表紙:オルタナティブファイナンスの市場規模、シェア、動向分析レポートタイプ別(ピアツーピアレンディング、インボイストレード)、最終用途別(個人、企業)、地域別(北米、アジア太平洋)、およびセグメント予測、2023年~2030年
市場調査レポート
商品コード
1233166

オルタナティブファイナンスの市場規模、シェア、動向分析レポートタイプ別(ピアツーピアレンディング、インボイストレード)、最終用途別(個人、企業)、地域別(北米、アジア太平洋)、およびセグメント予測、2023年~2030年

Alternative Financing Market Size, Share & Trends Analysis Report By Type (Peer-to-Peer Lending, Invoice Trade), By End-user (Individual, Businesses), By Region (North America, Asia Pacific), And Segment Forecasts, 2023 - 2030

出版日: | 発行: Grand View Research | ページ情報: 英文 120 Pages | 納期: 2~10営業日

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価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=155.86円
オルタナティブファイナンスの市場規模、シェア、動向分析レポートタイプ別(ピアツーピアレンディング、インボイストレード)、最終用途別(個人、企業)、地域別(北米、アジア太平洋)、およびセグメント予測、2023年~2030年
出版日: 2023年02月10日
発行: Grand View Research
ページ情報: 英文 120 Pages
納期: 2~10営業日
  • 全表示
  • 概要
  • 図表
  • 目次
概要

オルタナティブファイナンスの市場成長と動向

Grand View Research, Inc.の新しいレポートによると、世界の代替金融市場規模は、2023年から2030年にかけて20.2%のCAGRで成長し、2030年までに457億2000万米ドルに達すると予想されています。

代替金融商品は、従来の銀行商品よりも柔軟で便利なことが多いです。例えば、オンライン融資プラットフォームでは、借り手は自宅にいながら融資を申し込むことができ、多くの代替金融オプションは、より柔軟な返済条件と融資額を提供しており、業界の成長を促進しています。また、オルタナティブファイナンスは、従来の銀行商品と比較してコストが低いことも、この業界の成長の原動力となっています。

例えば、オンライン金融機関は、間接費が少なく、プロセスが効率的であるため、従来の銀行よりも低金利で融資を行うことができます。これは、より手頃な資金調達手段を求める中小企業や個人にとって特に魅力的です。人口動態の変化も、この業界の成長に大きな役割を果たしています。例えば、ミレニアル世代や若い世代が労働力として働くようになり、起業や経済的な将来への投資を目指す中で、より柔軟で利用しやすい資金調達オプションへの需要が高まっています。全体として、この業界は、資本へのアクセスの増加、柔軟性と利便性、コストの低下、革新と技術、人口動態の変化など、さまざまな要因によって牽引されています。

これらの要因によって、伝統的な銀行以外の資金調達方法を探している個人や企業にとって、オルタナティブファイナンスがより現実的な選択肢となりつつあるのです。COVID-19が世界の産業に与えた主な好影響のひとつは、代替金融ソリューションに対する需要の高まりです。多くの企業や個人が景気後退の影響を受け、クレジットへのアクセスや財務管理のための新しく革新的な方法を模索しています。さらに、伝統的な銀行が融資に慎重になっているため、多くの人が融資を受けることが難しくなっており、より多くの人が代替融資の選択肢を求めるようになってきています。

オルタナティブファイナンス市場のレポートハイライト

  • ピアツーピアレンディングは、銀行などの伝統的な金融仲介機関をバイパスして、借り手と投資家を直接つなぐことができるため、2022年に業界を支配しました。
  • 銀行や他の金融機関のような諸経費がかからないため、借り手にとっては低コストで有利な融資条件を実現できます。
  • オルタナティブファイナンスは、より多くの潜在的な投資家や貸し手へのアクセスを企業に提供することができるため、2022年にはビジネス部門が業界を席巻しました。
  • 従来の融資オプションでは、企業は少数の銀行やベンチャーキャピタルに限定される可能性があります。これに対し、クラウドファンディングやピア・ツー・ピア・レンディングなどのオルタナティブファイナンスは、世界中の多くの潜在的な投資家とビジネスを結びつけることができます。
  • アジア太平洋地域は、2023年から2030年にかけて最も成長率の高い地域となることが予想されています。
  • オルタナティブファイナンス・プロバイダーは、この地域市場にサービスを提供し、中小企業が他の方法ではアクセスできないクレジットや他の形態の資金を利用できるようにするのに適した立場にあります。

