保険仲介の世界市場

保険仲介の世界市場は2030年までに3,799億米ドルに達する見込み

2023年に2,440億米ドルと推定された保険仲介の世界市場は、2030年には3,799億米ドルに達し、分析期間2023-2030年のCAGRは6.5％で成長すると予測されます。非生命保険仲介は、本レポートで分析したセグメントの1つであり、CAGRは6.7%を記録し、分析期間終了時には2,299億米ドルに達すると予測されます。ライフ保険仲介分野の成長率は、分析期間のCAGRで6.2％と推定されます。

米国市場は641億米ドル、中国はCAGR6.3％で成長すると予測

米国の保険仲介市場は2023年に641億米ドルと推定されます。世界第2位の経済大国である中国は、2030年までに607億米ドルの市場規模に達すると予測され、分析期間2023-2030年のCAGRは6.3%です。その他の注目すべき地域別市場としては、日本とカナダがあり、分析期間中のCAGRはそれぞれ6.1%と5.5%と予測されています。欧州では、ドイツがCAGR 5.2%で成長すると予測されています。

世界の保険仲介市場- 主要動向と促進要因のまとめ

デジタル化に直面して、保険仲介業界はどのように進化しているか？

保険仲介業界は、デジタル化によってブローカーと顧客、引受保険会社、保険会社との関わり方が変化する中、大きな変革期を迎えています。伝統的に、保険ブローカーは顧客と保険会社の仲介役として重要な役割を担っており、顧客一人ひとりに合ったアドバイスやオーダーメイドの保険ソリューションを提供してきました。これは依然として中核的な機能ではあるが、デジタル・プラットフォームの台頭により、ブローカーが顧客にサービスを提供する新たな方法が導入され、高度なデータ分析、人工知能（AI）、クラウドベースのシステムを活用して、より効率的でリアルタイムの保険商品を提供しています。このシフトは、顧客サービスを向上させるだけでなく、ブローカーがより幅広い保険商品や価格設定モデルにアクセスすることを可能にし、最終的に顧客の成果を向上させています。

保険仲介市場の主要セグメントは？

保険仲介市場は、生命保険保険仲介、損害保険保険仲介、医療保険保険仲介など、タイプ別に区分されています。損害保険保険仲介は最大の市場シェアを占めており、建設、製造、不動産などの業界における商業保険のニーズがその原動力となっています。ヘルスケア保険仲介は、特に米国のような医療制度が複雑な地域で大きな伸びを示しており、ブローカーが個人や企業の医療保険制度や保険オプションのナビゲーションを支援しています。同市場はまた、個人、中小企業、大企業といったエンドユーザーによって細分化されています。大企業は、複雑な複数国の保険ポートフォリオを扱うために保険ブローカーと契約することが多いが、中小企業や個人は、より個別化されたサービスを求めてブローカーに依存しています。

デジタル技術はどのように保険仲介の将来を形成しているのか？

デジタル技術は、顧客エンゲージメントの強化、業務の合理化、リスク評価能力の向上により、保険仲介の情勢を急速に変化させています。ブローカーは、AIや機械学習を用いて膨大なデータを分析し、より正確なリスク評価やパーソナライズされた保険商品を提供できるようになってきています。保険契約処理と保険金請求管理の自動化は、管理コストの削減と対応時間の短縮を実現し、顧客関係管理（CRM）ツールは、ブローカーが顧客とより強力でパーソナライズされた関係を構築するのに役立っています。InsurTech新興企業の台頭により、ブローカー業界にも新たな競争が生まれ、従来のブローカーは競争力を維持するために、オンライン見積もり比較ツールやデジタル保険契約管理プラットフォームなどの革新的なソリューションの導入を迫られています。

