非接触決済市場規模、シェア、成長分析、コンポーネント別、タイプ別、用途別、業界別、地域別-2025年～2032年産業予測

非接触決済の世界市場規模は2023年に425億米ドルとなり、予測期間（2025年～2032年）のCAGRは9.9%で、2024年の467億1,000万米ドルから2032年には994億米ドルに成長する見通しです。

非接触決済市場は、スマートフォンやデジタルウォレットの普及によって大きな影響を受けており、その要因としては、使いやすさ、セキュリティ、小売、交通、オンラインサービスなどさまざまな分野で広く受け入れられていることなどが挙げられます。企業は戦略的に、都市部の小売環境や、ホスピタリティやフードサービスといった特定の業界に焦点を当てています。非接触決済の摩擦のない性質は、取引時間を短縮し、特にピーク時の待ち行列を最小限に抑えることで、顧客体験を向上させる。NFC、HCE、RFIDのような技術は、迅速なタッチ＆ゴー取引を促進し、顧客回転率の向上と収益の増加につながります。さらに、トランザクションごとの手数料やサブスクリプション・モデルなど、市場競争力のある価格戦略が市場力学を形成しています。生体認証のようなイノベーションはセキュリティと利便性を高め、複数のチャネルにおける消費者の採用をさらに促進し、大手プロバイダーの市場ポジションを強化しています。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析

非接触決済市場規模：コンポーネント別& CAGR（2025年～2032年）

• 市場概要
• ハードウェア
  • POS
  • カード
  • その他
• ソリューション
• サービス
  • コンサルティング
  • 統合と展開
  • サポートとメンテナンス

非接触決済市場規模：タイプ別& CAGR（2025年～2032年）

• 市場概要
• スマートフォン決済
• カード決済
  • クレジットカード
  • デビットカード
  • その他

非接触決済市場規模：用途別& CAGR（2025年～2032年）

• 市場概要
• 小売り
  • 家電
  • ファッション＆衣料品
  • その他
• 交通機関
• ヘルスケア
• ホスピタリティ
• その他

非接触決済市場規模：業界別& CAGR（2025年～2032年）

• 市場概要
• 小売り
• ホスピタリティ
• ヘルスケア
• エネルギーと公益事業
• 運輸・物流
• BFSI
• その他

非接触決済市場規模& CAGR（2025年～2032年）

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他の欧州
• アジア太平洋
  • 中国
  • インド
  • 日本
  • 韓国
  • その他のアジア太平洋
• ラテンアメリカ
  • ブラジル
  • その他のラテンアメリカ
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他の中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022年～2024年）

主要企業プロファイル

• Visa Inc.（USA）
• Mastercard Inc.（USA）
• Apple Inc.（USA）
• Google LLC（USA）
• Samsung Electronics Co., Ltd.（South Korea）
• PayPal Holdings Inc.（USA）
• Alipay（China）
• Fiserv, Inc.（USA）
• Global Payments Inc.（USA）
• Stripe, Inc.（USA）
• Adyen N.V.（Netherlands）
• Ingenico（France）
• Verifone Holdings, Inc.（USA）
• Thales Group（France）
• Giesecke+Devrient GmbH（Germany）
• IDEMIA（France）
• ACI Worldwide Inc.（USA）
• Square, Inc.（USA）
• PayU（Netherlands）
• Infineon Technologies AG（Germany）

結論と提言

Global Contactless Payment Market size was valued at USD 42.5 billion in 2023 and is poised to grow from USD 46.71 billion in 2024 to USD 99.4 billion by 2032, growing at a CAGR of 9.9% during the forecast period (2025-2032).

The contactless payment market is significantly influenced by the widespread adoption of smartphones and digital wallets, driven by factors like usability, security, and broad acceptance across various sectors including retail, transportation, and online services. Companies are strategically focusing on urban retail environments or specific industries such as hospitality and food services. The frictionless nature of contactless payments enhances the customer experience by reducing transaction times and minimizing queues, especially during peak hours. Technologies like NFC, HCE, and RFID facilitate rapid touch-and-go transactions, leading to increased customer turnover and revenue growth. Moreover, competitive pricing strategies, including per-transaction fees and subscription models, shape market dynamics. Innovations like biometric verification enhance security and convenience, further advancing consumer adoption across multiple channels and reinforcing the market positions of leading providers.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Contactless Payment market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Contactless Payment Market Segments Analysis

Global Contactless Payment Market is segmented by Component, Type, Application, Vertical and region. Based on Component, the market is segmented into Hardware, Solutions and Services. Based on Type, the market is segmented into Smartphone Based Payments and Card Based Payments. Based on Application, the market is segmented into Retail, Transportation, Healthcare, Hospitality and Others. Based on Vertical, the market is segmented into Retail, Hospitality, Healthcare, Energy and Utilities, Transportation and Logistics, BFSI and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Contactless Payment Market

The global contactless payment market is being significantly propelled by the growing trend towards cashless transactions, resulting in a heightened consumer preference for contactless payment methods. The convenience, rapid processing, and enhanced security that contactless transactions provide have encouraged widespread adoption in various sectors, including retail, hospitality, healthcare, and transportation. As consumers become more reliant on NFC-enabled smartphones, wearable devices, and contactless cards for quick and seamless transactions, this shift is driving remarkable growth within the market. The inclination towards adopting these innovative payment solutions is transforming the way consumers conduct financial transactions globally.

Restraints in the Global Contactless Payment Market

Despite the convenience that contactless payment methods provide, the market faces substantial challenges primarily due to concerns about data breaches, identity theft, and fraudulent activities. Cybercriminals are constantly adapting their strategies to take advantage of vulnerabilities in payment systems. The lack of strong security measures-such as encryption, biometric authentication, and AI-powered fraud detection-poses a significant threat, leading to potential financial losses and data compromises. These issues can significantly undermine consumer confidence and impede the growth of the global contactless payment market as users become more hesitant to adopt these technologies without sufficient safeguards in place.

Market Trends of the Global Contactless Payment Market

The Global Contactless Payment market is witnessing a significant shift towards biometric authentication as a key trend, enhancing both security and user experience. Financial institutions and fintech firms are increasingly adopting biometric solutions, such as fingerprint and facial recognition technology, to facilitate seamless and secure transactions. Mastercard's introduction of biometric payment cards exemplifies this movement, allowing users to authenticate payments without the cumbersome requirements of PINs or signatures. As the demand for secure and efficient payment processes grows, this trend is anticipated to gain momentum, significantly curbing fraud risks and reshaping the landscape of contactless transactions worldwide.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global Contactless Payment Market Size by Component & CAGR (2025-2032)

• Market Overview
• Hardware
  • POS
  • Cards
  • Others
• Solutions
• Services
  • Consulting
  • Integration and Deployment
  • Support and Maintenance

Global Contactless Payment Market Size by Type & CAGR (2025-2032)

• Market Overview
• Smartphone Based Payments
• Card Based Payments
  • Credit Cards
  • Debit Cards
  • Others

Global Contactless Payment Market Size by Application & CAGR (2025-2032)

• Market Overview
• Retail
  • Consumer Electronics
  • Fashion & Garments
  • Others
• Transportation
• Healthcare
• Hospitality
• Others

Global Contactless Payment Market Size by Vertical & CAGR (2025-2032)

• Market Overview
• Retail
• Hospitality
• Healthcare
• Energy and Utilities
• Transportation and Logistics
• BFSI
• Others

Global Contactless Payment Market Size & CAGR (2025-2032)

• North America (Component, Type, Application, Vertical)
  • US
  • Canada
• Europe (Component, Type, Application, Vertical)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Component, Type, Application, Vertical)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Component, Type, Application, Vertical)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Component, Type, Application, Vertical)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Visa Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mastercard Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Apple Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Google LLC (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Samsung Electronics Co., Ltd. (South Korea)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayPal Holdings Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Alipay (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Payments Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Stripe, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Adyen N.V. (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ingenico (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Verifone Holdings, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Thales Group (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Giesecke+Devrient GmbH (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IDEMIA (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ACI Worldwide Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Square, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayU (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Infineon Technologies AG (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations