サンプル依頼リスト カート
  • English
デフォルト表紙
市場調査レポート
商品コード
1644017

バンキング・アズ・ア・サービスの世界市場

Banking-as-a-Service

出版日
ページ情報
英文 196 Pages
納期
即日から翌営業日
適宜更新あり
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=143.57円
バンキング・アズ・ア・サービスの世界市場
出版日: 2025年01月27日
発行: Global Industry Analysts, Inc.
ページ情報: 英文 196 Pages
納期: 即日から翌営業日
GIIご利用のメリット
  • 全表示
  • 概要
  • 目次
概要

バンキング・アズ・ア・サービスの世界市場は2030年までに748億米ドルに達する見込み

2024年に295億米ドルと推定されるバンキング・アズ・ア・サービスの世界市場は、2024年から2030年にかけてCAGR 16.8％で成長し、2030年には748億米ドルに達すると予測されます。本レポートで分析したセグメントの1つであるバンキング・アズ・ア・サービスプラットフォームは、CAGR 15.8%を記録し、分析期間終了時には426億米ドルに達すると予測されます。バンキング・アズ・ア・サービスサービス分野の成長率は、分析期間のCAGRで18.1％と推定されます。

米国市場は78億米ドル、中国はCAGR 15.9％で成長すると予測

米国のバンキング・アズ・ア・サービス市場は、2024年に78億米ドルと推定されます。世界第2位の経済大国である中国は、2030年までに116億米ドルの市場規模に達すると予測され、分析期間2024-2030年のCAGRは15.9%です。その他の注目すべき地域別市場としては、日本とカナダがあり、分析期間中のCAGRはそれぞれ15.3％と14.6％と予測されています。欧州では、ドイツがCAGR約12.4%で成長すると予測されています。

世界のバンキング・アズ・ア・サービス市場- 主要動向と促進要因のまとめ

なぜバンキング・アズ・ア・サービスが金融エコシステムを変革するのか？

バンキング・アズ・ア・サービス（BaaS）は、銀行以外の事業体が自社のプラットフォームに直接銀行サービスを組み込むことを可能にすることで、金融エコシステムに革命をもたらしています。API（アプリケーション・プログラミング・インターフェース）を活用することで、フィンテック企業、eコマース・プラットフォーム、その他の企業は、認可を受けた銀行として運営することなく、口座開設、決済、融資などのシームレスなバンキング機能を提供することができます。このモデルにより、企業は顧客体験を向上させることができる一方、銀行は事業範囲と収益源を拡大することができます。

ライドヘイリング・プラットフォームやeコマース・プラットフォームなど、アプリ内に統合された金融ソリューションに対する消費者の嗜好の高まりが、BaaSに対する需要を高めています。さらに、デジタルファーストのバンキング体験へのシフトにより、BaaSはユーザーの利便性を重視しながら金融業務の合理化を目指す企業にとって不可欠なツールとなっています。

技術の進歩はどのようにBaaSのイノベーションを促進しているのか？

技術の進歩はBaaSイノベーションの核心であり、前例のないレベルのスケーラビリティ、柔軟性、効率性を可能にしています。クラウド・コンピューティングは、BaaSプロバイダーがインフラ・コストを最小限に抑えながらオンデマンドでサービスを提供することを可能にし、ゲームチェンジャーとなっています。人工知能（AI）と機械学習（ML）の統合は、金融サービスのパーソナライゼーションを強化し、プラットフォームがオーダーメイドの推奨や自動化された財務管理ツールを提供できるようにしました。

ブロックチェーン技術もまた、取引の安全性と透明性を向上させることで、BaaSに大きな足跡を残しています。スマート・コントラクトは金融プロセスの自動化に活用され、コストと人的ミスを削減しています。こうした進歩は、BaaSプラットフォームの運用効率を高めるだけでなく、企業が最先端の機能で差別化を図る機会を生み出しています。

なぜ規制の変化がBaaSの情勢を形成しているのか？

規制の変化はBaaS市場を形成する上で極めて重要な役割を果たしており、サービスが安全かつ国内法および国際法に準拠して提供されることを保証しています。政府と金融当局は、金融包摂と経済成長を促進するBaaSの可能性をますます認識するようになっており、このセクターのイノベーションをサポートするために調整された規制のサンドボックスとフレームワークの作成につながっています。

しかし、イノベーションには強固な監視が必要です。データプライバシー、アンチマネーロンダリング（AML）、Know Your Customer（KYC）要件などの問題は、BaaSプロバイダーに高度なコンプライアンスツールとプロセスの採用を促しています。業務効率を維持しながら複雑な規制状況を乗り切る能力は、BaaSプラットフォームとそのパートナーにとって成功を左右する重要な要素となっています。

バンキング・アズ・ア・サービス市場の成長を促進する要因とは？

バンキング・アズ・ア・サービス市場の成長は、組み込み金融サービスに対する需要の高まり、テクノロジーの進歩、支持的な規制枠組みなど、いくつかの要因によって牽引されています。消費者や企業によるデジタルバンキング導入の増加は、BaaSプロバイダーが革新的な統合ソリューションを提供するための肥沃な土壌を作り出しています。

消費者の行動、特にアプリベースのシームレスな金融サービスへの期待は、業界を問わず企業がBaaSを自社のサービスに統合する原動力となっています。クラウド・コンピューティング、ブロックチェーン、AIなどの技術革新は、BaaSプラットフォームの拡張性と効率性をさらに高めています。さらに、消費者保護を確保しながらフィンテックのイノベーションを促進することを目的とした規制開発が、世界的にBaaSソリューションの採用を加速させています。これらの要因が相まって、BaaS市場の力強い成長軌道が強調され、将来の金融情勢の礎石として位置付けられています。

セグメント

コンポーネント（プラットフォーム・コンポーネント、サービス・コンポーネント）;製品タイプ（クラウドベース・サービス、APIベース・サービス）;企業規模（大企業、中小企業）;エンドユーザー（銀行エンドユーザー、NBFCエンドユーザー、政府エンドユーザー、その他エンドユーザー）

調査対象企業の例（合計 36注目）

  • Advapay
  • Adyen
  • Alkami Technology
  • Bankable
  • Deloitte Touche Tohmatsu Ltd.
  • Finastra
  • Galileo Financial Technologies
  • Green Dot Corporation
  • Mambu B.V.
  • Marqeta, Inc.

目次

第1章 調査手法

第2章 エグゼクティブサマリー

  • 市場概要
  • 主要企業
  • 市場動向と促進要因
  • 世界市場の見通し

第3章 市場分析

  • 米国
  • カナダ
  • 日本
  • 中国
  • 欧州
  • フランス
  • ドイツ
  • イタリア
  • 英国
  • その他欧州
  • アジア太平洋
  • その他の地域

第4章 競合

目次
Product Code: MCP29473

Global Banking-as-a-Service Market to Reach US$74.8 Billion by 2030

The global market for Banking-as-a-Service estimated at US$29.5 Billion in the year 2024, is expected to reach US$74.8 Billion by 2030, growing at a CAGR of 16.8% over the analysis period 2024-2030. Banking-as-a-Service Platform, one of the segments analyzed in the report, is expected to record a 15.8% CAGR and reach US$42.6 Billion by the end of the analysis period. Growth in the Banking-as-a-Service Services segment is estimated at 18.1% CAGR over the analysis period.

The U.S. Market is Estimated at US$7.8 Billion While China is Forecast to Grow at 15.9% CAGR

The Banking-as-a-Service market in the U.S. is estimated at US$7.8 Billion in the year 2024. China, the world's second largest economy, is forecast to reach a projected market size of US$11.6 Billion by the year 2030 trailing a CAGR of 15.9% over the analysis period 2024-2030. Among the other noteworthy geographic markets are Japan and Canada, each forecast to grow at a CAGR of 15.3% and 14.6% respectively over the analysis period. Within Europe, Germany is forecast to grow at approximately 12.4% CAGR.

Global Banking-as-a-Service Market - Key Trends & Drivers Summarized

Why Is Banking-as-a-Service Transforming the Financial Ecosystem?

