サンプル依頼リスト カート
  • English
  • Korean
  • Traditional Chinese
  • Simplified Chinese
デフォルト表紙
市場調査レポート
商品コード
1468356

仮想網膜ディスプレイ市場レポート：技術、用途、地域別、2024～2032年

Virtual Retinal Display Market Report by Technology (Optics, Driver and Controller Electronics, Light Source, and Others), Application (Aerospace, Medical, Gaming and Entertainment, Sports, Training and Simulation, and Others), and Region 2024-2032

出版日
発行
IMARC
ページ情報
英文 138 Pages
納期
2～3営業日
カスタマイズ可能
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=144.06円
仮想網膜ディスプレイ市場レポート：技術、用途、地域別、2024～2032年
出版日: 2024年04月08日
発行: IMARC
ページ情報: 英文 138 Pages
納期: 2～3営業日
GIIご利用のメリット
  • 全表示
  • 概要
  • 図表
  • 目次
概要

世界の仮想網膜ディスプレイ市場規模は、2023年に200億米ドルに達しました。今後、IMARC Groupは、市場は2032年までに2,419億米ドルに達し、2024～2032年の間に31.3%の成長率（CAGR）を示すと予測しています。

仮想網膜ディスプレイ（VRD）とは、低エネルギーのレーザーを利用して人間の網膜上に画像を直接表示するヘッドマウントディスプレイ装置のことです。VRDは、標準サイズのディスプレイが数フィート先に浮かんでいるような錯覚をユーザーに与えます。仮想網膜ディスプレイは、明るさの向上、高コントラスト、解像度の向上、低消費電力など、多くの利点を記載しています。その結果、医療、軍事、航空・戦術、エンジニアリング、ゲーム・娯楽、スポーツなど、数多くの産業で幅広い用途が見いだされています。

仮想網膜ディスプレイの市場動向：

高度なプライバシーを維持しつつ、ユーザー体験の向上、コンテンツ接続性の向上、視野角（FoV）の改善に対する需要の高まりが、主に世界の仮想網膜ディスプレイ市場を牽引しています。これに加えて、VRDとゲーム機、スマートフォン、ラップトップとの統合が進むとともに、ゲーム分野での仮想現実や拡大現実の採用が増加していることも、市場の成長をさらに後押ししています。さらに、治療や外科手術への応用が期待されるVRDが医療セグメントで広く利用されていることも、大きな成長促進要因となっています。さらに、現場の従業員が操作プロトコルや回路図などの重要な情報にリアルタイムでアクセスできるようにするため、エンジニアリング業界でVRDの利用が拡大していることも、市場の成長を後押ししています。このほか、航空宇宙セグメントでのトレーニングやシミュレーション活動でVRDの利用が拡大していることも、経験を模倣することでコストを節約し、物理的なセットアップの必要性を排除できることから、市場成長にプラスの影響を与えています。さらに、あらゆる健康リスクを軽減する放射線防護を提供する高度なVRD技術の採用のための広範な研究開発活動も、世界市場を推進しています。今後数年間は、高解像度でリアルタイムに画像を作成する軽量でコンパクトなデバイスの人気が高まっており、世界の仮想網膜ディスプレイ市場を牽引すると予想されます。

本レポートで扱う主要質問

  • 2023年の仮想網膜ディスプレイの世界市場規模は？
  • 2024～2032年の世界の仮想網膜ディスプレイ市場の予想成長率は？
  • 仮想網膜ディスプレイの世界市場を牽引する主要因は何か？
  • COVID-19が世界の仮想網膜ディスプレイ市場に与えた影響は？
  • 世界の仮想網膜ディスプレイ市場の用途別区分は？
  • 仮想網膜ディスプレイの世界市場における主要地域は？
  • 世界の仮想網膜ディスプレイ市場の主要参入企業は？

