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リアルタイム決済の世界市場:2023年

Global Real-Time Payment Market 2023

出版日: | 発行: yStats.com | ページ情報: 英文 116 Pages | 納期: 即日から翌営業日

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リアルタイム決済の世界市場:2023年
出版日: 2023年04月11日
発行: yStats.com
ページ情報: 英文 116 Pages
納期: 即日から翌営業日
  • 全表示
  • 概要
  • 目次
概要

リアルタイム決済の市場規模は、2022年から2028年にかけて2桁のCAGRを示し、2028年には数十億ユーロの規模に成長すると予測されています。

COVID-19パンデミックの発生は、消費者や企業の決済手段に変化をもたらし、BNPLやワンクリック決済、リアルタイム決済などの新しい決済手段への依存度を高めることになりました。リアルタイム決済システムは、消費者や企業にとって、コスト削減や決済の成功率の面でメリットがあります。

当レポートでは、世界のリアルタイム決済の市場を調査し、世界、地域、主要国におけるリアルタイム決済の認識、利用動向、取引額の実績・予測などをまとめています。

目次

第1章 マネジメントサマリー

第2章 世界

  • リアルタイム決済市場の概要・展開
  • リアルタイム決済市場の規模:2022年・2028年
  • 主要30市場のリアルタイム決済による消費者と企業の貯蓄総額
  • 30市場のリアルタイム決済によるGDP総額
  • リアルタイム決済を利用している大企業で、その機能を非常に重要視している企業の割合
  • 今後12カ月以内にリアルタイム決済能力の拡張を予定している、またはすでに拡張している企業の割合
  • 支払いを受ける際にリアルタイム決済を重要視している企業の割合

第3章 アジア太平洋

  • 中国
  • インド
  • 日本
  • 韓国
  • オーストラリア
  • シンガポール
  • タイ
  • マレーシア
  • フィリピン
  • スリランカ

第4章 北米

  • 米国
  • カナダ

第5章 欧州

  • 地域
  • 英国
  • ドイツ
  • オランダ
  • スウェーデン
  • スイス
  • ロシア
  • ポーランド
  • トルコ
  • ハンガリー

第6章 ラテンアメリカ

  • 地域
  • ブラジル
  • メキシコ
  • コロンビア
  • チリ
  • ペルー

第7章 中東

  • サウジアラビア
  • UAE
  • ヨルダン
  • バーレーン
  • オマーン
  • エジプト

第8章 アフリカ

  • 南アフリカ
  • ナイジェリア
  • ケニア
  • ガーナ
目次
Product Code: 1612

"Real-time payments market forecasted to witness double-digit CAGR between 2022 and 2028": new yStats.com report.

Real-time payments are steadily gaining momentum as a preferred payment system

The outbreak of the pandemic led to a shift in the way consumers and business globally made payments, thereby increasing the dependence on newer payment methods such as BNPL, one-click payments as well as real-time payments. Real-time payment systems offer benefits in terms of cost reductions and payment success rate to consumers and businesses alike. Thus, the market size of real-time payments is forecasted to see a double-digit CAGR from 2022 through 2028, with the value reaching billions of euros by 2028, as spelled out by the new yStats.com report. Large firms are also modernizing their payment ecosystem to further streamline instant transfers, thus as of July 2022, close to three-quarters of firms globally using real-time payment system regraded their capabilities as highly important. The introduction of Zengin in Japan prompted other countries globally specially India, Brazil, Singapore, Thailand, Australia, and the UK among others to implement their own instant payment systems. While UPI in India and PIX in Brazil are the frontrunners in usage of instant payment systems, countries in other regions such as MENA, Africa, and Latin America are also catching up. For instance, in Australia, the New Payments Platform (NPP) has had more than a billion transfers representing a value of over trillions of euros since its launch. Likewise, PromptPay, the real-time payments system in Thailand saw a value of transactions amounting to certain billion euros as of October 2022, according data cited in the latest yStats.com report. Unlike other nations where real-time payment solutions emerged due to a collective efforts of the government and the central bank, Colombia's real-time payment system, Transfiya developed as a result of private arrangements to support the country's financial inclusion goals and has seen constant growth since its launch. Furthermore, CliQ in Jordan, Fawri+ in Bahrain, and GhIPSS Instant Pay, in Ghana are some other instant payment systems worldwide that are seeing growth in adoption and usage.

Despite slow growth of the real-time payment infrastructure in Europe, countries in the region are taking steps to encourage usage and adoption.

The payment landscape in Europe changed with the launch of SEPA in 2008, which led to the smooth functioning of credit transfers as well as direct debit in the EU. To encourage growth of alternative payment methods such as real-time payments, the ECB launched the TARGET Instant Payment Settlement Scheme and later the SEPA Instant. However, the adoption and usage of SEPA Instant in Europe varied across nations. For instance, Luxembourg, Malta, and Italy were the top 3 nations in Europe with the highest share of respondents claiming access to SEPA Instant, and Greece has the lowest share of respondents having access to the system, as per the new yStats.com report. Germany, on the other hand, had the highest number of participants in both SEPA and SEPA Instant and the number of real-time payment transfers is forecasted to grow at a double-digit CAGR between 2021 and 2026, reaching a number in billions as of 2026. To encourage the growth of SEPA Instant, banks offering SEPA will also be obliged to provide SEPA Instant services in Europe. Additionally, in countries such as Netherlands, the share of real-time payment transactions in terms of volume is forecasted to witness a rise of several percentage points by 2026. The real-time payment system of Russia, SBP, also showed constant progress in volume and value of transactions from Q1 2021 to Q2 2022, according to the new yStats.om publication.

Table of Contents

1. Management Summary

2. Global

      • Real-Time Payment Market Overview and Developments, January 2023
      • Real-Time Payment Market Size, in USD billion, 2022 & 2028f
      • Total Value of Savings for Consumers and Businesses Facilitated by Real-Time Payments Across 30 Key Markets, in USD billion, 2021 & 2026f
      • Total GDP Facilitated by Real-Time Payments Across 30 Markets, in USD billion, 2021 & 2026f
      • Share of Large Firms Using Real-Time Payments and That Consider the Capability Highly Important, in %, July 2022
      • Share of Companies That Plan to Expand Their RTP Capabilities in the Next 12 Months or Are Already Doing So, in %, July 2022
      • Share of Companies Viewing Real-Time Payments As Important for Receiving Payments, by Revenue, in %, July 2022

3. Asia-Pacific

  • 3.1. China
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
  • 3.2. India
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
      • Volume of UPI-Based Real-Time Payment Transactions, in billions, January - June 2022
      • Total Value of Transactions via UPI, in INR billion, January - June 2022
  • 3.3. Japan
      • Zengin System Overview, January 2023
      • Volume of Small-Value Transactions in Zengin Core Time System, in thousands, & Value of Small Transactions, in JPY million, & Year-On-Year Change, in %, January - October 2022
  • 3.4. South Korea
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
  • 3.5. Australia
      • Overview of New Payments Platform (NPP), January 2023
      • Share of PayID Users Who Use It at Least Once a Week, in %, May 2022
      • Top Reasons for Registering PayID, in % of PayID Users, May 2022
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
  • 3.6. Singapore
      • Overview of Fast and Secure Transfer (FAST) & PayNow, January 2023
      • Breakdown of Transaction Volume, by Payments Instrument, in % of Total Payment Transaction Volume, 2022 vs 2027f
      • Breakdown of Spending Value, by Payments Instrument, in % of Total Payment Spending Value, 2022 vs 2027f
  • 3.7. Thailand
      • Volume of PromptPay Based Real-Time Payment Transactions, in millions, May - October 2022
      • Value of PromptPay Based Real-Time Payment Transactions, in THB billion, May - October 2022
  • 3.8. Malaysia
      • Overview of Payments Network Malaysia Sdn Bhd (PayNet), January 2023
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
  • 3.9. Philippines
      • Overview of InstaPay, January 2023
      • Total Value of Transactions via InstaPay, in PHP trillion, January - November 2021 vs January - November 2022
  • 3.10. Sri Lanka
      • Real-Time Payment Market Overview, January 2023
      • Share of Participants in Real-Time Gross Settlement (RTGS), by Value & by Volume, in % of RTGS Transactions, Q2 2022

4. North America

  • 4.1. USA
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
      • Share of Companies That Use Real-Time Payments, in %, June 2022 & 2024f
      • Top Business Outcomes Enabled by Real-Time Payments, in % of Financial Professionals, June 2022
      • Top Challenges That Financial Professionals Face While Introducing Real-Time Payments, in % of Financial Professionals, June 2022
      • Top Advantages of Real-Time Payments, RTP Leaders vs RTP Laggers, in % of Financial Professionals, June 2022
  • 4.2. Canada
      • Breakdown of Transaction Volume, by Payments Instrument, in % of Total Payment Transaction Volume, 2022 vs 2027f
      • Breakdown of Spending Value, by Payments Instrument, in % of Total Payment Spending Value, 2022 vs 2027f

5. Europe

  • 5.1. Regional
      • Real-Time Payment Market Overview and Developments, January 2023
      • P27 Payment Service Overview, January 2023
      • Share of SEPA Instant Credit Transfer Volume, in % of All SEPA Credit Transfer, Q4 2021-Q3 2022
      • Share of Respondents That Have Access to Instant Payments, by Country, in %, June 2022 (1 of 3)
      • Share of Respondents That Have Access to Instant Payments, by Country, in %, June 2022 (2 of 3)
      • Share of Respondents That Have Access to Instant Payments, by Country, in %, June 2022 (3 of 3)
      • Number of Participants of SCT Inst Scheme vs SCT Scheme & Adherence Status, in %, June 2022 (1 of 3)
      • Number of Participants of SCT Inst Scheme vs SCT Scheme & Adherence Status, in %, June 2022 (2 of 3)
      • Number of Participants of SCT Inst Scheme vs SCT Scheme & Adherence Status, in %, June 2022 (3 of 3)
  • 5.2. UK
      • Total Payment Volume, by Type of Payment Instrument, incl. "Real-Time Payments", in millions, 2021
      • Total Payment Volume, by Type of Payment Instrument, incl. "Real-Time Payments", in millions, 2031f
  • 5.3. Germany
      • Total Number of Real-Time Transactions, in billions, 2021 & 2026f
      • Breakdown of Transaction Volume, by Payments Instrument, in % of Total Payment Transaction Volume, 2021 vs 2026f
      • Share of Respondents Who are Not Ready to Pay via Instant Payment, in %, 2022e
      • Share of Respondents Not Ready to Pay via Instant Payment, by Age Group, in %, 2022e
  • 5.4. Netherlands
      • Breakdown of Transaction Volume, by Payments Instrument, in % of Total Payment Transaction Volume, 2022 vs 2027f
  • 5.5. Sweden
      • Number of Mediated Payment in Bankgirot Real-Time Payment System, in millions, January-December 2022
  • 5.6. Switzerland
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
  • 5.7. Russia
      • Total Value of Transactions via SBP, in RUB billion, Q1 2021 - Q2 2022
      • Number of Transfers Made via SBP, in millions, Q1 2021 - Q2 2022
  • 5.8. Poland
      • Share of Transactions Made via the Instant Payment System Express Elixir, in % of Total Transactions in Elixir System, June 2022
  • 5.9. Turkey
      • Instant and Continuous Transfer of Funds (FAST) System Overview, January 2023
  • 5.10. Hungary
      • Total Number of Real-Time Transactions, in millions, 2022 & 2027f

6. Latin America

  • 6.1. Regional
      • Overview of Real-Time Payments Market, January 2023
  • 6.2. Brazil
      • Overview of Real-Time Payment System PIX, January 2023
      • Share of Adults Who Made or Received a PIX Transaction, in %, February 2022
      • Breakdown of Transaction Volume, by Payments Instrument, in % of Total Payment Transaction Volume, 2022 vs 2027f
  • 6.3. Mexico
      • Overview of Real-Time Payments Market, January 2023
      • Number of Real-Time Transfers via SPEI, by Amount, in millions, September 2021-August 2022
      • Share of Spending Value, by Payments Instrument, in % of Total Payment Spending Value, 2022 vs 2027f
  • 6.4. Colombia
      • Overview of Real-Time Payments Market, January 2023
      • Total Number of Real-Time Transactions, in millions, 2022 & 2027f
  • 6.5. Chile
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
  • 6.6. Peru
      • Overview of Real-Time Payments Market, January 2023
      • Breakdown of Spending Value, by Payments Instrument, in % of Total Payment Spending Value, 2022 vs 2027f

7. Middle East

  • 7.1. Saudi Arabia
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
      • Breakdown of Transaction Volume, by Payments Instrument, in % of Total Payment Transaction Volume, 2022 vs 2027f
  • 7.2. UAE
      • Overview of Real-Time Payment Market, January 2023
      • Total Number of Real-Time Transactions, in millions, 2022 & 2027f
  • 7.3. Jordan
      • Overview of Real-Time Payment Market, January 2023
  • 7.4. Bahrain
      • Overview of Real-Time Payment Market, January 2023
      • Volume of Real-Time Payment Transactions Made via Electronic Fund Transfer System (EFTS), in millions, & Year-on-Year Growth Rate, in %, H1 2021 vs H1 2022
      • Value of Real-Time Payment Transactions Made via Fawri, in BHD billion, & Year-on-Year Growth Rate, in %, H1 2021 vs H1 2022
  • 7.5. Oman
      • Overview of Real-Time Payment Market, January 2023
  • 7.6. Egypt
      • Total Monthly Volume & Value of Payments in Real Time Gross Settlement (RTGS) System, in EGP billion, & Month-On-Month and Year-On-Year Growth Rate, in %, January 2022 - December 2022

8. Africa

  • 8.1. South Africa
      • Overview of Southern African Development Community Real-Time Gross Settlement System (SADC-RTGS), January 2023
      • Total Number of Real-Time Transactions, in millions, 2022 & 2027f
      • Breakdown of Spending Value, by Payments Instrument, in % of Total Payment Spending Value, 2022 vs 2027f
  • 8.2. Nigeria
      • Volume of E-Payment Transactions Made via NIBSS Instant Payment Platform (NIP), in billions, & Year-on-Year Growth Rate, in %, January-July 2021 vs January-July 2022
      • Value of E-Payment Transactions Made via NIBSS Instant Payment Platform (NIP), in NGN trillion, & Year-on-Year Growth Rate, in %, January-July 2021 vs January-July 2022
  • 8.3. Kenya
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
  • 8.4. Ghana
      • Overview of GhIPSS Instant Pay (GIP), January 2023