自動車保険市場：保険タイプ別、車種別-2025～2030年の世界予測

自動車保険市場の2023年の市場規模は7,761億4,000万米ドルで、2024年には8,285億9,000万米ドルに達すると予測され、CAGR 7.24％で成長し、2030年には1兆2,662億9,000万米ドルに達すると予測されています。

自動車保険の対象範囲には、衝突、盗難、賠償責任など、自動車の所有や運行に伴うリスクに対する金銭的補償が含まれます。この市場は、事故や損害による経済的損失を軽減し、自動車所有者に安心を提供し、規制遵守に貢献するために不可欠です。主要用途としては、保険契約の引き受け、クレーム処理、不正行為の検出、顧客サービスなどが挙げられます。最終用途は、個人、商用フリート、レンタル業者など多岐にわたります。市場成長は、自動車販売の増加、事故率の上昇、規制の義務化、保険の利点に関する意識の高まりに影響されています。テレマティクスやAIを活用したリスク評価などの技術革新は、コストの最適化や保険料のパーソナライズ計算の先駆けとなっており、大きなビジネス機会をもたらしています。保険業者は、データ分析とモバイル技術を統合して商品をカスタマイズし、顧客エンゲージメントを向上させることで、こうした機会を活用することができます。しかし、市場の拡大は、高い競合、規制上のハードル、保険料パーソナライゼーションシステムの高コストといった要因による限界に直面しています。さらに、不正行為、保険金請求の飽和、自動車業界の自律走行車へのシフトといった課題には、革新的なソリューションが必要です。イノベーションに最適なセグメントとしては、AIを活用したアンダーライティング、安全かつ効率的な保険金請求処理のためのブロックチェーン、IoTやテレマティクスのデータを活用したダイナミックな利用ベースの保険モデルなどが挙げられます。電気自動車や自律走行車のための持続可能で手頃な保険ソリューションの調査は、消費者の嗜好が進化する中で極めて重要です。市場の競争は激しく、デジタル化と透明性に対する消費者の期待の影響を受け、景気変動の課題もあります。技術的進歩、顧客中心の方針、戦略的提携に重点を置く保険会社は、市場での地位を強化し、成長を促進するであると考えられます。持続的な発展のためには、企業はデジタルトランスフォーメーションを受け入れ、技術企業との提携を模索し、顧客体験を優先し、進化し続ける規制状況との整合性を確保すべきです。

市場力学：急速に進化する自動車保険市場の主要市場洞察を公開

自動車保険市場は、需要と供給のダイナミックな相互作用によって変貌を遂げています。このような市場力学の進化を理解することで、企業は十分な情報に基づいた投資決定、戦略的意思決定、新たなビジネス機会の獲得を行うことができます。これらの動向を包括的に把握することで、企業は政治的、地理的、技術的、社会的、経済的な領域にわたる様々なリスクを軽減することができ、また、消費者行動とそれが製造コストや購買動向に与える影響をより明確に理解することができます。

• 市場促進要因
  • 交通事故の大幅な増加
  • 自動車保険に対する政府の厳しい政策
  • 乗用車の生産と販売の増加
• 市場抑制要因
  • 自動車保険の保険料の高騰
• 市場機会
  • 電気自動車の普及
  • 自動車保険手続きのデジタル化
• 市場課題
  • シェアモビリティの普及

ポーターの5つの力：自動車保険市場をナビゲートする戦略ツール

ポーターの5つの力フレームワークは、自動車保険市場の競合情勢を理解するための重要なツールです。ポーターのファイブフォース・フレームワークは、企業の競合を評価し、戦略的機会を探るための明確な手法を記載しています。このフレームワークは、企業が市場内の勢力図を評価し、新規事業の収益性を判断するのに役立ちます。これら洞察により、企業は自社の強みを活かし、弱みに対処し、潜在的な課題を回避することで、より強靭な市場でのポジショニングを確保することができます。