目次

第1章 序文

第2章 調査範囲と調査手法

  • 調査目的
  • 利害関係者
  • データソース
    • 一次情報
    • 二次情報
  • 市場推定
    • ボトムアップアプローチ
    • トップダウンアプローチ
  • 調査手法

第3章 エグゼクティブサマリー

第4章 イントロダクション

  • 概要
  • 主要産業動向

第5章 仮想網膜ディスプレイの世界市場

  • 市場概要
  • 市場実績
  • COVID-19の影響
  • 市場予測

第6章 市場内訳：技術別

  • 光学
  • ドライバー＆コントローラーエレクトロニクス
  • 光源
  • その他

第7章 市場内訳：用途別

  • 航空宇宙
  • 医療
  • ゲームとエンターテイメント
  • スポーツ
  • トレーニングとシミュレーション
  • その他

第8章 市場内訳：地域別

  • 北米
    • 米国
    • カナダ
  • アジア太平洋
    • 中国
    • 日本
    • インド
    • 韓国
    • オーストラリア
    • インドネシア
    • その他
  • 欧州
    • ドイツ
    • フランス
    • 英国
    • イタリア
    • スペイン
    • ロシア
    • その他
  • ラテンアメリカ
    • ブラジル
    • メキシコ
    • その他
  • 中東・アフリカ
    • 市場動向
    • 市場内訳：国別
    • 市場予測

第9章 SWOT分析

  • 概要
  • 強み
  • 弱み
  • 機会
  • 脅威

第10章 バリューチェーン分析

第11章 ポーターのファイブフォース分析

  • 概要
  • 買い手の交渉力
  • 供給企業の交渉力
  • 競合の程度
  • 新規参入業者の脅威
  • 代替品の脅威

第12章 価格分析

第13章 競合情勢

  • 市場構造
  • 主要企業
  • 主要企業のプロファイル
    • Avegant Corp.
    • Himax Technologies Inc.
    • Innovega Inc.
    • Magic Leap Inc.
    • Omnivision Technologies Inc.
    • Optinvent
    • QD Laser
    • Vuzix Corporation
図表

List of Figures

  • Figure 1: Global: Virtual Retinal Display Market: Major Drivers and Challenges
  • Figure 2: Global: Virtual Retinal Display Market: Sales Value (in Billion US$), 2018-2023
  • Figure 3: Global: Virtual Retinal Display Market Forecast: Sales Value (in Billion US$), 2024-2032
  • Figure 4: Global: Virtual Retinal Display Market: Breakup by Technology (in %), 2023
  • Figure 5: Global: Virtual Retinal Display Market: Breakup by Application (in %), 2023
  • Figure 6: Global: Virtual Retinal Display Market: Breakup by Region (in %), 2023
  • Figure 7: Global: Virtual Retinal Display (Optics) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 8: Global: Virtual Retinal Display (Optics) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 9: Global: Virtual Retinal Display (Driver and Controller Electronics) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 10: Global: Virtual Retinal Display (Driver and Controller Electronics) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 11: Global: Virtual Retinal Display (Light Source) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 12: Global: Virtual Retinal Display (Light Source) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 13: Global: Virtual Retinal Display (Other Technologies) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 14: Global: Virtual Retinal Display (Other Technologies) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 15: Global: Virtual Retinal Display (Aerospace) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 16: Global: Virtual Retinal Display (Aerospace) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 17: Global: Virtual Retinal Display (Medical) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 18: Global: Virtual Retinal Display (Medical) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 19: Global: Virtual Retinal Display (Gaming and Entertainment) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 20: Global: Virtual Retinal Display (Gaming and Entertainment) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 21: Global: Virtual Retinal Display (Sports) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 22: Global: Virtual Retinal Display (Sports) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 23: Global: Virtual Retinal Display (Training and Simulation) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 24: Global: Virtual Retinal Display (Training and Simulation) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 25: Global: Virtual Retinal Display (Other Applications) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 26: Global: Virtual Retinal Display (Other Applications) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 27: North America: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 28: North America: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 29: United States: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 30: United States: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 31: Canada: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 32: Canada: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 33: Asia-Pacific: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 34: Asia-Pacific: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 35: China: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 36: China: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 37: Japan: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 38: Japan: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 39: India: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 40: India: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 41: South Korea: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 42: South Korea: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 43: Australia: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 44: Australia: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 45: Indonesia: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 46: Indonesia: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 47: Others: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 48: Others: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 49: Europe: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 50: Europe: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 51: Germany: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 52: Germany: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 53: France: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 54: France: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 55: United Kingdom: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 56: United Kingdom: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 57: Italy: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 58: Italy: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 59: Spain: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 60: Spain: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 61: Russia: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 62: Russia: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 63: Others: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 64: Others: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 65: Latin America: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 66: Latin America: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 67: Brazil: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 68: Brazil: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 69: Mexico: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 70: Mexico: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 71: Others: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 72: Others: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 73: Middle East and Africa: Virtual Retinal Display Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 74: Middle East and Africa: Virtual Retinal Display Market: Breakup by Country (in %), 2023
  • Figure 75: Middle East and Africa: Virtual Retinal Display Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 76: Global: Virtual Retinal Display Industry: SWOT Analysis
  • Figure 77: Global: Virtual Retinal Display Industry: Value Chain Analysis
  • Figure 78: Global: Virtual Retinal Display Industry: Porter's Five Forces Analysis

