市場調査レポート

商品コード

1658162

マイクロファイナンス市場規模、シェア、成長分析：サービスタイプ別、プロバイダー別、地域別 - 産業予測 2025～2032年

Microfinance Market Size, Share, and Growth Analysis, By Service Type (Group and Individual Micro Credit, Leasing), By Providers (Banks, Non-banks), By Region - Industry Forecast 2025-2032

出版日: 2025年02月18日
発行: SkyQuest
ページ情報: 英文 207 Pages
納期: 3～5営業日

価格

PDF & Excel (Single User License)

USD 5,300 760,921円

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PDF & Excel (Multiple User License)

USD 6,200 890,134円

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PDF & Excel (Enterprise License)

USD 7,100 1,019,347円

レポートPDF・Excelを同一企業に所属の全世界の方にご使用頂けるライセンスです。PDF・Excel内のテキスト等のコピーは可能です。PDF・Excelの印刷は可能ですが、印刷したもののご利用はPDF・Excelのご利用範囲に準拠します。

価格表記: USDを日本円(税抜)に換算

本日の銀行送金レート: 1USD=143.57円

全表示
概要
目次

概要

サンプル依頼リストに入れる

マイクロファイナンス市場規模は2023年に2,442億米ドルとなり、2024年の2,710億6,000万米ドルから2032年には6,246億7,000万米ドルに成長し、予測期間（2025年～2032年）のCAGRは11.0％で成長する見通しです。

マイクロファイナンス市場は、中小企業数の増加や低所得者層向けの融資制度へのアクセス拡大が追い風となり、拡大が見込まれています。開発途上地域、低開発地域のいずれにおいても、政府や金融機関が重要な役割を果たしており、マイクロファイナンスサービスへの関心の高まりを支えています。技術インフラが強化されたことで、効率的な取引プロセスが可能になり、特に家内工業を営む農村部の女性に恩恵がもたらされ、家計所得の向上に役立っています。急増するマイクロファイナンス組織の存在は、貧困を緩和し、社会から疎外された人々の生活水準を向上させる上で極めて重要です。しかし、高金利や厳しい返済条件といった課題は依然として残っています。逆に、モバイルバンキングやATMのようなイノベーションは、発展途上国における市場成長の大きな機会をもたらし、マイクロファイナンスソリューションの進化を後押ししています。

北米
- 米国
- カナダ
欧州
- ドイツ
- スペイン
- フランス
- 英国
- イタリア
- その他欧州地域
アジア太平洋地域
- 中国
- インド
- 日本
- 韓国
- その他アジア太平洋地域
ラテンアメリカ
- ブラジル
- その他ラテンアメリカ地域
中東・アフリカ
- GCC諸国
- 南アフリカ
- その他中東・アフリカ

競合情報

上位5社の比較
主要企業の市場ポジショニング（2024年）
主な市場企業が採用した戦略
最近の市場動向
企業の市場シェア分析（2024年）
主要企業の企業プロファイル
- 企業の詳細
- 製品ポートフォリオ分析
- 企業のセグメント別シェア分析
- 収益の前年比比較（2022-2024）

主要企業プロファイル

Ant Group Co., Ltd.（China）
SUNING GROUP（China）
Baidu（China）
Tencent（China）
JD.com（China）
BRAC Bank Limited（Bangladesh）
Banco do Nordeste（Brazil）
Equitas Small Finance Bank（India）
Ujjivan Small Finance Bank（India）
AU Small Finance Bank（India）
Bandhan Bank（India）
Gentera SAB de CV（Mexico）
Banco Compartamos（Mexico）
ASA International（United Kingdom）
CreditAccess Grameen Limited（India）
SKS Microfinance Limited（now Bharat Financial Inclusion Limited）（India）
Shinhan Financial Group（South Korea）
Bank Rakyat Indonesia（BRI）（Indonesia）
Capitec Bank（South Africa）

結論と提言

Product Code: SQMIG40F2001

Microfinance Market size was valued at USD 244.2 billion in 2023 and is poised to grow from USD 271.06 billion in 2024 to USD 624.67 billion by 2032, growing at a CAGR of 11.0% during the forecast period (2025-2032).

The microfinance market is poised for expansion, fueled by the rising number of small and medium-sized enterprises and greater access to loan facilities for low-income populations. Governments and financial institutions are playing pivotal roles in both developing and underdeveloped regions, supporting the increasing interest in microfinance services. Enhanced technological infrastructure allows for efficient transaction processes, particularly benefiting rural women in cottage industries and helping to boost household incomes. The burgeoning presence of microfinance organizations is crucial in alleviating poverty and improving living standards among marginalized groups. However, challenges such as high interest rates and stringent repayment terms persist. Conversely, innovations like mobile banking and ATMs present significant opportunities for market growth in developing countries, driving the evolution of microfinance solutions.

Top-down and bottom-up approaches were used to estimate and validate the size of the Microfinance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Microfinance Market Segments Analysis

Global Microfinance Market is segmented by Service Type, Providers and region. Based on Service Type, the market is segmented into Group and Individual Micro Credit, Leasing, Micro Investment Funds, Insurance and Savings And Checking Accounts. Based on Providers, the market is segmented into Banks and Non-banks. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Microfinance Market

Microfinance serves as a crucial catalyst in delivering financial services to marginalized and low-income communities, significantly advancing global financial inclusion objectives. By focusing on individuals and groups often overlooked by traditional banking institutions, microfinance empowers these populations, enabling them to access essential financial resources. This accessibility fosters economic growth and stability, allowing individuals to invest in entrepreneurial ventures, education, and healthcare. The positive impact of microfinance extends beyond mere financial support; it cultivates empowerment and self-sufficiency, ultimately contributing to the overall well-being and resilience of communities. Thus, the microfinance sector is essential for fostering equitable economic opportunities worldwide.

Restraints in the Microfinance Market

The microfinance market faces significant constraints due to irregular income patterns and economic volatility experienced by low-income borrowers. These financial uncertainties often lead to difficulties in loan repayment, which not only affects the personal finances of borrowers but also threatens the overall sustainability of microfinance institutions. The inability of borrowers to maintain consistent and reliable income streams can create a challenging environment for these institutions, potentially limiting their growth and operational viability. Consequently, the stability of the microfinance sector is jeopardized, underscoring the need for adaptive strategies to address these ongoing challenges.

Market Trends of the Microfinance Market

The microfinance market is witnessing a robust trend towards digital transformation, driven by the increasing digitization of operations. This shift enhances operational efficiency, minimizes costs, and significantly elevates customer experience. Financial institutions are leveraging advanced technologies such as mobile banking, AI-driven credit assessments, and blockchain for transaction security, enabling broader access to financial services, particularly in underserved communities. The integration of technology not only streamlines processes but also fosters innovation in product offerings, enabling microfinance institutions to cater to diverse customer needs effectively. As the market continues to evolve, this digital pivot is set to redefine how microfinance services are delivered globally.

Introduction

Objectives of the Study
Scope of the Report
Definitions

Research Methodology

Information Procurement
Secondary & Primary Data Methods
Market Size Estimation
Market Assumptions & Limitations

Executive Summary

Global Market Outlook
Supply & Demand Trend Analysis
Segmental Opportunity Analysis

Market Dynamics & Outlook

Market Overview
Market Size
Market Dynamics
- Drivers & Opportunities
- Restraints & Challenges
Porters Analysis
- Competitive rivalry
- Threat of substitute
- Bargaining power of buyers
- Threat of new entrants
- Bargaining power of suppliers

Key Market Insights

Key Success Factors
Degree of Competition
Top Investment Pockets
Market Ecosystem
Market Attractiveness Index, 2024
PESTEL Analysis
Macro-Economic Indicators
Value Chain Analysis
Pricing Analysis

Global Microfinance Market Size by Service Type & CAGR (2025-2032)

Market Overview
Group and Individual Micro Credit
Leasing
Micro Investment Funds
Insurance
Savings And Checking Accounts

Global Microfinance Market Size by Providers & CAGR (2025-2032)

Market Overview
Banks
Non-banks

Global Microfinance Market Size & CAGR (2025-2032)

North America (Service Type, Providers)
- US
- Canada
Europe (Service Type, Providers)
- Germany
- Spain
- France
- UK
- Italy
- Rest of Europe
Asia Pacific (Service Type, Providers)
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America (Service Type, Providers)
- Brazil
- Rest of Latin America
Middle East & Africa (Service Type, Providers)
- GCC Countries
- South Africa
- Rest of Middle East & Africa

Competitive Intelligence

Top 5 Player Comparison
Market Positioning of Key Players, 2024
Strategies Adopted by Key Market Players
Recent Developments in the Market
Company Market Share Analysis, 2024
Company Profiles of All Key Players
- Company Details
- Product Portfolio Analysis
- Company's Segmental Share Analysis
- Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

Ant Group Co., Ltd. (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
SUNING GROUP (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Baidu (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Tencent (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
JD.com (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
BRAC Bank Limited (Bangladesh)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Banco do Nordeste (Brazil)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Equitas Small Finance Bank (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Ujjivan Small Finance Bank (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
AU Small Finance Bank (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Bandhan Bank (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Gentera SAB de CV (Mexico)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Banco Compartamos (Mexico)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
ASA International (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
CreditAccess Grameen Limited (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
SKS Microfinance Limited (now Bharat Financial Inclusion Limited) (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Shinhan Financial Group (South Korea)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Bank Rakyat Indonesia (BRI) (Indonesia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Capitec Bank (South Africa)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments

マイクロファイナンス市場規模、シェア、成長分析：サービスタイプ別、プロバイダー別、地域別 - 産業予測 2025～2032年

Microfinance Market Size, Share, and Growth Analysis, By Service Type (Group and Individual Micro Credit, Leasing), By Providers (Banks, Non-banks), By Region - Industry Forecast 2025-2032

目次

イントロダクション

調査手法

エグゼクティブサマリー

市場力学と見通し

主な市場の考察

マイクロファイナンス市場規模：サービスタイプ別& CAGR（2025-2032）

マイクロファイナンス市場規模：プロバイダー別& CAGR（2025-2032）

マイクロファイナンス市場規模：地域別& CAGR（2025-2032）