カードレスATM市場：タイプ別、エンドユーザー別-2025-2030年の世界予測

カードレスATM市場は、2023年に22億4,000万米ドルと評価され、2024年には23億8,000万米ドルに達すると予測され、CAGR 6.48％で成長し、2030年には34億8,000万米ドルに達すると予測されています。

カードレスATM市場には、消費者が物理的なデビットカードやクレジットカードを持たずに、主にモバイル機器とデジタル認証方法を使用してATMで銀行業務を実行できるようにする技術とサービスが含まれます。この技術革新は、カードの盗難や詐欺のリスクを軽減することを目的とした、金融取引におけるセキュリティ強化、利便性、デジタル統合の必要性によって推進されています。このアプリケーションは、銀行、金融サービス、小売業などさまざまな業界にまたがっており、デジタル・バンキング・ソリューションへの傾斜の高まりと一致しています。シームレスでユーザーフレンドリーなバンキング・サービスを求める消費者と、顧客満足度の向上と業務効率の改善を目指す金融機関の双方が、最終用途の範囲に含まれます。市場成長は、技術の進歩、スマートフォンの普及率向上、安全なバンキング慣行に対する需要の高まりに大きく影響されています。潜在的なビジネスチャンスは、新興市場における金融包摂の拡大、高度なセキュリティ機能のためのAIとブロックチェーンの活用、サービス提供の幅を広げるための銀行とハイテク企業の提携にあります。しかし、サイバーセキュリティの脅威、規制遵守の複雑さ、既存のレガシーバンキングシステムとの統合といった課題は、成長の妨げになる可能性があります。したがって、戦略的提言としては、サイバーセキュリティフレームワークへの投資、カードレス取引に関する消費者教育と意識の向上、サービスの拡張性を高めるためのフィンテックエコシステム間の協力関係の促進などが挙げられます。特に、強固な認証メカニズムの開発、生体認証ソリューションの検討、アクセシビリティ向上のためのユーザー・インターフェースの強化など、市場はイノベーションの機が熟しています。成長を促す調査分野としては、不正検知のための機械学習アルゴリズム、デジタル・バンキング機器間の接続性を高めるためのIoTの統合、取引を合理化するための近距離無線通信（NFC）技術の探求などが挙げられます。市場力学はダイナミックな競合環境を反映しており、急速な技術進化と消費者の嗜好の進化が、銀行や金融機関の絶え間ない技術革新の舵取りをしています。

市場力学：急速に進化するカードレスATM市場の主要市場インサイトを公開

カードレスATM市場は、需要と供給のダイナミックな相互作用によって変貌を遂げています。このような市場力学の進化を理解することで、企業は十分な情報に基づいた投資決定、戦略的意思決定、新たなビジネスチャンスの獲得を行うことができます。こうした動向を包括的に把握することで、企業は政治的、地理的、技術的、社会的、経済的な領域にわたる様々なリスクを軽減することができるとともに、消費者行動とそれが製造コストや購買動向に与える影響についてより明確に理解することができます。

• 市場促進要因
  • スマートフォンの利用増加とインターネットの普及
  • 非接触型決済・取引の採用増加
  • 非接触決済に対する政府支援の高まり
• 市場抑制要因
  • カードレスATMの高コスト
• 市場機会
  • 生体認証ATMの高い可能性
  • 高度なバイオメトリクスATMのイントロダクション
• 市場の課題
  • 非接触取引に関する厳しい規制

ポーターの5つの力：カードレスATM市場をナビゲートする戦略ツール

ポーターの5つの力フレームワークは、市場情勢の競合情勢を理解するための重要なツールです。ポーターのファイブフォース・フレームワークは、企業の競争力を評価し、戦略的機会を探るための明確な手法を提供します。このフレームワークは、企業が市場内の勢力図を評価し、新規事業の収益性を判断するのに役立ちます。これらの洞察により、企業は自社の強みを活かし、弱みに対処し、潜在的な課題を回避することができ、より強靭な市場でのポジショニングを確保することができます。