List of Tables

  • Table 1: Global: Virtual Retinal Display Market: Key Industry Highlights, 2023 and 2032
  • Table 2: Global: Virtual Retinal Display Market Forecast: Breakup by Technology (in Million US$), 2024-2032
  • Table 3: Global: Virtual Retinal Display Market Forecast: Breakup by Application (in Million US$), 2024-2032
  • Table 4: Global: Virtual Retinal Display Market Forecast: Breakup by Region (in Million US$), 2024-2032
  • Table 5: Global: Virtual Retinal Display Market: Competitive Structure
  • Table 6: Global: Virtual Retinal Display Market: Key Players
目次
Product Code: SR112024A6020

The global virtual retinal display market size reached US$ 20.0 Billion in 2023. Looking forward, IMARC Group expects the market to reach US$ 241.9 Billion by 2032, exhibiting a growth rate (CAGR) of 31.3% during 2024-2032.

A virtual retinal display (VRD) refers to a head-mounted display device that utilizes low-energy lasers to directly show a picture onto the human retina. It offers user with the illusion of watching a standard-sized display floating several feet away. A virtual retinal display provides numerous benefits, such as enhanced brightness, high contrast, improved resolution, and low power consumption. As a result, it finds a wide range of applications across numerous industries, including healthcare, military, aviation and tactical, engineering, gaming and entertainment, sports, etc.

Virtual Retinal Display Market Trends:

The increasing demand for enhanced user experience, better content connectivity, and improved Field of View (FoV) while maintaining high levels of privacy is primarily driving the global virtual retinal display market. In addition to this, the rising adoption of virtual and augmented reality in the gaming sector along with the growing integration of VRD with gaming consoles, smartphones, and laptops is further propelling the market growth. Moreover, the widespread utilization of VRD in the healthcare sector with potential applications in therapeutics and surgical procedures is acting as a significant growth-inducing factor. Additionally, the elevating employment of VRD in the engineering industry for providing field employees with access to crucial information, including operational protocols and circuit diagrams, in real-time is also augmenting the growth of the market. Besides this, the expanding usage of VRD in training and simulation activities in the aerospace sector as it saves costs by mimicking the experience and eliminates the requirement for physical setup, is positively influencing the market growth. Furthermore, the extensive R&D activities for the introduction of advanced VRD technology that offers radiation protection to mitigate any health risk are also propelling the global market. In the coming years, the emerging popularity of lightweight and compact devices that create images with high resolution and in real-time is expected to drive the global virtual retinal display market.

