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消費者信用の世界市場機会と2034年までの戦略

Consumer Credit Global Market Opportunities And Strategies To 2034


出版日
ページ情報
英文 331 Pages
納期
2~3営業日
カスタマイズ可能
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=144.08円
消費者信用の世界市場機会と2034年までの戦略
出版日: 2025年06月04日
発行: The Business Research Company
ページ情報: 英文 331 Pages
納期: 2~3営業日
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概要

世界の消費者信用市場は2019年に95億9,504万米ドルと評価され、2024年までCAGR4.00%以上で成長しました。

パンデミック後の消費支出の増加

COVID-19パンデミックの最初の衝撃の後、経済が再開するにつれて個人消費に顕著な回復が見られました。世界各国政府は家計を支援するための景気刺激策を実施し、可処分所得の増加につながりました。この支出の急増は、自動車、住宅の改築、旅行などの大物商品にも及び、多くの場合、消費者信用ローンを通じて資金が調達されました。米連邦準備制度理事会(FRB)のデータによると、米国のクレジットカード残高は2022年に大幅に増加しました。具体的には、クレジットカード残高は2024年第4四半期に450億米ドル増加し、総額1兆2,100億米ドルに達しました。さらに、2021年第1四半期以降、クレジットカード残高は4,410億米ドル増加し、この期間で57%の増加を記録しました。このようなクレジットカード債務の増加動向は、消費者行動の大きな変化を浮き彫りにしています。

目次

第1章 エグゼクティブサマリー

  • 消費者信用-市場の魅力とマクロ経済情勢

第2章 目次

第3章 表一覧

第4章 図一覧

第5章 レポート構成

第6章 市場の特徴

  • 一般的な市場の定義
  • 概要
  • 消費者信用市場定義とセグメンテーション
  • 市場セグメンテーション:サービスタイプ別
    • クレジットサービス
    • ソフトウェアおよびITサポートサービス
  • 市場セグメンテーション:クレジットタイプ別
    • リボルビングクレジット
    • 非リボルビングクレジット
  • 市場セグメンテーション:発行者別
    • 銀行および金融会社
    • 信用組合
    • その他
  • 市場セグメンテーション:決済方法別
    • 直接入金
    • デビットカード
    • その他
  • 市場セグメンテーション:エンドユーザー別
    • 個人
    • 企業
    • その他

第7章 主要な市場動向

  • デジタルトランスフォーメーションとフィンテックの統合
  • 代替データによる個人融資
  • BNPL(今すぐ購入・後払い)サービスの拡大
  • リスク評価における人工知能の統合
  • 金融包摂への焦点
  • 支出増加に向けた政府の取り組み

第8章 世界の消費者信用の成長分析と戦略分析フレームワーク

  • 世界の消費者信用に関するPESTEL分析(政治、社会、技術、環境、法的要因)
    • 政治的
    • 経済
    • 社会
    • 技術的
    • 環境
    • 法律上
  • エンドユーザーの分析
    • 個人
    • SME
  • 世界の市場規模と成長
  • 市場成長実績、2019~2024年
    • 市場促進要因、2019~2024年
    • 市場抑制要因、2019~2024年
  • 市場成長予測、2024~2029年、2034年
    • 市場促進要因、2024~2029年
    • 市場抑制要因、2024~2029年
  • 成長予測の貢献要因
    • 量的成長の貢献者
    • 促進要因
    • 抑制要因
  • 世界の消費者信用市場規模(TAM)

第9章 世界の消費者信用市場:セグメンテーション

  • 世界の消費者信用市場:サービスタイプ別、実績と予測、2019~2024年、2029年、2034年
  • 世界の消費者信用市場:クレジットタイプ別、実績と予測、2019~2024年、2029年、2034年
  • 世界の消費者信用市場:発行者別、実績と予測、2019~2024年、2029年、2034年
  • 世界の消費者信用市場:決済方法別、実績と予測、2019~2024年、2029年、2034年
  • 世界の消費者信用市場:用途別、実績と予測、2019~2024年、2029年、2034年
  • 世界の消費者信用市場:クレジットサービスのサブセグメンテーション:タイプ別、実績と予測、2019~2024年、2029年、2034年
  • 世界の消費者信用市場:ソフトウェアおよびITサポートサービスのサブセグメンテーション:タイプ別、実績と予測、2019~2024年、2029年、2034年

第10章 消費者信用市場:地域・国別分析

  • 世界の消費者信用市場:地域別、実績と予測、2019~2024年、2029年、2034年
  • 世界の消費者信用市場:国別、実績と予測、2019~2024年、2029年、2034年

第11章 アジア太平洋市場

第12章 西欧市場

第13章 東欧市場

第14章 北米市場

第15章 南米市場

第16章 中東市場

第17章 アフリカ市場

第18章 競合情勢と企業プロファイル

  • 企業プロファイル
  • JPMorgan Chase & Co
  • Bank of America Corporation
  • Wells Fargo & Company
  • Citigroup Inc.
  • American Express Company

第19章 その他の大手企業と革新的企業

  • Capital One Financial Corporation
  • Synchrony Financial
  • HSBC Holdings plc
  • Barclays plc
  • Deutsche Bank AG
  • Toronto-Dominion Bank
  • Royal Bank of Canada
  • Mizuho Financial Group Inc
  • BNP Paribas
  • Mitsubishi UFJ Financial Group
  • Standard Chartered plc
  • Industrial and Commercial Bank of China
  • Bank of China Limited
  • Affirm Holdings Inc
  • PNC Bank

第20章 競合ベンチマーキング

第21章 競合ダッシュボード

第22章 主要な合併と買収

  • Affirm's$4 Billion Investment Deal with Sixth Street
  • Capital One's Proposed Acquisition of Discover Financial Services
  • Axis Bank's Acquisition of Citibank India's Consumer Business
  • Ally Financial's Acquisition of Fair Square Financial

第23章 最近の動向消費者信用市場

第24章 機会と戦略

  • 世界の消費者信用市場2029:新たな機会を提供する国
  • 世界の消費者信用市場2029:新たな機会を提供するセグメント
  • 世界の消費者信用市場2029:成長戦略
    • 市場動向に基づく戦略
    • 競合の戦略

第25章 消費者信用市場:結論と提言

  • 結論
  • 提言
    • 製品
    • 場所
    • 価格
    • プロモーション
    • 人々

第26章 付録

目次
Product Code: o&s1623

Consumer credit is a type of financial arrangement under which borrowers obtain money for personal, household, or family purposes and excludes business or commercial usage. Consumers utilize that credit to acquire goods and services and repay the costs over a defined time instead of paying the full amount upfront. Examples of consumer credits include credit cards, personal loans, auto loans, and installment plans. Repayment is usually done monthly and charges interest. Consumer credit is an important concept because it enhances purchasing power and therefore gives borrowers much-needed flexibility to better manage their expenses, emergencies, or large purchases.

Consumer credit takes a significant role in the economy today in providing individuals with the option to manage their cash flow, invest in necessary goods and services in times of need, or bear unforeseen expenses. For example, consumer credit would allow for the purchase of durable goods, such as home appliances and cars, which might otherwise be unaffordable for the consumer. Consumer credit also cushions demand against emergencies, such as hospital bills and urgent home repairs. However, mismanaged or overextended consumer credit could also create many financial troubles, like high-interest debt and bankruptcy.

The global consumer credit market was valued at $9,595.04 million in 2019 which grew till 2024 at a compound annual growth rate (CAGR) of more than 4.00%.

Increased Consumer Spending Post-Pandemic

Following the initial shock of the COVID-19 pandemic, there was a notable rebound in consumer spending as economies reopened. Governments worldwide implemented stimulus packages to support households, leading to increased disposable income. This surge in spending extended to big-ticket items such as automobiles, home renovations, and travel, often financed through consumer credit. According to data from the Federal Reserve, U.S. credit card balances experienced a substantial increase in 2022, reflecting heightened consumer confidence and a greater propensity to utilize credit for purchases. Specifically, credit card balances grew by $45 billion in the fourth quarter of 2024, reaching a total of $1.21 trillion. Furthermore, since the first quarter of 2021, credit card balances have risen by $441 billion, marking a 57% increase over that period. This upward trend in credit card debt underscores a significant shift in consumer behavior, with many individuals increasingly relying on credit to finance their expenditures.

Financial technology (fintech) companies are revolutionizing the consumer credit landscape by offering innovative products that cater to diverse consumer needs. Features such as instant loan approvals, flexible repayment options, and user-friendly mobile applications are becoming standard. These platforms leverage advanced analytics and artificial intelligence (AI) to swiftly assess creditworthiness, providing consumers with seamless access to financing. This shift reflects a growing emphasis on personalization in financial services.

For instance, Lake Michigan Credit Union (LMCU) adopted live chat and AI chatbot solutions to enhance customer support, ensuring faster response times and personalized assistance. This digital transformation improved engagement and satisfaction among members, streamlining interactions while reducing wait times. The AI-driven approach optimized efficiency, reinforcing LMCU's commitment to seamless banking services.

The global consumer credit markets is fairly fragmented, with large number of players operating in the market. The top 10 competitors in the market made up 14.69% of the total market in 2023.

Consumer Credit Global Market Opportunities And Strategies To 2034 from The Business Research Company provides the strategists; marketers and senior management with the critical information they need to assess the global consumer credit market as it emerges from the COVID-19 shut down.

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Where is the largest and fastest-growing market for consumer credit? How does the market relate to the overall economy; demography and other similar markets? What forces will shape the market going forward? The consumer credit market global report from The Business Research Company answers all these questions and many more.

The report covers market characteristics; size and growth; segmentation; regional and country breakdowns; competitive landscape; market shares; trends and strategies for this market. It traces the market's history and forecasts market growth by geography. It places the market within the context of the wider consumer credit market; and compares it with other markets.

The report covers the following chapters

  • Introduction and Market Characteristics - Brief introduction to the segmentations covered in the market, definitions and explanations about the segment by service type, credit type, issuer, by payment method and by application.
  • Key Trends - Highlights the major trends shaping the global market. This section also highlights likely future developments in the market.
  • Growth Analysis And Strategic Analysis Framework - Analysis on PESTEL, end use industries, market growth rate, global historic (2019-2024) and forecast (2024-2029, 2034F) market values and drivers and restraints that support and control the growth of the market in the historic and forecast periods, forecast growth contributors and total addressable market (TAM).
  • Regional And Country Analysis - Historic (2019-2024) and forecast (2024-2029, 2034F) market values and growth and market share comparison by region and country.
  • Market Segmentation - Contains the market values (2019-2024) (2024-2029, 2034F) and analysis for each segment by service type, credit type, issuer, by payment method and by application in the market. Historic (2019-2024) and forecast (2024-2029) and (2029-2034) market values and growth and market share comparison by region market.
  • Regional Market Size and Growth- Regional market size (2024), historic (2019-2024) and forecast (2024-2029, 2034F) market values and growth and market share comparison of countries within the region. This report includes information on all the regions Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East and Africa and major countries within each region.
  • Competitive Landscape- Details on the competitive landscape of the market, estimated market shares and company profiles of the leading players.
  • Other Major And Innovative Companies- Details on the company profiles of other major and innovative companies in the market.
  • Competitive Benchmarking- Briefs on the financials comparison between major players in the market.
  • Competitive Dashboard- Briefs on competitive dashboard of major players.
  • Key Mergers and Acquisitions- Information on recent mergers and acquisitions in the market covered in the report. This section gives key financial details of mergers and acquisitions, which have shaped the market in recent years.
  • Recent Developments - Information on recent developments in the market covered in the report.
  • Market Opportunities And Strategies Describes market opportunities and strategies based on findings of the research, with information on growth opportunities across countries, segments and strategies to be followed in those markets.
  • Conclusions And Recommendations This section includes recommendations for consumer credit providers in terms of product/service offerings geographic expansion, marketing strategies and target groups.
  • Appendix- This section includes details on the NAICS codes covered, abbreviations and currencies codes used in this report.

Markets Covered:

  • 1) By Service Type: Credit Services; Software
  • 2) By Credit Type: Revolving Credits; Non-Revolving Credits
  • 3) By Issuer Type: Banks And Finance Companies; Credit Unions; Other Issuers
  • 4) By Payment Method: Direct Deposit; Debit Card; Other Payment Methods
  • 5) By Application: Individual; Enterprise; Other Applications
  • Companies Mentioned: JPMorgan Chase & Co.; Bank of America Corporation.; Wells Fargo & Company; Citigroup Inc.; American Express
  • Countries: China; Australia; India; Indonesia; Japan; South Korea; USA; Canada; Brazil; France; Germany; UK; Italy; Spain; Russia
  • Regions: Asia-Pacific; Western Europe; Eastern Europe; North America; South America; Middle East; Africa
  • Time-series: Five years historic and ten years forecast.
  • Data: Ratios of market size and growth to related markets; GDP proportions; expenditure per capita; consumer credit indicators comparison.
  • Data segmentations: country and regional historic and forecast data; market share of competitors; market segments.
  • Sourcing and Referencing: Data and analysis throughout the report is sourced using end notes.

Table of Contents

1 Executive Summary

  • 1.1 Consumer Credit - Market Attractiveness And Macro Economic Landscape

2 Table Of Contents

3 List Of Tables

4 List Of Figures

5 Report Structure

6 Market Characteristics

  • 6.1 General Market Definition
  • 6.2 Summary
  • 6.3 Consumer Credit Market Definition And Segmentations
  • 6.4 Market Segmentation By Service Type
    • 6.4.1 Credit Services
    • 6.4.2 Software And IT Support Services
  • 6.5 Market Segmentation By Credit Type
    • 6.5.1 Revolving Credits
    • 6.5.2 Non-Revolving Credits
  • 6.6 Market Segmentation By Issuer
    • 6.6.1 Banks And Finance Companies
    • 6.6.2 Credit Unions
    • 6.6.3 Other Issuers
  • 6.7 Market Segmentation By Payment Method
    • 6.7.1 Direct Deposit
    • 6.7.2 Debit Card
    • 6.7.3 Other Payment Methods
  • 6.8 Market Segmentation By Application
    • 6.8.1 Individual
    • 6.8.2 Enterprise
    • 6.8.3 Other Applications

7 Major Market Trends

  • 7.1 Digital Transformation and Fintech Integration
  • 7.2 Personalized Lending Through Alternative Data
  • 7.3 Expansion of Buy-Now-Pay-Later (BNPL) Services
  • 7.4 Integration of Artificial Intelligence in Risk Assessment
  • 7.5 Focus on Financial Inclusion
  • 7.6 Government Initiatives to Boost Spending

8 Global Consumer Credit Growth Analysis And Strategic Analysis Framework

  • 8.1 Global Consumer Credit PESTEL Analysis (Political, Social, Technological, Environmental and Legal Factors)
    • 8.1.1 Political
    • 8.1.2 Economic
    • 8.1.3 Social
    • 8.1.4 Technological
    • 8.1.5 Environmental
    • 8.1.6 Legal
  • 8.2 Analysis Of End Users (B2B and B2C)
    • 8.2.1 Individuals
    • 8.2.2 SME
  • 8.3 Global Market Size and Growth
  • 8.4 Historic Market Growth, 2019 - 2024, Value ($ Million)
    • 8.4.1 Market Drivers 2019 - 2024
    • 8.4.2 Market Restraints 2019 - 2024
  • 8.5 Forecast Market Growth, 2024 - 2029, 2034F Value ($ Million)
    • 8.5.1 Market Drivers 2024 - 2029
    • 8.5.2 Market Restraints 2024 - 2029
  • 8.6 Forecast Growth Contributors/Factors
    • 8.6.1 Quantitative Growth Contributors
    • 8.6.2 Drivers
    • 8.6.3 Restraints
  • 8.7 Global Consumer Credit Total Addressable Market (TAM)

9 Global Consumer Credit Market Segmentation

  • 9.1 Global Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 9.2 Global Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 9.3 Global Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 9.4 Global Consumer Credit Market, Segmentation By Payment Method, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 9.5 Global Consumer Credit Market, Segmentation By Application, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 9.6 Global Consumer Credit Market, Sub-Segmentation Of Credit Services, By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 9.7 Global Consumer Credit Market, Sub-Segmentation Of Software And IT Support Services, By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

10 Consumer Credit Market, Regional and Country Analysis

  • 10.1 Global Consumer Credit Market, By Region, Historic and Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 10.2 Global Consumer Credit Market, By Country, Historic and Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

11 Asia-Pacific Market

  • 11.1 Summary
  • 11.2 Market Overview
    • 11.2.1 Region Information
    • 11.2.2 Market Information
    • 11.2.3 Background Information
    • 11.2.4 Government Initiatives
    • 11.2.5 Regulations
    • 11.2.6 Regulatory Bodies
    • 11.2.7 Major Associations
    • 11.2.8 Taxes Levied
    • 11.2.9 Corporate Tax Structure
    • 11.2.10 Investments
    • 11.2.11 Major Companies
  • 11.3 Asia-Pacific Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.4 Asia-Pacific Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.5 Asia-Pacific Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.6 Asia-Pacific Consumer Credit Market: Country Analysis
  • 11.7 China Market
  • 11.8 Summary
  • 11.9 Market Overview
    • 11.9.1 Country Information
    • 11.9.2 Market Information
    • 11.9.3 Background Information
    • 11.9.4 Government Initiatives
    • 11.9.5 Regulations
    • 11.9.6 Regulatory Bodies
    • 11.9.7 Major Associations
    • 11.9.8 Taxes Levied
    • 11.9.9 Corporate Tax Structure
    • 11.9.10 Major Companies
  • 11.10 China Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.11 China Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.12 China Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.13 India Market
  • 11.14 India Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.15 India Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.16 India Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.17 Japan Market
  • 11.18 Summary
  • 11.19 Market Overview
    • 11.19.1 Country Information
    • 11.19.2 Market Information
    • 11.19.3 Background Information
    • 11.19.4 Government Initiatives
    • 11.19.5 Regulations
    • 11.19.6 Regulatory Bodies
    • 11.19.7 Major Associations
    • 11.19.8 Taxes Levied
    • 11.19.9 Corporate Tax Structure
    • 11.19.10 Investments
    • 11.19.11 Major Companies
  • 11.20 Japan Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.21 Japan Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.22 Japan Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.23 Australia Market
  • 11.24 Australia Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.25 Australia Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.26 Australia Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.27 Indonesia Market
  • 11.28 Indonesia Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.29 Indonesia Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.30 Indonesia Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.31 South Korea Market
  • 11.32 Summary
  • 11.33 Market Overview
    • 11.33.1 Country Information
    • 11.33.2 Market Information
    • 11.33.3 Background Information
    • 11.33.4 Government Initiatives
    • 11.33.5 Regulations
    • 11.33.6 Regulatory Bodies
    • 11.33.7 Major Associations
    • 11.33.8 Taxes Levied
    • 11.33.9 Corporate Tax Structure
    • 11.33.10 Major Companies
  • 11.34 South Korea Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.35 South Korea Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 11.36 South Korea Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

12 Western Europe Market

  • 12.1 Summary
  • 12.2 Market Overview
    • 12.2.1 Region Information
    • 12.2.2 Market Information
    • 12.2.3 Background Information
    • 12.2.4 Government Initiatives
    • 12.2.5 Regulations
    • 12.2.6 Regulatory Bodies
    • 12.2.7 Major Associations
    • 12.2.8 Taxes Levied
    • 12.2.9 Corporate tax structure
    • 12.2.10 Investments
    • 12.2.11 Major Companies
  • 12.3 Western Europe Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.4 Western Europe Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.5 Western Europe Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.6 UK Market
  • 12.7 UK Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.8 UK Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.9 UK Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.10 Germany Market
  • 12.11 Germany Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.12 Germany Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.13 Germany Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.14 France Market
  • 12.15 France Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.16 France Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.17 France Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.18 Italy Market
  • 12.19 Italy Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.20 Italy Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.21 Italy Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.22 Spain Market
  • 12.23 Spain Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.24 Spain Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 12.25 Spain Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

13 Eastern Europe Market

  • 13.1 Summary
  • 13.2 Market Overview
    • 13.2.1 Region Information
    • 13.2.2 Market Information
    • 13.2.3 Background Information
    • 13.2.4 Government Initiatives
    • 13.2.5 Regulations
    • 13.2.6 Regulatory Bodies
    • 13.2.7 Major Associations
    • 13.2.8 Taxes Levied
    • 13.2.9 Corporate Tax Structure
    • 13.2.10 Major companies
  • 13.3 Eastern Europe Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 13.4 Eastern Europe Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 13.5 Eastern Europe Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 13.6 Eastern Europe Consumer Credit Market: Country Analysis
  • 13.7 Russia Market
  • 13.8 Russia Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 13.9 Russia Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 13.10 Russia Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

