ピアツーピアレンディング市場：タイプ別、ローンタイプ別、借り手タイプ別- 世界予測2025-2030年

ピアツーピアレンディング市場は、2023年に932億4,000万米ドルと評価され、2024年には1,061億8,000万米ドルに達すると予想され、CAGR 14.37％で成長し、2030年には2,387億4,000万米ドルに達すると予測されています。

革新的なシステムであるピアツーピア（P2P）融資は、銀行のような伝統的な金融仲介機関をバイパスして、借り手と投資家を直接結びつける。このシステムの必要性は、従来の銀行取引に比べ、借り手には低金利を、投資家には高リターンを提供できる可能性がある点にあります。P2P融資の用途は、個人ローン、ビジネスローン、学生向け融資、不動産など多岐にわたり、その柔軟性と最終用途の広さが強調されています。市場の洞察によると、主な成長要因としては、インターネットやスマートフォンの普及率の上昇、従来のチャネルを通じた借入コストの上昇、代替金融オプションに対する消費者の意識の高まりなどが挙げられます。さらに、金融サービスにおけるデジタル・トランスフォーメーションの推進は、P2Pプラットフォームが繁栄するための肥沃な土壌を築いた。伝統的な銀行サービスが利用しにくい発展途上地域からビジネスチャンスが生まれ、代替融資プラットフォームへの意欲が高まっています。とはいえ、厳しい規制環境やサイバーセキュリティへの懸念、投資家の信頼を損ないかねない貸し倒れリスクなど、市場は制約に直面しています。成長のための革新的な分野としては、借り手の信用力をより効果的に評価するための予測分析の強化、安全で透明性の高い取引のためのブロックチェーンの統合、ユーザーエクスペリエンスを高めるためのモバイルフレンドリーな申請プロセスの拡大などが挙げられます。人工知能と機械学習の調査により、ローンのマッチング・プロセスをさらに最適化し、多様な借り手のニーズに対応したソリューションを提供することができます。市場は本質的にダイナミックであり、技術の進歩や、よりパーソナライズされた効率的な金融サービスを求める消費者の期待の変化に後押しされています。そのため、P2P融資の機会を活かそうとする企業への主な提言としては、強固なリスク評価フレームワークの構築に注力すること、フィンテック企業との提携を模索すること、有利な業界基準を形成するために規制当局の議論に積極的に関与することなどが挙げられます。これらの課題に取り組み、新たな技術の進歩を活用することで、企業は急成長するP2P融資の分野で大きな存在感を示すことができます。

市場力学：急速に進化するピアツーピアレンディング市場の主要市場インサイトを公開

ピアツーピアレンディング市場は、需要と供給のダイナミックな相互作用によって変貌を遂げています。このような市場力学の進化を理解することで、企業は十分な情報に基づいた投資決定、戦略的決定の精緻化、そして新たなビジネスチャンスの獲得に備えることができます。これらの動向を包括的に把握することで、企業は政治的、地理的、技術的、社会的、経済的な領域にわたる様々なリスクを軽減することができるとともに、消費者行動とそれが製造コストや購買動向に与える影響をより明確に理解することができます。

• 市場促進要因
  • 低金利によるP2Pプラットフォームへの傾斜の高まり
  • 代替金融プラットフォームに対する消費者の嗜好の高まり
• 市場抑制要因
  • 運用効率の管理とプラットフォームのセキュリティ維持が困難
• 市場機会
  • 幅広いローン商品とオーダーメイドの金融ソリューションの提供の増加
  • 与信スコアリングとリスク管理を改善するためのAIと機械学習の統合
• 市場の課題
  • 従来のローンに比べ、借り手の債務不履行リスクが高い

ポーターの5つの力：ピアツーピアレンディング市場をナビゲートする戦略ツール

ポーターの5つの力フレームワークは、市場情勢の競合情勢を理解するための重要なツールです。ポーターのファイブフォース・フレームワークは、企業の競争力を評価し、戦略的機会を探るための明確な手法を提供します。このフレームワークは、企業が市場内の勢力図を評価し、新規事業の収益性を判断するのに役立ちます。これらの洞察により、企業は自社の強みを活かし、弱みに対処し、潜在的な課題を回避することができ、より強靭な市場でのポジショニングを確保することができます。

PESTLE分析：ピアツーピアレンディング市場における外部からの影響の把握

外部マクロ環境要因は、ピアツーピアレンディング市場の業績ダイナミクスを形成する上で極めて重要な役割を果たします。政治的、経済的、社会的、技術的、法的、環境的要因の分析は、これらの影響をナビゲートするために必要な情報を提供します。PESTLE要因を調査することで、企業は潜在的なリスクと機会をよりよく理解することができます。この分析により、企業は規制、消費者の嗜好、経済動向の変化を予測し、先を見越した積極的な意思決定を行う準備ができます。

