市場調査レポート

商品コード

1640218

インドネシアの金融カードと決済市場

Financial Cards and Payments in Indonesia

出版日: 2025年01月13日
発行: Euromonitor International
ページ情報: 英文 60 Pages
納期: 即日から翌営業日

価格

全表示
概要
目次

概要

サンプル依頼リストに入れる

インドネシアの金融カードと決済市場では、2024年も電子決済が力強い伸びを示した一方、カード決済は2023年に比べて伸びが鈍化しましたが、取引高ではプラスを維持しました。モバイルバンキング、デジタルウォレット、QRIS決済の高い利用率が電子決済の堅調な伸びを牽引しました。対照的に、デビットカードの利用が減少したことがカード決済の伸び鈍化の主な要因です。QRISとはクイック・レスポンス・コード・インドネシアの略称です。

当レポートでは、インドネシアの金融カードと決済市場について調査し、スマートカード、クレジットカード、デビットカード、チャージカード、プリペイドカード、ストアカードの市場規模と構造を明らかにしています。また、市場の主要参入企業（発行会社と運営会社）、カードの流通枚数、取引件数、取引額に注目し、セクターの予測や注目すべき動向について戦略的な分析を行っています。

目次と表のリスト

エグゼクティブサマリー

市場指標

市場データ

免責事項

情報源

インドネシアのデビットカード

主なデータ結果

2024年の発展

デジタル化の進展により、2024年にはデビットカードが減少
2024年にはカードの数は伸びが鈍化するものプラスに転じる
デジタルデビットカードが拡大、GPNが既存プレイヤーの牙城を脅かす

展望と機会

流通カードの伸びは引き続き鈍化
取引量と取引額は引き続き減少する見込み
デジタル化のトレンドがカテゴリーの将来の発展を形作る

カテゴリーデータ

インドネシアのクレジットカード

主なデータ結果

2024年の発展

2024年もクレジットカードの好調な傾向が続く
Bank Central Asiaは総合的なリーダーシップを維持し、Mandiriはデジタル化の恩恵を受ける
ミレニアル世代とZ世代が取引の増加を支え、デジタル化が加速

展望と機会

インドネシアのクレジットカードの明るい将来予測
銀行は事業拡大に楽観的
イノベーションとプロモーションへのさらなる投資が期待される

カテゴリーデータ

インドネシアのチャージカード

主なデータ結果

2024年の発展

チャージカードは2024年にAMEXの受け入れ拡大により成長が見込まれる
停滞が始まる恐れ
地元の消費者はチャージカードの所有を高い社会的地位の証拠と認識している

展望と機会

独占性により成長の可能性が阻害される
開発を形作るデジタル化
低金利は依然として魅力的だが、フィンテックがインドネシアのチャージカードの将来的な存続を脅かす

カテゴリーデータ

インドネシアのプリペイドカード

主なデータ結果

2024年の発展

2024年のプリペイドカードの成長はプラスだが鈍化
MandiriはビジネスとGNNTへの投資を継続
Kartu Multi Tripが牽引するクローズドループの上昇

展望と機会

飽和はより強い成長を抑制する可能性がある
オープンループ取引は金額と数量の両面で増加するが、MLFFの影響は短期的には感じられないと思われます。
支出は増加するが、デジタルウォレットはカテゴリー全体にとって課題となる

カテゴリーデータ

Product Code: FCID

Within financial cards and payments in Indonesia, 2024 was another year of strong growth for electronic payments, while card payments also remained positive in terms of transactions volume though its growth slowed down compared to that seen in 2023. High use of mobile banking, digital wallets and QRIS payments drove robust rises for electronic payments; by contrast, declining use of debit cards was the main reason for slowed growth for card payments. QRIS stands for Quick Response Code Indonesia...

Euromonitor International's Financial Cards and Payments in Indonesia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Financial Cards in Circulation, Mobile Payments, Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

Get a detailed picture of the Financial Cards and Payments market;
Pinpoint growth sectors and identify factors driving change;
Understand the competitive environment, the market's major players and leading brands;
Use five-year forecasts to assess how the market is predicted to develop.

List Of Contents And Tables

EXECUTIVE SUMMARY

Financial cards and payments in 2024: The big picture
2024 key trends
Competitive landscape
What next for financial cards and payments?

MARKET INDICATORS

Table 1 Number of POS Terminals: Units 2019-2024
Table 2 Number of ATMs: Units 2019-2024
Table 3 Value Lost to Fraud 2019-2024
Table 4 Card Expenditure by Location 2024
Table 5 Financial Cards in Circulation by Type: % Number of Cards 2019-2024
Table 6 Domestic versus Foreign Spend 2024

MARKET DATA

Table 7 Financial Cards by Category: Number of Cards in Circulation 2019-2024
Table 8 Financial Cards by Category: Number of Accounts 2019-2024
Table 9 Financial Cards Transactions by Category: Value 2019-2024
Table 10 Financial Cards by Category: Number of Transactions 2019-2024
Table 11 Consumer Payments by Category: Value 2019-2024
Table 12 Consumer Payments by Category: Number of Transactions 2019-2024
Table 13 M-Commerce by Category: Value 2019-2024
Table 14 M-Commerce by Category: % Value Growth 2019-2024
Table 15 Financial Cards: Number of Cards by Issuer 2019-2023
Table 16 Financial Cards: Number of Cards by Operator 2019-2023
Table 17 Financial Cards: Card Payment Transactions Value by Operator 2019-2023
Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2019-2023
Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2024-2029
Table 20 Forecast Financial Cards by Category: Number of Accounts 2024-2029
Table 21 Forecast Financial Cards Transactions by Category: Value 2024-2029
Table 22 Forecast Financial Cards by Category: Number of Transactions 2024-2029
Table 23 Forecast Consumer Payments by Category: Value 2024-2029
Table 24 Forecast Consumer Payments by Category: Number of Transactions 2024-2029
Table 25 Forecast M-Commerce by Category: Value 2024-2029
Table 26 Forecast M-Commerce by Category: % Value Growth 2024-2029

DISCLAIMER

SOURCES

Summary 1 Research Sources

DEBIT CARDS IN INDONESIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

Debit cards declines in 2024 as digitalisation progresses
Number of cards sees positive though slowed growth in 2024
Digital debit cards expand, while GPN threatens stronghold of established players

PROSPECTS AND OPPORTUNITIES

Cards in circulation to see growth continue to slow
Transaction volume and value likely to keep on falling
Digitalisation trend to shape category's future progress

CATEGORY DATA

Table 27 Debit Cards: Number of Cards in Circulation 2019-2024
Table 28 Debit Cards Transactions 2019-2024
Table 29 Debit Cards in Circulation: % Growth 2019-2024
Table 30 Debit Cards Transactions: % Growth 2019-2024
Table 31 Debit Cards: Number of Cards by Issuer 2019-2023
Table 32 Debit Cards: Number of Cards by Operator 2019-2023
Table 33 Debit Cards Payment Transaction Value by Issuer 2019-2023
Table 34 Debit Cards Payment Transaction Value by Operator 2019-2023
Table 35 Forecast Debit Cards: Number of Cards in Circulation 2024-2029
Table 36 Forecast Debit Cards Transactions 2024-2029
Table 37 Forecast Debit Cards in Circulation: % Growth 2024-2029
Table 38 Forecast Debit Cards Transactions: % Growth 2024-2029

CREDIT CARDS IN INDONESIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

Positive trend continues for credit cards in 2024
Bank Central Asia maintains overall leadership, while Mandiri benefits from digitalisation
Millennials and Gen Z support transactions growth, while digitalisation accelerates

PROSPECTS AND OPPORTUNITIES

Bright future forecast for credit cards in Indonesia
Banks remain optimistic that business will grow
Greater investment in innovation and promotions expected