PESTLE分析：カードレスATM市場における外部からの影響の把握

外部マクロ環境要因は、カードレスATM市場の業績ダイナミクスを形成する上で極めて重要な役割を果たします。政治的、経済的、社会的、技術的、法的、環境的要因の分析は、これらの影響をナビゲートするために必要な情報を提供します。PESTLE要因を調査することで、企業は潜在的なリスクと機会をよりよく理解することができます。この分析により、企業は規制、消費者の嗜好、経済動向の変化を予測し、先を見越した積極的な意思決定を行う準備ができます。

市場シェア分析カードレスATM市場における競合情勢の把握

カードレスATM市場の詳細な市場シェア分析により、ベンダーの業績を包括的に評価することができます。企業は、収益、顧客ベース、成長率などの主要指標を比較することで、競争上のポジショニングを明らかにすることができます。この分析により、市場の集中、断片化、統合の動向が明らかになり、ベンダーは競争が激化する中で自社の地位を高める戦略的意思決定を行うために必要な知見を得ることができます。

FPNVポジショニング・マトリックスカードレスATM市場におけるベンダーのパフォーマンス評価

FPNVポジショニングマトリックスは、カードレスATM市場においてベンダーを評価するための重要なツールです。このマトリックスにより、ビジネス組織はベンダーのビジネス戦略と製品満足度に基づき評価することで、目標に沿った十分な情報に基づいた意思決定を行うことができます。4つの象限によってベンダーを明確かつ正確にセグメント化し、戦略目標に最適なパートナーやソリューションを特定することができます。

戦略分析と推奨カードレスATM市場における成功への道筋を描く

カードレスATM市場の戦略分析は、世界市場でのプレゼンス強化を目指す企業にとって不可欠です。主要なリソース、能力、業績指標を検討することで、企業は成長機会を特定し、改善に取り組むことができます。このアプローチにより、競合情勢における課題を克服し、新たなビジネスチャンスを活かして長期的な成功を収めるための体制を整えることができます。

本レポートでは、主要な注目分野を網羅した市場の包括的な分析を提供しています：

1.市場の浸透度：現在の市場環境の詳細なレビュー、主要企業による広範なデータ、市場でのリーチと全体的な影響力の評価。

2.市場の開拓度：新興市場における成長機会を特定し、既存分野における拡大可能性を評価し、将来の成長に向けた戦略的ロードマップを提供します。

3.市場の多様化：最近の製品発売、未開拓の地域、業界の主要な進歩、市場を形成する戦略的投資を分析します。

4.競合の評価と情報：競合情勢を徹底的に分析し、市場シェア、事業戦略、製品ポートフォリオ、認証、規制当局の承認、特許動向、主要企業の技術進歩などを検証します。

5.製品開発およびイノベーション：将来の市場成長を促進すると期待される最先端技術、研究開発活動、製品イノベーションをハイライトしています。

また、利害関係者が十分な情報を得た上で意思決定できるよう、重要な質問にも答えています：

1.現在の市場規模と今後の成長予測は？

2.最高の投資機会を提供する製品、セグメント、地域はどこか？

3.市場を形成する主な技術動向と規制の影響とは？

4.主要ベンダーの市場シェアと競合ポジションは？

5.ベンダーの市場参入・撤退戦略の原動力となる収益源と戦略的機会は何か？

目次

第1章 序文

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 市場の概要

第5章 市場洞察

• 市場力学
  • 促進要因
    • スマートフォンの利用とインターネットの普及率の増加
    • 非接触型決済や取引の導入増加
    • 非接触決済に対する政府の支援拡大
  • 抑制要因
    • カードレスATMのコストが高い
  • 機会
    • 生体認証ATMの高い可能性
    • 高度な生体認証ATMのイントロダクション
  • 課題
    • 非接触型取引に関する厳しい規制
• 市場セグメンテーション分析
• ポーターのファイブフォース分析
• PESTEL分析
  • 政治的
  • 経済
  • 社交
  • 技術的
  • 法律上
  • 環境