Banking-as-a-Service (BaaS) is revolutionizing the financial ecosystem by enabling non-banking entities to embed banking services directly into their platforms. By leveraging APIs (Application Programming Interfaces), fintech companies, e-commerce platforms, and other businesses can offer seamless banking functionalities such as account creation, payments, and lending without the need to operate as licensed banks. This model allows businesses to enhance their customer experience while banks expand their reach and revenue streams.

The rising consumer preference for integrated financial solutions within apps, such as ride-hailing or e-commerce platforms, has amplified the demand for BaaS. Additionally, the shift toward digital-first banking experiences has made BaaS an essential tool for companies seeking to streamline financial operations while maintaining a focus on user convenience.

How Are Technological Advancements Driving Innovation in BaaS?

Technological advancements are at the heart of BaaS innovation, enabling unprecedented levels of scalability, flexibility, and efficiency. Cloud computing has been a game-changer, allowing BaaS providers to deliver services on-demand while minimizing infrastructure costs. The integration of artificial intelligence (AI) and machine learning (ML) has enhanced the personalization of financial offerings, enabling platforms to provide tailored recommendations and automated financial management tools.

Blockchain technology is also making its mark on BaaS by improving transaction security and transparency. Smart contracts are being utilized to automate financial processes, reducing costs and human errors. These advancements are not only elevating the operational efficiency of BaaS platforms but also creating opportunities for businesses to differentiate themselves with cutting-edge features.

Why Are Regulatory Changes Shaping the BaaS Landscape?

Regulatory changes are playing a pivotal role in shaping the BaaS market, ensuring that services are delivered securely and in compliance with local and international laws. Governments and financial authorities are increasingly recognizing the potential of BaaS to drive financial inclusion and economic growth, leading to the creation of regulatory sandboxes and frameworks tailored to support innovation in the sector.

However, with innovation comes the need for robust oversight. Issues such as data privacy, anti-money laundering (AML), and Know Your Customer (KYC) requirements are pushing BaaS providers to adopt advanced compliance tools and processes. The ability to navigate complex regulatory landscapes while maintaining operational efficiency has become a key determinant of success for BaaS platforms and their partners.

What Factors Are Driving the Growth of the Banking-as-a-Service Market?

The growth in the Banking-as-a-Service market is driven by several factors, including the rising demand for embedded financial services, advancements in technology, and supportive regulatory frameworks. The increasing adoption of digital banking by consumers and businesses has created a fertile ground for BaaS providers to offer innovative, integrated solutions.

Consumer behavior, particularly the expectation for seamless, app-based financial services, is driving businesses across industries to integrate BaaS into their offerings. Technological innovations such as cloud computing, blockchain, and AI are further enhancing the scalability and efficiency of BaaS platforms. Additionally, regulatory developments aimed at fostering fintech innovation while ensuring consumer protection are accelerating the adoption of BaaS solutions globally. These factors collectively underscore the strong growth trajectory of the BaaS market, positioning it as a cornerstone of the future financial landscape.

SCOPE OF STUDY:

The report analyzes the Banking-as-a-Service market in terms of units by the following Segments, and Geographic Regions/Countries:

Segments:

Component (Platform Component, Services Component); Product Type (Cloud-based Service, API-based Service); Enterprise Size (Large Enterprises, SMEs); End-Use (Banks End-Use, NBFCs End-Use, Government End-Use, Other End-Uses)

Geographic Regions/Countries:

World; United States; Canada; Japan; China; Europe (France; Germany; Italy; United Kingdom; and Rest of Europe); Asia-Pacific; Rest of World.

Select Competitors (Total 36 Featured) -

  • Advapay
  • Adyen
  • Alkami Technology
  • Bankable
  • Deloitte Touche Tohmatsu Ltd.
  • Finastra
  • Galileo Financial Technologies
  • Green Dot Corporation
  • Mambu B.V.
  • Marqeta, Inc.

TABLE OF CONTENTS

I. METHODOLOGY

II. EXECUTIVE SUMMARY

  • 1. MARKET OVERVIEW
    • Influencer Market Insights
    • World Market Trajectories
    • Economic Frontiers: Trends, Trials & Transformations
    • Banking-as-a-Service - Global Key Competitors Percentage Market Share in 2024 (E)
    • Competitive Market Presence - Strong/Active/Niche/Trivial for Players Worldwide in 2024 (E)
  • 2. FOCUS ON SELECT PLAYERS
  • 3. MARKET TRENDS & DRIVERS
    • Rising Demand for Embedded Finance Solutions Spurs Growth in BaaS Market
    • Increasing Fintech Collaboration Strengthens Market Expansion Opportunities for BaaS Providers
    • Growing Adoption of API-Driven Banking Solutions Expands Addressable Market
    • Expansion of Digital-Only Banks Fuels Demand for Scalable BaaS Platforms
    • Regulatory Initiatives Encouraging Open Banking Drive Adoption of BaaS Models
    • Increasing Use of White-Label Banking Solutions Strengthens Market Growth
    • Rising Consumer Expectations for Seamless Banking Experiences Drive BaaS Adoption
    • Integration of AI and Machine Learning Enhances Efficiency in BaaS Offerings
    • Growing Demand for Cost-Effective Banking Solutions Encourages BaaS Partnerships
    • Expansion of E-Commerce and Online Marketplaces Fuels Demand for BaaS Solutions
    • Focus on Financial Inclusion Drives BaaS Adoption in Underserved Markets
    • Increasing Number of Non-Banking Companies Offering Financial Services Strengthens BaaS Demand
    • Cloud-Native BaaS Platforms Gain Traction Due to Scalability and Cost-Effectiveness
    • Surge in Demand for Cross-Border Payment Solutions Fuels BaaS Market Growth
  • 4. GLOBAL MARKET PERSPECTIVE
    • TABLE 1: World Banking-as-a-Service Market Analysis of Annual Sales in US$ Million for Years 2015 through 2030
    • TABLE 2: World Recent Past, Current & Future Analysis for Banking-as-a-Service by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 3: World 6-Year Perspective for Banking-as-a-Service by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets for Years 2025 & 2030
    • TABLE 4: World Recent Past, Current & Future Analysis for Platform Component by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 5: World 6-Year Perspective for Platform Component by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 6: World Recent Past, Current & Future Analysis for Services Component by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 7: World 6-Year Perspective for Services Component by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 8: World Recent Past, Current & Future Analysis for Other End-Uses by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 9: World 6-Year Perspective for Other End-Uses by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 10: World Recent Past, Current & Future Analysis for Banks End-Use by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 11: World 6-Year Perspective for Banks End-Use by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 12: World Recent Past, Current & Future Analysis for NBFCs End-Use by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 13: World 6-Year Perspective for NBFCs End-Use by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 14: World Recent Past, Current & Future Analysis for Government End-Use by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 15: World 6-Year Perspective for Government End-Use by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 16: World Recent Past, Current & Future Analysis for Cloud-based Service by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 17: World 6-Year Perspective for Cloud-based Service by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 18: World Recent Past, Current & Future Analysis for API-based Service by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 19: World 6-Year Perspective for API-based Service by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 20: World Recent Past, Current & Future Analysis for Large Enterprises by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 21: World 6-Year Perspective for Large Enterprises by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030
    • TABLE 22: World Recent Past, Current & Future Analysis for SMEs by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 23: World 6-Year Perspective for SMEs by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2025 & 2030

