Product Code: A17282
A mortgage loan, often known as a mortgage, is a loan utilized by either real estate buyers or current property owners to acquire money for any purpose while enforcing a lien on the real estate being mortgaged. In addition, a mortgage is a loan provided by a bank or other financial organization to aid in the purchase of a house. The actual house is the mortgage's collateral. In other words, if the borrower stops paying the lender on a regular basis and defaults on the loan, the lender can sell the house to recuperate its losses.
To speed up and simplify the front-to-back-end mortgage application process for customers, the mortgage sector has been steadily implementing technology. In addition, the availability of mortgage services on smartphones applications for underwriting processes is boosting the growth of the market. However, higher interest rates on mortgages loans and higher fees for mortgage broker are some of the factors that hamper the market growth. On the contrary, adoption of APIs and open banking in mortgage lending industry is expected to boost the market growth in upcoming years. Moreover, increasing implementation of artificial intelligence (AI) and machine learning (ML) for automation of underwriting and application processes is anticipated to create lucrative opportunities for the market to grow in future.
The mortgage lending market is segmented into type of mortgage loan, mortgage loan terms, interest rate, provider, and region. By type of mortgage loan, the market is differentiated into conventional mortgage loans, jumbo loans, government-insured mortgage loans and others. Depending on mortgage loan term it is fragmented into 30-year mortgage, 20-year mortgage, 15-year mortgage and others. The interest rate segment is divided into fixed-rate mortgage loan, adjustable-rate mortgage loan. The provider segment is segregated into primary mortgage lender and secondary mortgage lender. The primary mortgage lender is further segmented into banks, credit unions, NBFC's and others. The NBFC's is further segregated in online and offline. Region wise, the market is analyzed across North America, Europe, Asia-Pacific, and LAMEA.
The mortgage lending market analysis includes top companies operating in the market such as Ally Financial Inc., Bank of America Corporation, BNP Paribas Fortis, Citigroup, Inc., Fannie Mae, JPMorgan Chase & Co, Mr. Cooper Group Inc., PT Bank Central Asia Tbk, QNB, Royal Bank of Canada, Rocket Mortgage, LLC, Social Finance, Inc., Standard Chartered, Truist, Wells Fargo, ClearCapital.com, Inc. and Roostify, Inc. These players have adopted various strategies to increase their market penetration and strengthen their position in the accounting and budgeting software industry.
Key Benefits For Stakeholders
- The study provides in-depth analysis of the global mortgage lending market along with current trends and future estimations to illustrate the imminent investment pockets.
- Information about key drivers, restrains, & opportunities and their impact analysis on the global mortgage lending market size are provided in the report.
- The Porter's five forces analysis illustrates the potency of buyers and suppliers operating in the industry.
- The quantitative analysis of the global mortgage lending market from 2021 to 2031 is provided to determine the market potential.
Key Market Segments
By Type of Mortgage Loan
- Conventional Mortgage Loans
- Jumbo Loans
- Government-insured Mortgage Loans
- Others
By Mortgage Loan Terms
- 30-year Mortgage
- 20-year Mortgage
- 15-year Mortgage
- Others
By Interest Rate
- Fixed-rate Mortgage Loan
- Adjustable-rate Mortgage Loan
By Provider
- Primary Mortgage Lender
- Primary Mortgage Lender
- Banks
- Credit Unions
- NBFC's
- Others
- Secondary Mortgage Lender
By Region
- North America
- Europe
- UK
- Germany
- France
- Italy
- Spain
- Netherlands
- Rest of Europe
- Asia-Pacific
- China
- Japan
- India
- Australia
- South Korea
- Singapore
- Rest of Asia-Pacific
- LAMEA
- Latin America
- Middle East
- Africa
- Key Market Players
- Ally
- Bank of America Corporation
- BNP Paribas
- China Zheshang Bank
- Federal National Mortgage Association (FNMA)