第6章 カードレスATM市場：タイプ別

• オフサイトATM
• 館内ATM

第7章 カードレスATM市場：エンドユーザー別

• 銀行業務
• 小売り

第8章 南北アメリカのカードレスATM市場

• アルゼンチン
• ブラジル
• カナダ
• メキシコ
• 米国

第9章 アジア太平洋地域のカードレスATM市場

• オーストラリア
• 中国
• インド
• インドネシア
• 日本
• マレーシア
• フィリピン
• シンガポール
• 韓国
• 台湾
• タイ
• ベトナム

第10章 欧州・中東・アフリカのカードレスATM市場

• デンマーク
• エジプト
• フィンランド
• フランス
• ドイツ
• イスラエル
• イタリア
• オランダ
• ナイジェリア
• ノルウェー
• ポーランド
• カタール
• ロシア
• サウジアラビア
• 南アフリカ
• スペイン
• スウェーデン
• スイス
• トルコ
• アラブ首長国連邦
• 英国

第11章 競合情勢

• 市場シェア分析2023
• FPNVポジショニングマトリックス, 2023
• 競合シナリオ分析
• 戦略分析と提言

企業一覧

• Barclays PLC
• Citigroup Inc.
• Commonwealth Bank of Australia
• Diebold Nixdorf, Inc.
• Fujitsu Ltd.
• HDFC Bank Ltd.
• HSBC Holdings PLC
• Hyosung TNS Incorporation
• ICICI Bank Limited
• JPMorgan Chase & Co.
• Kotak Mahindra Bank Limited
• NCR Corporation
• Santander Bank, N.A.

LIST OF FIGURES

• FIGURE 1. CARDLESS ATM MARKET RESEARCH PROCESS
• FIGURE 2. CARDLESS ATM MARKET SIZE, 2023 VS 2030
• FIGURE 3. GLOBAL CARDLESS ATM MARKET SIZE, 2018-2030 (USD MILLION)
• FIGURE 4. GLOBAL CARDLESS ATM MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 5. GLOBAL CARDLESS ATM MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 6. GLOBAL CARDLESS ATM MARKET SIZE, BY TYPE, 2023 VS 2030 (%)
• FIGURE 7. GLOBAL CARDLESS ATM MARKET SIZE, BY TYPE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 8. GLOBAL CARDLESS ATM MARKET SIZE, BY END-USER, 2023 VS 2030 (%)
• FIGURE 9. GLOBAL CARDLESS ATM MARKET SIZE, BY END-USER, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 10. AMERICAS CARDLESS ATM MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 11. AMERICAS CARDLESS ATM MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 12. UNITED STATES CARDLESS ATM MARKET SIZE, BY STATE, 2023 VS 2030 (%)
• FIGURE 13. UNITED STATES CARDLESS ATM MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 14. ASIA-PACIFIC CARDLESS ATM MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 15. ASIA-PACIFIC CARDLESS ATM MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 16. EUROPE, MIDDLE EAST & AFRICA CARDLESS ATM MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 17. EUROPE, MIDDLE EAST & AFRICA CARDLESS ATM MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 18. CARDLESS ATM MARKET SHARE, BY KEY PLAYER, 2023
• FIGURE 19. CARDLESS ATM MARKET, FPNV POSITIONING MATRIX, 2023

