個人ローンの世界市場レポート (2024年)

個人ローンの市場規模は、今後数年間で急速に成長すると予想されています。2028年には11.0%の年間複合成長率 (CAGR) で、2028年に1兆1,786億5,000万米ドルに成長すると予想されます。予測期間中に予想される成長は、フィンテック金融業者の出現、教育費の増加、パンデミック回復のための借入、金融包摂への注目、ギグエコノミーと自営業の成長に起因すると考えられます。予測期間の主な動向には、融資のデジタル化、信用スコアリングのための代替データの使用、個別化された融資商品の開発、P2P (peer-to-peer) 融資の台頭、金融包摂を促進する取り組みなどが含まれます。

融資チャネルの拡大見通しが、今後の個人ローン市場の成長を促すと考えられています。融資チャネルに対する需要の高まりは、個人や企業が融資や信用を確保できるようにする多様な手段の必要性が高まっていることを意味しています。オンライン融資プラットフォームとフィンテック企業の普及により、個人向け融資チャネルへの欲求が高まっています。 個人ローンは、個人が担保を必要とせずにさまざまな個人要件に応じて資金にアクセスできる柔軟性を提供し、経費の資金調達、債務整理、または予期せぬ財務上の課題への対処を容易にします。その結果、融資チャネルに対する需要の急増が、急成長する個人ローン市場の主な原動力となっています。特に、TransUnionが2022年第2四半期のクレジット業界分析レポート (CIIR) で報告したように、2022年8月の個人ローン残高総額は記録的な1,920億米ドルに達し、前年比31%の大幅な増加を記録しました。これは、融資チャネルに対する需要の高まりが個人ローン市場の成長軌道に大きな影響を与えていることを強調しています。

個人ローン市場の成長は、近い将来、低金利によって促進されると予想されます。金利は、借りた資金を利用するために貸し手が借り手に課す手数料を表し、消費者の行動を形成する上で極めて重要な役割を果たします。金利低下の見通しにより、消費者にとって個人ローンの魅力が高まり、そのような金融商品の需要が高まります。金利の引き下げを特徴とする個人ローンは、クレジットカードに代わる費用対効果の高い代替手段として認識されることが多く、消費者にさまざまな出費をより有利なコストで調達する手段を提供します。一例として、国際通貨基金 (IMF) は2023年に世界のインフレ率の予測を報告し、2021年の4.7パーセントから2022年の8.8パーセントに上昇するもの、その後2023年には6.5パーセントに低下すると発表しており、それが個人ローン市場の拡大を促進する重要な促進要因となっています。

目次

第1章 エグゼクティブサマリー

第2章 市場の特徴

第3章 市場動向と戦略

第4章 マクロ経済シナリオ

• 高インフレが市場に与える影響
• ウクライナ・ロシア戦争が市場に与える影響
• COVID-19による市場への影響

第5章 世界の市場規模と成長

• 世界の個人ローン市場の促進要因と抑制要因
  • 市場の促進要因
  • 市場の抑制要因
• 世界の個人ローンの市場規模と成長の実績、2018～2023年
• 世界の個人ローンの市場規模と成長の予測、2023～2028年、2033年

第6章 市場セグメンテーション

• 世界の個人ローン市場、種類別セグメンテーション、実績・予測、2018年～2023年、2023～2028年、2033年
• P2Pマーケットプレイス融資
• 貸借対照表融資
• 世界の個人ローン市場、融資期間別セグメンテーション、実績・予測、2018年～2023年、2023～2028年、2033年
• 長期ローン
• 中期ローン
• 短期ローン
• 世界の個人ローン市場、勤続年数別セグメンテーション、実績・予測、2018年～2023年、2023～2028年、2033年
• 2年未満
• 2～4年
• 4年以上
• 世界の個人ローン市場、用途別セグメンテーション、実績・予測、2018年～2023年、2023～2028年、2033年
• 借財整理
• 自宅修繕
• 教育
• その他の用途
• 世界の個人ローン市場、エンドユーザー別セグメンテーション、実績・予測、2018年～2023年、2023～2028年、2033年
• 被雇用者
• 専門家
• 学生
• 起業家
• その他のエンドユーザー

