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銀行・金融サービスにおけるIoTの市場規模、シェア、動向分析レポート：コンポーネント別、展開別、ソリューション別、最終用途別、地域別、セグメント別予測、2024年～2030年

IoT In Banking And Financial Services Market Size, Share & Trends Analysis Report By Component (Hardware, Software), By Deployment (On-premise, Cloud), By Solution, By End-use, By Region, And Segment Forecasts, 2024 - 2030

出版日
ページ情報
英文 150 Pages
納期
2～10営業日
カスタマイズ可能
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=146.32円
銀行・金融サービスにおけるIoTの市場規模、シェア、動向分析レポート：コンポーネント別、展開別、ソリューション別、最終用途別、地域別、セグメント別予測、2024年～2030年
出版日: 2024年08月08日
発行: Grand View Research
ページ情報: 英文 150 Pages
納期: 2～10営業日
GIIご利用のメリット
  • 全表示
  • 概要
  • 図表
  • 目次
概要

市場規模と動向：

銀行・金融サービスにおけるIoTの世界市場規模は、2023年に575億5,000万米ドルと推計され、2024年から2030年にかけてCAGR 11.9%で成長すると予測されています。

IoT技術の台頭は、顧客との対話に革命をもたらすことで、銀行と金融サービスの成長をますます形成しつつあります。IoT機器は顧客の行動や嗜好をリアルタイムで洞察し、高度にパーソナライズされたシームレスなサービス体験をもたらします。例えば、IoT対応のウェアラブル端末は、異常な取引や請求書の支払い予定について顧客に通知し、従来のサービスモデルを変革します。このような、より個別化されたインタラクションの動向は、顧客満足度を高め、銀行・金融サービスにおけるIoT市場の拡大を促進します。

さらに、IoTテクノロジーは、自動化とリアルタイムのモニタリングを通じて、金融機関の業務更新とコスト削減を支援します。IoTセンサーは、資産の状態を追跡し、エネルギー使用量を管理し、支店業務を最適化することができます。スマートATMやコネクテッド・セキュリティ・システムなどの自動化されたプロセスは、手作業による介入の必要性を減らし、サービスの信頼性を高める。さらに、IoTを活用したデータ分析により、プロセスの改善やリソースの割り当てに関する洞察が得られます。こうした効率性の向上は、銀行や金融サービスプロバイダーのコスト削減と収益性の向上につながり、市場の成長を促進します。

IoTは、金融機関とその顧客をサイバー脅威や詐欺から守る高度なセキュリティ・ソリューションを提供します。接続カメラや生体認証センサーなどのIoT機器は、銀行の支店やATMの物理的セキュリティを強化します。さらに、IoT対応システムは取引を監視し、異常なパターンをリアルタイムで検出することができるため、潜在的な詐欺行為に対して即座に警告を発することができます。IoTを人工知能（AI）と統合することで、予測分析とリスク評価がさらに強化されます。セキュリティ対策の向上は、顧客の信頼を築き、金融資産を保護し、市場の成長を促進します。

さらに、IoTデバイスの増加により膨大な量のデータが生成され、これを分析することで貴重なビジネスインサイトを得ることができます。金融機関はIoTデータを利用して、市場動向、顧客行動、業務実績を把握することができます。高度な分析ツールはこのデータを処理して、戦略的意思決定のための実用的な洞察を提供します。例えば、銀行は収益性の高い顧客セグメントを特定し、商品提供を最適化し、市場の変化を予測することができます。データ主導の戦略により、金融機関は競争力を維持し、市場の需要に対応できるようになり、市場の成長を促進します。

さらにIoTは、進化する顧客ニーズに応える革新的な金融商品やサービスの開発を可能にします。例えば、自動車に搭載されたIoTセンサーを活用した利用ベースの保険は、運転行動に基づいてパーソナライズされた保険料を提供します。また、IoT対応機器は、非接触型やウェアラブル決済などの新たな決済手段を促進し、顧客の利便性を高めることができます。さらに、IoTはスマート・コントラクトやブロックチェーン・ベースの金融ソリューションの構築をサポートし、取引を合理化して仲介者を削減します。こうしたイノベーションは技術に精通した顧客を引き付け、金融機関に新たな収益源をもたらし、市場の成長に貢献します。