LIST OF TABLES

• TABLE 1. CARDLESS ATM MARKET SEGMENTATION & COVERAGE
• TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018-2023
• TABLE 3. GLOBAL CARDLESS ATM MARKET SIZE, 2018-2030 (USD MILLION)
• TABLE 4. GLOBAL CARDLESS ATM MARKET SIZE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 5. GLOBAL CARDLESS ATM MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 6. CARDLESS ATM MARKET DYNAMICS
• TABLE 7. GLOBAL CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 8. GLOBAL CARDLESS ATM MARKET SIZE, BY OFF-SITE ATM, BY REGION, 2018-2030 (USD MILLION)
• TABLE 9. GLOBAL CARDLESS ATM MARKET SIZE, BY ON-SITE ATM, BY REGION, 2018-2030 (USD MILLION)
• TABLE 10. GLOBAL CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 11. GLOBAL CARDLESS ATM MARKET SIZE, BY BANKING, BY REGION, 2018-2030 (USD MILLION)
• TABLE 12. GLOBAL CARDLESS ATM MARKET SIZE, BY RETAIL, BY REGION, 2018-2030 (USD MILLION)
• TABLE 13. AMERICAS CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 14. AMERICAS CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 15. AMERICAS CARDLESS ATM MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 16. ARGENTINA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 17. ARGENTINA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 18. BRAZIL CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 19. BRAZIL CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 20. CANADA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 21. CANADA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 22. MEXICO CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 23. MEXICO CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 24. UNITED STATES CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 25. UNITED STATES CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 26. UNITED STATES CARDLESS ATM MARKET SIZE, BY STATE, 2018-2030 (USD MILLION)
• TABLE 27. ASIA-PACIFIC CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 28. ASIA-PACIFIC CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 29. ASIA-PACIFIC CARDLESS ATM MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 30. AUSTRALIA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 31. AUSTRALIA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 32. CHINA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 33. CHINA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 34. INDIA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 35. INDIA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 36. INDONESIA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 37. INDONESIA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 38. JAPAN CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 39. JAPAN CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 40. MALAYSIA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 41. MALAYSIA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 42. PHILIPPINES CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 43. PHILIPPINES CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 44. SINGAPORE CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 45. SINGAPORE CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 46. SOUTH KOREA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 47. SOUTH KOREA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 48. TAIWAN CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 49. TAIWAN CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 50. THAILAND CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 51. THAILAND CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 52. VIETNAM CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 53. VIETNAM CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 54. EUROPE, MIDDLE EAST & AFRICA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 55. EUROPE, MIDDLE EAST & AFRICA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 56. EUROPE, MIDDLE EAST & AFRICA CARDLESS ATM MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 57. DENMARK CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 58. DENMARK CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 59. EGYPT CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 60. EGYPT CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 61. FINLAND CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 62. FINLAND CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 63. FRANCE CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 64. FRANCE CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 65. GERMANY CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 66. GERMANY CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 67. ISRAEL CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 68. ISRAEL CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 69. ITALY CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 70. ITALY CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 71. NETHERLANDS CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 72. NETHERLANDS CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 73. NIGERIA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 74. NIGERIA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 75. NORWAY CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 76. NORWAY CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 77. POLAND CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 78. POLAND CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 79. QATAR CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 80. QATAR CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 81. RUSSIA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 82. RUSSIA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 83. SAUDI ARABIA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 84. SAUDI ARABIA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 85. SOUTH AFRICA CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 86. SOUTH AFRICA CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 87. SPAIN CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 88. SPAIN CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 89. SWEDEN CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 90. SWEDEN CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 91. SWITZERLAND CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 92. SWITZERLAND CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 93. TURKEY CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 94. TURKEY CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 95. UNITED ARAB EMIRATES CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 96. UNITED ARAB EMIRATES CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 97. UNITED KINGDOM CARDLESS ATM MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 98. UNITED KINGDOM CARDLESS ATM MARKET SIZE, BY END-USER, 2018-2030 (USD MILLION)
• TABLE 99. CARDLESS ATM MARKET SHARE, BY KEY PLAYER, 2023
• TABLE 100. CARDLESS ATM MARKET, FPNV POSITIONING MATRIX, 2023

The Cardless ATM Market was valued at USD 2.24 billion in 2023, expected to reach USD 2.38 billion in 2024, and is projected to grow at a CAGR of 6.48%, to USD 3.48 billion by 2030.

