デフォルト表紙
市場調査レポート
商品コード
1624168

マレーシアの金融カードと決済市場

Financial Cards and Payments in Malaysia


出版日
ページ情報
英文 56 Pages
納期
即日から翌営業日
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=144.06円
マレーシアの金融カードと決済市場
出版日: 2024年12月18日
発行: Euromonitor International
ページ情報: 英文 56 Pages
納期: 即日から翌営業日
GIIご利用のメリット
  • 全表示
  • 概要
  • 目次
概要

マレーシアにおける金融カードの流通枚数は、取引量の増加に伴い、2024年にはさらに増加すると予想されています。これは、デジタル決済インフラの進歩や消費者の嗜好の変化に後押しされ、キャッシュレス社会へのシフトが進行していることを示しています。テクノロジーに精通したマレーシアの若年層がこの動向の重要な推進力となっており、利便性と安全性がデジタル決済を採用する動機の上位に挙げられています。

当レポートでは、マレーシアの金融カードと決済市場について調査し、スマートカード、クレジットカード、デビットカード、チャージカード、プリペイドカード、ストアカードの市場規模と構造を明らかにしています。また、市場の主要参入企業(発行会社と運営会社)、カードの流通枚数、取引件数、取引額に注目し、セクターの予測や注目すべき動向について戦略的な分析を行っています。

目次

エグゼクティブサマリー

市場指標

市場データ

免責事項

情報源

マレーシアのデビットカード

主なデータ結果

2024年の発展

  • デビットカードの人気は高まり続けている
  • デジタル銀行数の拡大により金融包摂が強化される
  • ビジネス活動の増加により、商業用デビットカードの利用が増加

展望と機会

  • デビットカードが日常の支出を独占
  • デビットカード事業者間の競合の激化
  • 旅行の急増に対応して、多通貨デビットカードが普及する

カテゴリーデータ

マレーシアのクレジットカード

主なデータ結果

2024年の発展

  • 経済的圧力の中でクレジットカードの利用は増加しているが、再チャージ手数料のイントロダクションは消費者行動に影響を与える可能性がある
  • セキュリティと利便性を理由にバーチャルクレジットカードが急増
  • 事業活動の回復に伴い、商業用クレジットカードの支出が増加

展望と機会

  • クレジットカードの楽観的な見通し
  • クレジットカード発行会社が非接触型決済とモバイル決済の選択肢を拡大
  • BNPLはクレジットカードの使用に異議を唱える

カテゴリーデータ

マレーシアのチャージカード

主なデータ結果

2024年の発展

  • クレジットカードが依然として好まれるため、チャージカードの成長は限られる
  • 出張再開により商業チャージカードの利用が増加
  • メイバンクは依然として優勢

展望と機会

  • 予測期間中、チャージカードの使用は低いままと予想される
  • 旅行関連費用がチャージカード支出の大部分を占める
  • 旅行特典を提供するクレジットカードとの競合激化

カテゴリーデータ

マレーシアのプリペイドカード

主なデータ結果

2024年の発展

  • プリペイドカードは政府のキャッシュレス決済枠組み推進の恩恵を受ける
  • 他のキャッシュレス決済手段が普及するにつれ、クローズドループプリペイドカードの利用は減少
  • タッチアンドゴーはプリペイドカード情勢で引き続き重要な役割を果たしている

展望と機会

  • 金融包摂を促進する政府の取り組みにより、オープンループプリペイドカードの見通しは明るい
  • バーチャルカードが人気を集める
  • クローズドループプリペイドカードの利用減少予測

カテゴリーデータ

目次
Product Code: FCMY

The number of financial cards in circulation in Malaysia is set to grow further in 2024, accompanied by an increase in transaction volumes. This is indicative of an ongoing shift toward a cashless society, fuelled by advancements in digital payment infrastructure and changing consumer preferences. Younger, tech-savvy Malaysians are a significant driver of this trend, with convenience and security among the top motivators for embracing digital payments.

Euromonitor International's Financial Cards and Payments in Malaysia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Financial Cards in Circulation, Mobile Payments, Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Financial Cards and Payments market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

TABLE OF CONTENTS

List Of Contents And Tables

EXECUTIVE SUMMARY

  • Financial cards and payments in 2024: The big picture
  • 2024 Key trends
  • Mobile wallets with QR code technology gain traction
  • Malaysian government continues to push for cashless economy
  • International and domestic players look to increase customer base through the launch of ever-more innovative card solutions
  • What next for financial cards and payments?

MARKET INDICATORS

  • Table 1 Number of POS Terminals: Units 2019-2024
  • Table 2 Number of ATMs: Units 2019-2024
  • Table 3 Value Lost to Fraud 2019-2024
  • Table 4 Card Expenditure by Location 2024
  • Table 5 Financial Cards in Circulation by Type: % Number of Cards 2019-2024
  • Table 6 Domestic versus Foreign Spend 2024

MARKET DATA

  • Table 7 Financial Cards by Category: Number of Cards in Circulation 2019-2024
  • Table 8 Financial Cards by Category: Number of Accounts 2019-2024
  • Table 9 Financial Cards Transactions by Category: Value 2019-2024
  • Table 10 Financial Cards by Category: Number of Transactions 2019-2024
  • Table 11 Consumer Payments by Category: Value 2019-2024
  • Table 12 Consumer Payments by Category: Number of Transactions 2019-2024
  • Table 13 M-Commerce by Category: Value 2019-2024
  • Table 14 M-Commerce by Category: % Value Growth 2019-2024
  • Table 15 Financial Cards: Number of Cards by Issuer 2019-2023
  • Table 16 Financial Cards: Number of Cards by Operator 2019-2023
  • Table 17 Financial Cards: Card Payment Transactions Value by Operator 2019-2023
  • Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2019-2023
  • Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2024-2029
  • Table 20 Forecast Financial Cards by Category: Number of Accounts 2024-2029
  • Table 21 Forecast Financial Cards Transactions by Category: Value 2024-2029
  • Table 22 Forecast Financial Cards by Category: Number of Transactions 2024-2029
  • Table 23 Forecast Consumer Payments by Category: Value 2024-2029
  • Table 24 Forecast Consumer Payments by Category: Number of Transactions 2024-2029
  • Table 25 Forecast M-Commerce by Category: Value 2024-2029
  • Table 26 Forecast M-Commerce by Category: % Value Growth 2024-2029

DISCLAIMER

SOURCES

  • Summary 1 Research Sources

DEBIT CARDS IN MALAYSIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

  • Debit cards continue to grow in popularity
  • Expansion in number of digital banks enhance financial inclusion
  • Commercial debit cards see increase in usage, thanks to rise in business activities

PROSPECTS AND OPPORTUNITIES

  • Debit cards will dominate everyday spending
  • Increased competition among debit card operators
  • Multi-currency debit cards will gain traction in response to surge in travel

CATEGORY DATA

  • Table 27 Debit Cards: Number of Cards in Circulation 2019-2024
  • Table 28 Debit Cards Transactions 2019-2024
  • Table 29 Debit Cards in Circulation: % Growth 2019-2024
  • Table 30 Debit Cards Transactions: % Growth 2019-2024
  • Table 31 Debit Cards: Number of Cards by Issuer 2019-2023
  • Table 32 Debit Cards: Number of Cards by Operator 2019-2023
  • Table 33 Debit Cards Payment Transaction Value by Issuer 2019-2023
  • Table 34 Debit Cards Payment Transaction Value by Operator 2019-2023
  • Table 35 Forecast Debit Cards: Number of Cards in Circulation 2024-2029
  • Table 36 Forecast Debit Cards Transactions 2024-2029
  • Table 37 Forecast Debit Cards in Circulation: % Growth 2024-2029
  • Table 38 Forecast Debit Cards Transactions: % Growth 2024-2029

CREDIT CARDS IN MALAYSIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

  • Rising credit card usage amid economic pressures, although introduction of reloading fees could impact consumer behaviour
  • Surge in virtual credit cards, driven by security and convenience
  • Increased spending on commercial credit cards in line with revival of business activities

PROSPECTS AND OPPORTUNITIES

  • Optimistic outlook for credit cards
  • Credit card issuers expand contactless and mobile payment options
  • BNPL will challenge credit card usage

CATEGORY DATA

  • Table 39 Credit Cards: Number of Cards in Circulation 2019-2024
  • Table 40 Credit Cards Transactions 2019-2024
  • Table 41 Credit Cards in Circulation: % Growth 2019-2024
  • Table 42 Credit Cards Transactions: % Growth 2019-2024
  • Table 43 Commercial Credit Cards: Number of Cards in Circulation 2019-2024
  • Table 44 Commercial Credit Cards Transactions 2019-2024
  • Table 45 Commercial Credit Cards in Circulation: % Growth 2019-2024
  • Table 46 Commercial Credit Cards Transactions: % Growth 2019-2024
  • Table 47 Personal Credit Cards: Number of Cards in Circulation 2019-2024
  • Table 48 Personal Credit Cards Transactions 2019-2024
  • Table 49 Personal Credit Cards in Circulation: % Growth 2019-2024
  • Table 50 Personal Credit Cards Transactions: % Growth 2019-2024
  • Table 51 Credit Cards: Number of Cards by Issuer 2019-2023
  • Table 52 Credit Cards: Number of Cards by Operator 2019-2023
  • Table 53 Credit Cards Payment Transaction Value by Issuer 2019-2023
  • Table 54 Credit Cards Payment Transaction Value by Operator 2019-2023
  • Table 55 Commercial Credit Cards: Number of Cards by Issuer 2019-2023
  • Table 56 Commercial Credit Cards: Number of Cards by Operator 2019-2023
  • Table 57 Commercial Credit Cards Payment Transaction Value by Issuer 2019-2023
  • Table 58 Commercial Credit Cards Payment Transaction Value by Operator 2019-2023
  • Table 59 Personal Credit Cards: Number of Cards by Issuer 2019-2023
  • Table 60 Personal Credit Cards: Number of Cards by Operator 2019-2023
  • Table 61 Personal Credit Cards Payment Transaction Value by Issuer 2019-2023
  • Table 62 Personal Credit Cards Payment Transaction Value by Operator 2019-2023
  • Table 63 Forecast Credit Cards: Number of Cards in Circulation 2024-2029
  • Table 64 Forecast Credit Cards Transactions 2024-2029
  • Table 65 Forecast Credit Cards in Circulation: % Growth 2024-2029
  • Table 66 Forecast Credit Cards Transactions: % Growth 2024-2029
  • Table 67 Forecast Commercial Credit Cards: Number of Cards in Circulation 2024-2029
  • Table 68 Forecast Commercial Credit Cards Transactions 2024-2029
  • Table 69 Forecast Commercial Credit Cards in Circulation: % Growth 2024-2029
  • Table 70 Forecast Commercial Credit Cards Transactions: % Growth 2024-2029
  • Table 71 Forecast Personal Credit Cards: Number of Cards in Circulation 2024-2029
  • Table 72 Forecast Personal Credit Cards Transactions 2024-2029
  • Table 73 Forecast Personal Credit Cards in Circulation: % Growth 2024-2029
  • Table 74 Forecast Personal Credit Cards Transactions: % Growth 2024-2029

CHARGE CARDS IN MALAYSIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

  • Limited growth for charge cards as credit cards remain preferred choice
  • Resumption of business travel boosts commercial charge card usage
  • Maybank remains dominant player

PROSPECTS AND OPPORTUNITIES

  • Usage of charge cards expected to remain low over the forecast period
  • Travel-related expenses will dominate charge card spending
  • Rising competition from credit cards offering travel rewards

CATEGORY DATA

  • Table 75 Charge Cards: Number of Cards in Circulation 2019-2024
  • Table 76 Charge Cards Transactions 2019-2024
  • Table 77 Charge Cards in Circulation: % Growth 2019-2024
  • Table 78 Charge Cards Transactions: % Growth 2019-2024
  • Table 79 Commercial Charge Cards: Number of Cards in Circulation 2019-2024
  • Table 80 Commercial Charge Cards Transactions 2019-2024
  • Table 81 Commercial Charge Cards in Circulation: % Growth 2019-2024
  • Table 82 Commercial Charge Cards Transactions: % Growth 2019-2024
  • Table 83 Personal Charge Cards: Number of Cards in Circulation 2019-2024
  • Table 84 Personal Charge Cards Transactions 2019-2024
  • Table 85 Personal Charge Cards in Circulation: % Growth 2019-2024
  • Table 86 Personal Charge Cards Transactions: % Growth 2019-2024
  • Table 87 Charge Cards: Number of Cards by Issuer 2019-2023
  • Table 88 Charge Cards: Number of Cards by Operator 2019-2023
  • Table 89 Charge Cards Payment Transaction Value by Issuer 2019-2023
  • Table 90 Charge Cards Payment Transaction Value by Operator 2019-2023
  • Table 91 Commercial Charge Cards: Number of Cards by Issuer 2019-2023
  • Table 92 Commercial Charge Cards: Number of Cards by Operator 2019-2023
  • Table 93 Commercial Charge Cards Payment Transaction Value by Issuer 2019-2023
  • Table 94 Commercial Charge Cards Payment Transaction Value by Operator 2019-2023
  • Table 95 Personal Charge Cards: Number of Cards by Issuer 2019-2023
  • Table 96 Personal Charge Cards: Number of Cards by Operator 2019-2023
  • Table 97 Personal Charge Cards Transaction Value by Issuer 2019-2023
  • Table 98 Personal Charge Cards Transaction Value by Operator 2019-2023
  • Table 99 Forecast Charge Cards: Number of Cards in Circulation 2024-2029
  • Table 100 Forecast Charge Cards Transactions 2024-2029
  • Table 101 Forecast Charge Cards in Circulation: % Growth 2024-2029
  • Table 102 Forecast Charge Cards Transactions: % Growth 2024-2029
  • Table 103 Forecast Commercial Charge Cards: Number of Cards in Circulation 2024-2029
  • Table 104 Forecast Commercial Charge Cards Transactions 2024-2029
  • Table 105 Forecast Commercial Charge Cards in Circulation: % Growth 2024-2029
  • Table 106 Forecast Commercial Charge Cards Transactions: % Growth 2024-2029
  • Table 107 Forecast Personal Charge Cards: Number of Cards in Circulation 2024-2029
  • Table 108 Forecast Personal Charge Cards Transactions 2024-2029
  • Table 109 Forecast Personal Charge Cards in Circulation: % Growth 2024-2029
  • Table 110 Forecast Personal Charge Cards Transactions: % Growth 2024-2029

PRE-PAID CARDS IN MALAYSIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

  • Pre-paid cards benefit from government push towards cashless payment framework
  • Decline in use of closed-loop pre-paid cards as other cashless payment methods gain traction
  • Touch 'n Go continues to play important role in pre-paid card landscape

PROSPECTS AND OPPORTUNITIES

  • Positive outlook for open-loop pre-paid cards, driven by government initiatives to promote financial inclusion
  • Virtual cards to gain popularity
  • Projected decline in usage of closed loop pre-paid cards

CATEGORY DATA

  • Table 111 Pre-paid Cards: Number of Cards in Circulation 2019-2024
  • Table 112 Pre-paid Cards Transactions 2019-2024
  • Table 113 Pre-paid Cards in Circulation: % Growth 2019-2024
  • Table 114 Pre-paid Cards Transactions: % Growth 2019-2024
  • Table 115 Closed Loop Pre-paid Cards Transactions 2019-2024
  • Table 116 Closed Loop Pre-paid Cards Transactions: % Growth 2019-2024
  • Table 117 Open Loop Pre-paid Cards Transactions 2019-2024
  • Table 118 Open Loop Pre-paid Cards Transactions: % Growth 2019-2024
  • Table 119 Pre-paid Cards: Number of Cards by Issuer 2019-2023
  • Table 120 Pre-paid Cards: Number of Cards by Operator 2019-2023
  • Table 121 Pre-paid Cards Transaction Value by Issuer 2019-2023
  • Table 122 Pre-paid Cards Transaction Value by Operator 2019-2023
  • Table 123 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2019-2023
  • Table 124 Closed Loop Pre-paid Cards: Number of Cards by Operator 2019-2023
  • Table 125 Closed Loop Pre-paid Cards Transaction Value by Issuer 2019-2023
  • Table 126 Closed Loop Pre-paid Cards Transaction Value by Operator 2019-2023
  • Table 127 Open Loop Pre-paid Cards: Number of Cards by Issuer 2019-2023
  • Table 128 Open Loop Pre-paid Cards: Number of Cards by Operator 2019-2023
  • Table 129 Open Loop Pre-paid Cards Transaction Value by Issuer 2019-2023
  • Table 130 Open Loop Pre-paid Cards Transaction Value by Operator 2019-2023
  • Table 131 Forecast Pre-paid Cards: Number of Cards in Circulation 2024-2029
  • Table 132 Forecast Pre-paid Cards Transactions 2024-2029
  • Table 133 Forecast Pre-paid Cards in Circulation: % Growth 2024-2029
  • Table 134 Forecast Pre-paid Cards Transactions: % Growth 2024-2029
  • Table 135 Forecast Closed Loop Pre-paid Cards Transactions 2024-2029
  • Table 136 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2024-2029
  • Table 137 Forecast Open Loop Pre-paid Cards Transactions 2024-2029
  • Table 138 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2024-2029