市場調査レポート

商品コード

1513418

マーチャントキャッシュアドバンス市場：返済方法別、用途別：世界の機会分析と産業予測、2024年～2032年

Merchant Cash Advance Market By Repayment Method (MCA Split, Automated Clearing House, MCA Lockbox), By Application : Global Opportunity Analysis and Industry Forecast, 2024-2032

出版日: 2024年04月01日
発行: Allied Market Research
ページ情報: 英文 265 Pages
納期: 2～3営業日

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概要
図表
目次

概要

サンプル依頼リストに入れる

2023年、世界のマーチャントキャッシュアドバンス市場は179億米ドルに達しました。

2032年には327億米ドルに達すると予測され、2024年から2032年までのCAGRは7.2%です。マーチャントキャッシュアドバンス（MCA）とは、加盟店（売り手）が将来の収益をマーチャントキャッシュアドバンス会社（買い手）に割引価格で売却する売買契約を指します。この契約は、事業信用枠や伝統的な銀行融資など、取得が困難な他の形態の中小企業向け融資に代わる選択肢を中小企業に提供します。ビジネスオーナーは、マーチャントキャッシュアドバンス・プロバイダーから前払金を受け取り、将来の売上から返済します。MCAは、クレジットカードの売上高が高く、資金調達が急務であり、他の中小企業向け融資を受けられない可能性がある企業にとって、資金調達の選択肢となります。

マーチャントキャッシュアドバンス市場の拡大は、代替金融に対する需要の高まりが促進力となっています。中小企業は従来の融資を受ける際にしばしば障害に遭遇するため、マーチャントキャッシュアドバンスのような代替融資手段への関心が高まっています。加えて、クレジットカードやデビットカードを含むデジタル決済の普及により、クレジットカード取引が急増し、マーチャントキャッシュアドバンスが企業にとってより実現可能な選択肢となっています。例えば、YouLendは2023年7月、大手決済プラットフォームのPaysafeと提携し、市場をリードする融資ソリューションを米国のターゲット層に導入することで、加盟店との関係を強化しました。Paysafeはすでに世界規模で包括的な決済ソリューションを顧客に提供していましたが、同社は加盟店ベースのさらなるニーズに対応しようと模索していました。

しかし、マーチャントキャッシュアドバンスには、金利や手数料など高額なコストがかかることが多く、予算が限られている企業にとっては魅力的な選択肢とは言えません。さらに、多くの企業がマーチャントキャッシュアドバンスとその利点を知らないため、導入が進まないという問題もあります。こうした要因がマーチャントキャッシュアドバンス・サービスの普及を妨げ、市場の意思決定プロセスに影響を与えています。一方、金融サービス業界では、アンダーライティングやリスク評価に人工知能や機械学習を利用するなど、テクノロジーの利用が進んでおり、マーチャントキャッシュアドバンス市場の成長機会となっています。さらに、特に季節的なビジネスの間で短期的な資金調達オプションに対する需要が高まっていることも、マーチャントキャッシュアドバンス市場の成長機会をもたらしています。

マーチャントキャッシュアドバンス市場は、返済方法、用途、地域に区分されます。返済方法別では、MCAスプリット、ACH（Automated Clearing House）、MCAロックボックスに分類されます。用途別では、IT・テレコム、ヘルスケア、製造、小売・eコマース、旅行・ホスピタリティ、エネルギー・公益事業、その他に区別されます。地域別では、北米（米国、カナダ）、欧州（英国、ドイツ、フランス、イタリア、スペイン、その他欧州地域）、アジア太平洋（中国、日本、インド、オーストラリア、韓国、その他アジア太平洋）、ラテンアメリカ（ブラジル、アルゼンチン、その他ラテンアメリカ地域）、中東・アフリカ（GCC諸国、アフリカ、その他中東・アフリカ地域）に分けて分析しています。

利害関係者にとっての主要なメリット

本調査は、マーチャントキャッシュアドバンス市場の詳細な分析、現在の動向、将来の推定動向を提供し、差し迫った投資ポケットを説明します。
主要な促進要因、抑制要因、機会、およびそれらがマーチャントキャッシュアドバンス市場規模に与える影響分析に関する情報を提供しています。
ポーターのファイブフォース分析では、業界で活動する買い手と供給者の力を図解しています。
2024年から2032年までのマーチャントキャッシュアドバンス市場の定量分析は、市場の可能性を決定するために提供されます。

本レポートのカスタマイズの可能性（追加費用とスケジュールが必要となります）

投資機会
プレーヤーの市場シェア分析：製品 / セグメント別
規制ガイドライン
クライアントの関心に応じた企業プロファイルの追加
国別または地域別の追加分析 - 市場規模と予測
企業プロファイルの拡張リスト
世界 / 地域 / 国別プレーヤーシェア分析

概要
北米
- 米国
- カナダ
欧州
- 英国
- ドイツ
- フランス
- イタリア
- スペイン
- その他
アジア太平洋
- 中国
- 日本
- インド
- オーストラリア
- 韓国
- その他
ラテンアメリカ
- ブラジル
- アルゼンチン
- その他ラテンアメリカ
中東・アフリカ
- Gcc諸国
- 南アフリカ
- その他中東・アフリカ

第7章競合情勢

イントロダクション
主要成功戦略
主要10社の製品マッピング
競合ダッシュボード
競合ヒートマップ
主要企業のポジショニング、2023年

第8章企業プロファイル

CAN Capital, Inc.
Fundbox
Kalamata Capital Group
Lendio
Libertas Funding, LLC
National Business Capital
OnDeck
Perfect Alliance Capital
Rapid Finance
Reliant Funding

図表

LIST OF TABLES

TABLE 01. GLOBAL MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 02. MERCHANT CASH ADVANCE MARKET FOR MCA SPLIT, BY REGION, 2023-2032 ($MILLION)
TABLE 03. MERCHANT CASH ADVANCE MARKET FOR AUTOMATED CLEARING HOUSE (ACH), BY REGION, 2023-2032 ($MILLION)
TABLE 04. MERCHANT CASH ADVANCE MARKET FOR MCA LOCKBOX, BY REGION, 2023-2032 ($MILLION)
TABLE 05. GLOBAL MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 06. MERCHANT CASH ADVANCE MARKET FOR IT AND TELECOM, BY REGION, 2023-2032 ($MILLION)
TABLE 07. MERCHANT CASH ADVANCE MARKET FOR HEALTHCARE, BY REGION, 2023-2032 ($MILLION)
TABLE 08. MERCHANT CASH ADVANCE MARKET FOR MANUFACTURING, BY REGION, 2023-2032 ($MILLION)
TABLE 09. MERCHANT CASH ADVANCE MARKET FOR RETAIL AND E-COMMERCE, BY REGION, 2023-2032 ($MILLION)
TABLE 10. MERCHANT CASH ADVANCE MARKET FOR TRAVEL AND HOSPITALITY, BY REGION, 2023-2032 ($MILLION)
TABLE 11. MERCHANT CASH ADVANCE MARKET FOR ENERGY AND UTILITIES, BY REGION, 2023-2032 ($MILLION)
TABLE 12. MERCHANT CASH ADVANCE MARKET FOR OTHERS, BY REGION, 2023-2032 ($MILLION)
TABLE 13. MERCHANT CASH ADVANCE MARKET, BY REGION, 2023-2032 ($MILLION)
TABLE 14. NORTH AMERICA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 15. NORTH AMERICA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 16. NORTH AMERICA MERCHANT CASH ADVANCE MARKET, BY COUNTRY, 2023-2032 ($MILLION)
TABLE 17. U.S. MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 18. U.S. MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 19. CANADA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 20. CANADA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 21. EUROPE MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 22. EUROPE MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 23. EUROPE MERCHANT CASH ADVANCE MARKET, BY COUNTRY, 2023-2032 ($MILLION)
TABLE 24. UK MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 25. UK MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 26. GERMANY MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 27. GERMANY MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 28. FRANCE MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 29. FRANCE MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 30. ITALY MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 31. ITALY MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 32. SPAIN MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 33. SPAIN MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 34. REST OF EUROPE MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 35. REST OF EUROPE MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 36. ASIA-PACIFIC MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 37. ASIA-PACIFIC MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 38. ASIA-PACIFIC MERCHANT CASH ADVANCE MARKET, BY COUNTRY, 2023-2032 ($MILLION)
TABLE 39. CHINA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 40. CHINA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 41. JAPAN MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 42. JAPAN MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 43. INDIA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 44. INDIA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 45. AUSTRALIA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 46. AUSTRALIA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 47. SOUTH KOREA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 48. SOUTH KOREA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 49. REST OF ASIA-PACIFIC MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 50. REST OF ASIA-PACIFIC MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 51. LATIN AMERICA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 52. LATIN AMERICA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 53. LATIN AMERICA MERCHANT CASH ADVANCE MARKET, BY COUNTRY, 2023-2032 ($MILLION)
TABLE 54. BRAZIL MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 55. BRAZIL MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 56. ARGENTINA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 57. ARGENTINA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 58. REST OF LATIN AMERICA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 59. REST OF LATIN AMERICA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 60. MIDDLE EAST AND AFRICA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 61. MIDDLE EAST AND AFRICA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 62. MIDDLE EAST AND AFRICA MERCHANT CASH ADVANCE MARKET, BY COUNTRY, 2023-2032 ($MILLION)
TABLE 63. GCC COUNTRIES MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 64. GCC COUNTRIES MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 65. SOUTH AFRICA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 66. SOUTH AFRICA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 67. REST OF MIDDLE EAST AND AFRICA MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023-2032 ($MILLION)
TABLE 68. REST OF MIDDLE EAST AND AFRICA MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023-2032 ($MILLION)
TABLE 69. CAN CAPITAL, INC.: KEY EXECUTIVES
TABLE 70. CAN CAPITAL, INC.: COMPANY SNAPSHOT
TABLE 71. CAN CAPITAL, INC.: PRODUCT SEGMENTS
TABLE 72. CAN CAPITAL, INC.: SERVICE SEGMENTS
TABLE 73. CAN CAPITAL, INC.: PRODUCT PORTFOLIO
TABLE 74. CAN CAPITAL, INC.: KEY STRATEGIES
TABLE 75. FUNDBOX, INC.: KEY EXECUTIVES
TABLE 76. FUNDBOX, INC.: COMPANY SNAPSHOT
TABLE 77. FUNDBOX, INC.: PRODUCT SEGMENTS
TABLE 78. FUNDBOX, INC.: SERVICE SEGMENTS
TABLE 79. FUNDBOX, INC.: PRODUCT PORTFOLIO
TABLE 80. FUNDBOX, INC.: KEY STRATEGIES
TABLE 81. KALAMATA.COM, LLC: KEY EXECUTIVES
TABLE 82. KALAMATA.COM, LLC: COMPANY SNAPSHOT
TABLE 83. KALAMATA.COM, LLC: PRODUCT SEGMENTS
TABLE 84. KALAMATA.COM, LLC: SERVICE SEGMENTS
TABLE 85. KALAMATA.COM, LLC: PRODUCT PORTFOLIO
TABLE 86. KALAMATA.COM, LLC: KEY STRATEGIES
TABLE 87. LENDIO, INC.: KEY EXECUTIVES
TABLE 88. LENDIO, INC.: COMPANY SNAPSHOT
TABLE 89. LENDIO, INC.: PRODUCT SEGMENTS
TABLE 90. LENDIO, INC.: SERVICE SEGMENTS
TABLE 91. LENDIO, INC.: PRODUCT PORTFOLIO
TABLE 92. LENDIO, INC.: KEY STRATEGIES
TABLE 93. LIBERTAS FUNDING, LLC: KEY EXECUTIVES
TABLE 94. LIBERTAS FUNDING, LLC: COMPANY SNAPSHOT
TABLE 95. LIBERTAS FUNDING, LLC: PRODUCT SEGMENTS
TABLE 96. LIBERTAS FUNDING, LLC: SERVICE SEGMENTS
TABLE 97. LIBERTAS FUNDING, LLC: PRODUCT PORTFOLIO
TABLE 98. LIBERTAS FUNDING, LLC: KEY STRATEGIES
TABLE 99. NATIONAL BUSINESS CAPITAL: KEY EXECUTIVES
TABLE 100. NATIONAL BUSINESS CAPITAL: COMPANY SNAPSHOT
TABLE 101. NATIONAL BUSINESS CAPITAL: PRODUCT SEGMENTS
TABLE 102. NATIONAL BUSINESS CAPITAL: SERVICE SEGMENTS
TABLE 103. NATIONAL BUSINESS CAPITAL: PRODUCT PORTFOLIO
TABLE 104. NATIONAL BUSINESS CAPITAL: KEY STRATEGIES
TABLE 105. ON DECK CAPITAL, INC.: KEY EXECUTIVES
TABLE 106. ON DECK CAPITAL, INC.: COMPANY SNAPSHOT
TABLE 107. ON DECK CAPITAL, INC.: PRODUCT SEGMENTS
TABLE 108. ON DECK CAPITAL, INC.: SERVICE SEGMENTS
TABLE 109. ON DECK CAPITAL, INC.: PRODUCT PORTFOLIO
TABLE 110. ON DECK CAPITAL, INC.: KEY STRATEGIES
TABLE 111. PERFECT ALLIANCE CAPITAL: KEY EXECUTIVES
TABLE 112. PERFECT ALLIANCE CAPITAL: COMPANY SNAPSHOT
TABLE 113. PERFECT ALLIANCE CAPITAL: PRODUCT SEGMENTS
TABLE 114. PERFECT ALLIANCE CAPITAL: SERVICE SEGMENTS
TABLE 115. PERFECT ALLIANCE CAPITAL: PRODUCT PORTFOLIO
TABLE 116. PERFECT ALLIANCE CAPITAL: KEY STRATEGIES
TABLE 117. RAPID FINANCE: KEY EXECUTIVES
TABLE 118. RAPID FINANCE: COMPANY SNAPSHOT
TABLE 119. RAPID FINANCE: PRODUCT SEGMENTS
TABLE 120. RAPID FINANCE: SERVICE SEGMENTS
TABLE 121. RAPID FINANCE: PRODUCT PORTFOLIO
TABLE 122. RAPID FINANCE: KEY STRATEGIES
TABLE 123. RELIANT SERVICES GROUP, LLC: KEY EXECUTIVES
TABLE 124. RELIANT SERVICES GROUP, LLC: COMPANY SNAPSHOT
TABLE 125. RELIANT SERVICES GROUP, LLC: PRODUCT SEGMENTS
TABLE 126. RELIANT SERVICES GROUP, LLC: SERVICE SEGMENTS
TABLE 127. RELIANT SERVICES GROUP, LLC: PRODUCT PORTFOLIO
TABLE 128. RELIANT SERVICES GROUP, LLC: KEY STRATEGIES