CATEGORY DATA

Table 39 Credit Cards: Number of Cards in Circulation 2019-2024
Table 40 Credit Cards Transactions 2019-2024
Table 41 Credit Cards in Circulation: % Growth 2019-2024
Table 42 Credit Cards Transactions: % Growth 2019-2024
Table 43 Commercial Credit Cards: Number of Cards in Circulation 2019-2024
Table 44 Commercial Credit Cards Transactions 2019-2024
Table 45 Commercial Credit Cards in Circulation: % Growth 2019-2024
Table 46 Commercial Credit Cards Transactions: % Growth 2019-2024
Table 47 Personal Credit Cards: Number of Cards in Circulation 2019-2024
Table 48 Personal Credit Cards Transactions 2019-2024
Table 49 Personal Credit Cards in Circulation: % Growth 2019-2024
Table 50 Personal Credit Cards Transactions: % Growth 2019-2024
Table 51 Credit Cards: Number of Cards by Issuer 2019-2023
Table 52 Credit Cards: Number of Cards by Operator 2019-2023
Table 53 Credit Cards Payment Transaction Value by Issuer 2019-2023
Table 54 Credit Cards Payment Transaction Value by Operator 2019-2023
Table 55 Commercial Credit Cards: Number of Cards by Issuer 2019-2023
Table 56 Commercial Credit Cards: Number of Cards by Operator 2019-2023
Table 57 Commercial Credit Cards Payment Transaction Value by Issuer 2019-2023
Table 58 Commercial Credit Cards Payment Transaction Value by Operator 2019-2023
Table 59 Personal Credit Cards: Number of Cards by Issuer 2019-2023
Table 60 Personal Credit Cards: Number of Cards by Operator 2019-2023
Table 61 Personal Credit Cards Payment Transaction Value by Issuer 2019-2023
Table 62 Personal Credit Cards Payment Transaction Value by Operator 2019-2023
Table 63 Forecast Credit Cards: Number of Cards in Circulation 2024-2029
Table 64 Forecast Credit Cards Transactions 2024-2029
Table 65 Forecast Credit Cards in Circulation: % Growth 2024-2029
Table 66 Forecast Credit Cards Transactions: % Growth 2024-2029
Table 67 Forecast Commercial Credit Cards: Number of Cards in Circulation 2024-2029
Table 68 Forecast Commercial Credit Cards Transactions 2024-2029
Table 69 Forecast Commercial Credit Cards in Circulation: % Growth 2024-2029
Table 70 Forecast Commercial Credit Cards Transactions: % Growth 2024-2029
Table 71 Forecast Personal Credit Cards: Number of Cards in Circulation 2024-2029
Table 72 Forecast Personal Credit Cards Transactions 2024-2029
Table 73 Forecast Personal Credit Cards in Circulation: % Growth 2024-2029
Table 74 Forecast Personal Credit Cards Transactions: % Growth 2024-2029

CHARGE CARDS IN INDONESIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

Charge cards sees growth driven by greater AMEX acceptance in 2024
Stagnation threatens to set in
Local consumers perceive charge card ownership as evidence of high social status

PROSPECTS AND OPPORTUNITIES

Growth potential hindered by exclusivity
Digitalisation to shape development
While low interest rates remain attractive, fintech threatens future viability of charge cards in Indonesia

CATEGORY DATA

Table 75 Charge Cards: Number of Cards in Circulation 2019-2024
Table 76 Charge Cards Transactions 2019-2024
Table 77 Charge Cards in Circulation: % Growth 2019-2024
Table 78 Charge Cards Transactions: % Growth 2019-2024
Table 79 Commercial Charge Cards: Number of Cards in Circulation 2019-2024
Table 80 Commercial Charge Cards Transactions 2019-2024
Table 81 Commercial Charge Cards in Circulation: % Growth 2019-2024
Table 82 Commercial Charge Cards Transactions: % Growth 2019-2024
Table 83 Personal Charge Cards: Number of Cards in Circulation 2019-2024
Table 84 Personal Charge Cards Transactions 2019-2024
Table 85 Personal Charge Cards in Circulation: % Growth 2019-2024
Table 86 Personal Charge Cards Transactions: % Growth 2019-2024
Table 87 Charge Cards: Number of Cards by Issuer 2019-2023
Table 88 Charge Cards: Number of Cards by Operator 2019-2023
Table 89 Charge Cards Payment Transaction Value by Issuer 2019-2023
Table 90 Charge Cards Payment Transaction Value by Operator 2019-2023
Table 91 Commercial Charge Cards: Number of Cards by Issuer 2019-2023
Table 92 Commercial Charge Cards: Number of Cards by Operator 2019-2023
Table 93 Commercial Charge Cards Payment Transaction Value by Issuer 2019-2023
Table 94 Commercial Charge Cards Payment Transaction Value by Operator 2019-2023
Table 95 Personal Charge Cards: Number of Cards by Issuer 2019-2023
Table 96 Personal Charge Cards: Number of Cards by Operator 2019-2023
Table 97 Personal Charge Cards Transaction Value by Issuer 2019-2023
Table 98 Personal Charge Cards Transaction Value by Operator 2019-2023
Table 99 Forecast Charge Cards: Number of Cards in Circulation 2024-2029
Table 100 Forecast Charge Cards Transactions 2024-2029
Table 101 Forecast Charge Cards in Circulation: % Growth 2024-2029
Table 102 Forecast Charge Cards Transactions: % Growth 2024-2029
Table 103 Forecast Commercial Charge Cards: Number of Cards in Circulation 2024-2029
Table 104 Forecast Commercial Charge Cards Transactions 2024-2029
Table 105 Forecast Commercial Charge Cards in Circulation: % Growth 2024-2029
Table 106 Forecast Commercial Charge Cards Transactions: % Growth 2024-2029
Table 107 Forecast Personal Charge Cards: Number of Cards in Circulation 2024-2029
Table 108 Forecast Personal Charge Cards Transactions 2024-2029
Table 109 Forecast Personal Charge Cards in Circulation: % Growth 2024-2029
Table 110 Forecast Personal Charge Cards Transactions: % Growth 2024-2029

