デジタル決済の世界市場：市場規模・シェア・動向分析 (ソリューション別・決済手段別・展開方式別・企業規模別・最終用途別・地域別)、セグメント別予測 (2025年～2030年)

デジタル決済市場の成長と動向：

Grand View Research, Inc.の最新レポートによると、世界のデジタル決済の市場規模は2025年から2030年にかけてCAGR 21.4%で拡大し、2030年には3,613億米ドルに達すると予測されています。

同市場の成長は、フィンテック分野の技術進歩に加え、非現金取引の増加に起因しています。数多くのフィンテック企業や銀行は、進化する顧客の需要に対応するため、デジタルサービスの強化に努めています。例えば、2021年1月、金融テクノロジーとデジタル決済を手がけるMogo Inc.は、デジタル決済会社Cartaの買収に対する株主の承認を発表しました。この買収は、旧会社の市場でのプレゼンス強化につながると期待されています。

デジタル決済におけるバイオメトリクス認証は、今後数年で勢いを増すと予想されます。バイオメトリクス認証とは、特定の人物に関連する生物学的特徴を検証する認証方法です。認証には、顔認識、指紋スキャン、心拍分析、静脈マッピングなどの要素が含まれます。Payments Industry Intelligenceによると、バイオメトリクス認証ソリューションは、2024年までに2兆5,000億米ドル相当のモバイル決済取引の安全確保に使用される見込みです。

小売業界では、アシスト・チェックアウト（ACO）などの革新的技術の採用が増加しており、デジタル決済業界の成長を後押しすると予想されています。最近では、様々な企業が小売店舗にアシストチェックアウトシステムを導入しようと努力しています。例えば、2020年6月、人気の小売企業であるウォルマートは、アーカンソー州とフェイエットビルの複数の店舗で、アシスト型レジの小売店舗をテストしていると発表しました。これらの店舗では、従来のレジ・レーンがセルフ・レジ・システムに置き換えられています。

COVID-19の大流行とその社会生活への影響は、市場をかつてない成長へと好意的に押し上げました。パンデミックは、この業界をモバイルベースの決済ソリューションとオンライン販売の増加へと導いた。これらの要因は、世界中でデジタル決済ソリューションの需要増加の主な原動力として認識されています。アクセンチュアが実施した調査によると、2023年までに7兆ドル相当の取引が現金からカードやデジタル決済に移行すると予想されています。

成長の触媒として作用する出来事、すなわち主要企業間の協業案件が存在すれば、市場は大きな成長を遂げる可能性が高いです。例えば、2023年12月には、PayPal Holdings Inc.とSAPの協業が発表され、SAPの顧客向けにデジタル決済の合理化を目的とした統合強化が導入されました。この提携には、SAP Business Technology Platform（SAP BTP）の機能を活用し、PayPal Braintreeプラットフォーム向けに設計されたデジタル決済プラグインの開発が含まれています。こうした取り組みにより、市場の成長が促進されると期待されます。

デジタル決済市場のレポートハイライト

• 決済処理が市場をリードし、2024年の世界売上高の26.7%を占めています。世界中でオンラインショッピングへの嗜好が高まっており、小売業者は顧客にシームレスなチェックアウト体験を提供するため、決済処理ソリューションの導入を促しています。
• 販売時点情報管理（POS）は、2024年の市場収益シェアで最大を占めました。小売店舗はトランザクション処理にPOSシステムを利用しています。
• 2024年の市場収益シェアはオンプレミス部門が最大です。デジタル決済のオンプレミス展開により、組織はアプリケーションとシステムを完全に制御でき、組織のITスタッフが容易に管理できます。
• 大企業は、2024年に58.6％の最大の収益シェアを占めています。大規模小売店では、顧客が社会的距離を保ちながら決済を行えるようにするため、デジタル決済ソリューションへの需要が高まっています。
• 最終用途別では、BFSIが2024年に23.2%のシェアで市場をリードしました。国内および国境を越えた取引におけるデジタル送金需要の高まりが、銀行によるデジタル決済ソリューションの採用を後押ししています。
• 北米がデジタル決済業界を支配し、2024年には33.5%のシェアを占めています。

目次

第1章 分析方法・範囲

第2章 エグゼクティブサマリー

第3章 市場の変動要因・傾向・範囲

• 市場概要/連関の見通し
• 業界バリューチェーン分析
• 市場力学
  • 市場促進要因の分析
  • 市場課題の分析
  • 市場機会の分析
• デジタル決済市場：分析ツール
  • ポーターのファイブフォース分析
  • PESTEL分析

第4章 デジタル決済市場：ソリューション別の推定・動向分析

• セグメントダッシュボード
• デジタル決済市場：変動分析、ソリューション別（10億米ドル、2023年・2030年）
• API（アプリケーションプログラムインターフェース）
• 決済ゲートウェイ
• 決済処理
• 決済セキュリティ・不正管理
• 取引リスク管理
• その他

第5章 デジタル決済市場：決済手段別の推定・動向分析

• セグメントダッシュボード
• デジタル決済市場：変動分析、決済手段別（10億米ドル、2023年・2030年）
• 銀行カード
• デジタル通貨
• デジタルウォレット
• ネットバンキング
• 販売時点情報管理
• その他

第6章 デジタル決済市場：展開方式別の推定・動向分析

• セグメントダッシュボード
• デジタル決済市場：変動分析、展開方式別（10億米ドル、2023年・2030年）
• クラウド
• オンプレミス

第7章 デジタル決済市場：企業規模の推定・動向分析

• セグメントダッシュボード
• デジタル決済市場：変動分析、企業規模別（10億米ドル、2023年・2030年）
• 大企業
• 中小企業

第8章 デジタル決済市場：最終用途別の推定・動向分析

• セグメントダッシュボード
• デジタル決済市場：変動分析、最終用途別（10億米ドル、2023年・2030年）
• BFSI
• 医療
• IT・通信
• メディア・エンターテインメント
• 小売業・eコマース
• 交通機関
• その他

第9章 デジタル決済市場：地域別の推定・動向分析

• デジタル決済の市場シェア：地域別（10億米ドル、2023年・2030年）
• 北米
  • 米国
  • カナダ
  • メキシコ
• 欧州
  • 英国
  • ドイツ
  • フランス
• アジア太平洋
  • 中国
  • インド
  • 日本
  • 韓国
  • オーストラリア
• ラテンアメリカ
  • ブラジル
• 中東・アフリカ
  • サウジアラビア（KSA）
  • アラブ首長国連邦
  • 南アフリカ

第10章 競合情勢

• 最近の動向と影響分析：主要市場参入企業別
• 企業分類
• 企業の市場ポジショニング
• 企業の市場シェア分析
• 企業ヒートマップ分析
• 戦略マッピング
  • 拡大
  • 企業合併・買収 (M&A)
  • パートナーシップとコラボレーション
  • 新製品の発売
  • 研究開発
• 企業プロファイル
  • Aliant Payments
  • Aurus Inc.
  • Adyen
  • Financial Software &Systems Pvt. Ltd.
  • PayPal Holdings Inc.
  • Novatti Group Pty Ltd.
  • ACI Worldwide, Inc.
  • Global Payments Inc.
  • Wirecard
  • Authorize.Net

