ネオバンキング市場：口座タイプ別、用途別-2025-2030年の世界予測

ネオバンキング市場は、2023年に1,261億1,000万米ドルと評価され、2024年には1,979億米ドルに達すると予測され、CAGR 57.01％で成長し、2030年には2兆9,678億6,000万米ドルに達すると予測されています。

ネオバンキングは、多くの場合実店舗を持たないデジタル専用銀行と定義され、合理的で効率的なバンキング・ソリューションを提供するために先進技術を活用し、金融サービス業界における重要なイノベーションの役割を果たしています。ネオバンキングの必要性は、モバイルやインターネットの普及により、便利でアクセスしやすく、コスト効率の良いバンキングサービスを求める消費者の需要が高まっていることから生じています。ネオバンキングの用途は、決済、貯蓄、ローンなどの個人・法人向けバンキング・サービスに及び、シームレスな顧客体験を促進します。最終用途には主に、テクノロジーに精通したミレニアル世代や、代替バンキング・ソリューションを求める中小企業が含まれます。市場成長の主な促進要因としては、スマートフォンの普及、デジタル取引の増加、フィンテック革新に対する規制当局の支援などが挙げられます。伝統的な銀行インフラが限られている新興諸国の未開拓市場に潜在的なビジネスチャンスがあり、ネオバンクが銀行口座を持たない人々にサービスを提供する道が開けています。パーソナライゼーション、セキュリティ機能の強化、サービス内容の拡充に注力すれば、市場での地位はさらに強固なものになると思われます。しかし、厳しい規制環境、サイバーセキュリティの脅威、伝統的な銀行や資金力のあるフィンテック新興企業との競合といった課題は、大きな制約となっています。さらに、デジタル専用プラットフォームに対する顧客の信頼は、いくつかの層では依然として障壁となっています。AIや機械学習によるパーソナライズされたファイナンシャル・アドバイザリー、ブロックチェーンによる安全な取引、IoTによるユーザー・エンゲージメントの強化など、イノベーションの機会は熟しています。銀行業務に特化した新技術の調査は、競争上の優位性をもたらす可能性があります。消費者行動を理解し、テクノロジーや規制の迅速な変化に対応することが極めて重要になります。市場力学はダイナミックで競争が激しく、浸透と普及を促進するために拡張性、技術革新、戦略的パートナーシップに重点が置かれます。企業は常に革新を続け、データ分析を活用してオーダーメイドのソリューションを提供し、市場動向や規制の変化を確実に把握して市場シェアを維持・拡大しなければならないです。

市場力学：急速に進化するネオバンキング市場の主要市場インサイトを公開

ネオバンキング市場は、需要と供給のダイナミックな相互作用によって変貌を遂げています。このような市場力学の進化を理解することで、企業は十分な情報に基づいた投資決定、戦略的意思決定、新たなビジネスチャンスの獲得を行うことができます。これらの動向を包括的に把握することで、企業は政治的、地理的、技術的、社会的、経済的な領域にわたる様々なリスクを軽減することができるとともに、消費者行動とそれが製造コストや購買動向に与える影響をより明確に理解することができます。

• 市場促進要因
  • 消費者に提供される利便性
  • 伝統的な銀行よりも優れた金利
  • 支援的な政府規制
  • 伝統的な銀行によるデジタル子会社設立の増加
  • オンライン・チャネルやモバイル・ウェブサイトを通じた商品の自動化
• 市場抑制要因
  • サイバーセキュリティへの懸念
• 市場機会
  • 新興国におけるスマートフォンやインターネットの普及率の増加
  • 金融機関とフィンテック企業の連携
  • 新興企業への多額の投資
• 市場の課題
  • 顧客獲得
  • デジタル銀行の収益性

ポーターの5つの力ネオバンキング市場をナビゲートする戦略ツール

ポーターの5つの力フレームワークは、市場情勢の競合情勢を理解するための重要なツールです。ポーターのファイブフォース・フレームワークは、企業の競争力を評価し、戦略的機会を探るための明確な手法を提供します。このフレームワークは、企業が市場内の勢力図を評価し、新規事業の収益性を判断するのに役立ちます。これらの洞察により、企業は自社の強みを活かし、弱みに対処し、潜在的な課題を回避することができ、より強靭な市場でのポジショニングを確保することができます。

PESTLE分析：ネオバンキング市場における外部からの影響の把握

外部マクロ環境要因は、ネオバンキング市場の業績ダイナミクスを形成する上で極めて重要な役割を果たします。政治的、経済的、社会的、技術的、法的、環境的要因の分析は、これらの影響をナビゲートするために必要な情報を提供します。PESTLE要因を調査することで、企業は潜在的なリスクと機会をよりよく理解することができます。この分析により、企業は規制、消費者の嗜好、経済動向の変化を予測し、先を見越した積極的な意思決定を行う準備ができます。

市場シェア分析ネオバンキング市場における競合情勢の把握

ネオバンキング市場の詳細な市場シェア分析により、ベンダーの業績を包括的に評価することができます。企業は、収益、顧客ベース、成長率などの主要指標を比較することで、競争上のポジショニングを明らかにすることができます。この分析により、市場の集中、断片化、統合の動向が明らかになり、ベンダーは競争が激化する中で自社の地位を高める戦略的意思決定を行うために必要な知見を得ることができます。

FPNVポジショニング・マトリックスネオバンキング市場におけるベンダーのパフォーマンス評価

FPNVポジショニングマトリックスは、ネオバンキング市場においてベンダーを評価するための重要なツールです。このマトリックスにより、ビジネス組織はベンダーのビジネス戦略と製品満足度に基づき評価することで、目標に沿った十分な情報に基づいた意思決定を行うことができます。4つの象限によってベンダーを明確かつ正確にセグメント化し、戦略目標に最適なパートナーやソリューションを特定することができます。

戦略分析と推奨ネオバンキング市場における成功への道筋を描く

ネオバンキング市場の戦略分析は、世界市場でのプレゼンス強化を目指す企業にとって不可欠です。主要なリソース、能力、業績指標を見直すことで、企業は成長機会を特定し、改善に取り組むことができます。このアプローチにより、競合情勢における課題を克服し、新たなビジネスチャンスを活かして長期的な成功を収めるための体制を整えることができます。

本レポートでは、主要な注目分野を網羅した市場の包括的な分析を提供しています：

1.市場の浸透度：現在の市場環境の詳細なレビュー、主要企業による広範なデータ、市場でのリーチと全体的な影響力の評価。

2.市場の開拓度：新興市場における成長機会を特定し、既存分野における拡大可能性を評価し、将来の成長に向けた戦略的ロードマップを提供します。

3.市場の多様化：最近の製品発売、未開拓の地域、業界の主要な進歩、市場を形成する戦略的投資を分析します。

4.競合の評価と情報：競合情勢を徹底的に分析し、市場シェア、事業戦略、製品ポートフォリオ、認証、規制当局の承認、特許動向、主要企業の技術進歩などを検証します。

5.製品開発およびイノベーション：将来の市場成長を促進すると期待される最先端技術、研究開発活動、製品イノベーションをハイライトしています。

また、利害関係者が十分な情報に基づいた意思決定を行う上で役立つ重要な質問にも回答しています：

1.現在の市場規模と今後の成長予測は？

2.最高の投資機会を提供する製品、セグメント、地域はどこか？

3.市場を形成する主な技術動向と規制の影響とは？

4.主要ベンダーの市場シェアと競合ポジションは？

5.ベンダーの市場参入・撤退戦略の原動力となる収益源と戦略的機会は何か？

目次

第1章 序文

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 市場の概要

第5章 市場洞察

• 市場力学
  • 促進要因
    • 消費者に提供される利便性
    • 従来の銀行よりも優れた金利を提供
    • 政府の支援規制
    • 伝統的銀行によるデジタル子会社の設立増加
    • オンラインチャネルとモバイルウェブサイトを通じた自動化製品
  • 抑制要因
    • サイバーセキュリティの懸念
  • 機会
    • 新興国におけるスマートフォンとインターネットの普及率の増加
    • 金融機関とフィンテック企業の連携
    • スタートアップへの多額の投資
  • 課題
    • 顧客の獲得
    • デジタル銀行の収益性
• 市場セグメンテーション分析
• ポーターのファイブフォース分析
• PESTEL分析
  • 政治的
  • 経済
  • 社交
  • 技術的
  • 法律上
  • 環境

