オンラインバンキングの世界市場－成長、将来展望、競合分析（2022年～2030年）

世界のオンラインバンキングの市場規模は、2021年から2029年の予測期間中に4.28％のCAGRで成長すると予想されています。スマートフォンユーザーの急増、インターネットの普及は、オンラインバンキング市場の成長を促進しています。しかし、顧客データに対する高いセキュリティ上の懸念は、市場の成長を抑制していると考えられます。

当レポートでは、世界のオンラインバンキング市場について調査分析し、ビジネス展望、市場力学、市場分析、企業プロファイルなど、体系的な情報を提供しています。

目次

第1章 序文

• レポートの説明
  • レポートの目的
  • 対象者
  • 主な製品
• 市場セグメンテーション
• 調査手法
  • フェーズⅠ－2次調査
  • フェーズⅡ－1次調査
  • フェーズⅢ－専門家による審査
  • 仮定
  • 採用されたアプローチ

第2章 エグゼクティブサマリー

• 市場スナップショット：世界オンラインバンキング市場
• 世界のオンラインバンキング市場（100万米ドル）（2021年）：銀行別
• 世界のオンラインバンキング市場（100万米ドル）（2021年）：決済分野別
• 世界のオンラインバンキング市場（100万米ドル）（2021年）：地域別
• COVID-19の影響
• 魅力的な投資提案（2021年）：地域別
• 競合分析
  • 主要なオンラインバンキング市場ベンダーの市場ポジショニング
  • オンラインバンキング市場ベンダーが採用する戦略
  • 主要な業界戦略

第3章 オンラインバンキング市場：ビジネスの展望と市場力学

• イントロダクション
• 世界のオンラインバンキングの市場金額（100万米ドル）（2020年～2030年）
• 市場力学
  • 市場促進要因
  • 市場抑制要因
  • 主な課題
  • 主な機会
• 促進要因と抑制要因の影響分析
• シーソー分析
• ポーターのファイブフォースモデル
  • サプライヤーの力
  • バイヤーの力
  • 代替品の脅威
  • 新規参入業者の脅威
  • 競争企業間の敵対関係
• PESTEL分析
  • 政治的
  • 経済的
  • 技術的
  • 法的
  • 社会的

第4章 オンラインバンキング市場、米ドル（100万米ドル）（2020年～2030年）：銀行別

• 市場概要
• 成長と収益分析：2021年と2030年の比較
• 市場セグメンテーション
  • リテール銀行
  • 法人向け銀行
  • デジタル投資

第5章 オンラインバンキング市場米ドル、米ドル（100万米ドル）（2020年～2030年）：決済分野別

• 市場概要
• 成長と収益分析：2021年と2030年の比較
• 市場セグメンテーション
  • 銀行カード
  • ユニフォームペイメントインターフェース
  • モバイルウォレット
  • モバイルバンキング
  • ネットバンク

第6章 北米のオンラインバンキング市場、米ドル（100万米ドル）（2020年～2030年）

第7章 英国および欧州連合のオンラインバンキング市場、米ドル（100万）（2020年～2030年）

第8章 アジア太平洋のオンラインバンキング市場、米ドル（100万米ドル）（2020年～2030年）

第9章 ラテンアメリカのオンラインバンキング市場、米ドル（100万）（2020年～2030年）

第10章 中東およびアフリカのオンラインバンキング市場、米ドル（100万）（2020年～2030年）

第11章 企業プロファイル

• ACI Worldwide
• Microsoft Corporation
• Temenos Group AG
• Oracle Corporation
• Fiserv, Inc.
• Cor Financial Solutions Ltd.
• EdgeVerve Systems Limited
• Symitar（A division of Jack Henry & Associates, Inc.）
• Capital Banking Solutions
• JPMorgan Chase & Co.
• Tata Consultancy Services Limited
• TRG Mobilearth Inc.

