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アジア太平洋のリアルタイム決済市場:2023年

Asia-Pacific Real-Time Payment Market 2023

出版日: | 発行: yStats.com | ページ情報: 英文 43 Pages | 納期: 即日から翌営業日

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アジア太平洋のリアルタイム決済市場:2023年
出版日: 2023年04月04日
発行: yStats.com
ページ情報: 英文 43 Pages
納期: 即日から翌営業日
  • 全表示
  • 概要
  • 目次
概要

COVID-19の発生とそれに伴う規制により、世界の消費者はより新しく、より迅速な決済方法に関心を持つようになりました。そのため、従来の決済方法から離れ、リアルタイム決済、BNPL、ワンクリック決済など、デジタル化された決済方法が普及しています。リアルタイム決済システムは、消費者や企業にとってコスト削減や決済成功率の向上などのメリットがあり、市場規模は、2022年から2028年にかけて2桁のCAGRを記録すると予測されています。

当レポートでは、アジア太平洋のリアルタイム決済の市場を調査し、アジア太平洋全体および主要国のリアルタイム決済の利用動向、取引件数および取引額の実績・予測、世界市場全体の動向などをまとめています。

目次

第1章 マネジメントサマリー

第2章 世界市場

  • リアルタイム決済市場概要と展開
  • リアルタイム決済市場の規模:2022年・2028年
  • 30の主要市場におけるリアルタイム決済による消費者および企業のコスト削減額:2021年・2026年
  • 30の主要市場においてリアルタイム決済が促進するGDPの合計:2021年・2026年
  • リアルタイム決済を使用し、その機能を非常に重要と考える大企業の割合
  • 今後12カ月以内にRTP機能の拡張を計画している、またはすでに拡張している企業の割合
  • リアルタイム決済が重要であると考えている企業の割合

第3章 アジア太平洋市場

  • 中国
    • リアルタイムトランザクションの総数:2022年・2027年
  • インド
    • リアルタイムトランザクションの総数:2022年・2027年
    • UPIベースのリアルタイム決済トランザクション件数
    • UPIベースのトランザクション総額
  • 日本
    • 全銀システム概要
    • 全銀コアタイムシステムにおける少額取引件数・額・前年比
  • 韓国
    • リアルタイムトランザクションの総数:2022年・2027年
  • オーストラリア
    • 新しい決済プラットフォーム(NPP)の概要
    • 週に1回以上使用するPayIDユーザーの割合
    • PayIDを登録する主な理由・PayIDユーザーの割合
    • リアルタイムトランザクションの総数:2022年・2027年
  • シンガポール
    • Fast and Secure Transfer(FAST)とPayNowの概要
    • 決済手段による取引量の内訳・総支払取引量の割合:2022年と2027年比較
    • 支払手段による支出額の内訳・総支払取引額の割合:2022年と2027年比較
  • タイ
    • PromptPayベースのリアルタイム決済トランザクションの件数
    • PromptPayベースのリアルタイム決済トランザクションの金額
  • マレーシア
    • Payments Network Malaysia Sdn Bhd(PayNet)の概要
    • リアルタイムトランザクションの総数:2022年・2027年
  • フィリピン
    • InstaPayの概要
    • InstaPayを介したトランザクションの合計額
  • スリランカ
    • リアルタイム決済市場の概要
    • リアルタイムグロス決済(RTGS)の参加者のシェア(金額・件数・RTGSトランザクションの割合)
目次
Product Code: 1611

Real-time payment market to see double-digit growth in the coming years: new yStats.com report

Real-time payments gradually gaining popularity as a preferred payment method

The outbreak of the pandemic along with the restrictions that accompanied it, warmed up consumers globally to newer and faster ways of payments. Thus, the shift of buyers away from the conventional methods of payment, led to the growth of digitalized ways of payment such as real-time payments, BNPL, and one-click payments. With, real-time payment systems offering benefits such as cost reductions and payment success rate to consumers and businesses alike, the market size of real-time payments is forecasted to see a double-digit CAGR from 2022 through 2028, as spelled out by the new yStats.com report. Real-time payments is not a completely new concept and came into existence with the launch of Zengin, the real-time payment system in Japan. The successful launch of the Japanese real-time payment method prompted countries such as India, Singapore, Thailand, Australia, among others to implement their own instant payment systems. While UPI in India is the front-runner in terms of adoption and usage of real-time payment systems, other countries in Asia-Pacific are also catching up. For instance, in Australia, the New Payments Platform (NPP) has had more than a billion transfers representing a value of over trillions of euros since its launch. Likewise, PromptPay, the real-time payments system in Thailand saw a value of transactions amounting to certain billion euros as of October 2022, according to data cited in the latest yStats.com report.

As real-time payment is picking up pace in Asia-Pacific, nations such as Sri Lanka, Malaysia, and Philippines have advanced in the development of their own real-time payment systems

With the growth of real-time payments as a preferred payment method, Malaysia, Sri Lanka, and Philippines also made their presence felt in the real-time payment ecosystem. The total number of real-time payment transactions Malaysia, for instance is forecasted to grow at a double-digit CAGR between 2021 and 2026, with the number reaching a certain billion by 2026, as revealed by the new yStats.com report. Malaysia shifted towards real-time payment with the introduction of DuitNow as of December 2018. The system provides new value added services such as managing low-value payment in real-time as well as supporting online and in-store QR-code based payments. Further progress in the country's instant transfer system was made when a QR code based cross-border instant payment system was introduced between Malaysia and Thailand in 2021, followed by Malaysia and Indonesia as of 2022. Sri Lanka on the other hand introduced its real-time payment system, Lanka Pay in 2002, allowing a series of stakeholders such as commercial and specialized banks, merchants, consumers, as well as fintech to participate in the real-time payment network. Lanka QR, allowing instant payments via QR code and Just Pay, which facilitates transfer of low value payments digitally were also introduced as part of Lanka Pay to offer improved and advanced ways of payment.

Table of Contents

Table of Contents:

1. Management Summary

2. Global

      • Real-Time Payment Market Overview and Developments, January 2023
      • Real-Time Payment Market Size, in USD billion, 2022 & 2028f
      • Total Value of Savings for Consumers and Businesses Facilitated by Real-Time Payments Across 30 Key Markets, in USD billion, 2021 & 2026f
      • Total GDP Facilitated by Real-Time Payments Across 30 Markets, in USD billion, 2021 & 2026f
      • Share of Large Firms Using Real-Time Payments and That Consider the Capability Highly Important, in %, July 2022
      • Share of Companies That Plan to Expand Their RTP Capabilities in the Next 12 Months or Are Already Doing So, in %, July 2022
      • Share of Companies Viewing Real-Time Payments As Important for Receiving Payments, by Revenue, in %, July 2022

3. Asia-Pacific

  • 3.1. China
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
  • 3.2. India
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
      • Volume of UPI-Based Real-Time Payment Transactions, in billions, January - June 2022
      • Total Value of Transactions via UPI, in INR billion, January - June 2022
  • 3.3. Japan
      • Zengin System Overview, January 2023
      • Volume of Small-Value Transactions in Zengin Core Time System, in thousands, & Value of Small Transactions, in JPY million, & Year-On-Year Change, in %, January - October 2022
  • 3.4. South Korea
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
  • 3.5. Australia
      • Overview of New Payments Platform (NPP), January 2023
      • Share of PayID Users Who Use It at Least Once a Week, in %, May 2022
      • Top Reasons for Registering PayID, in % of PayID Users, May 2022
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
  • 3.6. Singapore
      • Overview of Fast and Secure Transfer (FAST) & PayNow, January 2023
      • Breakdown of Transaction Volume, by Payments Instrument, in % of Total Payment Transaction Volume, 2022 vs 2027f
      • Breakdown of Spending Value, by Payments Instrument, in % of Total Payment Spending Value, 2022 vs 2027f
  • 3.7. Thailand
      • Volume of PromptPay Based Real-Time Payment Transactions, in millions, May - October 2022
      • Value of PromptPay Based Real-Time Payment Transactions, in THB billion, May - October 2022
  • 3.8. Malaysia
      • Overview of Payments Network Malaysia Sdn Bhd (PayNet), January 2023
      • Total Number of Real-Time Transactions, in billions, 2022 & 2027f
  • 3.9. Philippines
      • Overview of InstaPay, January 2023
      • Total Value of Transactions via InstaPay, in PHP trillion, January - November 2021 vs January - November 2022
  • 3.10. Sri Lanka
      • Real-Time Payment Market Overview, January 2023
      • Share of Participants in Real-Time Gross Settlement (RTGS), by Value & by Volume, in % of RTGS Transactions, Q2 2022