市場調査レポート
商品コード
1355097
RegTech市場- 世界の産業規模、シェア、動向、競合、機会、予測、2018年~2028年RegTech Market - Global Industry Size, Share, Trends, Competition, Opportunity, and Forecast, 2018-2028 Segmented By Component, By Deployment Mode, By Organization Size, By Application, By Technology, By End-User, By Region |
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RegTech市場- 世界の産業規模、シェア、動向、競合、機会、予測、2018年~2028年 |
出版日: 2023年09月05日
発行: TechSci Research
ページ情報: 英文 175 Pages
納期: 2~3営業日
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世界のRegTech市場は、高いコンプライアンスコストと規制インテリジェンスに対する需要の高まりにより急成長しており、これが規制テクノロジーの採用に寄与しています。
RegTechは、次の通常期の基盤となる技術モデルになりつつあります。多くの企業が、高速転送による安全な取引の必要性を強化する費用対効果の高いソリューションとして、レグテックを採用しています。規制の枠組み、労働習慣、顧客の期待が急速に変化する中、コンプライアンスと規制テクノロジーは、金融機関が業務を合理化する上で、引き続き投資対象として拡大しています。さらに、金融規制への注目が高まっていることや、各国の規制当局と金融機関との連携が今後数年間で急速に拡大することも、この市場の成長に寄与しています。テクノロジーは卓越性を実現する鍵となり、企業はブロックチェーン、機械学習(ML)、人工知能(AI)などの先進技術を、デジタル化とコンピューティングの出現に伴い、ほとんどのRegTechソリューションに徐々に組み込んでいます。規制需要の高まりとインターネット普及の拡大は、予測期間において世界のレグテック市場をさらに押し上げると予想されます。
市場概要 | |
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予測期間 | 2024-2028 |
市場規模 | 130億米ドル |
2028年の市場規模 | 507億米ドル |
CAGR 2023-2028 | 25.11% |
急成長セグメント | BFSI |
最大市場 | アジア太平洋 |
金融プロセスにおける取引の迅速化を目的としたレグテック・アプリケーションの急激な成長と大規模な導入が、レグテック市場の世界の成長に拍車をかけています。金融機関や銀行は、処理手数料の増加、決済チャネルにおける不正リスク、セキュリティ侵害、障害ポイントの増加など、従来の国境を越えた決済システムに関連するさまざまな課題を経験してきました。さらに、複数の仲介業者が介在するため、通常の銀行チャネルを通じて世界な決済を送信することは、困難で多段階の手続きとなります。こうした課題に対処するため、ブロックチェーン・ベースの信用報告、貿易金融プラットフォーム、ビットコインのライトニング・ネットワークやイーサリアムのプラズマといったソリューションなど、ブロックチェーン・ベースの決済システムが取引プロセスを合理化し、すべての取引を安全な分散型台帳に保存しています。さらに、より迅速な取引に対するニーズの高まりは、消費者にRegTechソリューションの導入を促し、世界のRegTech産業の成長を支えています。
金融・銀行セクターにおける不正行為の増加は、予測期間にわたって世界のRegTech市場の拡大を促進すると考えられます。マネーロンダリングなどの不正行為が増加しているため、金融機関では、増え続ける規制コンプライアンスとより巧妙な侵害の雪崩を効果的に管理するために、リスクおよびコンプライアンスチームを支援する、より包括的なRegTechフレームワークが必要とされています。例えば、消費者センチネルネットワークのデータレポートによると、なりすまし詐欺が増加しており、米国の顧客は2021年に詐欺により58億米ドル以上を失っており、前年比70%以上の増加となっています。詐欺の可能性、セキュリティの崩壊、コンプライアンス違反の可能性は常に存在し、正確な運用手順とともに明確な戦略的ビジョンが必要となります。このようなリスクを克服するため、REGTECHテクノロジーやアプリケーションは、KYCやAMLなどの規制基準で身元を確認し、その他のバックグラウンドチェックや検証を行うことで、手作業による介入を排除し、プロセス全体をより効率的かつ効果的にするのに役立っています。このように、不正行為の増加は、予測期間中にレグテック市場を世界的に成長させると予想されます。
規制変更の増加とコンプライアンス・コストの上昇により、より多くの金融機関がテクノロジーの進化を選ぶようになっています。アジア太平洋、米国、欧州の規制機関は、世界のフィンテック・コミュニティとの連携を熱望しています。また、フィンテックコミュニティと機関の関与への強い傾倒は、企業と政府にとってwin-winの状況を目指しています。規制テクノロジーは、企業が高まる規制義務のプレッシャーに迅速に適応できるよう支援する、費用対効果が高く信頼できるテクノロジーです。適切なルールへの要求が高まることで、機会が開かれ、環境が変化し、データ転送がより安全で、より持続可能で、より効率的になっています。さらに、経済危機以降、金融サービス業界全体で規制の導入が大幅に増加したことで、業務の効率化とコスト管理の向上が推進されるようになっています。規制当局は、より高度なガバナンスやデータ管理、報告や運用プロセスの強化を求めています。RegTechソリューションは、リスクとコンプライアンスに関する組織の広範なガバナンス要件を満たす上で、より高い信頼性を提供することができます。このように、金融機関と規制当局との協力関係の高まりが、予測期間における世界のRegTech市場の成長を後押ししています。
