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銀行・金融サービスにおけるIoT市場- 世界の産業規模、動向、機会、予測、コンポーネント別、アプリケーション別、最終用途別、地域別、競合別、2020年～2030年

IoT in Banking and Financial Services Market - Global Industry Size, Share, Trends, Opportunity, and Forecast, By Component, By Application, By End Use, By Region & Competition, 2020-2030F

出版日
ページ情報
英文 185 Pages
納期
2～3営業日
カスタマイズ可能
銀行・金融サービスにおけるIoT市場- 世界の産業規模、動向、機会、予測、コンポーネント別、アプリケーション別、最終用途別、地域別、競合別、2020年～2030年
出版日: 2025年06月30日
発行: TechSci Research
ページ情報: 英文 185 Pages
納期: 2～3営業日
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  • 概要
  • 目次
概要

銀行・金融サービスにおけるIoTの世界市場規模は、2024年に585億6,000万米ドルとなり、2030年には1,104億米ドルに達すると予測され、予測期間中のCAGRは11.15%で成長すると予測されています。

この市場は、相互接続されたデバイス、センサー、通信システムの導入に焦点を当てており、金融機関の運営方法や顧客との関わり方に革命をもたらしています。IoTの統合により、銀行や金融サービスプロバイダーはATM、モバイルアプリケーション、ウェアラブル、支店内システムなどのソースからリアルタイムデータを収集・分析できます。このデータにより、業務効率の向上、積極的な顧客サービス、不正検知機能の強化が可能になります。

市場概要
予測期間 2026-2030
市場規模：2024年 585億6,000万米ドル
市場規模：2030年 1,104億米ドル
CAGR：2025年～2030年 11.15%
急成長セグメント 保険
最大市場 北米

IoTの導入は、デジタルバンキングソリューションに対する需要の高まり、技術の高度化、パーソナライズされた金融サービスへのニーズが大きな要因となっています。金融機関はIoTを活用してATM機能の監視、支店業務の最適化、顧客待ち時間の短縮を図っています。さらに、ウェアラブルバンキングやコネクテッドペイメントが普及し、利用者がより直感的に財務を管理できるようになっています。業界がサイバーセキュリティと規制コンプライアンスを優先する中、IoTはより安全で透明性が高く、追跡可能な金融環境を提供するためにも活用されています。

主な市場促進要因

超パーソナライズされたバンキング体験への期待の高まり

主な市場課題

データプライバシーと規制コンプライアンスの確保

主な市場動向

スマート支店とコネクテッドバンキングインターフェースの台頭

目次

第1章 ソリューションの概要

  • 市場の定義
  • 市場の範囲
    • 対象市場
    • 調査対象年
    • 主要市場セグメンテーション

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 顧客の声

第5章 世界の銀行・金融サービスにおけるIoT市場展望

  • 市場規模・予測
    • 金額別
  • 市場シェア・予測
    • コンポーネント別（ハードウェア、ソフトウェア、サービス）
    • アプリケーション別（セキュリティ、顧客体験管理、監視、データ管理、その他）
    • 最終用途別（銀行、保険、その他）
    • 地域別（北米、欧州、南米、中東・アフリカ、アジア太平洋）
  • 企業別（2024）
  • 市場マップ

第6章 北米の銀行・金融サービスにおけるIoT市場展望

  • 市場規模・予測
  • 市場シェア・予測
  • 北米：国別分析
    • 米国
    • カナダ
    • メキシコ

第7章 欧州の銀行・金融サービスにおけるIoT市場展望

  • 市場規模・予測
  • 市場シェア・予測
  • 欧州：国別分析
    • ドイツ
    • フランス
    • 英国
    • イタリア
    • スペイン

第8章 アジア太平洋地域の銀行・金融サービスにおけるIoT市場展望

  • 市場規模・予測
  • 市場シェア・予測
  • アジア太平洋地域：国別分析
    • 中国
    • インド
    • 日本
    • 韓国
    • オーストラリア

第9章 中東・アフリカの銀行・金融サービスにおけるIoT市場展望

  • 市場規模・予測
  • 市場シェア・予測
  • 中東・アフリカ：国別分析
    • サウジアラビア
    • アラブ首長国連邦
    • 南アフリカ

第10章 南米の銀行・金融サービスにおけるIoT市場展望

  • 市場規模・予測
  • 市場シェア・予測
  • 南米：国別分析
    • ブラジル
    • コロンビア
    • アルゼンチン

第11章 市場力学

  • 促進要因
  • 課題

第12章 市場動向と発展

  • 合併と買収
  • 製品上市
  • 最近の動向

第13章 企業プロファイル

  • Cisco Systems, Inc.
  • Microsoft Corporation
  • Oracle Corporation
  • IBM Corporation
  • Amazon.com, Inc.
  • Infosys Limited
  • Accenture plc
  • SAP SE

第14章 戦略的提言

第15章 調査会社について・免責事項

目次
Product Code: 29587

The Global IoT in Banking and Financial Services Market was valued at USD 58.56 billion in 2024 and is projected to reach USD 110.40 billion by 2030, growing at a CAGR of 11.15% during the forecast period. This market focuses on the deployment of interconnected devices, sensors, and communication systems that are revolutionizing how financial institutions operate and engage with customers. Through IoT integration, banks and financial service providers can collect and analyze real-time data from sources such as ATMs, mobile applications, wearables, and in-branch systems. This data enables improved operational efficiency, proactive customer service, and enhanced fraud detection capabilities.

Market Overview
Forecast Period2026-2030
Market Size 2024USD 58.56 Billion
Market Size 2030USD 110.40 Billion
CAGR 2025-203011.15%
Fastest Growing SegmentInsurance
Largest MarketNorth America

The adoption of IoT is largely driven by the growing demand for digital banking solutions, increasing technological sophistication, and the need for personalized financial services. Institutions are leveraging IoT to monitor ATM functionality, optimize branch operations, and reduce customer wait times. Furthermore, wearable-enabled banking and connected payments are gaining traction, helping users manage finances more intuitively. As the industry prioritizes cybersecurity and regulatory compliance, IoT is also being utilized to deliver more secure, transparent, and traceable financial environments.

Key Market Drivers

Growing Expectations for Hyper-Personalized Banking Experiences

Consumers increasingly expect tailored banking experiences, and IoT technologies are playing a pivotal role in meeting these demands. Smart devices such as wearables, mobile wallets, and voice-activated assistants provide a wealth of real-time data, including spending behavior, location, and biometric feedback. Financial institutions are capitalizing on this information to enhance customer engagement by offering real-time financial recommendations, personalized offers, and geolocation-based alerts.

This high level of personalization extends into product innovation, with dynamic financial solutions such as insurance premiums and loan offers that adapt based on lifestyle and usage patterns. IoT also improves decision-making in credit scoring and fraud prevention. Pilot programs have shown that IoT-generated interactions result in higher responsiveness and engagement compared to traditional mobile banking alerts. As customers increasingly compare financial services to tech-enabled consumer experiences, institutions embracing IoT personalization stand to build stronger relationships and improve customer retention.

Key Market Challenges

Ensuring Data Privacy and Regulatory Compliance

A key challenge in this market is the need to manage large volumes of sensitive data while adhering to strict privacy laws and regulations. IoT devices across banking networks-ranging from biometric systems to mobile applications-generate complex data streams that must be securely stored and processed. Regulations such as the General Data Protection Regulation (GDPR) in Europe and the California Consumer Privacy Act (CCPA) in the U.S. impose stringent requirements for data handling, consent management, and breach notification.

The dynamic and interconnected nature of IoT ecosystems makes compliance difficult, especially when third-party service providers and global data transfers are involved. Institutions must invest in advanced encryption, secure cloud storage, and policy governance tools to mitigate risk. Maintaining consistent compliance across a rapidly evolving digital infrastructure remains a top concern, particularly as regulators tighten oversight on financial data transparency and consumer rights.

Key Market Trends

Rise of Smart Branches and Connected Banking Interfaces

The emergence of smart branches is transforming the traditional banking model. Financial institutions are integrating IoT with artificial intelligence to create interactive, customer-centric environments. These branches utilize biometric recognition, intelligent kiosks, and sensor-enabled systems to streamline services, reduce wait times, and personalize customer interactions.

IoT-enabled smart branches can automatically identify repeat visitors, analyze foot traffic patterns, and manage energy consumption for sustainability. In addition to operational gains, these innovations support omnichannel banking by aligning physical services with digital experiences. Enhanced surveillance and environmental control systems also improve branch security and safety. With growing competition from digital-first platforms, physical branches are evolving into tech-enabled hubs that support seamless, high-value banking interactions.

Key Market Players

  • Cisco Systems, Inc.
  • Microsoft Corporation
  • Oracle Corporation
  • IBM Corporation
  • Amazon.com, Inc.
  • Infosys Limited
  • Accenture plc
  • SAP SE

Report Scope:

In this report, the Global IoT in Banking and Financial Services Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

IoT in Banking and Financial Services Market, By Component:

  • Hardware
  • Software
  • Services

IoT in Banking and Financial Services Market, By Application:

  • Security
  • Customer Experience Management
  • Monitoring
  • Data Management
  • Others

IoT in Banking and Financial Services Market, By End Use:

  • Banking
  • Insurance
  • Others

IoT in Banking and Financial Services Market, By Region:

  • North America
    • United States
    • Canada
    • Mexico
  • Europe
    • Germany
    • France
    • United Kingdom
    • Italy
    • Spain
  • Asia Pacific
    • China
    • India
    • Japan
    • South Korea
    • Australia
  • Middle East & Africa
    • Saudi Arabia
    • UAE
    • South Africa
  • South America
    • Brazil
    • Colombia
    • Argentina

Competitive Landscape

Company Profiles: Detailed analysis of the major companies present in the Global IoT in Banking and Financial Services Market.

Available Customizations:

Global IoT in Banking and Financial Services Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

  • Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Solution Overview

  • 1.1. Market Definition
  • 1.2. Scope of the Market
    • 1.2.1. Markets Covered
    • 1.2.2. Years Considered for Study
    • 1.2.3. Key Market Segmentations

2. Research Methodology

  • 2.1. Objective of the Study
  • 2.2. Baseline Methodology
  • 2.3. Key Industry Partners
  • 2.4. Major Association and Secondary Sources
  • 2.5. Forecasting Methodology
  • 2.6. Data Triangulation & Validation
  • 2.7. Assumptions and Limitations

3. Executive Summary

  • 3.1. Overview of the Market
  • 3.2. Overview of Key Market Segmentations
  • 3.3. Overview of Key Market Players
  • 3.4. Overview of Key Regions/Countries
  • 3.5. Overview of Market Drivers, Challenges, and Trends

4. Voice of Customer

5. Global IoT in Banking and Financial Services Market Outlook

  • 5.1. Market Size & Forecast
    • 5.1.1. By Value
  • 5.2. Market Share & Forecast
    • 5.2.1. By Component (Hardware, Software, Services)
    • 5.2.2. By Application (Security, Customer Experience Management, Monitoring, Data Management, Others)
    • 5.2.3. By End Use (Banking, Insurance, Others)
    • 5.2.4. By Region (North America, Europe, South America, Middle East & Africa, Asia Pacific)
  • 5.3. By Company (2024)
  • 5.4. Market Map

6. North America IoT in Banking and Financial Services Market Outlook

  • 6.1. Market Size & Forecast
    • 6.1.1. By Value
  • 6.2. Market Share & Forecast
    • 6.2.1. By Component
    • 6.2.2. By Application
    • 6.2.3. By End Use
    • 6.2.4. By Country
  • 6.3. North America: Country Analysis
    • 6.3.1. United States IoT in Banking and Financial Services Market Outlook
      • 6.3.1.1. Market Size & Forecast
        • 6.3.1.1.1. By Value
      • 6.3.1.2. Market Share & Forecast
        • 6.3.1.2.1. By Component
        • 6.3.1.2.2. By Application
        • 6.3.1.2.3. By End Use
    • 6.3.2. Canada IoT in Banking and Financial Services Market Outlook
      • 6.3.2.1. Market Size & Forecast
        • 6.3.2.1.1. By Value
      • 6.3.2.2. Market Share & Forecast
        • 6.3.2.2.1. By Component
        • 6.3.2.2.2. By Application
        • 6.3.2.2.3. By End Use
    • 6.3.3. Mexico IoT in Banking and Financial Services Market Outlook
      • 6.3.3.1. Market Size & Forecast
        • 6.3.3.1.1. By Value
      • 6.3.3.2. Market Share & Forecast
        • 6.3.3.2.1. By Component
        • 6.3.3.2.2. By Application
        • 6.3.3.2.3. By End Use

7. Europe IoT in Banking and Financial Services Market Outlook

  • 7.1. Market Size & Forecast
    • 7.1.1. By Value
  • 7.2. Market Share & Forecast
    • 7.2.1. By Component
    • 7.2.2. By Application
    • 7.2.3. By End Use
    • 7.2.4. By Country
  • 7.3. Europe: Country Analysis
    • 7.3.1. Germany IoT in Banking and Financial Services Market Outlook
      • 7.3.1.1. Market Size & Forecast
        • 7.3.1.1.1. By Value
      • 7.3.1.2. Market Share & Forecast
        • 7.3.1.2.1. By Component
        • 7.3.1.2.2. By Application
        • 7.3.1.2.3. By End Use
    • 7.3.2. France IoT in Banking and Financial Services Market Outlook
      • 7.3.2.1. Market Size & Forecast
        • 7.3.2.1.1. By Value
      • 7.3.2.2. Market Share & Forecast
        • 7.3.2.2.1. By Component
        • 7.3.2.2.2. By Application
        • 7.3.2.2.3. By End Use
    • 7.3.3. United Kingdom IoT in Banking and Financial Services Market Outlook
      • 7.3.3.1. Market Size & Forecast
        • 7.3.3.1.1. By Value
      • 7.3.3.2. Market Share & Forecast
        • 7.3.3.2.1. By Component
        • 7.3.3.2.2. By Application
        • 7.3.3.2.3. By End Use
    • 7.3.4. Italy IoT in Banking and Financial Services Market Outlook
      • 7.3.4.1. Market Size & Forecast
        • 7.3.4.1.1. By Value
      • 7.3.4.2. Market Share & Forecast
        • 7.3.4.2.1. By Component
        • 7.3.4.2.2. By Application
        • 7.3.4.2.3. By End Use
    • 7.3.5. Spain IoT in Banking and Financial Services Market Outlook
      • 7.3.5.1. Market Size & Forecast
        • 7.3.5.1.1. By Value
      • 7.3.5.2. Market Share & Forecast
        • 7.3.5.2.1. By Component
        • 7.3.5.2.2. By Application
        • 7.3.5.2.3. By End Use

8. Asia Pacific IoT in Banking and Financial Services Market Outlook

  • 8.1. Market Size & Forecast
    • 8.1.1. By Value
  • 8.2. Market Share & Forecast
    • 8.2.1. By Component
    • 8.2.2. By Application
    • 8.2.3. By End Use
    • 8.2.4. By Country
  • 8.3. Asia Pacific: Country Analysis
    • 8.3.1. China IoT in Banking and Financial Services Market Outlook
      • 8.3.1.1. Market Size & Forecast
        • 8.3.1.1.1. By Value
      • 8.3.1.2. Market Share & Forecast
        • 8.3.1.2.1. By Component
        • 8.3.1.2.2. By Application
        • 8.3.1.2.3. By End Use
    • 8.3.2. India IoT in Banking and Financial Services Market Outlook
      • 8.3.2.1. Market Size & Forecast
        • 8.3.2.1.1. By Value
      • 8.3.2.2. Market Share & Forecast
        • 8.3.2.2.1. By Component
        • 8.3.2.2.2. By Application
        • 8.3.2.2.3. By End Use
    • 8.3.3. Japan IoT in Banking and Financial Services Market Outlook
      • 8.3.3.1. Market Size & Forecast
        • 8.3.3.1.1. By Value
      • 8.3.3.2. Market Share & Forecast
        • 8.3.3.2.1. By Component
        • 8.3.3.2.2. By Application
        • 8.3.3.2.3. By End Use
    • 8.3.4. South Korea IoT in Banking and Financial Services Market Outlook
      • 8.3.4.1. Market Size & Forecast
        • 8.3.4.1.1. By Value
      • 8.3.4.2. Market Share & Forecast
        • 8.3.4.2.1. By Component
        • 8.3.4.2.2. By Application
        • 8.3.4.2.3. By End Use
    • 8.3.5. Australia IoT in Banking and Financial Services Market Outlook
      • 8.3.5.1. Market Size & Forecast
        • 8.3.5.1.1. By Value
      • 8.3.5.2. Market Share & Forecast
        • 8.3.5.2.1. By Component
        • 8.3.5.2.2. By Application
        • 8.3.5.2.3. By End Use

9. Middle East & Africa IoT in Banking and Financial Services Market Outlook

  • 9.1. Market Size & Forecast
    • 9.1.1. By Value
  • 9.2. Market Share & Forecast
    • 9.2.1. By Component
    • 9.2.2. By Application
    • 9.2.3. By End Use
    • 9.2.4. By Country
  • 9.3. Middle East & Africa: Country Analysis
    • 9.3.1. Saudi Arabia IoT in Banking and Financial Services Market Outlook
      • 9.3.1.1. Market Size & Forecast
        • 9.3.1.1.1. By Value
      • 9.3.1.2. Market Share & Forecast
        • 9.3.1.2.1. By Component
        • 9.3.1.2.2. By Application
        • 9.3.1.2.3. By End Use
    • 9.3.2. UAE IoT in Banking and Financial Services Market Outlook
      • 9.3.2.1. Market Size & Forecast
        • 9.3.2.1.1. By Value
      • 9.3.2.2. Market Share & Forecast
        • 9.3.2.2.1. By Component
        • 9.3.2.2.2. By Application
        • 9.3.2.2.3. By End Use
    • 9.3.3. South Africa IoT in Banking and Financial Services Market Outlook
      • 9.3.3.1. Market Size & Forecast
        • 9.3.3.1.1. By Value
      • 9.3.3.2. Market Share & Forecast
        • 9.3.3.2.1. By Component
        • 9.3.3.2.2. By Application
        • 9.3.3.2.3. By End Use

10. South America IoT in Banking and Financial Services Market Outlook

  • 10.1. Market Size & Forecast
    • 10.1.1. By Value
  • 10.2. Market Share & Forecast
    • 10.2.1. By Component
    • 10.2.2. By Application
    • 10.2.3. By End Use
    • 10.2.4. By Country
  • 10.3. South America: Country Analysis
    • 10.3.1. Brazil IoT in Banking and Financial Services Market Outlook
      • 10.3.1.1. Market Size & Forecast
        • 10.3.1.1.1. By Value
      • 10.3.1.2. Market Share & Forecast
        • 10.3.1.2.1. By Component
        • 10.3.1.2.2. By Application
        • 10.3.1.2.3. By End Use
    • 10.3.2. Colombia IoT in Banking and Financial Services Market Outlook
      • 10.3.2.1. Market Size & Forecast
        • 10.3.2.1.1. By Value
      • 10.3.2.2. Market Share & Forecast
        • 10.3.2.2.1. By Component
        • 10.3.2.2.2. By Application
        • 10.3.2.2.3. By End Use
    • 10.3.3. Argentina IoT in Banking and Financial Services Market Outlook
      • 10.3.3.1. Market Size & Forecast
        • 10.3.3.1.1. By Value
      • 10.3.3.2. Market Share & Forecast
        • 10.3.3.2.1. By Component
        • 10.3.3.2.2. By Application
        • 10.3.3.2.3. By End Use

11. Market Dynamics

  • 11.1. Drivers
  • 11.2. Challenges

12. Market Trends and Developments

  • 12.1. Merger & Acquisition (If Any)
  • 12.2. Product Launches (If Any)
  • 12.3. Recent Developments

13. Company Profiles

  • 13.1. Cisco Systems, Inc.
    • 13.1.1. Business Overview
    • 13.1.2. Key Revenue and Financials
    • 13.1.3. Recent Developments
    • 13.1.4. Key Personnel
    • 13.1.5. Key Product/Services Offered
  • 13.2. Microsoft Corporation
  • 13.3. Oracle Corporation
  • 13.4. IBM Corporation
  • 13.5. Amazon.com, Inc.
  • 13.6. Infosys Limited
  • 13.7. Accenture plc
  • 13.8. SAP SE

14. Strategic Recommendations

15. About Us & Disclaimer