オルタナティブファイナンスの市場規模：タイプ別、最終用途別、世界予測、2023年～2032年

世界のオルタナティブファイナンス市場は、フィンテック企業やオンライン・プラットフォームの台頭により資金調達オプションへのアクセスが容易になり、借り手の利便性が高まったことで、2023年から2032年にかけて安定した成長率を示すと思われます。

従来の銀行業務における規制強化により、企業や個人は代替的な資金調達手段を模索するようになっています。例えば、エンロン事件を受けて成立したサーベンス・オクスリー法は、公開会社に財務報告に関する強力な内部統制の維持を義務付けています。同法はまた、独立した監査委員会を設置し、内部統制に重大な弱点があれば開示することを企業に義務付けています。

特に中小企業の間では、迅速かつ柔軟な資金調達ソリューションに対する需要が高まっており、これがオルタナティブファイナンスの成長に拍車をかけています。さらに、クラウドファンディング、ピア・ツー・ピア融資、その他の非伝統的な融資手法に対する認識と受容の高まりが、市場の拡大に寄与しています。

オルタナティブファイナンス市場全体は、タイプ、最終用途、地域によって分類されます。

タイプ別では、インボイス貿易分野が2032年までに大きな評価を得ると思われます。インボイス・トレード・ファイナンスは、企業が未払いの請求書を投資家や貸し手に割引価格で売却することで、運転資金を確保することを可能にします。インボイス・トレードは即座に流動性を提供するため、企業はキャッシュフローを効率的に管理し、従来の借り入れなしで成長資金を調達することができます。さらに、支払い遅延や貸倒れのリスクを最小限に抑えることができるため、財務の安定性を向上させ、売掛金を資産化したいと考えている企業にとって魅力的な選択肢となり、高い評価を得ています。

最終用途に関しては、個人セグメントからのオルタナティブファイナンス業界規模は2023年から2032年にかけて健全な成長率を示すと思われます。個人は、教育資金、医療費、住宅改修、債務整理など、個人的なニーズのために代替融資オプションを利用するようになっています。ピアツーピア・レンディング・プラットフォームやクラウドファンディングの機会は、個人により大きな資金アクセスと柔軟な借入条件を提供します。加えて、オンライン申し込みの容易さと迅速な承認プロセスにより、従来の銀行チャネル以外の迅速な金融ソリューションを求める人々にとって、オルタナティブファイナンスは魅力的なものとなっています。個人に合わせた便利な資金調達オプションへの嗜好の高まりが、個人利用の急増を後押ししています。

地域別では、欧州のオルタナティブファイナンス市場シェアは、中小企業が柔軟な資金調達オプションを求める、多様でダイナミックなビジネス環境のため、2023年から2032年にかけて有利な利益を獲得すると思われます。フィンテック企業やデジタル・プラットフォームの台頭も、オルタナティブファイナンス・ソリューションへのアクセス拡大に重要な役割を果たしています。さらに、クラウドファンディングやピア・ツー・ピア・レンディング、その他の非伝統的な資金調達手法に対する認識と受容の高まりも、市場の拡大に拍車をかけています。進化する欧州の金融エコシステムと革新的な資金調達オプションへの需要は、同地域におけるオルタナティブファイナンスの人気を引き続き牽引しています。

目次

第1章 調査手法と調査範囲

第2章 エグゼクティブサマリー

第3章 オルタナティブファイナンス業界考察

• COVID-19への影響
• ロシア・ウクライナ戦争の影響
• エコシステム分析
• ベンダー・マトリックス
• 利益率分析
• テクノロジーとイノベーションの展望
  • ブロックチェーン
  • 人工知能（AI）
• 特許分析
• 主要ニュースと取り組み
• 規制状況
• 影響要因
  • 促進要因
    • IoTおよびブロックチェーンをベースとしたオルタナティブファイナンス・プラットフォームの採用増加
    • オルタナティブファイナンスの採用急増
    • オルタナティブファイナンスの運用コストの低下
    • テクノロジー主導のレンダーの増加
  • 業界の潜在的リスク＆課題
    • 認識と理解の不足
• 成長可能性分析
• ポーター分析
• PESTEL分析

