車載決済サービスの市場規模、シェア、成長分析：決済手段別、用途別、地域別 - 産業予測 2025～2032年

車載決済サービスの世界市場規模は2023年に20億9,000万米ドルとなり、予測期間（2025-2032年）のCAGRは12.05%で、2024年の23億4,000万米ドルから2032年には58億2,000万米ドルに成長する見通しです。

車載決済サービス市場は、IoT技術の進歩と自動車メーカーによる高度なインフォテインメントソリューションの統合によって、大きな成長が見込まれています。これらのサービスにより、ドライバーは車内にいながら食料品、ガソリン、食料品などの注文や支払いを簡単に行うことができます。メーカー各社は、便利な買い物のために音声ベースのコントロールを備えたビルトインシステムにますます注力するようになっているが、最も重要な関心事は、ドライバーが注意散漫にならないようにするための交通安全であることに変わりはないです。PayPalやVisaのような決済大手との提携は、サービスへのアクセシビリティをさらに高めます。こうした車載決済ソリューションは、取引を合理化し、手間のかからない駐車を容易にするため、ユーザーにとって魅力的であり、需要は増加傾向にあります。このように、この市場は、技術革新と消費者の利便性から恩恵を受け、今後数年間で拡大する見通しです。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析
• 規制情勢
• ケーススタディ
• 技術の進歩

車載決済サービス市場規模：決済手段別& CAGR（2025-2032）

• 市場概要
• NFC（近距離無線通信）
• QRコード/RFID
• アプリ/電子ウォレットベース
• クレジット/デビットカードベース
• その他

車載決済サービス市場規模：用途別& CAGR（2025-2032）

• 市場概要
• 駐車場
• ガソリンスタンドと充電ステーション
• 買い物
• 食品とコーヒー
• 通行料金徴収
• その他

車載決済サービス市場規模：地域別& CAGR（2025-2032）

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他欧州地域
• アジア太平洋地域
  • 中国
  • インド
  • 日本
  • 韓国
  • その他アジア太平洋地域
• ラテンアメリカ
  • ブラジル
  • その他ラテンアメリカ地域
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022-2024）

主要企業プロファイル

• BMW AG（Germany）
• Daimler AG（Germany）
• Ford Motor Company（United States）
• General Motors Company（United States）
• Honda Motor Co., Ltd.（Japan）
• Hyundai Motor Company（South Korea）
• Jaguar Land Rover Automotive PLC（United Kingdom）
• Volkswagen AG（Germany）
• ZF Friedrichshafen AG（Germany）
• Google LLC（United States）
• Amazon.com, Inc.（United States）
• Visa Inc.（United States）
• MasterCard Incorporated（United States）
• PayPal Holdings, Inc.（United States）
• Cubic Corporation（United States）
• Verifone, Inc.（United States）
• Nexgo（China）
• PAX Technology（China）
• NCR Corporation（United States）
• Fiserv, Inc.（United States）

結論と提言

Global In-Vehicle Payment Services Market size was valued at USD 2.09 billion in 2023 and is poised to grow from USD 2.34 billion in 2024 to USD 5.82 billion by 2032, growing at a CAGR of 12.05% during the forecast period (2025-2032).

The in-vehicle payment services market is poised for significant growth, driven by advancements in IoT technology and automakers' integration of advanced infotainment solutions. These services enable drivers to easily order and pay for food, gasoline, groceries, and more, all while remaining in their vehicles. While manufacturers increasingly focus on built-in systems with voice-based controls for convenient shopping, the paramount concern remains road safety, ensuring drivers are not distracted. Collaborations with payment giants like PayPal and Visa further enhance service accessibility. The demand for these in-vehicle payment solutions is on the rise, as they streamline transactions and facilitate hassle-free parking, making them attractive to users. Thus, the market is set to expand in the coming years, benefiting from innovation and consumer convenience.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global In-Vehicle Payment Services market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global In-Vehicle Payment Services Market Segments Analysis

Global In-Vehicle Payment Services Market is segmented by Mode of Payment, Application and region. Based on Mode of Payment, the market is segmented into NFC, QR Code/RFID, App/e-Wallet based, Credit/Debit Card based and Others. Based on Application, the market is segmented into Parking, Gas & charging stations, Shopping, Food & coffee, Toll collection and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global In-Vehicle Payment Services Market

The Global In-Vehicle Payment Services market is propelled by the digital transformation within the money transfer landscape, alongside a growing demand for swift payment solutions. This shift has redefined traditional payment gateway structures, as consumers increasingly expect secure and efficient digital transaction systems for transferring funds to merchants and individuals. Cloud-based money transfer platforms have emerged as a key solution, enabling industry stakeholders to handle larger transaction volumes quickly and cost-effectively. This convergence of convenience and security in payment processing is driving innovation and growth in the in-vehicle payment sector, catering to evolving consumer preferences.

Restraints in the Global In-Vehicle Payment Services Market

While in-vehicle payment systems offer a convenient and efficient method for contactless transactions, the increasing integration of connected technology presents significant risks related to data security. The potential for system hacks and unauthorized access to sensitive user information has emerged as a primary concern for both consumers and service providers. These vulnerabilities contribute to hesitance among the general public regarding granting manufacturers access to vehicle information and telematics data. As a result, the fear of data breaches and the safeguarding of personal privacy serve as critical restraints within the Global In-Vehicle Payment Services market, impacting user acceptance and adoption rates.

Market Trends of the Global In-Vehicle Payment Services Market

The Global In-Vehicle Payment Services market is witnessing a significant trend driven by the increasing adoption of connected and autonomous vehicles. As vehicles become more integrated into users' daily lives through advanced connectivity, they offer enhanced features such as seamless payment options for fuel, tolls, and parking directly from the car's dashboard. This integration is not only enhancing convenience for consumers but also promoting digital payment solutions within the automotive sector. Consequently, the rising deployment of connected car technologies is anticipated to boost the demand for in-vehicle payment services globally, making it a key growth area within the automotive and fintech industries.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Regulatory Landscape
• Case Studies
• Technological Advancement

Global In-Vehicle Payment Services Market Size by Mode of Payment & CAGR (2025-2032)

• Market Overview
• NFC
• QR Code/RFID
• App/e-Wallet based
• Credit/Debit Card based
• Others

Global In-Vehicle Payment Services Market Size by Application & CAGR (2025-2032)

• Market Overview
• Parking
• Gas & charging stations
• Shopping
• Food & coffee
• Toll collection
• Others

Global In-Vehicle Payment Services Market Size & CAGR (2025-2032)

• North America (Mode of Payment, Application)
  • US
  • Canada
• Europe (Mode of Payment, Application)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Mode of Payment, Application)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Mode of Payment, Application)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Mode of Payment, Application)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• BMW AG (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Daimler AG (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ford Motor Company (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• General Motors Company (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Honda Motor Co., Ltd. (Japan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Hyundai Motor Company (South Korea)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Jaguar Land Rover Automotive PLC (United Kingdom)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Volkswagen AG (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ZF Friedrichshafen AG (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Google LLC (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Amazon.com, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Visa Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• MasterCard Incorporated (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayPal Holdings, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Cubic Corporation (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Verifone, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Nexgo (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PAX Technology (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• NCR Corporation (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv, Inc. (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations