Buy Now Pay Later Platformsの市場 - 世界の産業規模、シェア、動向、機会、予測：チャネル別、企業規模別、人口統計別、エンドユーザー別、地域別、競合別、2019～2029年

Buy Now Pay Later Platformsの世界市場規模は2023年に328億9,000万米ドルで、予測期間中のCAGRは22.54%で2029年には1,123億6,000万米ドルに達すると予測されています。

Buy Now Pay Later（BNPL）プラットフォームとは、消費者が購入した商品の支払いを、通常無利子または低手数料の分割払いで、長期にわたって延期できるようにする金融技術サービスを指します。この支払方法は、その利便性、手頃な価格、柔軟性から、特に若い世代やオンラインショッピング利用者の間で人気を博しています。BNPLプラットフォームの台頭には、いくつかの要因があります。第一に、消費者は、より大きな買い物をしながら、より効果的にキャッシュフローを管理できるような、財務的柔軟性を提供する選択肢をますます好むようになっています。BNPLサービスは、従来のクレジットカードやローンに代わる選択肢を提供することで、この需要に応えており、多くの場合、従来の融資オプションに伴う厳しい信用調査もないです。第二に、eコマースとデジタル決済の成長がBNPLプラットフォームの採用を加速させています。オンライン小売業者やマーケットプレースはBNPLソリューションを統合することで、ショッピング体験を向上させ、カート放棄率を減らし、幅広い顧客層を獲得しています。この統合により、チェックアウトプロセスが簡素化され、消費者は即座に購買力を得ることができるため、衝動買いや取引量の増加が促されます。さらに、BNPLプラットフォームは平均注文額とコンバージョン率を高めることで加盟店にアピールし、売上を押し上げます。BNPLプロバイダー間の競合情勢も市場成長の一因となっており、各社はパーソナライズされた支払いスケジュール、ロイヤルティプログラム、小売業者との提携などの革新的な機能を提供し、ユーザーベースの拡大と顧客維持の強化を図っています。BNPLが進化を続ける中、AIを活用した信用評価やモバイルウォレットとのシームレスな統合など、技術の進歩が市場拡大をさらに促進すると予想されます。さらに、規制の枠組みや消費者保護対策は、Buy Now Pay Later Platforms市場の今後の成長軌道を形成する上で重要な役割を果たし、持続可能な慣行を確保し、ユーザーや利害関係者の信頼を維持します。

市場促進要因

柔軟な支払い方法に対する消費者の需要の高まり

eコマースとデジタル決済の成長

ミレニアル世代とZ世代へのアピール

主な市場課題

規制の厳格化とコンプライアンスの複雑化

信用リスク管理と責任ある融資慣行

主な市場動向

小売業者やeコマース・プラットフォームとの統合

新たな地理的市場への進出

持続可能性と責任ある金融への注力

目次

第1章 概要

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 顧客の声

第5章 世界のBuy Now Pay Later Platforms市場展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • チャネル別（POS、オンライン）
  • 企業規模別（中小企業、大企業）
  • 人口統計別（18歳未満、18～40歳、40歳以上）
  • エンドユーザー別（BFSI、小売・eコマース、ヘルスケア、メディア・エンターテイメント、旅行・観光、自動車、その他）
  • 地域別
• 企業別（2023年）
• 市場マップ

第6章 北米のBuy Now Pay Later Platforms市場展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • チャネル別
  • 企業規模別
  • 人口統計別
  • エンドユーザー別
  • 国別
• 北米：国別分析
  • 米国
  • カナダ
  • メキシコ

第7章 アジア太平洋地域のBuy Now Pay Later Platforms市場展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • チャネル別
  • 企業規模別
  • 人口統計別
  • エンドユーザー別
  • 国別
• アジア太平洋地域：国別分析
  • 中国
  • インド
  • 日本
  • 韓国
  • インドネシア

第8章 欧州のBuy Now Pay Later Platforms市場展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • チャネル別
  • 企業規模別
  • 人口統計別
  • エンドユーザー別
  • 国別
• 欧州：国別分析
  • ドイツ
  • 英国
  • フランス
  • ロシア
  • スペイン

第9章 南米のBuy Now Pay Later Platforms市場展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • チャネル別
  • 企業規模別
  • 人口統計別
  • エンドユーザー別
  • 国別
• 南米：国別分析
  • ブラジル
  • アルゼンチン

第10章 中東・アフリカのBuy Now Pay Later Platforms市場展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • チャネル別
  • 企業規模別
  • 人口統計別
  • エンドユーザー別
  • 国別
• 中東・アフリカ：国別分析
  • サウジアラビア
  • 南アフリカ
  • アラブ首長国連邦
  • イスラエル
  • エジプト

第11章 市場力学

• 促進要因
• 課題

第12章 市場動向と発展

第13章 企業プロファイル

• Afterpay US, Inc
• Klarna Bank AB
• Affirm, Inc
• Zip Co Limited
• Sezzle Inc
• PayPal Holdings, Inc
• Splitit Ltd
• FuturePay Holdings Inc
• Perpay Inc
• Navalo Financial Services Group Limited

第14章 戦略的提言

第15章 調査会社について・免責事項

Global Buy Now Pay Later Platforms Market was valued at USD 32.89 Billion in 2023 and is expected to reach USD 112.36 Billion by 2029 with a CAGR of 22.54% during the forecast period. Buy Now Pay Later (BNPL) Platforms refer to financial technology services that allow consumers to make purchases and defer payment over time, typically in installments without interest or with low fees. This payment method has gained popularity due to its convenience, affordability, and flexibility, particularly among younger generations and online shoppers. The rise of BNPL platforms is driven by several factors. Firstly, consumers increasingly prefer options that offer financial flexibility, allowing them to manage cash flow more effectively while making larger purchases. BNPL services cater to this demand by offering alternatives to traditional credit cards and loans, often without the stringent credit checks associated with traditional financing options. Secondly, the growth of e-commerce and digital payments has accelerated the adoption of BNPL platforms. Online retailers and marketplaces integrate BNPL solutions to enhance the shopping experience, reduce cart abandonment rates, and attract a broader customer base. This integration simplifies the checkout process and provides consumers with instant purchasing power, encouraging impulse buying and higher transaction volumes. Moreover, BNPL platforms appeal to merchants by increasing average order values and conversion rates, thereby boosting sales. The competitive landscape among BNPL providers has also contributed to market growth, with companies offering innovative features such as personalized payment schedules, loyalty programs, and partnerships with retailers to expand their user base and enhance customer retention. As BNPL continues to evolve, advancements in technology, such as AI-driven credit assessment and seamless integration with mobile wallets, are expected to further drive market expansion. Additionally, regulatory frameworks and consumer protection measures will play a crucial role in shaping the future growth trajectory of the Buy Now Pay Later Platforms market, ensuring sustainable practices and maintaining trust among users and stakeholders alike.

Key Market Drivers

Increasing Consumer Demand for Flexible Payment Options

One of the primary drivers of the Buy Now Pay Later Platforms Market is the increasing consumer demand for flexible payment options. In today's economic landscape, consumers value financial flexibility that allows them to manage their cash flow more effectively while making purchases. Buy Now Pay Later (BNPL) platforms offer an attractive alternative to traditional credit cards and loans by allowing consumers to spread payments over time without accruing interest or with minimal fees. This flexibility appeals particularly to millennials and Gen Z, who prioritize budgeting and avoiding long-term debt commitments. By offering installment plans and deferred payment options at the point of sale, BNPL platforms empower consumers to make larger purchases they might otherwise postpone or avoid altogether. This capability not only enhances the purchasing power of consumers but also drives higher transaction volumes for merchants, especially in sectors such as retail, electronics, and travel where big-ticket items are common. As consumer preferences continue to evolve towards convenience and financial control, the demand for BNPL platforms is expected to grow, driving innovation and competition in the market.

While Buy Now Pay Later (BNPL) services provide benefits comparable to credit cards, many consumers express a preference for point-of-sale financing. A recent survey revealed that 56% of respondents would opt for BNPL over a credit card, with 38% believing that BNPL services could eventually replace traditional credit cards. This preference is driven by various factors, including the ease of payment management (45%), greater flexibility (44%), lower interest rates (36%), and a simplified approval process (33%).

Growth of E-commerce and Digital Payments

The rapid growth of e-commerce and digital payments is another significant driver fueling the expansion of the Buy Now Pay Later Platforms Market. With the proliferation of online shopping platforms and mobile commerce, consumers seek seamless, convenient, and secure payment methods that enhance their shopping experience. BNPL platforms integrate directly into e-commerce websites and mobile apps, offering shoppers a frictionless checkout process with instant financing options. This integration reduces cart abandonment rates and boosts conversion rates by providing consumers with immediate purchasing power and the flexibility to pay over time. For merchants, BNPL solutions represent a valuable tool for increasing average order values and driving sales growth, as they cater to the preferences of tech-savvy consumers accustomed to on-demand services. Moreover, BNPL partnerships with online retailers and marketplaces further expand the reach of these platforms, attracting a broader customer base and fostering brand loyalty through exclusive offers and promotional incentives. As digital commerce continues to reshape consumer behavior and preferences, BNPL platforms are poised to play a pivotal role in facilitating secure and convenient payment experiences across diverse online channels.

Appeal to Millennials and Gen Z Consumers

The strong appeal of Buy Now Pay Later platforms to millennials and Gen Z consumers is a significant driver shaping the market landscape. These younger demographics prioritize financial transparency, affordability, and sustainability in their purchasing decisions. BNPL platforms align with these preferences by offering transparent pricing structures, clear terms and conditions, and the ability to avoid traditional credit card debt. Millennials and Gen Z, often burdened by student loans and rising living costs, view BNPL as a responsible way to manage expenses without compromising their financial health. The ease of use and accessibility of BNPL services through mobile apps and digital platforms resonate with digital-native consumers who value convenience and instant gratification. Furthermore, BNPL providers differentiate themselves by offering personalized payment plans, loyalty rewards, and educational resources to empower consumers with financial literacy and responsible spending habits. As these demographics continue to drive consumer spending trends and shape market expectations, BNPL platforms are well-positioned to expand their user base and drive market growth through targeted marketing strategies and tailored product offerings.

Key Market Challenges

Regulatory Scrutiny and Compliance Complexity

One of the primary challenges facing the Buy Now Pay Later (BNPL) Platforms Market is regulatory scrutiny and compliance complexity. As BNPL services gain popularity and market share, regulatory bodies worldwide are increasingly scrutinizing these platforms to ensure consumer protection, fair lending practices, and financial stability. Regulatory frameworks vary significantly across jurisdictions, posing a complex landscape for BNPL providers who operate on a global scale. Compliance requirements may include licensing, disclosure obligations, interest rate caps, affordability assessments, and data privacy regulations, among others. For example, in the European Union, the implementation of the Payment Services Directive 2 (PSD2) and the General Data Protection Regulation (GDPR) imposes stringent requirements on BNPL providers regarding transparency, customer authentication, and data protection. In the United States, the Consumer Financial Protection Bureau (CFPB) monitors BNPL practices to prevent predatory lending and ensure compliance with fair lending laws. Navigating these regulatory challenges requires BNPL platforms to invest in robust legal and compliance teams, implement comprehensive risk management frameworks, and adapt their operational processes to meet evolving regulatory expectations. Failure to comply with regulatory standards can result in legal liabilities, fines, reputational damage, and restrictions on market expansion, hindering growth opportunities and undermining consumer trust.

Credit Risk Management and Responsible Lending Practices

Credit risk management and responsible lending practices present significant challenges for BNPL platforms operating in a dynamic and competitive market environment. While BNPL services offer consumers convenient and flexible payment options without traditional interest charges, they inherently involve extending credit to customers based on risk assessments. Assessing creditworthiness accurately and responsibly is crucial to mitigating default risks and maintaining financial sustainability. BNPL providers must implement rigorous credit scoring models, affordability checks, and predictive analytics to evaluate the creditworthiness of applicants effectively. However, balancing risk management with customer acquisition and retention goals poses a delicate challenge, particularly when targeting younger demographics with limited credit histories or variable income sources. Moreover, as BNPL platforms expand their customer base and transaction volumes, they face scalability challenges in scaling credit underwriting processes and maintaining risk-adjusted profitability. The dynamic nature of consumer behavior and economic conditions further complicates credit risk management, necessitating continuous monitoring, scenario planning, and adaptive risk mitigation strategies. Furthermore, maintaining transparent communication with customers about repayment terms, late fees, and consequences of non-payment is essential for fostering trust and mitigating disputes. By prioritizing responsible lending practices and leveraging technology-driven risk management solutions, BNPL platforms can enhance creditworthiness assessments, reduce default rates, and strengthen their competitive position in the marketplace.

Key Market Trends

Integration with Retailers and E-commerce Platforms

A prominent trend in the Buy Now Pay Later Platforms Market is the increasing integration of BNPL services with retailers and e-commerce platforms. As consumers increasingly prefer flexible payment options during online shopping, BNPL providers are forging strategic partnerships with merchants to embed their payment solutions directly into checkout processes. This integration streamlines the purchasing experience by offering consumers the ability to split payments into manageable installments at the point of sale, without the need for traditional credit cards. Retailers benefit from higher conversion rates, increased average order values, and reduced cart abandonment rates, as BNPL options cater to consumer preferences for affordability and financial flexibility. Moreover, BNPL platforms leverage data analytics to personalize offers and promotions based on consumer behavior and transaction history, enhancing customer engagement and loyalty. As the digital commerce landscape continues to evolve, seamless integration with retailers and e-commerce platforms is expected to drive the adoption of BNPL services and expand their market reach globally.

Expansion into New Geographic Markets

Another significant trend shaping the Buy Now Pay Later Platforms Market is the expansion into new geographic markets to capitalize on growing consumer demand for alternative payment methods. BNPL providers are increasingly targeting international markets, including emerging economies with burgeoning digital economies and a rising middle class. By tailoring their offerings to local preferences and regulatory environments, BNPL platforms can penetrate untapped markets and gain a competitive edge. Strategic partnerships with local merchants, payment processors, and financial institutions facilitate market entry and enable BNPL providers to navigate regulatory complexities effectively. Moreover, expanding into new geographic markets allows BNPL platforms to diversify revenue streams, mitigate market concentration risks, and capitalize on global trends towards digitalization and e-commerce adoption. As consumer awareness and acceptance of BNPL services grow worldwide, providers are poised to leverage first-mover advantages and establish strong brand presence in new markets, driving sustainable growth and enhancing shareholder value over the long term.

Focus on Sustainability and Responsible Finance

A key trend in the Buy Now Pay Later Platforms Market is the increasing focus on sustainability and responsible finance practices. As regulatory scrutiny intensifies and consumer preferences evolve towards ethical and transparent business practices, BNPL providers are prioritizing sustainability initiatives and integrating environmental, social, and governance (ESG) criteria into their operations. This includes promoting responsible lending practices, enhancing financial literacy among consumers, and implementing measures to mitigate environmental impacts associated with their business activities. BNPL platforms are also partnering with sustainability-focused organizations, investing in green initiatives, and incorporating ESG considerations into their corporate strategies and product offerings. By aligning with global sustainability goals and fostering trust among stakeholders, BNPL providers can enhance brand reputation, attract socially conscious consumers, and differentiate themselves in a competitive market landscape. Furthermore, promoting financial inclusion and offering affordable credit options to underserved communities contribute to societal welfare and economic empowerment, positioning BNPL platforms as catalysts for positive social impact. As sustainability becomes a cornerstone of corporate strategy, BNPL providers are expected to embrace responsible finance principles and drive industry-wide change, creating value for both shareholders and society at large.

Segmental Insights

Channel Insights

In 2023, the online channel dominated the Buy Now Pay Later Platforms Market and is expected to maintain its dominance during the forecast period. The shift towards digital commerce and the proliferation of e-commerce platforms have significantly propelled the adoption of Buy Now Pay Later (BNPL) services online. Consumers increasingly prefer the convenience and flexibility offered by BNPL options during the checkout process on e-commerce websites and mobile apps. These platforms integrate seamlessly into online retail environments, allowing shoppers to split payments into manageable installments without traditional credit card requirements. This integration not only enhances the overall shopping experience by reducing friction at the point of sale but also contributes to higher conversion rates and increased average order values for merchants. Moreover, BNPL providers leverage advanced data analytics and personalized marketing strategies to target online shoppers effectively, tailoring offers based on consumer behavior and transaction history. As digitalization continues to reshape consumer behavior and accelerate the shift towards online shopping, the online channel remains a strategic focal point for BNPL platforms seeking to capitalize on growing e-commerce trends globally. The ability to offer transparent pricing, flexible payment terms, and instant approval processes online further solidifies the dominance of the online channel in the BNPL market. Additionally, ongoing investments in technology infrastructure and cybersecurity measures ensure seamless transaction experiences and protect sensitive consumer information, fostering trust and enhancing customer loyalty. As online retail continues to expand its market share and influence, BNPL platforms are well-positioned to sustain their dominance in the online channel by innovating and adapting to evolving consumer preferences and digital commerce dynamics.