市場シェア分析ピアツーピアレンディング市場における競合情勢の把握

ピアツーピアレンディング市場の詳細な市場シェア分析により、ベンダーの業績を包括的に評価することができます。企業は、収益、顧客ベース、成長率などの主要指標を比較することで、競争上のポジショニングを明らかにすることができます。この分析により、市場の集中、断片化、統合の動向が明らかになり、ベンダーは競争が激化する中で自社の地位を高める戦略的意思決定を行うために必要な知見を得ることができます。

FPNVポジショニング・マトリックスピアツーピアレンディング市場におけるベンダーのパフォーマンス評価

FPNVポジショニングマトリックスは、ピアツーピアレンディング市場においてベンダーを評価するための重要なツールです。このマトリックスにより、ビジネス組織はベンダーのビジネス戦略と製品満足度に基づき評価することで、目標に沿った十分な情報に基づいた意思決定を行うことができます。4つの象限によってベンダーを明確かつ正確にセグメント化し、戦略目標に最適なパートナーやソリューションを特定することができます。

戦略分析と推奨ピアツーピアレンディング市場における成功への道筋を描く

ピアツーピアレンディング市場の戦略分析は、世界市場でのプレゼンス強化を目指す企業にとって不可欠です。主要なリソース、能力、業績指標を見直すことで、企業は成長機会を特定し、改善に取り組むことができます。このアプローチにより、競合情勢における課題を克服し、新たなビジネスチャンスを活かして長期的な成功を収めるための体制を整えることができます。

本レポートでは、主要な注目分野を網羅した市場の包括的な分析を提供しています：

1.市場の浸透度：現在の市場環境の詳細なレビュー、主要企業による広範なデータ、市場でのリーチと全体的な影響力の評価。

2.市場の開拓度：新興市場における成長機会を特定し、既存分野における拡大可能性を評価し、将来の成長に向けた戦略的ロードマップを提供します。

3.市場の多様化：最近の製品発売、未開拓の地域、業界の主要な進歩、市場を形成する戦略的投資を分析します。

4.競合の評価と情報：競合情勢を徹底的に分析し、市場シェア、事業戦略、製品ポートフォリオ、認証、規制当局の承認、特許動向、主要企業の技術進歩などを検証します。

5.製品開発およびイノベーション：将来の市場成長を促進すると期待される最先端技術、研究開発活動、製品イノベーションをハイライトしています。

また、利害関係者が十分な情報を得た上で意思決定できるよう、重要な質問にも答えています：

1.現在の市場規模と今後の成長予測は？

2.最高の投資機会を提供する製品、セグメント、地域はどこか？

3.市場を形成する主な技術動向と規制の影響とは？

4.主要ベンダーの市場シェアと競合ポジションは？

5.ベンダーの市場参入・撤退戦略の原動力となる収益源と戦略的機会は何か？

目次

第1章 序文

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 市場の概要

第5章 市場洞察

• 市場力学
  • 促進要因
    • 低金利によるP2Pプラットフォームへの関心の高まり
    • 代替金融プラットフォームに対する消費者の嗜好の高まり
  • 抑制要因
    • 運用効率の管理とプラットフォームのセキュリティ維持の難しさ
  • 機会
    • より幅広いローン商品とカスタマイズされた金融ソリューションの提供を拡大
    • AIと機械学習の統合による信用スコアリングとリスク管理の改善
  • 課題
    • 従来の融資に比べて借り手の債務不履行リスクが高い
• 市場セグメンテーション分析
  • 借り手タイプ：中小企業の事業拡大やプロジェクトファイナンスに対するピアツーピアレンディングの傾向が高まっている
  • タイプ：アクセスの容易さと柔軟な利用条件により、消費者向け融資の選好が高まっている
• ポーターのファイブフォース分析
• PESTEL分析
  • 政治的
  • 経済
  • 社交
  • 技術的
  • 法律上
  • 環境

第6章 ピアツーピアレンディング市場：タイプ別

• ビジネス融資
  • マーチャントキャッシュアドバンス
  • 中小企業向けローン
  • スタートアップローン
• 消費者向け融資
  • 債務整理
  • 住宅改修ローン
  • 個人ローン

