家計貸付市場 - 世界の産業規模、シェア、動向、機会、予測、タイプ別、サービスプロバイダー別、供給源別、地域別、競合別セグメント、2019年～2029年

世界の家計貸付市場は、2023年に4兆5,899億6,000万米ドルと評価され、2029年までのCAGRは9.96%で、予測期間には堅調な成長が予測されています。

家計貸付市場は、世界経済において重要な役割を担っており、様々な目的で経済的支援を求める個人の礎となっています。この市場には、住宅ローン、個人ローン、クレジットカードなど、多様なニーズに合わせた幅広いローン商品があります。特に住宅ローンは、個人が不動産を担保に借り入れを行い、住宅を購入できるようにするもので、家計向け融資セクターの中でも大きな動きを牽引しています。

個人向けローンも不可欠な要素であり、教育、医療費、債務整理など多様な目的のために消費者に資金を提供しています。リボルビング枠を提供するクレジットカードは、日々の取引を円滑にし、短期融資を提供することで、市場のダイナミズムに貢献しています。

家計向け融資市場は、経済状況、金利、規制の枠組みの影響を受ける。銀行、信用組合、オンライン金融業者を含む貸出企業は、この市場に積極的に参加し、競争力のある金利と有利な条件で借り手を引き付けようと競争しています。また、技術の進歩は、オンライン・プラットフォームの台頭によって申し込みや承認のプロセスが合理化されるなど、貸出状況を一変させました。

その重要性にもかかわらず、家計向け融資市場は、経済の不確実性、金利環境の変化、規制の変更といった課題に直面しています。しかし、依然として個人消費と経済成長の重要な原動力であり、世界中の家計の金融状況を形成しています。

主な市場促進要因

経済状況と雇用率

目次

第1章 イントロダクション

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 顧客の声

第5章 世界の家計貸付市場の展望

• 市場規模と予測
  • 金額別
• 市場シェアと予測
  • タイプ別（固定金利ローン、ホームエクイティローン）
  • サービスプロバイダー別（銀行、オンライン、信用組合、その他）
  • 供給源別（モーゲージ＆クレジットユニオン、商業銀行、その他）
  • 地域別
  • 上位5社別、その他（2023年）
• 家計貸付の世界市場マッピングと機会評価
  • タイプ別
  • サービスプロバイダー別
  • 供給源別
  • 地域別

第6章 北米の家計貸付市場の展望

• 市場規模・予測
  • 金額別
• 市場シェアと予測
  • タイプ別
  • サービスプロバイダー別
  • 供給源別
  • 国別

第7章 欧州の家計貸付市場の展望

• 市場規模・予測
  • 金額別
• 市場シェアと予測
  • タイプ別
  • サービスプロバイダー別
  • 供給源別
  • 国別

第8章 アジア太平洋の家計貸付市場の展望

• 市場規模・予測
  • 金額別
• 市場シェアと予測
  • タイプ別
  • サービスプロバイダー別
  • 供給源別
  • 国別

第9章 中東・アフリカの家計貸付市場の展望

• 市場規模・予測
  • 金額別
• 市場シェアと予測
  • タイプ別
  • サービスプロバイダー別
  • 供給源別
  • 国別

第10章 南米の家計貸付市場の展望

• 市場規模・予測
  • 金額別
• 市場シェアと予測
  • タイプ別
  • サービスプロバイダー別
  • 供給源別
  • 国別

第11章 市場力学

• 促進要因
• 課題

第12章 COVID-19が世界の家計貸付市場に与える影響

• 影響評価モデル
  • 影響を受ける主要セグメント
  • 影響を受ける主要地域
  • 影響を受ける主要国

第13章 市場動向と発展

第14章 競合情勢

• 企業プロファイル
  • Bank of America Corporation
  • JPMorgan Chase & Co.
  • Pentagon Federal Credit Union
  • Discover Financial Services Inc.
  • Federal Deposit Insurance Corporation
  • Commonwealth Bank of Australia
  • HSBC Holdings PLC
  • Royal Bank of Canada
  • M&T Bank Corporation
  • PNC Financial Services Group Inc.

第15章 戦略的提言／アクションプラン

• 重点分野
• ターゲットの種類
• ターゲット・ソース

第16章 調査会社について・免責事項

Global Household Lending Market was valued at USD 4,589.96 billion in 2023 and is anticipated to project robust growth in the forecast period with a CAGR of 9.96% through 2029. The household lending market plays a crucial role in the global economy, serving as a cornerstone for individuals seeking financial assistance for various purposes. This market encompasses a wide array of loan products tailored to meet diverse needs, including mortgages, personal loans, and credit cards. Mortgages, in particular, drive significant activity within the household lending sector, allowing individuals to purchase homes by borrowing against the property.

Personal loans are another essential component, providing consumers with funds for diverse purposes such as education, medical expenses, or debt consolidation. Credit cards, offering revolving credit lines, contribute to the market's dynamism by facilitating daily transactions and providing short-term financing.

The household lending market is influenced by economic conditions, interest rates, and regulatory frameworks. Lending institutions, including banks, credit unions, and online lenders, actively participate in this market, competing to attract borrowers with competitive interest rates and favorable terms. Technological advancements have also transformed the lending landscape, with the rise of online platforms streamlining the application and approval processes.

Despite its significance, the household lending market faces challenges such as economic uncertainties, changing interest rate environments, and regulatory changes. However, it remains a critical driver of consumer spending and economic growth, shaping the financial landscape for households worldwide.

Key Market Drivers

Economic Conditions and Employment Rates

One of the primary drivers of the household lending market is the overall economic environment. The state of the economy, including factors like GDP growth, inflation rates, and unemployment rates, has a direct impact on individuals' financial well-being and their willingness and ability to borrow.

During periods of economic expansion and low unemployment, consumers tend to feel more confident about their financial prospects. This confidence often translates into increased borrowing activity for various purposes, such as home purchases, education, and consumer spending. Conversely, economic downturns and high unemployment can lead to decreased consumer confidence and a more cautious approach to borrowing.

Interest rates are closely tied to economic conditions, and central banks often adjust them to stimulate or cool down economic activity. Lower interest rates can encourage borrowing by making loans more affordable, while higher rates may have the opposite effect. As a result, economic conditions, especially employment rates and interest rate movements, are critical drivers influencing the ebb and flow of the household lending market.

Housing Market Trends

The housing market plays a central role in the household lending market, particularly through mortgage lending. Changes in housing market trends, including home prices, housing supply and demand, and mortgage interest rates, can significantly impact the borrowing behavior of individuals.

During periods of rising home prices and high demand, individuals may be more inclined to enter the housing market, driving increased demand for mortgage loans. Conversely, a stagnant or declining housing market may lead to reduced mortgage activity as potential buyers adopt a wait-and-see approach.

Mortgage interest rates are particularly influential in the housing market and, consequently, the household lending market. Lower mortgage rates can spur refinancing activity and encourage new home purchases, while higher rates may dampen demand. Government policies and programs aimed at promoting homeownership, such as first-time homebuyer incentives, can also influence the housing market and, by extension, the household lending market.

Regulatory Environment and Financial Policies

The regulatory environment and financial policies set by governments and regulatory bodies have a profound impact on the household lending market. Regulations are designed to ensure responsible lending practices, protect consumers, and maintain the stability of financial institutions.

Changes in regulations, such as tightening or loosening lending standards, can affect the availability of credit and the types of loans offered. Stringent regulations may limit access to credit for some individuals but can also contribute to a more stable lending environment by reducing the risk of defaults. On the other hand, relaxed regulations may promote greater access to credit but can also lead to increased risk and financial instability.

Additionally, government interventions, such as stimulus packages and fiscal policies, can influence the overall economic environment and, consequently, the household lending market. For example, during economic downturns, governments may implement measures to encourage lending and spending to stimulate economic recovery.

Technological Advancements and Digital Transformation

The rapid advancement of technology and the widespread adoption of digital platforms have transformed the landscape of the household lending market. Technological innovations have streamlined the lending process, making it more efficient, accessible, and convenient for consumers.

Online lending platforms, mobile banking apps, and digital underwriting processes have revolutionized the way individuals apply for and receive loans. The use of big data and artificial intelligence in credit scoring and risk assessment has improved the speed and accuracy of lending decisions, expanding access to credit for a broader range of borrowers.

Fintech companies, with their agile and technology-driven approaches, have emerged as significant players in the household lending market, challenging traditional financial institutions. This competitive landscape has led to increased innovation, lower costs, and enhanced customer experiences.

Furthermore, the rise of decentralized finance (DeFi) and blockchain technology has the potential to further revolutionize lending by providing new models of peer-to-peer lending and smart contract-based financial services. As technology continues to advance, it will likely remain a key driver shaping the future of the household lending market.

In conclusion, the household lending market is a dynamic and multifaceted sector influenced by economic conditions, housing market trends, regulatory environments, and technological advancements. The interplay of these drivers determines the accessibility of credit, the types of loans available, and the overall health of the lending market. Understanding these key drivers is essential for financial institutions, policymakers, and consumers alike as they navigate the complex landscape of household lending.

Key Market Challenges

Economic Uncertainty and Market Volatility

Economic uncertainty, driven by factors such as geopolitical tensions, global economic downturns, and unexpected events like the COVID-19 pandemic, poses a significant challenge to the household lending market. During periods of economic instability, individuals may become more cautious about borrowing, leading to decreased demand for loans.

Market volatility can impact interest rates, making it challenging for lenders to predict and manage their lending portfolios effectively. Fluctuations in interest rates influence borrowing costs, affecting both lenders and borrowers. Additionally, economic uncertainty can lead to job insecurity and income instability, making it difficult for individuals to qualify for loans or meet their repayment obligations.

Financial institutions must navigate this uncertainty by adopting robust risk management practices, including stress testing and scenario analysis, to assess the potential impact of adverse economic conditions on their loan portfolios. Regulatory bodies also play a role in establishing frameworks that ensure financial institutions maintain sufficient capital buffers to withstand economic shocks.

Changing Interest Rate Environments

The household lending market is highly sensitive to changes in interest rates, and fluctuations in these rates can have a profound impact on borrower behavior and lender profitability. Central banks and monetary authorities adjust interest rates to control inflation, stimulate economic growth, or address financial stability concerns.

In a rising interest rate environment, borrowing becomes more expensive for consumers, potentially reducing the demand for loans such as mortgages and personal loans. Existing borrowers with variable-rate loans may experience higher monthly payments, leading to increased financial strain. Conversely, a prolonged low-interest-rate environment can compress lending margins for financial institutions, impacting their profitability.

Adapting to changing interest rate environments requires financial institutions to employ effective interest rate risk management strategies. Borrowers must also be mindful of interest rate trends when considering loans and understand the potential impact on their repayment obligations over the life of the loan.

Regulatory Changes and Compliance Burdens

The household lending market operates within a complex regulatory framework designed to ensure fair and responsible lending practices, protect consumers, and maintain the stability of financial institutions. However, frequent changes in regulations and compliance requirements can pose challenges for both lenders and borrowers.

Stringent regulations, while essential for consumer protection and financial stability, can increase compliance costs for financial institutions. Small and medium-sized lenders may find it particularly challenging to keep pace with regulatory changes, potentially limiting their ability to offer competitive loan products.

Moreover, regulatory changes may inadvertently reduce the availability of credit, especially for certain segments of the population. Striking the right balance between consumer protection and promoting financial inclusion is a constant challenge for regulators. Financial institutions must invest in robust compliance management systems and processes to ensure adherence to evolving regulatory standards.

Rising Levels of Household Debt

A persistent challenge in the household lending market is the rising levels of household debt. While access to credit is essential for economic growth, an excessive accumulation of debt can lead to financial instability for both individuals and the broader economy.

High levels of household debt can result from factors such as easy credit availability, low-interest-rate environments, and changing social attitudes toward borrowing. Excessive debt burdens can limit individuals' ability to save, invest, and weather economic downturns, making them more vulnerable to financial shocks.

Financial institutions must carefully assess borrowers' ability to repay and implement responsible lending practices to prevent over-leveraging. Educational initiatives aimed at improving financial literacy can also empower consumers to make informed borrowing decisions and manage their debt effectively.

In conclusion, the household lending market faces challenges stemming from economic uncertainties, interest rate fluctuations, regulatory changes, and rising levels of household debt. Effectively addressing these challenges requires a collaborative effort among financial institutions, regulators, and policymakers to strike a balance between promoting responsible lending practices, ensuring consumer protection, and fostering economic growth. Continuous monitoring and adaptation to evolving market conditions are essential for the household lending market to navigate these challenges and remain resilient in the face of dynamic economic landscapes.

Key Market Trends

Digital Transformation and Fintech Innovation

One of the most prominent trends in the household lending market is the rapid digital transformation and the infusion of financial technology (fintech) innovations. Traditional lending processes are being revolutionized by online platforms, mobile apps, and advanced data analytics.

Fintech companies are leveraging artificial intelligence (AI) and machine learning algorithms to enhance credit scoring and risk assessment processes. These technologies enable quicker and more accurate decision-making, streamlining the loan approval process. Moreover, the rise of peer-to-peer lending platforms allows individuals to connect directly with lenders or investors, bypassing traditional financial intermediaries.

The convenience of online applications and instant approvals is reshaping consumer expectations. Borrowers increasingly expect a seamless and user-friendly experience, prompting traditional lenders to invest in digital capabilities to remain competitive. This trend is likely to continue, with ongoing innovations in blockchain technology and decentralized finance (DeFi) potentially introducing new models of lending in the future.

Shift towards Sustainable and Responsible Lending

There is a growing awareness and emphasis on sustainable and responsible lending practices in the household lending market. Both financial institutions and consumers are recognizing the importance of incorporating environmental, social, and governance (ESG) factors into lending decisions.

Financial institutions are increasingly offering "green loans" to fund environmentally friendly projects, such as energy-efficient home improvements. Additionally, there is a rising demand for socially responsible lending, where institutions consider the social impact of their lending activities, such as supporting affordable housing initiatives.

As consumers become more conscious of the environmental and social impact of their financial choices, there is a trend towards choosing lenders that align with their values. This shift is influencing financial institutions to integrate sustainability criteria into their lending policies and to communicate their commitment to responsible lending to attract socially conscious borrowers.

Personalization and Customization of Loan Products

The household lending market is witnessing a trend towards personalized and customized loan products tailored to meet individual needs. Advanced data analytics and machine learning algorithms enable lenders to gather and analyze vast amounts of data on borrower behavior, preferences, and financial profiles.

This wealth of data allows financial institutions to offer more personalized loan products with terms and features that align with the specific needs and financial circumstances of individual borrowers. Personalization extends beyond interest rates and repayment terms to include features such as flexible payment schedules, loyalty programs, and targeted promotional offers.

As consumers increasingly value personalized experiences in various aspects of their lives, they expect the same level of customization in their financial products. Lenders that can effectively leverage data to understand and respond to individual preferences will likely gain a competitive edge in attracting and retaining customers.

Expansion of Alternative Credit Scoring Models

Traditional credit scoring models primarily rely on historical financial data, such as credit scores, income, and employment history. However, there is a growing recognition that these models may not capture the full creditworthiness of certain individuals, such as those with limited credit histories or unconventional income sources.

To address this gap, there is a trend towards the expansion of alternative credit scoring models. These models incorporate a broader range of data sources, including utility payments, rental history, and even social media behavior, to assess an individual's creditworthiness. This trend aims to provide more inclusive access to credit for individuals who may be underserved or excluded by traditional credit scoring methods.

Fintech companies are at the forefront of developing and implementing alternative credit scoring models, challenging the traditional credit evaluation paradigm. As these models gain acceptance, they have the potential to enhance financial inclusion by making credit more accessible to a diverse range of borrowers.

In conclusion, the household lending market is experiencing transformative trends driven by digitalization, sustainability considerations, personalization, and the evolution of credit scoring models. Financial institutions that adapt to these trends and embrace innovation are likely to thrive in this dynamic environment, while borrowers stand to benefit from increased accessibility, flexibility, and alignment with their values in the borrowing process. Keeping a close eye on these trends will be essential for stakeholders in the household lending market to navigate the evolving landscape successfully.

Segmental Insights

Service Providers Insights

Online lending is the rapidly growing segment in the global household lending market. Fueled by technological advancements and changing consumer preferences, online platforms offer borrowers a convenient and efficient way to access various loan products. The digital transformation has streamlined application processes, accelerated approvals, and facilitated quicker disbursement of funds. The rise of online lenders and fintech innovations has expanded the market's reach, providing borrowers with a diverse range of options. This trend is reshaping the lending landscape, emphasizing speed, accessibility, and user-friendly experiences, contributing significantly to the ongoing evolution of the household lending market.

Source Insights

Commercial banks are emerging as key players in the expanding global household lending market. These financial institutions, leveraging their extensive networks and established credibility, are increasingly diversifying their portfolios to meet the evolving borrowing needs of individuals. Offering a range of loan products such as mortgages, personal loans, and credit cards, commercial banks are capitalizing on their customer relationships and streamlined lending processes. As these banks adopt digital technologies and innovative lending practices, they play a pivotal role in driving growth within the household lending sector, catering to the increasing demand for financial products and services worldwide.

Regional Insights

North America stands as the largest market in the global household lending sector. This region, comprising the United States and Canada, boasts a robust financial infrastructure, high homeownership rates, and a well-established credit market. The demand for various loan products, including mortgages, personal loans, and credit cards, remains consistently strong. Favorable economic conditions, coupled with a culture of homeownership and financial inclusion, contribute to the region's prominence in household lending. The sophisticated banking systems and a diverse array of lending institutions further solidify North America's leading position in shaping the dynamics of the global household lending market.

Key Market Players

Bank of America Corporation

JPMorgan Chase & Co.

Pentagon Federal Credit Union

Discover Financial Services Inc.

Federal Deposit Insurance Corporation

Commonwealth Bank of Australia

HSBC Holdings PLC

Royal Bank of Canada

M&T Bank Corporation

PNC Financial Services Group Inc.

Report Scope:

In this report, the global household lending market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Household Lending Market, By Type:

• Fixed Rate Loans
• Home Equity Line of Credit

Household Lending Market, By Service Providers:

• Banks
• Online
• Credit Union
• Others

Household Lending Market, By Source :

• Mortgage & Credit Union
• Commercial Banks
• Others

Household Lending Market, By Region:

• North America
  • United States
  • Canada
  • Mexico
• Europe
  • France
  • United Kingdom
  • Italy
  • Germany
  • Spain
• Asia-Pacific
  • China
  • India
  • Japan
  • Australia
  • South Korea
  • Indonesia
• Middle East & Africa
  • South Africa
  • Saudi Arabia
  • UAE
  • Turkey
• South America
  • Argentina
  • Colombia
  • Brazil

Competitive Landscape

• Company Profiles: Detailed analysis of the major companies presents in the Global Household Lending market.

Available Customizations:

• Global Household Lending Market report with the given market data, Tech Sci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

• Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Introduction

• 1.1. Market Overview
• 1.2. Key Highlights of the Report
• 1.3. Market Coverage
• 1.4. Market Segments Covered
• 1.5. Research Tenure Considered

2. Research Methodology

• 2.1. Objective of the Study
• 2.2. Baseline Methodology
• 2.3. Key Industry Partners
• 2.4. Major Association and Secondary Sources
• 2.5. Forecasting Methodology
• 2.6. Data Triangulation & Validation
• 2.7. Assumptions and Limitations

3. Executive Summary

• 3.1. Market Overview
• 3.2. Market Forecast
• 3.3. Key Regions
• 3.4. Key Segments

4. Voice of Customer

• 4.1. Source of Information
• 4.2. Challenged Faced
• 4.3. Factor Influence Purchase Decision

5. Global Household Lending Market Outlook

• 5.1. Market Size & Forecast
  • 5.1.1. By Value
• 5.2. Market Share & Forecast
  • 5.2.1. By Type Market Share Analysis (Fixed Rate Loans, Home Equity Line of Credit)
  • 5.2.2. By Service Providers Market Share Analysis (Banks, Online, Credit Union, Others)
  • 5.2.3. By Source Market Share Analysis (Mortgage & Credit Union, Commercial Banks, Others)
  • 5.2.4. By Regional Market Share Analysis
    • 5.2.4.1. North America Market Share Analysis
    • 5.2.4.2. Europe Market Share Analysis
    • 5.2.4.3. Asia-Pacific Market Share Analysis
    • 5.2.4.4. Middle East & Africa Market Share Analysis
    • 5.2.4.5. South America Market Share Analysis
  • 5.2.5. By Top 5 Companies Market Share Analysis, Others (2023)
• 5.3. Global Household Lending Market Mapping & Opportunity Assessment
  • 5.3.1. By Type Market Mapping & Opportunity Assessment
  • 5.3.2. By Service Providers Market Mapping & Opportunity Assessment
  • 5.3.3. By Source Market Mapping & Opportunity Assessment
  • 5.3.4. By Regional Market Mapping & Opportunity Assessment

6. North America Household Lending Market Outlook

• 6.1. Market Size & Forecast
  • 6.1.1. By Value
• 6.2. Market Share & Forecast
  • 6.2.1. By Type Market Share Analysis
  • 6.2.2. By Service Providers Market Share Analysis
  • 6.2.3. By Source Market Share Analysis
  • 6.2.4. By Country Market Share Analysis
    • 6.2.4.1. United States Household Lending Market Outlook
      • 6.2.4.1.1. Market Size & Forecast
      • 6.2.4.1.1.1. By Value
      • 6.2.4.1.2. Market Share & Forecast
      • 6.2.4.1.2.1. By Type Market Share Analysis
      • 6.2.4.1.2.2. By Service Providers Market Share Analysis
      • 6.2.4.1.2.3. By Source Market Share Analysis
    • 6.2.4.2. Canada Household Lending Market Outlook
      • 6.2.4.2.1. Market Size & Forecast
      • 6.2.4.2.1.1. By Value
      • 6.2.4.2.2. Market Share & Forecast
      • 6.2.4.2.2.1. By Type Market Share Analysis
      • 6.2.4.2.2.2. By Service Providers Market Share Analysis
      • 6.2.4.2.2.3. By Source Market Share Analysis
    • 6.2.4.3. Mexico Household Lending Market Outlook
      • 6.2.4.3.1. Market Size & Forecast
      • 6.2.4.3.1.1. By Value
      • 6.2.4.3.2. Market Share & Forecast
      • 6.2.4.3.2.1. By Type Market Share Analysis
      • 6.2.4.3.2.2. By Service Providers Market Share Analysis
      • 6.2.4.3.2.3. By Source Market Share Analysis

7. Europe Household Lending Market Outlook

• 7.1. Market Size & Forecast
  • 7.1.1. By Value
• 7.2. Market Share & Forecast
  • 7.2.1. By Type Market Share Analysis
  • 7.2.2. By Service Providers Market Share Analysis
  • 7.2.3. By Source Market Share Analysis
  • 7.2.4. By Country Market Share Analysis
    • 7.2.4.1. France Household Lending Market Outlook
      • 7.2.4.1.1. Market Size & Forecast
      • 7.2.4.1.1.1. By Value
      • 7.2.4.1.2. Market Share & Forecast
      • 7.2.4.1.2.1. By Type Market Share Analysis
      • 7.2.4.1.2.2. By Service Providers Market Share Analysis
      • 7.2.4.1.2.3. By Source Market Share Analysis
    • 7.2.4.2. United Kingdom Household Lending Market Outlook
      • 7.2.4.2.1. Market Size & Forecast
      • 7.2.4.2.1.1. By Value
      • 7.2.4.2.2. Market Share & Forecast
      • 7.2.4.2.2.1. By Type Market Share Analysis
      • 7.2.4.2.2.2. By Service Providers Market Share Analysis
      • 7.2.4.2.2.3. By Source Market Share Analysis
    • 7.2.4.3. Italy Household Lending Market Outlook
      • 7.2.4.3.1. Market Size & Forecast
      • 7.2.4.3.1.1. By Value
      • 7.2.4.3.2. Market Share & Forecast
      • 7.2.4.3.2.1. By Type Market Share Analysis
      • 7.2.4.3.2.2. By Service Providers Market Share Analysis
      • 7.2.4.3.2.3. By Source Market Share Analysis
    • 7.2.4.4. Germany Household Lending Market Outlook
      • 7.2.4.4.1. Market Size & Forecast
      • 7.2.4.4.1.1. By Value
      • 7.2.4.4.2. Market Share & Forecast
      • 7.2.4.4.2.1. By Type Market Share Analysis
      • 7.2.4.4.2.2. By Service Providers Market Share Analysis
      • 7.2.4.4.2.3. By Source Market Share Analysis
    • 7.2.4.5. Spain Household Lending Market Outlook
      • 7.2.4.5.1. Market Size & Forecast
      • 7.2.4.5.1.1. By Value
      • 7.2.4.5.2. Market Share & Forecast
      • 7.2.4.5.2.1. By Service Providers Market Share Analysis
      • 7.2.4.5.2.2. By Type Market Share Analysis
      • 7.2.4.5.2.3. By Source Market Share Analysis

8. Asia-Pacific Household Lending Market Outlook

• 8.1. Market Size & Forecast
  • 8.1.1. By Value
• 8.2. Market Share & Forecast
  • 8.2.1. By Type Market Share Analysis
  • 8.2.2. By Service Providers Market Share Analysis
  • 8.2.3. By Source Market Share Analysis
  • 8.2.4. By Country Market Share Analysis
    • 8.2.4.1. China Household Lending Market Outlook
      • 8.2.4.1.1. Market Size & Forecast
      • 8.2.4.1.1.1. By Value
      • 8.2.4.1.2. Market Share & Forecast
      • 8.2.4.1.2.1. By Type Market Share Analysis
      • 8.2.4.1.2.2. By Service Providers Market Share Analysis
      • 8.2.4.1.2.3. By Source Market Share Analysis
    • 8.2.4.2. India Household Lending Market Outlook
      • 8.2.4.2.1. Market Size & Forecast
      • 8.2.4.2.1.1. By Value
      • 8.2.4.2.2. Market Share & Forecast
      • 8.2.4.2.2.1. By Type Market Share Analysis
      • 8.2.4.2.2.2. By Service Providers Market Share Analysis
      • 8.2.4.2.2.3. By Source Market Share Analysis
    • 8.2.4.3. Japan Household Lending Market Outlook
      • 8.2.4.3.1. Market Size & Forecast
      • 8.2.4.3.1.1. By Value
      • 8.2.4.3.2. Market Share & Forecast
      • 8.2.4.3.2.1. By Type Market Share Analysis
      • 8.2.4.3.2.2. By Service Providers Market Share Analysis
      • 8.2.4.3.2.3. By Source Market Share Analysis
    • 8.2.4.4. Australia Household Lending Market Outlook
      • 8.2.4.4.1. Market Size & Forecast
      • 8.2.4.4.1.1. By Value
      • 8.2.4.4.2. Market Share & Forecast
      • 8.2.4.4.2.1. By Type Market Share Analysis
      • 8.2.4.4.2.2. By Service Providers Market Share Analysis
      • 8.2.4.4.2.3. By Source Market Share Analysis
    • 8.2.4.5. South Korea Household Lending Market Outlook
      • 8.2.4.5.1. Market Size & Forecast
      • 8.2.4.5.1.1. By Value
      • 8.2.4.5.2. Market Share & Forecast
      • 8.2.4.5.2.1. By Type Market Share Analysis
      • 8.2.4.5.2.2. By Service Providers Market Share Analysis
      • 8.2.4.5.2.3. By Source Market Share Analysis
    • 8.2.4.6. Indonesia Household Lending Market Outlook
      • 8.2.4.6.1. Market Size & Forecast
      • 8.2.4.6.1.1. By Value
      • 8.2.4.6.2. Market Share & Forecast
      • 8.2.4.6.2.1. By Type Market Share Analysis
      • 8.2.4.6.2.2. By Service Providers Market Share Analysis
      • 8.2.4.6.2.3. By Source Market Share Analysis

9. Middle East & Africa Household Lending Market Outlook

• 9.1. Market Size & Forecast
  • 9.1.1. By Value
• 9.2. Market Share & Forecast
  • 9.2.1. By Type Market Share Analysis
  • 9.2.2. By Service Providers Market Share Analysis
  • 9.2.3. By Source Market Share Analysis
  • 9.2.4. By Country Market Share Analysis
    • 9.2.4.1. South Africa Household Lending Market Outlook
      • 9.2.4.1.1. Market Size & Forecast
      • 9.2.4.1.1.1. By Value
      • 9.2.4.1.2. Market Share & Forecast
      • 9.2.4.1.2.1. By Type Market Share Analysis
      • 9.2.4.1.2.2. By Service Providers Market Share Analysis
      • 9.2.4.1.2.3. By Source Market Share Analysis
    • 9.2.4.2. Saudi Arabia Household Lending Market Outlook
      • 9.2.4.2.1. Market Size & Forecast
      • 9.2.4.2.1.1. By Value
      • 9.2.4.2.2. Market Share & Forecast
      • 9.2.4.2.2.1. By Type Market Share Analysis
      • 9.2.4.2.2.2. By Service Providers Market Share Analysis
      • 9.2.4.2.2.3. By Source Market Share Analysis
    • 9.2.4.3. UAE Household Lending Market Outlook
      • 9.2.4.3.1. Market Size & Forecast
      • 9.2.4.3.1.1. By Value
      • 9.2.4.3.2. Market Share & Forecast
      • 9.2.4.3.2.1. By Type Market Share Analysis
      • 9.2.4.3.2.2. By Service Providers Market Share Analysis
      • 9.2.4.3.2.3. By Source Market Share Analysis
    • 9.2.4.4. Turkey Household Lending Market Outlook
      • 9.2.4.4.1. Market Size & Forecast
      • 9.2.4.4.1.1. By Value
      • 9.2.4.4.2. Market Share & Forecast
      • 9.2.4.4.2.1. By Type Market Share Analysis
      • 9.2.4.4.2.2. By Service Providers Market Share Analysis
      • 9.2.4.4.2.3. By Source Market Share Analysis

10. South America Household Lending Market Outlook

• 10.1. Market Size & Forecast
  • 10.1.1. By Value
• 10.2. Market Share & Forecast
  • 10.2.1. By Type Market Share Analysis
  • 10.2.2. By Service Providers Market Share Analysis
  • 10.2.3. By Source Market Share Analysis
  • 10.2.4. By Country Market Share Analysis
    • 10.2.4.1. Argentina Household Lending Market Outlook
      • 10.2.4.1.1. Market Size & Forecast
      • 10.2.4.1.1.1. By Value
      • 10.2.4.1.2. Market Share & Forecast
      • 10.2.4.1.2.1. By Type Market Share Analysis
      • 10.2.4.1.2.2. By Service Providers Market Share Analysis
      • 10.2.4.1.2.3. By Source Market Share Analysis
    • 10.2.4.2. Colombia Household Lending Market Outlook
      • 10.2.4.2.1. Market Size & Forecast
      • 10.2.4.2.1.1. By Value
      • 10.2.4.2.2. Market Share & Forecast
      • 10.2.4.2.2.1. By Type Market Share Analysis
      • 10.2.4.2.2.2. By Service Providers Market Share Analysis
      • 10.2.4.2.2.3. By Source Market Share Analysis
    • 10.2.4.3. Brazil Household Lending Market Outlook
      • 10.2.4.3.1. Market Size & Forecast
      • 10.2.4.3.1.1. By Value
      • 10.2.4.3.2. Market Share & Forecast
      • 10.2.4.3.2.1. By Type Market Share Analysis
      • 10.2.4.3.2.2. By Service Providers Market Share Analysis
      • 10.2.4.3.2.3. By Source Market Share Analysis