第7章 地域別・国別の分析

• 世界の個人ローン市場、地域別、実績・予測、2018年～2023年、2023～2028年、2033年
• 世界の個人ローン市場、国別、実績・予測、2018年～2023年、2023～2028年、2033年

第8章 アジア太平洋市場

第9章 中国市場

第10章 インド市場

第11章 日本市場

第12章 オーストラリア市場

第13章 インドネシア市場

第14章 韓国市場

第15章 西欧市場

第16章 英国市場

第17章 ドイツ市場

第18章 フランス市場

第19章 イタリア市場

第20章 スペイン市場

第21章 東欧市場

第22章 ロシア市場

第23章 北米市場

第24章 米国市場

第25章 カナダ市場

第26章 南米市場

第27章 ブラジル市場

第28章 中東市場

第29章 アフリカ市場

第30章 競合情勢と企業プロファイル

• 個人ローン市場の競合情勢
• 個人ローン市場の企業プロファイル
  • Wells Fargo &Company
  • Marcus by Goldman Sachs
  • American Express Company
  • The Goldman Sachs Group Inc.
  • Barclays PLC

第31章 その他の主要および革新的な企業

• Truist Financial Corporation
• DBS Bank Ltd
• Discover Financial Services
• Citizens Financial Group Inc.
• Navy Federal Credit Union
• Rocket Loans
• OneMain Financial
• SoFi Technologies Inc.
• PenFed Credit Union
• Social Finance Inc.
• LendingClub Bank
• Freedom Financial Network LLC
• Upstart
• Payoff Inc.
• LendingPoint

第32章 競合ベンチマーキング

第33章 競合ダッシュボード

第34章 主要な合併と買収

第35章 将来の見通しと可能性の分析

第36章 付録

A personal loan is a financial product available for individuals to borrow from banks, credit unions, or other financial institutions, and it can be utilized for various purposes. Typically, it is an unsecured loan, meaning it lacks collateral such as a house or a car to secure it. Approval for the loan is contingent upon the borrower's creditworthiness, income, and other relevant factors.

The primary types of personal loans include P2P marketplace lending and balance sheet lending. P2P (peer-to-peer) marketplace lending involves a lending model where individuals can directly borrow and lend money through online platforms, circumventing traditional financial institutions. In this model, borrowers connect with individual lenders who provide the necessary funds. Personal loans are typically categorized into long-term loans (more than 4 years), medium-term loans (2 to 4 years), and short-term loans (less than 2 years). These loans are commonly sought for purposes such as debt consolidation, home improvement, education, and other financial needs. Personal loan applicants come from diverse backgrounds, including employed individuals, professionals, students, entrepreneurs, and others.

The personal loans market research report is one of a series of new reports from The Business Research Company that provides personal loans market statistics, including personal loans industry global market size, regional shares, competitors with a personal loans market share, detailed personal loans market segments, market trends, and opportunities, and any further data you may need to thrive in the personal loans industry. These personal loans market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenario of the industry.

The personal loans market size has grown rapidly in recent years. It will grow from $703.37 billion in 2023 to $776.98 billion in 2024 at a compound annual growth rate (CAGR) of 10.5%. The growth observed in the historical period can be attributed to economic stability, low interest rates, increasing consumer confidence, trends in debt consolidation, and the impact of marketing and advertising efforts.

The personal loans market size is expected to see rapid growth in the next few years. It will grow to $1178.65 billion in 2028 at a compound annual growth rate (CAGR) of 11.0%. The anticipated growth in the forecast period can be attributed to the emergence of fintech lenders, the rise in educational expenses, borrowing for pandemic recovery, a focus on financial inclusion, and the growth of the gig economy and self-employment. Major trends in the forecast period include the digitalization of lending, the use of alternative data for credit scoring, the development of personalized loan products, the rise of peer-to-peer (P2P) lending, and initiatives promoting financial inclusion.

