フィンテックの市場規模、シェア、動向、予測：展開モード、テクノロジー、用途、エンドユーザー、地域別、2025年～2033年

フィンテックの世界市場規模は、2024年に2,188億米ドルとなりました。今後、IMARC Groupは、2033年には8,284億米ドルに達し、2025年から2033年にかけて15.82%のCAGRを示すと予測しています。現在、北米が市場を独占しており、2024年の市場シェアは35.8%を超えます。同市場の主な原動力となっているのは、効率性を高めるための銀行業務プロセスにおける高度なソリューションに対する要求の高まりと、デジタル決済手段の急速な採用です。

フィンテックとは、従来の金融手法を最適化、革新、改善するために、金融サービスにテクノロジーを統合することです。フィンテックは、金融業務をより効率的で、利用しやすく、顧客に優しいものにすることを目的としています。オンライン・バンキング、モバイル決済、投資管理、保険など、様々なアプリケーションを包含しています。ピアツーピア・レンディング、クラウドファンディング・プラットフォーム、投資用ロボアドバイザー、暗号通貨やブロックチェーンのアプリケーションなど、多くの分野に影響を与えています。低コストのサービスを提供することで金融包摂を促進し、モバイル・アプリやプラットフォームを通じてより多くの人々に力を与えます。

バンキング・プロセスでは、効率性を高め、人為的ミスの可能性を減らし、大量のデータを短時間で処理するための高度なソリューションへの要求が高まっています。これは、銀行・金融サービス・保険（BFSI）業界の継続的な成長と相まって、世界中の市場の成長を強化しています。さらに、スピードと利便性の提供による生産性の向上や顧客維持など、フィンテック・ソリューションの利点に対する意識の高まりが、市場の成長を後押ししています。さらに、デジタル決済手法の採用拡大やハイテクに精通した人口の増加が、市場にプラスの影響を与えています。これとは別に、財務管理を含むさまざまな活動をスマートフォンで行うという嗜好の変化により、外出の多いライフスタイルに対応するモバイル中心のソリューションに対する需要が高まっていることも、市場の成長を後押ししています。さらに、非接触型決済、モバイル・ウォレット、インスタント・ピアツーピア送金の採用が拡大していることも、市場に明るい見通しをもたらしています。

フィンテックの市場動向/促進要因：

顧客の期待の高まり

フィンテック需要を促進する主な要因のひとつは、顧客の期待の変化です。煩雑な事務処理と長い処理時間で知られる伝統的な金融サービスは、デジタル時代には時代遅れと見なされることが多いです。他の領域でオンライン・サービスが提供するスピードと利便性に慣れつつある人々は、財務管理に関しても同様の体験を期待しています。フィンテック企業は、ユーザー体験を優先した顧客中心のソリューションを提供しています。即時取引、モバイル・バンキング、個別化された財務アドバイスなどの機能により、これらの企業はより迅速で効率的なサービスに対する需要に応え、それによってより多くの人々をフィンテック・ソリューションに引き寄せています。

規制当局による支援の増加

もうひとつの重要な要因は、フィンテック・イノベーションに対する規制当局の支援の高まりです。世界中の政府が、十分なサービスを受けていない人々に金融サービスを提供し、経済成長を刺激するフィンテックの可能性を認めています。伝統的な銀行とフィンテック企業との間で安全なデータ共有を可能にするオープン・バンキングのような規制は、より協力的で革新的な金融エコシステムへの道を開いています。このような規制の後押しは、潜在的な顧客に信頼を与えるだけでなく、フィンテック新興企業への投資を促し、需要をさらに押し上げます。

高まるサイバーセキュリティ対策

サイバー脅威の増加に伴い、安全な金融取引の必要性が高まっています。フィンテック企業は、ユーザーデータや金融情報を保護するための強固なサイバーセキュリティ対策を導入する最前線にいます。高度な暗号化技術、多要素認証、リアルタイムの詐欺監視などは、こうした企業が投資するセキュリティ機能の一部です。このようなセキュリティ重視の姿勢は、金融取引の安全性に懸念を抱く消費者にとってフィンテック・サービスの魅力を高め、サービスに対する需要の高まりを促しています。