目次

第1章 調査手法と範囲

  • 市場セグメンテーションと範囲
  • 市場の定義
  • 調査手法
  • 調査の仮定
  • データソースのリスト
    • 二次情報
    • 一次情報

第2章 エグゼクティブサマリー

  • 市場のスナップショット
  • セグメントのスナップショット
  • 競合情勢のスナップショット

第3章 市場変数、動向、範囲

  • 市場系列の見通し
  • オルタナティブファイナンス市場のバリューチェーン分析
  • 代替金融市場力学
    • 市場促進要因分析
      • 個人や中小企業が資本にアクセスする必要性
      • オンライン融資プラットフォームの普及
    • 市場抑制・課題分析
      • 意識の欠如
  • オルタナティブファイナンス-ポーターのファイブフォース分析
  • オルタナティブファイナンス市場-PESTEL分析
  • COVID-19がオルタナティブファイナンス市場に与える影響

第4章 オルタナティブファイナンス型の展望

  • タイプ別オルタナティブファイナンス市場シェア、2022年
  • ピアツーピア貸付
  • クラウドファンディング
  • インボイス取引
  • その他

第5章 オルタナティブファイナンスエンドユーザーの見通し

  • オルタナティブファイナンスの市場シェア、最終用途別、2022年
  • 個人
  • ビジネス

第6章 オルタナティブファイナンスの地域的展望

  • 地域別オルタナティブファイナンス市場シェア、2022年
  • 北米
    • 米国
    • カナダ
  • 欧州
    • 英国
    • ドイツ
    • スペイン
    • イタリア
  • アジア太平洋地域
    • 中国
    • インド
    • 日本
    • 韓国
  • ラテンアメリカ
    • ブラジル
    • メキシコ
  • MEA

第7章 競合情勢

  • Key Market Participants
    • LendingCrowd
    • Upstart Network, Inc.
    • Funding Circle
    • OnDeck
    • GoFundMe
    • Wefunder, Inc.
    • LendingTree, LLC
    • Prosper Funding LLC
    • Fundly
    • Kickstarter, PBC
  • Key Company Market Share Analysis, 2022
  • Company Categorization/Position Analysis, 2022
  • Strategic Mapping
    • 拡張
    • 取得
    • コラボレーション
    • 製品・サービスのローンチ
    • パートナーシップ
    • その他
図表

List of Tables

  • Table 1. Alternatie financing market - Industry snapshot & key buying criteria, 2017 - 2030
  • Table 2. Global alternative financing market, 2017 - 2030 (USD Million)
  • Table 3. Global alternative financing market, by region, 2017 - 2030 (USD Million)
  • Table 4. Global alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 5. Global alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 6. Alternative financing market by peer to peer lending, 2017 - 2030 (USD Million)
  • Table 7. Alternative financing market by peer to peer lending, by region, 2017 - 2030 (USD Million)
  • Table 8. Alternative financing market by crowdfunding, 2017 - 2030 (USD Million)
  • Table 9. Alternative financing market by crowdfunding, by region, 2017 - 2030 (USD Million)
  • Table 10. Alternative financing market by invoice trade, 2017 - 2030 (USD Million)
  • Table 11. Alternative financing market by invoice trade, by region, 2017 - 2030 (USD Million)
  • Table 12. Alternative financing market by others, 2017 - 2030 (USD Million)
  • Table 13. Alternative financing market by others, by region, 2017 - 2030 (USD Million)
  • Table 14. Alternative financing market by individual, 2017 - 2030 (USD Million)
  • Table 15. Alternative financing market by individual stores, by region, 2017 - 2030 (USD Million)
  • Table 16. Alternative financing market by businesses, 2017 - 2030 (USD Million)
  • Table 17. Alternative financing market by businesses, by region, 2017 - 2030 (USD Million)
  • Table 18. North America alternative financing market, 2017 - 2030 (USD Million)
  • Table 19. North America alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 20. North America alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 21. U.S. alternative financing market, 2017 - 2030 (USD Million)
  • Table 22. U.S. alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 23. U.S. alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 24. Canada alternative financing market, 2017 - 2030 (USD Million)
  • Table 25. Canada alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 26. Canada alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 27. Europe alternative financing market, 2017 - 2030 (USD Million)
  • Table 28. Europe alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 29. Europe alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 30. U.K. alternative financing market, 2017 - 2030 (USD Million)
  • Table 31. U.K. alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 32. U.K. alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 33. Germany alternative financing market, 2017 - 2030 (USD Million)
  • Table 34. Germany alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 35. Germany alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 36. Spain alternative financing market, 2017 - 2030 (USD Million)
  • Table 37. Spain alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 38. Spain alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 39. Italy alternative financing market, 2017 - 2030 (USD Million)
  • Table 40. Italy alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 41. Italy alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 42. Asia Pacific alternative financing market, 2017 - 2030 (USD Million)
  • Table 43. Asia Pacific alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 44. Asia Pacific alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 45. China alternative financing market, 2017 - 2030 (USD Million)
  • Table 46. China alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 47. China alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 48. India alternative financing market, 2017 - 2030 (USD Million)
  • Table 49. India alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 50. India alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 51. Japan alternative financing market, 2017 - 2030 (USD Million)
  • Table 52. Japan alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 53. Japan alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 54. South Korea alternative financing market, 2017 - 2030 (USD Million)
  • Table 55. South Korea alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 56. South Korea alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 57. Latin America alternative financing market, 2017 - 2030 (USD Million)
  • Table 58. Latin America alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 59. Latin America alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 60. Brazil alternative financing market, 2017 - 2030 (USD Million)
  • Table 61. Brazil alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 62. Brazil alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 63. Mexico alternative financing market, 2017 - 2030 (USD Million)
  • Table 64. Mexico alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 65. Mexico alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 66. MEA alternative financing market, 2017 - 2030 (USD Million)
  • Table 67. MEA alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 68. MEA alternative financing market, by end user, 2017 - 2030 (USD Million)