List of Tables

• TABLE 1 Global Online Banking Market By Banking, 2020-2030, USD (Million)
• TABLE 2 Global Online Banking Market By Corporate Banking, 2020-2030, USD (Million)
• TABLE 3 Global Online Banking Market By Payment Vertical, 2020-2030, USD (Million)
• TABLE 4 North America Online Banking Market By Banking, 2020-2030, USD (Million)
• TABLE 5 North America Online Banking Market By Corporate Banking, 2020-2030, USD (Million)
• TABLE 6 North America Online Banking Market By Payment Vertical, 2020-2030, USD (Million)
• TABLE 7 UK and European Union Online Banking Market By Banking, 2020-2030, USD (Million)
• TABLE 8 UK and European Union Online Banking Market By Corporate Banking, 2020-2030, USD (Million)
• TABLE 9 UK and European Union Online Banking Market By Payment Vertical, 2020-2030, USD (Million)
• TABLE 10 Asia Pacific Online Banking Market By Banking, 2020-2030, USD (Million)
• TABLE 11 Asia Pacific Online Banking Market By Corporate Banking, 2020-2030, USD (Million)
• TABLE 12 Asia Pacific Online Banking Market By Payment Vertical, 2020-2030, USD (Million)
• TABLE 13 Latin America Online Banking Market By Banking, 2020-2030, USD (Million)
• TABLE 14 Latin America Online Banking Market By Corporate Banking, 2020-2030, USD (Million)
• TABLE 15 Latin America Online Banking Market By Payment Vertical, 2020-2030, USD (Million)
• TABLE 16 Middle East and Africa Online Banking Market By Banking, 2020-2030, USD (Million)
• TABLE 17 Middle East and Africa Online Banking Market By Corporate Banking, 2020-2030, USD (Million)
• TABLE 18 Middle East and Africa Online Banking Market By Payment Vertical, 2020-2030, USD (Million)

List of Figures

• FIG. 1 Global Online Banking Market: Market Coverage
• FIG. 2 Research Methodology and Data Sources
• FIG. 3 Market Size Estimation - Top Down & Bottom-Up Approach
• FIG. 4 Global Online Banking Market: Quality Assurance
• FIG. 5 Global Online Banking Market, By Banking, 2021
• FIG. 6 Global Online Banking Market, By Payment Vertical, 2021
• FIG. 7 Global Online Banking Market, By Geography, 2021
• FIG. 8 Global Online Banking Market, By Banking, 2021 Vs 2030, %
• FIG. 9 Global Online Banking Market, By Payment Vertical, 2021 Vs 2030, %
• FIG. 10 U.S. Online Banking Market (US$ Million), 2020 - 2030
• FIG. 11 Canada Online Banking Market (US$ Million), 2020 - 2030
• FIG. 12 Rest of North America Online Banking Market (US$ Million), 2020 - 2030
• FIG. 13 UK Online Banking Market (US$ Million), 2020 - 2030
• FIG. 14 Germany Online Banking Market (US$ Million), 2020 - 2030
• FIG. 15 Spain Online Banking Market (US$ Million), 2020 - 2030
• FIG. 16 Italy Online Banking Market (US$ Million), 2020 - 2030
• FIG. 17 France Online Banking Market (US$ Million), 2020 - 2030
• FIG. 18 Rest of Europe Online Banking Market (US$ Million), 2020 - 2030
• FIG. 19 China Online Banking Market (US$ Million), 2020 - 2030
• FIG. 20 Japan Online Banking Market (US$ Million), 2020 - 2030
• FIG. 21 India Online Banking Market (US$ Million), 2020 - 2030
• FIG. 22 Australia Online Banking Market (US$ Million), 2020 - 2030
• FIG. 23 South Korea Online Banking Market (US$ Million), 2020 - 2030
• FIG. 24 Rest of Asia Online Banking Market (US$ Million), 2020 - 2030
• FIG. 25 Brazil Online Banking Market (US$ Million), 2020 - 2030
• FIG. 26 Mexico Online Banking Market (US$ Million), 2020 - 2030
• FIG. 27 Rest of Latin America Online Banking Market (US$ Million), 2020 - 2030
• FIG. 28 GCC Online Banking Market (US$ Million), 2020 - 2030
• FIG. 29 Africa Online Banking Market (US$ Million), 2020 - 2030
• FIG. 30 Rest of Middle East and Africa Online Banking Market (US$ Million), 2020 - 2030

"Rise in Non-cash Transactions Giving Boom to Online Banking Market"

The online banking market worldwide is expected to grow with a CAGR of 4.28% during the forecast period from 2021 to 2029. In 2016, Global non-cash transactions volumes grew with more than 10% to reach over US$ 480.0 Bn. Online banking allow customers to carry financial transactions on a secure network employed by the serving organization. Rapidly growing number of smartphone users coupled with internet penetration has built a robust platform for online banking market. Due to convenience and ease of access are some of the factors on account of which people are using online banking services. However, high security concerns over customer's data hinders the market. Despite profound penetration of online banking, significant percentage of people worldwide are skeptical towards using this service due to concerns of security.

"Retail Banking to Continue as the Market Leader"

Retail banking holds the highest market share in the banking industry with more than 35% of the market share, as of 2020. Retail banking offers various services such as savings account, fixed deposits, recurring deposit and other financial services. Further, retail banking offers a fixed and better rate of return compared with other financial products. On account of ease of access and rising smartphone use, consumers prefer to use banking in their hands rather going in brick & mortar banks. Today, all the banking functions from money transfer to loan application are available in consumers' smartphones through mobile apps.

"Asia Pacific to Emerge as the Market Leader in the Forecast Period"

In 2020, North America led the market followed by Asia Pacific and Europe respectively. In North America, the non-cash transaction volume is very high and holds more than 30% of the overall volume. Due to rise of internet penetration in Asia Pacific, we are expecting a boom in the online banking market in Asia Pacific. Additionally, the growing smartphone use and availability of banking through apps is likely to drive the Asia Pacific market. In 2014, the government of India launched a scheme called 'Jan Dhan Yojana' that aims to expand and make affordable access to financial services for the entire nation. This has enlarged the addressable online banking consumer base in the country, thereby promising robust growth opportunities.

Some of the prominent players operating in the online banking market include ACI Worldwide, Microsoft Corporation, Temenos Group AG, Oracle Corporation, Fiserv, Inc., Cor Financial Solutions Ltd., EdgeVerve Systems Limited, Symitar (A division of Jack Henry & Associates, Inc.), Capital Banking Solutions, JPMorgan Chase & Co., Tata Consultancy Services Limited, TRG Mobilearth Inc. and others.

Historical & Forecast Period

This study report represents analysis of each segment from 2020 to 2030 considering 2021 as the base year. Compounded Annual Growth Rate (CAGR) for each of the respective segments estimated for the forecast period of 2022 to 2030.

The current report comprises of quantitative market estimations for each micro market for every geographical region and qualitative market analysis such as micro and macro environment analysis, market trends, competitive intelligence, segment analysis, porters five force model, top winning strategies, top investment markets, emerging trends and technological analysis, case studies, strategic conclusions and recommendations and other key market insights.

Research Methodology

The complete research study was conducted in three phases, namely: secondary research, primary research, and expert panel review. key data point that enables the estimation of Online Banking market are as follows:

Research and development budgets of manufacturers and government spending

Revenues of key companies in the market segment

Number of end users and consumption volume, price and value.

Geographical revenues generate by countries considered in the report

Micro and macro environment factors that are currently influencing the Online Banking market and their expected impact during the forecast period.

Market forecast was performed through proprietary software that analyzes various qualitative and quantitative factors. Growth rate and CAGR were estimated through intensive secondary and primary research. Data triangulation across various data points provides accuracy across various analyzed market segments in the report. Application of both top down and bottom-up approach for validation of market estimation assures logical, methodical and mathematical consistency of the quantitative data.

Market Segmentation

Banking

Retail Banking

Corporate Banking

Small & Medium Scale Enterprises

Large Scale Enterprises

Digital Investing

Payment Vertical

Banking Cards

Uniform Payment Interface

Mobile Wallets

Mobile Banking

Internet Banking

Region Segment (2020-2030; US$ Million)

North America

U.S.

Canada

Rest of North America

UK and European Union

UK

Germany

Spain

Italy

France

Rest of Europe

Asia Pacific

China

Japan

India

Australia

South Korea

Rest of Asia Pacific

Latin America

Brazil

Mexico

Rest of Latin America

Middle East and Africa

GCC

Africa

Rest of Middle East and Africa

Global Impact of COVID-19 Segment (2020-2021; US$ Million )

Pre COVID-19 situation

Post COVID-19 situation

Key questions answered in this report:

What are the key micro and macro environmental factors that are impacting the growth of Online Banking market?

What are the key investment pockets with respect to product segments and geographies currently and during the forecast period?

Estimated forecast and market projections up to 2030.

Which segment accounts for the fastest CAGR during the forecast period?

Which market segment holds a larger market share and why?

Are low and middle-income economies investing in the Online Banking market?

Which is the largest regional market for Online Banking market?

