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自動車フィンテック市場の2030年までの予測: 車種別、推進タイプ別、流通チャネル別、エンドユーザー別、地域別の世界分析

Automotive Fintech Market Forecasts to 2030 - Global Analysis By Vehicle Type (Commercial Vehicle, Passenger Car & Other Vehicle Types), Propulsion Type (Electric & Internal Combustion Engine (ICE)), Distribution Channel, End User & By Geography

出版日: | 発行: Stratistics Market Research Consulting | ページ情報: 英文 200+ Pages | 納期: 2~3営業日

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価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=156.70円
自動車フィンテック市場の2030年までの予測: 車種別、推進タイプ別、流通チャネル別、エンドユーザー別、地域別の世界分析
出版日: 2024年02月02日
発行: Stratistics Market Research Consulting
ページ情報: 英文 200+ Pages
納期: 2~3営業日
  • 全表示
  • 概要
  • 図表
  • 目次
概要

Stratistics MRCによると、世界の自動車フィンテック市場は2023年に524億米ドルを占め、予測期間中のCAGRは11.1%で成長し、2030年には1,095億米ドルに達すると予測されています。

自動車フィンテックとは、金融技術(Fintech)と自動車産業との接点を指し、革新的なデジタルソリューションを活用して自動車エコシステム内の金融サービスを変革・強化します。これは多くの場合、自動車融資、保険、リース、決済システムなどのプロセスを合理化するための高度なデジタルプラットフォーム、データ分析、人工知能の統合を伴う。

OICAによると、2020年の自動車販売台数は前年比13%減となり、自動車金融・自動車保険市場に直接大きな影響を与えました。

AIと機械学習の採用

AIとML技術は、自動車業界における金融サービスの様々な側面を変革する上で極めて重要な役割を果たしています。これらの技術は、リアルタイムで異常や不審な行動を特定することができ、自動車フィンテック領域における安全で透明性の高い取引を保証します。さらに、AIを搭載したチャットボットやバーチャルアシスタントは顧客とのやり取りを効率化し、融資、保険、支払いプロセスに関する問い合わせに即座にサポートを提供することで、この市場の拡大を後押ししています。

認識不足

自動車業界における金融技術とその応用の複雑さは、認知度不足の一因となり得る。消費者や業界関係者の多くは、利用可能なデジタル金融サービスの範囲を十分に認識していない可能性があり、その結果、こうした革新的ソリューションの調査や採用に消極的になる可能性があります。さらに、自動車メーカーを含む業界利害関係者の知識も限られている可能性があり、これが市場での提携や協力の妨げとなっています。

テレマティクスとIoTの進歩

テレマティクスは、IoT接続と組み合わされた自動車内の通信と情報工学の統合を含み、運転行動、車両性能、使用パターンに関する豊富なリアルタイムデータと洞察を提供します。これにより、顧客エンゲージメントが強化されるだけでなく、自動車業界においてよりダイナミックで応答性の高い金融エコシステムが育まれます。さらに、コネクティビティは、従量課金モデルや利用ベースのファイナンスなど、革新的な金融サービスの機会を促進し、これがこの市場規模を押し上げています。

規制上の課題

さまざまな地域や国にまたがる厳しく多様な規制の枠組みは、フィンテック企業に複雑な状況を乗り切ることを要求し、コンプライアンス・コストの増加や潜在的な法的障害につながっています。さらに、フィンテック革新の進化は規制枠組みの整備を上回ることが多く、標準化されたガイドラインの欠如につながっています。このような規制の遅れは、自動車フィンテック企業に不確実性をもたらし、彼らが自信を持って規模を拡大し、イノベーションを起こす妨げとなっています。

COVID-19の影響

COVID-19の流行は、自動車フィンテック市場に様々な形で大きな影響を与え、業界に課題と混乱をもたらしました。ロックダウン、サプライチェーンの混乱、個人消費の減少に起因する経済の不確実性は、複雑な環境を作り出しました。しかし、パンデミックは自動車に対する消費者需要全体の減少につながり、自動車フィンテック市場における融資・貸付活動を妨げています。

