ピアツーピア融資市場の2028年までの予測- タイプ別（ビジネスローン、消費者金融）、ビジネスモデル別（従来の融資、マーケットプレイス融資、その他ビジネスモデル）、エンドユーザー別、地域別の世界分析

ストラティスティックスMRCによると、世界のピアツーピア融資市場は、2022年に1,551億米ドルを記録し、2028年には8,097億米ドルに達すると予測され、予測期間中に31.7%のCAGRで成長します。

ピアツーピア融資は、一般にP2Pレンディングと呼ばれ、貸し手と借り手をつなぐインターネット上のプラットフォームを利用して、組織や人々に信用を供与する行為です。金融機関はもはや中間業者として必要ありません。P2Pレンディングは、投資家がリスクを分散することで、より大きなリターンを受け取ることを可能にしました。P2Pレンディングは、中小企業に安価なローンを提供し、より多くの信用を得ることができるため、多くの国の経済成長に大きく寄与しています。

市場力学：

促進要因

借り手の低金利へのアクセス可能性

ピアツーピア融資会社は、中小企業に手頃な金利で迅速な融資を提供することで、必要不可欠な資金調達の選択肢を提供してきました。これは、投資家と借り手の双方にとって優れたユーザーエクスペリエンスで補完されています。市場競争はまだ初期段階にあり、競合も少ないため、近い将来、より多くの顧客が訪れると予想されます。その結果、これらの要素が予測期間を通じて市場拡大の原動力となることが予想されます。

抑制要因

融資や信用に関するリスク

ピアツーピア融資の会社は、自社でお金を貸さないことが多いため、投資家に大きなリスクを負わせることになります。その結果、投資家は、借り手がローンの支払いを期限内に行わなかった場合、すべてを失うリスクを負うことになります。このリスクは、投資家が投資に対する比較的大きなリターンを期待するほど、徐々に大きくなっていきます。また、ピアツーピア融資会社は、借り手の信用度や返済能力を様々なパラメータに基づいて主張・評価しています。しかしながら、これらの評価はすべて信頼性に欠け、独立した信用格付け機関が提供する評価とは一致しません。したがって、これらの問題は、近い将来、市場の成長を制限することになると予想されます。

機会

政府主導の規制措置が好都合

英国や欧州の政府は、この分野の成長を促進し、貸し手をあらゆる危険から守ることを保証する適切で集中的な枠組みを提供することによって、ピアツーピア融資・プラットフォームを支援しています。例えば、英国の規制機関であるFinancial Conduct Authorityは、ピアツーピア融資部門に特化した法律を作成・施行し、この部門のリスクやその他の基本的な特徴に対処しています。さらに、ピアツーピア融資事業はフランス政府から大きな支援を受けており、バックオフィスの支援や重要な事業活動に関する情報の提供も行っています。

脅威

銀行別再貸付の傾向

ピアツーピアレンダーは、銀行やその他の伝統的な金融機関が中小企業に資金を提供することに一般的に消極的であることから、大きな利益を得ています。銀行やその他の伝統的な金融機関がこれらの分野への融資傾向を再開した場合、ピアツーピアレンダーは困難を極めると思われます。また、最近、あらゆる種類の伝統的な貯蓄プランが高金利を提供することが難しくなっています。貯蓄金利が再び上昇した場合、ピアツーピア融資事業者は投資家の注目を集めることが難しくなる可能性があります。したがって、予想される期間中、これらの問題は世界のピアツーピア融資市場の拡大を妨げると予想されます。

COVID-19の影響：

COVID-19の流行は、世界のピアツーピア（P2P）融資経済の拡大に好影響を与えるものです。大企業や組織では、運用面や財務面で十分な問題があっています。ピアツーピア（P2P）融資システムは、これらの企業が運営資金を調達するのを支援します。

予測期間中、消費者向け貸出分野が最大となる見込み

消費者向け融資分野は、ピアツーピア（P2P）融資部門により、消費者向け融資は2人の間で行われるため、有利な成長を遂げると推定されます。ピアツーピア（P2P）融資市場の拡大は、可処分所得の増加や急速な都市化などの要因によって、予測期間を通じて促進されています。ピアツーピア（P2P）融資の需要は、世界の中小企業（SME）と新規事業の増加によって牽引されています。

予測期間中、学生ローン分野のCAGRが最も高くなると予想されます。

学生ローン分野は、予測期間中に最も高いCAGRの成長が見込まれています。これは、コーチングや授業料、書籍、消耗品などの中等後教育や関連費用の支払いを支援するタイプのローンが学生ローンであるためです。世の中の学生の数が増えているため、学生ローンのニーズは高まっています。消費者金融は、資金を必要とする個人と企業の両方に広く利用され、受け入れられるようになってきています。このような背景から、P2P（Peer to Peer）レンディングの市場規模は今後も拡大していくと予想されます。

最もシェアの高い地域

北米は、ピアツーピア（P2P）融資プラットフォームの利用が拡大し、北米のP2P融資産業の拡大を牽引していることから、予測期間中に最も高い市場シェアを占めると予測されます。既存の金融機関と比較してリターンが良いため、個人投資家からピアツーピア融資アプリケーションへの需要が高まっていること。また、同地域におけるピアツーピア（P2P）融資・プラットフォームのニーズは、最先端技術の採用により高まっています。

CAGRが最も高い地域：

アジア太平洋地域は、中小企業の増加により、予測期間中に最も高いCAGRを示すと予測されています。中国やインドなどの新興諸国では、政府がキャッシュレス化の推進に継続的に取り組んでいます。このような理由から、同地域のピアツーピア（P2P）融資部門は拡大しています。

主な発展：

2023年2月、LendingClubがRadius Bankの買収を発表、RadiusとLendingClubを組み合わせることで、統合された顧客体験を提供する力を持つ、デジタルネイティブなマーケットプレースバンクが大規模に誕生します。

2019年4月、LendingClubはOpportunity FundおよびFunding Circleと提携し、金融包摂と中小企業のクレジットへのアクセスを向上させます。Opportunity FundはLendingClubのテクノロジーを活用し、十分なサービスを受けていない中小企業に事前審査付きのオンライン申込体験を提供します。

本レポートの内容

• 地域および国レベルセグメントの市場シェア評価
• 新規参入企業への戦略的提言
• 2020年、2021年、2022年、2025年、2028年の市場データを網羅
• 市場動向（促進要因、抑制要因、機会、脅威、課題、投資機会、推奨事項）
• 市場推定に基づく、主要ビジネスセグメントにおける戦略的提言
• 主要な共通トレンドをマッピングした競合情勢。
• 詳細な戦略、財務、最近の開発状況を含む企業プロファイル
• 最新の技術的進歩をマッピングしたサプライチェーン動向

無料のカスタマイズ提供：

本レポートをご購入いただいたお客様には、以下の無料カスタマイズオプションのいずれかを提供させていただきます：

• 企業プロファイル
  • 追加市場プレイヤーの包括的なプロファイリング（最大3社まで）
  • 主要プレイヤーのSWOT分析（3社まで）
• 地域別セグメンテーション
  • お客様のご希望に応じて、主要国の市場推計・予測・CAGR（注：フィージビリティチェックによる。）
• 競合ベンチマーキング
  • 製品ポートフォリオ、地域的プレゼンス、戦略的提携に基づく主要プレイヤーのベンチマーキング

目次

第1章 エグゼクティブサマリー

第2章 序文

• 概要
• ステークホルダー
• 調査範囲
• 調査手法
  • データマイニング
  • データ分析
  • データ検証
  • 調査アプローチ
• 調査ソース
  • 1次調査ソース
  • 2次調査ソース
  • 仮定

第3章 市場動向分析

• 促進要因
• 抑制要因
• 機会
• 脅威
• エンドユーザー分析
• 新興市場
• 新型コロナウイルス感染症（COVID-19）の影響

第4章 ポーターのファイブフォース分析

• 供給企業の交渉力
• 買い手の交渉力
• 代替品の脅威
• 新規参入業者の脅威
• 競争企業間の敵対関係

第5章 世界のピアツーピア融資市場：タイプ別

• ビジネスローン
• 消費者金融

第6章 世界のピアツーピア融資市場：ビジネスモデル別

• 従来の融資
• マーケットプレイス融資
• その他のビジネスモデル

第7章 世界のピアツーピア融資市場：エンドユーザー別

• 中小企業融資
• 消費者信用ローン
• 学生ローン
• 不動産ローン

第8章 世界のピアツーピア融資市場：地域別

• 北米
  • 米国
  • カナダ
  • メキシコ
• 欧州
  • ドイツ
  • 英国
  • イタリア
  • フランス
  • スペイン
  • その他欧州
• アジア太平洋地域
  • 日本
  • 中国
  • インド
  • オーストラリア
  • ニュージーランド
  • 韓国
  • その他アジア太平洋地域
• 南米
  • アルゼンチン
  • ブラジル
  • チリ
  • その他南米
• 中東とアフリカ
  • サウジアラビア
  • アラブ首長国連邦
  • カタール
  • 南アフリカ
  • その他中東とアフリカ

第9章 主な発展

• 契約、パートナーシップ、コラボレーション、合弁事業
• 買収と合併
• 新製品の発売
• 事業拡大
• その他の主要戦略

第10章 会社概要

• Avant, LLC.
• Kabbage Inc.
• Lending Club Corporation
• OnDeck
• Prosper Funding LLC
• Zopa Bank Limited
• RateSetter
• Social Finance, Inc
• Funding Circle
• Daric Inc.
• Pave, Inc.
• CommonBond Inc.
• Social Finance
• Upstart Network Inc.
• Peerform
• CircleBack Lending, Inc

List of Tables

• Table 1 Global Peer-to-Peer Lending Market Outlook, By Region (2020-2028) ($MN)
• Table 2 Global Peer-to-Peer Lending Market Outlook, By Type (2020-2028) ($MN)
• Table 3 Global Peer-to-Peer Lending Market Outlook, By Business Lending (2020-2028) ($MN)
• Table 4 Global Peer-to-Peer Lending Market Outlook, By Consumer Lending (2020-2028) ($MN)
• Table 5 Global Peer-to-Peer Lending Market Outlook, By Business Model (2020-2028) ($MN)
• Table 6 Global Peer-to-Peer Lending Market Outlook, By Traditional Lending (2020-2028) ($MN)
• Table 7 Global Peer-to-Peer Lending Market Outlook, By Marketplace Lending (2020-2028) ($MN)
• Table 8 Global Peer-to-Peer Lending Market Outlook, By Other Business Models (2020-2028) ($MN)
• Table 9 Global Peer-to-Peer Lending Market Outlook, By End User (2020-2028) ($MN)
• Table 10 Global Peer-to-Peer Lending Market Outlook, By Small Business Loans (2020-2028) ($MN)
• Table 11 Global Peer-to-Peer Lending Market Outlook, By Consumer Credit Loans (2020-2028) ($MN)
• Table 12 Global Peer-to-Peer Lending Market Outlook, By Student Loans (2020-2028) ($MN)
• Table 13 Global Peer-to-Peer Lending Market Outlook, By Real Estate Loans (2020-2028) ($MN)
• Table 14 North America Peer-to-Peer Lending Market Outlook, By Country (2020-2028) ($MN)
• Table 15 North America Peer-to-Peer Lending Market Outlook, By Type (2020-2028) ($MN)
• Table 16 North America Peer-to-Peer Lending Market Outlook, By Business Lending (2020-2028) ($MN)
• Table 17 North America Peer-to-Peer Lending Market Outlook, By Consumer Lending (2020-2028) ($MN)
• Table 18 North America Peer-to-Peer Lending Market Outlook, By Business Model (2020-2028) ($MN)
• Table 19 North America Peer-to-Peer Lending Market Outlook, By Traditional Lending (2020-2028) ($MN)
• Table 20 North America Peer-to-Peer Lending Market Outlook, By Marketplace Lending (2020-2028) ($MN)
• Table 21 North America Peer-to-Peer Lending Market Outlook, By Other Business Models (2020-2028) ($MN)
• Table 22 North America Peer-to-Peer Lending Market Outlook, By End User (2020-2028) ($MN)
• Table 23 North America Peer-to-Peer Lending Market Outlook, By Small Business Loans (2020-2028) ($MN)
• Table 24 North America Peer-to-Peer Lending Market Outlook, By Consumer Credit Loans (2020-2028) ($MN)
• Table 25 North America Peer-to-Peer Lending Market Outlook, By Student Loans (2020-2028) ($MN)
• Table 26 North America Peer-to-Peer Lending Market Outlook, By Real Estate Loans (2020-2028) ($MN)
• Table 27 Europe Peer-to-Peer Lending Market Outlook, By Country (2020-2028) ($MN)
• Table 28 Europe Peer-to-Peer Lending Market Outlook, By Type (2020-2028) ($MN)
• Table 29 Europe Peer-to-Peer Lending Market Outlook, By Business Lending (2020-2028) ($MN)
• Table 30 Europe Peer-to-Peer Lending Market Outlook, By Consumer Lending (2020-2028) ($MN)
• Table 31 Europe Peer-to-Peer Lending Market Outlook, By Business Model (2020-2028) ($MN)
• Table 32 Europe Peer-to-Peer Lending Market Outlook, By Traditional Lending (2020-2028) ($MN)
• Table 33 Europe Peer-to-Peer Lending Market Outlook, By Marketplace Lending (2020-2028) ($MN)
• Table 34 Europe Peer-to-Peer Lending Market Outlook, By Other Business Models (2020-2028) ($MN)
• Table 35 Europe Peer-to-Peer Lending Market Outlook, By End User (2020-2028) ($MN)
• Table 36 Europe Peer-to-Peer Lending Market Outlook, By Small Business Loans (2020-2028) ($MN)
• Table 37 Europe Peer-to-Peer Lending Market Outlook, By Consumer Credit Loans (2020-2028) ($MN)
• Table 38 Europe Peer-to-Peer Lending Market Outlook, By Student Loans (2020-2028) ($MN)
• Table 39 Europe Peer-to-Peer Lending Market Outlook, By Real Estate Loans (2020-2028) ($MN)
• Table 40 Asia Pacific Peer-to-Peer Lending Market Outlook, By Country (2020-2028) ($MN)
• Table 41 Asia Pacific Peer-to-Peer Lending Market Outlook, By Type (2020-2028) ($MN)
• Table 42 Asia Pacific Peer-to-Peer Lending Market Outlook, By Business Lending (2020-2028) ($MN)
• Table 43 Asia Pacific Peer-to-Peer Lending Market Outlook, By Consumer Lending (2020-2028) ($MN)
• Table 44 Asia Pacific Peer-to-Peer Lending Market Outlook, By Business Model (2020-2028) ($MN)
• Table 45 Asia Pacific Peer-to-Peer Lending Market Outlook, By Traditional Lending (2020-2028) ($MN)
• Table 46 Asia Pacific Peer-to-Peer Lending Market Outlook, By Marketplace Lending (2020-2028) ($MN)
• Table 47 Asia Pacific Peer-to-Peer Lending Market Outlook, By Other Business Models (2020-2028) ($MN)
• Table 48 Asia Pacific Peer-to-Peer Lending Market Outlook, By End User (2020-2028) ($MN)
• Table 49 Asia Pacific Peer-to-Peer Lending Market Outlook, By Small Business Loans (2020-2028) ($MN)
• Table 50 Asia Pacific Peer-to-Peer Lending Market Outlook, By Consumer Credit Loans (2020-2028) ($MN)
• Table 51 Asia Pacific Peer-to-Peer Lending Market Outlook, By Student Loans (2020-2028) ($MN)
• Table 52 Asia Pacific Peer-to-Peer Lending Market Outlook, By Real Estate Loans (2020-2028) ($MN)
• Table 53 South America Peer-to-Peer Lending Market Outlook, By Country (2020-2028) ($MN)
• Table 54 South America Peer-to-Peer Lending Market Outlook, By Type (2020-2028) ($MN)
• Table 55 South America Peer-to-Peer Lending Market Outlook, By Business Lending (2020-2028) ($MN)
• Table 56 South America Peer-to-Peer Lending Market Outlook, By Consumer Lending (2020-2028) ($MN)
• Table 57 South America Peer-to-Peer Lending Market Outlook, By Business Model (2020-2028) ($MN)
• Table 58 South America Peer-to-Peer Lending Market Outlook, By Traditional Lending (2020-2028) ($MN)
• Table 59 South America Peer-to-Peer Lending Market Outlook, By Marketplace Lending (2020-2028) ($MN)
• Table 60 South America Peer-to-Peer Lending Market Outlook, By Other Business Models (2020-2028) ($MN)
• Table 61 South America Peer-to-Peer Lending Market Outlook, By End User (2020-2028) ($MN)
• Table 62 South America Peer-to-Peer Lending Market Outlook, By Small Business Loans (2020-2028) ($MN)
• Table 63 South America Peer-to-Peer Lending Market Outlook, By Consumer Credit Loans (2020-2028) ($MN)
• Table 64 South America Peer-to-Peer Lending Market Outlook, By Student Loans (2020-2028) ($MN)
• Table 65 South America Peer-to-Peer Lending Market Outlook, By Real Estate Loans (2020-2028) ($MN)
• Table 66 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Country (2020-2028) ($MN)
• Table 67 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Type (2020-2028) ($MN)
• Table 68 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Business Lending (2020-2028) ($MN)
• Table 69 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Consumer Lending (2020-2028) ($MN)
• Table 70 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Business Model (2020-2028) ($MN)
• Table 71 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Traditional Lending (2020-2028) ($MN)
• Table 72 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Marketplace Lending (2020-2028) ($MN)
• Table 73 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Other Business Models (2020-2028) ($MN)
• Table 74 Middle East & Africa Peer-to-Peer Lending Market Outlook, By End User (2020-2028) ($MN)
• Table 75 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Small Business Loans (2020-2028) ($MN)
• Table 76 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Consumer Credit Loans (2020-2028) ($MN)
• Table 77 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Student Loans (2020-2028) ($MN)
• Table 78 Middle East & Africa Peer-to-Peer Lending Market Outlook, By Real Estate Loans (2020-2028) ($MN)

According to Stratistics MRC, the Global Peer-to-Peer Lending Market is accounted for $155.1 billion in 2022 and is expected to reach $809.7 billion by 2028 growing at a CAGR of 31.7% during the forecast period. Peer-to-peer lending, commonly known as P2P lending, is the practise of extending credit to organisations or people using internet platforms that connect lenders and borrowers. The financial institution is no longer necessary as a middleman. P2P lending has made it possible for investors to receive greater returns on their capital by distributing the risk. P2P lending significantly contributes to the economic growth of many nations since it offers small and medium-sized enterprises affordable loans and more credit.

Market Dynamics:

Driver:

Availability of borrowers' access to lower interest rates

Peer-to-peer lending companies have offered essential funding options by offering small and medium-sized enterprises quick loans at affordable interest rates. This is complemented with an exceptional user experience for both investors and borrowers. The market is projected to draw more clients in the near future because it is still in its infancy and has little competition. As a result, these elements are anticipated to fuel market expansion throughout the course of the projected period.

Restraint:

Risks concerning lending and credit

Peer-to-peer lending companies often don't lend their own money, which puts the investors at great risk. As a result, investors run the risk of losing everything if borrowers don't make their loan payments on time. This risk increases progressively as the investor expects to see relatively significant returns on their investment. Peer-to-peer lending companies also assert and evaluate borrowers' creditworthiness and capacity to repay the loan based on a variety of parameters. All of these ratings, nevertheless, are unreliable and do not match those offered by an independent credit rating organisation. Therefore, it is anticipated that these issues would restrict market growth in the near future.

Opportunity:

Government-sponsored regulatory measures those are favourable

The governments of the United Kingdom and Europe are assisting peer-to-peer lending platforms by offering a proper and focused framework that fosters sector growth and guarantees to protect lenders from any possible danger. For instance, the U.K. regulatory organisation Financial Conduct Authority has created and implemented laws specifically for the peer-to-peer lending sector, which address the risks and other fundamental characteristics of this sector. Additionally, the peer-to-peer lending business has received substantial backing from the French government and it also offers back-office assistance and information about significant business activity.

Threat:

The banks' propensity to lend again

Peer-to-peer lenders have benefited greatly from the general reluctance of banks and other traditional lenders to give money to small and medium-sized enterprises. Peer-to-peer lenders would have difficulties if banks and other traditional lenders resumed their propensity for financing in these sectors. Additionally, traditional savings plans of all kinds have recently had difficulty offering high interest rates. Peer-to-peer lending businesses may find it difficult to attract investors' attention if interest rates on savings increase again. Therefore, throughout the anticipated period, these issues are anticipated to hinder the expansion of the worldwide peer-to-peer lending market.

COVID-19 Impact:

The COVID-19 epidemic has a favourable effect on the expansion of the worldwide peer-to-peer (P2P) lending economy. There were enough operational and financial issues with the large corporations and organisations. Peer-to-peer (P2P) lending systems assist these businesses in raising money for operations.

The consumer lending segment is expected to be the largest during the forecast period

The consumer lending segment is estimated to have a lucrative growth, due to the peer-to-peer (P2P) lending sector, consumer loans are made between two people. Peer-to-peer (P2P) lending market segment expansion is being driven by factors like increased disposable income and rapid urbanisation throughout the predicted period. Peer-to-peer (P2P) financing demand is being driven by an increase in small and medium-sized businesses (SME) and new businesses globally.

The student loan segment is expected to have the highest CAGR during the forecast period

The student loan segment is anticipated to witness the highest CAGR growth during the forecast period, due to the type of loan that helps students pay for post-secondary education and related costs like coaching and tuition, books, and supplies is a student loan. The need for student loans is increasing since there are more students in the world. Consumer credit loans are becoming more widely used and accepted by both individuals and businesses seeking funding. Over the anticipated term, this aspect will contribute to the market for peer-to-peer (P2P) lending growing.

Region with highest share:

North America is projected to hold the highest market share during the forecast period as the Peer-to-peer (P2P) lending platforms are becoming more widely used, which is driving the expansion of the P2P lending industry in North America. The rise in demand from retail investors for peer-to-peer lending applications because of the better returns compared to established financial institutions. The need for peer-to-peer (P2P) lending platforms in the area is also being fuelled by the adoption of cutting-edge technology.

Region with highest CAGR:

Asia Pacific is projected to have the highest CAGR over the forecast period, owing to the growth in small and medium-sized businesses. Governments in developing countries like China and India are continually working to promote cashless technology. The peer-to-peer (P2P) lending sector in the area is expanding as a result of this reason.

Key players in the market:

Some of the key players profiled in the Peer-to-Peer Lending Market include Avant, LLC. Kabbage Inc., Lending Club Corporation, OnDeck, Prosper Funding LLC, Zopa Bank Limited, RateSetter, Social Finance, Inc, Funding Circle, Daric Inc., Pave, Inc., CommonBond Inc., Social Finance, Upstart Network Inc., Peerform and CircleBack Lending, Inc

Key Developments:

In Feb 2023, LendingClub Announces Acquisition Of Radius Bank, Combining Radius and LendingClub will create a digitally native marketplace bank at scale with the power to deliver an integrated customer experience.

In April 2019, LendingClub Partners with Opportunity Fund and Funding Circle, Increasing Financial Inclusion and Small Businesses' Access to Credit, Opportunity Fund will leverage LendingClub's technology to provide an online application experience with prequalified offers to underserved small businesses

Types Covered:

• Business Lending
• Consumer Lending

Business Models Covered:

• Traditional Lending
• Marketplace Lending
• Other Business Models

End Users Covered:

• Small Business Loans
• Consumer Credit Loans
• Student Loans
• Real Estate Loans

Regions Covered:

• North America
  • US
  • Canada
  • Mexico
• Europe
  • Germany
  • UK
  • Italy
  • France
  • Spain
  • Rest of Europe
• Asia Pacific
  • Japan
  • China
  • India
  • Australia
  • New Zealand
  • South Korea
  • Rest of Asia Pacific
• South America
  • Argentina
  • Brazil
  • Chile
  • Rest of South America
• Middle East & Africa
  • Saudi Arabia
  • UAE
  • Qatar
  • South Africa
  • Rest of Middle East & Africa

What our report offers:

• Market share assessments for the regional and country-level segments
• Strategic recommendations for the new entrants
• Covers Market data for the years 2020, 2021, 2022, 2025, and 2028
• Market Trends (Drivers, Constraints, Opportunities, Threats, Challenges, Investment Opportunities, and recommendations)
• Strategic recommendations in key business segments based on the market estimations
• Competitive landscaping mapping the key common trends
• Company profiling with detailed strategies, financials, and recent developments
• Supply chain trends mapping the latest technological advancements

Free Customization Offerings:

All the customers of this report will be entitled to receive one of the following free customization options:

• Company Profiling
  • Comprehensive profiling of additional market players (up to 3)
  • SWOT Analysis of key players (up to 3)
• Regional Segmentation
  • Market estimations, Forecasts and CAGR of any prominent country as per the client's interest (Note: Depends on feasibility check)
• Competitive Benchmarking
  • Benchmarking of key players based on product portfolio, geographical presence, and strategic alliances

Table of Contents

1 Executive Summary

2 Preface

• 2.1 Abstract
• 2.2 Stake Holders
• 2.3 Research Scope
• 2.4 Research Methodology
  • 2.4.1 Data Mining
  • 2.4.2 Data Analysis
  • 2.4.3 Data Validation
  • 2.4.4 Research Approach
• 2.5 Research Sources
  • 2.5.1 Primary Research Sources
  • 2.5.2 Secondary Research Sources
  • 2.5.3 Assumptions

3 Market Trend Analysis

• 3.1 Introduction
• 3.2 Drivers
• 3.3 Restraints
• 3.4 Opportunities
• 3.5 Threats
• 3.6 End User Analysis
• 3.7 Emerging Markets
• 3.8 Impact of Covid-19

4 Porters Five Force Analysis

• 4.1 Bargaining power of suppliers
• 4.2 Bargaining power of buyers
• 4.3 Threat of substitutes
• 4.4 Threat of new entrants
• 4.5 Competitive rivalry

5 Global Peer-to-Peer Lending Market, By Type

• 5.1 Introduction
• 5.2 Business Lending
• 5.3 Consumer Lending

6 Global Peer-to-Peer Lending Market, By Business Model

• 6.1 Introduction
• 6.2 Traditional Lending
• 6.3 Marketplace Lending
• 6.4 Other Business Models

7 Global Peer-to-Peer Lending Market, By End User

• 7.1 Introduction
• 7.2 Small Business Loans
• 7.3 Consumer Credit Loans
• 7.4 Student Loans
• 7.5 Real Estate Loans

8 Global Peer-to-Peer Lending Market, By Geography

• 8.1 Introduction
• 8.2 North America
  • 8.2.1 US
  • 8.2.2 Canada
  • 8.2.3 Mexico
• 8.3 Europe
  • 8.3.1 Germany
  • 8.3.2 UK
  • 8.3.3 Italy
  • 8.3.4 France
  • 8.3.5 Spain
  • 8.3.6 Rest of Europe
• 8.4 Asia Pacific
  • 8.4.1 Japan
  • 8.4.2 China
  • 8.4.3 India
  • 8.4.4 Australia
  • 8.4.5 New Zealand
  • 8.4.6 South Korea
  • 8.4.7 Rest of Asia Pacific
• 8.5 South America
  • 8.5.1 Argentina
  • 8.5.2 Brazil
  • 8.5.3 Chile
  • 8.5.4 Rest of South America
• 8.6 Middle East & Africa
  • 8.6.1 Saudi Arabia
  • 8.6.2 UAE
  • 8.6.3 Qatar
  • 8.6.4 South Africa
  • 8.6.5 Rest of Middle East & Africa

9 Key Developments

• 9.1 Agreements, Partnerships, Collaborations and Joint Ventures
• 9.2 Acquisitions & Mergers
• 9.3 New Product Launch
• 9.4 Expansions
• 9.5 Other Key Strategies

10 Company Profiling

• 10.1 Avant, LLC.
• 10.2 Kabbage Inc.
• 10.3 Lending Club Corporation
• 10.4 OnDeck
• 10.5 Prosper Funding LLC
• 10.6 Zopa Bank Limited
• 10.7 RateSetter
• 10.8 Social Finance, Inc
• 10.9 Funding Circle
• 10.10 Daric Inc.
• 10.11 Pave, Inc.
• 10.12 CommonBond Inc.
• 10.13 Social Finance
• 10.14 Upstart Network Inc.
• 10.15 Peerform
• 10.16 CircleBack Lending, Inc