目次

第1章 調査手法と範囲

第2章 エグゼクティブサマリー

第3章 銀行・金融サービスにおけるIoT市場-業界展望

  • 市場概要
  • 業界バリューチェーン分析
  • 市場力学
  • テクノロジーの情勢
  • 業界分析ツール

第4章 銀行・金融サービスにおけるIoT市場：コンポーネント別推定・動向分析

  • コンポーネントの変動分析と市場シェア、2023年と2030年
  • コンポーネント別

第5章 銀行・金融サービスにおけるIoT市場：展開別推定・動向分析

  • 展開変動分析と市場シェア、2023年と2030年
  • 展開別、2018年-2030年

第6章 銀行・金融サービスにおけるIoT市場：ソリューション別推定・動向分析

  • ソリューション変動分析と市場シェア、2023年と2030年
  • ソリューション別、2018年-2030年

第7章 銀行・金融サービスにおけるIoT市場：最終用途別推定・動向分析

  • 最終用途変動分析と市場シェア、2023年と2030年
  • 最終用途別、2018年-2030年

第8章 地域別推定・動向分析

  • 地域別銀行・金融サービスにおけるIoT市場、2023年および2030年
  • 北米
    • 北米の銀行・金融サービスにおけるIoT市場の推定と予測、2018年-2030年
    • 米国
    • カナダ
    • メキシコ
  • 欧州
    • 欧州の銀行・金融サービスにおけるIoT市場の推定と予測、2018年-2030年
    • ドイツ
    • 英国
    • フランス
  • アジア太平洋
    • アジア太平洋地域の銀行・金融サービスにおけるIoT市場の推定と予測、2018年-2030年
    • 日本
    • 中国
    • インド
    • 韓国
    • オーストラリア
  • ラテンアメリカ
    • ラテンアメリカの銀行・金融サービスにおけるIoT市場の推定と予測、2018年-2030年
    • ブラジル
  • 中東・アフリカ（中東・アフリカ）
    • 中東・アフリカ銀行・金融サービスにおけるIoT市場の推定と予測、2018年-2030年
    • サウジアラビア
    • アラブ首長国連邦
    • 南アフリカ

第9章 銀行・金融サービスにおけるIoT市場-競合情勢

  • 主要市場参入企業による最近の動向と影響分析
  • 企業分類
  • 参入企業の概要
  • 財務実績
  • 製品ベンチマーク
  • 企業の市場ポジショニング
  • 企業ヒートマップ分析
  • 戦略マッピング
    • 拡大/売却
    • コラボレーション/パートナーシップ
    • 新製品の発売
    • 研究開発
  • 企業プロファイル
    • IBM Corporation
    • Microsoft Corporation
    • SAP SE
    • Oracle Corporation
    • Cisco Systems, Inc.
    • Capgemini SE
    • Accenture PLC
    • Software AG
    • HCLTech Ltd.
    • Vodafone Group
図表

List of Tables

  • Table 1 Key market driver impact
  • Table 2 Key market restraint impact
  • Table 3 IoT in Banking and Financial Services Market Revenue Estimates and Forecast, By Component, 2018 - 2030 (USD Billion)
  • Table 4 IoT in Banking and Financial Services Market Revenue Estimates and Forecast, By Deployment, 2018 - 2030 (USD Billion)
  • Table 5 IoT in Banking and Financial Services Market Revenue Estimates and Forecast, By Solution, 2018 - 2030 (USD Billion)
  • Table 6 IoT in Banking and Financial Services Market Revenue Estimates and Forecast, by End Use, 2018 - 2030 (USD Billion)
  • Table 7 Recent Developments & Impact Analysis, By Key Market Participants
  • Table 8 Company Heat Map Analysis
  • Table 9 Key companies launching new products
  • Table 10 Key companies pursuing expansions
  • Table 11 Key companies pursuing mergers & acquisitions
  • Table 12 Key companies striking collaborations/partnerships

List of Figures

  • Fig. 1 Market Segmentation And Scope
  • Fig. 2 Information Procurement
  • Fig. 3 Data Analysis Models
  • Fig. 4 Market Formulation And Validation
  • Fig. 5 Data Validating & Publishing
  • Fig. 6 Market Snapshot
  • Fig. 7 Segment Snapshot (1/2)
  • Fig. 8 Segment Snapshot (2/2)
  • Fig. 9 Competitive Landscape Snapshot
  • Fig. 10 IoT in Banking and Financial Services Market - Value Chain Analysis
  • Fig. 11 IoT in Banking and Financial Services Market - Market Dynamics
  • Fig. 12 IoT in Banking and Financial Services Market - Porter's Five Forces Analysis
  • Fig. 13 IoT in Banking and Financial Services Market - PESTEL Analysis
  • Fig. 14 IoT in Banking and Financial Services Market, By Component: Key Takeaways
  • Fig. 15 IoT in Banking and Financial Services Market, By Component: Market Share, 2023 & 2030
  • Fig. 16 Hardware Protection Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 17 Software Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 18 Services Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 19 IoT in Banking and Financial Services Market, By Deployment: Key Takeaways
  • Fig. 20 IoT in Banking and Financial Services Market, By Deployment: Market Share, 2023 & 2030
  • Fig. 21 On-premise Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 22 Cloud Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 23 IoT in Banking and Financial Services Market, By Solution: Key Takeaways
  • Fig. 24 IoT in Banking and Financial Services Market, By Solution: Market Share, 2023 & 2030
  • Fig. 25 Security Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 26 Customer Experience Management Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 27 Monitoring Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 28 Data Management Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 29 Others Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 30 IoT in Banking and Financial Services Market, By End Use: Key Takeaways
  • Fig. 31 IoT in Banking and Financial Services Market, By End Use: Market Share, 2023 & 2030
  • Fig. 32 Banking Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 33 Insurance Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 34 Others Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
  • Fig. 35 Regional Marketplace: Key Takeaways
  • Fig. 36 Regional Marketplace: Key Takeaways
  • Fig. 37 North America IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 38 U.S. IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 39 Canada IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 40 Mexico IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 41 Europe IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 42 Germany IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 43 UK IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 44 France IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 45 Asia Pacific IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 46 China IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 47 India IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 48 Japan IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 49 Australia IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 50 South Korea IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 51 Latin America IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 52 Brazil IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 53 MEA IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 54 Saudi Arabia IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 55 South Africa IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 56 UAE IoT in Banking and Financial Services Market Estimates & Forecast, 2018 - 2030 (USD Billion)
  • Fig. 57 Key Company Categorization
  • Fig. 58 Company Market Positioning
  • Fig. 59 Strategic Framework
目次
Product Code: GVR-4-68040-409-0

Market Size & Trends:

The global IoT in banking and financial services market size was estimated at USD 57.55 billion in 2023 and is expected to grow at a CAGR of 11.9% from 2024 to 2030. The rise of IoT technology is increasingly shaping the growth of banks and financial services by revolutionizing customer interactions. IoT devices provide real-time insights into customer behaviors and preferences, leading to highly personalized and seamless service experiences. For instance, IoT-enabled wearables notify customers about unusual transactions or upcoming bill payments, transforming traditional service models. This trend towards more tailored interactions boosts customer satisfaction and drives market expansion in IoT for banking and financial services.

Moreover, IoT technology helps financial institutions update operations and reduce costs through automation and real-time monitoring. IoT sensors can track asset conditions, manage energy usage, and optimize branch operations. Automated processes, such as smart ATMs and connected security systems, reduce the need for manual intervention and enhance service reliability. In addition, IoT-driven data analytics provides insights into process improvements and resource allocation. These efficiency gains translate into cost savings and higher profitability for banks and financial services providers, driving market growth.

The IoT offers advanced security solutions that protect financial institutions and their customers from cyber threats and fraud. IoT devices, such as connected cameras and biometric sensors, enhance physical security at bank branches and ATMs. Moreover, IoT-enabled systems can monitor transactions and detect unusual patterns in real time, triggering immediate alerts for potential fraud. Integrating IoT with artificial intelligence (AI) further enhances predictive analytics and risk assessment. Improved security measures build customer trust and safeguard financial assets, driving market growth.

Moreover, the increase in IoT devices generates vast amounts of data, which can be analyzed to gain valuable business insights. Financial institutions can use IoT data to understand market trends, customer behavior, and operational performance. Advanced analytics tools process this data to provide actionable insights for strategic decision-making. For instance, banks can identify profitable customer segments, optimize product offerings, and predict market shifts. Data-driven strategies enable financial institutions to stay competitive and responsive to market demands, fueling market growth.

Furthermore, IoT enables the development of innovative financial products and services that cater to evolving customer needs. For instance, usage-based insurance, powered by IoT sensors in vehicles, offers personalized premiums based on driving behavior. IoT-enabled devices can also facilitate new payment methods, such as contactless and wearable payments, enhancing customer convenience. In addition, IoT supports the creation of smart contracts and blockchain-based financial solutions, streamlining transactions and reducing intermediaries. These innovations attract tech-savvy customers and open new revenue streams for financial institutions, contributing to the market's growth.

Global IoT In Banking And Financial Services Market Report Segmentation

This report forecasts and estimates revenue growth at the global, regional, and country levels along with analyzes the latest market trends and opportunities in each one of the sub-segments from 2018 to 2030. For this study, Grand View Research has further segmented the global IoT in banking and financial services market report based on component, deployment, solution, end-use, and region:

  • Component Outlook (Revenue, USD Billion, 2018 - 2030)
  • Hardware
  • Software
  • Services
  • Deployment Outlook (Revenue, USD Billion, 2018 - 2030)
  • On-premise
  • Cloud
  • Solution Outlook (Revenue, USD Billion, 2018 - 2030)
  • Security
  • Customer Experience Management
  • Monitoring
  • Data Management
  • Others
  • End-use Outlook (Revenue, USD Billion, 2018 - 2030)
  • Banking
  • Insurance
  • Others
  • Regional Outlook (Revenue, USD Billion, 2018 - 2030)
  • North America
    • U.S.
    • Canada
    • Mexico
  • Europe
    • Germany
    • UK
    • France
  • Asia Pacific
    • Japan
    • China
    • India
    • Australia
    • South Korea
  • Latin America
    • Brazil
  • Middle East and Africa (MEA)
    • UAE
    • Saudi Arabia
    • South Africa

Table of Contents

Chapter 1. Methodology and Scope

  • 1.1. Market Segmentation & Scope
  • 1.2. Market Definitions
  • 1.3. Information Procurement
    • 1.3.1. Information analysis
    • 1.3.2. Market formulation & data visualization
    • 1.3.3. Data validation & publishing
  • 1.4. 4 Research Scope and Assumptions
    • 1.4.1. List of Data Sources

Chapter 2. Executive Summary

  • 2.1. IoT in Banking and Financial Services Market Snapshot
  • 2.2. IoT in Banking and Financial Services Market- Segment Snapshot (1/2)
  • 2.3. IoT in Banking and Financial Services Market- Segment Snapshot (2/2)
  • 2.4. IoT in Banking and Financial Services Market- Competitive Landscape Snapshot

Chapter 3. IoT in Banking and Financial Services Market - Industry Outlook

  • 3.1. Market Overview
  • 3.2. Industry Value Chain Analysis
  • 3.3. Market Dynamics
    • 3.3.1. Market Driver Analysis
    • 3.3.2. Market Restraint Analysis
    • 3.3.3. Market Opportunity
  • 3.4. Technology Landscape
  • 3.5. Industry Analysis Tools
    • 3.5.1. Porter's analysis
    • 3.5.2. Macroeconomic analysis

Chapter 4. IoT in Banking and Financial Services Market: Component Estimates & Trend Analysis

  • 4.1. Component Movement Analysis & Market Share, 2023 & 2030
  • 4.2. IoT in Banking and Financial Services Market Estimates & Forecast, By Component (USD Billion)
    • 4.2.1. Hardware
    • 4.2.2. Software
    • 4.2.3. Services

Chapter 5. IoT in Banking and Financial Services Market: Deployment Estimates & Trend Analysis

  • 5.1. Deployment Movement Analysis & Market Share, 2023 & 2030
  • 5.2. IoT in Banking and Financial Services Market Estimates & Forecast, By Deployment, 2018 - 2030 (USD Billion)
    • 5.2.1. On-premise
    • 5.2.2. Cloud

Chapter 6. IoT in Banking and Financial Services Market: Solution Estimates & Trend Analysis

  • 6.1. Solution Movement Analysis & Market Share, 2023 & 2030
  • 6.2. IoT in Banking and Financial Services Market Estimates & Forecast, By Solution, 2018 - 2030 (USD Billion)
    • 6.2.1. Security
    • 6.2.2. Customer Experience Management
    • 6.2.3. Monitoring
    • 6.2.4. Data Management
    • 6.2.5. Others

Chapter 7. IoT in Banking and Financial Services Market: End Use Estimates & Trend Analysis

  • 7.1. End Use Movement Analysis & Market Share, 2023 & 2030
  • 7.2. IoT in Banking and Financial Services Market Estimates & Forecast, By End Use, 2018 - 2030 (USD Billion)
    • 7.2.1. Banking
    • 7.2.2. Insurance
    • 7.2.3. Others

Chapter 8. Regional Estimates & Trend Analysis

  • 8.1. IoT in Banking and Financial Services Market by Region, 2023 & 2030
  • 8.2. North America
    • 8.2.1. North America IoT in Banking and Financial Services Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
    • 8.2.2. U.S.
    • 8.2.3. Canada
    • 8.2.4. Mexico
  • 8.3. Europe
    • 8.3.1. Europe IoT in Banking and Financial Services Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
    • 8.3.2. Germany
    • 8.3.3. UK
    • 8.3.4. France
  • 8.4. Asia Pacific
    • 8.4.1. Asia Pacific IoT in Banking and Financial Services Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
    • 8.4.2. Japan
    • 8.4.3. China
    • 8.4.4. India
    • 8.4.5. South Korea
    • 8.4.6. Australia
  • 8.5. Latin America
    • 8.5.1. Latin America IoT in Banking and Financial Services Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
    • 8.5.2. Brazil
  • 8.6. Middle East & Africa (MEA)
    • 8.6.1. MEA IoT in Banking and Financial Services Market Estimates & Forecasts, 2018 - 2030 (USD Billion)
    • 8.6.2. Saudi Arabia
    • 8.6.3. UAE
    • 8.6.4. South Africa

Chapter 9. IoT in Banking and Financial Services Market - Competitive Landscape

  • 9.1. Recent Developments & Impact Analysis, By Key Market Participants
  • 9.2. Company Categorization
  • 9.3. Participant's Overview
  • 9.4. Financial Performance
  • 9.5. Product Benchmarking
  • 9.6. Company Market Positioning
  • 9.7. Company Heat Map Analysis
  • 9.8. Strategy Mapping
    • 9.8.1. Expansion/Divestiture
    • 9.8.2. Collaborations/Partnerships
    • 9.8.3. New Product Launches
    • 9.8.4. Research & Development
  • 9.9. Company Profiles
    • 9.9.1. IBM Corporation
      • 9.9.1.1. Participant's Overview
      • 9.9.1.2. Financial Performance
      • 9.9.1.3. Product Benchmarking
      • 9.9.1.4. Recent Developments
    • 9.9.2. Microsoft Corporation
      • 9.9.2.1. Participant's Overview
      • 9.9.2.2. Financial Performance
      • 9.9.2.3. Product Benchmarking
      • 9.9.2.4. Recent Developments
    • 9.9.3. SAP SE
      • 9.9.3.1. Participant's Overview
      • 9.9.3.2. Financial Performance
      • 9.9.3.3. Product Benchmarking
      • 9.9.3.4. Recent Developments
    • 9.9.4. Oracle Corporation
      • 9.9.4.1. Participant's Overview
      • 9.9.4.2. Financial Performance
      • 9.9.4.3. Product Benchmarking
      • 9.9.4.4. Recent Developments
    • 9.9.5. Cisco Systems, Inc.
      • 9.9.5.1. Participant's Overview
      • 9.9.5.2. Financial Performance
      • 9.9.5.3. Product Benchmarking
      • 9.9.5.4. Recent Developments
    • 9.9.6. Capgemini SE
      • 9.9.6.1. Participant's Overview
      • 9.9.6.2. Financial Performance
      • 9.9.6.3. Product Benchmarking
      • 9.9.6.4. Recent Developments
    • 9.9.7. Accenture PLC
      • 9.9.7.1. Participant's Overview
      • 9.9.7.2. Financial Performance
      • 9.9.7.3. Product Benchmarking
      • 9.9.7.4. Recent Developments
    • 9.9.8. Software AG
      • 9.9.8.1. Participant's Overview
      • 9.9.8.2. Financial Performance
      • 9.9.8.3. Product Benchmarking
      • 9.9.8.4. Recent Developments
    • 9.9.9. HCLTech Ltd.
      • 9.9.9.1. Participant's Overview
      • 9.9.9.2. Financial Performance
      • 9.9.9.3. Product Benchmarking
      • 9.9.9.4. Recent Developments
    • 9.9.10. Vodafone Group
      • 9.9.10.1. Participant's Overview
      • 9.9.10.2. Financial Performance
      • 9.9.10.3. Product Benchmarking
      • 9.9.10.4. Recent Developments