予測期間中、乗用車セグメントが最大となる見込み

乗用車セグメントは、特に乗用車の個人消費者の購入、融資、所有体験を向上させるための金融技術の応用に焦点を当てているため、最大のシェアを占めると推定されます。アプリケーションには、自動車ローン、リース、保険、自家用車所有者固有のニーズに合わせた決済システムなどが含まれます。さらに、ブロックチェーン技術は、購入やリースのプロセスにおける安全で透明な取引を保証するために採用される可能性があり、これがこのセグメントの成長をさらに後押ししています。

内燃機関(ICE)セグメントは予測期間中に最も高いCAGRを示すと予想される

内燃機関(ICE)セグメントは予測期間中、CAGRが最も高くなると予測されます。このセグメントは、内燃機関を動力源とする自動車という従来の領域に金融技術ソリューションを統合することに焦点を当てています。これには、自動車ローンの確保、保険加入、支払い構造の管理などの合理化されたプロセスを促進するオンラインプラットフォームやモバイルアプリケーションが含まれます。さらに、従来の内燃機関自動車に関連する金融状況に効率性、利便性、革新性をもたらすよう努めており、これがこのセグメントの拡大を促進しています。

最大のシェアを占める地域

欧州は、自動車セクターへの金融技術ソリューションの統合のための強固な基盤があるため、予測期間中に最大の市場シェアを獲得しました。これには、オンライン自動車マーケットプレース、デジタル融資プラットフォーム、保険技術(Insurtech)、決済システムなどのアプリケーションが含まれ、迅速な信用評価、パーソナライズされた融資オプション、全体的なユーザー体験の向上に貢献しています。また、ブロックチェーン技術の統合により、安全で透明性の高い取引が保証されるため、この地域の市場規模は拡大しています。

CAGRが最も高い地域:

北米は予測期間中に最も高いCAGRを記録すると予想されます。自動車エコシステムの様々な金融面へのデジタル革新の統合は、この地理的地域における消費者の自動車購入、資金調達、管理の方法を形成しています。米国、カナダ、メキシコなどの国々では、高度なデータ分析と人工知能を活用してプロセスを合理化し、消費者により迅速でパーソナライズされた融資オプションを提供しています。このように、この地域の成長を促進するテクノロジーとサービスは多岐にわたる。

無料カスタマイズサービス:

本レポートをご購読のお客様には、以下の無料カスタマイズオプションのいずれかをご利用いただけます:

  • 企業プロファイル
    • 追加市場プレーヤーの包括的プロファイリング(3社まで)
    • 主要企業のSWOT分析(3社まで)
  • 地域セグメンテーション
    • 顧客の関心に応じた主要国の市場推計・予測・CAGR(注:フィージビリティチェックによる)
  • 競合ベンチマーキング
    • 製品ポートフォリオ、地理的プレゼンス、戦略的提携に基づく主要企業のベンチマーキング

目次

第1章 エグゼクティブサマリー

第2章 序文

  • 概要
  • ステークホルダー
  • 調査範囲
  • 調査手法
    • データマイニング
    • データ分析
    • データ検証
    • 調査アプローチ
  • 調査ソース
    • 1次調査ソース
    • 2次調査ソース
    • 前提条件

第3章 市場動向分析

  • 促進要因
  • 抑制要因
  • 機会
  • 脅威
  • エンドユーザー分析
  • 新興市場
  • 新型コロナウイルス感染症(COVID-19)の影響

第4章 ポーターのファイブフォース分析

  • 供給企業の交渉力
  • 買い手の交渉力
  • 代替品の脅威
  • 新規参入業者の脅威
  • 競争企業間の敵対関係

第5章 世界の自動車フィンテック市場:車種別

  • 商用車
  • 乗用車
  • その他の車種

第6章 世界の自動車フィンテック市場:推進タイプ別

  • 電気
  • 内燃機関(ICE)

第7章 世界の自動車フィンテック市場:流通チャネル別

  • サブスクリプション
  • オンデマンド
  • その他の流通チャネル

第8章 世界の自動車フィンテック市場:エンドユーザー別

  • デジタルローンと購入
  • オンラインリース
  • オンライン保険
  • その他のエンドユーザー

第9章 世界の自動車フィンテック市場:地域別

  • 北米
    • 米国
    • カナダ
    • メキシコ
  • 欧州
    • ドイツ
    • 英国
    • イタリア
    • フランス
    • スペイン
    • その他欧州
  • アジア太平洋地域
    • 日本
    • 中国
    • インド
    • オーストラリア
    • ニュージーランド
    • 韓国
    • その他アジア太平洋地域
  • 南米
    • アルゼンチン
    • ブラジル
    • チリ
    • その他南米
  • 中東とアフリカ
    • サウジアラビア
    • アラブ首長国連邦
    • カタール
    • 南アフリカ
    • その他中東とアフリカ

第10章 主な発展

  • 契約、パートナーシップ、コラボレーション、合弁事業
  • 買収と合併
  • 新製品の発売
  • 事業拡大
  • その他の主要戦略

第11章 企業プロファイル

  • By Miles Ltd.
  • Ant Financial
  • AutoFi Inc.
  • Blinker, Inc
  • CoinBase
  • Creditas Solues Financeiras
  • Cuvva
  • Euroclear
  • Fiserv
  • Grab
  • Kuwy Technology Service Private Limited
  • London Stock Exchange Group
  • Paytm
  • Robinhood
  • RouteOne
  • Stripe
  • The Savings Group, Inc.
  • Tesla
図表

List of Tables

  • Table 1 Global Automotive Fintech Market Outlook, By Region (2021-2030) ($MN)
  • Table 2 Global Automotive Fintech Market Outlook, By Vehicle Type (2021-2030) ($MN)
  • Table 3 Global Automotive Fintech Market Outlook, By Commercial Vehicle (2021-2030) ($MN)
  • Table 4 Global Automotive Fintech Market Outlook, By Passenger Car (2021-2030) ($MN)
  • Table 5 Global Automotive Fintech Market Outlook, By Other Vehicle Types (2021-2030) ($MN)
  • Table 6 Global Automotive Fintech Market Outlook, By Propulsion Type (2021-2030) ($MN)
  • Table 7 Global Automotive Fintech Market Outlook, By Electric (2021-2030) ($MN)
  • Table 8 Global Automotive Fintech Market Outlook, By Internal Combustion Engine (ICE) (2021-2030) ($MN)
  • Table 9 Global Automotive Fintech Market Outlook, By Distribution Channel (2021-2030) ($MN)
  • Table 10 Global Automotive Fintech Market Outlook, By Subscription (2021-2030) ($MN)
  • Table 11 Global Automotive Fintech Market Outlook, By On Demand (2021-2030) ($MN)
  • Table 12 Global Automotive Fintech Market Outlook, By Other Distribution Channels (2021-2030) ($MN)
  • Table 13 Global Automotive Fintech Market Outlook, By End User (2021-2030) ($MN)
  • Table 14 Global Automotive Fintech Market Outlook, By Digital Loans and Purchase (2021-2030) ($MN)
  • Table 15 Global Automotive Fintech Market Outlook, By Online Leasing (2021-2030) ($MN)
  • Table 16 Global Automotive Fintech Market Outlook, By Online Insurance (2021-2030) ($MN)
  • Table 17 Global Automotive Fintech Market Outlook, By Other End Users (2021-2030) ($MN)
  • Table 18 North America Automotive Fintech Market Outlook, By Country (2021-2030) ($MN)
  • Table 19 North America Automotive Fintech Market Outlook, By Vehicle Type (2021-2030) ($MN)
  • Table 20 North America Automotive Fintech Market Outlook, By Commercial Vehicle (2021-2030) ($MN)
  • Table 21 North America Automotive Fintech Market Outlook, By Passenger Car (2021-2030) ($MN)
  • Table 22 North America Automotive Fintech Market Outlook, By Other Vehicle Types (2021-2030) ($MN)
  • Table 23 North America Automotive Fintech Market Outlook, By Propulsion Type (2021-2030) ($MN)
  • Table 24 North America Automotive Fintech Market Outlook, By Introduction (2021-2030) ($MN)
  • Table 25 North America Automotive Fintech Market Outlook, By Electric (2021-2030) ($MN)
  • Table 26 North America Automotive Fintech Market Outlook, By Internal Combustion Engine (ICE) (2021-2030) ($MN)
  • Table 27 North America Automotive Fintech Market Outlook, By Distribution Channel (2021-2030) ($MN)
  • Table 28 North America Automotive Fintech Market Outlook, By Subscription (2021-2030) ($MN)
  • Table 29 North America Automotive Fintech Market Outlook, By Other Distribution Channels (2021-2030) ($MN)
  • Table 30 North America Automotive Fintech Market Outlook, By On Demand (2021-2030) ($MN)
  • Table 31 North America Automotive Fintech Market Outlook, By End User (2021-2030) ($MN)
  • Table 32 North America Automotive Fintech Market Outlook, By Digital Loans and Purchase (2021-2030) ($MN)
  • Table 33 North America Automotive Fintech Market Outlook, By Online Leasing (2021-2030) ($MN)
  • Table 34 North America Automotive Fintech Market Outlook, By Online Insurance (2021-2030) ($MN)
  • Table 35 North America Automotive Fintech Market Outlook, By Other End Users (2021-2030) ($MN)
  • Table 36 Europe Automotive Fintech Market Outlook, By Country (2021-2030) ($MN)
  • Table 37 Europe Automotive Fintech Market Outlook, By Vehicle Type (2021-2030) ($MN)
  • Table 38 Europe Automotive Fintech Market Outlook, By Commercial Vehicle (2021-2030) ($MN)
  • Table 39 Europe Automotive Fintech Market Outlook, By Passenger Car (2021-2030) ($MN)
  • Table 40 Europe Automotive Fintech Market Outlook, By Other Vehicle Types (2021-2030) ($MN)
  • Table 41 Europe Automotive Fintech Market Outlook, By Propulsion Type (2021-2030) ($MN)
  • Table 42 Europe Automotive Fintech Market Outlook, By Introduction (2021-2030) ($MN)
  • Table 43 Europe Automotive Fintech Market Outlook, By Electric (2021-2030) ($MN)
  • Table 44 Europe Automotive Fintech Market Outlook, By Internal Combustion Engine (ICE) (2021-2030) ($MN)
  • Table 45 Europe Automotive Fintech Market Outlook, By Distribution Channel (2021-2030) ($MN)
  • Table 46 Europe Automotive Fintech Market Outlook, By Subscription (2021-2030) ($MN)
  • Table 47 Europe Automotive Fintech Market Outlook, By On Demand (2021-2030) ($MN)
  • Table 48 Europe Automotive Fintech Market Outlook, By Other Distribution Channels (2021-2030) ($MN)
  • Table 49 Europe Automotive Fintech Market Outlook, By End User (2021-2030) ($MN)
  • Table 50 Europe Automotive Fintech Market Outlook, By Digital Loans and Purchase (2021-2030) ($MN)
  • Table 51 Europe Automotive Fintech Market Outlook, By Online Leasing (2021-2030) ($MN)
  • Table 52 Europe Automotive Fintech Market Outlook, By Online Insurance (2021-2030) ($MN)
  • Table 53 Europe Automotive Fintech Market Outlook, By Other End Users (2021-2030) ($MN)
  • Table 54 Asia Pacific Automotive Fintech Market Outlook, By Country (2021-2030) ($MN)
  • Table 55 Asia Pacific Automotive Fintech Market Outlook, By Vehicle Type (2021-2030) ($MN)
  • Table 56 Asia Pacific Automotive Fintech Market Outlook, By Commercial Vehicle (2021-2030) ($MN)
