市場調査レポート

商品コード

1533605

デジタル決済の市場規模、シェア、成長分析：オファリング別、取引タイプ別、決済モード別、業界別、地域別 - 産業予測、2024年～2031年

Digital Payment Market Size, Share, Growth Analysis, By Offering, By Transaction Type, By Payment Mode, By Vertical, By Region - Industry Forecast 2024-2031

出版日: 2024年08月08日
発行: SkyQuest
ページ情報: 英文 165 Pages
納期: 3～5営業日

価格

PDF & Excel (Single User License)

USD 5,300 760,921円

レポートPDF・Excelを1 名様のみがご利用頂けるライセンスです。PDF・Excell内のテキスト等のコピーは可能です。PDF・Excelの印刷は可能ですが、印刷したもののご利用はPDF・Excelのご利用範囲に準拠します

PDF & Excel (Multiple User License)

USD 6,200 890,134円

レポートPDF・Excel2-5名様までがご利用頂けるライセンスです。PDF・Excel内のテキスト等のコピーは可能です。PDF・Excelの印刷は可能ですが、印刷したもののご利用はPDF・Excelのご利用範囲に準拠します。

PDF & Excel (Enterprise License)

USD 7,100 1,019,347円

レポートPDF・Excelを同一企業に所属の全世界の方にご使用頂けるライセンスです。PDF・Excel内のテキスト等のコピーは可能です。PDF・Excelの印刷は可能ですが、印刷したもののご利用はPDF・Excelのご利用範囲に準拠します。

価格表記: USDを日本円(税抜)に換算

本日の銀行送金レート: 1USD=143.57円

全表示
概要
目次

概要

サンプル依頼リストに入れる

デジタル決済の市場規模は、2022年に9兆6,100億米ドル、2023年に10兆5,300億米ドル、そして2031年までには21兆8,300億米ドルとなり、予測期間（2024年～2031年）のCAGRは9.55％で成長すると予測されます。

近年、デジタル決済の急増は、スマートフォンの普及と非接触型取引の普及によってもたらされています。SkyQuestの詳細な分析によると、2023年の世界取引の約45%はデジタル決済方式で行われ、利便性を求める消費者の強い選好を反映しています。この動向は、モバイルバンキングやeコマースが普及している新興経済諸国で最も顕著ですが、モバイルウォレットや決済アプリケーションを導入している新興国市場でも急速に普及しています。現在の市場参入企業には、PayPal、Square、Alibabaなどの有名企業に加え、このデジタルシフトに適応してきた伝統的な金融機関も含まれます。セキュリティは依然として重要な要素であり、ユーザー情報を保護するための高度な暗号化技術や認証技術の開発が推進されています。AIやブロックチェーン技術の採用によりデジタル決済市場が成長を続ける中、こうした技術革新は決済の効率性、安全性、世界な展開をさらに強化すると思われます。

市場概要
ソリューション
- 決済ゲートウェイ
- 決済処理業者
- 決済ウォレット
- POSソリューション
- その他の解決策
サービス
- プロフェッショナルサービス
コンサルティング
実装
サポート・メンテナンス
- マネージドサービス

デジタル決済市場：取引タイプ別

市場概要
国内
国際間取引

デジタル決済市場：決済モード別

市場概要
カード
デジタルウォレット
自動決済機関（ACH）送金
その他の決済モード

デジタル決済市場：業界別

市場概要
BFSI
小売業・電子商取引
ヘルスケア
IT・ITES
通信
旅行・ホスピタリティ
輸送・物流
メディア・エンターテイメント
その他の業界

デジタル決済市場規模：地域別

市場概要
北米
- 米国
- カナダ
欧州
- ドイツ
- スペイン
- フランス
- 英国
- イタリア
- その他欧州地域
アジア太平洋
- 中国
- インド
- 日本
- 韓国
- その他アジア太平洋
ラテンアメリカ
- ブラジル
- その他ラテンアメリカ地域
中東・アフリカ（MEA）
- GCC諸国
- 南アフリカ
- その他中東・アフリカ地域

競合情勢

上位5社の比較
主要企業の市場ポジショニング（2023年）
主要な市場企業が採用した戦略
市場における最近の活動
主要企業の市場シェア（2023年）

主要企業プロファイル

PayPal（US）
Alipay（China）
WeChat Pay（China）
Visa Inc.（US）
Mastercard Inc.（US）
American Express Co.（US）
Apple Pay（US）
Google Pay（US）
Samsung Pay（South Korea）
Square Inc.（US）
Stripe Inc.（US）
Paytm（India）
Skrill（United Kingdom）
TransferWise（Estonia）
Dwolla Inc.（US）
Venmo（US）
Zelle（US）
Amazon Pay（US）
QuickPay（Denmark）
Klarna（Sweden）

Product Code: SQMIG40G2012

Digital Payment Market size was valued at USD 9.61 Trillion in 2022, USD 10.53 Trillion in 2023 and is projected to grow USD 21.83 Trillion by 2031, growing at a CAGR of 9.55% in the forecast period (2024-2031).

In recent years, the surge in digital payments has been driven by the growing use of smartphones and the popularity of contactless transactions. According to SkyQuest's detailed analysis, approximately 45% of global transactions in 2023 were conducted through digital payment methods, reflecting a strong consumer preference for convenience. This trend is most pronounced in developed economies where mobile banking and e-commerce are prevalent, but it is also rapidly gaining traction in emerging markets that are adopting mobile wallets and payment applications. Current market players include established names such as PayPal, Square, and Alibaba, alongside traditional financial institutions that have adapted to this digital shift. Security remains a crucial factor, driving the development of advanced encryption and authentication techniques to protect user information. As the digital payments market continues to grow, driven by the adoption of AI and blockchain technologies, these innovations will further enhance payment efficiency, security, and global reach.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Digital Payment market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Digital Payment Market Segmental Analysis

The digital payment market is segmented into Offering, Transaction Type, Payment Mode, Vertical, and Region. Based on Offering, the market is segmented into Solutions (Payment Gateways, Payment Processors, Payment Wallet, Point-of-sale Solutions, Others), Services (Professional Services [Consulting, Implementation, Support & Maintenance], Managed Services). Based on Transaction Type, the market is segmented into Domestic and Cross Border. Based on Payment Mode, the market is segmented into Cards, Digital Wallet, Automatic Clearing House (ACH) Transfer, and Others. Based on Vertical, the market is segmented into BFSI, Retail & Ecommerce, Healthcare, IT & ITES, Telecom, Travel & hospitality, Transportation & Logistics, Media & Entertainment, and Others. By region, the market is segmented into North America, Europe, Asia-Pacific, Middle East and Africa, and Latin America.

Drivers of the Global Digital Payment Market

As online shopping continues to evolve, the demand for improved payment and security systems grows. The rise in e-commerce popularity has led to increased consumer preference for convenient, time-efficient payment methods. Payment gateways and digital wallets have streamlined the checkout process, catering to varied shopping habits and preferences. Major e-commerce players like Amazon and Alibaba are driving this trend by incorporating digital payment solutions into their platforms. These companies are encouraging consumers to opt for online transactions, further promoting the adoption of digital payment methods and enhancing the overall shopping experience.

Restraints in the Global Digital Payment Market

The diverse regulatory frameworks across regions present significant challenges for digital payment providers. Inconsistent compliance requirements from country to country impact market access and performance for multinational companies. Adapting to evolving regulations can be time-consuming and costly, acting as a barrier to market entry in certain jurisdictions. These challenges highlight the need for better coordination between governments and industry players, as well as the development of robust policies to support the advancement of sustainable digital payment systems worldwide.

Market Trends of the Global Digital Payment Market

A notable advancement in the digital payment market is the adoption of facial recognition technology. Biometric security methods, such as fingerprint scanning, facial recognition, and voice recognition, are gaining traction as alternatives to traditional codes and passwords. These technologies enhance security by using unique physiological identifiers for transaction authentication, reducing the risk of fraud and improving user convenience. As trust in biometric technology grows and regulatory frameworks evolve, it is anticipated that biometric authentication will become a standard feature in digital payment systems globally, leading to broader implementation across various industries.

Introduction

Objectives of the Study
Definitions
Market Scope

Research Methodology

Information Procurement
Secondary & Primary Data Sources
Market Size Estimation
Market Assumptions & Limitations

Executive Summary

Market Overview Outlook
Supply Demand Trend Analysis
Segmental Opportunity Analysis

Market Dynamics & Outlook

Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges
Porters Analysis
- Competitive rivalry
- Threat of Substitute Products
- Bargaining Power of Buyers
- Threat of New Entrants
- Bargaining Power of Suppliers

Key Market Insights

Technology Analysis
Pricing Analysis
Case Study Analysis
Value Chain Analysis
Patent Analysis
Trade Analysis
Customer & Buying Criteria Analysis
Ecosystem of the Market
Regulatory Landscape
Innovation Matrix
Top Investment Analysis
Key Success Factor
Degree of Competition

Global Digital Payment Market by Offering

Market Overview
Solutions
- Payment gateways
- Payment processors
- Payment wallet
- Point-of-sale solutions
- Other solutions
Services
- Professional services
Consulting
Implementation
Support & Maintenance
- Managed services

Global Digital Payment Market by Transaction type

Market Overview
Domestic
Cross border

Global Digital Payment Market by Payment Mode

Market Overview
Cards
Digital wallet
Automatic clearing house (ACH) transfer
Other payment modes

Global Digital Payment Market by Vertical

Market Overview
BFSI
Retail & ecommerce
Healthcare
IT & ITES
Telecom
Travel & hospitality
Transportation & logistics
Media & entertainment
Other verticals

Global Digital Payment Market Size by Region

Market Overview
North America
- USA
- Canada
Europe
- Germany
- Spain
- France
- UK
- Italy
- Rest of Europe
Asia Pacific
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America
- Brazil
- Rest of Latin America
Middle East & Africa (MEA)
- GCC Countries
- South Africa
- Rest of MEA

Competitive Landscape

Top 5 Player Comparison
Market Positioning of Key Players, 2023
Strategies Adopted by Key Market Players
Recent Activities in the Market
Key Companies Market Share (%), 2023

Key Company Profiles

PayPal (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Alipay (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
WeChat Pay (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Visa Inc. (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Mastercard Inc. (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
American Express Co. (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Apple Pay (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Google Pay (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Samsung Pay (South Korea)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Square Inc. (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Stripe Inc. (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Paytm (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Skrill (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
TransferWise (Estonia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Dwolla Inc. (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Venmo (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Zelle (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Amazon Pay (US)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
QuickPay (Denmark)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Klarna (Sweden)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments