フィリピンの消費者金融市場

2023年初頭、フィリピンがコロナウイルス（COVID-19）の流行から脱却して消費を再開したことから、業界は消費者金融需要の急増を予想しました。また、かなりの消費者が出費を管理するためにローンに頼っています。特筆すべきは、ローン、特にクレジットカードと個人ローンの増加です。フィリピンの中央銀行であるBangko Sentral ng Pilipinas（BSP）は、年初に高い金利を課しました。これにより、フィリピンの消費者ローンは大幅に伸びました。

当レポートでは、フィリピンの消費者金融市場について調査し、フィリピンのATMカード、スマートカード、クレジットカード、デビットカード、チャージカード、プリペイドカード、ストアカードの市場規模と構造を分析・予測し、市場の主要参入企業の動向など、戦略的な分析を行っています。

目次

エグゼクティブサマリー

• 2023年の消費者金融：全体像
• 2023年の主要動向
• 金利上昇と住宅価格の上昇が住宅ローン需要を妨げる一方で、自動車ローンは回復に苦戦
• BNPL参入企業は、潜在的な大規模市場を開拓するためにオファーを強化
• 消費者金融の今後の見通し

市場データ

免責事項

情報源

フィリピンの消費者信用

主要なデータ調査結果

2023年の発展

• パンデミックの影響が依然として消費者ローンのパフォーマンスに見られる
• モバイルウォレットは魅力的なローンオファーを提供
• オファーと顧客サービスを向上させるためのプログラムとイノベーション

見通しと機会

• BNPL企業は競争の激しい分野で消費者を獲得するための戦略を強化
• 高金利はローン返済に影響を与える
• 銀行融資が鈍化

カテゴリーデータ

At the beginning of 2023, the industry anticipated a surge in consumer lending demand as Filipinos resumed spending as the country emerged out of the Coronavirus (COVID-19) pandemic. A substantial share of consumers also resorted to loans to manage their expenses. Notably, there has been a rise in loans, especially in credit cards and personal loans. The Bangko Sentral ng Pilipinas (BSP), the central bank of the Philippines, imposed early-year higher interest rates. This has significantly influe...

Euromonitor International's Consumer Lending in Philippines report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Consumer Lending market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market's major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.

TABLE OF CONTENTS

List Of Contents And Tables

EXECUTIVE SUMMARY

• Consumer lending in 2023: The big picture
• 2023 key trends
• Higher interest rates and rising house prices hinder mortgage demand while auto lending struggles to recover
• BNPL players look to enhance their offer to tap into a large potential market
• What next for consumer lending?

MARKET DATA

• Table 1 Consumer Lending: Outstanding Balance by Category: Value 2018-2023
• Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2018-2023
• Table 3 Consumer Lending: Gross Lending by Category: Value 2018-2023
• Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2018-2023
• Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
• Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
• Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
• Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
• Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2023-2028
• Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2023-2028
• Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2023-2028
• Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2023-2028

DISCLAIMER

SOURCES

• Summary 1 Research Sources

CONSUMER CREDIT IN THE PHILIPPINES

KEY DATA FINDINGS

2023 DEVELOPMENTS

• Pandemic impact still seen in consumer loans performance
• Mobile wallets provide attractive loan offers
• Programmes and innovations to improve the offer and customer service

PROSPECTS AND OPPORTUNITIES

• BNPL companies to strengthen their strategies to win over consumers in a highly competitive field
• High interest rates affect the paying off of loans
• Bank lending slows down

CATEGORY DATA

• Table 13 Consumer Credit: Outstanding Balance by Category: Value 2018-2023
• Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2018-2023
• Table 15 Consumer Credit: Gross Lending by Category: Value 2018-2023
• Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2018-2023
• Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2023-2028
• Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2023-2028
• Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2023-2028
• Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2023-2028