インドネシアの消費者金融市場

インドネシアの消費者金融市場は、2024年も2023年と同様に好調となっています。経済成長の原動力となったのは、安定した政治情勢、抑制されたインフレ率、そして補助金制度（例えば二輪電気自動車への補助金など）でした。中間所得層の購買力が上昇し、政府の優遇措置が進歩を後押ししています。

当レポートでは、インドネシアの消費者金融市場について調査し、ATMカード、スマートカード、クレジットカード、デビットカード、チャージカード、プリペイドカード、ストアカードの市場規模と構造を明らかにしています。市場の主要参入企業（発行会社とオペレーター）、流通カード枚数、取引件数、取引額に注目しています。セクターの予測や注目すべき動向について戦略的な分析を行っています。

目次

目次と表のリスト

エグゼクティブサマリー

市場データ

免責事項

情報源

インドネシアの消費者信用

主なデータ結果

2024年の発展

• 2024年には総貸出額が大幅に増加すると予測
• 自動車ローンは補助金制度の恩恵を受ける
• 多目的ローンが増加しており、大手銀行が依然として主要な参入機関となっている

展望と機会

• 消費者向け融資は予測期間中にさらなる成長が見込まれる
• BNPLは引き続き上昇する見込みだが、成長はやや鈍化する可能性がある
• BNPLは協力とパートナーシップから利益を得る

カテゴリーデータ

Consumer lending in Indonesia saw another strong performance in 2024, similar to that seen in 2023. Economic growth was driven by stable political conditions, controlled inflation rates and also subsidy programs - for example subsidies for two-wheeled electric vehicles. Purchasing power has risen for the middle-income segment, and government incentives have helped to push progress.

Euromonitor International's Consumer Lending in Indonesia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Consumer Lending market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market's major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.

TABLE OF CONTENTS

List Of Contents And Tables

EXECUTIVE SUMMARY

• Consumer lending in 2024: The big picture
• 2024 key trends
• BRI raises interest rates
• BNPL expands
• What next for consumer lending?

MARKET DATA

• Table 1 Consumer Lending: Outstanding Balance by Category: Value 2019-2024
• Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
• Table 3 Consumer Lending: Gross Lending by Category: Value 2019-2024
• Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024
• Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
• Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
• Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
• Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
• Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2024-2029
• Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2024-2029
• Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2024-2029
• Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2024-2029

DISCLAIMER

SOURCES

• Summary 1 Research Sources

CONSUMER CREDIT IN INDONESIA

KEY DATA FINDINGS

2024 DEVELOPMENTS

• Strong growth for gross lending seen in 2024
• Auto lending benefits from subsidy programmes
• Multipurpose loans on the up, with big banks still key players

PROSPECTS AND OPPORTUNITIES

• Consumer lending faces further growth during forecast period
• BNPL set to keep on rising, though growth may slow somewhat
• BNPL benefits from collaborations and partnerships

CATEGORY DATA

• Table 13 Consumer Credit: Outstanding Balance by Category: Value 2019-2024
• Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
• Table 15 Consumer Credit: Gross Lending by Category: Value 2019-2024
• Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
• Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2024-2029
• Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2024-2029
• Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2024-2029
• Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2024-2029