List of Tables

• Table 1 Digital payment market (USD Billion) 2017 - 2030
• Table 2 Global market estimates and forecasts, by region, 2017 - 2030 (USD Billion)
• Table 3 Global market estimates and forecasts, by solution, 2017 - 2030 (USD Billion)
• Table 4 Global market estimates and forecasts, by mode of payment 2017 - 2030 (USD Billion)
• Table 5 Global market estimates and forecasts, by deployment 2017 - 2030 (USD Billion)
• Table 6 Global market estimates and forecasts, by enterprise size 2017 - 2030 (USD Billion)
• Table 7 Global market estimates and forecasts, by end use 2017 - 2030 (USD Billion)
• Table 8 Application Program Interface digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 9 Payment gateway digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 10 Payment processing digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 11 Payment security & fraud management digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 12 Transaction risk management digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 13 Others digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 14 Bank cards digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 15 Digital currencies digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 16 Digital wallets digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 17 Net banking digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 18 Point of sales digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 19 Others digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 20 Cloud digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 21 On-premise digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 22 Large enterprises digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 23 Small & medium enterprises digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 24 BFSI digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 25 Healthcare digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 26 IT & telecom digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 27 Media & entertainment digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 28 Retail & e-commerce digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 29 Transportation digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 30 Others digital payment market, by region, 2017 - 2030 (USD Billion)
• Table 31 North America digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 32 North America digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 33 North America digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 34 North America digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 35 North America digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 36 U.S. digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 37 U.S. digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 38 U.S. digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 39 U.S. digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 40 U.S. digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 41 Canada digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 42 Canada digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 43 Canada digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 44 Canada digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 45 Canada digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 46 Europe digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 47 Europe digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 48 Europe digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 49 Europe digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 50 Europe digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 51 UK digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 52 UK digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 53 UK digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 54 UK digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 55 UK digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 56 Germany digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 57 Germany digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 58 Germany digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 59 Germany digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 60 Germany digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 61 France digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 62 France digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 63 France digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 64 France digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 65 France digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 66 Asia Pacific digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 67 Asia Pacific digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 68 Asia Pacific digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 69 Asia Pacific digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 70 Asia Pacific digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 71 China digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 72 China digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 73 China digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 74 China digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 75 China digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 76 Japan digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 77 Japan digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 78 Japan digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 79 Japan digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 80 Japan digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 81 India digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 82 India digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 83 India digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 84 India digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 85 India digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 86 South Korea digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 87 South Korea digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 88 South Korea digital payment market,by deployment, 2017 - 2030 (USD Billion)
• Table 89 South Korea digital payment market,by enterprise size, 2017 - 2030 (USD Billion)
• Table 90 South Korea digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 91 Australia digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 92 Australia digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 93 Australia digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 94 Australia digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 95 Australia digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 96 Latin America digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 97 Latin America digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 98 Latin America digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 99 Latin America digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 100 Latin America digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 101 Brazil digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 102 Brazil digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 103 Brazil digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 104 Brazil digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 105 Brazil digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 106 Mexico digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 107 Mexico digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 108 Mexico digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 109 Mexico digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 110 Mexico digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 111 Middle East & Africa digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 112 Middle East & Africa digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 113 Middle East & Africa digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 114 Middle East & Africa digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 115 Middle East & Africa digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 116 Kingdom of Saudi Arabia (KSA) digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 117 Kingdom of Saudi Arabia (KSA) digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 118 Kingdom of Saudi Arabia (KSA) digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 119 Kingdom of Saudi Arabia (KSA) digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 120 Kingdom of Saudi Arabia (KSA) digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 121 UAE digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 122 UAE digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 123 UAE digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 124 UAE digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 125 UAE digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 126 South Africa digital payment market, by solution, 2017 - 2030 (USD Billion)
• Table 127 South Africa digital payment market, by mode of payment, 2017 - 2030 (USD Billion)
• Table 128 South Africa digital payment market, by deployment, 2017 - 2030 (USD Billion)
• Table 129 South Africa digital payment market, by enterprise size, 2017 - 2030 (USD Billion)
• Table 130 South Africa digital payment market, by end use 2017 - 2030 (USD Billion)
• Table 131 Company Market Share, 2023
• Table 132 Company Heat Map Analysis
• Table 133 Key companies undergoing expansion
• Table 134 Key companies undergoing collaborations
• Table 135 Key companies undergoing new product launch
• Table 136 Key companies undergoing mergers & acquisitions
• Table 137 Key companies undergoung other strategies