  • Table 57 Asia Pacific Automotive Fintech Market Outlook, By Passenger Car (2021-2030) ($MN)
  • Table 58 Asia Pacific Automotive Fintech Market Outlook, By Other Vehicle Types (2021-2030) ($MN)
  • Table 59 Asia Pacific Automotive Fintech Market Outlook, By Propulsion Type (2021-2030) ($MN)
  • Table 60 Asia Pacific Automotive Fintech Market Outlook, By Introduction (2021-2030) ($MN)
  • Table 61 Asia Pacific Automotive Fintech Market Outlook, By Electric (2021-2030) ($MN)
  • Table 62 Asia Pacific Automotive Fintech Market Outlook, By Internal Combustion Engine (ICE) (2021-2030) ($MN)
  • Table 63 Asia Pacific Automotive Fintech Market Outlook, By Distribution Channel (2021-2030) ($MN)
  • Table 64 Asia Pacific Automotive Fintech Market Outlook, By Subscription (2021-2030) ($MN)
  • Table 65 Asia Pacific Automotive Fintech Market Outlook, By On Demand (2021-2030) ($MN)
  • Table 66 Asia Pacific Automotive Fintech Market Outlook, By Other Distribution Channels (2021-2030) ($MN)
  • Table 67 Asia Pacific Automotive Fintech Market Outlook, By End User (2021-2030) ($MN)
  • Table 68 Asia Pacific Automotive Fintech Market Outlook, By Digital Loans and Purchase (2021-2030) ($MN)
  • Table 69 Asia Pacific Automotive Fintech Market Outlook, By Online Leasing (2021-2030) ($MN)
  • Table 70 Asia Pacific Automotive Fintech Market Outlook, By Online Insurance (2021-2030) ($MN)
  • Table 71 Asia Pacific Automotive Fintech Market Outlook, By Other End Users (2021-2030) ($MN)
  • Table 72 South America Automotive Fintech Market Outlook, By Country (2021-2030) ($MN)
  • Table 73 South America Automotive Fintech Market Outlook, By Vehicle Type (2021-2030) ($MN)
  • Table 74 South America Automotive Fintech Market Outlook, By Commercial Vehicle (2021-2030) ($MN)
  • Table 75 South America Automotive Fintech Market Outlook, By Passenger Car (2021-2030) ($MN)
  • Table 76 South America Automotive Fintech Market Outlook, By Other Vehicle Types (2021-2030) ($MN)
  • Table 77 South America Automotive Fintech Market Outlook, By Propulsion Type (2021-2030) ($MN)
  • Table 78 South America Automotive Fintech Market Outlook, By Introduction (2021-2030) ($MN)
  • Table 79 South America Automotive Fintech Market Outlook, By Electric (2021-2030) ($MN)
  • Table 80 South America Automotive Fintech Market Outlook, By Internal Combustion Engine (ICE) (2021-2030) ($MN)
  • Table 81 South America Automotive Fintech Market Outlook, By Distribution Channel (2021-2030) ($MN)
  • Table 82 South America Automotive Fintech Market Outlook, By Subscription (2021-2030) ($MN)
  • Table 83 South America Automotive Fintech Market Outlook, By On Demand (2021-2030) ($MN)
  • Table 84 South America Automotive Fintech Market Outlook, By Other Distribution Channels (2021-2030) ($MN)
  • Table 85 South America Automotive Fintech Market Outlook, By End User (2021-2030) ($MN)
  • Table 86 South America Automotive Fintech Market Outlook, By Digital Loans and Purchase (2021-2030) ($MN)
  • Table 87 South America Automotive Fintech Market Outlook, By Online Leasing (2021-2030) ($MN)
  • Table 88 South America Automotive Fintech Market Outlook, By Online Insurance (2021-2030) ($MN)
  • Table 89 South America Automotive Fintech Market Outlook, By Other End Users (2021-2030) ($MN)
  • Table 90 Middle East & Africa Automotive Fintech Market Outlook, By Country (2021-2030) ($MN)
  • Table 91 Middle East & Africa Automotive Fintech Market Outlook, By Vehicle Type (2021-2030) ($MN)
  • Table 92 Middle East & Africa Automotive Fintech Market Outlook, By Commercial Vehicle (2021-2030) ($MN)
  • Table 93 Middle East & Africa Automotive Fintech Market Outlook, By Passenger Car (2021-2030) ($MN)
  • Table 94 Middle East & Africa Automotive Fintech Market Outlook, By Other Vehicle Types (2021-2030) ($MN)
  • Table 95 Middle East & Africa Automotive Fintech Market Outlook, By Propulsion Type (2021-2030) ($MN)
  • Table 96 Middle East & Africa Automotive Fintech Market Outlook, By Introduction (2021-2030) ($MN)
  • Table 97 Middle East & Africa Automotive Fintech Market Outlook, By Electric (2021-2030) ($MN)
  • Table 98 Middle East & Africa Automotive Fintech Market Outlook, By Internal Combustion Engine (ICE) (2021-2030) ($MN)
  • Table 99 Middle East & Africa Automotive Fintech Market Outlook, By Distribution Channel (2021-2030) ($MN)
  • Table 100 Middle East & Africa Automotive Fintech Market Outlook, By Subscription (2021-2030) ($MN)
  • Table 101 Middle East & Africa Automotive Fintech Market Outlook, By On Demand (2021-2030) ($MN)
  • Table 102 Middle East & Africa Automotive Fintech Market Outlook, By Other Distribution Channels (2021-2030) ($MN)
  • Table 103 Middle East & Africa Automotive Fintech Market Outlook, By End User (2021-2030) ($MN)
  • Table 104 Middle East & Africa Automotive Fintech Market Outlook, By Digital Loans and Purchase (2021-2030) ($MN)
  • Table 105 Middle East & Africa Automotive Fintech Market Outlook, By Online Leasing (2021-2030) ($MN)
  • Table 106 Middle East & Africa Automotive Fintech Market Outlook, By Online Insurance (2021-2030) ($MN)
  • Table 107 Middle East & Africa Automotive Fintech Market Outlook, By Other End Users (2021-2030) ($MN)
目次
Product Code: SMRC24971