List of Figures

  • Fig. 1 Market segmentation and scope
  • Fig. 2 Global alternative financing market, 2017 - 2030 (USD Million)
  • Fig. 3 Alternative financing market - Value chain analysis
  • Fig. 4 Alternative financing market - Market dynamics
  • Fig. 5 Alternative financing market - Key market driver impact
  • Fig. 6 Alternative financing market - Key market challenge impact
  • Fig. 7 Alternative financing market - Porter's five forces analysis
  • Fig. 8 Alternative financing market - Company market share analysis, 2022
  • Fig. 9 Alternative financing market - PESTEL analysis
  • Fig. 10 Alternative financing market, by type, 2022
  • Fig. 11 Alternative financing market, by end user, 2022
  • Fig. 12 Alternative financing market, by region, 2022
  • Fig. 13 Alternative financing market - Regional takeaways
  • Fig. 14 North America alternative financing market - Key takeaways
  • Fig. 15 Europe alternative financing market - Key takeaways
  • Fig. 16 Asia Pacific alternative financing market - Key takeaways
  • Fig. 17 Latin America alternative financing market - Key takeaways
  • Fig. 18 MEA alterntaive financing market - Key takeaways
目次
Product Code: GVR-4-68039-933-4

Alternative Financing Market Growth & Trends:

The global alternative financing market size is expected to reach USD 45.72 billion by 2030, growing at a CAGR of 20.2% from 2023 to 2030, according to a new report by Grand View Research, Inc. Alternative finance products are often more flexible and convenient than traditional banking products. For example, online lending platforms allow borrowers to apply for loans from the comfort of their own homes, and many alternative financing options offer more flexible repayment terms and loan amounts driving the growth of the industry. Another driver of the industry is the lower costs associated with alternative finance products compared to traditional banking products.

For example, online lenders can offer loans at lower interest rates than traditional banks, as they have lower overhead costs and more efficient processes. This is particularly attractive to small businesses and individuals looking for more affordable financing options. Changing demographics also play a significant role in the growth of the industry. For example, the increasing number of millennials and younger generations entering the workforce is driving demand for more flexible and accessible financing options as they seek to start businesses and invest in their financial future. Overall, the industry is driven by a range of factors, including increased access to capital, flexibility and convenience, lower costs, innovation and technology, and changing demographics.

These drivers are helping to make alternative financing a more viable option for individuals and businesses looking for financing options outside of traditional banking institutions. One of the key positive impacts of COVID-19 on the global industry has been the increased demand for alternative financing solutions. Many businesses and individuals have been impacted by the economic slowdown and have been seeking out new and innovative ways to access credit and manage their finances. Moreover, traditional banks have become more cautious in their lending practices, making it harder for many to secure loans, and driving more people towards alternative financing options.

Alternative Financing Market Report Highlights:

  • The peer-to-peer lending segment dominated the industry in 2022 owing to the ability to connect borrowers with investors directly, bypassing traditional financial intermediaries such as banks
  • This can result in lower costs and more favorable loan terms for borrowers, as they are not subject to the same overhead costs as banks or other financial institutions
  • The businesses segment dominated the industry in 2022 as alternative financing can provide businesses with access to a broader pool of potential investors or lenders
  • With traditional financing options, businesses may be limited to a small group of banks or venture capital firms. In contrast, alternative financing options, such as crowdfunding or peer-to-peer lending, can connect businesses with a large, global audience of potential investors
  • Asia Pacific is anticipated to emerge as the fastest-growing region from 2023 to 2030 as it is home to a large and rapidly growing SME sector, which is often underserved by traditional financial institutions
  • Alternative financing providers are well-positioned to serve this regional market, providing SMEs with access to credit and other forms of financing that they might not otherwise have access to

Table of Contents

Chapter 1 Methodology and Scope

  • 1.1. Market Segmentation & Scope
  • 1.2. Market Definitions
  • 1.3. Research Methodology
  • 1.4. Research Assumptions
  • 1.5. List of Data Sources
    • 1.5.1. Secondary Sources
    • 1.5.2. Primary Sources

Chapter 2 Executive Summary

  • 2.1. Market Snapshot
  • 2.2. Segment Snapshot
  • 2.3. Competitive Landscape Snapshot

Chapter 3 Market Variables, Trends & Scope

  • 3.1. Market Lineage Outlook
  • 3.2. Alternative Financing Market Value Chain Analysis
  • 3.3. Alternative Financing Market Market Dynamics
    • 3.3.1. Market Driver Analysis
      • 3.3.1.1. The need for individuals and small businesses to access capital
      • 3.3.1.2. Proliferation of online lending platform
    • 3.3.2. Market Restraint/Challenge Analysis
      • 3.3.2.1. Lack of awareness
  • 3.4. Altrnative Financing - Porter's Five Forces Analysis
  • 3.5. Alternative Financing Market - PESTEL Analysis
  • 3.6. Impact of COVID-19 on the Alternative Financing Market

Chapter 4 Alternative Financing Type Outlook

  • 4.1. Alternative Financing Market Share By Type, 2022
  • 4.2. Peer-to-Peer Lending
    • 4.2.1. Alternative financing market by peer-to-peer lending, 2017 - 2030
  • 4.3. Crowdfunding
    • 4.3.1. Alternative financing market by crowdfunding, 2017 - 2030
  • 4.4. Invoice Trade
    • 4.4.1. Alternative financing market by invoice trade, 2017 - 2030
  • 4.5. Others
    • 4.5.1. Alternative financing market by others, 2017 - 2030

Chapter 5 Alternative Financing End-user Outlook

  • 5.1. Alternative Financing Market Share By End User, 2022
  • 5.2. Individual
    • 5.2.1. Alternative financing market by individual, 2017 - 2030
  • 5.3. Businesses
    • 5.3.1. Alternative financing market by businesses, 2017 - 2030