目次

第1章 序文

第2章 調査範囲と調査手法

• 調査の目的
• ステークホルダー
• データソース
  • 一次情報
  • 二次情報
• 市場推定
  • ボトムアップアプローチ
  • トップダウンアプローチ
• 調査手法

第3章 エグゼクティブサマリー

第4章 イントロダクション

• 概要
• 主要業界動向

第5章 世界のフィンテック市場

• 市場概要
• 市場実績
• COVID-19の影響
• 市場予測

第6章 市場内訳：展開モード別

• オンプレミス
  • 市場動向
  • 市場予測
• クラウドベース
  • 市場動向
  • 市場予測

第7章 市場内訳：テクノロジー別

• アプリケーションプログラミングインターフェース
  • 市場動向
  • 市場予測
• 人工知能
  • 市場動向
  • 市場予測
• ブロックチェーン
  • 市場動向
  • 市場予測
• ロボティックプロセスオートメーション
  • 市場動向
  • 市場予測
• データ分析
  • 市場動向
  • 市場予測
• その他
  • 市場動向
  • 市場予測

第8章 市場内訳：用途別

• 決済と送金
  • 市場動向
  • 市場予測
• ローン
  • 市場動向
  • 市場予測
• 保険と個人金融
  • 市場動向
  • 市場予測
• 資産管理
  • 市場動向
  • 市場予測
• その他
  • 市場動向
  • 市場予測

第9章 市場内訳：エンドユーザー別

• 銀行業務
  • 市場動向
  • 市場予測
• 保険
  • 市場動向
  • 市場予測
• 証券
  • 市場動向
  • 市場予測
• その他
  • 市場動向
  • 市場予測

第10章 市場内訳：地域別

• 北米
  • 米国
  • カナダ
• アジア太平洋地域
  • 中国
  • 日本
  • インド
  • 韓国
  • オーストラリア
  • インドネシア
  • その他
• 欧州
  • ドイツ
  • フランス
  • 英国
  • イタリア
  • スペイン
  • ロシア
  • その他
• ラテンアメリカ
  • ブラジル
  • メキシコ
  • その他
• 中東・アフリカ
  • 市場動向
  • 市場内訳：国別
  • 市場予測

第11章 SWOT分析

• 概要
• 強み
• 弱み
• 機会
• 脅威

第12章 バリューチェーン分析

第13章 ポーターのファイブフォース分析

• 概要
• 買い手の交渉力
• 供給企業の交渉力
• 競合の程度
• 新規参入業者の脅威
• 代替品の脅威

第14章 価格分析

第15章 競合情勢

• 市場構造
• 主要企業
• 主要企業のプロファイル
  • Adyen N.V.
  • Afterpay Limited（Block Inc.）
  • Avant LLC
  • Cisco Systems Inc.
  • Google Payment Corp.
  • International Business Machines Corporation
  • Klarna Bank AB
  • Microsoft Corporation
  • Nvidia Corporation
  • Oracle Corporation
  • Paypal Holdings, Inc.
  • Robinhood Markets Inc.
  • SoFi Technologies Inc
  • Tata Consultancy Services

List of Figures

• Figure 1: Global: Fintech Market: Major Drivers and Challenges
• Figure 2: Global: Fintech Market: Sales Value (in Billion USD), 2019-2024
• Figure 3: Global: Fintech Market Forecast: Sales Value (in Billion USD), 2025-2033
• Figure 4: Global: Fintech Market: Breakup by Deployment Mode (in %), 2024
• Figure 5: Global: Fintech Market: Breakup by Technology (in %), 2024
• Figure 6: Global: Fintech Market: Breakup by Application (in %), 2024
• Figure 7: Global: Fintech Market: Breakup by End User (in %), 2024
• Figure 8: Global: Fintech Market: Breakup by Region (in %), 2024
• Figure 9: Global: Fintech (On-premises) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 10: Global: Fintech (On-premises) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 11: Global: Fintech (Cloud-based) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 12: Global: Fintech (Cloud-based) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 13: Global: Fintech (Application Programming Interface) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 14: Global: Fintech (Application Programming Interface) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 15: Global: Fintech (Artificial Intelligence) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 16: Global: Fintech (Artificial Intelligence) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 17: Global: Fintech (Blockchain) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 18: Global: Fintech (Blockchain) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 19: Global: Fintech (Robotic Process Automation) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 20: Global: Fintech (Robotic Process Automation) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 21: Global: Fintech (Data Analytics) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 22: Global: Fintech (Data Analytics) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 23: Global: Fintech (Other Technologies) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 24: Global: Fintech (Other Technologies) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 25: Global: Fintech (Payment and Fund Transfer) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 26: Global: Fintech (Payment and Fund Transfer) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 27: Global: Fintech (Loans) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 28: Global: Fintech (Loans) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 29: Global: Fintech (Insurance and Personal Finance) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 30: Global: Fintech (Insurance and Personal Finance) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 31: Global: Fintech (Wealth Management) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 32: Global: Fintech (Wealth Management) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 33: Global: Fintech (Other Applications) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 34: Global: Fintech (Other Applications) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 35: Global: Fintech (Banking) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 36: Global: Fintech (Banking) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 37: Global: Fintech (Insurance) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 38: Global: Fintech (Insurance) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 39: Global: Fintech (Securities) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 40: Global: Fintech (Securities) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 41: Global: Fintech (Other End Users) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 42: Global: Fintech (Other End Users) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 43: North America: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 44: North America: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 45: United States: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 46: United States: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 47: Canada: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 48: Canada: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 49: Asia-Pacific: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 50: Asia-Pacific: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 51: China: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 52: China: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 53: Japan: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 54: Japan: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 55: India: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 56: India: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 57: South Korea: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 58: South Korea: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 59: Australia: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 60: Australia: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 61: Indonesia: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 62: Indonesia: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 63: Others: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 64: Others: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 65: Europe: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 66: Europe: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 67: Germany: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 68: Germany: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 69: France: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 70: France: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 71: United Kingdom: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 72: United Kingdom: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 73: Italy: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 74: Italy: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 75: Spain: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 76: Spain: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 77: Russia: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 78: Russia: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 79: Others: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 80: Others: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 81: Latin America: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 82: Latin America: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 83: Brazil: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 84: Brazil: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 85: Mexico: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 86: Mexico: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 87: Others: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 88: Others: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 89: Middle East and Africa: Fintech Market: Sales Value (in Million USD), 2019 & 2024
• Figure 90: Middle East and Africa: Fintech Market: Breakup by Country (in %), 2024
• Figure 91: Middle East and Africa: Fintech Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 92: Global: Fintech Industry: SWOT Analysis
• Figure 93: Global: Fintech Industry: Value Chain Analysis
• Figure 94: Global: Fintech Industry: Porter's Five Forces Analysis

List of Tables

• Table 1: Global: Fintech Market: Key Industry Highlights, 2024 and 2033
• Table 2: Global: Fintech Market Forecast: Breakup by Deployment Mode (in Million USD), 2025-2033
• Table 3: Global: Fintech Market Forecast: Breakup by Technology (in Million USD), 2025-2033
• Table 4: Global: Fintech Market Forecast: Breakup by Application (in Million USD), 2025-2033
• Table 5: Global: Fintech Market Forecast: Breakup by End User (in Million USD), 2025-2033
• Table 6: Global: Fintech Market Forecast: Breakup by Region (in Million USD), 2025-2033
• Table 7: Global: Fintech Market: Competitive Structure
• Table 8: Global: Fintech Market: Key Players

The global fintech market size was valued at USD 218.8 Billion in 2024. Looking forward, IMARC Group estimates the market to reach USD 828.4 Billion by 2033, exhibiting a CAGR of 15.82% from 2025-2033. North America currently dominates the market, holding a market share of over 35.8% in 2024. The market is majorly driven by increasing requirements for advanced solutions in the banking process to enhance efficiency and rapid adoption of digital payment methods.

Fintech is the integration of technology into financial services to optimize, innovate, and improve the traditional financial methods. It aims to make financial operations more efficient, accessible, and customer friendly. It encompasses various applications, such as online banking, mobile payments, investment management, and insurance. It impacts a multitude of areas like peer-to-peer lending, crowdfunding platforms, robo-advisors for investment, and cryptocurrency and blockchain applications. It facilitates financial inclusion by offering low-cost services, thereby empowering a larger segment of the population through mobile apps and platforms.

