BaaS（Banking as a Service）の市場規模：コンポーネント別、タイプ別、企業規模別、最終用途別、予測、2023年～2032年

世界のBaaS（Banking as a Service）市場は2023年から2032年にかけて16.5％以上のCAGRを記録し、業界リーダー間のパートナーシップとコラボレーションの急成長がその推進力となります。

金融機関がイノベーションと俊敏性をますます求めるようになる中、フィンテック企業と伝統的な銀行との戦略的提携がBaaSの採用を後押しします。

例えば、2023年11月、BaaSのトップランナーであるジルマネーは、革新的なサンライズ銀行との重要な提携を発表しました。この提携は、サンライズ銀行が定める高水準のリスク管理とコンプライアンスを維持しながら、顧客のオンボーディングを合理化し、リアルタイムのモニタリングを可能にすることで、フィンテックの展望に革命を起こすことを目的としています。この極めて重要な提携は、比類ない効率性を導入し、業界トップクラスのベンチマークを維持することで、フィンテックの分野を再構築するものです。こうした提携は、革新的な金融商品やサービスを通じて、顧客体験の向上を促進します。こうした提携の急増は、シームレスでテクノロジー主導のバンキング・ソリューションへのダイナミックなシフトを反映しており、BaaS市場の見通しを増幅させています。

APIベースのBaaS分野は、2023年から2032年にかけて著しい成長を示すと思われます。APIを活用するBaaSは、サードパーティ製アプリケーションへのバンキング機能のシームレスな統合を容易にし、金融サービスの提供方法やアクセス方法に革命をもたらします。この技術革新により、企業はニーズに合わせた金融商品やサービスを提供できるようになり、顧客エンゲージメントとロイヤルティを高めることができます。オープンで柔軟なアーキテクチャを持つAPIベースのBaaSは、迅速なイノベーションとコラボレーションを促進し、金融機関にパーソナライズされたオンデマンドのバンキング体験を提供する力を与え、BaaS市場の需要を再形成します。

NBFCセグメントは、2023年から2032年にかけて顕著なCAGRを記録すると思われます。これらの事業体はBaaSを活用してサービス提供を拡大し、ローン、投資、決済ソリューションなどの金融商品を提供しています。BaaSの機能を活用することで、NBFCは俊敏性とリーチを強化し、多様な顧客ニーズに応えることができます。この相乗効果により、NBFCは伝統的なバンキングと革新的なフィンテック・ソリューションのギャップを埋めることができます。NBFCは、柔軟性と拡張性によって業務を最適化しながら、より幅広い顧客層にサービスを提供できるようになり、BaaS市場の成長への貢献がさらに強固なものとなります。

欧州のBaaS産業は、2023年から2032年にかけて顕著なCAGRを示すと思われます。欧州のBaaSは、既存の金融機関と機敏なフィンテック企業とのコラボレーションを促進し、多様で利用しやすい金融ソリューションにつながります。この相乗効果により、顧客中心のアプローチが促進され、オーダーメイドの商品やシームレスなデジタル体験が提供されます。イノベーションを促進する規制の枠組みにより、欧州はBaaSの温床として浮上し、進化し続ける金融情勢の中でイノベーション、コンプライアンス、顧客中心主義を組み合わせることで、バンキングの未来を再定義しています。

目次

第1章 調査手法と調査範囲

第2章 エグゼクティブサマリー

第3章 BaaS業界考察

• COVID-19の影響
• エコシステム分析
• ベンダー・マトリックス
• 利益率分析
• 技術とイノベーションの展望
• 特許分析
• 主要ニュースとイニシアチブ
  • パートナーシップ/コラボレーション
  • 合併/買収
  • 投資
  • 自主性のレベル立ち上げと革新
• 規制状況
• 影響要因
  • 促進要因
    • デジタル・バンキング・サービスへの需要の高まり
    • 組み込み型金融の人気の高まり
    • 先端技術の進歩
    • オープンバンキングの普及
    • クラウド・コンピューティングの採用増加
  • 業界の潜在的リスク＆課題
    • データ・セキュリティとプライバシーに関する懸念
    • 高い開発・保守コスト
• 成長可能性分析
• ポーター分析
• PESTEL分析

第4章 競合情勢

• イントロダクション
• 各社の市場シェア
• 主要市場プレーヤーの競合分析
  • Green Dot
  • Solarisbank AG
  • ClearBank Ltd.
  • Plaid
  • Galileo Financial Technologies
  • Marqeta
  • Railsbank
• 競合のポジショニング・マトリックス
• 戦略展望マトリックス

第5章 BaaS市場推定・予測：コンポーネント別

• 主要動向：コンポーネント別
• プラットフォーム
• サービス

第6章 BaaS市場推定・予測：タイプ別

• 主要動向：タイプ別
• APIベースのBaaS
• クラウドベースのBaaS

第7章 BaaS市場推定・予測：企業規模別

• 主要動向：企業規模別
• 大企業
• 中小企業

第8章 BaaS市場推定・予測：最終用途別

• 主要動向：最終用途別
• 銀行
• NBFC
• その他

第9章 BaaS市場推定・予測：地域別

• 主要動向：地域別
• 北米
  • 米国
  • カナダ
• 欧州
  • 英国
  • ドイツ
  • フランス
  • イタリア
  • スペイン
  • ロシア
  • 北欧
• アジア太平洋
  • 中国
  • インド
  • 日本
  • 韓国
  • ニュージーランド
  • 東南アジア
• ラテンアメリカ
  • ブラジル
  • メキシコ
  • アルゼンチン
• 中東・アフリカ
  • 南アフリカ
  • サウジアラビア
  • アラブ首長国連邦

第10章 企業プロファイル

• Green Dot.
• Square, Inc.
• Solarisbank AG.
• Banco Bilbao Vizcaya Argentaria
• ClearBank Ltd.
• MatchMove Pay Pte Ltd
• Project Imagine Ltd
• Bnkbl Ltd
• Treasury Prime
• Starling Bank
• Plaid
• Galileo Financial Technologies：
• Marqeta
• Fiserv
• Sila
• Mambu
• Cross River Bank
• Railsbank
• OpenPayd