Chapter 6 Alternative Financing Regional Outlook

  • 6.1. Alternative Financing Market Share By Region, 2022
  • 6.2. North America
    • 6.2.1. North America alternative financing market, 2017 - 2030
    • 6.2.2. North America alternative financing market, by type, 2017 - 2030
    • 6.2.3. North America alternative financing market, by end user, 2017 - 2030
    • 6.2.4. U.S.
      • 6.2.4.1. U.S. alternative financing market, 2017 - 2030
      • 6.2.4.2. U.S. alternative financing market, by type, 2017 - 2030
      • 6.2.4.3. U.S. alternative financing market, by end user, 2017 - 2030
    • 6.2.5. Canada
      • 6.2.5.1. Canada alternative financing market, 2017 - 2030
      • 6.2.5.2. Canada alternative financing market, by type, 2017 - 2030
      • 6.2.5.3. Canada alternative financing market, by end user, 2017 - 2030
  • 6.3. Europe
    • 6.3.1. Europe alternative financing market, 2017 - 2030
    • 6.3.2. Europe alternative financing market, by type, 2017 - 2030
    • 6.3.3. Europe alternative financing market, by end user, 2017 - 2030
    • 6.3.4. U.K.
      • 6.3.4.1. U.K. alternative financing market, 2017 - 2030
      • 6.3.4.2. U.K. alternative financing market, by type, 2017 - 2030
      • 6.3.4.3. U.K. alternative financing market, by end user, 2017 - 2030
    • 6.3.5. Germany
      • 6.3.5.1. Germany alternative financing market, 2017 - 2030
      • 6.3.5.2. Germany alternative financing market, by type, 2017 - 2030
      • 6.3.5.3. Germany alternative financing market, by end user, 2017 - 2030
    • 6.3.6. Spain
      • 6.3.6.1. Spain alternative financing market, 2017 - 2030
      • 6.3.6.2. Spain alternative financing market, by type, 2017 - 2030
      • 6.3.6.3. Spain alternative financing market, by end user, 2017 - 2030
    • 6.3.7. Italy
      • 6.3.7.1. Italy alternative financing market, 2017 - 2030
      • 6.3.7.2. Italy alternative financing market, by type, 2017 - 2030
      • 6.3.7.3. Italy alternative financing market, by end user, 2017 - 2030
  • 6.4. Asia Pacific
    • 6.4.1. Asia Pacific alternative financing market, 2017 - 2030
    • 6.4.2. Asia Pacific alternative financing market, by type, 2017 - 2030
    • 6.4.3. Asia Pacific alternative financing market, by end user, 2017 - 2030
    • 6.4.4. China
      • 6.4.4.1. China alternative financing market, 2017 - 2030
      • 6.4.4.2. China alternative financing market, by type, 2017 - 2030
      • 6.4.4.3. China alternative financing market, by end user, 2017 - 2030
    • 6.4.5. India
      • 6.4.5.1. India alternative financing market, 2017 - 2030
      • 6.4.5.2. India alternative financing market, by type, 2017 - 2030
      • 6.4.5.3. India alternative financing market, by end user, 2017 - 2030
    • 6.4.6. Japan
      • 6.4.6.1. Japan alternative financing market, 2017 - 2030
      • 6.4.6.2. Japan alternative financing market, by type, 2017 - 2030
      • 6.4.6.3. Japan alternative financing market, by end user, 2017 - 2030
    • 6.4.7. South Korea
      • 6.4.7.1. South Korea alternative financing market, 2017 - 2030
      • 6.4.7.2. South Korea alternative financing market, by type, 2017 - 2030
      • 6.4.7.3. South Korea alternative financing market, by end user, 2017 - 2030
  • 6.5. Latin America
    • 6.5.1. Latin America alternative financing market, 2017 - 2030
    • 6.5.2. Latin America alternative financing market, by type, 2017 - 2030
    • 6.5.3. Latin America alternative financing market, by end user, 2017 - 2030
    • 6.5.4. Brazil
      • 6.5.4.1. Brazil alternative financing market, 2017 - 2030
      • 6.5.4.2. Brazil alternative financing market, by type, 2017 - 2030
      • 6.5.4.3. Brazil alternative financing market, by end user, 2017 - 2030
    • 6.5.5. Mexico
      • 6.5.5.1. Mexico alternative financing market, 2017 - 2030
      • 6.5.5.2. Mexico alternative financing market, by type, 2017 - 2030
      • 6.5.5.3. Mexico alternative financing market, by end user, 2017 - 2030
  • 6.6. MEA
    • 6.6.1. MEA alternative financing market, 2017 - 2030
    • 6.6.2. MEA alternative financing market, by type, 2017 - 2030
    • 6.6.3. MEA alternative financing market, by end user, 2017 - 2030

Chapter 7 Competitive Landscape

  • 7.1. Key Market Participants
    • 7.1.1. LendingCrowd
    • 7.1.2. Upstart Network, Inc.
    • 7.1.3. Funding Circle
    • 7.1.4. OnDeck
    • 7.1.5. GoFundMe
    • 7.1.6. Wefunder, Inc.
    • 7.1.7. LendingTree, LLC
    • 7.1.8. Prosper Funding LLC
    • 7.1.9. Fundly
    • 7.1.10. Kickstarter, PBC
  • 7.2. Key Company Market Share Analysis, 2022
  • 7.3. Company Categorization/Position Analysis, 2022
  • 7.4. Strategic Mapping
    • 7.4.1. Expansion
    • 7.4.2. Acquisition
    • 7.4.3. Collaborations
    • 7.4.4. Product/service launch
    • 7.4.5. Partnerhsips
    • 7.4.6. Others