日本の自動車保険市場レポート：保険タイプ別、流通チャネル別、地域別、2025年～2033年

日本の自動車保険の市場規模は2024年に539億1,500万米ドルに達しました。IMARC Groupは、2025年から2033年にかけての成長率（CAGR）は3.3%で、2033年までには721億6,800万米ドルに達すると予測しています。保険金請求の効率性と顧客サービスを重視する傾向が強まっていることに加え、保険会社がハイブリッド車や電気自動車の所有者に割引やインセンティブを提供し、環境に配慮した選択を促す傾向が強まっていることが、主に市場の成長を後押ししています。

本レポートで扱う主な質問

• 日本の自動車保険市場はこれまでどのように推移してきたか？
• 日本の自動車保険市場にCOVID-19が与えた影響は？
• 日本の自動車保険市場の保険タイプ別区分は？
• 日本の自動車保険市場の流通チャネル別区分は？
• 日本の自動車保険市場のバリューチェーンにおける様々なステージとは？
• 日本の自動車保険の主な促進要因と課題は？
• 日本の自動車保険市場の構造と主要企業は？
• 日本の自動車保険市場における競合の程度は？

目次

第1章 序文

第2章 調査範囲と調査手法

• 調査の目的
• ステークホルダー
• データソース
• 市場推定
• 調査手法

第3章 エグゼクティブサマリー

第4章 日本の自動車保険市場-イントロダクション

• 概要
• 市場力学
• 業界動向
• 競合情報

第5章 日本の自動車保険市場情勢

• 過去と現在の市場動向（2019年～2024年）
• 市場予測（2025年～2033年）

第6章 日本の自動車保険市場：保険タイプ別内訳

• 第三者責任
• 包括的

第7章 日本の自動車保険市場：流通チャネル別内訳

• エージェント
• ブローカー
• 銀行
• オンライン
• その他

第8章 日本の自動車保険市場：競合情勢

• 概要
• 市場構造
• 市場企業のポジショニング
• 主要成功戦略
• 競合ダッシュボード
• 企業評価象限

第9章 主要企業のプロファイル

第10章 日本の自動車保険市場：業界分析

• 促進要因、抑制要因、機会
• ポーターのファイブフォース分析
• バリューチェーン分析

第11章 付録

Japan motor insurance market size reached USD 53,915 Million in 2024. Looking forward, IMARC Group expects the market to reach USD 72,168 Million by 2033, exhibiting a growth rate (CAGR) of 3.3% during 2025-2033. The increasing emphasis on claims efficiency and customer service, along with the rising insurance companies offer discounts or incentives for owners of hybrid or electric vehicles, promoting environmentally responsible choices, is primarily driving the market growth.

Motor insurance, often referred to as auto insurance or car insurance, is a fundamental component of the modern financial landscape, offering protection and peace of mind to vehicle owners and drivers. This type of insurance is designed to safeguard individuals and their vehicles against the financial consequences of accidents, theft, damage, or liability arising from accidents involving their automobiles. Motor insurance is not only a legal requirement in many countries but also a crucial financial safety net that provides coverage for a wide range of unexpected events on the road. The significance of motor insurance extends beyond mere compliance with legal obligations; it provides financial security in the face of unforeseen circumstances, ensuring that individuals can access necessary repairs, medical treatment, or compensation in the event of accidents or mishaps. It offers a diverse array of coverage options, allowing policyholders to tailor their insurance plans to their specific needs, whether that entails protecting against property damage, bodily injury, theft, or other risks associated with vehicular ownership and operation. This introduction sets the stage for a deeper exploration of motor insurance, its various facets, and its role in protecting both individuals and society as a whole.

Japan Motor Insurance Market Trends:

The motor insurance market in Japan represents a crucial segment of the country's insurance industry, characterized by regulatory requirements, stiff competition, and a strong focus on customer satisfaction. Vehicle owners have the option to purchase "Jidosha-Hoken" or voluntary automobile insurance. This type of insurance provides protection for damages to the insured vehicle and offers a wider range of coverage options, including theft, collision, and comprehensive coverage. Moreover, The motor insurance market in Japan is characterized by fierce competition among various insurance companies. Both domestic insurers and international players actively participate in this market, offering diverse insurance products and pricing strategies to attract customers. Apart from this, advanced telematics technology is being increasingly integrated into the Japanese motor insurance sector. Telematics devices and smartphone apps are used to monitor and evaluate driving behavior, allowing insurance companies to offer personalized insurance premiums based on individual driving habits. As such, these factors are projected to fuel the market growth over the forecasted period.

Japan Motor Insurance Market Segmentation:

Insurance Type Insights:

• Third Party Liability
• Comprehensive

Distribution Channel Insights:

• Agents
• Brokers
• Banks
• Online
• Others

Competitive Landscape:

The market research report has also provided a comprehensive analysis of the competitive landscape in the market. Competitive analysis such as market structure, key player positioning, top winning strategies, competitive dashboard, and company evaluation quadrant has been covered in the report. Also, detailed profiles of all major companies have been provided.

Key Questions Answered in This Report:

• How has the Japan motor insurance market performed so far and how will it perform in the coming years?
• What has been the impact of COVID-19 on the Japan motor insurance market?
• What is the breakup of the Japan motor insurance market on the basis of insurance type?
• What is the breakup of the Japan motor insurance market on the basis of distribution channel?
• What are the various stages in the value chain of the Japan motor insurance market?
• What are the key driving factors and challenges in the Japan motor insurance?
• What is the structure of the Japan motor insurance market and who are the key players?
• What is the degree of competition in the Japan motor insurance market?

Table of Contents

1 Preface

2 Scope and Methodology

• 2.1 Objectives of the Study
• 2.2 Stakeholders
• 2.3 Data Sources
  • 2.3.1 Primary Sources
  • 2.3.2 Secondary Sources
• 2.4 Market Estimation
  • 2.4.1 Bottom-Up Approach
  • 2.4.2 Top-Down Approach
• 2.5 Forecasting Methodology

3 Executive Summary

4 Japan Motor Insurance Market - Introduction

• 4.1 Overview
• 4.2 Market Dynamics
• 4.3 Industry Trends
• 4.4 Competitive Intelligence

5 Japan Motor Insurance Market Landscape

• 5.1 Historical and Current Market Trends (2019-2024)
• 5.2 Market Forecast (2025-2033)

6 Japan Motor Insurance Market - Breakup by Insurance Type

• 6.1 Third Party Liability
  • 6.1.1 Overview
  • 6.1.2 Historical and Current Market Trends (2019-2024)
  • 6.1.3 Market Forecast (2025-2033)
• 6.2 Comprehensive
  • 6.2.1 Overview
  • 6.2.2 Historical and Current Market Trends (2019-2024)
  • 6.2.3 Market Forecast (2025-2033)

7 Japan Motor Insurance Market - Breakup by Distribution Channel

• 7.1 Agents
  • 7.1.1 Overview
  • 7.1.2 Historical and Current Market Trends (2019-2024)
  • 7.1.3 Market Forecast (2025-2033)
• 7.2 Brokers
  • 7.2.1 Overview
  • 7.2.2 Historical and Current Market Trends (2019-2024)
  • 7.2.3 Market Forecast (2025-2033)
• 7.3 Banks
  • 7.3.1 Overview
  • 7.3.2 Historical and Current Market Trends (2019-2024)
  • 7.3.3 Market Forecast (2025-2033)
• 7.4 Online
  • 7.4.1 Overview
  • 7.4.2 Historical and Current Market Trends (2019-2024)
  • 7.4.3 Market Forecast (2025-2033)
• 7.5 Others
  • 7.5.1 Historical and Current Market Trends (2019-2024)
  • 7.5.2 Market Forecast (2025-2033)

8 Japan Motor Insurance Market - Competitive Landscape

• 8.1 Overview
• 8.2 Market Structure
• 8.3 Market Player Positioning
• 8.4 Top Winning Strategies
• 8.5 Competitive Dashboard
• 8.6 Company Evaluation Quadrant

9 Profiles of Key Players

• 9.1 Company A
  • 9.1.1 Business Overview
  • 9.1.2 Services Offered
  • 9.1.3 Business Strategies
  • 9.1.4 SWOT Analysis
  • 9.1.5 Major News and Events
• 9.2 Company B
  • 9.2.1 Business Overview
  • 9.2.2 Services Offered
  • 9.2.3 Business Strategies
  • 9.2.4 SWOT Analysis
  • 9.2.5 Major News and Events
• 9.3 Company C
  • 9.3.1 Business Overview
  • 9.3.2 Services Offered
  • 9.3.3 Business Strategies
  • 9.3.4 SWOT Analysis
  • 9.3.5 Major News and Events
• 9.4 Company D
  • 9.4.1 Business Overview
  • 9.4.2 Services Offered
  • 9.4.3 Business Strategies
  • 9.4.4 SWOT Analysis
  • 9.4.5 Major News and Events
• 9.5 Company E
  • 9.5.1 Business Overview
  • 9.5.2 Services Offered
  • 9.5.3 Business Strategies
  • 9.5.4 SWOT Analysis
  • 9.5.5 Major News and Events
• 9.6 Company F
  • 9.6.1 Business Overview
  • 9.6.2 Services Offered
  • 9.6.3 Business Strategies
  • 9.6.4 SWOT Analysis
  • 9.6.5 Major News and Events

10 Japan Motor Insurance Market - Industry Analysis

• 10.1 Drivers, Restraints and Opportunities
  • 10.1.1 Overview
  • 10.1.2 Drivers
  • 10.1.3 Restraints
  • 10.1.4 Opportunities
• 10.2 Porters Five Forces Analysis
  • 10.2.1 Overview
  • 10.2.2 Bargaining Power of Buyers
  • 10.2.3 Bargaining Power of Suppliers
  • 10.2.4 Degree of Competition
  • 10.2.5 Threat of New Entrants
  • 10.2.6 Threat of Substitutes
• 10.3 Value Chain Analysis

11 Appendix