LIST OF FIGURES

FIGURE 01. MERCHANT CASH ADVANCE MARKET, 2023-2032
FIGURE 02. SEGMENTATION OF MERCHANT CASH ADVANCE MARKET,2023-2032
FIGURE 03. TOP IMPACTING FACTORS IN MERCHANT CASH ADVANCE MARKET
FIGURE 04. TOP INVESTMENT POCKETS IN MERCHANT CASH ADVANCE MARKET (2024-2032)
FIGURE 05. BARGAINING POWER OF SUPPLIERS
FIGURE 06. BARGAINING POWER OF BUYERS
FIGURE 07. THREAT OF SUBSTITUTION
FIGURE 08. THREAT OF SUBSTITUTION
FIGURE 09. COMPETITIVE RIVALRY
FIGURE 10. GLOBAL MERCHANT CASH ADVANCE MARKET: DRIVERS, RESTRAINTS AND OPPORTUNITIES
FIGURE 11. MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD, 2023 AND 2032(%)
FIGURE 12. COMPARATIVE SHARE ANALYSIS OF MERCHANT CASH ADVANCE MARKET FOR MCA SPLIT, BY COUNTRY 2023 AND 2032(%)
FIGURE 13. COMPARATIVE SHARE ANALYSIS OF MERCHANT CASH ADVANCE MARKET FOR AUTOMATED CLEARING HOUSE (ACH), BY COUNTRY 2023 AND 2032(%)
FIGURE 14. COMPARATIVE SHARE ANALYSIS OF MERCHANT CASH ADVANCE MARKET FOR MCA LOCKBOX, BY COUNTRY 2023 AND 2032(%)
FIGURE 15. MERCHANT CASH ADVANCE MARKET, BY APPLICATION, 2023 AND 2032(%)
FIGURE 16. COMPARATIVE SHARE ANALYSIS OF MERCHANT CASH ADVANCE MARKET FOR IT AND TELECOM, BY COUNTRY 2023 AND 2032(%)
FIGURE 17. COMPARATIVE SHARE ANALYSIS OF MERCHANT CASH ADVANCE MARKET FOR HEALTHCARE, BY COUNTRY 2023 AND 2032(%)
FIGURE 18. COMPARATIVE SHARE ANALYSIS OF MERCHANT CASH ADVANCE MARKET FOR MANUFACTURING, BY COUNTRY 2023 AND 2032(%)
FIGURE 19. COMPARATIVE SHARE ANALYSIS OF MERCHANT CASH ADVANCE MARKET FOR RETAIL AND E-COMMERCE, BY COUNTRY 2023 AND 2032(%)
FIGURE 20. COMPARATIVE SHARE ANALYSIS OF MERCHANT CASH ADVANCE MARKET FOR TRAVEL AND HOSPITALITY, BY COUNTRY 2023 AND 2032(%)
FIGURE 21. COMPARATIVE SHARE ANALYSIS OF MERCHANT CASH ADVANCE MARKET FOR ENERGY AND UTILITIES, BY COUNTRY 2023 AND 2032(%)
FIGURE 22. COMPARATIVE SHARE ANALYSIS OF MERCHANT CASH ADVANCE MARKET FOR OTHERS, BY COUNTRY 2023 AND 2032(%)
FIGURE 23. MERCHANT CASH ADVANCE MARKET BY REGION, 2023 AND 2032(%)
FIGURE 24. U.S. MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 25. CANADA MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 26. UK MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 27. GERMANY MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 28. FRANCE MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 29. ITALY MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 30. SPAIN MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 31. REST OF EUROPE MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 32. CHINA MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 33. JAPAN MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 34. INDIA MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 35. AUSTRALIA MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 36. SOUTH KOREA MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 37. REST OF ASIA-PACIFIC MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 38. BRAZIL MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 39. ARGENTINA MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 40. REST OF LATIN AMERICA MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 41. GCC COUNTRIES MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 42. SOUTH AFRICA MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 43. REST OF MIDDLE EAST AND AFRICA MERCHANT CASH ADVANCE MARKET, 2023-2032 ($MILLION)
FIGURE 44. TOP WINNING STRATEGIES, BY YEAR
FIGURE 45. TOP WINNING STRATEGIES, BY DEVELOPMENT
FIGURE 46. TOP WINNING STRATEGIES, BY COMPANY
FIGURE 47. PRODUCT MAPPING OF TOP 10 PLAYERS
FIGURE 48. COMPETITIVE DASHBOARD
FIGURE 49. COMPETITIVE HEATMAP: MERCHANT CASH ADVANCE MARKET
FIGURE 50. TOP PLAYER POSITIONING, 2023