The anticipated expansion of lending channels is poised to propel the personal loans market's growth in the future. The heightened demand for lending channels signifies a heightened inclination and necessity for diverse avenues enabling individuals and businesses to secure loans or credit. The proliferation of online lending platforms and fintech firms has intensified the desire for personal loan lending channels. Personal loans offer individuals the flexibility to access funds for various personal requirements without the need for collateral, facilitating the financing of expenses, debt consolidation, or addressing unforeseen financial challenges. Consequently, the surge in demand for lending channels is a key driver of the burgeoning personal loans market. Notably, in August 2022, as reported by TransUnion in its Q2 2022 Credit Industry Insights Report (CIIR), the total personal loan balances reached a record $192 billion, marking a substantial 31% increase from the previous year. This underlines the significant impact of the escalating demand for lending channels on the growth trajectory of the personal loans market.

The anticipated growth of the personal loan market is expected to be propelled by low interest rates in the foreseeable future. Interest rates, representing the charges levied by lenders on borrowers for utilizing borrowed funds, play a pivotal role in shaping consumer behavior. The prospect of lower interest rates enhances the attractiveness of personal loans to consumers, resulting in an upswing in demand for such financial products. Personal loans featuring reduced interest rates are often perceived as a cost-effective alternative to credit cards, providing consumers with a means to finance various expenses at a more favorable cost. As an illustration, in 2023, the International Monetary Fund reported a forecasted global inflation rate, indicating an increase from 4.7 percent in 2021 to 8.8 percent in 2022 but a subsequent decline to 6.5 percent in 2023. Consequently, the prevailing low interest rates are a significant driver fueling the expansion of the personal loan market.

Prominent players in the personal loans market frequently prioritize technological advancements to maintain a competitive edge, exemplified by Amplifi Capital, a UK-based fintech firm. In September 2022, the company introduced the Reevo Money brand, specializing in personal loans. This brand distinguishes itself by offering instantaneous loan quotes and more favorable Annual Percentage Rates (APRs) compared to traditional lenders. Leveraging cloud-based infrastructure and open banking, Reevo Money targets consumers with suboptimal credit histories or irregular income, aiming to cater to unconventional borrowers and those not meeting conventional criteria.

Major players in the personal loan market are increasingly emphasizing strategic partnerships as a key approach to delivering reliable services to their customers. These partnerships involve collaborative arrangements between two or more companies, aiming to mutually support and achieve their respective objectives. A noteworthy example occurred in March 2021 when Apple Bank, a New York-based financial institution providing consumer deposit accounts, personal loans, and business banking services, entered into a strategic partnership with Upstart, a US-based consumer lending company. This collaboration resulted in the launch of Personal Loans, Apple Bank's digital unsecured personal loan product. Through this strategic alliance, Apple Bank has expanded its offerings to include unsecured consumer loans within the Upstart marketplace, enhancing its ability to meet the diverse needs of clients and the local New York community. The partnership facilitates a seamless online application process, allowing consumers to conveniently and efficiently apply for personal loans. With a streamlined online application and administration system, Apple Bank's personal loans are designed to provide consumers with an easy and expeditious means of obtaining funds for various purposes.

In August 2021, Latitude Financial Group Limited, an Australia-based financial services company, successfully acquired Symple for an estimated $200 million. This strategic acquisition is part of Latitude's initiative to broaden its footprint and enhance capabilities within the personal loan market. Symple, a financial technology (fintech) company based in Australia, specializes in providing personal loans to individuals. The integration of Symple into Latitude's portfolio aligns with the company's strategic vision to strengthen its position in the financial services sector and cater to the evolving needs of consumers in the personal loan segment.