14 North America Market

  • 14.1 Summary
  • 14.2 Market Overview
    • 14.2.1 Region Information
    • 14.2.2 Market Information
    • 14.2.3 Background Information
    • 14.2.4 Government Initiatives
    • 14.2.5 Regulations
    • 14.2.6 Regulatory Bodies
    • 14.2.7 Major Associations
    • 14.2.8 Taxes Levied
    • 14.2.9 Corporate Tax Structure
    • 14.2.10 Investments
    • 14.2.11 Major Companies
  • 14.3 North America Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 14.4 North America Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 14.5 North America Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 14.6 USA Market
  • 14.7 Summary
  • 14.8 Market Overview
    • 14.8.1 Country Information
    • 14.8.2 Market Information
    • 14.8.3 Background Information
    • 14.8.4 Government Initiatives
    • 14.8.5 Regulations
    • 14.8.6 Regulatory Bodies
    • 14.8.7 Major Associations
    • 14.8.8 Taxes Levied
    • 14.8.9 Corporate Tax Structure
    • 14.8.10 Investments
    • 14.8.11 Major Companies
  • 14.9 USA Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 14.10 USA Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 14.11 USA Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 14.12 Canada Market
  • 14.13 Summary
  • 14.14 Market Overview
    • 14.14.1 Region Information
    • 14.14.2 Market Information
    • 14.14.3 Background Information
    • 14.14.4 Government Initiatives
    • 14.14.5 Regulations
    • 14.14.6 Regulatory Bodies
    • 14.14.7 Major Associations
    • 14.14.8 Taxes Levied
    • 14.14.9 Corporate Tax Structure
    • 14.14.10 Major Companies
  • 14.15 Canada Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 14.16 Canada Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 14.17 Canada Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

15 South America Market

  • 15.1 Summary
  • 15.2 Market Overview
    • 15.2.1 Region Information
    • 15.2.2 Market Information
    • 15.2.3 Background Information
    • 15.2.4 Government Initiatives
    • 15.2.5 Regulations
    • 15.2.6 Regulatory Bodies
    • 15.2.7 Major Associations
    • 15.2.8 Taxes Levied
    • 15.2.9 Corporate Tax Structure
    • 15.2.10 Investments
    • 15.2.11 Major Companies
  • 15.3 South America Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 15.4 South America Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 15.5 South America Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 15.6 Brazil Market
  • 15.7 Brazil Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 15.8 Brazil Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 15.9 Brazil Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

16 Middle East Market

  • 16.1 Summary
  • 16.2 Market Overview
    • 16.2.1 Region Information
    • 16.2.2 Market Information
    • 16.2.3 Background Information
    • 16.2.4 Government Initiatives
    • 16.2.5 Regulations
    • 16.2.6 Regulatory Bodies
    • 16.2.7 Major Associations
    • 16.2.8 Taxes Levied
    • 16.2.9 Corporate Tax Structure
    • 16.2.10 Investments
    • 16.2.11 Major Companies
  • 16.3 Middle East Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 16.4 Middle East Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 16.5 Middle East Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

17 Africa Market

  • 17.1 Summary
  • 17.2 Market Overview
    • 17.2.1 Region Information
    • 17.2.2 Market Information
    • 17.2.3 Background Information
    • 17.2.4 Government Initiatives
    • 17.2.5 Regulations
    • 17.2.6 Regulatory Bodies
    • 17.2.7 Major Associations
    • 17.2.8 Taxes Levied
    • 17.2.9 Corporate Tax Structure
    • 17.2.10 Investments
    • 17.2.11 Major Companies
  • 17.3 Africa Consumer Credit Market, Segmentation By Service Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 17.4 Africa Consumer Credit Market, Segmentation By Credit Type, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)
  • 17.5 Africa Consumer Credit Market, Segmentation By Issuer, Historic And Forecast, 2019 - 2024, 2029F, 2034F, Value ($ Million)