Key Market Segmentation:

IMARC Group provides an analysis of the key trends in each sub-segment of the global virtual retinal display market report, along with forecasts at the global, regional and country level from 2024-2032. Our report has categorized the market based on technology and application.

Breakup by Technology:

Optics

Driver and Controller Electronics

Light Source

Others

Breakup by Application:

Aerospace

Medical

Gaming and Entertainment

Sports

Training and Simulation

Others

Breakup by Region:

North America

United States

Canada

Asia-Pacific

China

Japan

India

South Korea

Australia

Indonesia

Others

Europe

Germany

France

United Kingdom

Italy

Spain

Russia

Others

Latin America

Brazil

Mexico

Others

Middle East and Africa

Competitive Landscape:

The competitive landscape of the industry has also been examined along with the profiles of the key players being Avegant Corp., Himax Technologies Inc., Innovega Inc., Magic Leap Inc., Omnivision Technologies Inc., Optinvent, QD Laser and Vuzix Corporation.

Key Questions Answered in This Report

  • 1. What was the size of the global virtual retinal display market in 2023?
  • 2. What is the expected growth rate of the global virtual retinal display market during 2024-2032?
  • 3. What are the key factors driving the global virtual retinal display market?
  • 4. What has been the impact of COVID-19 on the global virtual retinal display market?
  • 5. What is the breakup of the global virtual retinal display market based on the application?
  • 6. What are the key regions in the global virtual retinal display market?
  • 7. Who are the key players/companies in the global virtual retinal display market?

Table of Contents

1 Preface

2 Scope and Methodology

  • 2.1 Objectives of the Study
  • 2.2 Stakeholders
  • 2.3 Data Sources
    • 2.3.1 Primary Sources
    • 2.3.2 Secondary Sources
  • 2.4 Market Estimation
    • 2.4.1 Bottom-Up Approach
    • 2.4.2 Top-Down Approach
  • 2.5 Forecasting Methodology

3 Executive Summary

4 Introduction

  • 4.1 Overview
  • 4.2 Key Industry Trends

5 Global Virtual Retinal Display Market

  • 5.1 Market Overview
  • 5.2 Market Performance
  • 5.3 Impact of COVID-19
  • 5.4 Market Forecast

6 Market Breakup by Technology

  • 6.1 Optics
    • 6.1.1 Market Trends
    • 6.1.2 Market Forecast
  • 6.2 Driver and Controller Electronics
    • 6.2.1 Market Trends
    • 6.2.2 Market Forecast
  • 6.3 Light Source
    • 6.3.1 Market Trends
    • 6.3.2 Market Forecast
  • 6.4 Others
    • 6.4.1 Market Trends
    • 6.4.2 Market Forecast

7 Market Breakup by Application

  • 7.1 Aerospace
    • 7.1.1 Market Trends
    • 7.1.2 Market Forecast
  • 7.2 Medical
    • 7.2.1 Market Trends
    • 7.2.2 Market Forecast
  • 7.3 Gaming and Entertainment
    • 7.3.1 Market Trends
    • 7.3.2 Market Forecast
  • 7.4 Sports
    • 7.4.1 Market Trends
    • 7.4.2 Market Forecast
  • 7.5 Training and Simulation
    • 7.5.1 Market Trends
    • 7.5.2 Market Forecast
  • 7.6 Others
    • 7.6.1 Market Trends
    • 7.6.2 Market Forecast