According to Stratistics MRC, the Global Automotive Fintech Market is accounted for $52.4 billion in 2023 and is expected to reach $109.5 billion by 2030 growing at a CAGR of 11.1% during the forecast period. Automotive Fintech refers to the intersection of financial technology (Fintech) and the automotive industry, leveraging innovative digital solutions to transform and enhance financial services within the automotive ecosystem. This often involves the integration of advanced digital platforms, data analytics, and artificial intelligence to streamline processes such as auto financing, insurance, leasing, and payment systems.

According to OICA, in 2020, vehicle sales resulted in a 13% YOY decline, which directly impacted the auto finance and auto insurance market significantly.

Market Dynamics:

Driver:

Adoption of AI and machine learning

AI and ML technologies play a pivotal role in transforming various facets of financial services within the automotive industry. These technologies can identify anomalies and suspicious activities in real-time, ensuring secure and transparent transactions in the automotive fintech space. Moreover, AI-powered chatbots and virtual assistants streamline customer interactions, providing instant support for inquiries related to financing, insurance, and payment processes, which are driving this market expansion.

Restraint:

Lack of awareness

The complexity of financial technology and its applications in the automotive industry can contribute to the lack of awareness. Many consumers and industry participants may not be fully aware of the range of digital financial services available, which can result in a reluctance to explore or adopt these innovative solutions. Furthermore, industry stakeholders, including automotive manufacturers, may also have limited knowledge, which hinders partnerships and collaborations in the market.

Opportunity:

Advancements in telematics and IoT

Telematics involves the integration of telecommunications and informatics in vehicles, coupled with IoT connectivity, and provides a wealth of real-time data and insights into driving behavior, vehicle performance, and usage patterns. This not only enhances customer engagement but also fosters a more dynamic and responsive financial ecosystem within the automotive industry. Furthermore, the connectivity facilitates opportunities for innovative financial services, such as pay-as-you-drive models and usage-based financing, which is driving this market size.

Threat:

Regulatory challenges

The stringent and diverse regulatory frameworks across different regions and countries require fintech companies to navigate a complex landscape, leading to increased compliance costs and potential legal hurdles. Moreover, the evolving nature of fintech innovations often outpaces the development of regulatory frameworks, leading to a lack of standardized guidelines. This regulatory lag creates uncertainties for automotive fintech companies, hindering their ability to scale and innovate confidently.

Covid-19 Impact

The COVID-19 pandemic has significantly impacted the automotive fintech market in various ways, introducing challenges and disruptions to the industry. The economic uncertainties stemming from lockdowns, supply chain disruptions, and reduced consumer spending have created a complex environment. However, the pandemic has led to a decline in overall consumer demand for vehicles, hampering financing and lending activities within the automotive fintech market.