第6章 ネオバンキング市場アカウントタイプ別

• ビジネスアカウント
• 普通預金口座

第7章 ネオバンキング市場：用途別

• 企業
• 個人的

第8章 南北アメリカのネオバンキング市場

• アルゼンチン
• ブラジル
• カナダ
• メキシコ
• 米国

第9章 アジア太平洋地域のネオバンキング市場

• オーストラリア
• 中国
• インド
• インドネシア
• 日本
• マレーシア
• フィリピン
• シンガポール
• 韓国
• 台湾
• タイ
• ベトナム

第10章 欧州・中東・アフリカのネオバンキング市場

• デンマーク
• エジプト
• フィンランド
• フランス
• ドイツ
• イスラエル
• イタリア
• オランダ
• ナイジェリア
• ノルウェー
• ポーランド
• カタール
• ロシア
• サウジアラビア
• 南アフリカ
• スペイン
• スウェーデン
• スイス
• トルコ
• アラブ首長国連邦
• 英国

第11章 競合情勢

• 市場シェア分析2023
• FPNVポジショニングマトリックス, 2023
• 競合シナリオ分析
• 戦略分析と提言

企業一覧

• Aspiration Partners, Inc.
• Atom Bank PLC
• Axos Financial, Inc.
• Chime Capital, LLC
• Good Money Group, Inc.
• Monzo Bank Limited
• Movencorp Inc.
• N26 AG
• Revolut Ltd.
• RZPX PRIVATE LIMITED
• Social Finance, Inc.
• Sopra Banking Software
• Starling Bank Limited
• Tandem Bank Limited
• Varo Bank, N.A.

LIST OF FIGURES

• FIGURE 1. NEOBANKING MARKET RESEARCH PROCESS
• FIGURE 2. NEOBANKING MARKET SIZE, 2023 VS 2030
• FIGURE 3. GLOBAL NEOBANKING MARKET SIZE, 2018-2030 (USD MILLION)
• FIGURE 4. GLOBAL NEOBANKING MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 5. GLOBAL NEOBANKING MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 6. GLOBAL NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2023 VS 2030 (%)
• FIGURE 7. GLOBAL NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 8. GLOBAL NEOBANKING MARKET SIZE, BY APPLICATION, 2023 VS 2030 (%)
• FIGURE 9. GLOBAL NEOBANKING MARKET SIZE, BY APPLICATION, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 10. AMERICAS NEOBANKING MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 11. AMERICAS NEOBANKING MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 12. UNITED STATES NEOBANKING MARKET SIZE, BY STATE, 2023 VS 2030 (%)
• FIGURE 13. UNITED STATES NEOBANKING MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 14. ASIA-PACIFIC NEOBANKING MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 15. ASIA-PACIFIC NEOBANKING MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 16. EUROPE, MIDDLE EAST & AFRICA NEOBANKING MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 17. EUROPE, MIDDLE EAST & AFRICA NEOBANKING MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 18. NEOBANKING MARKET SHARE, BY KEY PLAYER, 2023
• FIGURE 19. NEOBANKING MARKET, FPNV POSITIONING MATRIX, 2023

LIST OF TABLES

• TABLE 1. NEOBANKING MARKET SEGMENTATION & COVERAGE
• TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018-2023
• TABLE 3. GLOBAL NEOBANKING MARKET SIZE, 2018-2030 (USD MILLION)
• TABLE 4. GLOBAL NEOBANKING MARKET SIZE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 5. GLOBAL NEOBANKING MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 6. NEOBANKING MARKET DYNAMICS
• TABLE 7. GLOBAL NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 8. GLOBAL NEOBANKING MARKET SIZE, BY BUSINESS ACCOUNT, BY REGION, 2018-2030 (USD MILLION)
• TABLE 9. GLOBAL NEOBANKING MARKET SIZE, BY SAVINGS ACCOUNT, BY REGION, 2018-2030 (USD MILLION)
• TABLE 10. GLOBAL NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 11. GLOBAL NEOBANKING MARKET SIZE, BY ENTERPRISES, BY REGION, 2018-2030 (USD MILLION)
• TABLE 12. GLOBAL NEOBANKING MARKET SIZE, BY PERSONAL, BY REGION, 2018-2030 (USD MILLION)
• TABLE 13. AMERICAS NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 14. AMERICAS NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 15. AMERICAS NEOBANKING MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 16. ARGENTINA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 17. ARGENTINA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 18. BRAZIL NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 19. BRAZIL NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 20. CANADA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 21. CANADA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 22. MEXICO NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 23. MEXICO NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 24. UNITED STATES NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 25. UNITED STATES NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 26. UNITED STATES NEOBANKING MARKET SIZE, BY STATE, 2018-2030 (USD MILLION)
• TABLE 27. ASIA-PACIFIC NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 28. ASIA-PACIFIC NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 29. ASIA-PACIFIC NEOBANKING MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 30. AUSTRALIA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 31. AUSTRALIA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 32. CHINA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 33. CHINA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 34. INDIA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 35. INDIA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 36. INDONESIA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 37. INDONESIA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 38. JAPAN NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 39. JAPAN NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 40. MALAYSIA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 41. MALAYSIA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 42. PHILIPPINES NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 43. PHILIPPINES NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 44. SINGAPORE NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 45. SINGAPORE NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 46. SOUTH KOREA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 47. SOUTH KOREA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 48. TAIWAN NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 49. TAIWAN NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 50. THAILAND NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 51. THAILAND NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 52. VIETNAM NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 53. VIETNAM NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 54. EUROPE, MIDDLE EAST & AFRICA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 55. EUROPE, MIDDLE EAST & AFRICA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 56. EUROPE, MIDDLE EAST & AFRICA NEOBANKING MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 57. DENMARK NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 58. DENMARK NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 59. EGYPT NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 60. EGYPT NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 61. FINLAND NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 62. FINLAND NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 63. FRANCE NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 64. FRANCE NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 65. GERMANY NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 66. GERMANY NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 67. ISRAEL NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 68. ISRAEL NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 69. ITALY NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 70. ITALY NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 71. NETHERLANDS NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 72. NETHERLANDS NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 73. NIGERIA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 74. NIGERIA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 75. NORWAY NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 76. NORWAY NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 77. POLAND NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 78. POLAND NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 79. QATAR NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 80. QATAR NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 81. RUSSIA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 82. RUSSIA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 83. SAUDI ARABIA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 84. SAUDI ARABIA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 85. SOUTH AFRICA NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 86. SOUTH AFRICA NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 87. SPAIN NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 88. SPAIN NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 89. SWEDEN NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 90. SWEDEN NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 91. SWITZERLAND NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 92. SWITZERLAND NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 93. TURKEY NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 94. TURKEY NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 95. UNITED ARAB EMIRATES NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 96. UNITED ARAB EMIRATES NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 97. UNITED KINGDOM NEOBANKING MARKET SIZE, BY ACCOUNT TYPE, 2018-2030 (USD MILLION)
• TABLE 98. UNITED KINGDOM NEOBANKING MARKET SIZE, BY APPLICATION, 2018-2030 (USD MILLION)
• TABLE 99. NEOBANKING MARKET SHARE, BY KEY PLAYER, 2023
• TABLE 100. NEOBANKING MARKET, FPNV POSITIONING MATRIX, 2023

The Neobanking Market was valued at USD 126.11 billion in 2023, expected to reach USD 197.90 billion in 2024, and is projected to grow at a CAGR of 57.01%, to USD 2,967.86 billion by 2030.