There is an increase in the requirement for advanced solutions in the banking process to enhance efficiency, reduce the chances of human error, and process large volumes of data in a short duration. This, coupled with the continuous growth in the banking, financial services, and insurance (BFSI) industry, is strengthening the growth of the market around the world. Moreover, the rising awareness about the advantages of fintech solutions, such as enhancing productivity and customer retention through the provision of speed and convenience, is favoring the growth of the market. In addition, the growing adoption of digital payment methods and the increasing tech savvy population are influencing the market positively. Apart from this, the rising demand for mobile-centric solutions that cater to the on-the-go lifestyle due to the shifting preferences towards smartphones for various activities, including financial management, is bolstering the market growth. Furthermore, the growing adoption of contactless payments, mobile wallets, and instant peer-to-peer transfers to conduct transactions is creating a positive outlook for the market.

Fintech Market Trends/Drivers:

Increase in customer expectations

One of the primary factors driving the demand for fintech is the shifting expectations of customers. Traditional financial services, known for cumbersome paperwork and a long processing time, are often seen as out-of-date in the digital era. People, increasingly accustomed to the speed and convenience offered by online services in other domains, expect a similar experience when it comes to managing their finances. Fintech firms offer customer-centric solutions that prioritize user experience. With features like instant transactions, mobile banking, and personalized financial advice, these companies meet the demand for quicker, more efficient services, thereby drawing more people towards fintech solutions.

Rise in regulatory support

Another significant factor is the increasing regulatory support for fintech innovation. Governments around the world are acknowledging the potential of fintech to bring financial services to underserved populations and stimulate economic growth. Regulations like open banking, which allows secure data sharing between traditional banks and fintech companies, have paved the way for more collaborative and innovative financial ecosystems. This regulatory backing not only instills confidence in potential customers but also encourages investment in fintech startups, thereby driving the demand further.

Growing cybersecurity measures

With the rise of cyber threats, there is a considerable need for secure financial transactions. Fintech companies are at the forefront of implementing robust cybersecurity measures to protect user data and financial information. Advanced encryption techniques, multi-factor authentication, and real-time fraud monitoring are some of the security features that these companies invest in. This emphasis on security makes fintech services increasingly attractive to consumers who are concerned about the safety of their financial transactions, thereby driving higher demand for these services.

Fintech Industry Segmentation:

Breakup by Deployment Mode:

On-premises

Cloud-based

On-premises dominate the market

Cloud-based deployment hosts fintech services on a cloud platform, which is managed and maintained by a third-party provider. This approach offers high scalability and flexibility, which allows companies to adjust their services according to demand easily. Cloud-based solutions typically follow a subscription pricing model, which transforms large upfront costs into more manageable ongoing expenses. Cloud-based fintech is especially popular among startups and small and medium-sized enterprises (SMEs) that want quick deployment and cost-effective solutions.

Breakup by Technology:

Application Programming Interface

Artificial Intelligence

Blockchain

Robotic Process Automation

Data Analytics

Others

Application programming interface (API) acts as the building block for many fintech services, enabling different software applications to interact with each other. Banking APIs can allow third-party apps to securely access financial data, which facilitates services like personal financial management, payments, or online lending.

Artificial intelligence (AI) is extensively used in fintech for tasks, such as fraud detection, customer service, and investment advice. Machine learning (ML) algorithms analyze large sets of data to identify patterns and anomalies, which makes processes more efficient and secure. AI-powered chatbots can handle customer queries around the clock, offering a higher level of service.

Blockchain technology is most often associated with cryptocurrencies like Bitcoin. Its decentralized nature makes transactions more transparent and secure. It is being used for tasks like contract validation, identity verification, and transaction auditing, which eliminates the need for central authority or intermediaries.

Robotic process automation (RPA) is employed to automate routine and mundane tasks within financial operations. It can automatically process loan applications, verify customer information, or handle data entry tasks. This automation leads to increased efficiency, cost savings, and reduced human error.

Data analytics tools process large amounts of unstructured and structured data to derive insights. These insights can help in personalized marketing, risk assessment, and customer segmentation.