- JP Morgan & Chase
- Mitsubishi UFJ Financial Group
- PT Bank Central Asia Tbk
- Qatar National Bank
- Royal Bank of Canada
- Rocket Mortgage, LLC
- Sofi
- Standard Chartered PLC
- Truist financial corporation
- Clear Capital
- Roostify
- Mr. Cooper
TABLE OF CONTENTS
CHAPTER 1:INTRODUCTION
- 1.1.Report description
- 1.2.Key market segments
- 1.3.Key benefits to the stakeholders
- 1.4.Research Methodology
- 1.4.1.Secondary research
- 1.4.2.Primary research
- 1.4.3.Analyst tools and models
CHAPTER 2:EXECUTIVE SUMMARY
- 2.1.Key findings of the study
- 2.2.CXO Perspective
CHAPTER 3:MARKET OVERVIEW
- 3.1.Market definition and scope
- 3.2.Key findings
- 3.2.1.Top investment pockets
- 3.3.Porter's five forces analysis
- 3.4.Top player positioning
- 3.5.Market dynamics
- 3.5.1.Drivers
- 3.5.2.Restraints
- 3.5.3.Opportunities
- 3.6.COVID-19 Impact Analysis on the market
- 3.7.Regulatory Guidelines
CHAPTER 4: MORTGAGE LENDING MARKET, BY TYPE OF MORTGAGE LOAN
- 4.1 Overview
- 4.1.1 Market size and forecast
- 4.2 Conventional Mortgage Loans
- 4.2.1 Key market trends, growth factors and opportunities
- 4.2.2 Market size and forecast, by region
- 4.2.3 Market analysis by country
- 4.3 Jumbo Loans
- 4.3.1 Key market trends, growth factors and opportunities
- 4.3.2 Market size and forecast, by region
- 4.3.3 Market analysis by country
- 4.4 Government-insured Mortgage Loans
- 4.4.1 Key market trends, growth factors and opportunities
- 4.4.2 Market size and forecast, by region
- 4.4.3 Market analysis by country
- 4.5 Others
- 4.5.1 Key market trends, growth factors and opportunities
- 4.5.2 Market size and forecast, by region
- 4.5.3 Market analysis by country
CHAPTER 5: MORTGAGE LENDING MARKET, BY MORTGAGE LOAN TERMS
- 5.1 Overview
- 5.1.1 Market size and forecast
- 5.2 30-year Mortgage
- 5.2.1 Key market trends, growth factors and opportunities
- 5.2.2 Market size and forecast, by region
- 5.2.3 Market analysis by country
- 5.3 20-year Mortgage
- 5.3.1 Key market trends, growth factors and opportunities
- 5.3.2 Market size and forecast, by region
- 5.3.3 Market analysis by country
- 5.4 15-year Mortgage
- 5.4.1 Key market trends, growth factors and opportunities
- 5.4.2 Market size and forecast, by region
- 5.4.3 Market analysis by country
- 5.5 Others
- 5.5.1 Key market trends, growth factors and opportunities
- 5.5.2 Market size and forecast, by region
- 5.5.3 Market analysis by country
CHAPTER 6: MORTGAGE LENDING MARKET, BY INTEREST RATE
- 6.1 Overview
- 6.1.1 Market size and forecast
- 6.2 Fixed-rate Mortgage Loan
- 6.2.1 Key market trends, growth factors and opportunities
- 6.2.2 Market size and forecast, by region
- 6.2.3 Market analysis by country
- 6.3 Adjustable-rate Mortgage Loan
- 6.3.1 Key market trends, growth factors and opportunities
- 6.3.2 Market size and forecast, by region
- 6.3.3 Market analysis by country
CHAPTER 7: MORTGAGE LENDING MARKET, BY PROVIDER
- 7.1 Overview
- 7.1.1 Market size and forecast
- 7.2 Primary Mortgage Lender
- 7.2.1 Key market trends, growth factors and opportunities
- 7.2.2 Market size and forecast, by region
- 7.2.3 Market analysis by country
- 7.2.4 Primary Mortgage Lender Mortgage Lending Market by Primary Mortgage Lender
- 7.2.4.1 Banks Market size and forecast, by region
- 7.2.4.2 Credit Unions Market size and forecast, by region
- 7.2.4.3 NBFC's Market size and forecast, by region
- 7.2.4.4 Others Market size and forecast, by region
- 7.3 Secondary Mortgage Lender
- 7.3.1 Key market trends, growth factors and opportunities
- 7.3.2 Market size and forecast, by region
- 7.3.3 Market analysis by country
CHAPTER 8: MORTGAGE LENDING MARKET, BY REGION
- 8.1 Overview
- 8.1.1 Market size and forecast
- 8.2 North America
- 8.2.1 Key trends and opportunities
- 8.2.2 North America Market size and forecast, by Type of Mortgage Loan
- 8.2.3 North America Market size and forecast, by Mortgage Loan Terms
- 8.2.4 North America Market size and forecast, by Interest Rate
- 8.2.5 North America Market size and forecast, by Provider
- 8.2.5.1 North America Primary Mortgage Lender Mortgage Lending Market by Primary Mortgage Lender
- 8.2.6 North America Market size and forecast, by country
- 8.2.6.1 U.S.