Data Tables

• TABLE 1 Global banking-as-a-service market share analysis
• TABLE 2 Sources, by region
• TABLE 3 Banking-as-a-service market, 2018 - 2022, (USD Million)
• TABLE 4 Banking-as-a-service market, 2023 - 2032, (USD Million)
• TABLE 5 Banking-as-a-service TAM, 2023 - 2032
• TABLE 6 Banking-as-a-service market, by component, 2018 - 2022, (USD Million)
• TABLE 7 Banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 8 Banking-as-a-service market, by type, 2018 - 2022, (USD Million)
• TABLE 9 Banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 10 Banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 11 Banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 12 Banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 13 Banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 14 COVID-19 impact on North America banking-as-a-service market
• TABLE 15 COVID-19 impact on Europe banking-as-a-service market
• TABLE 16 COVID-19 impact on Asia Pacific banking-as-a-service market
• TABLE 17 COVID-19 impact on Latin America banking-as-a-service market
• TABLE 18 COVID-19 impact on MEA banking-as-a-service market
• TABLE 19 Vendor matrix
• TABLE 20 Patent analysis
• TABLE 21 Industry impact forces
• TABLE 22 Company market share, 2022
• TABLE 23 Competitive analysis of major market players, 2022
• TABLE 24 Platform market, 2018 - 2022 (USD Million)
• TABLE 25 Platform market, 2023 - 2032 (USD Million)
• TABLE 26 Services market, 2018 - 2022 (USD Million)
• TABLE 27 Services market, 2023 - 2032 (USD Million)
• TABLE 28 API-Based Banking-as-a-Service market, 2018 - 2022 (USD Million)
• TABLE 29 API-Based Banking-as-a-Service market, 2023 - 2032 (USD Million)
• TABLE 30 Cloud-Based Banking-as-a-Service market, 2018 - 2022 (USD Million)
• TABLE 31 Cloud-Based Banking-as-a-Service market, 2023 - 2032 (USD Million)
• TABLE 32 Large enterprises market, 2018 - 2022 (USD Million)
• TABLE 33 Large enterprises market, 2023 - 2032 (USD Million)
• TABLE 34 SMEs market, 2018 - 2022 (USD Million)
• TABLE 35 SMEs market, 2023 - 2032 (USD Million)
• TABLE 36 Banks market, 2018 - 2022 (USD Million)
• TABLE 37 Banks market, 2023 - 2032 (USD Million)
• TABLE 38 NBFC market, 2018 - 2022 (USD Million)
• TABLE 39 NBFC market, 2023 - 2032 (USD Million)
• TABLE 40 Others market, 2018 - 2022 (USD Million)
• TABLE 41 Others market, 2023 - 2032 (USD Million)
• TABLE 42 North America banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 43 North America banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 44 North America banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 45 North America banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 46 North America banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 47 North America banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 48 North America banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 49 North America banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 50 North America banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 51 North America banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 52 U.S. banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 53 U.S. banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 54 U.S. banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 55 U.S. banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 56 U.S. banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 57 U.S. banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 58 U.S. banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 59 U.S. banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 60 U.S. banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 61 U.S. banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 62 Canada banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 63 Canada banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 64 Canada banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 65 Canada banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 66 Canada banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 67 Canada banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 68 Canada banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 69 Canada banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 70 Canada banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 71 Canada banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 72 Europe banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 73 Europe banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 74 Europe banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 75 Europe banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 76 Europe banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 77 Europe banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 78 Europe banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 79 Europe banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 80 Europe banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 81 Europe banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 82 UK banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 83 UK banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 84 UK banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 85 UK banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 86 UK banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 87 UK banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 88 UK banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 89 UK banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 90 UK banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 91 UK banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 92 UK banking-as-a-service market, by end-use industry, 2018 - 2022, (USD Million)
• TABLE 93 UK banking-as-a-service market, by end-use industry, 2023 - 2032, (USD Million)
• TABLE 94 Germany banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 95 Germany banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 96 Germany banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 97 Germany banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 98 Germany banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 99 Germany banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 100 Germany banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 101 Germany banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 102 Germany banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 103 Germany banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 104 France banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 105 France banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 106 France banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 107 France banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 108 France banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 109 France banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 110 France banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 111 France banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 112 France banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 113 France banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 114 Italy banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 115 Italy banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 116 Italy banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 117 Italy banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 118 Italy banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 119 Italy banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 120 Italy banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 121 Italy banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 122 Italy banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 123 Italy banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 124 Spain banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 125 Spain banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 126 Spain banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 127 Spain banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 128 Spain banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 129 Spain banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 130 Spain banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 131 Spain banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 132 Spain banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 133 Spain banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 134 Russia banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 135 Russia banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 136 Russia banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 137 Russia banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 138 Russia banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 139 Russia banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 140 Russia banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 141 Russia banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 142 Russia banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 143 Russia banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 144 Nordics banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 145 Nordics banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 146 Nordics banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 147 Nordics banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 148 Nordics banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 149 Nordics banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 150 Nordics banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 151 Nordics banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 152 Nordics banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 153 Nordics banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 154 Asia Pacific banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 155 Asia Pacific banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 156 Asia Pacific banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 157 Asia Pacific banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 158 Asia Pacific banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 159 Asia Pacific banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 160 Asia Pacific banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 161 Asia Pacific banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 