PESTLE分析：自動車保険市場における外部からの影響の把握

外部マクロ環境要因は、自動車保険市場の業績力学を形成する上で極めて重要な役割を果たします。政治的、経済的、社会的、技術的、法的、環境的要因の分析は、これらの影響をナビゲートするために必要な情報を記載しています。PESTLE要因を調査することで、企業は潜在的なリスクと機会をよりよく理解することができます。この分析により、企業は規制、消費者の嗜好、経済動向の変化を予測し、先を見越した積極的な意思決定を行う準備ができます。

市場シェア分析：自動車保険市場における競合情勢の把握

自動車保険市場の詳細な市場シェア分析により、ベンダーの業績を包括的に評価することができます。企業は、収益、顧客ベース、成長率などの主要指標を比較することで、競争上のポジショニングを明らかにすることができます。この分析により、市場の集中、セグメント化、統合の動向が明らかになり、ベンダーは競争が激化する中で自社の地位を高める戦略的意思決定を行うために必要な知見を得ることができます。

FPNVポジショニングマトリックス自動車保険市場におけるベンダーのパフォーマンス評価

FPNVポジショニングマトリックスは、自動車保険市場においてベンダーを評価するための重要なツールです。このマトリックスにより、ビジネス組織はベンダーのビジネス戦略と製品満足度に基づき評価することで、目標に沿った十分な情報に基づいた意思決定を行うことができます。4つの象限によってベンダーを明確かつ正確にセグメント化し、戦略目標に最適なパートナーやソリューションを特定することができます。

戦略分析と推奨：自動車保険市場における成功への道筋を描く

自動車保険市場の戦略分析は、世界市場でのプレゼンス強化を目指す企業にとって不可欠です。主要なリソース、能力、業績指標を見直すことで、企業は成長機会を特定し、改善に取り組むことができます。このアプローチにより、競合情勢における課題を克服し、新たなビジネス機会を活かして長期的な成功を収めるための体制を整えることができます。

本レポートでは、主要な注目セグメントを網羅した市場の包括的な分析を提供しています。

1.市場の浸透度：現在の市場環境の詳細なレビュー、主要企業による広範なデータ、市場でのリーチと全体的な影響力の評価。

2.市場の開拓度：新興市場における成長機会を特定し、既存セグメントにおける拡大可能性を評価し、将来の成長に向けた戦略的ロードマップを記載しています。

3.市場の多様化：最近の製品発売、未開拓の地域、業界の主要な進歩、市場を形成する戦略的投資を分析します。

4.競合の評価と情報：競合情勢を徹底的に分析し、市場シェア、事業戦略、製品ポートフォリオ、認証、規制当局の承認、特許動向、主要企業の技術進歩などを検証します。

5.製品開発とイノベーション：将来の市場成長を促進すると期待される最先端技術、研究開発活動、製品イノベーションをハイライトしています。

また、利害関係者が十分な情報を得た上で意思決定できるよう、重要な質問にも答えています。

1.現在の市場規模と今後の成長予測は？

2.最高の投資機会を提供する製品、地域はどこか？

3.市場を形成する主要技術動向と規制の影響とは？

4.主要ベンダーの市場シェアと競合ポジションは？

5.ベンダーの市場参入・撤退戦略の原動力となる収益源と戦略的機会は何か？

目次

第1章 序文

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 市場概要

第5章 市場洞察

• 市場力学
  • 促進要因
    • 交通事故の大幅な増加
    • 自動車保険に関する政府の厳しい政策
    • 乗用車の生産と販売の増加
  • 抑制要因
    • 自動車保険の保険料が高い
  • 機会
    • 電気自動車の普及拡大
    • 自動車保険手順のデジタル化
  • 課題
    • シェアードモビリティの導入増加
• 市場セグメンテーション分析
• ポーターのファイブフォース分析
• PESTEL分析
  • 政治
  • 経済
  • 社会
  • 技術
  • 法律
  • 環境

第6章 自動車保険市場：保険タイプ別

• イントロダクション
• 包括
• 第三者
• 第三者による盗難と火災

第7章 自動車保険市場：車種別

• イントロダクション
• HCV
• 小型商用車
• 乗用車

第8章 南北アメリカの自動車保険市場

• イントロダクション
• アルゼンチン
• ブラジル
• カナダ
• メキシコ
• 米国

第9章 アジア太平洋の自動車保険市場

• イントロダクション
• オーストラリア
• 中国
• インド
• インドネシア
• 日本
• マレーシア
• フィリピン
• シンガポール
• 韓国
• 台湾
• タイ
• ベトナム

第10章 欧州・中東・アフリカの自動車保険市場

• イントロダクション
• デンマーク
• エジプト
• フィンランド
• フランス
• ドイツ
• イスラエル
• イタリア
• オランダ
• ナイジェリア
• ノルウェー
• ポーランド
• カタール
• ロシア
• サウジアラビア
• 南アフリカ
• スペイン
• スウェーデン
• スイス
• トルコ
• アラブ首長国連邦
• 英国

第11章 競合情勢

• 市場シェア分析、2023年
• FPNVポジショニングマトリックス、2023年
• 競合シナリオ分析
• 戦略分析と提言

企業一覧

• Admiral Group plc
• Allianz Partners
• Allstate Insurance Company
• ASSICURAZIONI GENERALI S.P.A.
• Bajaj Allianz General Insurance Company
• Berkshire Hathaway Homestate Companies
• Chubb
• Government Employees Insurance Company
• HDFC ERGO General Insurance Company Limited
• ICICI Lombard General Insurance Company Limited
• Liberty Mutual Insurance
• Nationwide Mutual Insurance Company
• Ping An Insurance（Group）Company of China, Ltd.
• Reliance General Insurance Company Limited
• State Farm Mutual Automobile Insurance Company
• Tata AIG General Insurance Company Limited

LIST OF FIGURES

• FIGURE 1. AUTOMOTIVE INSURANCE MARKET RESEARCH PROCESS
• FIGURE 2. AUTOMOTIVE INSURANCE MARKET SIZE, 2023 VS 2030
• FIGURE 3. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
• FIGURE 4. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 5. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 6. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2023 VS 2030 (%)
• FIGURE 7. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 8. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2023 VS 2030 (%)
• FIGURE 9. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 10. AMERICAS AUTOMOTIVE INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 11. AMERICAS AUTOMOTIVE INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 12. UNITED STATES AUTOMOTIVE INSURANCE MARKET SIZE, BY STATE, 2023 VS 2030 (%)
• FIGURE 13. UNITED STATES AUTOMOTIVE INSURANCE MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 14. ASIA-PACIFIC AUTOMOTIVE INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 15. ASIA-PACIFIC AUTOMOTIVE INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 16. EUROPE, MIDDLE EAST & AFRICA AUTOMOTIVE INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 17. EUROPE, MIDDLE EAST & AFRICA AUTOMOTIVE INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 18. AUTOMOTIVE INSURANCE MARKET SHARE, BY KEY PLAYER, 2023
• FIGURE 19. AUTOMOTIVE INSURANCE MARKET, FPNV POSITIONING MATRIX, 2023