The cardless ATM market encompasses the technology and services that allow consumers to perform banking operations via ATMs without a physical debit or credit card, primarily using mobile devices and digital authorization methods. This innovation is driven by the necessity for enhanced security, convenience, and digital integration in financial transactions, aiming to mitigate risks of card theft and fraud. Its application spans across various industries including banking, financial services, and retail sectors, aligning with the growing inclination towards digital banking solutions. The end-use scope covers both consumers seeking seamless, user-friendly banking services and financial institutions aiming to enhance customer satisfaction and operational efficiency. Market growth is significantly influenced by technological advancements, increasing smartphone penetration, and heightened demand for secure banking practices. Potential opportunities lie in expanding financial inclusion in emerging markets, leveraging AI and blockchain for advanced security features, and partnerships between banks and tech firms to broaden service offerings. However, challenges such as cybersecurity threats, regulatory compliance complexities, and integration with existing legacy banking systems could hinder growth. Thus, strategic recommendations include investing in cybersecurity frameworks, emphasizing consumer education and awareness on cardless transactions, and fostering collaborations across fintech ecosystems to enhance service scalability. The market is ripe for innovation, notably in developing robust authentication mechanisms, exploring biometric solutions, and enhancing the user interface for improved accessibility. Research areas conducive to growth include machine learning algorithms for fraud detection, integration of IoT for connectivity among digital banking devices, and exploring near-field communication (NFC) technologies to streamline transactions. The market's nature reflects a dynamic and competitive environment, with rapid technological evolution and evolving consumer preferences steering the course for banks and financial institutions to innovate continually.

Market Dynamics: Unveiling Key Market Insights in the Rapidly Evolving Cardless ATM Market

The Cardless ATM Market is undergoing transformative changes driven by a dynamic interplay of supply and demand factors. Understanding these evolving market dynamics prepares business organizations to make informed investment decisions, refine strategic decisions, and seize new opportunities. By gaining a comprehensive view of these trends, business organizations can mitigate various risks across political, geographic, technical, social, and economic domains while also gaining a clearer understanding of consumer behavior and its impact on manufacturing costs and purchasing trends.

• Market Drivers
  • Rising usage of smartphone and internet penetration
  • Increasing adoption of contactless payments and transactions
  • Growing government support for the contactless transactions
• Market Restraints
  • High cost of cardless ATM
• Market Opportunities
  • High potential for biometric ATM
  • Introduction of advanced biometric ATMs
• Market Challenges
  • Strict regulations associated with contactless transactions

Porter's Five Forces: A Strategic Tool for Navigating the Cardless ATM Market

Porter's five forces framework is a critical tool for understanding the competitive landscape of the Cardless ATM Market. It offers business organizations with a clear methodology for evaluating their competitive positioning and exploring strategic opportunities. This framework helps businesses assess the power dynamics within the market and determine the profitability of new ventures. With these insights, business organizations can leverage their strengths, address weaknesses, and avoid potential challenges, ensuring a more resilient market positioning.

PESTLE Analysis: Navigating External Influences in the Cardless ATM Market

External macro-environmental factors play a pivotal role in shaping the performance dynamics of the Cardless ATM Market. Political, Economic, Social, Technological, Legal, and Environmental factors analysis provides the necessary information to navigate these influences. By examining PESTLE factors, businesses can better understand potential risks and opportunities. This analysis enables business organizations to anticipate changes in regulations, consumer preferences, and economic trends, ensuring they are prepared to make proactive, forward-thinking decisions.

Market Share Analysis: Understanding the Competitive Landscape in the Cardless ATM Market

A detailed market share analysis in the Cardless ATM Market provides a comprehensive assessment of vendors' performance. Companies can identify their competitive positioning by comparing key metrics, including revenue, customer base, and growth rates. This analysis highlights market concentration, fragmentation, and trends in consolidation, offering vendors the insights required to make strategic decisions that enhance their position in an increasingly competitive landscape.