162 Asia Pacific banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 163 Asia Pacific banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 164 China banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 165 China banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 166 China banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 167 China banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 168 China banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 169 China banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 170 China banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 171 China banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 172 China banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 173 China banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 174 Japan banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 175 Japan banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 176 Japan banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 177 Japan banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 178 Japan banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 179 Japan banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 180 Japan banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 181 Japan banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 182 Japan banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 183 Japan banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 184 India banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 185 India banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 186 India banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 187 India banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 188 India banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 189 India banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 190 India banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 191 India banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 192 India banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 193 India banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 194 South Korea banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 195 South Korea banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 196 South Korea banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 197 South Korea banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 198 South Korea banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 199 South Korea banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 200 South Korea banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 201 South Korea banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 202 South Korea banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 203 South Korea banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 204 ANZ banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 205 ANZ banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 206 ANZ banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 207 ANZ banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 208 ANZ banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 209 ANZ banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 210 ANZ banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 211 ANZ banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 212 ANZ banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 213 ANZ banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 214 Southeast Asia banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 215 Southeast Asia banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 216 Southeast Asia banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 217 Southeast Asia banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 218 Southeast Asia banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 219 Southeast Asia banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 220 Southeast Asia banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 221 Southeast Asia banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 222 Southeast Asia banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 223 Southeast Asia banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 224 Latin America banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 225 Latin America banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 226 Latin America banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 227 Latin America banking-as-a-service market, by component, 2023 - 2032 (USD Million)
• TABLE 228 Latin America banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 229 Latin America banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 230 Latin America banking-as-a-service market, by enterprise size, 2018 - 2022 (USD Million)
• TABLE 231 Latin America banking-as-a-service market, by enterprise size, 2023 - 2032 (USD Million)
• TABLE 232 Latin America banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 233 Latin America banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 234 Brazil banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 235 Brazil banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 236 Brazil banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 237 Brazil banking-as-a-service market, by component, 2023 - 2032 (USD Million)
• TABLE 238 Brazil banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 239 Brazil banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 240 Brazil banking-as-a-service market, by enterprise size, 2018 - 2022 (USD Million)
• TABLE 241 Brazil banking-as-a-service market, by enterprise size, 2023 - 2032 (USD Million)
• TABLE 242 Brazil banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 243 Brazil banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 244 Mexico banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 245 Mexico banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 246 Mexico banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 247 Mexico banking-as-a-service market, by component, 2023 - 2032 (USD Million)
• TABLE 248 Mexico banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 249 Mexico banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 250 Mexico banking-as-a-service market, by enterprise size, 2018 - 2022 (USD Million)
• TABLE 251 Mexico banking-as-a-service market, by enterprise size, 2023 - 2032 (USD Million)
• TABLE 252 Mexico banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 253 Mexico banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 254 Argentina banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 255 Argentina banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 256 Argentina banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 257 Argentina banking-as-a-service market, by component, 2023 - 2032, (USD Million)
• TABLE 258 Argentina banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 259 Argentina banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 260 Argentina banking-as-a-service market, by enterprise size, 2018 - 2022, (USD Million)
• TABLE 261 Argentina banking-as-a-service market, by enterprise size, 2023 - 2032, (USD Million)
• TABLE 262 Argentina banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 263 Argentina banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 264 MEA banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 265 MEA banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 266 MEA banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 267 MEA banking-as-a-service market, by component, 2023 - 2032 (USD Million)
• TABLE 268 MEA banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 269 MEA banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 270 MEA banking-as-a-service market, by enterprise size, 2018 - 2022 (USD Million)
• TABLE 271 MEA banking-as-a-service market, by enterprise size, 2023 - 2032 (USD Million)
• TABLE 272 MEA banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 273 MEA banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 274 South Africa banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 275 South Africa banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 276 South Africa banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 277 South Africa banking-as-a-service market, by component, 2023 - 2032 (USD Million)
• TABLE 278 South Africa banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 279 South Africa banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 280 South Africa banking-as-a-service market, by enterprise size, 2018 - 2022 (USD Million)
• TABLE 281 South Africa banking-as-a-service market, by enterprise size, 2023 - 2032 (USD Million)
• TABLE 282 South Africa banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 283 South Africa banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 284 Saudi Arabia banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 285 Saudi Arabia banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 286 Saudi Arabia banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 287 Saudi Arabia banking-as-a-service market, by component, 2023 - 2032 (USD Million)
• TABLE 288 Saudi Arabia banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 289 Saudi Arabia banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 290 Saudi Arabia banking-as-a-service market, by enterprise size, 2018 - 2022 (USD Million)
• TABLE 291 Saudi Arabia banking-as-a-service market, by enterprise size, 2023 - 2032 (USD Million)
• TABLE 292 Saudi Arabia banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 293 Saudi Arabia banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)
• TABLE 294 UAE banking-as-a-service market, 2018 - 2022 (USD Million)
• TABLE 295 UAE banking-as-a-service market, 2023 - 2032 (USD Million)
• TABLE 296 UAE banking-as-a-service market, by component, 2018 - 2022 (USD Million)
• TABLE 297 UAE banking-as-a-service market, by component, 2023 - 2032 (USD Million)
• TABLE 298 UAE banking-as-a-service market, by type, 2018 - 2022 (USD Million)
• TABLE 299 UAE banking-as-a-service market, by type, 2023 - 2032, (USD Million)
• TABLE 300 UAE banking-as-a-service market, by enterprise size, 2018 - 2022 (USD Million)
• TABLE 301 UAE banking-as-a-service market, by enterprise size, 2023 - 2032 (USD Million)
• TABLE 302 UAE banking-as-a-service market, by end-use, 2018 - 2022, (USD Million)
• TABLE 303 UAE banking-as-a-service market, by end-use, 2023 - 2032, (USD Million)

