市場調査レポート

商品コード

1504906

Buy Now Pay Laterの市場規模、シェア、成長分析、チャネル別、業界別、地域別 - 産業予測、2024年～2031年

Buy Now Pay Later Market Size, Share, Growth Analysis, By Channel(Point of Sale (POS), and Online), By Industry(E-commerce & Retail, Healthcare, Automotive, and Others), By Region - Industry Forecast 2024-2031

出版日: 2024年06月23日 | 発行: SkyQuest

| ページ情報: 英文 165 Pages | 納期: 3～5営業日

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価格表記: USDを日本円(税抜)に換算

本日の銀行送金レート: 1USD=150.41円

全表示
概要
目次

概要

サンプル依頼リストに入れる

Buy Now Pay Laterの市場規模は、2022年に48億6,000万米ドルとなり、2023年の61億3,000万米ドルから、2031年までには494億1,000万米ドルに成長し、予測期間（2024年～2031年）のCAGRは26.1％で成長する見通しです。

Buy Now Pay Later（BNPL）市場は、利便性、柔軟性、オンラインショッピングの人気の高まりなどの要因により、急速な拡大を経験しています。デジタル決済で著名なPayPalは、独自のBNPLサービス"PayPal Buy Now Pay Later"で、この市場での地位を確立しました。このサービスは、消費者が購入し、支払いを長期にわたって分散させることを可能にし、即時の初期費用を回避します。PayPalのエコシステム内にシームレスに統合され、ユーザーはチェックアウト時にBNPLオプションを選択し、支払いを管理しやすい分割払いにすることができます。BNPLオプションは小売業だけでなく、旅行業などにも広がっており、オンライン代理店では「Buy Now Pay Later flights」を提供し、旅行者が少しずつ旅行資金を調達できるようにしています。BNPLサービスの主な利点は、そのアクセスのしやすさであり、多くの場合、与信審査が免除され、購買の柔軟性と財務管理能力の向上を求める幅広い層にアピールしています。

市場概要
北米
- 米国
- カナダ
欧州
- ドイツ
- 英国
- フランス
- イタリア
- スペイン
- その他欧州地域
アジア太平洋
- 中国
- インド
- 日本
- 韓国
- その他アジア太平洋
ラテンアメリカ
- ブラジル
- その他ラテンアメリカ地域
中東・アフリカ（MEA）
- GCC諸国
- 南アフリカ
- その他中東・アフリカ地域

競合情勢

上位5社の比較
主要企業の市場ポジショニング（2023年）
主要な市場企業が採用した戦略
市場における最近の活動
主要企業の市場シェア（2023年）

主要企業プロファイル

Affirm, Inc.（United States）
Klarna Inc.（Sweden）
Splitit Payments, Ltd.（United States）
Sezzle（United States）
Perpay Inc.（United States）
Zip Co, Ltd（Australia）
PayPal Holdings, Inc.（United States）
AfterPay Limited（Australia）
Openpay（Australia）
Amazon Hub Counter（United States）
LazyPay（India）
Flexmoney（India）
MobiKwik（India）
ZestMoney（India）
Flipkart（India）
Simpl（India）
Paytm KYC Point（India）
ePayLater（India）
LatitudePay Financial Services（Australia）
HSBC Group（United Kingdom）

Product Code: SQMIG45F2113

Buy Now Pay Later Market size was valued at USD 4.86 Billion in 2022 and is poised to grow from USD 6.13 billion in 2023 to USD 49.41 billion by 2031, growing at a CAGR of 26.1% in the forecast period (2024-2031).

The Buy Now Pay Later (BNPL) market has experienced rapid expansion due to factors such as convenience, flexibility, and the growing popularity of online shopping. PayPal, a prominent player in digital payments, has established itself in this market with its own BNPL service, "PayPal Buy Now Pay Later." This service enables consumers to make purchases and spread payments over time, bypassing immediate upfront costs. Integrated seamlessly within PayPal's ecosystem, users can select the BNPL option at checkout, dividing payments into manageable instalments. Beyond retail, BNPL options have extended to sectors like travel, where online agencies now offer "Buy Now Pay Later flights," allowing travellers to finance trips incrementally. A key benefit of BNPL services is their accessibility, often foregoing credit checks, appealing to a broader demographic seeking enhanced purchasing flexibility and financial management capabilities.