Regional Insights

In 2023, North America dominated the Buy Now Pay Later Platforms Market and is poised to maintain its leadership during the forecast period. This regional dominance is driven by several factors contributing to the widespread adoption of Buy Now Pay Later (BNPL) services across the continent. In North America, the shift towards digital commerce and the preference for convenient and flexible payment options have fueled the rapid growth of BNPL platforms. Consumers, particularly in the United States and Canada, are increasingly embracing BNPL services as an alternative to traditional credit cards, seeking affordability and transparency in their financial transactions. Moreover, the robust technological infrastructure in North America supports seamless integration of BNPL solutions into e-commerce websites, mobile applications, and retail environments, enhancing the overall shopping experience and driving higher conversion rates for merchants. Strategic partnerships between BNPL providers and major retailers further amplify the reach and adoption of these payment solutions, offering consumers greater purchasing power and financial flexibility at the point of sale. Additionally, stringent regulatory frameworks and consumer protection measures in North America ensure compliance with fair lending practices and data privacy standards, fostering trust among users and mitigating regulatory risks for BNPL providers. As digital transformation accelerates and online shopping continues to flourish in North America, BNPL platforms are expected to capitalize on these trends by expanding their market presence, innovating with new features, and enhancing customer engagement strategies. The region's proactive approach to fintech innovation and its mature consumer market position North America as a pivotal hub for BNPL growth, driving sustained market dominance in the years ahead.

Key Market Players

• Afterpay US, Inc
• Klarna Bank AB
• Affirm, Inc
• Zip Co Limited
• Sezzle Inc
• PayPal Holdings, Inc
• Splitit Ltd
• Perpay Inc
• Navalo Financial Services Group Limited
• FuturePay Holdings Inc

Report Scope:

In this report, the Global Buy Now Pay Later Platforms Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Buy Now Pay Later Platforms Market, By Channel:

• Point-of-sale
• Online

Buy Now Pay Later Platforms Market, By Enterprise Size:

• Small & Medium Enterprises
• Large Enterprises

Buy Now Pay Later Platforms Market, By Demographic:

• Under 18 years
• 18-40 years
• Above 40 years

Buy Now Pay Later Platforms Market, By End-user:

• BFSI
• Retail & eCommerce
• Healthcare
• Media & Entertainment
• Travel & Tourism
• Automotive
• Others

Global Buy Now Pay Later Platforms Market, By Region:

• North America
  • United States
  • Canada
  • Mexico
• Asia-Pacific
  • China
  • India
  • Japan
  • South Korea
  • Indonesia
• Europe
  • Germany
  • United Kingdom
  • France
  • Russia
  • Spain
• South America
  • Brazil
  • Argentina
• Middle East & Africa
  • Saudi Arabia
  • South Africa
  • Egypt
  • UAE
  • Israel

Competitive Landscape

Company Profiles: Detailed analysis of the major companies presents in the Global Buy Now Pay Later Platforms Market.

Available Customizations:

Global Buy Now Pay Later Platforms Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

• Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Product Overview

• 1.1. Market Definition
• 1.2. Scope of the Market
• 1.3. Markets Covered
• 1.4. Years Considered for Study
• 1.5. Key Market Segmentations

2. Research Methodology

• 2.1. Objective of the Study
• 2.2. Baseline Methodology
• 2.3. Key Industry Partners
• 2.4. Major Association and Secondary Sources
• 2.5. Forecasting Methodology
• 2.6. Data Triangulation & Validation
• 2.7. Assumptions and Limitations

3. Executive Summary

4. Voice of Customers

5. Global Buy Now Pay Later Platforms Market Outlook

• 5.1. Market Size & Forecast
  • 5.1.1. By Value
• 5.2. Market Share & Forecast
  • 5.2.1. By Channel (Point-of-sale, Online)
  • 5.2.2. By Enterprise Size (Small & Medium Enterprises, Large Enterprises)
  • 5.2.3. By Demographic (Under 18 years, 18-40 years, above 40 years)
  • 5.2.4. By End-user (BFSI, Retail & eCommerce, Healthcare, Media & Entertainment, Travel & Tourism, Automotive, Others)
  • 5.2.5. By Region
• 5.3. By Company (2023)
• 5.4. Market Map

6. North America Buy Now Pay Later Platforms Market Outlook

• 6.1. Market Size & Forecast
  • 6.1.1. By Value
• 6.2. Market Share & Forecast
  • 6.2.1. By Channel
  • 6.2.2. By Enterprise Size
  • 6.2.3. By Demographic
  • 6.2.4. By End-user
  • 6.2.5. By Country
• 6.3. North America: Country Analysis
  • 6.3.1. United States Buy Now Pay Later Platforms Market Outlook
    • 6.3.1.1. Market Size & Forecast
      • 6.3.1.1.1. By Value
    • 6.3.1.2. Market Share & Forecast
      • 6.3.1.2.1. By Channel
      • 6.3.1.2.2. By Enterprise Size
      • 6.3.1.2.3. By Demographic
      • 6.3.1.2.4. By End-user
  • 6.3.2. Canada Buy Now Pay Later Platforms Market Outlook
    • 6.3.2.1. Market Size & Forecast
      • 6.3.2.1.1. By Value
    • 6.3.2.2. Market Share & Forecast
      • 6.3.2.2.1. By Channel
      • 6.3.2.2.2. By Enterprise Size
      • 6.3.2.2.3. By Demographic
      • 6.3.2.2.4. By End-user
  • 6.3.3. Mexico Buy Now Pay Later Platforms Market Outlook
    • 6.3.3.1. Market Size & Forecast
      • 6.3.3.1.1. By Value
    • 6.3.3.2. Market Share & Forecast
      • 6.3.3.2.1. By Channel
      • 6.3.3.2.2. By Enterprise Size
      • 6.3.3.2.3. By Demographic
      • 6.3.3.2.4. By End-user

7. Asia-Pacific Buy Now Pay Later Platforms Market Outlook

• 7.1. Market Size & Forecast
  • 7.1.1. By Value
• 7.2. Market Share & Forecast
  • 7.2.1. By Channel
  • 7.2.2. By Enterprise Size
  • 7.2.3. By Demographic
  • 7.2.4. By End-user
  • 7.2.5. By Country
• 7.3. Asia-Pacific: Country Analysis
  • 7.3.1. China Buy Now Pay Later Platforms Market Outlook
    • 7.3.1.1. Market Size & Forecast
      • 7.3.1.1.1. By Value
    • 7.3.1.2. Market Share & Forecast
      • 7.3.1.2.1. By Channel
      • 7.3.1.2.2. By Enterprise Size
      • 7.3.1.2.3. By Demographic
      • 7.3.1.2.4. By End-user
  • 7.3.2. India Buy Now Pay Later Platforms Market Outlook
    • 7.3.2.1. Market Size & Forecast
      • 7.3.2.1.1. By Value
    • 7.3.2.2. Market Share & Forecast
      • 7.3.2.2.1. By Channel
      • 7.3.2.2.2. By Enterprise Size
      • 7.3.2.2.3. By Demographic
      • 7.3.2.2.4. By End-user
  • 7.3.3. Japan Buy Now Pay Later Platforms Market Outlook
    • 7.3.3.1. Market Size & Forecast
      • 7.3.3.1.1. By Value
    • 7.3.3.2. Market Share & Forecast
      • 7.3.3.2.1. By Channel
      • 7.3.3.2.2. By Enterprise Size
      • 7.3.3.2.3. By Demographic
      • 7.3.3.2.4. By End-user
  • 7.3.4. South Korea Buy Now Pay Later Platforms Market Outlook
    • 7.3.4.1. Market Size & Forecast
      • 7.3.4.1.1. By Value
    • 7.3.4.2. Market Share & Forecast
      • 7.3.4.2.1. By Channel
      • 7.3.4.2.2. By Enterprise Size
      • 7.3.4.2.3. By Demographic
      • 7.3.4.2.4. By End-user
  • 7.3.5. Indonesia Buy Now Pay Later Platforms Market Outlook
    • 7.3.5.1. Market Size & Forecast
      • 7.3.5.1.1. By Value
    • 7.3.5.2. Market Share & Forecast
      • 7.3.5.2.1. By Channel
      • 7.3.5.2.2. By Enterprise Size
      • 7.3.5.2.3. By Demographic
      • 7.3.5.2.4. By End-user

8. Europe Buy Now Pay Later Platforms Market Outlook

• 8.1. Market Size & Forecast
  • 8.1.1. By Value
• 8.2. Market Share & Forecast
  • 8.2.1. By Channel
  • 8.2.2. By Enterprise Size
  • 8.2.3. By Demographic
  • 8.2.4. By End-user
  • 8.2.5. By Country
• 8.3. Europe: Country Analysis
  • 8.3.1. Germany Buy Now Pay Later Platforms Market Outlook
    • 8.3.1.1. Market Size & Forecast
      • 8.3.1.1.1. By Value
    • 8.3.1.2. Market Share & Forecast
      • 8.3.1.2.1. By Channel
      • 8.3.1.2.2. By Enterprise Size
      • 8.3.1.2.3. By Demographic
      • 8.3.1.2.4. By End-user
  • 8.3.2. United Kingdom Buy Now Pay Later Platforms Market Outlook
    • 8.3.2.1. Market Size & Forecast
      • 8.3.2.1.1. By Value
    • 8.3.2.2. Market Share & Forecast
      • 8.3.2.2.1. By Channel
      • 8.3.2.2.2. By Enterprise Size
      • 8.3.2.2.3. By Demographic
      • 8.3.2.2.4. By End-user
  • 8.3.3. France Buy Now Pay Later Platforms Market Outlook
    • 8.3.3.1. Market Size & Forecast
      • 8.3.3.1.1. By Value
    • 8.3.3.2. Market Share & Forecast
      • 8.3.3.2.1. By Channel
      • 8.3.3.2.2. By Enterprise Size
      • 8.3.3.2.3. By Demographic
      • 8.3.3.2.4. By End-user
  • 8.3.4. Russia Buy Now Pay Later Platforms Market Outlook
    • 8.3.4.1. Market Size & Forecast
      • 8.3.4.1.1. By Value
    • 8.3.4.2. Market Share & Forecast
      • 8.3.4.2.1. By Channel
      • 8.3.4.2.2. By Enterprise Size
      • 8.3.4.2.3. By Demographic
      • 8.3.4.2.4. By End-user
  • 8.3.5. Spain Buy Now Pay Later Platforms Market Outlook
    • 8.3.5.1. Market Size & Forecast
      • 8.3.5.1.1. By Value
    • 8.3.5.2. Market Share & Forecast
      • 8.3.5.2.1. By Channel
      • 8.3.5.2.2. By Enterprise Size
      • 8.3.5.2.3. By Demographic
      • 8.3.5.2.4. By End-user

9. South America Buy Now Pay Later Platforms Market Outlook

• 9.1. Market Size & Forecast
  • 9.1.1. By Value
• 9.2. Market Share & Forecast
  • 9.2.1. By Channel
  • 9.2.2. By Enterprise Size
  • 9.2.3. By Demographic
  • 9.2.4. By End-user
  • 9.2.5. By Country
• 9.3. South America: Country Analysis
  • 9.3.1. Brazil Buy Now Pay Later Platforms Market Outlook
    • 9.3.1.1. Market Size & Forecast
      • 9.3.1.1.1. By Value
    • 9.3.1.2. Market Share & Forecast
      • 9.3.1.2.1. By Channel
      • 9.3.1.2.2. By Enterprise Size
      • 9.3.1.2.3. By Demographic
      • 9.3.1.2.4. By End-user
  • 9.3.2. Argentina Buy Now Pay Later Platforms Market Outlook
    • 9.3.2.1. Market Size & Forecast
      • 9.3.2.1.1. By Value
    • 9.3.2.2. Market Share & Forecast
      • 9.3.2.2.1. By Channel
      • 9.3.2.2.2. By Enterprise Size
      • 9.3.2.2.3. By Demographic
      • 9.3.2.2.4. By End-user

10. Middle East & Africa Buy Now Pay Later Platforms Market Outlook

• 10.1. Market Size & Forecast
  • 10.1.1. By Value
• 10.2. Market Share & Forecast
  • 10.2.1. By Channel
  • 10.2.2. By Enterprise Size
  • 10.2.3. By Demographic
  • 10.2.4. By End-user
  • 10.2.5. By Country
• 10.3. Middle East & Africa: Country Analysis
  • 10.3.1. Saudi Arabia Buy Now Pay Later Platforms Market Outlook
    • 10.3.1.1. Market Size & Forecast
      • 10.3.1.1.1. By Value
    • 10.3.1.2. Market Share & Forecast
      • 10.3.1.2.1. By Channel
      • 10.3.1.2.2. By Enterprise Size
      • 10.3.1.2.3. By Demographic
      • 10.3.1.2.4. By End-user
  • 10.3.2. South Africa Buy Now Pay Later Platforms Market Outlook
    • 10.3.2.1. Market Size & Forecast
      • 10.3.2.1.1. By Value
    • 10.3.2.2. Market Share & Forecast
      • 10.3.2.2.1. By Channel
      • 10.3.2.2.2. By Enterprise Size
      • 10.3.2.2.3. By Demographic
      • 10.3.2.2.4. By End-user
  • 10.3.3. UAE Buy Now Pay Later Platforms Market Outlook
    • 10.3.3.1. Market Size & Forecast
      • 10.3.3.1.1. By Value
    • 10.3.3.2. Market Share & Forecast
      • 10.3.3.2.1. By Channel
      • 10.3.3.2.2. By Enterprise Size
      • 10.3.3.2.3. By Demographic
      • 10.3.3.2.4. By End-user
  • 10.3.4. Israel Buy Now Pay Later Platforms Market Outlook
    • 10.3.4.1. Market Size & Forecast
      • 10.3.4.1.1. By Value
    • 10.3.4.2. Market Share & Forecast
      • 10.3.4.2.1. By Channel
      • 10.3.4.2.2. By Enterprise Size
      • 10.3.4.2.3. By Demographic
      • 10.3.4.2.4. By End-user
  • 10.3.5. Egypt Buy Now Pay Later Platforms Market Outlook
    • 10.3.5.1. Market Size & Forecast
      • 10.3.5.1.1. By Value
    • 10.3.5.2. Market Share & Forecast
      • 10.3.5.2.1. By Channel
      • 10.3.5.2.2. By Enterprise Size
      • 10.3.5.2.3. By Demographic
      • 10.3.5.2.4. By End-user

11. Market Dynamics

• 11.1. Drivers
• 11.2. Challenge

12. Market Trends & Developments

13. Company Profiles

• 13.1. Afterpay US, Inc
  • 13.1.1. Business Overview
  • 13.1.2. Key Revenue and Financials
  • 13.1.3. Recent Developments
  • 13.1.4. Key Personnel
  • 13.1.5. Key Product/Services
• 13.2. Klarna Bank AB
  • 13.2.1. Business Overview
  • 13.2.2. Key Revenue and Financials
  • 13.2.3. Recent Developments
  • 13.2.4. Key Personnel
  • 13.2.5. Key Product/Services
• 13.3. Affirm, Inc
  • 13.3.1. Business Overview
  • 13.3.2. Key Revenue and Financials
  • 13.3.3. Recent Developments
  • 13.3.4. Key Personnel
  • 13.3.5. Key Product/Services
• 13.4. Zip Co Limited
  • 13.4.1. Business Overview
  • 13.4.2. Key Revenue and Financials
  • 13.4.3. Recent Developments
  • 13.4.4. Key Personnel
  • 13.4.5. Key Product/Services
• 13.5. Sezzle Inc
  • 13.5.1. Business Overview
  • 13.5.2. Key Revenue and Financials
  • 13.5.3. Recent Developments
  • 13.5.4. Key Personnel
  • 13.5.5. Key Product/Services
• 13.6. PayPal Holdings, Inc
  • 13.6.1. Business Overview
  • 13.6.2. Key Revenue and Financials
  • 13.6.3. Recent Developments
  • 13.6.4. Key Personnel
  • 13.6.5. Key Product/Services
• 13.7. Splitit Ltd
  • 13.7.1. Business Overview
  • 13.7.2. Key Revenue and Financials
  • 13.7.3. Recent Developments
  • 13.7.4. Key Personnel
  • 13.7.5. Key Product/Services
• 13.8. FuturePay Holdings Inc
  • 13.8.1. Business Overview
  • 13.8.2. Key Revenue and Financials
  • 13.8.3. Recent Developments
  • 13.8.4. Key Personnel
  • 13.8.5. Key Product/Services
• 13.9. Perpay Inc
  • 13.9.1. Business Overview
  • 13.9.2. Key Revenue and Financials
  • 13.9.3. Recent Developments
  • 13.9.4. Key Personnel
  • 13.9.5. Key Product/Services
• 13.10. Navalo Financial Services Group Limited
  • 13.10.1. Business Overview
  • 13.10.2. Key Revenue and Financials
  • 13.10.3. Recent Developments
  • 13.10.4. Key Personnel
  • 13.10.5. Key Product/Services

14. Strategic Recommendations

15. About Us & Disclaimer