Charts & Figures

• FIG 1 GMI's report coverage in the global content service platforms market
• FIG 2 Industry segmentation
• FIG 3 Forecast calculation
• FIG 4 Profile break-up of primary respondents
• FIG 5 Banking-as-a-service market 36 degree synopsis, 2018 - 2032
• FIG 6 Banking-as-a-service ecosystem analysis
• FIG 7 Profit margin analysis
• FIG 8 Growth potential analysis
• FIG 9 Porter's analysis
• FIG 10 PESTEL analysis
• FIG 11 Competitive analysis of major market players, 2022
• FIG 12 Competitive positioning matrix
• FIG 13 Strategic outlook matrix
• FIG 14 Banking-as-a-service market, by Component, 2022 & 2032
• FIG 15 Banking-as-a-service market, by Type, 2022 & 2032
• FIG 16 Banking-as-a-service market, by Enterprise Size, 2022 & 2032
• FIG 17 Banking-as-a-service market, by End-use, 2022 & 2032
• FIG 18 SWOT Analysis, Green Dot
• FIG 19 SWOT Analysis, Square, Inc.
• FIG 20 SWOT Analysis, Solarisbank AG.
• FIG 21 SWOT Analysis, Banco Bilbao Vizcaya Argentaria
• FIG 22 SWOT Analysis, ClearBank Ltd.
• FIG 23 SWOT Analysis, Project Imagine Ltd
• FIG 24 SWOT Analysis, Bnkbl Ltd
• FIG 25 SWOT Analysis, Treasury Prime
• FIG 26 SWOT Analysis, Starling Bank
• FIG 27 SWOT Analysis, Plaid
• FIG 28 SWOT Analysis, Galileo Financial Technologies
• FIG 29 SWOT Analysis, Marqeta
• FIG 30 SWOT Analysis, Fiserv
• FIG 31 SWOT Analysis, Sila
• FIG 32 SWOT Analysis, Mambu
• FIG 33 SWOT Analysis, Cross River Bank
• FIG 34 SWOT Analysis, Railsbank
• FIG 35 SWOT Analysis, OpenPayd

Global Banking-as-a-Service (BaaS) Market will witness over 16.5% CAGR between 2023 and 2032, propelled by burgeoning partnerships and collaborations among industry leaders. As financial institutions increasingly seek innovation and agility, strategic alliances between fintech firms and traditional banks drive BaaS adoption.