LIST OF TABLES

• TABLE 1. AUTOMOTIVE INSURANCE MARKET SEGMENTATION & COVERAGE
• TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018-2023
• TABLE 3. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
• TABLE 4. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 5. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 6. AUTOMOTIVE INSURANCE MARKET DYNAMICS
• TABLE 7. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 8. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY COMPREHENSIVE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 9. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY THIRD-PARTY, BY REGION, 2018-2030 (USD MILLION)
• TABLE 10. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY THIRD-PARTY THEFT & FIRE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 11. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 12. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY HCV, BY REGION, 2018-2030 (USD MILLION)
• TABLE 13. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY LCV, BY REGION, 2018-2030 (USD MILLION)
• TABLE 14. GLOBAL AUTOMOTIVE INSURANCE MARKET SIZE, BY PASSENGER CARS, BY REGION, 2018-2030 (USD MILLION)
• TABLE 15. AMERICAS AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 16. AMERICAS AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 17. AMERICAS AUTOMOTIVE INSURANCE MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 18. ARGENTINA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 19. ARGENTINA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 20. BRAZIL AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 21. BRAZIL AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 22. CANADA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 23. CANADA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 24. MEXICO AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 25. MEXICO AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 26. UNITED STATES AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 27. UNITED STATES AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 28. UNITED STATES AUTOMOTIVE INSURANCE MARKET SIZE, BY STATE, 2018-2030 (USD MILLION)
• TABLE 29. ASIA-PACIFIC AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 30. ASIA-PACIFIC AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 31. ASIA-PACIFIC AUTOMOTIVE INSURANCE MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 32. AUSTRALIA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 33. AUSTRALIA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 34. CHINA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 35. CHINA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 36. INDIA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 37. INDIA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 38. INDONESIA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 39. INDONESIA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 40. JAPAN AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 41. JAPAN AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 42. MALAYSIA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 43. MALAYSIA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 44. PHILIPPINES AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 45. PHILIPPINES AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 46. SINGAPORE AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 47. SINGAPORE AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 48. SOUTH KOREA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 49. SOUTH KOREA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 50. TAIWAN AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 51. TAIWAN AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 52. THAILAND AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 53. THAILAND AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 54. VIETNAM AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 55. VIETNAM AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 56. EUROPE, MIDDLE EAST & AFRICA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 57. EUROPE, MIDDLE EAST & AFRICA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 58. EUROPE, MIDDLE EAST & AFRICA AUTOMOTIVE INSURANCE MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 59. DENMARK AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 60. DENMARK AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 61. EGYPT AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 62. EGYPT AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 63. FINLAND AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 64. FINLAND AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 65. FRANCE AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 66. FRANCE AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 67. GERMANY AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 68. GERMANY AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 69. ISRAEL AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 70. ISRAEL AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 71. ITALY AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 72. ITALY AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 73. NETHERLANDS AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 74. NETHERLANDS AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 75. NIGERIA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 76. NIGERIA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 77. NORWAY AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 78. NORWAY AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 79. POLAND AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 80. POLAND AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 81. QATAR AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 82. QATAR AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 83. RUSSIA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 84. RUSSIA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 85. SAUDI ARABIA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 86. SAUDI ARABIA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 87. SOUTH AFRICA AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 88. SOUTH AFRICA AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 89. SPAIN AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 90. SPAIN AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 91. SWEDEN AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 92. SWEDEN AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 93. SWITZERLAND AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 94. SWITZERLAND AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 95. TURKEY AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 96. TURKEY AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 97. UNITED ARAB EMIRATES AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 98. UNITED ARAB EMIRATES AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 99. UNITED KINGDOM AUTOMOTIVE INSURANCE MARKET SIZE, BY INSURANCE TYPE, 2018-2030 (USD MILLION)
• TABLE 100. UNITED KINGDOM AUTOMOTIVE INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2030 (USD MILLION)
• TABLE 101. AUTOMOTIVE INSURANCE MARKET SHARE, BY KEY PLAYER, 2023
• TABLE 102. AUTOMOTIVE INSURANCE MARKET, FPNV POSITIONING MATRIX, 2023

The Automotive Insurance Market was valued at USD 776.14 billion in 2023, expected to reach USD 828.59 billion in 2024, and is projected to grow at a CAGR of 7.24%, to USD 1,266.29 billion by 2030.

The scope of automotive insurance involves financial coverage against risks associated with owning and operating vehicles, including collisions, theft, and liability. This market is essential for mitigating financial loss from accidents or damage, providing peace of mind to vehicle owners, and contributing to regulatory compliance. Key applications involve underwriting insurance policies, claims processing, fraud detection, and customer service. End-use extends to individuals, commercial fleets, and rental agencies. Market growth is influenced by increasing vehicle sales, heightened accident rates, regulatory mandates, and growing awareness about benefits of insurance. Technological innovations such as telematics and AI-driven risk assessment are pioneering cost optimization and personalized premium calculations, presenting significant opportunities. Insurance providers can capitalize on these opportunities by integrating data analytics and mobile technologies to tailor products and improve customer engagement. However, market expansion faces limitations due to factors like high competition, regulatory hurdles, and the high cost of premium personalization systems. Additionally, challenges such as fraud, claims saturation, and the automotive industry's shift towards autonomous vehicles require innovative solutions. The best areas for innovation include AI-driven underwriting, blockchain for secure and efficient claims processing, and dynamic, usage-based insurance models leveraging IoT and telematics data. Research into sustainable and affordable insurance solutions for electric and autonomous vehicles is crucial as consumer preferences evolve. Market nature is competitive, influenced by consumer expectations for digitization and transparency, and challenged by economic fluctuations. Providers focusing on technological advancements, customer-centric policies, and strategic alliances will likely strengthen market position and foster growth. For sustained advancement, businesses should embrace digital transformation, explore partnerships with technology firms, and prioritize customer experience, ensuring alignment with ever-evolving regulatory landscapes.

Market Dynamics: Unveiling Key Market Insights in the Rapidly Evolving Automotive Insurance Market

The Automotive Insurance Market is undergoing transformative changes driven by a dynamic interplay of supply and demand factors. Understanding these evolving market dynamics prepares business organizations to make informed investment decisions, refine strategic decisions, and seize new opportunities. By gaining a comprehensive view of these trends, business organizations can mitigate various risks across political, geographic, technical, social, and economic domains while also gaining a clearer understanding of consumer behavior and its impact on manufacturing costs and purchasing trends.

• Market Drivers
  • Significant growth in road accidents
  • Strict governmental policies for automotive insurances
  • Increasing production and sales of passenger vehicles
• Market Restraints
  • High cost of premiums for automotive insurance
• Market Opportunities
  • Growing adoption of electric vehicles
  • Digitalization of automotive insurance procedures
• Market Challenges
  • Rise in adoption of shared mobility

Porter's Five Forces: A Strategic Tool for Navigating the Automotive Insurance Market

Porter's five forces framework is a critical tool for understanding the competitive landscape of the Automotive Insurance Market. It offers business organizations with a clear methodology for evaluating their competitive positioning and exploring strategic opportunities. This framework helps businesses assess the power dynamics within the market and determine the profitability of new ventures. With these insights, business organizations can leverage their strengths, address weaknesses, and avoid potential challenges, ensuring a more resilient market positioning.

PESTLE Analysis: Navigating External Influences in the Automotive Insurance Market

External macro-environmental factors play a pivotal role in shaping the performance dynamics of the Automotive Insurance Market. Political, Economic, Social, Technological, Legal, and Environmental factors analysis provides the necessary information to navigate these influences. By examining PESTLE factors, businesses can better understand potential risks and opportunities. This analysis enables business organizations to anticipate changes in regulations, consumer preferences, and economic trends, ensuring they are prepared to make proactive, forward-thinking decisions.

Market Share Analysis: Understanding the Competitive Landscape in the Automotive Insurance Market

A detailed market share analysis in the Automotive Insurance Market provides a comprehensive assessment of vendors' performance. Companies can identify their competitive positioning by comparing key metrics, including revenue, customer base, and growth rates. This analysis highlights market concentration, fragmentation, and trends in consolidation, offering vendors the insights required to make strategic decisions that enhance their position in an increasingly competitive landscape.

FPNV Positioning Matrix: Evaluating Vendors' Performance in the Automotive Insurance Market

The Forefront, Pathfinder, Niche, Vital (FPNV) Positioning Matrix is a critical tool for evaluating vendors within the Automotive Insurance Market. This matrix enables business organizations to make well-informed decisions that align with their goals by assessing vendors based on their business strategy and product satisfaction. The four quadrants provide a clear and precise segmentation of vendors, helping users identify the right partners and solutions that best fit their strategic objectives.

Strategy Analysis & Recommendation: Charting a Path to Success in the Automotive Insurance Market

A strategic analysis of the Automotive Insurance Market is essential for businesses looking to strengthen their global market presence. By reviewing key resources, capabilities, and performance indicators, business organizations can identify growth opportunities and work toward improvement. This approach helps businesses navigate challenges in the competitive landscape and ensures they are well-positioned to capitalize on newer opportunities and drive long-term success.

Key Company Profiles

The report delves into recent significant developments in the Automotive Insurance Market, highlighting leading vendors and their innovative profiles. These include Admiral Group plc, Allianz Partners, Allstate Insurance Company, ASSICURAZIONI GENERALI S.P.A., Bajaj Allianz General Insurance Company, Berkshire Hathaway Homestate Companies, Chubb, Government Employees Insurance Company, HDFC ERGO General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, Liberty Mutual Insurance, Nationwide Mutual Insurance Company, Ping An Insurance (Group) Company of China, Ltd., Reliance General Insurance Company Limited, State Farm Mutual Automobile Insurance Company, and Tata AIG General Insurance Company Limited.

Market Segmentation & Coverage

This research report categorizes the Automotive Insurance Market to forecast the revenues and analyze trends in each of the following sub-markets:

• Based on Insurance Type, market is studied across Comprehensive, Third-Party, and Third-Party Theft & Fire.
• Based on Vehicle Type, market is studied across HCV, LCV, and Passenger Cars.
• Based on Region, market is studied across Americas, Asia-Pacific, and Europe, Middle East & Africa. The Americas is further studied across Argentina, Brazil, Canada, Mexico, and United States. The United States is further studied across California, Florida, Illinois, New York, Ohio, Pennsylvania, and Texas. The Asia-Pacific is further studied across Australia, China, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand, and Vietnam. The Europe, Middle East & Africa is further studied across Denmark, Egypt, Finland, France, Germany, Israel, Italy, Netherlands, Nigeria, Norway, Poland, Qatar, Russia, Saudi Arabia, South Africa, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, and United Kingdom.

The report offers a comprehensive analysis of the market, covering key focus areas:

1. Market Penetration: A detailed review of the current market environment, including extensive data from top industry players, evaluating their market reach and overall influence.

2. Market Development: Identifies growth opportunities in emerging markets and assesses expansion potential in established sectors, providing a strategic roadmap for future growth.

3. Market Diversification: Analyzes recent product launches, untapped geographic regions, major industry advancements, and strategic investments reshaping the market.

4. Competitive Assessment & Intelligence: Provides a thorough analysis of the competitive landscape, examining market share, business strategies, product portfolios, certifications, regulatory approvals, patent trends, and technological advancements of key players.

5. Product Development & Innovation: Highlights cutting-edge technologies, R&D activities, and product innovations expected to drive future market growth.

The report also answers critical questions to aid stakeholders in making informed decisions:

1. What is the current market size, and what is the forecasted growth?

2. Which products, segments, and regions offer the best investment opportunities?

3. What are the key technology trends and regulatory influences shaping the market?

4. How do leading vendors rank in terms of market share and competitive positioning?

5. What revenue sources and strategic opportunities drive vendors' market entry or exit strategies?

Table of Contents

1. Preface

• 1.1. Objectives of the Study
• 1.2. Market Segmentation & Coverage
• 1.3. Years Considered for the Study
• 1.4. Currency & Pricing
• 1.5. Language
• 1.6. Stakeholders

2. Research Methodology

• 2.1. Define: Research Objective
• 2.2. Determine: Research Design
• 2.3. Prepare: Research Instrument
• 2.4. Collect: Data Source
• 2.5. Analyze: Data Interpretation
• 2.6. Formulate: Data Verification
• 2.7. Publish: Research Report
• 2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview

5. Market Insights

• 5.1. Market Dynamics
  • 5.1.1. Drivers
    • 5.1.1.1. Significant growth in road accidents
    • 5.1.1.2. Strict governmental policies for automotive insurances
    • 5.1.1.3. Increasing production and sales of passenger vehicles
  • 5.1.2. Restraints
    • 5.1.2.1. High cost of premiums for automotive insurance
  • 5.1.3. Opportunities
    • 5.1.3.1. Growing adoption of electric vehicles
    • 5.1.3.2. Digitalization of automotive insurance procedures
  • 5.1.4. Challenges
    • 5.1.4.1. Rise in adoption of shared mobility
• 5.2. Market Segmentation Analysis
• 5.3. Porter's Five Forces Analysis
  • 5.3.1. Threat of New Entrants
  • 5.3.2. Threat of Substitutes
  • 5.3.3. Bargaining Power of Customers
  • 5.3.4. Bargaining Power of Suppliers
  • 5.3.5. Industry Rivalry
• 5.4. PESTLE Analysis
  • 5.4.1. Political
  • 5.4.2. Economic
  • 5.4.3. Social
  • 5.4.4. Technological
  • 5.4.5. Legal
  • 5.4.6. Environmental

6. Automotive Insurance Market, by Insurance Type

• 6.1. Introduction
• 6.2. Comprehensive
• 6.3. Third-Party
• 6.4. Third-Party Theft & Fire

7. Automotive Insurance Market, by Vehicle Type

• 7.1. Introduction
• 7.2. HCV
• 7.3. LCV
• 7.4. Passenger Cars

8. Americas Automotive Insurance Market

• 8.1. Introduction
• 8.2. Argentina
• 8.3. Brazil
• 8.4. Canada
• 8.5. Mexico
• 8.6. United States

9. Asia-Pacific Automotive Insurance Market

• 9.1. Introduction
• 9.2. Australia
• 9.3. China
• 9.4. India
• 9.5. Indonesia
• 9.6. Japan
• 9.7. Malaysia
• 9.8. Philippines
• 9.9. Singapore
• 9.10. South Korea
• 9.11. Taiwan
• 9.12. Thailand
• 9.13. Vietnam

10. Europe, Middle East & Africa Automotive Insurance Market

• 10.1. Introduction
• 10.2. Denmark
• 10.3. Egypt
• 10.4. Finland
• 10.5. France
• 10.6. Germany
• 10.7. Israel
• 10.8. Italy
• 10.9. Netherlands
• 10.10. Nigeria
• 10.11. Norway
• 10.12. Poland
• 10.13. Qatar
• 10.14. Russia
• 10.15. Saudi Arabia
• 10.16. South Africa
• 10.17. Spain
• 10.18. Sweden
• 10.19. Switzerland
• 10.20. Turkey
• 10.21. United Arab Emirates
• 10.22. United Kingdom

11. Competitive Landscape

• 11.1. Market Share Analysis, 2023
• 11.2. FPNV Positioning Matrix, 2023
• 11.3. Competitive Scenario Analysis
• 11.4. Strategy Analysis & Recommendation

Companies Mentioned

• 1. Admiral Group plc
• 2. Allianz Partners
• 3. Allstate Insurance Company
• 4. ASSICURAZIONI GENERALI S.P.A.
• 5. Bajaj Allianz General Insurance Company
• 6. Berkshire Hathaway Homestate Companies
• 7. Chubb
• 8. Government Employees Insurance Company
• 9. HDFC ERGO General Insurance Company Limited
• 10. ICICI Lombard General Insurance Company Limited
• 11. Liberty Mutual Insurance
• 12. Nationwide Mutual Insurance Company
• 13. Ping An Insurance (Group) Company of China, Ltd.
• 14. Reliance General Insurance Company Limited
• 15. State Farm Mutual Automobile Insurance Company
• 16. Tata AIG General Insurance Company Limited