第7章 ピアツーピアレンディング市場ローンタイプ別

• 保護
• 無担保

第8章 ピアツーピアレンディング市場借り手タイプ別

• 個人
• 中小企業

第9章 南北アメリカのピアツーピアレンディング市場

• アルゼンチン
• ブラジル
• カナダ
• メキシコ
• 米国

第10章 アジア太平洋地域のピアツーピアレンディング市場

• オーストラリア
• 中国
• インド
• インドネシア
• 日本
• マレーシア
• フィリピン
• シンガポール
• 韓国
• 台湾
• タイ
• ベトナム

第11章 欧州・中東・アフリカのピアツーピアレンディング市場

• デンマーク
• エジプト
• フィンランド
• フランス
• ドイツ
• イスラエル
• イタリア
• オランダ
• ナイジェリア
• ノルウェー
• ポーランド
• カタール
• ロシア
• サウジアラビア
• 南アフリカ
• スペイン
• スウェーデン
• スイス
• トルコ
• アラブ首長国連邦
• 英国

第12章 競合情勢

• 市場シェア分析2023
• FPNVポジショニングマトリックス, 2023
• 競合シナリオ分析
  • VisaはVisa+P2P決済システムをPayPalとVenmoに拡張し、米国の決済機能と市場範囲を拡大
  • LendoはシリーズBで2,800万米ドルを調達し、新市場への進出、シャリア準拠製品の提供、IPOの準備を進める
  • ファグラはルーマニアでの事業運営のASF承認を取得し、プラットフォームの機能強化と投資家と借り手へのメリットによりEU市場への進出を拡大
• 戦略分析と提言

企業一覧

• Avant, LLC
• Bondora AS
• Bondster Marketplace s.r.o.
• Credible Labs Inc.
• Debitum Investments
• Folk2Folk Limited
• Funding Circle Holdings plc
• Harmoney Services Limited
• Kiva Microfunds
• Kriya Finance Limited
• LendingClub Corporation
• LendingPoint LLC
• LendInvest plc
• Payoff, Inc.
• Peerform Inc.
• Prosper Funding LLC
• Rebuildingsociety.com Ltd
• Retail Money Market Ltd.
• Sancus Funding Limited
• SIA Viainvest by VIA SMS Group
• SoFi Technologies, Inc.
• StreetShares, Inc. by MeridianLink, Inc.
• Swaper Platform OU
• ThinCats
• TWINO Investments
• Universal Credit
• Upstart Network, Inc.
• Zopa Bank Limited

LIST OF FIGURES

• FIGURE 1. PEER-TO-PEER LENDING MARKET RESEARCH PROCESS
• FIGURE 2. PEER-TO-PEER LENDING MARKET SIZE, 2023 VS 2030
• FIGURE 3. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, 2018-2030 (USD MILLION)
• FIGURE 4. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 5. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 6. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2023 VS 2030 (%)
• FIGURE 7. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 8. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2023 VS 2030 (%)
• FIGURE 9. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 10. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2023 VS 2030 (%)
• FIGURE 11. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 12. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 13. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 14. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY STATE, 2023 VS 2030 (%)
• FIGURE 15. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 16. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 17. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 18. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 19. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 20. PEER-TO-PEER LENDING MARKET SHARE, BY KEY PLAYER, 2023
• FIGURE 21. PEER-TO-PEER LENDING MARKET, FPNV POSITIONING MATRIX, 2023