For instance, in November 2023, Zil Money, a frontrunner in banking-as-a-service (BaaS), unveiled a significant partnership with the innovative Sunrise Bank. This collaboration aims to revolutionize the fintech landscape by streamlining client onboarding and enabling real-time monitoring, all while maintaining the high standards of risk management and compliance set by Sunrise Bank. This pivotal alliance is set to reshape the fintech space, introducing unmatched efficiency and upholding top-tier industry benchmarks. These collaborations facilitate enhanced customer experiences through innovative financial products and services. The surge in such alliances reflects a dynamic shift towards seamless, tech-driven banking solutions, amplifying the Banking-as-a-service (BaaS) market outlook.

The overall Banking-as-a-Service (BaaS) Market is classified based on type, end-user, and region.

API-based Banking-as-a-service (BaaS) segment will exhibit remarkable growth from 2023 to 2032. Leveraging APIs, BaaS facilitates seamless integration of banking functionalities into third-party applications, revolutionizing the way financial services are delivered and accessed. This innovation enables businesses to offer tailored financial products and services, driving customer engagement and loyalty. With its open and flexible architecture, API-based BaaS fosters rapid innovation and collaboration, empowering institutions to deliver personalized, on-demand banking experiences, reshaping the Banking-as-a-Service (BaaS) market demand.

NBFC segment will register a noteworthy CAGR from 2023 to 2032. These entities leverage BaaS to expand their service offerings, providing financial products like loans, investments, and payment solutions. By harnessing BaaS capabilities, NBFCs enhance their agility and reach, catering to diverse customer needs. This synergy allows NBFCs to bridge the gap between traditional banking and innovative fintech solutions. Empowering NBFCs to serve a broader clientele while optimizing operations through flexibility and scalability, further solidifying their contribution to the Banking-as-a-Service (BaaS) market growth.

Europe Banking-as-a-Service (BaaS) industry will showcase a commendable CAGR from 2023 to 2032. BaaS in Europe fosters collaborations between established financial institutions and agile fintech firms, leading to diverse and accessible financial solutions. This synergy fuels a customer-centric approach, offering tailored products and seamless digital experiences. With regulatory frameworks promoting innovation, Europe emerges as a hotbed for BaaS, redefining the future of banking by combining innovation, compliance, and customer-centricity in an ever-evolving financial landscape.

Table of Contents

Chapter 1 Methodology & Scope

• 1.1 Market scope & definition
• 1.2 Base estimates & calculations
• 1.3 Forecast calculation.
• 1.4 Data sources
  • 1.4.1 Primary
  • 1.4.2 Secondary
    • 1.4.2.1 Paid sources
    • 1.4.2.2 Public sources

Chapter 2 Executive Summary

• 2.1 Banking-as-a-service market 360 degree synopsis, 2018 - 2032
• 2.2 Business trends
  • 2.2.1 Total Addressable Market (TAM), 2023-2032
• 2.3 Regional trends
• 2.4 Component trends
• 2.5 Type trends
• 2.6 Enterprise Size trends
• 2.7 End-use trends

Chapter 3 Banking-as-a-service Industry Insights

• 3.1 Impact of COVID-19
• 3.2 Impact of the Russia-Ukraine war
• 3.3 Industry ecosystem analysis
• 3.4 Vendor matrix
• 3.5 Profit margin analysis
• 3.6 Technology & innovation landscape
• 3.7 Patent analysis
• 3.8 Key news and initiatives
  • 3.8.1 Partnership/Collaboration
  • 3.8.2 Merger/Acquisition
  • 3.8.3 Investment
  • 3.8.4 Level of autonomy launch & innovation
• 3.9 Regulatory landscape
• 3.10 Impact forces
  • 3.10.1 Growth drivers
    • 3.10.1.1 Rising demand for digital banking services
    • 3.10.1.2 Growing popularity of embedded finance
    • 3.10.1.3 Increasing advancements in advanced technologies
    • 3.10.1.4 Popularity of open banking
    • 3.10.1.5 Rising adoption of cloud computing
  • 3.10.2 Industry pitfalls & challenges
    • 3.10.2.1 Data security and privacy concerns
    • 3.10.2.2 High development and maintenance costs
• 3.11 Growth potential analysis
• 3.12 Porter's analysis
• 3.13 PESTEL analysis

Chapter 4 Competitive Landscape, 2022

• 4.1 Introduction
• 4.2 Company market share, 2022
• 4.3 Competitive analysis of major market players, 2022
  • 4.3.1 Green Dot
  • 4.3.2 Solarisbank AG
  • 4.3.3 ClearBank Ltd.
  • 4.3.4 Plaid
  • 4.3.5 Galileo Financial Technologies
  • 4.3.6 Marqeta
  • 4.3.7 Railsbank
• 4.4 Competitive positioning matrix, 2022
• 4.5 Strategic outlook matrix, 2022

Chapter 5 Banking-as-a-service Market Estimates & Forecast, By Component (Revenue)

• 5.1 Key trends, by Component
• 5.2 Platform
• 5.3 Services

Chapter 6 Banking-as-a-service Market Estimates & Forecast, By Type (Revenue)

• 6.1 Key trends, by Type
• 6.2 API-Based Banking-as-a-Service
• 6.3 Cloud-Based Banking-as-a-Service

Chapter 7 Banking-as-a-service Market Estimates & Forecast, By Enterprise Size (Revenue)

• 7.1 Key trends, by Enterprise Size
• 7.2 Large Enterprises
• 7.3 Small & Medium Enterprises

Chapter 8 Banking-as-a-service Market Estimates & Forecast, By End-use (Revenue)

• 8.1 Key trends, by End-use
• 8.2 Banks
• 8.3 NBFC
• 8.4 Others

Chapter 9 Banking-as-a-service Market Estimates & Forecast, By Region (Revenue)

• 9.1 Key trends, by region
• 9.2 North America
  • 9.2.1 U.S.
  • 9.2.2 Canada
• 9.3 Europe
  • 9.3.1 UK
  • 9.3.2 Germany
  • 9.3.3 France
  • 9.3.4 Italy
  • 9.3.5 Spain
  • 9.3.6 Russia
  • 9.3.7 Nordics
• 9.4 Asia Pacific
  • 9.4.1 China
  • 9.4.2 India
  • 9.4.3 Japan
  • 9.4.4 South Korea
  • 9.4.5 ANZ
  • 9.4.6 Southeast Asia
• 9.5 Latin America
  • 9.5.1 Brazil
  • 9.5.2 Mexico
  • 9.5.3 Argentina
• 9.6 MEA
  • 9.6.1 South Africa
  • 9.6.2 Saudi Arabia
  • 9.6.3 UAE

Chapter 10 Company Profiles

• 10.1 Green Dot.
• 10.2 Square, Inc.
• 10.3 Solarisbank AG.
• 10.4 Banco Bilbao Vizcaya Argentaria
• 10.5 ClearBank Ltd.
• 10.6 MatchMove Pay Pte Ltd
• 10.7 Project Imagine Ltd
• 10.8 Bnkbl Ltd
• 10.9 Treasury Prime
• 10.10 Starling Bank
• 10.11 Plaid
• 10.12 Galileo Financial Technologies:
• 10.13 Marqeta
• 10.14 Fiserv
• 10.15 Sila
• 10.16 Mambu
• 10.17 Cross River Bank
• 10.18 Railsbank
• 10.19 OpenPayd