Breakup by Application:

Payment and Fund Transfer

Loans

Insurance and Personal Finance

Wealth Management

Others

Payment and fraud transfer dominates the market

Fintech has also entered the insurance industry, often referred to as Insurtech. Technologies like AI and data analytics are used to tailor insurance products to individual needs, thereby reducing costs. Personal finance management apps utilize AI to analyze spending habits and offer savings or investment recommendations, helping consumers take better control of their financial health.

Breakup by End User:

Banking

Insurance

Securities

Others

Banking holds the largest share in the market

The insurance industry is another significant end user of fintech services. Insurance companies utilize data analytics for precise risk assessment and pricing models. They also employ AI-driven bots for customer service and claim processing. The end users here are not just the companies but also consumers who enjoy more personalized, flexible, and cost-effective insurance products.

The securities sector, which includes stock exchanges, brokers, and asset managers, has seen widespread fintech adoption. Robo-advisors and online trading platforms have democratized access to securities investments, while blockchain technology is being experimented with for transparent and immutable record-keeping. Big data analytics are used for market analysis and investment decision-making. In this sector, institutional investors and individual traders are end users who benefit from the enhanced speed, efficiency, and access that fintech offers.

Breakup by Region:

North America

United States

Canada

Asia-Pacific

China

Japan

India

South Korea

Australia

Indonesia

Others

Europe

Germany

France

United Kingdom

Italy

Spain

Russia

Others

Latin America

Brazil

Mexico

Others

Middle East and Africa

North America exhibits a clear dominance, accounting for the largest fintech market share

The report has also provided a comprehensive analysis of all the major regional markets, which include North America (the United States and Canada); Asia Pacific (China, Japan, India, South Korea, Australia, Indonesia, and others); Europe (Germany, France, the United Kingdom, Italy, Spain, Russia, and others); Latin America (Brazil, Mexico, and others); and the Middle East and Africa. According to the report, North America accounted for the largest market share.

The increasing adoption of contactless payments represents one of the primary factors driving the demand for fintech in the North American region. Moreover, the rising demand for mobile-centric solutions is contributing to the market growth in the region. Besides this, the growing collaboration between financial institutions and national regulators is influencing the market positively in the region.

Asia Pacific is estimated to witness stable growth, owing to the favorable government initiatives, rising investments in research and development (R&D) activities, integration of advanced technologies, etc.

Competitive Landscape:

The leading companies are integrating advanced technologies, such as artificial intelligence (AI), blockchain, quantum computing, robotic process automation (RPA), augmented reality (AR), big data analytics, and the internet of things (IoT), in fintech. These advancements can process vast amounts of structured and unstructured data to extract actionable insights for personalized marketing, credit risk modeling, and customer segmentation, among other applications. These technologies also handle repetitive tasks, such as data extraction and processing, which allow human employees to focus on more complex, value-added activities. Besides this, leading players are developing open banking platforms that use application programming interface (API) to create a network of financial institutions and third-party providers, which offers consumers more choices and easier access to a variety of services from a single interface.

The report has provided a comprehensive analysis of the competitive landscape in the market. Detailed profiles of all major companies have also been provided. Some of the key players in the market include:

Adyen N.V.

Afterpay Limited (Block Inc.)

Avant LLC

Cisco Systems Inc.

Google Payment Corp.

International Business Machines Corporation

Klarna Bank AB

Microsoft Corporation

Nvidia Corporation

Oracle Corporation

Paypal Holdings, Inc.

Robinhood Markets Inc.

SoFi Technologies Inc

Tata Consultancy Services

Key Questions Answered in This Report

• 1. What is fintech?
• 2. How big is the global fintech market?
• 3. What is the expected growth rate of the global fintech market during 2025-2033?
• 4. What are the key factors driving the global fintech market?
• 5. What is the leading segment of the global fintech market based on deployment mode?
• 6. What is the leading segment of the global fintech market based on application?
• 7. What is the leading segment of the global fintech market based on end user?
• 8. What are the key regions in the global fintech market?
• 9. Who are the key players/companies in the global fintech market?