Top-down and bottom-up approaches were used to estimate and validate the size of the Buy Now Pay Later Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Buy Now Pay Later Market Segmental Analysis

The Buy Now Pay Later Market is segmented by channel, industry, and region. Based on channel, the market can be segmented into point of sale and online. Based on industry, the market is segmented into E-commerce & Retail, healthcare, automotive Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Drivers of the Buy Now Pay Later Market

According to the United Nations Conference on Trade and Development (UNCTAD), a significant majority, exceeding 80%, of global consumers opt for digital payments when making online purchases. The primary digital payment methods include mobile payments, debit cards, and credit cards, each offering advantages such as reduced transaction costs, streamlined fund transfers, and enhanced payment security. These factors collectively contribute to the burgeoning buy now pay later market. Factors driving this trend include widespread access to high-speed internet, increased smartphone adoption, and greater consumer familiarity with digital payment options. The proliferation of smartphones and improved connectivity has facilitated broader acceptance and usage of digital payment platforms among both merchants and consumers, thereby catalyzing the expansion of the buy now pay later sector.

Restraints in the Buy Now Pay Later Market

Various alternative payment methods such as post-dated checks, and credit & debit card financing, among others, are currently accessible. However, in several emerging economies like India, Brazil, and parts of Asia, awareness of Buy Now Pay Later (BNPL) services remains limited among consumers and retailers. Before extending BNPL services to customers, it is imperative to conduct credit score assessments. BNPL facilitates straightforward monthly instalment plans for users. The industry's growth is hindered by the wide array of payment options available and the insufficient knowledge among consumers, retailers, and merchants about BNPL services, which collectively pose challenges to its overall expansion.

Market Trends of the Buy Now Pay Later Market

The integration of Buy Now Pay Later (BNPL) services into brick-and-mortar retail represents a significant evolution in consumer payment trends. Originally popularized in e-commerce, BNPL options are now being seamlessly incorporated into physical stores through partnerships between retailers and BNPL providers. This strategic alliance allows customers to divide their in-store purchases into manageable instalments, enhancing convenience and flexibility at the point of sale. By merging online and offline shopping experiences, this trend caters directly to consumer preferences for convenient payment solutions. This integration is poised to propel the widespread acceptance and utilization of BNPL services, fostering further growth within the retail sector.

Introduction

Objectives of the Study
Definitions
Market Scope

Research Methodology

Information Procurement
Secondary & Primary Data Sources
Market Size Estimation
Market Assumptions & Limitations

Executive Summary

Market Overview Outlook
Supply Demand Trend Analysis
Segmental Opportunity Analysis

Market Dynamics & Outlook

Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges
Porters Analysis
- Competitive rivalry
- Threat of Substitute Products
- Bargaining Power of Buyers
- Threat of New Entrants
- Bargaining Power of Suppliers

Key Market Insights

Key Success Factors
Degree Of Competition
Top Investment Pockets
Market Attractive Index
Ecosystem Mapping
Start-up Analysis
Regulatory Analysis

Global Buy Now Pay Later Market by Channel

Market Overview
Point of Sale
Online

Global Buy Now Pay Later Market by Landing Type

Market Overview
Point of Sale
Personal Loans
Private-level Credit Cards
General-purpose Credit Cards

Global Buy Now Pay Later Market by Enterprise Size

Market Overview
Large Enterprises
Small & Medium Enterprises

Global Buy Now Pay Later Market by Industry

Market Overview
E-commerce & Retail
- Consumer Electronics
- Fashion & Garment
- Others
Healthcare
Leisure & Entertainment
Automotive
Others

Global Buy Now Pay Later Market Size by Region

Market Overview
North America
- USA
- Canada
Europe
- Germany
- UK
- France
- Italy
- Spain
- Rest of Europe
Asia Pacific
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America
- Brazil
- Rest of Latin America
Middle East & Africa (MEA)
- GCC Countries
- South Africa
- Rest of MEA

Competitive Landscape

Top 5 Player Comparison
Market Positioning of Key Players, 2023
Strategies Adopted by Key Market Players
Recent Activities in the Market
Key Companies Market Share (%), 2023

Key Company Profiles

Affirm, Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Klarna Inc. (Sweden)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Splitit Payments, Ltd. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Sezzle (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Perpay Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Zip Co, Ltd (Australia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
PayPal Holdings, Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
AfterPay Limited (Australia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Openpay (Australia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Amazon Hub Counter (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
LazyPay (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Flexmoney (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
MobiKwik (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
ZestMoney (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Flipkart (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Simpl (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Paytm KYC Point (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
ePayLater (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
LatitudePay Financial Services (Australia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
HSBC Group (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments

Buy Now Pay Laterの市場規模、シェア、成長分析、チャネル別、業界別、地域別 - 産業予測、2024年～2031年

Buy Now Pay Later Market Size, Share, Growth Analysis, By Channel(Point of Sale (POS), and Online), By Industry(E-commerce & Retail, Healthcare, Automotive, and Others), By Region - Industry Forecast 2024-2031

目次

イントロダクション

調査手法

エグゼクティブサマリー

市場力学と見通し

主要市場の考察

Buy Now Pay Later市場：チャネル別

Buy Now Pay Later市場：ランディングタイプ別

Buy Now Pay Later市場：企業規模別

Buy Now Pay Later市場：業界別

Buy Now Pay Later市場規模：地域別