11. Market Dynamics

• 11.1. Drivers
• 11.2. Challenges

12. Impact of COVID-19 on Global Household Lending Market

• 12.1. Impact Assessment Model
  • 12.1.1. Key Segments Impacted
  • 12.1.2. Key Regional Impacted
  • 12.1.3. Key Countries Impacted

13. Market Trends & Developments

14. Competitive Landscape

• 14.1. Company Profiles
  • 14.1.1. Bank of America Corporation
    • 14.1.1.1. Company Details
    • 14.1.1.2. Products
    • 14.1.1.3. Financials (As Per Availability)
    • 14.1.1.4. Key Market Focus & Geographical Presence
    • 14.1.1.5. Recent Developments
    • 14.1.1.6. Key Management Personnel
  • 14.1.2. JPMorgan Chase & Co.
    • 14.1.2.1. Company Details
    • 14.1.2.2. Products
    • 14.1.2.3. Financials (As Per Availability)
    • 14.1.2.4. Key Market Focus & Geographical Presence
    • 14.1.2.5. Recent Developments
    • 14.1.2.6. Key Management Personnel
  • 14.1.3. Pentagon Federal Credit Union
    • 14.1.3.1. Company Details
    • 14.1.3.2. Products
    • 14.1.3.3. Financials (As Per Availability)
    • 14.1.3.4. Key Market Focus & Geographical Presence
    • 14.1.3.5. Recent Developments
    • 14.1.3.6. Key Management Personnel
  • 14.1.4. Discover Financial Services Inc.
    • 14.1.4.1. Company Details
    • 14.1.4.2. Products
    • 14.1.4.3. Financials (As Per Availability)
    • 14.1.4.4. Key Market Focus & Geographical Presence
    • 14.1.4.5. Recent Developments
    • 14.1.4.6. Key Management Personnel
  • 14.1.5. Federal Deposit Insurance Corporation
    • 14.1.5.1. Company Details
    • 14.1.5.2. Products
    • 14.1.5.3. Financials (As Per Availability)
    • 14.1.5.4. Key Market Focus & Geographical Presence
    • 14.1.5.5. Recent Developments
    • 14.1.5.6. Key Management Personnel
  • 14.1.6. Commonwealth Bank of Australia
    • 14.1.6.1. Company Details
    • 14.1.6.2. Products
    • 14.1.6.3. Financials (As Per Availability)
    • 14.1.6.4. Key Market Focus & Geographical Presence
    • 14.1.6.5. Recent Developments
    • 14.1.6.6. Key Management Personnel
  • 14.1.7. HSBC Holdings PLC
    • 14.1.7.1. Company Details
    • 14.1.7.2. Products
    • 14.1.7.3. Financials (As Per Availability)
    • 14.1.7.4. Key Market Focus & Geographical Presence
    • 14.1.7.5. Recent Developments
    • 14.1.7.6. Key Management Personnel
  • 14.1.8. Royal Bank of Canada
    • 14.1.8.1. Company Details
    • 14.1.8.2. Products
    • 14.1.8.3. Financials (As Per Availability)
    • 14.1.8.4. Key Market Focus & Geographical Presence
    • 14.1.8.5. Recent Developments
    • 14.1.8.6. Key Management Personnel
  • 14.1.9. M&T Bank Corporation
    • 14.1.9.1. Company Details
    • 14.1.9.2. Products
    • 14.1.9.3. Financials (As Per Availability)
    • 14.1.9.4. Key Market Focus & Geographical Presence
    • 14.1.9.5. Recent Developments
    • 14.1.9.6. Key Management Personnel
  • 14.1.10. PNC Financial Services Group Inc.
    • 14.1.10.1. Company Details
    • 14.1.10.2. Products
    • 14.1.10.3. Financials (As Per Availability)
    • 14.1.10.4. Key Market Focus & Geographical Presence
    • 14.1.10.5. Recent Developments
    • 14.1.10.6. Key Management Personnel

15. Strategic Recommendations/Action Plan

• 15.1. Key Focus Areas
• 15.2. Target Type
• 15.3. Target Source

16. About Us & Disclaimer