Product Code: A323338

In 2023, the global merchant cash advances market reached a value of $17.9 billion. Projected to reach $32.7 billion by 2032, with a CAGR of 7.2% from 2024 to 2032. A merchant cash advance (MCA) involves a sales agreement wherein the merchant (the seller) sells their future revenue at a discount to the merchant cash advance company (the buyer). This arrangement offers small businesses an alternative to other forms of small business loans that might be more challenging to obtain, such as business lines of credit or traditional bank loans. Business owners receive a lump sum upfront from a merchant cash advance provider and repay the advance from future sales. An MCA serves as a funding option for businesses with high credit card sales volume, an urgent need for funding, and potential ineligibility for other small business loans.

The merchant cash advance market's expansion is driven by the rising demand for alternative financing. Small businesses frequently encounter obstacles in securing traditional financing, prompting a heightened interest in alternative financing avenues like merchant cash advances. Additionally, the increasing adoption of digital payments, including credit and debit cards, has resulted in a surge in credit card transactions, rendering merchant cash advances a more feasible option for businesses. For instance, in July 2023, YouLend collaborated with Paysafe, a leading payments platform, to introduce a market-leading financing solution to a targeted segment of their U.S. clientele, thereby bolstering their relationship with merchants. While Paysafe was already furnishing its customers with a comprehensive payment solution on a global scale, the company sought to address additional needs for its merchant base.

However, merchant cash advances often come with high costs, including factor rates and fees, which can make them a less attractive option for businesses with tight budgets. Furthermore, many businesses are unaware of merchant cash advances and their benefits, leading to a lack of adoption. These factors hinder the widespread adoption of merchant cash advance services and influence decision-making processes within the market. On the contrary, the increasing use of technology in the financial services industry, such as the use of artificial intelligence and machine learning for underwriting and risk assessment, presents an opportunity for growth in the merchant cash advance market. In addition, the growing demand for short-term financing options, especially among seasonal businesses, presents an opportunity for growth in the merchant cash advance market.

The merchant cash advance market is segmented into repayment method, application, and region. On the basis of repayment method, the market is categorized into MCA split, automated clearing house (ACH), and MCA lockbox. As per application, the market is differentiated into IT and telecom, healthcare, manufacturing, retail and e-commerce, travel and hospitality, energy and utilities, and others. Region wise, it is analyzed across North America (the U.S., and Canada), Europe (the UK, Germany, France, Italy, Spain, and rest of Europe), Asia-Pacific (China, Japan, India, Australia, South Korea, and rest of Asia-Pacific), Latin America (Brazil, Argentina, and rest of Latin America), and Middle East and Africa (GCC Countries, South Africa, and rest of Middle East and Africa).

The key players operating in the global merchant cash advance market include CAN Capital, Inc., Fundbox, Kalamata Capital Group, Lendio, Libertas Funding, LLC, National Business Capital, OnDeck, Perfect Alliance Capital, Rapid Finance, and Reliant Funding. These players have adopted various strategies to increase their market penetration and strengthen their position in the merchant cash advance industry.

Key Benefits for Stakeholders

The study provides in-depth analysis of the merchant cash advance market along with current trends and future estimations to illustrate the imminent investment pockets.
Information about key drivers, restraints, & opportunities and their impact analysis on the merchant cash advance market size are provided in the report.
The Porter's five forces analysis illustrates the potency of buyers and suppliers operating in the industry.
The quantitative analysis of the merchant cash advance market from 2024 to 2032 is provided to determine the market potential.

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Investment Opportunities
Market share analysis of players by products/segments
Regulatory Guidelines
Additional company profiles with specific to client's interest
Additional country or region analysis- market size and forecast
Expanded list for Company Profiles
Market share analysis of players at global/region/country level

Key Market Segments

By Repayment Method

MCA Split
Automated Clearing House (ACH)
MCA Lockbox

By Application

Healthcare
Manufacturing
Retail and E-commerce
Travel and Hospitality
Energy and Utilities
Others
IT and Telecom

By Region

North America
- U.S.
- Canada
Europe
- UK
- Germany
- France
- Italy
- Spain
- Rest of Europe
Asia-Pacific
- China
- Japan
- India
- Australia
- South Korea
- Rest of Asia-Pacific
Latin America
- Brazil
- Argentina
- Rest of Latin America
Middle East and Africa
- Gcc Countries
- South Africa
- Rest of Middle East And Africa

Key Market Players:

CAN Capital, Inc.
Fundbox
Kalamata Capital Group
Lendio
Libertas Funding, LLC
National Business Capital
OnDeck
Perfect Alliance Capital
Rapid Finance
Reliant Funding

CHAPTER 1: INTRODUCTION

1.1. Report description
1.2. Key market segments
1.3. Key benefits to the stakeholders
1.4. Research methodology
- 1.4.1. Primary research
- 1.4.2. Secondary research
- 1.4.3. Analyst tools and models

CHAPTER 2: EXECUTIVE SUMMARY

2.1. CXO perspective

CHAPTER 3: MARKET OVERVIEW

3.1. Market definition and scope
3.2. Key findings
- 3.2.1. Top impacting factors
- 3.2.2. Top investment pockets
3.3. Porter's five forces analysis
3.4. Market dynamics
- 3.4.1. Drivers
- 3.4.2. Restraints
- 3.4.3. Opportunities

CHAPTER 4: MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD

4.1. Overview
- 4.1.1. Market size and forecast
4.2. MCA Split
- 4.2.1. Key market trends, growth factors and opportunities
- 4.2.2. Market size and forecast, by region
- 4.2.3. Market share analysis by country
4.3. Automated Clearing House (ACH)
- 4.3.1. Key market trends, growth factors and opportunities
- 4.3.2. Market size and forecast, by region
- 4.3.3. Market share analysis by country
4.4. MCA Lockbox
- 4.4.1. Key market trends, growth factors and opportunities
- 4.4.2. Market size and forecast, by region
- 4.4.3. Market share analysis by country

CHAPTER 5: MERCHANT CASH ADVANCE MARKET, BY APPLICATION

5.1. Overview
- 5.1.1. Market size and forecast
5.2. IT and Telecom
- 5.2.1. Key market trends, growth factors and opportunities
- 5.2.2. Market size and forecast, by region
- 5.2.3. Market share analysis by country
5.3. Healthcare
- 5.3.1. Key market trends, growth factors and opportunities
- 5.3.2. Market size and forecast, by region
- 5.3.3. Market share analysis by country
5.4. Manufacturing
- 5.4.1. Key market trends, growth factors and opportunities
- 5.4.2. Market size and forecast, by region
- 5.4.3. Market share analysis by country
5.5. Retail and E-commerce
- 5.5.1. Key market trends, growth factors and opportunities
- 5.5.2. Market size and forecast, by region
- 5.5.3. Market share analysis by country
5.6. Travel and Hospitality
- 5.6.1. Key market trends, growth factors and opportunities
- 5.6.2. Market size and forecast, by region
- 5.6.3. Market share analysis by country
5.7. Energy and Utilities
- 5.7.1. Key market trends, growth factors and opportunities
- 5.7.2. Market size and forecast, by region
- 5.7.3. Market share analysis by country
5.8. Others
- 5.8.1. Key market trends, growth factors and opportunities
- 5.8.2. Market size and forecast, by region
- 5.8.3. Market share analysis by country