PRE-PAID CARDS IN INDONESIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

Positive but slowed growth for pre-paid cards in 2024
Mandiri continues to invest in business and GNNT
Closed loop rises, driven by Kartu Multi Trip

PROSPECTS AND OPPORTUNITIES

Saturation may curb stronger growth
Open loop transactions will rise in both value and volume terms, while impact of MLFF unlikely to be felt in the short-term
Spending will increase, though digital wallets present challenge for overall category

CATEGORY DATA

Table 111 Pre-paid Cards: Number of Cards in Circulation 2019-2024
Table 112 Pre-paid Cards Transactions 2019-2024
Table 113 Pre-paid Cards in Circulation: % Growth 2019-2024
Table 114 Pre-paid Cards Transactions: % Growth 2019-2024
Table 115 Closed Loop Pre-paid Cards Transactions 2019-2024
Table 116 Closed Loop Pre-paid Cards Transactions: % Growth 2019-2024
Table 117 Open Loop Pre-paid Cards Transactions 2019-2024
Table 118 Open Loop Pre-paid Cards Transactions: % Growth 2019-2024
Table 119 Pre-paid Cards: Number of Cards by Issuer 2019-2023
Table 120 Pre-paid Cards: Number of Cards by Operator 2019-2023
Table 121 Pre-paid Cards Transaction Value by Issuer 2019-2023
Table 122 Pre-paid Cards Transaction Value by Operator 2019-2023
Table 123 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2019-2023
Table 124 Closed Loop Pre-paid Cards: Number of Cards by Operator 2019-2023
Table 125 Closed Loop Pre-paid Cards Transaction Value by Issuer 2019-2023
Table 126 Closed Loop Pre-paid Cards Transaction Value by Operator 2019-2023
Table 127 Open Loop Pre-paid Cards: Number of Cards by Issuer 2019-2023
Table 128 Open Loop Pre-paid Cards: Number of Cards by Operator 2019-2023
Table 129 Open Loop Pre-paid Cards Transaction Value by Issuer 2019-2023
Table 130 Open Loop Pre-paid Cards Transaction Value by Operator 2019-2023
Table 131 Forecast Pre-paid Cards: Number of Cards in Circulation 2024-2029
Table 132 Forecast Pre-paid Cards Transactions 2024-2029
Table 133 Forecast Pre-paid Cards in Circulation: % Growth 2024-2029
Table 134 Forecast Pre-paid Cards Transactions: % Growth 2024-2029
Table 135 Forecast Closed Loop Pre-paid Cards Transactions 2024-2029
Table 136 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2024-2029
Table 137 Forecast Open Loop Pre-paid Cards Transactions 2024-2029
Table 138 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2024-2029

インドネシアの金融カードと決済市場

Financial Cards and Payments in Indonesia

目次

目次と表のリスト

エグゼクティブサマリー

市場指標

市場データ

免責事項

情報源

インドネシアのデビットカード

主なデータ結果

2024年の発展

展望と機会

カテゴリーデータ

インドネシアのクレジットカード

主なデータ結果

2024年の発展

展望と機会

カテゴリーデータ

インドネシアのチャージカード

主なデータ結果

2024年の発展

展望と機会

カテゴリーデータ

インドネシアのプリペイドカード

主なデータ結果

2024年の発展

展望と機会

カテゴリーデータ

Why buy this report?

TABLE OF CONTENTS

List Of Contents And Tables

EXECUTIVE SUMMARY

MARKET INDICATORS

MARKET DATA

DISCLAIMER

SOURCES

DEBIT CARDS IN INDONESIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

PROSPECTS AND OPPORTUNITIES

CATEGORY DATA

CREDIT CARDS IN INDONESIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

PROSPECTS AND OPPORTUNITIES

CATEGORY DATA

CHARGE CARDS IN INDONESIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

PROSPECTS AND OPPORTUNITIES

CATEGORY DATA

PRE-PAID CARDS IN INDONESIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

PROSPECTS AND OPPORTUNITIES

CATEGORY DATA