Neobanking, defined as digital-only banks often without physical branches, serves as a crucial innovation in the financial services industry, leveraging advanced technology to provide streamlined and efficient banking solutions. The necessity for neobanking arises from increasing consumer demand for convenient, accessible, and cost-effective banking services driven by mobile and internet penetration. Its applications span personal and business banking services, including payments, savings, and loans, facilitating seamless customer experiences. The end-use scope primarily includes tech-savvy millennials and small to medium enterprises seeking alternative banking solutions. Key market growth drivers include the rising adoption of smartphones, an uptick in digital transactions, and regulatory support for fintech innovations. Potential opportunities lie in the untapped markets of developing countries where traditional banking infrastructure is limited, creating avenues for neobanks to serve the unbanked populations. A focus on personalization, enhanced security features, and expanded service offerings could further solidify market positions. However, challenges such as stringent regulatory environments, cybersecurity threats, and competition from traditional banks and well-funded fintech startups pose significant constraints. Additionally, customer trust in digital-only platforms remains a barrier in several demographics. Innovation opportunities are ripe in areas like AI and machine learning for personalized financial advisory, blockchain for secure transactions, and IoT for enhancing user engagement. Research into emerging technologies tailored to banking experiences could provide competitive advantages. Understanding consumer behavior and adapting to swift changes in technology and regulations will be crucial. The nature of the neobanking market is dynamic and highly competitive with a focus on scalability, technological innovation, and strategic partnerships to drive penetration and adoption. Businesses must constantly innovate and leverage data analytics to offer tailored solutions, ensuring they stay abreast of market trends and regulatory shifts to maintain and grow their market share.

Market Dynamics: Unveiling Key Market Insights in the Rapidly Evolving Neobanking Market

The Neobanking Market is undergoing transformative changes driven by a dynamic interplay of supply and demand factors. Understanding these evolving market dynamics prepares business organizations to make informed investment decisions, refine strategic decisions, and seize new opportunities. By gaining a comprehensive view of these trends, business organizations can mitigate various risks across political, geographic, technical, social, and economic domains while also gaining a clearer understanding of consumer behavior and its impact on manufacturing costs and purchasing trends.

• Market Drivers
  • Convenience offered to consumers
  • Best interest rates offered over traditional banks
  • Supportive government regulations
  • Increase in the launch of digital subsidiaries by traditional banks
  • Automated products through online channels and mobile websites
• Market Restraints
  • Cybersecurity concern
• Market Opportunities
  • Increase in smartphone and internet penetration in emerging economies
  • Collaboration of financial institutes and fintech companies
  • Substantial investment for startups
• Market Challenges
  • Acquisition of customers
  • Profitability for digital banks

Porter's Five Forces: A Strategic Tool for Navigating the Neobanking Market

Porter's five forces framework is a critical tool for understanding the competitive landscape of the Neobanking Market. It offers business organizations with a clear methodology for evaluating their competitive positioning and exploring strategic opportunities. This framework helps businesses assess the power dynamics within the market and determine the profitability of new ventures. With these insights, business organizations can leverage their strengths, address weaknesses, and avoid potential challenges, ensuring a more resilient market positioning.

PESTLE Analysis: Navigating External Influences in the Neobanking Market

External macro-environmental factors play a pivotal role in shaping the performance dynamics of the Neobanking Market. Political, Economic, Social, Technological, Legal, and Environmental factors analysis provides the necessary information to navigate these influences. By examining PESTLE factors, businesses can better understand potential risks and opportunities. This analysis enables business organizations to anticipate changes in regulations, consumer preferences, and economic trends, ensuring they are prepared to make proactive, forward-thinking decisions.

Market Share Analysis: Understanding the Competitive Landscape in the Neobanking Market

A detailed market share analysis in the Neobanking Market provides a comprehensive assessment of vendors' performance. Companies can identify their competitive positioning by comparing key metrics, including revenue, customer base, and growth rates. This analysis highlights market concentration, fragmentation, and trends in consolidation, offering vendors the insights required to make strategic decisions that enhance their position in an increasingly competitive landscape.

FPNV Positioning Matrix: Evaluating Vendors' Performance in the Neobanking Market

The Forefront, Pathfinder, Niche, Vital (FPNV) Positioning Matrix is a critical tool for evaluating vendors within the Neobanking Market. This matrix enables business organizations to make well-informed decisions that align with their goals by assessing vendors based on their business strategy and product satisfaction. The four quadrants provide a clear and precise segmentation of vendors, helping users identify the right partners and solutions that best fit their strategic objectives.

Strategy Analysis & Recommendation: Charting a Path to Success in the Neobanking Market

A strategic analysis of the Neobanking Market is essential for businesses looking to strengthen their global market presence. By reviewing key resources, capabilities, and performance indicators, business organizations can identify growth opportunities and work toward improvement. This approach helps businesses navigate challenges in the competitive landscape and ensures they are well-positioned to capitalize on newer opportunities and drive long-term success.

Key Company Profiles

The report delves into recent significant developments in the Neobanking Market, highlighting leading vendors and their innovative profiles. These include Aspiration Partners, Inc., Atom Bank PLC, Axos Financial, Inc., Chime Capital, LLC, Good Money Group, Inc., Monzo Bank Limited, Movencorp Inc., N26 AG, Revolut Ltd., RZPX PRIVATE LIMITED, Social Finance, Inc., Sopra Banking Software, Starling Bank Limited, Tandem Bank Limited, and Varo Bank, N.A..

Market Segmentation & Coverage

This research report categorizes the Neobanking Market to forecast the revenues and analyze trends in each of the following sub-markets:

• Based on Account Type, market is studied across Business Account and Savings Account.
• Based on Application, market is studied across Enterprises and Personal.
• Based on Region, market is studied across Americas, Asia-Pacific, and Europe, Middle East & Africa. The Americas is further studied across Argentina, Brazil, Canada, Mexico, and United States. The United States is further studied across California, Florida, Illinois, New York, Ohio, Pennsylvania, and Texas. The Asia-Pacific is further studied across Australia, China, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand, and Vietnam. The Europe, Middle East & Africa is further studied across Denmark, Egypt, Finland, France, Germany, Israel, Italy, Netherlands, Nigeria, Norway, Poland, Qatar, Russia, Saudi Arabia, South Africa, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, and United Kingdom.

The report offers a comprehensive analysis of the market, covering key focus areas:

1. Market Penetration: A detailed review of the current market environment, including extensive data from top industry players, evaluating their market reach and overall influence.

2. Market Development: Identifies growth opportunities in emerging markets and assesses expansion potential in established sectors, providing a strategic roadmap for future growth.

3. Market Diversification: Analyzes recent product launches, untapped geographic regions, major industry advancements, and strategic investments reshaping the market.

4. Competitive Assessment & Intelligence: Provides a thorough analysis of the competitive landscape, examining market share, business strategies, product portfolios, certifications, regulatory approvals, patent trends, and technological advancements of key players.

5. Product Development & Innovation: Highlights cutting-edge technologies, R&D activities, and product innovations expected to drive future market growth.

The report also answers critical questions to aid stakeholders in making informed decisions:

1. What is the current market size, and what is the forecasted growth?

2. Which products, segments, and regions offer the best investment opportunities?

3. What are the key technology trends and regulatory influences shaping the market?

4. How do leading vendors rank in terms of market share and competitive positioning?

5. What revenue sources and strategic opportunities drive vendors' market entry or exit strategies?

Table of Contents

1. Preface

• 1.1. Objectives of the Study
• 1.2. Market Segmentation & Coverage
• 1.3. Years Considered for the Study
• 1.4. Currency & Pricing
• 1.5. Language
• 1.6. Stakeholders

2. Research Methodology

• 2.1. Define: Research Objective
• 2.2. Determine: Research Design
• 2.3. Prepare: Research Instrument
• 2.4. Collect: Data Source
• 2.5. Analyze: Data Interpretation
• 2.6. Formulate: Data Verification
• 2.7. Publish: Research Report
• 2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview

5. Market Insights

• 5.1. Market Dynamics
  • 5.1.1. Drivers
    • 5.1.1.1. Convenience offered to consumers
    • 5.1.1.2. Best interest rates offered over traditional banks
    • 5.1.1.3. Supportive government regulations
    • 5.1.1.4. Increase in the launch of digital subsidiaries by traditional banks
    • 5.1.1.5. Automated products through online channels and mobile websites
  • 5.1.2. Restraints
    • 5.1.2.1. Cybersecurity concern
  • 5.1.3. Opportunities
    • 5.1.3.1. Increase in smartphone and internet penetration in emerging economies
    • 5.1.3.2. Collaboration of financial institutes and fintech companies
    • 5.1.3.3. Substantial investment for startups
  • 5.1.4. Challenges
    • 5.1.4.1. Acquisition of customers
    • 5.1.4.2. Profitability for digital banks
• 5.2. Market Segmentation Analysis
• 5.3. Porter's Five Forces Analysis
  • 5.3.1. Threat of New Entrants
  • 5.3.2. Threat of Substitutes
  • 5.3.3. Bargaining Power of Customers
  • 5.3.4. Bargaining Power of Suppliers
  • 5.3.5. Industry Rivalry
• 5.4. PESTLE Analysis
  • 5.4.1. Political
  • 5.4.2. Economic
  • 5.4.3. Social
  • 5.4.4. Technological
  • 5.4.5. Legal
  • 5.4.6. Environmental

6. Neobanking Market, by Account Type

• 6.1. Introduction
• 6.2. Business Account
• 6.3. Savings Account

7. Neobanking Market, by Application

• 7.1. Introduction
• 7.2. Enterprises
• 7.3. Personal

8. Americas Neobanking Market

• 8.1. Introduction
• 8.2. Argentina
• 8.3. Brazil
• 8.4. Canada
• 8.5. Mexico
• 8.6. United States

9. Asia-Pacific Neobanking Market

• 9.1. Introduction
• 9.2. Australia
• 9.3. China
• 9.4. India
• 9.5. Indonesia
• 9.6. Japan
• 9.7. Malaysia
• 9.8. Philippines
• 9.9. Singapore
• 9.10. South Korea
• 9.11. Taiwan
• 9.12. Thailand
• 9.13. Vietnam

10. Europe, Middle East & Africa Neobanking Market

• 10.1. Introduction
• 10.2. Denmark
• 10.3. Egypt
• 10.4. Finland
• 10.5. France
• 10.6. Germany
• 10.7. Israel
• 10.8. Italy
• 10.9. Netherlands
• 10.10. Nigeria
• 10.11. Norway
• 10.12. Poland
• 10.13. Qatar
• 10.14. Russia
• 10.15. Saudi Arabia
• 10.16. South Africa
• 10.17. Spain
• 10.18. Sweden
• 10.19. Switzerland
• 10.20. Turkey
• 10.21. United Arab Emirates
• 10.22. United Kingdom

11. Competitive Landscape

• 11.1. Market Share Analysis, 2023
• 11.2. FPNV Positioning Matrix, 2023
• 11.3. Competitive Scenario Analysis
• 11.4. Strategy Analysis & Recommendation

Companies Mentioned

• 1. Aspiration Partners, Inc.
• 2. Atom Bank PLC
• 3. Axos Financial, Inc.
• 4. Chime Capital, LLC
• 5. Good Money Group, Inc.
• 6. Monzo Bank Limited
• 7. Movencorp Inc.
• 8. N26 AG
• 9. Revolut Ltd.
• 10. RZPX PRIVATE LIMITED
• 11. Social Finance, Inc.
• 12. Sopra Banking Software
• 13. Starling Bank Limited
• 14. Tandem Bank Limited
• 15. Varo Bank, N.A.