CHAPTER 6: MERCHANT CASH ADVANCE MARKET, BY REGION

6.1. Overview
- 6.1.1. Market size and forecast By Region
6.2. North America
- 6.2.1. Key market trends, growth factors and opportunities
- 6.2.2. Market size and forecast, by Repayment Method
- 6.2.3. Market size and forecast, by Application
- 6.2.4. Market size and forecast, by country
  - 6.2.4.1. U.S.
  - 6.2.4.1.1. Market size and forecast, by Repayment Method
  - 6.2.4.1.2. Market size and forecast, by Application
  - 6.2.4.2. Canada
  - 6.2.4.2.1. Market size and forecast, by Repayment Method
  - 6.2.4.2.2. Market size and forecast, by Application
6.3. Europe
- 6.3.1. Key market trends, growth factors and opportunities
- 6.3.2. Market size and forecast, by Repayment Method
- 6.3.3. Market size and forecast, by Application
- 6.3.4. Market size and forecast, by country
  - 6.3.4.1. UK
  - 6.3.4.1.1. Market size and forecast, by Repayment Method
  - 6.3.4.1.2. Market size and forecast, by Application
  - 6.3.4.2. Germany
  - 6.3.4.2.1. Market size and forecast, by Repayment Method
  - 6.3.4.2.2. Market size and forecast, by Application
  - 6.3.4.3. France
  - 6.3.4.3.1. Market size and forecast, by Repayment Method
  - 6.3.4.3.2. Market size and forecast, by Application
  - 6.3.4.4. Italy
  - 6.3.4.4.1. Market size and forecast, by Repayment Method
  - 6.3.4.4.2. Market size and forecast, by Application
  - 6.3.4.5. Spain
  - 6.3.4.5.1. Market size and forecast, by Repayment Method
  - 6.3.4.5.2. Market size and forecast, by Application
  - 6.3.4.6. Rest of Europe
  - 6.3.4.6.1. Market size and forecast, by Repayment Method
  - 6.3.4.6.2. Market size and forecast, by Application
6.4. Asia-Pacific
- 6.4.1. Key market trends, growth factors and opportunities
- 6.4.2. Market size and forecast, by Repayment Method
- 6.4.3. Market size and forecast, by Application
- 6.4.4. Market size and forecast, by country
  - 6.4.4.1. China
  - 6.4.4.1.1. Market size and forecast, by Repayment Method
  - 6.4.4.1.2. Market size and forecast, by Application
  - 6.4.4.2. Japan
  - 6.4.4.2.1. Market size and forecast, by Repayment Method
  - 6.4.4.2.2. Market size and forecast, by Application
  - 6.4.4.3. India
  - 6.4.4.3.1. Market size and forecast, by Repayment Method
  - 6.4.4.3.2. Market size and forecast, by Application
  - 6.4.4.4. Australia
  - 6.4.4.4.1. Market size and forecast, by Repayment Method
  - 6.4.4.4.2. Market size and forecast, by Application
  - 6.4.4.5. South Korea
  - 6.4.4.5.1. Market size and forecast, by Repayment Method
  - 6.4.4.5.2. Market size and forecast, by Application
  - 6.4.4.6. Rest of Asia-Pacific
  - 6.4.4.6.1. Market size and forecast, by Repayment Method
  - 6.4.4.6.2. Market size and forecast, by Application
6.5. Latin America
- 6.5.1. Key market trends, growth factors and opportunities
- 6.5.2. Market size and forecast, by Repayment Method
- 6.5.3. Market size and forecast, by Application
- 6.5.4. Market size and forecast, by country
  - 6.5.4.1. Brazil
  - 6.5.4.1.1. Market size and forecast, by Repayment Method
  - 6.5.4.1.2. Market size and forecast, by Application
  - 6.5.4.2. Argentina
  - 6.5.4.2.1. Market size and forecast, by Repayment Method
  - 6.5.4.2.2. Market size and forecast, by Application
  - 6.5.4.3. Rest of Latin America
  - 6.5.4.3.1. Market size and forecast, by Repayment Method
  - 6.5.4.3.2. Market size and forecast, by Application
6.6. Middle East and Africa
- 6.6.1. Key market trends, growth factors and opportunities
- 6.6.2. Market size and forecast, by Repayment Method
- 6.6.3. Market size and forecast, by Application
- 6.6.4. Market size and forecast, by country
  - 6.6.4.1. Gcc Countries
  - 6.6.4.1.1. Market size and forecast, by Repayment Method
  - 6.6.4.1.2. Market size and forecast, by Application
  - 6.6.4.2. South Africa
  - 6.6.4.2.1. Market size and forecast, by Repayment Method
  - 6.6.4.2.2. Market size and forecast, by Application
  - 6.6.4.3. Rest of Middle East And Africa
  - 6.6.4.3.1. Market size and forecast, by Repayment Method
  - 6.6.4.3.2. Market size and forecast, by Application

CHAPTER 7: COMPETITIVE LANDSCAPE

7.1. Introduction
7.2. Top winning strategies
7.3. Product mapping of top 10 player
7.4. Competitive dashboard
7.5. Competitive heatmap
7.6. Top player positioning, 2023