Major companies operating in the personal loans market report are Wells Fargo & Company, Marcus by Goldman Sachs, American Express Company, The Goldman Sachs Group Inc., Barclays PLC, Truist Financial Corporation, DBS Bank Ltd., Discover Financial Services, Citizens Financial Group Inc., Navy Federal Credit Union, Rocket Loans, OneMain Financial, SoFi Technologies Inc., PenFed Credit Union, Social Finance Inc., LendingClub Bank, Freedom Financial Network LLC, Upstart, Payoff Inc., LendingPoint, Best Egg, FreedomPlus, Earnest, Laurel Road, Avant LLC, Prosper Funding LLC, LightStream, EarnIn, Upgrade, Universal Credit, United Services Automobile Association, PNC Financial Services Group Inc, Toronto-Dominion Bank

North America was the largest region in the personal loans market in 2023. Asia-Pacific is expected to be the fastest-growing region in the global personal loans market size forecast period. The regions covered in the personal loans market report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East, Africa.

The countries covered in the personal loans market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The personal loans market includes revenues earned by entities by providing unsecured personal loans and secured personal loans. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD, unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

Personal Loans Global Market Report 2024 from The Business Research Company provides strategists, marketers and senior management with the critical information they need to assess the market.

This report focuses on personal loans market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.

Reasons to Purchase

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• Assess the Russia - Ukraine war's impact on agriculture, energy and mineral commodity supply and its direct and indirect impact on the market.
• Measure the impact of high global inflation on market growth.
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Where is the largest and fastest growing market for personal loans ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward? The personal loans market global report from the Business Research Company answers all these questions and many more.

The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market's historic and forecast market growth by geography.

• The market characteristics section of the report defines and explains the market.
• The market size section gives the market size ($b) covering both the historic growth of the market, and forecasting its development.
• The forecasts are made after considering the major factors currently impacting the market. These include:

The impact of sanctions, supply chain disruptions, and altered demand for goods and services due to the Russian Ukraine war, impacting various macro-economic factors and parameters in the Eastern European region and its subsequent effect on global markets.

The impact of higher inflation in many countries and the resulting spike in interest rates.

The continued but declining impact of covid 19 on supply chains and consumption patterns.

• Market segmentations break down the market into sub markets.
• The regional and country breakdowns section gives an analysis of the market in each geography and the size of the market by geography and compares their historic and forecast growth. It covers the growth trajectory of COVID-19 for all regions, key developed countries and major emerging markets.
• The competitive landscape chapter gives a description of the competitive nature of the market, market shares, and a description of the leading companies. Key financial deals which have shaped the market in recent years are identified.
• The trends and strategies section analyses the shape of the market as it emerges from the crisis and suggests how companies can grow as the market recovers.

Scope

Markets Covered:

• 1) By Type: P2P Marketplace Lending; Balance Sheet Lending
• 2) By Loan Tenure: Long Term Loans; Medium Term Loans; Short Term Loans
• 3) By Tenure Period: Less Than 2 Years; 2 Years To 4 Years; More Than 4 Years
• 4) By Application: Debt Consolidation; Home Improvement; Education; Other Applications
• 5) By End User: Employed Individuals; Professionals; Students; Entrepreneur; Other End Users
• Companies Mentioned: Wells Fargo & Company; Marcus by Goldman Sachs; American Express Company; The Goldman Sachs Group Inc.; Barclays PLC
• Countries: Australia; Brazil; China; France; Germany; India; Indonesia; Japan; Russia; South Korea; UK; USA; Canada; Italy; Spain
• Regions: Asia-Pacific; Western Europe; Eastern Europe; North America; South America; Middle East; Africa
• Time series: Five years historic and ten years forecast.
• Data: Ratios of market size and growth to related markets, GDP proportions, expenditure per capita,
• Data segmentations: country and regional historic and forecast data, market share of competitors, market segments.
• Sourcing and Referencing: Data and analysis throughout the report is sourced using end notes.
• Delivery format: PDF, Word and Excel Data Dashboard.

Table of Contents

1. Executive Summary

2. Personal Loans Market Characteristics

3. Personal Loans Market Trends And Strategies

4. Personal Loans Market - Macro Economic Scenario

• 4.1. Impact Of High Inflation On The Market
• 4.2. Ukraine-Russia War Impact On The Market
• 4.3. COVID-19 Impact On The Market

5. Global Personal Loans Market Size and Growth

• 5.1. Global Personal Loans Market Drivers and Restraints
  • 5.1.1. Drivers Of The Market
  • 5.1.2. Restraints Of The Market
• 5.2. Global Personal Loans Historic Market Size and Growth, 2018 - 2023, Value ($ Billion)
• 5.3. Global Personal Loans Forecast Market Size and Growth, 2023 - 2028, 2033F, Value ($ Billion)

6. Personal Loans Market Segmentation

• 6.1. Global Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• P2P Marketplace Lending
• Balance Sheet Lending
• 6.2. Global Personal Loans Market, Segmentation By Loan Tenure, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• Long Term Loans
• Medium Term Loans
• Short Term Loans
• 6.3. Global Personal Loans Market, Segmentation By Tenure Period, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• Less Than 2 Years

2 Years To 4 Years

• More Than 4 Years
• 6.4. Global Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• Debt Consolidation
• Home Improvement
• Education
• Other Applications
• 6.5. Global Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• Employed Individuals
• Professionals
• Students
• Entrepreneur
• Other End Users

7. Personal Loans Market Regional And Country Analysis

• 7.1. Global Personal Loans Market, Split By Region, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 7.2. Global Personal Loans Market, Split By Country, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

8. Asia-Pacific Personal Loans Market

• 8.1. Asia-Pacific Personal Loans Market Overview
• Region Information, Impact Of COVID-19, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
• 8.2. Asia-Pacific Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 8.3. Asia-Pacific Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 8.4. Asia-Pacific Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

9. China Personal Loans Market

• 9.1. China Personal Loans Market Overview
• 9.2. China Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F,$ Billion
• 9.3. China Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F,$ Billion
• 9.4. China Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F,$ Billion

10. India Personal Loans Market

• 10.1. India Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 10.2. India Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 10.3. India Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

11. Japan Personal Loans Market

• 11.1. Japan Personal Loans Market Overview
• 11.2. Japan Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 11.3. Japan Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 11.4. Japan Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

12. Australia Personal Loans Market

• 12.1. Australia Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 12.2. Australia Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 12.3. Australia Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

13. Indonesia Personal Loans Market

• 13.1. Indonesia Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 13.2. Indonesia Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 13.3. Indonesia Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

14. South Korea Personal Loans Market

• 14.1. South Korea Personal Loans Market Overview
• 14.2. South Korea Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 14.3. South Korea Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 14.4. South Korea Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

15. Western Europe Personal Loans Market

• 15.1. Western Europe Personal Loans Market Overview
• 15.2. Western Europe Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 15.3. Western Europe Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 15.4. Western Europe Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

16. UK Personal Loans Market

• 16.1. UK Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 16.2. UK Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 16.3. UK Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

17. Germany Personal Loans Market

• 17.1. Germany Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 17.2. Germany Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 17.3. Germany Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

18. France Personal Loans Market

• 18.1. France Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 18.2. France Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 18.3. France Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

19. Italy Personal Loans Market

• 19.1. Italy Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 19.2. Italy Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 19.3. Italy Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

20. Spain Personal Loans Market

• 20.1. Spain Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 20.2. Spain Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 20.3. Spain Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

21. Eastern Europe Personal Loans Market

• 21.1. Eastern Europe Personal Loans Market Overview
• 21.2. Eastern Europe Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 21.3. Eastern Europe Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 21.4. Eastern Europe Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

22. Russia Personal Loans Market

• 22.1. Russia Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 22.2. Russia Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 22.3. Russia Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

23. North America Personal Loans Market

• 23.1. North America Personal Loans Market Overview
• 23.2. North America Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 23.3. North America Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 23.4. North America Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

24. USA Personal Loans Market

• 24.1. USA Personal Loans Market Overview
• 24.2. USA Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 24.3. USA Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 24.4. USA Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

25. Canada Personal Loans Market

• 25.1. Canada Personal Loans Market Overview
• 25.2. Canada Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 25.3. Canada Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 25.4. Canada Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

26. South America Personal Loans Market

• 26.1. South America Personal Loans Market Overview
• 26.2. South America Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 26.3. South America Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 26.4. South America Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

27. Brazil Personal Loans Market

• 27.1. Brazil Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 27.2. Brazil Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 27.3. Brazil Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

28. Middle East Personal Loans Market

• 28.1. Middle East Personal Loans Market Overview
• 28.2. Middle East Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 28.3. Middle East Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 28.4. Middle East Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

29. Africa Personal Loans Market

• 29.1. Africa Personal Loans Market Overview
• 29.2. Africa Personal Loans Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 29.3. Africa Personal Loans Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
• 29.4. Africa Personal Loans Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

30. Personal Loans Market Competitive Landscape And Company Profiles

• 30.1. Personal Loans Market Competitive Landscape
• 30.2. Personal Loans Market Company Profiles
  • 30.2.1. Wells Fargo & Company
    • 30.2.1.1. Overview
    • 30.2.1.2. Products and Services
    • 30.2.1.3. Strategy
    • 30.2.1.4. Financial Performance
  • 30.2.2. Marcus by Goldman Sachs
    • 30.2.2.1. Overview
    • 30.2.2.2. Products and Services
    • 30.2.2.3. Strategy
    • 30.2.2.4. Financial Performance
  • 30.2.3. American Express Company
    • 30.2.3.1. Overview
    • 30.2.3.2. Products and Services
    • 30.2.3.3. Strategy
    • 30.2.3.4. Financial Performance
  • 30.2.4. The Goldman Sachs Group Inc.
    • 30.2.4.1. Overview
    • 30.2.4.2. Products and Services
    • 30.2.4.3. Strategy
    • 30.2.4.4. Financial Performance
  • 30.2.5. Barclays PLC
    • 30.2.5.1. Overview
    • 30.2.5.2. Products and Services
    • 30.2.5.3. Strategy
    • 30.2.5.4. Financial Performance

31. Personal Loans Market Other Major And Innovative Companies

• 31.1. Truist Financial Corporation
• 31.2. DBS Bank Ltd
• 31.3. Discover Financial Services
• 31.4. Citizens Financial Group Inc.
• 31.5. Navy Federal Credit Union
• 31.6. Rocket Loans
• 31.7. OneMain Financial
• 31.8. SoFi Technologies Inc.
• 31.9. PenFed Credit Union
• 31.10. Social Finance Inc.
• 31.11. LendingClub Bank
• 31.12. Freedom Financial Network LLC
• 31.13. Upstart
• 31.14. Payoff Inc.
• 31.15. LendingPoint

32. Global Personal Loans Market Competitive Benchmarking

33. Global Personal Loans Market Competitive Dashboard

34. Key Mergers And Acquisitions In The Personal Loans Market

35. Personal Loans Market Future Outlook and Potential Analysis

• 35.1 Personal Loans Market In 2028 - Countries Offering Most New Opportunities
• 35.2 Personal Loans Market In 2028 - Segments Offering Most New Opportunities
• 35.3 Personal Loans Market In 2028 - Growth Strategies
  • 35.3.1 Market Trend Based Strategies
  • 35.3.2 Competitor Strategies

36. Appendix

• 36.1. Abbreviations
• 36.2. Currencies
• 36.3. Historic And Forecast Inflation Rates
• 36.4. Research Inquiries
• 36.5. The Business Research Company
• 36.6. Copyright And Disclaimer