III. MARKET ANALYSIS

  • UNITED STATES
    • Banking-as-a-Service Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United States for 2025 (E)
    • TABLE 24: USA Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 25: USA 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 26: USA Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 27: USA 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 28: USA Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 29: USA 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 30: USA Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 31: USA 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030
  • CANADA
    • TABLE 32: Canada Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 33: Canada 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 34: Canada Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 35: Canada 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 36: Canada Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 37: Canada 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 38: Canada Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 39: Canada 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030
  • JAPAN
    • Banking-as-a-Service Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Japan for 2025 (E)
    • TABLE 40: Japan Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 41: Japan 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 42: Japan Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 43: Japan 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 44: Japan Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 45: Japan 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 46: Japan Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 47: Japan 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030
  • CHINA
    • Banking-as-a-Service Market Presence - Strong/Active/Niche/Trivial - Key Competitors in China for 2025 (E)
    • TABLE 48: China Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 49: China 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 50: China Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 51: China 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 52: China Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 53: China 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 54: China Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 55: China 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030
  • EUROPE
    • Banking-as-a-Service Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Europe for 2025 (E)
    • TABLE 56: Europe Recent Past, Current & Future Analysis for Banking-as-a-Service by Geographic Region - France, Germany, Italy, UK and Rest of Europe Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 57: Europe 6-Year Perspective for Banking-as-a-Service by Geographic Region - Percentage Breakdown of Value Sales for France, Germany, Italy, UK and Rest of Europe Markets for Years 2025 & 2030
    • TABLE 58: Europe Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 59: Europe 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 60: Europe Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 61: Europe 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 62: Europe Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 63: Europe 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 64: Europe Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 65: Europe 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030
  • FRANCE
    • Banking-as-a-Service Market Presence - Strong/Active/Niche/Trivial - Key Competitors in France for 2025 (E)
    • TABLE 66: France Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 67: France 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 68: France Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 69: France 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 70: France Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 71: France 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 72: France Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 73: France 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030
  • GERMANY
    • Banking-as-a-Service Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Germany for 2025 (E)
    • TABLE 74: Germany Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 75: Germany 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 76: Germany Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 77: Germany 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 78: Germany Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 79: Germany 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 80: Germany Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 81: Germany 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030
  • ITALY
    • TABLE 82: Italy Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 83: Italy 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 84: Italy Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 85: Italy 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 86: Italy Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 87: Italy 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 88: Italy Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 89: Italy 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030
  • UNITED KINGDOM
    • Banking-as-a-Service Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United Kingdom for 2025 (E)
    • TABLE 90: UK Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 91: UK 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 92: UK Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 93: UK 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 94: UK Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 95: UK 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 96: UK Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 97: UK 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030
  • REST OF EUROPE
    • TABLE 98: Rest of Europe Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 99: Rest of Europe 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 100: Rest of Europe Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 101: Rest of Europe 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 102: Rest of Europe Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 103: Rest of Europe 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 104: Rest of Europe Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 105: Rest of Europe 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030
  • ASIA-PACIFIC
    • Banking-as-a-Service Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Asia-Pacific for 2025 (E)
    • TABLE 106: Asia-Pacific Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 107: Asia-Pacific 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 108: Asia-Pacific Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 109: Asia-Pacific 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 110: Asia-Pacific Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 111: Asia-Pacific 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 112: Asia-Pacific Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 113: Asia-Pacific 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030
  • REST OF WORLD
    • TABLE 114: Rest of World Recent Past, Current & Future Analysis for Banking-as-a-Service by Component - Platform Component and Services Component - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 115: Rest of World 6-Year Perspective for Banking-as-a-Service by Component - Percentage Breakdown of Value Sales for Platform Component and Services Component for the Years 2025 & 2030
    • TABLE 116: Rest of World Recent Past, Current & Future Analysis for Banking-as-a-Service by End-Use - Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 117: Rest of World 6-Year Perspective for Banking-as-a-Service by End-Use - Percentage Breakdown of Value Sales for Other End-Uses, Banks End-Use, NBFCs End-Use and Government End-Use for the Years 2025 & 2030
    • TABLE 118: Rest of World Recent Past, Current & Future Analysis for Banking-as-a-Service by Product Type - Cloud-based Service and API-based Service - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 119: Rest of World 6-Year Perspective for Banking-as-a-Service by Product Type - Percentage Breakdown of Value Sales for Cloud-based Service and API-based Service for the Years 2025 & 2030
    • TABLE 120: Rest of World Recent Past, Current & Future Analysis for Banking-as-a-Service by Enterprise Size - Large Enterprises and SMEs - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 121: Rest of World 6-Year Perspective for Banking-as-a-Service by Enterprise Size - Percentage Breakdown of Value Sales for Large Enterprises and SMEs for the Years 2025 & 2030

IV. COMPETITION