The passenger car segment is expected to be the largest during the forecast period

The passenger car segment is estimated to hold the largest share because it specifically focuses on applying financial technology to enhance the buying, financing, and ownership experience for individual consumers of passenger vehicles. Applications include auto loans, leasing, insurance, and payment systems tailored to meet the unique needs of private vehicle owners. Additionally, blockchain technology may be employed to ensure secure and transparent transactions during the purchase or leasing process, which further propels this segment's growth.

The internal combustion engine (ICE) segment is expected to have the highest CAGR during the forecast period

The internal combustion engine (ICE) segment is anticipated to have highest CAGR during the forecast period. This segment focuses on integrating financial technology solutions into the traditional realm of vehicles powered by internal combustion engines. These include online platforms and mobile applications that facilitate streamlined processes for securing auto loans, insurance coverage, and managing payment structures. Moreover, it endeavors to bring efficiency, convenience, and innovation to the financial landscape associated with traditional combustion engine vehicles, which is fostering this segment's expansion.

Region with largest share:

Europe commanded the largest market share during the extrapolated period, owing to a solid foundation for the integration of financial technology solutions into the automotive sector. It includes applications such as online car marketplaces, digital lending platforms, insurance technology (Insurtech), and payment systems, which contribute to quicker credit assessments, personalized financing options, and improved overall user experiences. In addition, the integration of blockchain technology ensures secure and transparent transactions, thereby boosting the size of this region.

Region with highest CAGR:

North America is expected to witness highest CAGR over the projection period. The integration of digital innovations into various financial aspects of the automotive ecosystem is shaping the way consumers purchase, finance, and manage vehicles in this geographic area. Countries like the United States, Canada, and Mexico leverage advanced data analytics and artificial intelligence to streamline processes, offering consumers faster and more personalized financing options. Thus, it encompasses a spectrum of technologies and services that drive this region's growth.

Key players in the market

Some of the key players in the Automotive Fintech Market include By Miles Ltd., Ant Financial, AutoFi Inc., Blinker, Inc, CoinBase, Creditas Solues Financeiras, Cuvva, Euroclear, Fiserv, Grab, Kuwy Technology Service Private Limited, London Stock Exchange Group, Paytm, Robinhood, RouteOne, Stripe, The Savings Group, Inc. and Tesla .

Key Developments:

In August 2023, Robinhood Markets, Inc. is partnering with Texas Christian University (TCU) to provide financial education coursework for the university's student-athletes through its signature Robinhood Money Drills program.

In July 2023, Standard Chartered and Ant Group entered into an agreement to deepen their partnership in driving green and inclusive finance, global fund management and sustainable development.

Vehicle Types Covered:

  • Commercial Vehicle
  • Passenger Car
  • Other Vehicle Types

Propulsion Types Covered:

  • Electric
  • Internal Combustion Engine (ICE)

Distribution Channels Covered:

  • Subscription
  • On Demand
  • Other Distribution Channels

End Users Covered:

  • Digital Loans and Purchase
  • Online Leasing
  • Online Insurance
  • Other End Users

Regions Covered:

  • North America
    • US
    • Canada
    • Mexico
  • Europe
    • Germany
    • UK
    • Italy
    • France
    • Spain
    • Rest of Europe
  • Asia Pacific
    • Japan
    • China
    • India
    • Australia
    • New Zealand
    • South Korea
    • Rest of Asia Pacific
  • South America
    • Argentina
    • Brazil
    • Chile
    • Rest of South America
  • Middle East & Africa
    • Saudi Arabia
    • UAE
    • Qatar
    • South Africa
    • Rest of Middle East & Africa

What our report offers:

  • Market share assessments for the regional and country-level segments
  • Strategic recommendations for the new entrants
  • Covers Market data for the years 2021, 2022, 2023, 2026, and 2030
  • Market Trends (Drivers, Constraints, Opportunities, Threats, Challenges, Investment Opportunities, and recommendations)
  • Strategic recommendations in key business segments based on the market estimations
  • Competitive landscaping mapping the key common trends
  • Company profiling with detailed strategies, financials, and recent developments
  • Supply chain trends mapping the latest technological advancements

Free Customization Offerings:

All the customers of this report will be entitled to receive one of the following free customization options:

  • Company Profiling
    • Comprehensive profiling of additional market players (up to 3)
    • SWOT Analysis of key players (up to 3)
  • Regional Segmentation
    • Market estimations, Forecasts and CAGR of any prominent country as per the client's interest (Note: Depends on feasibility check)
  • Competitive Benchmarking
    • Benchmarking of key players based on product portfolio, geographical presence, and strategic alliances

Table of Contents

1 Executive Summary

2 Preface

  • 2.1 Abstract
  • 2.2 Stake Holders
  • 2.3 Research Scope
  • 2.4 Research Methodology
    • 2.4.1 Data Mining
    • 2.4.2 Data Analysis
    • 2.4.3 Data Validation
    • 2.4.4 Research Approach
  • 2.5 Research Sources
    • 2.5.1 Primary Research Sources
    • 2.5.2 Secondary Research Sources
    • 2.5.3 Assumptions

3 Market Trend Analysis

  • 3.1 Introduction
  • 3.2 Drivers
  • 3.3 Restraints
  • 3.4 Opportunities
  • 3.5 Threats
  • 3.6 End User Analysis
  • 3.7 Emerging Markets
  • 3.8 Impact of Covid-19

4 Porters Five Force Analysis

  • 4.1 Bargaining power of suppliers
  • 4.2 Bargaining power of buyers
  • 4.3 Threat of substitutes
  • 4.4 Threat of new entrants
  • 4.5 Competitive rivalry

5 Global Automotive Fintech Market, By Vehicle Type

  • 5.1 Introduction
  • 5.2 Commercial Vehicle
  • 5.3 Passenger Car
  • 5.4 Other Vehicle Types

6 Global Automotive Fintech Market, By Propulsion Type

  • 6.1 Introduction
  • 6.2 Electric
  • 6.3 Internal Combustion Engine (ICE)

7 Global Automotive Fintech Market, By Distribution Channel

  • 7.1 Introduction
  • 7.2 Subscription
  • 7.3 On Demand
  • 7.4 Other Distribution Channels

8 Global Automotive Fintech Market, By End User

  • 8.1 Introduction
  • 8.2 Digital Loans and Purchase
  • 8.3 Online Leasing
  • 8.5 Online Insurance
  • 8.6 Other End Users

9 Global Automotive Fintech Market, By Geography

  • 9.1 Introduction
  • 9.2 North America
    • 9.2.1 US
    • 9.2.2 Canada
    • 9.2.3 Mexico
  • 9.3 Europe
    • 9.3.1 Germany
    • 9.3.2 UK
    • 9.3.3 Italy
    • 9.3.4 France
    • 9.3.5 Spain
    • 9.3.6 Rest of Europe
  • 9.4 Asia Pacific
    • 9.4.1 Japan
    • 9.4.2 China
    • 9.4.3 India
    • 9.4.4 Australia
    • 9.4.5 New Zealand
    • 9.4.6 South Korea
    • 9.4.7 Rest of Asia Pacific
  • 9.5 South America
    • 9.5.1 Argentina
    • 9.5.2 Brazil
    • 9.5.3 Chile
    • 9.5.4 Rest of South America
  • 9.6 Middle East & Africa
    • 9.6.1 Saudi Arabia
    • 9.6.2 UAE
    • 9.6.3 Qatar
    • 9.6.4 South Africa
    • 9.6.5 Rest of Middle East & Africa

10 Key Developments

  • 10.1 Agreements, Partnerships, Collaborations and Joint Ventures
  • 10.2 Acquisitions & Mergers
  • 10.3 New Product Launch
  • 10.4 Expansions
  • 10.5 Other Key Strategies

11 Company Profiling

  • 11.1 By Miles Ltd.
  • 11.2 Ant Financial
  • 11.3 AutoFi Inc.
  • 11.4 Blinker, Inc
  • 11.5 CoinBase
  • 11.6 Creditas Solues Financeiras
  • 11.7 Cuvva
  • 11.8 Euroclear
  • 11.9 Fiserv
  • 11.10 Grab
  • 11.11 Kuwy Technology Service Private Limited
  • 11.12 London Stock Exchange Group
  • 11.13 Paytm
  • 11.14 Robinhood
  • 11.15 RouteOne
  • 11.16 Stripe
  • 11.17 The Savings Group, Inc.
  • 11.18 Tesla