FPNV Positioning Matrix: Evaluating Vendors' Performance in the Cardless ATM Market

The Forefront, Pathfinder, Niche, Vital (FPNV) Positioning Matrix is a critical tool for evaluating vendors within the Cardless ATM Market. This matrix enables business organizations to make well-informed decisions that align with their goals by assessing vendors based on their business strategy and product satisfaction. The four quadrants provide a clear and precise segmentation of vendors, helping users identify the right partners and solutions that best fit their strategic objectives.

Strategy Analysis & Recommendation: Charting a Path to Success in the Cardless ATM Market

A strategic analysis of the Cardless ATM Market is essential for businesses looking to strengthen their global market presence. By reviewing key resources, capabilities, and performance indicators, business organizations can identify growth opportunities and work toward improvement. This approach helps businesses navigate challenges in the competitive landscape and ensures they are well-positioned to capitalize on newer opportunities and drive long-term success.

Key Company Profiles

The report delves into recent significant developments in the Cardless ATM Market, highlighting leading vendors and their innovative profiles. These include Barclays PLC, Citigroup Inc., Commonwealth Bank of Australia, Diebold Nixdorf, Inc., Fujitsu Ltd., HDFC Bank Ltd., HSBC Holdings PLC, Hyosung TNS Incorporation, ICICI Bank Limited, JPMorgan Chase & Co., Kotak Mahindra Bank Limited, NCR Corporation, and Santander Bank, N.A..

Market Segmentation & Coverage

This research report categorizes the Cardless ATM Market to forecast the revenues and analyze trends in each of the following sub-markets:

• Based on Type, market is studied across Off-Site ATM and On-Site ATM.
• Based on End-User, market is studied across Banking and Retail.
• Based on Region, market is studied across Americas, Asia-Pacific, and Europe, Middle East & Africa. The Americas is further studied across Argentina, Brazil, Canada, Mexico, and United States. The United States is further studied across California, Florida, Illinois, New York, Ohio, Pennsylvania, and Texas. The Asia-Pacific is further studied across Australia, China, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand, and Vietnam. The Europe, Middle East & Africa is further studied across Denmark, Egypt, Finland, France, Germany, Israel, Italy, Netherlands, Nigeria, Norway, Poland, Qatar, Russia, Saudi Arabia, South Africa, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, and United Kingdom.

The report offers a comprehensive analysis of the market, covering key focus areas:

1. Market Penetration: A detailed review of the current market environment, including extensive data from top industry players, evaluating their market reach and overall influence.

2. Market Development: Identifies growth opportunities in emerging markets and assesses expansion potential in established sectors, providing a strategic roadmap for future growth.

3. Market Diversification: Analyzes recent product launches, untapped geographic regions, major industry advancements, and strategic investments reshaping the market.

4. Competitive Assessment & Intelligence: Provides a thorough analysis of the competitive landscape, examining market share, business strategies, product portfolios, certifications, regulatory approvals, patent trends, and technological advancements of key players.

5. Product Development & Innovation: Highlights cutting-edge technologies, R&D activities, and product innovations expected to drive future market growth.

The report also answers critical questions to aid stakeholders in making informed decisions:

1. What is the current market size, and what is the forecasted growth?

2. Which products, segments, and regions offer the best investment opportunities?

3. What are the key technology trends and regulatory influences shaping the market?

4. How do leading vendors rank in terms of market share and competitive positioning?

5. What revenue sources and strategic opportunities drive vendors' market entry or exit strategies?

Table of Contents

1. Preface

• 1.1. Objectives of the Study
• 1.2. Market Segmentation & Coverage
• 1.3. Years Considered for the Study
• 1.4. Currency & Pricing
• 1.5. Language
• 1.6. Stakeholders

2. Research Methodology

• 2.1. Define: Research Objective
• 2.2. Determine: Research Design
• 2.3. Prepare: Research Instrument
• 2.4. Collect: Data Source
• 2.5. Analyze: Data Interpretation
• 2.6. Formulate: Data Verification
• 2.7. Publish: Research Report
• 2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview

5. Market Insights

• 5.1. Market Dynamics
  • 5.1.1. Drivers
    • 5.1.1.1. Rising usage of smartphone and internet penetration
    • 5.1.1.2. Increasing adoption of contactless payments and transactions
    • 5.1.1.3. Growing government support for the contactless transactions
  • 5.1.2. Restraints
    • 5.1.2.1. High cost of cardless ATM
  • 5.1.3. Opportunities
    • 5.1.3.1. High potential for biometric ATM
    • 5.1.3.2. Introduction of advanced biometric ATMs
  • 5.1.4. Challenges
    • 5.1.4.1. Strict regulations associated with contactless transactions
• 5.2. Market Segmentation Analysis
• 5.3. Porter's Five Forces Analysis
  • 5.3.1. Threat of New Entrants
  • 5.3.2. Threat of Substitutes
  • 5.3.3. Bargaining Power of Customers
  • 5.3.4. Bargaining Power of Suppliers
  • 5.3.5. Industry Rivalry
• 5.4. PESTLE Analysis
  • 5.4.1. Political
  • 5.4.2. Economic
  • 5.4.3. Social
  • 5.4.4. Technological
  • 5.4.5. Legal
  • 5.4.6. Environmental

6. Cardless ATM Market, by Type

• 6.1. Introduction
• 6.2. Off-Site ATM
• 6.3. On-Site ATM

7. Cardless ATM Market, by End-User

• 7.1. Introduction
• 7.2. Banking
• 7.3. Retail

8. Americas Cardless ATM Market

• 8.1. Introduction
• 8.2. Argentina
• 8.3. Brazil
• 8.4. Canada
• 8.5. Mexico
• 8.6. United States

9. Asia-Pacific Cardless ATM Market

• 9.1. Introduction
• 9.2. Australia
• 9.3. China
• 9.4. India
• 9.5. Indonesia
• 9.6. Japan
• 9.7. Malaysia
• 9.8. Philippines
• 9.9. Singapore
• 9.10. South Korea
• 9.11. Taiwan
• 9.12. Thailand
• 9.13. Vietnam

10. Europe, Middle East & Africa Cardless ATM Market

• 10.1. Introduction
• 10.2. Denmark
• 10.3. Egypt
• 10.4. Finland
• 10.5. France
• 10.6. Germany
• 10.7. Israel
• 10.8. Italy
• 10.9. Netherlands
• 10.10. Nigeria
• 10.11. Norway
• 10.12. Poland
• 10.13. Qatar
• 10.14. Russia
• 10.15. Saudi Arabia
• 10.16. South Africa
• 10.17. Spain
• 10.18. Sweden
• 10.19. Switzerland
• 10.20. Turkey
• 10.21. United Arab Emirates
• 10.22. United Kingdom

11. Competitive Landscape

• 11.1. Market Share Analysis, 2023
• 11.2. FPNV Positioning Matrix, 2023
• 11.3. Competitive Scenario Analysis
• 11.4. Strategy Analysis & Recommendation

Companies Mentioned

• 1. Barclays PLC
• 2. Citigroup Inc.
• 3. Commonwealth Bank of Australia
• 4. Diebold Nixdorf, Inc.
• 5. Fujitsu Ltd.
• 6. HDFC Bank Ltd.
• 7. HSBC Holdings PLC
• 8. Hyosung TNS Incorporation
• 9. ICICI Bank Limited
• 10. JPMorgan Chase & Co.
• 11. Kotak Mahindra Bank Limited
• 12. NCR Corporation
• 13. Santander Bank, N.A.