第4章 2022年の競合情勢

• イントロダクション
• 企業市場シェア
• 主要市場プレイヤーの競合分析
  • Quicken Loans（Rocket Mortgage, LLC）
  • Finastra
  • LendingTree, LLC
  • Upstart Network, Inc.
  • SoFi
  • PennyMac
  • LendingClub
• 競合のポジショニング・マトリックス
• 戦略的展望マトリクス

第5章 オルタナティブファイナンス市場推計・予測：タイプ別

• 主要動向
• ピアツーピアレンディング
• クラウドファンディング
• インボイス取引

第6章 オルタナティブファイナンス市場推計・予測：最終用途別

• 主要動向
• ビジネス
• 個人

第7章 オルタナティブファイナンス市場推定・予測：地域別

• 主要動向
• 北米
  • 米国
  • カナダ
• 欧州
  • 英国
  • ドイツ
  • フランス
  • イタリア
  • スペイン
  • オランダ
• アジア太平洋
  • 中国
  • インド
  • 日本
  • 韓国
  • ニュージーランド
• ラテンアメリカ
  • ブラジル
  • メキシコ
  • アルゼンチン
• 中東・アフリカ
  • UAE
  • サウジアラビア
  • 南アフリカ

第8章 企業プロファイル

• BorrowersFirst
• Finastra
• Funding Circle
• GoFundMe
• LendingClub
• LendingCrowd
• LendingTree, LLC
• Mintos
• OnDeck
• PennyMac
• Prosper Funding LLC
• RateSetter
• SoFi
• Quicken Loans（Rocket Mortgage, LLC）
• Upstart Network, Inc.

Data Tables

• TABLE 1 Sources, by region
• TABLE 2 Alternative financing market, 2018 - 2022, (USD Million)
• TABLE 3 Alternative financing market, 2023 - 2032, (USD Million)
• TABLE 4 Alternative financing TAM, 2023 - 2032
• TABLE 5 Alternative financing market, by type, 2018 - 2022 (USD Million)
• TABLE 6 Alternative financing market, by type, 2023 - 2032 (USD Million)
• TABLE 7 Alternative financing market, by end-use, 2018 - 2022, (USD Million)
• TABLE 8 Alternative financing market, by end-use, 2023 - 2032, (USD Million)
• TABLE 9 COVID-19 impact on North America alternative financing market
• TABLE 10 COVID-19 impact on Europe alternative financing market
• TABLE 11 COVID-19 impact on Asia Pacific alternative financing market
• TABLE 12 COVID-19 impact on Latin America alternative financing market
• TABLE 13 COVID-19 impact on MEA alternative financing market
• TABLE 14 Vendor matrix
• TABLE 15 Patent analysis
• TABLE 16 Industry impact forces
• TABLE 17 Company market share, 2022
• TABLE 18 Competitive analysis of major market players, 2022
• TABLE 19 Peer-to-Peer lending market, 2018 - 2022 (USD Million)
• TABLE 20 Peer-to-Peer lending market, 2023 - 2032 (USD Million)
• TABLE 21 Crowdfunding market, 2018 - 2022 (USD Million)
• TABLE 22 Crowdfunding market, 2023 - 2032 (USD Million)
• TABLE 23 Invoice trade market, 2018 - 2022 (USD Million)
• TABLE 24 Invoice trade market, 2023 - 2032 (USD Million)
• TABLE 25 Businesses market, 2018 - 2022 (USD Million)
• TABLE 26 Businesses market, 2023 - 2032 (USD Million)
• TABLE 27 Individual market, 2018 - 2022 (USD Million)
• TABLE 28 Individual market, 2023 - 2032 (USD Million)
• TABLE 29 North America Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 30 North America Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 31 North America Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 32 North America Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 33 North America Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 34 North America Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 35 U.S. Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 36 U.S. Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 37 U.S. Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 38 U.S. Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 39 U.S. Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 40 U.S. Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 41 Canada Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 42 Canada Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 43 Canada Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 44 Canada Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 45 Canada Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 46 Canada Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 47 Europe Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 48 Europe Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 49 Europe Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 50 Europe Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 51 Europe Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 52 Europe Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 53 UK Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 54 UK Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 55 UK Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 56 UK Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 57 UK Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 58 UK Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 59 Germany Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 60 Germany Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 61 Germany Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 62 Germany Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 63 Germany Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 64 Germany Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 65 France Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 66 France Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 67 France Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 68 France Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 69 France Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 70 France Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 71 Italy Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 72 Italy Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 73 Italy Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 74 Italy Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 75 Italy Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 76 Italy Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 77 Spain Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 78 Spain Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 79 Spain Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 80 Spain Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 81 Spain Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 82 Spain Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 83 Netherlands Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 84 Netherlands Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 85 Netherlands Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 86 Netherlands Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 87 Netherlands Alternative financing market, by Component, 2018 - 2022 (USD Million)
• TABLE 88 Netherlands Alternative financing market, by Component, 2023 - 2032 (USD Million)
• TABLE 89 Netherlands Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 90 Netherlands Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 91 Asia Pacific Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 92 Asia Pacific Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 93 Asia Pacific Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 94 Asia Pacific Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 95 Asia Pacific Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 96 Asia Pacific Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 97 China Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 98 China Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 99 China Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 100 China Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 101 China Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 102 China Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 103 India Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 104 India Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 105 India Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 106 India Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 107 India Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 108 India Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 109 Japan Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 110 Japan Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 111 Japan Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 112 Japan Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 113 Japan Alternative financing market, by technology, 2018 - 2022 (USD Million)
• TABLE 114 Japan Alternative financing market, by technology, 2023 - 2032 (USD Million)
• TABLE 115 Japan Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 116 Japan Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 117 South Korea Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 118 South Korea Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 119 South Korea Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 120 South Korea Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 121 South Korea Alternative financing market, by technology, 2018 - 2022 (USD Million)
• TABLE 122 South Korea Alternative financing market, by technology, 2023 - 2032 (USD Million)
• TABLE 123 South Korea Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 124 South Korea Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 125 ANZ Alternative financing Market, 2018 - 2022 (US Million)
• TABLE 126 ANZ Alternative financing Market, 2023 - 2032 (USD Million)
• TABLE 127 ANZ Alternative financing Market, By Type, 2018 - 2022 (USD Million)
• TABLE 128 ANZ Alternative financing Market, By Type, 2023 - 2032 (USD Million)
• TABLE 129 ANZ Alternative financing Market, By End use, 2018 - 2022 (USD Million)
• TABLE 130 ANZ Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 131 Latin America Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 132 Latin America Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 133 Latin America Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 134 Latin America Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 135 Latin America Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 136 Latin America Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 137 Brazil Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 138 Brazil Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 139 Brazil Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 140 Brazil Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 141 Brazil Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 142 Brazil Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 143 Mexico Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 144 Mexico Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 145 Mexico Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 146 Mexico Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 147 Mexico Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 148 Mexico Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 149 Argentina Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 150 Argentina Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 151 Argentina Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 152 Argentina Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 153 Argentina Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 154 Argentina Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 155 MEA Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 156 MEA Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 157 MEA Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 158 MEA Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 159 MEA Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 160 MEA Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 161 UAE Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 162 UAE Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 163 UAE Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 164 UAE Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 165 UAE Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 166 UAE Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 167 South Africa Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 168 South Africa Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 169 South Africa Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 170 South Africa Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 171 South Africa Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 172 South Africa Alternative financing market, by End use, 2023 - 2032 (USD Million)
• TABLE 173 Saudi Arabia Alternative financing market, 2018 - 2022 (USD Million)
• TABLE 174 Saudi Arabia Alternative financing market, 2023 - 2032 (USD Million)
• TABLE 175 Saudi Arabia Alternative financing market, by Type, 2018 - 2022 (USD Million)
• TABLE 176 Saudi Arabia Alternative financing market, by Type, 2023 - 2032 (USD Million)
• TABLE 177 Saudi Arabia Alternative financing market, by End use, 2018 - 2022 (USD Million)
• TABLE 178 Saudi Arabia Alternative financing market, by End use, 2023 - 2032 (USD Million)

Charts & Figures

• FIG 1 GMI's report coverage in the global Alternative financing market
• FIG 2 Industry segmentation
• FIG 3 Forecast calculation
• FIG 4 Profile break-up of primary respondents
• FIG 5 Alternative financing market 36 degree synopsis, 2018 - 2032
• FIG 6 Alternative financing ecosystem analysis
• FIG 7 Profit margin analysis
• FIG 8 Growth potential analysis
• FIG 9 Porter's analysis
• FIG 10 PESTEL analysis
• FIG 11 Competitive analysis of major market players, 2022
• FIG 12 Competitive positioning matrix
• FIG 13 Strategic outlook matrix
• FIG 14 Alternative financing market, by type 2022 & 2032
• FIG 15 Alternative financing market, by end-use 2022 & 2032
• FIG 16 SWOT Analysis, BorrowersFirst
• FIG 17 SWOT Analysis, Finastra
• FIG 18 SWOT Analysis, Funding Circle
• FIG 19 SWOT Analysis, GoFundMe
• FIG 20 SWOT Analysis, LendingClub
• FIG 21 SWOT Analysis, LendingCrowd
• FIG 22 SWOT Analysis, LendingTree, LLC
• FIG 23 SWOT Analysis, Mintos
• FIG 24 SWOT Analysis, OnDeck
• FIG 25 SWOT Analysis, PennyMac
• FIG 26 SWOT Analysis, Prosper Funding LLC
• FIG 27 SWOT Analysis, RateSetter
• FIG 28 SWOT Analysis, SoFi
• FIG 29 SWOT Analysis, Quicken Loans (Rocket Mortgage, LLC)
• FIG 30 SWOT Analysis, Upstart Network, Inc.

Global Alternative Financing Market will have a stable growth rate from 2023-2032, driven by the rise of fintech companies and online platforms facilitating easier access to financing options, making it more convenient for borrowers.

Tightening regulations in traditional banking have led businesses and individuals to explore alternative sources of funding. For instance, the Sarbanes-Oxley Act passed in response to the Enron scandal requires public companies to maintain strong internal controls over financial reporting. The act also requires companies to establish independent audit committees and disclose any material weaknesses in their internal controls.

The demand for quick and flexible financing solutions, particularly among small and medium-sized enterprises (SMEs), has further fueled the growth of alternative financing. Moreover, the increasing awareness and acceptance of crowdfunding, peer-to-peer lending, and other non-traditional financing methods have contributed to market gains.

The overall Alternative Financing Market is classified based on type, end-use, and region.

Based on type, the invoice trade segment will garner a sizeable valuation by 2032. Invoice trade financing allows businesses to unlock working capital by selling outstanding invoices to investors or lenders at a discounted rate. Invoice trade provides immediate liquidity, enabling companies to manage cash flow effectively and fund growth without traditional borrowing. Moreover, it minimizes the risk of late payments or bad debts, making it an attractive option for businesses looking to improve financial stability and capitalize on their accounts receivable, thereby gaining commendable traction.

With respect to end-use, the alternative financing industry size from the individual segment will exhibit a healthy growth rate from 2023 to 2032. Individuals are turning to alternative financing options for personal needs, such as funding education, medical expenses, home improvements, or debt consolidation. Peer-to-peer lending platforms and crowdfunding opportunities offer individuals greater access to capital and flexible borrowing terms. Additionally, the ease of online applications and faster approval processes make alternative financing attractive to those seeking quick financial solutions outside traditional banking channels. The growing preference for personalized and convenient financing options is driving the surge in individual use.

Regionally, Europe alternative financing market share will amass lucrative gains over 2023-2032 due to the region's diverse and dynamic business landscape, where SMEs seek flexible funding options. The rise of fintech companies and digital platforms has also played a crucial role in expanding access to alternative financing solutions. Moreover, the increasing awareness and acceptance of crowdfunding, peer-to-peer lending, and other non-traditional funding methods have further fuelled the market's expansion. Europe's evolving financial ecosystem and the demand for innovative financing options continue to drive the popularity of alternative financing in the region.

Table of Contents

Chapter 1 Methodology & Scope

• 1.1 Market scope & definition
• 1.2 Base estimates & calculations
• 1.3 Forecast calculation.
• 1.4 Data Sources
  • 1.4.1 Primary
  • 1.4.2 Secondary
    • 1.4.2.1 Paid sources
    • 1.4.2.2 Public sources

Chapter 2 Executive Summary

• 2.1 Alternative financing market 360 degree synopsis, 2018 - 2032
• 2.2 Business trends
  • 2.2.1 Total Addressable Market (TAM)
• 2.3 Regional trends
• 2.4 Type trends
• 2.5 End use trends

Chapter 3 Alternative Financing Industry Insights

• 3.1 Impact on COVID-19
• 3.2 Russia- Ukraine war impact
• 3.3 Industry ecosystem analysis
• 3.4 Vendor matrix
• 3.5 Profit margin analysis
• 3.6 Technology & innovation landscape
  • 3.6.1 Blockchain
  • 3.6.2 Artificial intelligence (AI)
• 3.7 Patent analysis
• 3.8 Key news and initiatives
• 3.9 Regulatory landscape
• 3.10 Impact forces
  • 3.10.1 Growth drivers
    • 3.10.1.1 Rising adoption of IOT and blockchain-based alternative financing platforms
    • 3.10.1.2 Surge adoption of alternative finance
    • 3.10.1.3 Lower operating cost of alternative financing
    • 3.10.1.4 Increase in technology driven lenders
  • 3.10.2 Industry pitfalls & challenges
    • 3.10.2.1 Lack of awareness and understanding
• 3.11 Growth potential analysis
• 3.12 Porter's analysis
• 3.13 PESTEL analysis

Chapter 4 Competitive Landscape, 2022

• 4.1 Introduction
• 4.2 Company market share, 2022
• 4.3 Competitive analysis of major market players, 2022
  • 4.3.1 Quicken Loans (Rocket Mortgage, LLC)
  • 4.3.2 Finastra
  • 4.3.3 LendingTree, LLC
  • 4.3.4 Upstart Network, Inc.
  • 4.3.5 SoFi
  • 4.3.6 PennyMac
  • 4.3.7 LendingClub
• 4.4 Competitive positioning matrix, 2022
• 4.5 Strategic outlook matrix, 2022

Chapter 5 Alternative Financing Market Estimates and Forecast, By Type(USD Million)

• 5.1 Key trends, by type
• 5.2 Peer-to-Peer lending
• 5.3 Crowdfunding
• 5.4 Invoice Trade

Chapter 6 Alternative Financing Market Estimates and Forecast, By End-Use (USD Million)

• 6.1 Key trends, by End use
• 6.2 Businesses
• 6.3 Individual

Chapter 7 Alternative Financing Market Estimates and Forecast, By Region (USD Million)

• 7.1 Key trends, by region
• 7.2 North America
  • 7.2.1 U.S.
  • 7.2.2 Canada
• 7.3 Europe
  • 7.3.1 UK
  • 7.3.2 Germany
  • 7.3.3 France
  • 7.3.4 Italy
  • 7.3.5 Spain
  • 7.3.6 Netherlands
• 7.4 Asia Pacific
  • 7.4.1 China
  • 7.4.2 India
  • 7.4.3 Japan
  • 7.4.4 South Korea
  • 7.4.5 ANZ
• 7.5 Latin America
  • 7.5.1 Brazil
  • 7.5.2 Mexico
  • 7.5.3 Argentina
• 7.6 MEA
  • 7.6.1 UAE
  • 7.6.2 Saudi Arab
  • 7.6.3 South Africa

Chapter 8 Company Profiles

• 8.1 BorrowersFirst
• 8.2 Finastra
• 8.3 Funding Circle
• 8.4 GoFundMe
• 8.5 LendingClub
• 8.6 LendingCrowd
• 8.7 LendingTree, LLC
• 8.8 Mintos
• 8.9 OnDeck
• 8.10 PennyMac
• 8.11 Prosper Funding LLC
• 8.12 RateSetter
• 8.13 SoFi
• 8.14 Quicken Loans (Rocket Mortgage, LLC)
• 8.15 Upstart Network, Inc.