Table of Contents

1 Preface

2 Scope and Methodology

• 2.1 Objectives of the Study
• 2.2 Stakeholders
• 2.3 Data Sources
  • 2.3.1 Primary Sources
  • 2.3.2 Secondary Sources
• 2.4 Market Estimation
  • 2.4.1 Bottom-Up Approach
  • 2.4.2 Top-Down Approach
• 2.5 Forecasting Methodology

3 Executive Summary

4 Introduction

• 4.1 Overview
• 4.2 Key Industry Trends

5 Global Fintech Market

• 5.1 Market Overview
• 5.2 Market Performance
• 5.3 Impact of COVID-19
• 5.4 Market Forecast

6 Market Breakup by Deployment Mode

• 6.1 On-premises
  • 6.1.1 Market Trends
  • 6.1.2 Market Forecast
• 6.2 Cloud-based
  • 6.2.1 Market Trends
  • 6.2.2 Market Forecast

7 Market Breakup by Technology

• 7.1 Application Programming Interface
  • 7.1.1 Market Trends
  • 7.1.2 Market Forecast
• 7.2 Artificial Intelligence
  • 7.2.1 Market Trends
  • 7.2.2 Market Forecast
• 7.3 Blockchain
  • 7.3.1 Market Trends
  • 7.3.2 Market Forecast
• 7.4 Robotic Process Automation
  • 7.4.1 Market Trends
  • 7.4.2 Market Forecast
• 7.5 Data Analytics
  • 7.5.1 Market Trends
  • 7.5.2 Market Forecast
• 7.6 Others
  • 7.6.1 Market Trends
  • 7.6.2 Market Forecast

8 Market Breakup by Application

• 8.1 Payment and Fund Transfer
  • 8.1.1 Market Trends
  • 8.1.2 Market Forecast
• 8.2 Loans
  • 8.2.1 Market Trends
  • 8.2.2 Market Forecast
• 8.3 Insurance and Personal Finance
  • 8.3.1 Market Trends
  • 8.3.2 Market Forecast
• 8.4 Wealth Management
  • 8.4.1 Market Trends
  • 8.4.2 Market Forecast
• 8.5 Others
  • 8.5.1 Market Trends
  • 8.5.2 Market Forecast

9 Market Breakup by End User

• 9.1 Banking
  • 9.1.1 Market Trends
  • 9.1.2 Market Forecast
• 9.2 Insurance
  • 9.2.1 Market Trends
  • 9.2.2 Market Forecast
• 9.3 Securities
  • 9.3.1 Market Trends
  • 9.3.2 Market Forecast
• 9.4 Others
  • 9.4.1 Market Trends
  • 9.4.2 Market Forecast

10 Market Breakup by Region

• 10.1 North America
  • 10.1.1 United States
    • 10.1.1.1 Market Trends
    • 10.1.1.2 Market Forecast
  • 10.1.2 Canada
    • 10.1.2.1 Market Trends
    • 10.1.2.2 Market Forecast
• 10.2 Asia-Pacific
  • 10.2.1 China
    • 10.2.1.1 Market Trends
    • 10.2.1.2 Market Forecast
  • 10.2.2 Japan
    • 10.2.2.1 Market Trends
    • 10.2.2.2 Market Forecast
  • 10.2.3 India
    • 10.2.3.1 Market Trends
    • 10.2.3.2 Market Forecast
  • 10.2.4 South Korea
    • 10.2.4.1 Market Trends
    • 10.2.4.2 Market Forecast
  • 10.2.5 Australia
    • 10.2.5.1 Market Trends
    • 10.2.5.2 Market Forecast
  • 10.2.6 Indonesia
    • 10.2.6.1 Market Trends
    • 10.2.6.2 Market Forecast
  • 10.2.7 Others
    • 10.2.7.1 Market Trends
    • 10.2.7.2 Market Forecast
• 10.3 Europe
  • 10.3.1 Germany
    • 10.3.1.1 Market Trends
    • 10.3.1.2 Market Forecast
  • 10.3.2 France
    • 10.3.2.1 Market Trends
    • 10.3.2.2 Market Forecast
  • 10.3.3 United Kingdom
    • 10.3.3.1 Market Trends
    • 10.3.3.2 Market Forecast
  • 10.3.4 Italy
    • 10.3.4.1 Market Trends
    • 10.3.4.2 Market Forecast
  • 10.3.5 Spain
    • 10.3.5.1 Market Trends
    • 10.3.5.2 Market Forecast
  • 10.3.6 Russia
    • 10.3.6.1 Market Trends
    • 10.3.6.2 Market Forecast
  • 10.3.7 Others
    • 10.3.7.1 Market Trends
    • 10.3.7.2 Market Forecast
• 10.4 Latin America
  • 10.4.1 Brazil
    • 10.4.1.1 Market Trends
    • 10.4.1.2 Market Forecast
  • 10.4.2 Mexico
    • 10.4.2.1 Market Trends
    • 10.4.2.2 Market Forecast
  • 10.4.3 Others
    • 10.4.3.1 Market Trends
    • 10.4.3.2 Market Forecast
• 10.5 Middle East and Africa
  • 10.5.1 Market Trends
  • 10.5.2 Market Breakup by Country
  • 10.5.3 Market Forecast

