031年)
出版日: 2024年05月08日
発行: Market Xcel - Markets and Data
ページ情報: 英文 232 Pages
納期: 3~5営業日
GIIご利用のメリット
  • 全表示
  • 概要
  • 図表
  • 目次
概要

世界のフィンテックの市場規模は、2023年の2,510億4,000万米ドルから2031年に5,997億1,000万米ドルに達すると予測され、2024年~2031年の予測期間にCAGRで11.5%の成長が見込まれます。フィンテックとしても知られる金融技術は、金融サービスの提供や利用を改良し自動化するために、新たな技術的ブレークスルーを金融商品やサービスに応用することです。世界のフィンテック市場の成長には、オンライン決済手段に対する需要の増加や、幅広いデジタル決済オプションの導入、技術革新、パートナーシップの増加、政府施策などの複数の要因が寄与しています。

世界中でインターネットの普及とスマートフォンの所有率が高まり、デジタル通貨が受け入れられつつあることが、世界のフィンテック市場に変化をもたらしています。Pulse of Fintech H1 2023によると、南北アメリカのフィンテック資金調達総額は2022年下半期の289億米ドルから急増し、2023年上半期に360億米ドルに達しました。2023年上半期、さまざまなフィンテックのサブカテゴリで資金調達額が大幅に増加しました。年半ばまでに、ロジスティクスとサプライチェーンマネジメントに特化したフィンテック企業の資金調達額は、これまでの年間総額を上回り、82億米ドルに達しました。さらに、ESGに特化したフィンテック企業は17億米ドルの資金調達を受け、2022年の調達総額を上回っています。

インシュアテック、レグテック、決済サービスなどのフィンテックは近年進化しており、それぞれが特定の業務や業界に特化した最先端技術を活用しています。フィンテックビジネスが単なる動向の域を超えつつある今、企業の戦略における実行のレベルの重要性が増しています。FinTech産業の技術的要素は絶えず拡大しています。ブロックチェーン、アプリケーションプログラミングインターフェース(API)、ロボティックプロセスオートメーション、データアナリティクスなどの技術が、敏捷性、効率性、正確性の向上を可能にするために急速に利用されています。

幅広いデジタル決済オプション

パンデミック中、金融へのアクセス性が高まった結果、デジタル決済が拡大し、世界中で基本的な金融機関が発展しました。現金に代わる決済方法、リクエストトゥペイ、BNPL(Buy Now, Pay Later)、デジタル通貨サービスといった斬新な決済方法は、いずれもFinTech市場の成長に向けた新たな機会をもたらしました。デジタル決済は、より迅速で効率的、かつ安全な送金および取引の方法を提供することで、フィンテック産業を再構築しました。National Payments Corporation of India(NPCI)のデジタル決済レールロードであるUPI(Unified Payments Interface)は、世界のリアルタイム決済の40%を処理しています。

金融サービスにおける技術革新

新たな技術によって、銀行、保険企業、その他の金融サービス企業は、業務をアップグレードし、顧客にサービスを提供するさまざまな方法を見出すことができるようになっています。演算能力、暗号技術、ビッグデータ、AIの進歩、ブロックチェーンや暗号通貨への投資、モバイルアクセスの改善、インターネット速度の向上などが、金融ビジネスの複数の分野で新たな用途を生み出しています。技術革新の例としては、斬新な融資拡大方法、投資アドバイス、保険の価格設定に加え、より広く見ると、貯蓄者や投資家から借り手への資金移動方法などもあります。金融機関の効率的かつ効果的な業務遂行を支援する技術革新の1つに、 ロボティックプロセスオートメーション(RPA)があります。チャットボットは即座の応答と迅速な苦情の解決を提供し、パーソナルバンキング体験を誘発します。ブロックチェーンセグメントが2023年に最大の市場シェアを占めました。

当レポートでは、世界のフィンテック市場について調査分析し、市場規模と予測、市場力学、主要企業の情勢と見通しなどを提供しています。

目次

第1章 調査手法

第2章 プロジェクトの範囲と定義

第3章 エグゼクティブサマリー

第4章 顧客の声

  • 金融部門における技術採用
  • フィンテック部門におけるブランド認知度
  • フィンテックプラットフォームが提供するサービス
  • フィンテックサービスに対する消費者の認知度
  • フィンテックプラットフォームを採用しているユーザーによるサービスフィードバック
  • フィンテック部門におけるユーザーギャップの特定
  • フィンテックサービスを採用している非金融産業

第5章 世界のフィンテック市場の見通し(2017年~2031年)

  • 市場規模と予測
    • 金額
  • 市場シェアと予測
    • 展開方式別
    • 技術別
    • 用途別
    • エンドユーザー別
    • 地域別
    • 市場シェア:企業別(2023年)

第6章 世界のフィンテック市場の見通し:地域別(2017年~2031年)

  • 北米
    • 市場規模と予測
    • 展開方式別
    • 技術別
    • 用途別
    • エンドユーザー別
    • カナダ
    • メキシコ
  • 欧州
    • ドイツ
    • フランス
    • イタリア
    • 英国
    • ロシア
    • オランダ
    • スペイン
    • トルコ
    • ポーランド
  • 南米
    • ブラジル
    • アルゼンチン
  • アジア太平洋
    • インド
    • 中国
    • 日本
    • オーストラリア
    • ベトナム
    • 韓国
    • インドネシア
    • フィリピン
  • 中東・アフリカ
    • アラブ首長国連邦
    • サウジアラビア
    • 南アフリカ

第7章 市場マッピング(2023年)

  • 展開方式別
  • 技術別
  • 用途別
  • エンドユーザー別
  • 地域別

第8章 マクロ環境と産業構造

  • 需給分析
  • 輸入輸出分析
  • バリューチェーン分析
  • PESTEL分析
  • ポーターのファイブフォース分析

第9章 市場力学

  • 成長促進要因
  • 成長抑制要因(課題、抑制要因)

第10章 主要企業の情勢

  • マーケットリーダーの競合マトリクス(上位5社)
  • マーケットリーダー上位5社の市場収益分析(2023年)
  • 合併と買収(該当する場合)
  • SWOT分析(市場企業5社)
  • 特許分析(該当する場合)

第11章 主要企業の見通し

  • PayPal Holdings, Inc.
  • Ant Group Co. Ltd.
  • Plaid Technologies Inc.
  • Stripe Inc.
  • One97 Communications Ltd.
  • Envestnet Inc.
  • Nexi S.p.A.
  • Klarna Bank AB
  • Mastercard Inc.
  • Visa Inc.

第12章 戦略的推奨

第13章 当社について、免責事項

図表

List of Tables

  • Table 1. Pricing Analysis of Products from Key Players
  • Table 2. Competition Matrix of Top 5 Market Leaders
  • Table 3. Mergers & Acquisitions/ Joint Ventures (If Applicable)
  • Table 4. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

  • Figure 1. Global Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 2. Global Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 3. Global Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 4. Global Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 5. Global Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 6. Global Fintech Market Share, By Region, In USD Billion, 2017 - 2031F
  • Figure 7. North America Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 8. North America Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 9. North America Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 10. North America Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 11. North America Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 12. North America Fintech Market Share, By Region, In USD Billion, 2017 - 2031F
  • Figure 13. United States Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 14. United States Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 15. United States Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 16. United States Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 17. United States Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 18. Canada Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 19. Canada Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 20. Canada Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 21. Canada Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 22. Canada Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 23. Mexico Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 24. Mexico Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 25. Mexico Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 26. Mexico Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 27. Mexico Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 28. Rest of North America Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 29. Rest of North America Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 30. Rest of North America Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 31. Rest of North America Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 32. Rest of North America Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 33. Asia Pacific Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 34. Asia Pacific Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 35. Asia Pacific Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 36. Asia Pacific Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 37. Asia Pacific Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 38. Asia Pacific Fintech Market Share, By Region, In USD Billion, 2017 - 2031F
  • Figure 39. Japan Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 40. Japan Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 41. Japan Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 42. Japan Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 43. Japan Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 44. China Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 45. China Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 46. China Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 47. China Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 48. China Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 49. India Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 50. India Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 51. India Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 52. India Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 53. India Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 54. Australia Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 55. Australia Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 56. Australia Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 57. Australia Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 58. Australia Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 59. Singapore Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 60. Singapore Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 61. Singapore Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 62. Singapore Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 63. Singapore Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 64. Vietnam Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 65. Vietnam Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 66. Vietnam Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 67. Vietnam Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 68. Vietnam Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 69. South Korea Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 70. South Korea Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 71. South Korea Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 72. South Korea Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 73. South Korea Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 74. Thailand Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 75. Thailand Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 76. Thailand Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 77. Thailand Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 78. Thailand Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 79. Indonesia Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 80. Indonesia Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 81. Indonesia Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 82. Indonesia Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 83. Indonesia Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 84. Rest of Asia Pacific Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 85. Rest of Asia Pacific Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 86. Rest of Asia Pacific Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 87. Rest of Asia Pacific Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 88. Rest of Asia Pacific Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 89. Europe Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 90. Europe Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 91. Europe Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 92. Europe Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 93. Europe Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 94. Europe Fintech Market Share, By Region, In USD Billion, 2017 - 2031F
  • Figure 95. Germany Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 96. Germany Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 97. Germany Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 98. Germany Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 99. Germany Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 100. United Kingdom Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 101. United Kingdom Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 102. United Kingdom Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 103. United Kingdom Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 104. United Kingdom Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 105. Italy Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 106. Italy Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 107. Italy Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 108. Italy Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 109. Italy Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 110. France Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 111. France Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 112. France Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 113. France Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 114. France Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 115. Netherlands Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 116. Netherlands Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 117. Netherlands Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 118. Netherlands Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 119. Netherlands Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 120. Spain Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 121. Spain Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 122. Spain Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 123. Spain Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 124. Spain Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 125. Rest of Europe Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 126. Rest of Europe Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 127. Rest of Europe Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 128. Rest of Europe Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 129. Rest of Europe Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 130. Middle East & Africa Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 131. Middle East & Africa Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 132. Middle East & Africa Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 133. Middle East & Africa Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 134. Middle East & Africa Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 135. Middle East & Africa Fintech Market Share, By Region, In USD Billion, 2017 - 2031F
  • Figure 136. Saudi Arabia Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 137. Saudi Arabia Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 138. Saudi Arabia Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 139. Saudi Arabia Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 140. Saudi Arabia Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 141. South Africa Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 142. South Africa Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 143. South Africa Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 144. South Africa Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 145. South Africa Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 146. United Arab Emirates Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 147. United Arab Emirates Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 148. United Arab Emirates Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 149. United Arab Emirates Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 150. United Arab Emirates Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 151. Egypt Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 152. Egypt Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 153. Egypt Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 154. Egypt Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 155. Egypt Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 156. Rest of Middle East & Africa Fintech Market, By Value, In USD Billion, 2017 - 2031F
  • Figure 157. Rest of Middle East & Africa Fintech Market Share, By Deployment Mode, In USD Billion, 2017 - 2031F
  • Figure 158. Rest of Middle East & Africa Fintech Market Share, By Technology, In USD Billion, 2017 - 2031F
  • Figure 159. Rest of Middle East & Africa Fintech Market Share, By Application, In USD Billion, 2017 - 2031F
  • Figure 160. Rest of Middle East & Africa Fintech Market Share, By End User, In USD Billion, 2017 - 2031F
  • Figure 161. By Deployment Mode Map-Market Size (USD Billion) & Growth Rate (%), 2023
  • Figure 162. By Technology Map-Market Size (USD Billion) & Growth Rate (%), 2023
  • Figure 163. By Application Map-Market Size (USD Billion) & Growth Rate (%), 2023
  • Figure 164. By End User Map-Market Size (USD Billion) & Growth Rate (%), 2023
  • Figure 165. By Region Map-Market Size (USD Billion) & Growth Rate (%), 2023
目次
Product Code: MX10012

The Global fintech market is projected to witness a CAGR of 11.5% during the forecast period 2024-2031, growing from USD 251.04 billion in 2023 to USD 599.71 billion by 2031. Financial technology, also known as Fintech, is the application of new technical breakthroughs into financial products and services to improve and automate the delivery and usage of financial services. Multiple factors are contributing to the growth of the global fintech market such as increasing demand for online payment methods, introduction of a wide range of digital payment options, technological innovations, increasing partnerships, and government schemes.

Increasing internet penetration and smartphone ownership throughout the world, as well as the growing acceptance of digitized currencies, are transforming the global fintech market. According to the Pulse of Fintech H1 2023, total fintech funding in the Americas surged from USD 28.9 billion in H2 2022 to reach USD 36 billion in H1 2023. In the H1 of 2023, various fintech subcategories experienced significant levels of funding. By mid-year, the funding for fintech companies specializing in logistics and supply chain management surpassed all Previous yearly totals, reaching USD 8.2 billion. Additionally, ESG-focused fintech companies received USD 1.7 billion in funding, exceeding the total amount raised in 2022.

Insurtech, Regtech, payment services, and other varieties of fintech have evolved in recent years, each utilizing cutting-edge technology specialized in certain tasks or industries. Now as the FinTech business is more than a trend, the level of execution accomplished in companies' strategies is becoming increasingly important. The FinTech industry's technological component is continuously expanding. Blockchain, Application Programming Interface (API), robotic process automation, data analytics, and other technologies are rapidly being used to enable increased agility, efficiency, and accuracy.

Wide Range of Digital Payment Options

Financial accessibility increased during the pandemic, resulting in the growth of digital payments and the development of basic financial institutions around the globe. Novel payment methods such as cash replacement, request to pay, buy now, pay later (BNPL), and digital currency services have all generated new opportunities for the growth of the FinTech market. Digital payments have restructured the fintech industry by providing faster, more efficient, and more secure ways to transfer money and make transactions. The National Payments Corporation of India's (NPCI) digital payments railroad, Unified Payments Interface (UPI), is processing 40% of the global real-time payments.

Technological Innovations in Financial Services

New technologies have enabled banks, insurers, and other financial services firms to upgrade their operations and find different ways of serving their clients. Computing power, cryptography, big data, advancement in AI, investments in blockchain and cryptocurrency, improved mobile access, and increasing internet speed are creating new applications in several areas of the financial business. A few examples of technological innovations are novel ways of loan extension, investment advice, insurance pricing, and more broadly, how money is transferred from savers/investors to borrowers. One area of innovation helping FIs to become efficient and effective is robotic process automation (RPA). Chatbots provide instant responses and quick complaint resolution, triggering personal banking experience. The blockchain segment held the largest share of the market in 2023.

Government schemes

Governments around the world are increasingly recognizing the importance of fintech for their economies and are implementing various schemes and incentives to support the growth of the fintech market. Tax incentives, grant programs, innovation hubs, and talent development programs are being introduced by governments. Policymakers around the world are developing regulatory sandboxes to encourage finance industry innovation while keeping an eye on potential threats. Regulatory sandboxes allow fintech companies to test innovative products and services in a controlled environment. It helps in reducing the time and costs associated with regulatory compliance. In India, FinTech sector unveils a promising landscape with USD 12 billion (INR 1 lakh crore) fund offering 50-year interest-free loans for tech-driven growth, fostering creativity and potentially intensifying competition in lending.

Cloud to Dominate the Market Share as the Mode of Deployment

The cloud sector leads with the largest share of the global fintech market and is projected to maintain its dominance in the foreseeable future. It is primarily due to the scalability and cost-effectiveness of cloud solutions, which enable fintech companies to swiftly expand their operations. The ability to adjust to varying workloads and the potential for cost reduction further reinforces the prevalence of cloud development.

Conversely, the on-premises sector is expected to experience robust growth during the forecast period. On-premises deployment, where software and infrastructure are hosted internally within a company's data centers, has traditionally been favored by some financial institutions due to security and control considerations. While on-premises solutions offer extensive customization and control, they may encounter challenges in terms of scalability, upfront expenses, and agility when compared to cloud alternatives.

Future Market Scenario (2024 - 2031F)

The global fintech market is projected to witness sustainable growth in the upcoming years as it is driven by the increasing adoption of digital financial services and technological advancements.

Fintech companies are expected to expand their presence into emerging markets, tapping into the growing demand for innovative financial solutions in regions with developing economies.

The fintech industry is likely to face evolving regulatory landscapes, requiring companies to adapt to changing compliance requirements and standards to ensure sustainable growth.

With the rise of digital transactions and data sharing, cybersecurity will remain a top priority for fintech firms, leading to investments in robust security measures to protect customer information and financial assets.

Key Players Landscape and Outlook

In 2023, the fintech sector witnessed notable collaborations driving the market growth. For instance, PayPal partnered with a leading AI company to enhance fraud detection in digital transactions, contributing to increased security and customer trust. Additionally, joined forces with a major cryptocurrency exchange to enable seamless integration of crypto payments for small businesses expanding access to innovative financial solutions. These collaborations exemplify the ongoing synergy between fintech players, shaping the industry's trajectory for the future.

Table of Contents

1.Research Methodology

2.Project Scope & Definitions

3.Executive Summary

4.Voice of Customer

  • 4.1.Technology Adoption in the Financial Sector
  • 4.2.Brand Recognition operating in the Fintech sector.
  • 4.3.Services offered by the Fintech platforms.
  • 4.4.Consumer Awareness of the Fintech Services
  • 4.5.Service Feedback by the users adopting the Fintech platforms.
  • 4.6.User Gaps Identification in the Fintech Sector
  • 4.7.Non-financial industries adopting the Fintech services.

5.Global Fintech Market Outlook, 2017-2031F

  • 5.1.Market Size & Forecast
    • 5.1.1. By Value
  • 5.2.Market Share & Forecast
    • 5.2.1.By Deployment Mode
      • 7.2.2.1On-Premises
      • 7.2.2.2Cloud
    • 5.2.2.By Technology
      • 5.2.2.1.Application Programming Interface (API)
      • 5.2.2.2.Artificial Intelligence (AI)
      • 5.2.2.3.Block Chain
      • 5.2.2.4.Robotic Process Automation
      • 5.2.2.5.Data Analytics
      • 5.2.2.6.Others
    • 5.2.3.By Application
      • 5.2.3.1.Payment and Funds Transfer
      • 5.2.3.2. Loans
      • 5.2.3.3.Wealth Management
      • 5.2.3.4.Insurance and Personal Finance
      • 5.2.3.5.Others
    • 5.2.4.By End-user
      • 5.2.4.1.Loans
      • 5.2.4.2.Wealth Management
      • 5.2.4.3.Insurance and Personal Finance
      • 5.2.4.4.Others
    • 5.2.5.By Region
      • 5.2.5.1.North America
      • 5.2.5.2.Asia-Pacific
      • 5.2.5.3.Europe
      • 5.2.5.4.South America
      • 5.2.5.5.Middle East & Africa
    • 5.2.6.By Company Market Share (%), 2023

6.Global Fintech Market Outlook, By Region, 2017-2031F

  • 6.1.North America*
    • 6.1.1.Market Size & Forecast
      • 6.1.1.1.By Value
    • 6.1.2.By Deployment Mode
      • 6.1.2.1.On-Premises
      • 6.1.2.2.Cloud
    • 6.1.3.By Technology
      • 6.1.3.1.Application Programming Interface (API)
      • 6.1.3.2.Artificial Intelligence (AI)
      • 6.1.3.3.Block Chain
      • 6.1.3.4.Robotic Process Automation
      • 6.1.3.5.Data Analytics
      • 6.1.3.6.Others
    • 6.1.4.By Application
      • 6.1.4.1.Payment and Funds Transfer
      • 6.1.4.2.Loans
      • 6.1.4.3.Wealth Management
      • 6.1.4.4.Insurance and Personal Finance
      • 6.1.4.5.Others
    • 6.1.5.By End-user
      • 6.1.5.1.Banking
      • 6.1.5.2.Insurance
      • 6.1.5.3.Securities
      • 6.1.5.4.Others
    • 6.1.6.Canada
    • 6.1.7.Mexico

All segments will be provided for all regions and countries covered

  • 6.1.Europe
    • 6.1.1.Germany
    • 6.1.2.France
    • 6.1.3.Italy
    • 6.1.4.United Kingdom
    • 6.1.5.Russia
    • 6.1.6.Netherlands
    • 6.1.7.Spain
    • 6.1.8.Turkey
    • 6.1.9.Poland
  • 6.2.South America
    • 6.2.1.Brazil
    • 6.2.2.Argentina
  • 6.3.Asia-Pacific
    • 6.3.1.India
    • 6.3.2.China
    • 6.3.3.Japan
    • 6.3.4.Australia
    • 6.3.5.Vietnam
    • 6.3.6.South Korea
    • 6.3.7.Indonesia
    • 6.3.8.Philippines
  • 6.4.Middle East & Africa
    • 6.4.1.UAE
    • 6.4.2.Saudi Arabia
    • 6.4.3.South Africa

7.Market Mapping, 2023

  • 7.1.By Deployment Mode
  • 7.2.By Technology
  • 7.3.By Application
  • 7.4.By End-user
  • 7.5.By Region

8.Macro Environment and Industry Structure

  • 8.1.Supply Demand Analysis
  • 8.2.Import Export Analysis
  • 8.3.Value Chain Analysis
  • 8.4.PESTEL Analysis
    • 8.4.1.Political Factors
    • 8.4.2.Economic System
    • 8.4.3.Social Implications
    • 8.4.4.Technological Advancements
    • 8.4.5.Environmental Impacts
    • 8.4.6.Legal Compliances and Regulatory Policies (Statutory Bodies Included)
  • 8.5.Porter's Five Forces Analysis
    • 8.5.1.Supplier Power
    • 8.5.2.Buyer Power
    • 8.5.3.Substitution Threat
    • 8.5.4.Threat from New Entrant
    • 8.5.5.Competitive Rivalry

9.Market Dynamics

  • 9.1.Growth Drivers
  • 9.2.Growth Inhibitors (Challenges and Restraints)

10.Key Players Landscape

  • 10.1.Competition Matrix of Market Leaders (Top Five)
  • 10.2.Market Revenue Analysis of Top Five Market Leaders (in %, 2023)
  • 10.3.Mergers & Acquisitions (If Applicable)
  • 10.4.SWOT Analysis (For Five Market Players)
  • 10.5.Patent Analysis (If Applicable)

11.Key Player Outlook

  • 11.1.PayPal Holdings, Inc.
    • 11.1.1.Company Details
    • 11.1.2.Products & Services
    • 11.1.3.Financials (As reported)
    • 11.1.4.Key Market Focus & Geographical Presence
    • 11.1.5.Recent Developments
    • 11.1.6.Key Management Personnel
  • 11.2.Ant Group Co. Ltd.
  • 11.3.Plaid Technologies Inc.
  • 11.4.Stripe Inc.
  • 11.5.One97 Communications Ltd.
  • 11.6.Envestnet Inc.
  • 11.7.Nexi S.p.A.
  • 11.8.Klarna Bank AB
  • 11.9.Mastercard Inc.
  • 11.10.Visa Inc.

12.Strategic Recommendations

13.About Us & Disclaimer