8 Market Breakup by Region

  • 8.1 North America
    • 8.1.1 United States
      • 8.1.1.1 Market Trends
      • 8.1.1.2 Market Forecast
    • 8.1.2 Canada
      • 8.1.2.1 Market Trends
      • 8.1.2.2 Market Forecast
  • 8.2 Asia-Pacific
    • 8.2.1 China
      • 8.2.1.1 Market Trends
      • 8.2.1.2 Market Forecast
    • 8.2.2 Japan
      • 8.2.2.1 Market Trends
      • 8.2.2.2 Market Forecast
    • 8.2.3 India
      • 8.2.3.1 Market Trends
      • 8.2.3.2 Market Forecast
    • 8.2.4 South Korea
      • 8.2.4.1 Market Trends
      • 8.2.4.2 Market Forecast
    • 8.2.5 Australia
      • 8.2.5.1 Market Trends
      • 8.2.5.2 Market Forecast
    • 8.2.6 Indonesia
      • 8.2.6.1 Market Trends
      • 8.2.6.2 Market Forecast
    • 8.2.7 Others
      • 8.2.7.1 Market Trends
      • 8.2.7.2 Market Forecast
  • 8.3 Europe
    • 8.3.1 Germany
      • 8.3.1.1 Market Trends
      • 8.3.1.2 Market Forecast
    • 8.3.2 France
      • 8.3.2.1 Market Trends
      • 8.3.2.2 Market Forecast
    • 8.3.3 United Kingdom
      • 8.3.3.1 Market Trends
      • 8.3.3.2 Market Forecast
    • 8.3.4 Italy
      • 8.3.4.1 Market Trends
      • 8.3.4.2 Market Forecast
    • 8.3.5 Spain
      • 8.3.5.1 Market Trends
      • 8.3.5.2 Market Forecast
    • 8.3.6 Russia
      • 8.3.6.1 Market Trends
      • 8.3.6.2 Market Forecast
    • 8.3.7 Others
      • 8.3.7.1 Market Trends
      • 8.3.7.2 Market Forecast
  • 8.4 Latin America
    • 8.4.1 Brazil
      • 8.4.1.1 Market Trends
      • 8.4.1.2 Market Forecast
    • 8.4.2 Mexico
      • 8.4.2.1 Market Trends
      • 8.4.2.2 Market Forecast
    • 8.4.3 Others
      • 8.4.3.1 Market Trends
      • 8.4.3.2 Market Forecast
  • 8.5 Middle East and Africa
    • 8.5.1 Market Trends
    • 8.5.2 Market Breakup by Country
    • 8.5.3 Market Forecast

9 SWOT Analysis

  • 9.1 Overview
  • 9.2 Strengths
  • 9.3 Weaknesses
  • 9.4 Opportunities
  • 9.5 Threats

10 Value Chain Analysis

11 Porters Five Forces Analysis

  • 11.1 Overview
  • 11.2 Bargaining Power of Buyers
  • 11.3 Bargaining Power of Suppliers
  • 11.4 Degree of Competition
  • 11.5 Threat of New Entrants
  • 11.6 Threat of Substitutes

12 Price Analysis

13 Competitive Landscape

  • 13.1 Market Structure
  • 13.2 Key Players
  • 13.3 Profiles of Key Players
    • 13.3.1 Avegant Corp.
      • 13.3.1.1 Company Overview
      • 13.3.1.2 Product Portfolio
    • 13.3.2 Himax Technologies Inc.
      • 13.3.2.1 Company Overview
      • 13.3.2.2 Product Portfolio
    • 13.3.3 Innovega Inc.
      • 13.3.3.1 Company Overview
      • 13.3.3.2 Product Portfolio
    • 13.3.4 Magic Leap Inc.
      • 13.3.4.1 Company Overview
      • 13.3.4.2 Product Portfolio
    • 13.3.5 Omnivision Technologies Inc.
      • 13.3.5.1 Company Overview
      • 13.3.5.2 Product Portfolio
    • 13.3.6 Optinvent
      • 13.3.6.1 Company Overview
      • 13.3.6.2 Product Portfolio
    • 13.3.7 QD Laser
      • 13.3.7.1 Company Overview
      • 13.3.7.2 Product Portfolio
      • 13.3.7.3 Financials
    • 13.3.8 Vuzix Corporation
      • 13.3.8.1 Company Overview
      • 13.3.8.2 Product Portfolio
      • 13.3.8.3 Financials