18 Competitive Landscape And Company Profiles

  • 18.1 Company Profiles
  • 18.2 JPMorgan Chase & Co
    • 18.2.1 Company Overview
    • 18.2.2 Products And Services
    • 18.2.3 Business Strategy
    • 18.2.4 Financial Overview
  • 18.3 Bank of America Corporation
    • 18.3.1 Company Overview
    • 18.3.2 Products And Services
    • 18.3.3 Financial Overview
  • 18.4 Wells Fargo & Company
    • 18.4.1 Company Overview
    • 18.4.2 Products And Services
    • 18.4.3 Business Strategy
    • 18.4.4 Financial Overview
  • 18.5 Citigroup Inc.
    • 18.5.1 Company Overview
    • 18.5.2 Products And Services
    • 18.5.3 Business Strategy
    • 18.5.4 Financial Overview
  • 18.6 American Express Company
    • 18.6.1 Company Overview
    • 18.6.2 Products And Services
    • 18.6.3 Business Strategy
    • 18.6.4 Financial Overview

19 Other Major And Innovative Companies

  • 19.1 Capital One Financial Corporation
    • 19.1.1 Company Overview
    • 19.1.2 Products and Services
  • 19.2 Synchrony Financial
    • 19.2.1 Company Overview
    • 19.2.2 Products and Services
  • 19.3 HSBC Holdings plc
    • 19.3.1 Company Overview
    • 19.3.2 Products and Services
  • 19.4 Barclays plc
    • 19.4.1 Company Overview
    • 19.4.2 Products and Services
  • 19.5 Deutsche Bank AG
    • 19.5.1 Company Overview
    • 19.5.2 Products and Services
  • 19.6 Toronto-Dominion Bank
    • 19.6.1 Company Overview
    • 19.6.2 Products and Services
  • 19.7 Royal Bank of Canada
    • 19.7.1 Company Overview
    • 19.7.2 Products and Services
  • 19.8 Mizuho Financial Group Inc
    • 19.8.1 Company Overview
    • 19.8.2 Products and Services
  • 19.9 BNP Paribas
    • 19.9.1 Company Overview
    • 19.9.2 Products and Services
  • 19.10 Mitsubishi UFJ Financial Group
    • 19.10.1 Company Overview
    • 19.10.2 Products and Services
  • 19.11 Standard Chartered plc
    • 19.11.1 Company Overview
    • 19.11.2 Products and Services
  • 19.12 Industrial and Commercial Bank of China
    • 19.12.1 Company Overview
    • 19.12.2 Products and Services
  • 19.13 Bank of China Limited
    • 19.13.1 Company Overview
    • 19.13.2 Products and Services
  • 19.14 Affirm Holdings Inc
    • 19.14.1 Company Overview
    • 19.14.2 Products and Services
  • 19.15 PNC Bank
    • 19.15.1 Company Overview
    • 19.15.2 Products and Services

20 Competitive Benchmarking

21 Competitive Dashboard

22 Key Mergers and Acquisitions

  • 22.1 Affirm's $4 Billion Investment Deal with Sixth Street
  • 22.2 Capital One's Proposed Acquisition of Discover Financial Services
  • 22.3 Axis Bank's Acquisition of Citibank India's Consumer Business
  • 22.4 Ally Financial's Acquisition of Fair Square Financial

23 Recent Developments In The Consumer Credit Market

  • 23.1 Klarna Partners with OnePay to Offer Installment Loans at Walmart
  • 23.2 Affirm Holdings Partnership with Apple
  • 23.3 PhonePe and Groww Expansion into Consumer Lending

24 Opportunities And Strategies

  • 24.1 Global Consumer Credit Market In 2029 - Countries Offering Most New Opportunities
  • 24.2 Global Consumer Credit Market In 2029 - Segments Offering Most New Opportunities
  • 24.3 Global Consumer Credit Market In 2029 - Growth Strategies
    • 24.3.1 Market Trend Based Strategies
    • 24.3.2 Competitor Strategies

25 Consumer Credit Market, Conclusions And Recommendations

  • 25.1 Conclusions
  • 25.2 Recommendations
    • 25.2.1 Product
    • 25.2.2 Place
    • 25.2.3 Price
    • 25.2.4 Promotion
    • 25.2.5 People

26 Appendix

  • 26.1 Geographies Covered
  • 26.2 Market Data Sources
  • 26.3 Research Methodology
  • 26.4 Currencies
  • 26.5 The Business Research Company
  • 26.6 Copyright and Disclaimer