- 8.2.6.1.1 Market size and forecast, by Type of Mortgage Loan
- 8.2.6.1.2 Market size and forecast, by Mortgage Loan Terms
- 8.2.6.1.3 Market size and forecast, by Interest Rate
- 8.2.6.1.4 Market size and forecast, by Provider
- 8.2.6.2 Canada
- 8.2.6.2.1 Market size and forecast, by Type of Mortgage Loan
- 8.2.6.2.2 Market size and forecast, by Mortgage Loan Terms
- 8.2.6.2.3 Market size and forecast, by Interest Rate
- 8.2.6.2.4 Market size and forecast, by Provider
- 8.3 Europe
- 8.3.1 Key trends and opportunities
- 8.3.2 Europe Market size and forecast, by Type of Mortgage Loan
- 8.3.3 Europe Market size and forecast, by Mortgage Loan Terms
- 8.3.4 Europe Market size and forecast, by Interest Rate
- 8.3.5 Europe Market size and forecast, by Provider
- 8.3.5.1 Europe Primary Mortgage Lender Mortgage Lending Market by Primary Mortgage Lender
- 8.3.6 Europe Market size and forecast, by country
- 8.3.6.1 UK
- 8.3.6.1.1 Market size and forecast, by Type of Mortgage Loan
- 8.3.6.1.2 Market size and forecast, by Mortgage Loan Terms
- 8.3.6.1.3 Market size and forecast, by Interest Rate
- 8.3.6.1.4 Market size and forecast, by Provider
- 8.3.6.2 Germany
- 8.3.6.2.1 Market size and forecast, by Type of Mortgage Loan
- 8.3.6.2.2 Market size and forecast, by Mortgage Loan Terms
- 8.3.6.2.3 Market size and forecast, by Interest Rate
- 8.3.6.2.4 Market size and forecast, by Provider
- 8.3.6.3 France
- 8.3.6.3.1 Market size and forecast, by Type of Mortgage Loan
- 8.3.6.3.2 Market size and forecast, by Mortgage Loan Terms
- 8.3.6.3.3 Market size and forecast, by Interest Rate
- 8.3.6.3.4 Market size and forecast, by Provider
- 8.3.6.4 Italy
- 8.3.6.4.1 Market size and forecast, by Type of Mortgage Loan
- 8.3.6.4.2 Market size and forecast, by Mortgage Loan Terms
- 8.3.6.4.3 Market size and forecast, by Interest Rate
- 8.3.6.4.4 Market size and forecast, by Provider
- 8.3.6.5 Spain
- 8.3.6.5.1 Market size and forecast, by Type of Mortgage Loan
- 8.3.6.5.2 Market size and forecast, by Mortgage Loan Terms
- 8.3.6.5.3 Market size and forecast, by Interest Rate
- 8.3.6.5.4 Market size and forecast, by Provider
- 8.3.6.6 Netherlands
- 8.3.6.6.1 Market size and forecast, by Type of Mortgage Loan
- 8.3.6.6.2 Market size and forecast, by Mortgage Loan Terms
- 8.3.6.6.3 Market size and forecast, by Interest Rate
- 8.3.6.6.4 Market size and forecast, by Provider
- 8.3.6.7 Rest of Europe
- 8.3.6.7.1 Market size and forecast, by Type of Mortgage Loan
- 8.3.6.7.2 Market size and forecast, by Mortgage Loan Terms
- 8.3.6.7.3 Market size and forecast, by Interest Rate
- 8.3.6.7.4 Market size and forecast, by Provider
- 8.4 Asia-Pacific
- 8.4.1 Key trends and opportunities
- 8.4.2 Asia-Pacific Market size and forecast, by Type of Mortgage Loan
- 8.4.3 Asia-Pacific Market size and forecast, by Mortgage Loan Terms
- 8.4.4 Asia-Pacific Market size and forecast, by Interest Rate
- 8.4.5 Asia-Pacific Market size and forecast, by Provider
- 8.4.5.1 Asia-Pacific Primary Mortgage Lender Mortgage Lending Market by Primary Mortgage Lender
- 8.4.6 Asia-Pacific Market size and forecast, by country
- 8.4.6.1 China
- 8.4.6.1.1 Market size and forecast, by Type of Mortgage Loan
- 8.4.6.1.2 Market size and forecast, by Mortgage Loan Terms
- 8.4.6.1.3 Market size and forecast, by Interest Rate
- 8.4.6.1.4 Market size and forecast, by Provider
- 8.4.6.2 Japan
- 8.4.6.2.1 Market size and forecast, by Type of Mortgage Loan
- 8.4.6.2.2 Market size and forecast, by Mortgage Loan Terms
- 8.4.6.2.3 Market size and forecast, by Interest Rate
- 8.4.6.2.4 Market size and forecast, by Provider
- 8.4.6.3 India
- 8.4.6.3.1 Market size and forecast, by Type of Mortgage Loan
- 8.4.6.3.2 Market size and forecast, by Mortgage Loan Terms
- 8.4.6.3.3 Market size and forecast, by Interest Rate
- 8.4.6.3.4 Market size and forecast, by Provider
- 8.4.6.4 Australia
- 8.4.6.4.1 Market size and forecast, by Type of Mortgage Loan
- 8.4.6.4.2 Market size and forecast, by Mortgage Loan Terms
- 8.4.6.4.3 Market size and forecast, by Interest Rate
- 8.4.6.4.4 Market size and forecast, by Provider
- 8.4.6.5 South Korea
- 8.4.6.5.1 Market size and forecast, by Type of Mortgage Loan
- 8.4.6.5.2 Market size and forecast, by Mortgage Loan Terms
- 8.4.6.5.3 Market size and forecast, by Interest Rate
- 8.4.6.5.4 Market size and forecast, by Provider
- 8.4.6.6 Singapore
- 8.4.6.6.1 Market size and forecast, by Type of Mortgage Loan
- 8.4.6.6.2 Market size and forecast, by Mortgage Loan Terms
- 8.4.6.6.3 Market size and forecast, by Interest Rate
- 8.4.6.6.4 Market size and forecast, by Provider
- 8.4.6.7 Rest of Asia-Pacific
- 8.4.6.7.1 Market size and forecast, by Type of Mortgage Loan
- 8.4.6.7.2 Market size and forecast, by Mortgage Loan Terms
- 8.4.6.7.3 Market size and forecast, by Interest Rate
- 8.4.6.7.4 Market size and forecast, by Provider
- 8.5 LAMEA
- 8.5.1 Key trends and opportunities
- 8.5.2 LAMEA Market size and forecast, by Type of Mortgage Loan
- 8.5.3 LAMEA Market size and forecast, by Mortgage Loan Terms
- 8.5.4 LAMEA Market size and forecast, by Interest Rate
- 8.5.5 LAMEA Market size and forecast, by Provider
- 8.5.5.1 LAMEA Primary Mortgage Lender Mortgage Lending Market by Primary Mortgage Lender
- 8.5.6 LAMEA Market size and forecast, by country
- 8.5.6.1 Latin America
- 8.5.6.1.1 Market size and forecast, by Type of Mortgage Loan
- 8.5.6.1.2 Market size and forecast, by Mortgage Loan Terms
- 8.5.6.1.3 Market size and forecast, by Interest Rate
- 8.5.6.1.4 Market size and forecast, by Provider
- 8.5.6.2 Middle East
- 8.5.6.2.1 Market size and forecast, by Type of Mortgage Loan
- 8.5.6.2.2 Market size and forecast, by Mortgage Loan Terms
- 8.5.6.2.3 Market size and forecast, by Interest Rate
- 8.5.6.2.4 Market size and forecast, by Provider
- 8.5.6.3 Africa
- 8.5.6.3.1 Market size and forecast, by Type of Mortgage Loan
- 8.5.6.3.2 Market size and forecast, by Mortgage Loan Terms
- 8.5.6.3.3 Market size and forecast, by Interest Rate
- 8.5.6.3.4 Market size and forecast, by Provider
CHAPTER 9: COMPANY LANDSCAPE
- 9.1. Introduction
- 9.2. Top winning strategies
- 9.3. Product Mapping of Top 10 Player
- 9.4. Competitive Dashboard
- 9.5. Competitive Heatmap
- 9.6. Key developments
CHAPTER 10: COMPANY PROFILES
- 10.1 Ally
- 10.1.1 Company overview
- 10.1.2 Company snapshot
- 10.1.3 Operating business segments
- 10.1.4 Product portfolio
- 10.1.5 Business performance
- 10.1.6 Key strategic moves and developments
- 10.2 Bank of America Corporation
- 10.2.1 Company overview
- 10.2.2 Company snapshot
- 10.2.3 Operating business segments
- 10.2.4 Product portfolio
- 10.2.5 Business performance
- 10.2.6 Key strategic moves and developments
- 10.3 BNP Paribas
- 10.3.1 Company overview
- 10.3.2 Company snapshot
- 10.3.3 Operating business segments
- 10.3.4 Product portfolio
- 10.3.5 Business performance
- 10.3.6 Key strategic moves and developments
- 10.4 China Zheshang Bank
- 10.4.1 Company overview
- 10.4.2 Company snapshot
- 10.4.3 Operating business segments
- 10.4.4 Product portfolio
- 10.4.5 Business performance
- 10.4.6 Key strategic moves and developments
- 10.5 Federal National Mortgage Association (FNMA)
- 10.5.1 Company overview
- 10.5.2 Company snapshot
- 10.5.3 Operating business segments
- 10.5.4 Product portfolio
- 10.5.5 Business performance
- 10.5.6 Key strategic moves and developments
- 10.6 JP Morgan & Chase
- 10.6.1 Company overview
- 10.6.2 Company snapshot
- 10.6.3 Operating business segments
- 10.6.4 Product portfolio
- 10.6.5 Business performance
- 10.6.6 Key strategic moves and developments
- 10.7 Mitsubishi UFJ Financial Group
- 10.7.1 Company overview
- 10.7.2 Company snapshot
- 10.7.3 Operating business segments
- 10.7.4 Product portfolio
- 10.7.5 Business performance
- 10.7.6 Key strategic moves and developments
- 10.8 PT Bank Central Asia Tbk
- 10.8.1 Company overview
- 10.8.2 Company snapshot
- 10.8.3 Operating business segments
- 10.8.4 Product portfolio
- 10.8.5 Business performance
- 10.8.6 Key strategic moves and developments
- 10.9 Qatar National Bank
- 10.9.1 Company overview
- 10.9.2 Company snapshot
- 10.9.3 Operating business segments
- 10.9.4 Product portfolio
- 10.9.5 Business performance
- 10.9.6 Key strategic moves and developments
- 10.10 Royal Bank of Canada
- 10.10.1 Company overview
- 10.10.2 Company snapshot
- 10.10.3 Operating business segments
- 10.10.4 Product portfolio
- 10.10.5 Business performance
- 10.10.6 Key strategic moves and developments
- 10.11 Rocket Mortgage, LLC
- 10.11.1 Company overview
- 10.11.2 Company snapshot
- 10.11.3 Operating business segments
- 10.11.4 Product portfolio
- 10.11.5 Business performance
- 10.11.6 Key strategic moves and developments
- 10.12 Sofi
- 10.12.1 Company overview
- 10.12.2 Company snapshot
- 10.12.3 Operating business segments
- 10.12.4 Product portfolio
- 10.12.5 Business performance
- 10.12.6 Key strategic moves and developments
- 10.13 Standard Chartered PLC
- 10.13.1 Company overview
- 10.13.2 Company snapshot
- 10.13.3 Operating business segments
- 10.13.4 Product portfolio
- 10.13.5 Business performance
- 10.13.6 Key strategic moves and developments
- 10.14 Truist financial corporation
- 10.14.1 Company overview
- 10.14.2 Company snapshot
- 10.14.3 Operating business segments
- 10.14.4 Product portfolio
- 10.14.5 Business performance
- 10.14.6 Key strategic moves and developments
- 10.15 Clear Capital
- 10.15.1 Company overview
- 10.15.2 Company snapshot
- 10.15.3 Operating business segments
- 10.15.4 Product portfolio
- 10.15.5 Business performance
- 10.15.6 Key strategic moves and developments
- 10.16 Roostify
- 10.16.1 Company overview
- 10.16.2 Company snapshot
- 10.16.3 Operating business segments
- 10.16.4 Product portfolio
- 10.16.5 Business performance
- 10.16.6 Key strategic moves and developments
- 10.17 Mr. Cooper
- 10.17.1 Company overview
- 10.17.2 Company snapshot
- 10.17.3 Operating business segments
- 10.17.4 Product portfolio
- 10.17.5 Business performance
- 10.17.6 Key strategic moves and developments