Tech Sci Researchは、企業固有のニーズに応じたカスタマイズを提供しています。レポートでは以下のカスタマイズが可能です:
(注:企業リストは顧客の要望に応じてカスタマイズ可能です。)
Global RegTech Market is growing rapidly due to the high compliance costs and growing demand for regulatory intelligence, which is contributing to the adoption of regulatory technology. RegTech is becoming the foundational technology model for the next normal. Many enterprises are adopting regtech as a cost-effective solution to bolster the need for secure transactions with high-speed transfer. With the rapid changes in regulatory frameworks, working habits and customer expectations, compliance and regulatory technology continue to be a growing area of investment for financial institutions as they streamline their operations. Additionally, the growth of the market is on account of the increasing attention to financial regulations, and rapid expansion in collaboration between national regulators and financial institutions in the forecast years. Technology has become the key enabler of excellence and businesses are including advanced technology such as blockchain, Machine Learning (ML) and Artificial Intelligence (AI) gradually in most of the RegTech solutions as digitalization and computing emerges. The increasing regulatory demand and growing internet penetration are further expected to boost the global regtech market in the forecast period.
RegTech also known as regulatory technology, refers to the technological administration of regulatory processes in the financial industry. Regtech's major tasks include regulatory monitoring, reporting, and compliance. Regulatory technology is a cost-effective and dependable technology that helps enterprises quickly adapt to the pressures of rising regulatory obligations. Enterprises are enabling this technology to ease and simplify data management in the ever-changing regulatory landscape and governance while reducing the cost of compliance through modern technology. In a nutshell, RegTech optimizes regulatory compliance and automates critical procedures by integrating SaaS technologies, cloud computing, big data, and artificial intelligence. It also assists firms in managing threats such as cyberattacks, security breaches, and money laundering. The implementation of RegTech in the fintech industry is still in its early stages. However, it has the potential to revolutionize the industry. RegTech does also play a great role in enterprise by developing potential for enhancing the security and prevention of fraudulent activities, improved customer experience and automation of compliance. Solutions like codified-regulations, AI compliance systems, blockchain tracking and smart contracting all have the immense potential to improve regulatory systems.
Market Overview | |
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Forecast Period | 2024-2028 |
Market Size 2022 | USD 13 Billion |
Market Size 2028 | USD 50.7 Billion |
CAGR 2023-2028 | 25.11% |
Fastest Growing Segment | BFSI |
Largest Market | Asia-Pacific |
The exponential growth and the massive adoption of regtech applications for faster transactions in the financial process have spurred the growth in regtech market globally. Financial institutions and banks have experienced a variety of challenges related to traditional cross-border payment systems, including additional processing fees, fraud risks in payment channels, security breaches, and increased failure points. Moreover, due to the participation of multiple intermediaries, transmitting a global payment through regular banking channels is a difficult and multistep procedure. To address these challenges, blockchain-based payment systems such as Blockchain-based credit reporting, trade finance platforms and solutions such as Bitcoin's Lightning Network and Ethereum's Plasma are streamlining the transaction process and storing every transaction in a secure distributed ledger, resulting in a faster, efficient, more secure, and less expensive payment method. Furthermore, the growing need for speedier transactions encourages consumers to implement RegTech solutions, supporting the growth of the global RegTech industry.
The increased number of fraudulent activities in the financial and banking sector is likely to drive the expansion of the global RegTech market over the forecast period. Fraudulent activities such as money laundering have grown and therefore financial institutions require a more comprehensive regtech framework to assist risk and compliance teams in effectively managing the avalanche of ever-increasing regulatory compliance and more sophisticated breaches. For instance, according to the consumer sentinel network data reports, there has been a rise in imposter scams with the United States customers losing more than USD5.8 billion to fraud in 2021, an increase of more than 70 percent over the previous year. The possibility of fraudulent schemes, security breakdowns, and/or compliance failures is ever-present, necessitating a clear strategic vision along with exact operational procedures. To overcome the risk, regtech technologies and applications are helping to verify identities with regulatory standards such as KYC, AML, by performing other background checks and verifications, eliminating manual intervention, and making the entire process more efficient and effective. Thus, the rising number of fraudulent activities is expected to grow the regtech market globally in the forecast period.
The increasing number of regulatory changes and the rising compliance costs are making more institutions opt for technological advancements. Regulatory organizations in Asia-Pacific, the United States, and Europe are eager to work with the global fintech community. In addition, the strong inclination towards engaging the fintech community and agencies strives for a win-win situation for businesses and governments. Regulatory technology is a cost-effective and dependable technology that helps enterprises quickly adapt to the pressures of rising regulatory obligations. The growing requirement for appropriate rules has opened up opportunities and changed the environment, making data transfer safer, more sustainable, and more efficient. Additionally, since the economic crisis the huge increase in implementation of regulation throughout the financial services industry has led to a drive for operational efficiency and better cost management. Regulators are demanding more advanced governance and data management, as well as enhanced reporting and operational processes. RegTech solutions can provide greater confidence in meeting an organization's broad governance requirement for risk and compliance. Thus, the growing collaboration between financial institutions and regulatory associations is propelling the growth of Global RegTech Market in the forecast period.
The global regtech market is segmented into component, deployment mode, organization size, application, technology, end-user, region and competitive landscape. Based on component, the market is bifurcated into solutions and services. The services component is further bifurcated into professional services and managed services. Based on deployment mode, the market is segmented into on-premises and cloud. Based on organization size, the market is divided into SMEs and Large Enterprise. Based on application, the market is categorized into risk and compliance management, identity management, regulatory reporting, fraud management, regulatory intelligence. Based on technology, the market is segmented into cloud computing, blockchain, biometrics, artificial intelligence (AI), NLP & machine learning, and others. The end-user segment is further categorized into healthcare, BFSI, retail, IT & telecommunications, government & public sector, transportation & logistics, food & beverage, manufacturing, and others.
Major market players in the global regtech market are ACTICO GmbH, REGnosys Limited, Thomson Reuters, Ascent Technologies Inc., Broadridge Financial Solutions Inc., Ayasdi AI LLC, Deloitte Touche Tohmatsu Limited, International Business Machines Corporation (IBM), London Stock Exchange Group (LSEG), Wolters Kluwer N.V.
In this report, the global regtech market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:
Company Profiles: Detailed analysis of the major companies present in the global regtech market.
Tech Sci Research offers customizations according to a company's specific needs. The following customization options are available for the report:
(Note: The companies list can be customized based on the client requirements.)