What are the market trends and dynamics in emerging markets such as Asia Pacific, Latin America, and Middle East & Africa?

Which are the key trends driving Online Banking market growth?

Who are the key competitors and what are their key strategies to enhance their market presence in the Online Banking market worldwide?

Table of Contents

1. Preface

• 1.1. Report Description
  • 1.1.1. Purpose of the Report
  • 1.1.2. Target Audience
  • 1.1.3. Key Offerings
• 1.2. Market Segmentation
• 1.3. Research Methodology
  • 1.3.1. Phase I - Secondary Research
  • 1.3.2. Phase II - Primary Research
  • 1.3.3. Phase III - Expert Panel Review
  • 1.3.4. Assumptions
  • 1.3.5. Approach Adopted

2. Executive Summary

• 2.1. Market Snapshot: Global Online Banking Market
• 2.2. Global Online Banking Market, By Banking, 2021 (US$ Million)
• 2.3. Global Online Banking Market, By Payment Vertical, 2021 (US$ Million)
• 2.4. Global Online Banking Market, By Geography, 2021 (US$ Million)
• 2.5. Impact of Covid 19
• 2.6. Attractive Investment Proposition by Geography, 2021
• 2.7. Competitive Analysis
  • 2.7.1. Market Positioning of Key Online Banking Market Vendors
  • 2.7.2. Strategies Adopted by Online Banking Market Vendors
  • 2.7.3. Key Industry Strategies

3. Online Banking Market: Business Outlook & Market Dynamics

• 3.1. Introduction
• 3.2. Global Online Banking Market Value, 2020 - 2030, (US$ Million)
• 3.3. Market Dynamics
  • 3.3.1. Market Drivers
  • 3.3.2. Market Restraints
  • 3.3.3. Key Challenges
  • 3.3.4. Key Opportunities
• 3.4. Impact Analysis of Drivers and Restraints
• 3.5. See-Saw Analysis
• 3.6. Porter's Five Force Model
  • 3.6.1. Supplier Power
  • 3.6.2. Buyer Power
  • 3.6.3. Threat Of Substitutes
  • 3.6.4. Threat Of New Entrants
  • 3.6.5. Competitive Rivalry
• 3.7. PESTEL Analysis
  • 3.7.1. Political Landscape
  • 3.7.2. Economic Landscape
  • 3.7.3. Technology Landscape
  • 3.7.4. Legal Landscape
  • 3.7.5. Social Landscape

4. Online Banking Market: By Banking, 2020-2030, USD (Million)

• 4.1. Market Overview
• 4.2. Growth & Revenue Analysis: 2021 Versus 2030
• 4.3. Market Segmentation
  • 4.3.1. Retail Banking
  • 4.3.2. Corporate Banking
    • 4.3.2.1. Small & Medium Scale Enterprises
    • 4.3.2.2. Large Scale Enterprises
  • 4.3.3. Digital Investing

5. Online Banking Market: By Payment Vertical, 2020-2030, USD (Million)

• 5.1. Market Overview
• 5.2. Growth & Revenue Analysis: 2021 Versus 2030
• 5.3. Market Segmentation
  • 5.3.1. Banking Cards
  • 5.3.2. Uniform Payment Interface
  • 5.3.3. Mobile Wallets
  • 5.3.4. Mobile Banking
  • 5.3.5. Internet Banking

6. North America Online Banking Market, 2020-2030, USD (Million)

• 6.1. Market Overview
• 6.2. Online Banking Market: By Banking, 2020-2030, USD (Million)
• 6.3. Online Banking Market: By Payment Vertical, 2020-2030, USD (Million)
• 6.4.Online Banking Market: By Region, 2020-2030, USD (Million)
  • 6.4.1.North America
    • 6.4.1.1. U.S.
    • 6.4.1.2. Canada
    • 6.4.1.3. Rest of North America

7. UK and European Union Online Banking Market, 2020-2030, USD (Million)

• 7.1. Market Overview
• 7.2. Online Banking Market: By Banking, 2020-2030, USD (Million)
• 7.3. Online Banking Market: By Payment Vertical, 2020-2030, USD (Million)
• 7.4.Online Banking Market: By Region, 2020-2030, USD (Million)
  • 7.4.1.UK and European Union
    • 7.4.1.1. UK
    • 7.4.1.2. Germany
    • 7.4.1.3. Spain
    • 7.4.1.4. Italy
    • 7.4.1.5. France
    • 7.4.1.6. Rest of Europe

8. Asia Pacific Online Banking Market, 2020-2030, USD (Million)

• 8.1. Market Overview
• 8.2. Online Banking Market: By Banking, 2020-2030, USD (Million)
• 8.3. Online Banking Market: By Payment Vertical, 2020-2030, USD (Million)
• 8.4.Online Banking Market: By Region, 2020-2030, USD (Million)
  • 8.4.1.Asia Pacific
    • 8.4.1.1. China
    • 8.4.1.2. Japan
    • 8.4.1.3. India
    • 8.4.1.4. Australia
    • 8.4.1.5. South Korea
    • 8.4.1.6. Rest of Asia Pacific

9. Latin America Online Banking Market, 2020-2030, USD (Million)

• 9.1. Market Overview
• 9.2. Online Banking Market: By Banking, 2020-2030, USD (Million)
• 9.3. Online Banking Market: By Payment Vertical, 2020-2030, USD (Million)
• 9.4.Online Banking Market: By Region, 2020-2030, USD (Million)
  • 9.4.1.Latin America
    • 9.4.1.1. Brazil
    • 9.4.1.2. Mexico
    • 9.4.1.3. Rest of Latin America

10. Middle East and Africa Online Banking Market, 2020-2030, USD (Million)

• 10.1. Market Overview
• 10.2. Online Banking Market: By Banking, 2020-2030, USD (Million)
• 10.3. Online Banking Market: By Payment Vertical, 2020-2030, USD (Million)
• 10.4.Online Banking Market: By Region, 2020-2030, USD (Million)
  • 10.4.1.Middle East and Africa
    • 10.4.1.1. GCC
    • 10.4.1.2. Africa
    • 10.4.1.3. Rest of Middle East and Africa

11. Company Profile

• 11.1. ACI Worldwide
  • 11.1.1. Company Overview
  • 11.1.2. Financial Performance
  • 11.1.3. Product Portfolio
  • 11.1.4. Strategic Initiatives
• 11.2. Microsoft Corporation
  • 11.2.1. Company Overview
  • 11.2.2. Financial Performance
  • 11.2.3. Product Portfolio
  • 11.2.4. Strategic Initiatives
• 11.3. Temenos Group AG
  • 11.3.1. Company Overview
  • 11.3.2. Financial Performance
  • 11.3.3. Product Portfolio
  • 11.3.4. Strategic Initiatives
• 11.4. Oracle Corporation
  • 11.4.1. Company Overview
  • 11.4.2. Financial Performance
  • 11.4.3. Product Portfolio
  • 11.4.4. Strategic Initiatives
• 11.5. Fiserv, Inc.
  • 11.5.1. Company Overview
  • 11.5.2. Financial Performance
  • 11.5.3. Product Portfolio
  • 11.5.4. Strategic Initiatives
• 11.6. Cor Financial Solutions Ltd.
  • 11.6.1. Company Overview
  • 11.6.2. Financial Performance
  • 11.6.3. Product Portfolio
  • 11.6.4. Strategic Initiatives
• 11.7. EdgeVerve Systems Limited
  • 11.7.1. Company Overview
  • 11.7.2. Financial Performance
  • 11.7.3. Product Portfolio
  • 11.7.4. Strategic Initiatives
• 11.8. Symitar (A division of Jack Henry & Associates, Inc.)
  • 11.8.1. Company Overview
  • 11.8.2. Financial Performance
  • 11.8.3. Product Portfolio
  • 11.8.4. Strategic Initiatives
• 11.9. Capital Banking Solutions
  • 11.9.1. Company Overview
  • 11.9.2. Financial Performance
  • 11.9.3. Product Portfolio
  • 11.9.4. Strategic Initiatives
• 11.10. JPMorgan Chase & Co.
  • 11.10.1. Company Overview
  • 11.10.2. Financial Performance
  • 11.10.3. Product Portfolio
  • 11.10.4. Strategic Initiatives
• 11.11. Tata Consultancy Services Limited
  • 11.11.1. Company Overview
  • 11.11.2. Financial Performance
  • 11.11.3. Product Portfolio
  • 11.11.4. Strategic Initiatives
• 11.12. TRG Mobilearth Inc.
  • 11.12.1. Company Overview
  • 11.12.2. Financial Performance
  • 11.12.3. Product Portfolio
  • 11.12.4. Strategic Initiatives