CHAPTER 8: COMPANY PROFILES

8.1. CAN Capital, Inc.
- 8.1.1. Company overview
- 8.1.2. Key executives
- 8.1.3. Company snapshot
- 8.1.4. Operating business segments
- 8.1.5. Product portfolio
- 8.1.6. Business performance
- 8.1.7. Key strategic moves and developments
8.2. Fundbox
- 8.2.1. Company overview
- 8.2.2. Key executives
- 8.2.3. Company snapshot
- 8.2.4. Operating business segments
- 8.2.5. Product portfolio
- 8.2.6. Business performance
- 8.2.7. Key strategic moves and developments
8.3. Kalamata Capital Group
- 8.3.1. Company Overview
- 8.3.2. Key executives
- 8.3.3. Company snapshot
- 8.3.4. Operating business segments
- 8.3.5. Product portfolio
- 8.3.6. Business performance
- 8.3.7. Key strategic moves and developments
8.4. Lendio
- 8.4.1. Company overview
- 8.4.2. Key executives
- 8.4.3. Company snapshot
- 8.4.4. Operating business segments
- 8.4.5. Product portfolio
- 8.4.6. Business performance
- 8.4.7. Key strategic moves and developments
8.5. Libertas Funding, LLC
- 8.5.1. Company overview
- 8.5.2. Key executives
- 8.5.3. Company snapshot
- 8.5.4. Operating business segments
- 8.5.5. Product portfolio
- 8.5.6. Business performance
- 8.5.7. Key strategic moves and developments
8.6. National Business Capital
- 8.6.1. Company overview
- 8.6.2. Key executives
- 8.6.3. Company snapshot
- 8.6.4. Operating business segments
- 8.6.5. Product portfolio
- 8.6.6. Business performance
- 8.6.7. Key strategic moves and developments
8.7. OnDeck
- 8.7.1. Company overview
- 8.7.2. Key executives
- 8.7.3. Company snapshot
- 8.7.4. Operating business segments
- 8.7.5. Product portfolio
- 8.7.6. Business performance
- 8.7.7. Key strategic moves and developments
8.8. Perfect Alliance Capital
- 8.8.1. Company overview
- 8.8.2. Key executives
- 8.8.3. Company snapshot
- 8.8.4. Operating business segments
- 8.8.5. Product portfolio
- 8.8.6. Business performance
- 8.8.7. Key strategic moves and developments
8.9. Rapid Finance
- 8.9.1. Company overview
- 8.9.2. Key executives
- 8.9.3. Company snapshot
- 8.9.4. Operating business segments
- 8.9.5. Product portfolio
- 8.9.6. Business performance
- 8.9.7. Key strategic moves and developments
8.10. Reliant Funding
- 8.10.1. Company overview
- 8.10.2. Key executives
- 8.10.3. Company snapshot
- 8.10.4. Operating business segments
- 8.10.5. Product portfolio
- 8.10.6. Business performance
- 8.10.7. Key strategic moves and developments

マーチャントキャッシュアドバンス市場：返済方法別、用途別：世界の機会分析と産業予測、2024年～2032年

Merchant Cash Advance Market By Repayment Method (MCA Split, Automated Clearing House, MCA Lockbox), By Application : Global Opportunity Analysis and Industry Forecast, 2024-2032

目次

第1章イントロダクション

第2章エグゼクティブサマリー

第3章市場概要

第4章マーチャントキャッシュアドバンス市場：返済方法別

第5章マーチャントキャッシュアドバンス市場：用途別

第6章マーチャントキャッシュアドバンス市場：地域別

第7章競合情勢

第8章企業プロファイル

LIST OF TABLES

LIST OF FIGURES

Key Market Segments

By Repayment Method

By Application

By Region

Key Market Players:

TABLE OF CONTENTS

CHAPTER 1: INTRODUCTION

CHAPTER 2: EXECUTIVE SUMMARY

CHAPTER 3: MARKET OVERVIEW

CHAPTER 4: MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD

CHAPTER 5: MERCHANT CASH ADVANCE MARKET, BY APPLICATION

CHAPTER 6: MERCHANT CASH ADVANCE MARKET, BY REGION

CHAPTER 7: COMPETITIVE LANDSCAPE

CHAPTER 8: COMPANY PROFILES

マーチャントキャッシュアドバンス市場：返済方法別、用途別：世界の機会分析と産業予測、2024年～2032年

Merchant Cash Advance Market By Repayment Method (MCA Split, Automated Clearing House, MCA Lockbox), By Application : Global Opportunity Analysis and Industry Forecast, 2024-2032

目次

第1章 イントロダクション

第2章 エグゼクティブサマリー

第3章 市場概要

第4章 マーチャントキャッシュアドバンス市場：返済方法別

第5章 マーチャントキャッシュアドバンス市場：用途別

第6章 マーチャントキャッシュアドバンス市場：地域別

第7章 競合情勢

第8章 企業プロファイル

LIST OF TABLES

LIST OF FIGURES

Key Market Segments

By Repayment Method

By Application

By Region

Key Market Players:

TABLE OF CONTENTS

CHAPTER 1: INTRODUCTION

CHAPTER 2: EXECUTIVE SUMMARY

CHAPTER 3: MARKET OVERVIEW

CHAPTER 4: MERCHANT CASH ADVANCE MARKET, BY REPAYMENT METHOD

CHAPTER 5: MERCHANT CASH ADVANCE MARKET, BY APPLICATION

CHAPTER 6: MERCHANT CASH ADVANCE MARKET, BY REGION

CHAPTER 7: COMPETITIVE LANDSCAPE

CHAPTER 8: COMPANY PROFILES

第1章イントロダクション

第2章エグゼクティブサマリー

第3章市場概要

第4章マーチャントキャッシュアドバンス市場：返済方法別

第5章マーチャントキャッシュアドバンス市場：用途別

第6章マーチャントキャッシュアドバンス市場：地域別

第7章競合情勢

第8章企業プロファイル