11 SWOT Analysis

• 11.1 Overview
• 11.2 Strengths
• 11.3 Weaknesses
• 11.4 Opportunities
• 11.5 Threats

12 Value Chain Analysis

13 Porters Five Forces Analysis

• 13.1 Overview
• 13.2 Bargaining Power of Buyers
• 13.3 Bargaining Power of Suppliers
• 13.4 Degree of Competition
• 13.5 Threat of New Entrants
• 13.6 Threat of Substitutes

14 Price Analysis

15 Competitive Landscape

• 15.1 Market Structure
• 15.2 Key Players
• 15.3 Profiles of Key Players
  • 15.3.1 Adyen N.V.
    • 15.3.1.1 Company Overview
    • 15.3.1.2 Product Portfolio
    • 15.3.1.3 Financials
  • 15.3.2 Afterpay Limited (Block Inc.)
    • 15.3.2.1 Company Overview
    • 15.3.2.2 Product Portfolio
  • 15.3.3 Avant LLC
    • 15.3.3.1 Company Overview
    • 15.3.3.2 Product Portfolio
  • 15.3.4 Cisco Systems Inc.
    • 15.3.4.1 Company Overview
    • 15.3.4.2 Product Portfolio
    • 15.3.4.3 Financials
    • 15.3.4.4 SWOT Analysis
  • 15.3.5 Google Payment Corp.
    • 15.3.5.1 Company Overview
    • 15.3.5.2 Product Portfolio
    • 15.3.5.3 SWOT Analysis
  • 15.3.6 International Business Machines Corporation
    • 15.3.6.1 Company Overview
    • 15.3.6.2 Product Portfolio
    • 15.3.6.3 Financials
    • 15.3.6.4 SWOT Analysis
  • 15.3.7 Klarna Bank AB
    • 15.3.7.1 Company Overview
    • 15.3.7.2 Product Portfolio
  • 15.3.8 Microsoft Corporation
    • 15.3.8.1 Company Overview
    • 15.3.8.2 Product Portfolio
    • 15.3.8.3 Financials
    • 15.3.8.4 SWOT Analysis
  • 15.3.9 Nvidia Corporation
    • 15.3.9.1 Company Overview
    • 15.3.9.2 Product Portfolio
    • 15.3.9.3 Financials
    • 15.3.9.4 SWOT Analysis
  • 15.3.10 Oracle Corporation
    • 15.3.10.1 Company Overview
    • 15.3.10.2 Product Portfolio
    • 15.3.10.3 Financials
    • 15.3.10.4 SWOT Analysis
  • 15.3.11 Paypal Holdings, Inc.
    • 15.3.11.1 Company Overview
    • 15.3.11.2 Product Portfolio
    • 15.3.11.3 Financials
    • 15.3.11.4 SWOT Analysis
  • 15.3.12 Robinhood Markets Inc.
    • 15.3.12.1 Company Overview
    • 15.3.12.2 Product Portfolio
    • 15.3.12.3 Financials
  • 15.3.13 SoFi Technologies Inc
    • 15.3.13.1 Company Overview
    • 15.3.13.2 Product Portfolio
    • 15.3.13.3 Financials
  • 15.3.14 Tata Consultancy Services
    • 15.3.14.1 Company Overview
    • 15.3.14.2 Product Portfolio
    • 15.3.14.3 Financials
    • 15.3.14.4 SWOT Analysis