保険仲介市場の成長を促進する要因とは？

保険仲介市場の成長は、保険商品の複雑化やパーソナライズされた保険ソリューションへの需要の高まりなど、いくつかの要因によって牽引されています。保険業界におけるデジタル変革の進行により、ブローカーはより効率的でニーズに合ったサービスを提供できるようになり、顧客満足度と顧客維持率が向上しています。さらに、不動産、建設、ヘルスケアなどの分野における商業保険の需要の高まりが、専門的なブローカー・サービスの必要性を高めています。サイバーセキュリティ・リスクに対する意識の高まりとサイバー保険への需要の高まりも、保険ブローカーに新たな機会をもたらしています。最後に、中小企業（SME）の世界の拡大が、カスタマイズされた保険仲介サービスの需要をさらに押し上げています。

調査対象企業の例（全51件）

• Alliant Insurance Services, Inc.
• AmWINS Group
• Aon PLC
• Brown & Brown
• Edgewood Partners Insurance Center（EPIC）
• Funk Gruppe GmbH
• Hub International Limited
• Lockton, Inc.
• Marsh & McLennan Companies, Inc.
• Navnit Insurance Broking Pvt. Ltd

目次

第1章 調査手法

第2章 エグゼクティブサマリー

• 市場概要
• 主要企業
• 市場動向と促進要因
• 世界市場の見通し

第3章 市場分析

• 米国
• カナダ
• 日本
• 中国
• 欧州
• フランス
• ドイツ
• イタリア
• 英国
• その他欧州
• アジア太平洋
• その他の地域

第4章 競合

Global Insurance Brokerage Market to Reach US$379.9 Billion by 2030

The global market for Insurance Brokerage estimated at US$244.0 Billion in the year 2023, is expected to reach US$379.9 Billion by 2030, growing at a CAGR of 6.5% over the analysis period 2023-2030. Non-Life Insurance Brokerage, one of the segments analyzed in the report, is expected to record a 6.7% CAGR and reach US$229.9 Billion by the end of the analysis period. Growth in the Life Insurance Brokerage segment is estimated at 6.2% CAGR over the analysis period.

The U.S. Market is Estimated at US$64.1 Billion While China is Forecast to Grow at 6.3% CAGR

The Insurance Brokerage market in the U.S. is estimated at US$64.1 Billion in the year 2023. China, the world's second largest economy, is forecast to reach a projected market size of US$60.7 Billion by the year 2030 trailing a CAGR of 6.3% over the analysis period 2023-2030. Among the other noteworthy geographic markets are Japan and Canada, each forecast to grow at a CAGR of 6.1% and 5.5% respectively over the analysis period. Within Europe, Germany is forecast to grow at approximately 5.2% CAGR.

Global Insurance Brokerage Market - Key Trends and Drivers Summarized

How Is the Insurance Brokerage Industry Evolving in the Face of Digitalization?

The insurance brokerage industry is undergoing a significant transformation as digitalization reshapes how brokers interact with clients, underwriters, and insurers. Traditionally, insurance brokers played a vital role as intermediaries between customers and insurers, offering personalized advice and tailored insurance solutions. While this remains a core function, the rise of digital platforms has introduced new ways for brokers to serve clients, leveraging advanced data analytics, artificial intelligence (AI), and cloud-based systems to offer more efficient, real-time insurance products. This shift has not only improved customer service but has also enabled brokers to access a broader range of insurance products and pricing models, ultimately improving client outcomes.

What Are the Major Segments in the Insurance Brokerage Market?

The insurance brokerage market is segmented by type, including life insurance brokerage, property and casualty insurance brokerage, and health insurance brokerage. Property and casualty insurance brokerage represents the largest market share, driven by the need for commercial insurance in industries such as construction, manufacturing, and real estate. Health insurance brokerage has seen significant growth, particularly in regions with complex healthcare systems like the U.S., where brokers help individuals and businesses navigate healthcare plans and coverage options. The market is also segmented by end-users, which include individuals, small businesses, and large enterprises. Large enterprises often engage with insurance brokers to handle complex, multi-country insurance portfolios, while small businesses and individuals rely on brokers for more personalized services.

How Are Digital Technologies Shaping the Future of Insurance Brokerage?

Digital technologies are rapidly changing the landscape of insurance brokerage by enhancing customer engagement, streamlining operations, and improving risk assessment capabilities. Brokers are increasingly using AI and machine learning to analyze vast amounts of data, enabling them to provide more accurate risk assessments and personalized insurance products. Automation in policy processing and claims management is reducing administrative costs and improving response times, while customer relationship management (CRM) tools are helping brokers build stronger, more personalized relationships with clients. The rise of InsurTech startups has also introduced new competition in the brokerage space, pushing traditional brokers to adopt innovative solutions, such as online quote comparison tools and digital policy management platforms, to remain competitive.

What Factors Are Driving the Growth in the Insurance Brokerage Market?

The growth in the insurance brokerage market is driven by several factors, including the increasing complexity of insurance products and the growing demand for personalized insurance solutions. The ongoing digital transformation of the insurance industry is enabling brokers to offer more efficient and tailored services, improving customer satisfaction and retention. Additionally, the rising demand for commercial insurance in sectors such as real estate, construction, and healthcare is boosting the need for specialized brokerage services. The growing awareness of cybersecurity risks and the rise in demand for cyber insurance have also created new opportunities for insurance brokers. Finally, the expansion of small and medium-sized enterprises (SMEs) globally is further driving demand for customized insurance brokerage services.

Select Competitors (Total 51 Featured) -

• Alliant Insurance Services, Inc.
• AmWINS Group
• Aon PLC
• Brown & Brown
• Edgewood Partners Insurance Center (EPIC)
• Funk Gruppe GmbH
• Hub International Limited
• Lockton, Inc.
• Marsh & McLennan Companies, Inc.
• Navnit Insurance Broking Pvt. Ltd

TABLE OF CONTENTS

I. METHODOLOGY

II. EXECUTIVE SUMMARY

• 1. MARKET OVERVIEW
  • Influencer Market Insights
  • World Market Trajectories
  • Impact of Covid-19 and a Looming Global Recession
  • Insurance Brokerage - Global Key Competitors Percentage Market Share in 2024 (E)
  • Competitive Market Presence - Strong/Active/Niche/Trivial for Players Worldwide in 2024 (E)
• 2. FOCUS ON SELECT PLAYERS
• 3. MARKET TRENDS & DRIVERS
  • Rising Complexity in Insurance Policies Drives Demand for Expert Insurance Brokerage Services
  • Increased Focus on Risk Management Propels Growth in Insurance Brokerage Solutions
  • Expansion of Digital Insurance Platforms Strengthens Business Case for Tech-Enabled Insurance Brokerage
  • Technological Advancements in Data Analytics Propel Growth of Smart and Predictive Insurance Brokerage Tools
  • Expansion of Small and Medium-Sized Enterprises (SMEs) Drives Demand for Commercial Insurance Brokerage
  • Rising Awareness of Cybersecurity Risks Strengthens Need for Cyber Insurance Brokerage Services
  • Increased Focus on Customer-Centric Insurance Solutions Generates Opportunities for Personalized Brokerage Models
  • Technological Integration in InsurTech Expands Addressable Market for Digital Insurance Brokers
  • Growth of Health and Life Insurance Products Propels Demand for Professional Brokerage Services
  • Rising Demand for International and Cross-Border Insurance Brokerage Solutions Sustains Market Growth
  • Expansion of Financial Literacy Initiatives Drives Demand for Advisory-Based Insurance Brokerage
  • Growing Trend of Consolidation and M&A Activities in Insurance Brokerage Industry Fuels Market Consolidation
• 4. GLOBAL MARKET PERSPECTIVE
  • TABLE 1: World Insurance Brokerage Market Analysis of Annual Sales in US$ Million for Years 2014 through 2030
  • TABLE 2: World Recent Past, Current & Future Analysis for Insurance Brokerage by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2023 through 2030 and % CAGR
  • TABLE 3: World Historic Review for Insurance Brokerage by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 4: World 16-Year Perspective for Insurance Brokerage by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets for Years 2014, 2024 & 2030
  • TABLE 5: World Recent Past, Current & Future Analysis for Non-Life Insurance Brokerage by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2023 through 2030 and % CAGR
  • TABLE 6: World Historic Review for Non-Life Insurance Brokerage by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 7: World 16-Year Perspective for Non-Life Insurance Brokerage by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2014, 2024 & 2030
  • TABLE 8: World Recent Past, Current & Future Analysis for Life Insurance Brokerage by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2023 through 2030 and % CAGR
  • TABLE 9: World Historic Review for Life Insurance Brokerage by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 10: World 16-Year Perspective for Life Insurance Brokerage by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2014, 2024 & 2030

III. MARKET ANALYSIS

• UNITED STATES
  • Insurance Brokerage Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United States for 2024 (E)
  • TABLE 11: USA Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 12: USA Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 13: USA 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030
• CANADA
  • TABLE 14: Canada Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 15: Canada Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 16: Canada 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030
• JAPAN
  • Insurance Brokerage Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Japan for 2024 (E)
  • TABLE 17: Japan Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 18: Japan Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 19: Japan 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030
• CHINA
  • Insurance Brokerage Market Presence - Strong/Active/Niche/Trivial - Key Competitors in China for 2024 (E)
  • TABLE 20: China Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 21: China Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 22: China 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030
• EUROPE
  • Insurance Brokerage Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Europe for 2024 (E)
  • TABLE 23: Europe Recent Past, Current & Future Analysis for Insurance Brokerage by Geographic Region - France, Germany, Italy, UK and Rest of Europe Markets - Independent Analysis of Annual Sales in US$ Million for Years 2023 through 2030 and % CAGR
  • TABLE 24: Europe Historic Review for Insurance Brokerage by Geographic Region - France, Germany, Italy, UK and Rest of Europe Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 25: Europe 16-Year Perspective for Insurance Brokerage by Geographic Region - Percentage Breakdown of Value Sales for France, Germany, Italy, UK and Rest of Europe Markets for Years 2014, 2024 & 2030
  • TABLE 26: Europe Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 27: Europe Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 28: Europe 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030
• FRANCE
  • Insurance Brokerage Market Presence - Strong/Active/Niche/Trivial - Key Competitors in France for 2024 (E)
  • TABLE 29: France Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 30: France Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 31: France 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030
• GERMANY
  • Insurance Brokerage Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Germany for 2024 (E)
  • TABLE 32: Germany Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 33: Germany Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 34: Germany 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030
• ITALY
  • TABLE 35: Italy Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 36: Italy Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 37: Italy 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030
• UNITED KINGDOM
  • Insurance Brokerage Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United Kingdom for 2024 (E)
  • TABLE 38: UK Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 39: UK Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 40: UK 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030
• REST OF EUROPE
  • TABLE 41: Rest of Europe Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 42: Rest of Europe Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 43: Rest of Europe 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030
• ASIA-PACIFIC
  • Insurance Brokerage Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Asia-Pacific for 2024 (E)
  • TABLE 44: Asia-Pacific Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 45: Asia-Pacific Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 46: Asia-Pacific 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030
• REST OF WORLD
  • TABLE 47: Rest of World Recent Past, Current & Future Analysis for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage - Independent Analysis of Annual Sales in US$ Million for the Years 2023 through 2030 and % CAGR
  • TABLE 48: Rest of World Historic Review for Insurance Brokerage by Type - Non-Life Insurance Brokerage and Life Insurance Brokerage Markets - Independent Analysis of Annual Sales in US$ Million for Years 2014 through 2022 and % CAGR
  • TABLE 49: Rest of World 16-Year Perspective for Insurance Brokerage by Type - Percentage Breakdown of Value Sales for Non-Life Insurance Brokerage and Life Insurance Brokerage for the Years 2014, 2024 & 2030

IV. COMPETITION