List of Figures

• Fig. 1 Digital payment market segmentation
• Fig. 2 Information procurement
• Fig. 3 Data analysis models
• Fig. 4 Market formulation and valudation
• Fig. 5 Data validating & publishing
• Fig. 6 Market snapshot
• Fig. 7 Segment snapshot
• Fig. 8 Competitive landscape snapshot
• Fig. 9 Parent Market Value, 2023 (USD Billion)
• Fig. 10 Digital payment market - Industry value chain analysis
• Fig. 11 Digital payment market dynamics
• Fig. 12 Digital payment market: Porter's analysis
• Fig. 13 Digital payment market: PESTEL analysis
• Fig. 14 Digital payment market, by solution: key takeaways
• Fig. 15 Digital payment market, by solution: market share, 2023 & 2030
• Fig. 16 Digital payment market estimates & forecasts, by application program interface, 2017 - 2030 (USD Billion)
• Fig. 17 Digital payment market estimates & forecasts, by payment gateway, 2017 - 2030 (USD Billion)
• Fig. 18 Digital payment market estimates & forecasts, by payment processing, 2017 - 2030 (USD Billion)
• Fig. 19 Digital payment market estimates & forecasts, by payment security & fraud management, 2017 - 2030 (USD Billion)
• Fig. 20 Digital payment market estimates & forecasts, by transaction risk management, 2017 - 2030 (USD Billion)
• Fig. 21 Digital payment market estimates & forecasts, by others, 2017 - 2030 (USD Billion)
• Fig. 22 Digital payment market, by mode of payment: key takeaways
• Fig. 23 Digital payment market, by mode of payment: market share, 2023 & 2030
• Fig. 24 Digital payment market estimates & forecasts, by bank cards, 2017 - 2030 (USD Billion)
• Fig. 25 Digital payment market estimates & forecasts, by digital currencies, 2017 - 2030 (USD Billion)
• Fig. 26 Digital payment market estimates & forecasts, by digital wallets, 2017 - 2030 (USD Billion)
• Fig. 27 Digital payment market estimates & forecasts, by net banking, 2017 - 2030 (USD Billion)
• Fig. 28 Digital payment market estimates & forecasts, by point of sales, 2017 - 2030 (USD Billion)
• Fig. 29 Digital payment market estimates & forecasts, by others, 2017 - 2030 (USD Billion)
• Fig. 30 Digital payment market, by deployment: key takeaways
• Fig. 31 Digital payment market, by deployment: market share, 2023 & 2030
• Fig. 32 Digital payment market estimates & forecasts, by cloud, 2017 - 2030 (USD Billion)
• Fig. 33 Digital payment market estimates & forecasts, by on-premise, 2017 - 2030 (USD Billion)
• Fig. 34 Digital payment market, by enterprise size: key takeaways
• Fig. 35 Digital payment market, by enterprise size: market share, 2023 & 2030
• Fig. 36 Digital payment market estimates & forecasts, by large eneterprises, 2017 - 2030 (USD Billion)
• Fig. 37 Digital payment market estimates & forecasts, by small & medium enterprises, 2017 - 2030 (USD Billion)
• Fig. 38 Digital payment market, by end use: key takeaways
• Fig. 39 Digital payment market, by end use: market share, 2023 & 2030
• Fig. 40 Digital payment market estimates & forecasts, by BFSI, 2017 - 2030 (USD Billion)
• Fig. 41 Digital payment market estimates & forecasts, by healthcare, 2017 - 2030 (USD Billion)
• Fig. 42 Digital payment market estimates & forecasts, by IT & telecom, 2017 - 2030 (USD Billion)
• Fig. 43 Digital payment market estimates & forecasts, by media & entertainment, 2017 - 2030 (USD Billion)
• Fig. 44 Digital payment market estimates & forecasts, by retail & e-commerce, 2017 - 2030 (USD Billion)
• Fig. 45 Digital payment market estimates & forecasts, by transportation, 2017 - 2030 (USD Billion)
• Fig. 46 Digital payment market estimates & forecasts, by others, 2017 - 2030 (USD Billion)
• Fig. 47 Digital payment market revenue, by region, 2023 & 2030 (USD Billion)
• Fig. 48 Regional marketplace: key takeways
• Fig. 49 Regional marketplace: key takeways
• Fig. 50 North America digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 51 U.S. digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 52 Canada digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 53 Europe digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 54 UK digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 55 Germany digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 56 France digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 57 Asia Pacific digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 58 China digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 59 India digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 60 Japan digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 61 South Korea digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 62 Australia digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 63 Latin America digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 64 Brazil digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 65 Mexico digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 66 Middle East & Africa digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 67 Kingdom of Saudi Arabia (KSA) digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 68 UAE digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 69 South Africa digital payment market estimates & forecasts, 2017 - 2030 (USD Billion)
• Fig. 70 Key company categorization
• Fig. 71 Company market positioning
• Fig. 72 Company market share analysis, 2023
• Fig. 73 Strategic framework

Digital Payment Market Growth & Trends:

The global digital payment market size is anticipated to reach USD 361.30 billion by 2030, expanding at a CAGR of 21.4% from 2025 to 2030, according to a new report published by Grand View Research, Inc. The market's growth can be attributed to the increasing number of non-cash transactions, alongside technological advancements within the fintech sector. Numerous fintech firms and banks are striving to enhance their digital services in order to align with evolving customer demands. For instance, in January 2021, Mogo Inc., a financial technology and digital payment company, announced the shareholder's approval for the acquisition of a digital payment company, Carta. This acquisition is expected to help the former company strengthen its market presence.

Biometric authentication in digital payments is expected to gain momentum in the coming years. It is a method used for authentication which involves the verification of biological characteristics related to particular person. The authentications include factors such as facial recognition, fingerprint scanning, heartrate analysis, and vein mapping. According to Payments Industry Intelligence, biometric authentication solutions are expected to be used to secure USD 2.5 trillion worth of mobile payment transactions by 2024.

The increase in the adoption of innovative technologies, such as assisted checkouts (ACOs) in the retail industry, is expected to push digital payment industry towards growth. In recent days, various companies have been making efforts to deploy assisted checkout systems in retail stores. For instance, in June 2020, Walmart, a popular retail company has recently announced that they were testing their assisted checkout retail stores at multiple locations in Arkansas and Fayetteville. The traditional cashier checkout lanes in these stores were replaced by self-checkout systems.

The COVID-19 pandemic and its impact on public life has favorably propelled the market towards unprecedented growth. The pandemic has led this industry to an increased number of mobile-based payment solutions and online sales, These factors have been recognized as the major driving forces behind increasing demand for digital payment solutions across the globe. According to the study conducted by Accenture, transactions worth $7 trillion are expected to shift from cash to card and digital payments by 2023.

In presence of events which are acting as a catalyst for growth, i.e. collaborative deals between top players, the market is most likely to witness significant growth. For instance, in December 2023, a collaboration between PayPal Holdings Inc. and SAP was unveiled, marking the introduction of an enhanced integration aimed at streamlining digital payments for SAP customers. This partnership entails the development of a digital payments plug-in designed for the PayPal Braintree platform, leveraging the capabilities of the SAP Business Technology Platform (SAP BTP). These initiatives are expected to drive the market's growth.

Digital Payment Market Report Highlights:

• Payment processing led the market and accounted for 26.7% of the global revenue in 2024. The increasing preference for online shopping across the globe is prompting retailers to adopt payment processing solutions to provide customers with seamless checkout experiences.
• Point of sales accounted for the largest market revenue share in 2024. Retail stores use point-of-sale systems for processing transactions.
• The on-premise segment accounted for the largest market revenue share in 2024. The on-premise deployment of digital payment provides organizations with complete control over applications and systems, which can be easily managed by the organization's IT staff.
• Large enterprises accounted for the largest revenue share of 58.6 in 2024. Large retail stores increasingly demand digital payment solutions to enable their customers to conduct payments by maintaining social distancing.
• BFSI end use led the market with a share of 23.2% in 2024. The rising demand for digital remittance for domestic and cross-border transactions is encouraging banks to adopt digital payment solutions.
• North America dominated the digital payment industry and accounted for a 33.5% share in 2024.

Table of Contents

Chapter 1. Methodology and Scope

• 1.1. Market Segmentation and Scope
• 1.2. Research Methodology
  • 1.2.1. Information Procurement
• 1.3. Information or Data Analysis
• 1.4. Methodology
• 1.5. Research Scope and Assumptions
• 1.6. Market Formulation & Validation
• 1.7. List of Data Sources

Chapter 2. Executive Summary

• 2.1. Market Outlook
• 2.2. Segment Outlook
• 2.3. Competitive Insights

Chapter 3. Market Variables, Trends, and Scope

• 3.1. Market Introduction/Lineage Outlook
• 3.2. Industry Value Chain Analysis
• 3.3. Market Dynamics
  • 3.3.1. Market Drivers Analysis
  • 3.3.2. Market Challenge Analysis
  • 3.3.3. Market Opportunity Analysis
• 3.4. Digital Payment Market Analysis Tools
  • 3.4.1. Porter's Analysis
    • 3.4.1.1. Bargaining power of the suppliers
    • 3.4.1.2. Bargaining power of the buyers
    • 3.4.1.3. Threats of substitution
    • 3.4.1.4. Threats from new entrants
    • 3.4.1.5. Competitive rivalry
  • 3.4.2. PESTEL Analysis
    • 3.4.2.1. Political landscape
    • 3.4.2.2. Economic and Social landscape
    • 3.4.2.3. Technological landscape
    • 3.4.2.4. Environmental landscape
    • 3.4.2.5. Legal landscape

Chapter 4. Digital Payment Market: Solution Estimates & Trend Analysis

• 4.1. Segment Dashboard
• 4.2. Digital Payment Market: Solution Movement Analysis, USD Billion, 2023 & 2030
• 4.3. Application Program Interface
  • 4.3.1. Application Program Interface Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 4.4. Payment Gateway
  • 4.4.1. Payment Gateway Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 4.5. Payment Processing
  • 4.5.1. Payment Processing Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 4.6. Payment Security & Fraud Management
  • 4.6.1. Payment Security & Fraud Management Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 4.7. Transaction Risk Management
  • 4.7.1. Transaction Risk Management Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 4.8. Others
  • 4.8.1. Others Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)

Chapter 5. Digital Payment Market: Mode of Payment Estimates & Trend Analysis

• 5.1. Segment Dashboard
• 5.2. Digital Payment Market: Mode of Payment Movement Analysis, USD Billion, 2023 & 2030
• 5.3. Bank Cards
  • 5.3.1. Bank Cards Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 5.4. Digital Currencies
  • 5.4.1. Digital Currencies Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 5.5. Digital Wallets
  • 5.5.1. Digital Wallets Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 5.6. Net Banking
  • 5.6.1. Net Banking Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 5.7. Point of Sales
  • 5.7.1. Point of Sales Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 5.8. Others
  • 5.8.1. Others Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)

Chapter 6. Digital Payment Market: Deployment Estimates & Trend Analysis

• 6.1. Segment Dashboard
• 6.2. Digital Payment Market: Deployment Movement Analysis, USD Billion, 2023 & 2030
• 6.3. Cloud
  • 6.3.1. Cloud Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 6.4. On-premise
  • 6.4.1. On-premise Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)

Chapter 7. Digital Payment Market: Enterprise Size Estimates & Trend Analysis

• 7.1. Segment Dashboard
• 7.2. Digital Payment Market: Enterprise Size Movement Analysis, USD Billion, 2023 & 2030
• 7.3. Large Enterprises
  • 7.3.1. Large Enterprises Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 7.4. Small & Medium Enterprises
  • 7.4.1. Small & Medium Enterprises Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)

Chapter 8. Digital Payment Market: End Use Estimates & Trend Analysis

• 8.1. Segment Dashboard
• 8.2. Digital Payment Market: End Use Movement Analysis, USD Billion, 2023 & 2030
• 8.3. BFSI
  • 8.3.1. BFSI Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 8.4. Healthcare
  • 8.4.1. Healthcare Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 8.5. IT & Telecom
  • 8.5.1. IT & Telecom Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 8.6. Media & Entertainment
  • 8.6.1. Media & Entertainment Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 8.7. Retail & E-commerce
  • 8.7.1. Retail & E-commerce Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 8.8. Transportation
  • 8.8.1. Transportation Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)
• 8.9. Others
  • 8.9.1. Others Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Billion)

Chapter 9. Digital Payment Market: Regional Estimates & Trend Analysis

• 9.1. Digital Payment Market Share, By Region, 2023 & 2030, USD Billion
• 9.2. North America
  • 9.2.1. North America Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.2.2. U.S.
    • 9.2.2.1. U.S. Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.2.3. Canada
    • 9.2.3.1. Canada Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.2.4. Mexico
    • 9.2.4.1. Mexico Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
• 9.3. Europe
  • 9.3.1. Europe Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.3.2. UK
    • 9.3.2.1. UK Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.3.3. Germany
    • 9.3.3.1. Germany Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.3.4. France
    • 9.3.4.1. France Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
• 9.4. Asia Pacific
  • 9.4.1. Asia Pacific Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.4.2. China
    • 9.4.2.1. China Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.4.3. India
    • 9.4.3.1. India Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.4.4. Japan
    • 9.4.4.1. Japan Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.4.5. South Korea
    • 9.4.5.1. South Korea Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.4.6. Australia
    • 9.4.6.1. Australia Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
• 9.5. Latin America
  • 9.5.1. Latin America Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.5.2. Brazil
    • 9.5.2.1. Brazil Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
• 9.6. Middle East & Africa
  • 9.6.1. Middle East & Africa Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.6.2. Kingdom Of Saudi Arabia (KSA)
    • 9.6.2.1. Kingdom Of Saudi Arabia (KSA) Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.6.3. UAE
    • 9.6.3.1. UAE Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)
  • 9.6.4. South Arica
    • 9.6.4.1. South Africa Digital Payment Market Estimates & Forecasts, 2017 - 2030 (USD Billion)

Chapter 10. Competitive Landscape

• 10.1. Recent Developments & Impact Analysis by Key Market Participants
• 10.2. Company Categorization
• 10.3. Company Market Positioning
• 10.4. Company Market Share Analysis
• 10.5. Company Heat Map Analysis
• 10.6. Strategy Mapping
  • 10.6.1. Expansion
  • 10.6.2. Mergers & Acquisition
  • 10.6.3. Partnerships & Collaborations
  • 10.6.4. New Product Launches
  • 10.6.5. Research And Development
• 10.7. Company Profiles
  • 10.7.1. Aliant Payments
    • 10.7.1.1. Participant's Overview
    • 10.7.1.2. Financial Performance
    • 10.7.1.3. Product Benchmarking
    • 10.7.1.4. Recent Developments
  • 10.7.2. Aurus Inc.
    • 10.7.2.1. Participant's Overview
    • 10.7.2.2. Financial Performance
    • 10.7.2.3. Product Benchmarking
    • 10.7.2.4. Recent Developments
  • 10.7.3. Adyen
    • 10.7.3.1. Participant's Overview
    • 10.7.3.2. Financial Performance
    • 10.7.3.3. Product Benchmarking
    • 10.7.3.4. Recent Developments
  • 10.7.4. Financial Software & Systems Pvt. Ltd.
    • 10.7.4.1. Participant's Overview
    • 10.7.4.2. Financial Performance
    • 10.7.4.3. Product Benchmarking
    • 10.7.4.4. Recent Developments
  • 10.7.5. PayPal Holdings Inc.
    • 10.7.5.1. Participant's Overview
    • 10.7.5.2. Financial Performance
    • 10.7.5.3. Product Benchmarking
    • 10.7.5.4. Recent Developments
  • 10.7.6. Novatti Group Pty Ltd.
    • 10.7.6.1. Participant's Overview
    • 10.7.6.2. Financial Performance
    • 10.7.6.3. Product Benchmarking
    • 10.7.6.4. Recent Developments
  • 10.7.7. ACI Worldwide, Inc.
    • 10.7.7.1. Participant's Overview
    • 10.7.7.2. Financial Performance
    • 10.7.7.3. Product Benchmarking
    • 10.7.7.4. Recent Developments
  • 10.7.8. Global Payments Inc.
    • 10.7.8.1. Participant's Overview
    • 10.7.8.2. Financial Performance
    • 10.7.8.3. Product Benchmarking
    • 10.7.8.4. Recent Developments
  • 10.7.9. Wirecard
    • 10.7.9.1. Participant's Overview
    • 10.7.9.2. Financial Performance
    • 10.7.9.3. Product Benchmarking
    • 10.7.9.4. Recent Developments
  • 10.7.10. Authorize.Net
    • 10.7.10.1. Participant's Overview
    • 10.7.10.2. Financial Performance
    • 10.7.10.3. Product Benchmarking
    • 10.7.10.4. Recent Developments