LIST OF TABLES

• TABLE 1. PEER-TO-PEER LENDING MARKET SEGMENTATION & COVERAGE
• TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018-2023
• TABLE 3. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, 2018-2030 (USD MILLION)
• TABLE 4. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 5. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 6. PEER-TO-PEER LENDING MARKET DYNAMICS
• TABLE 7. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 8. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, BY REGION, 2018-2030 (USD MILLION)
• TABLE 9. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY MERCHANT CASH ADVANCES, BY REGION, 2018-2030 (USD MILLION)
• TABLE 10. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY SMALL BUSINESS LOANS, BY REGION, 2018-2030 (USD MILLION)
• TABLE 11. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY STARTUP LOANS, BY REGION, 2018-2030 (USD MILLION)
• TABLE 12. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 13. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, BY REGION, 2018-2030 (USD MILLION)
• TABLE 14. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY DEBT CONSOLIDATION, BY REGION, 2018-2030 (USD MILLION)
• TABLE 15. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY HOME IMPROVEMENT LOANS, BY REGION, 2018-2030 (USD MILLION)
• TABLE 16. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY PERSONAL LOANS, BY REGION, 2018-2030 (USD MILLION)
• TABLE 17. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 18. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 19. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY SECURED, BY REGION, 2018-2030 (USD MILLION)
• TABLE 20. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY UNSECURED, BY REGION, 2018-2030 (USD MILLION)
• TABLE 21. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 22. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY INDIVIDUALS, BY REGION, 2018-2030 (USD MILLION)
• TABLE 23. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY SMALL & MEDIUM-SIZED ENTERPRISES, BY REGION, 2018-2030 (USD MILLION)
• TABLE 24. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 25. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 26. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 27. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 28. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 29. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 30. ARGENTINA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 31. ARGENTINA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 32. ARGENTINA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 33. ARGENTINA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 34. ARGENTINA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 35. BRAZIL PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 36. BRAZIL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 37. BRAZIL PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 38. BRAZIL PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 39. BRAZIL PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 40. CANADA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 41. CANADA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 42. CANADA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 43. CANADA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 44. CANADA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 45. MEXICO PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 46. MEXICO PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 47. MEXICO PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 48. MEXICO PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 49. MEXICO PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 50. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 51. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 52. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 53. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 54. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 55. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY STATE, 2018-2030 (USD MILLION)
• TABLE 56. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 57. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 58. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 59. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 60. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 61. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 62. AUSTRALIA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 63. AUSTRALIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 64. AUSTRALIA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 65. AUSTRALIA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 66. AUSTRALIA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 67. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 68. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 69. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 70. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 71. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 72. INDIA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 73. INDIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 74. INDIA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 75. INDIA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 76. INDIA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 77. INDONESIA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 78. INDONESIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 79. INDONESIA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 80. INDONESIA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 81. INDONESIA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 82. JAPAN PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 83. JAPAN PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 84. JAPAN PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 85. JAPAN PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 86. JAPAN PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 87. MALAYSIA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 88. MALAYSIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 89. MALAYSIA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 90. MALAYSIA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 91. MALAYSIA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 92. PHILIPPINES PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 93. PHILIPPINES PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 94. PHILIPPINES PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 95. PHILIPPINES PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 96. PHILIPPINES PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 97. SINGAPORE PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 98. SINGAPORE PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 99. SINGAPORE PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 100. SINGAPORE PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 101. SINGAPORE PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 102. SOUTH KOREA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 103. SOUTH KOREA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 104. SOUTH KOREA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 105. SOUTH KOREA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 106. SOUTH KOREA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 107. TAIWAN PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 108. TAIWAN PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 109. TAIWAN PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 110. TAIWAN PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 111. TAIWAN PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 112. THAILAND PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 113. THAILAND PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 114. THAILAND PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 115. THAILAND PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 116. THAILAND PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 117. VIETNAM PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 118. VIETNAM PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 119. VIETNAM PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 120. VIETNAM PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 121. VIETNAM PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 122. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 123. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 124. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 125. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 126. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 127. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 128. DENMARK PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 129. DENMARK PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 130. DENMARK PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 131. DENMARK PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 132. DENMARK PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 133. EGYPT PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 134. EGYPT PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 135. EGYPT PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 136. EGYPT PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 137. EGYPT PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 138. FINLAND PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 139. FINLAND PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 140. FINLAND PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 141. FINLAND PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 142. FINLAND PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 143. FRANCE PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 144. FRANCE PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 145. FRANCE PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 146. FRANCE PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 147. FRANCE PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 148. GERMANY PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 149. GERMANY PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 150. GERMANY PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 151. GERMANY PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 152. GERMANY PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 153. ISRAEL PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 154. ISRAEL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 155. ISRAEL PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 156. ISRAEL PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 157. ISRAEL PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 158. ITALY PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 159. ITALY PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 160. ITALY PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 161. ITALY PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 162. ITALY PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 163. NETHERLANDS PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 164. NETHERLANDS PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 165. NETHERLANDS PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 166. NETHERLANDS PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 167. NETHERLANDS PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 168. NIGERIA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 169. NIGERIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 170. NIGERIA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 171. NIGERIA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 172. NIGERIA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 173. NORWAY PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 174. NORWAY PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 175. NORWAY PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 176. NORWAY PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 177. NORWAY PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 178. POLAND PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 179. POLAND PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 180. POLAND PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 181. POLAND PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 182. POLAND PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 183. QATAR PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 184. QATAR PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 185. QATAR PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 186. QATAR PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 187. QATAR PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 188. RUSSIA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 189. RUSSIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 190. RUSSIA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 191. RUSSIA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 192. RUSSIA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 193. SAUDI ARABIA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 194. SAUDI ARABIA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 195. SAUDI ARABIA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 196. SAUDI ARABIA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 197. SAUDI ARABIA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 198. SOUTH AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 199. SOUTH AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 200. SOUTH AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 201. SOUTH AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 202. SOUTH AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 203. SPAIN PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 204. SPAIN PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 205. SPAIN PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 206. SPAIN PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 207. SPAIN PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 208. SWEDEN PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 209. SWEDEN PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 210. SWEDEN PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 211. SWEDEN PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 212. SWEDEN PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 213. SWITZERLAND PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 214. SWITZERLAND PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 215. SWITZERLAND PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 216. SWITZERLAND PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 217. SWITZERLAND PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 218. TURKEY PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 219. TURKEY PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 220. TURKEY PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 221. TURKEY PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 222. TURKEY PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 223. UNITED ARAB EMIRATES PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 224. UNITED ARAB EMIRATES PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 225. UNITED ARAB EMIRATES PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 226. UNITED ARAB EMIRATES PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 227. UNITED ARAB EMIRATES PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 228. UNITED KINGDOM PEER-TO-PEER LENDING MARKET SIZE, BY TYPE, 2018-2030 (USD MILLION)
• TABLE 229. UNITED KINGDOM PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LENDING, 2018-2030 (USD MILLION)
• TABLE 230. UNITED KINGDOM PEER-TO-PEER LENDING MARKET SIZE, BY CONSUMER LENDING, 2018-2030 (USD MILLION)
• TABLE 231. UNITED KINGDOM PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TYPE, 2018-2030 (USD MILLION)
• TABLE 232. UNITED KINGDOM PEER-TO-PEER LENDING MARKET SIZE, BY BORROWER TYPE, 2018-2030 (USD MILLION)
• TABLE 233. PEER-TO-PEER LENDING MARKET SHARE, BY KEY PLAYER, 2023
• TABLE 234. PEER-TO-PEER LENDING MARKET, FPNV POSITIONING MATRIX, 2023

The Peer-To-Peer Lending Market was valued at USD 93.24 billion in 2023, expected to reach USD 106.18 billion in 2024, and is projected to grow at a CAGR of 14.37%, to USD 238.74 billion by 2030.

Peer-to-peer (P2P) lending, an innovative system, connects borrowers directly with investors, bypassing traditional financial intermediaries like banks. The necessity for this system lies in its ability to offer often lower interest rates for borrowers and potentially higher returns for investors compared to conventional banking. The application of P2P lending spans personal loans, business loans, student financing, and real estate, emphasizing its flexibility and broad end-use scope. Market insights reveal that key growth factors include increased internet and smartphone penetration, the rising cost of borrowing through traditional channels, and growing awareness among consumers about alternative finance options. Additionally, the push towards digital transformation in financial services has laid fertile ground for P2P platforms to prosper. Opportunities are emerging from developing regions where traditional banking services are less accessible, thereby increasing the appetite for alternative lending platforms. Nonetheless, the market faces limitations from stringent regulatory environments, cybersecurity concerns, and the risk of loan defaults, which can undermine investor confidence. Innovative areas for growth include enhancing predictive analytics to assess borrower creditworthiness more effectively, integrating blockchain for secure and transparent transactions, and expanding mobile-friendly application processes to enhance user experience. Research into artificial intelligence and machine learning can further optimize loan matching processes, providing tailored solutions to meet diverse borrower needs. The market is inherently dynamic, driven by technological advancements and shifting consumer expectations towards more personalized and efficient financial services. Therefore, key recommendations for businesses seeking to capitalize on P2P lending opportunities include focusing on building robust risk assessment frameworks, exploring partnerships with fintechs, and actively engaging in regulatory discussions to help shape favorable industry standards. By addressing these challenges and leveraging new technological advancements, companies can carve out a significant presence in the burgeoning P2P lending landscape.

Market Dynamics: Unveiling Key Market Insights in the Rapidly Evolving Peer-To-Peer Lending Market

The Peer-To-Peer Lending Market is undergoing transformative changes driven by a dynamic interplay of supply and demand factors. Understanding these evolving market dynamics prepares business organizations to make informed investment decisions, refine strategic decisions, and seize new opportunities. By gaining a comprehensive view of these trends, business organizations can mitigate various risks across political, geographic, technical, social, and economic domains while also gaining a clearer understanding of consumer behavior and its impact on manufacturing costs and purchasing trends.

• Market Drivers
  • Growing inclination for P2P platforms due to low-interest-rate
  • Increasing consumer preference for alternative finance platforms
• Market Restraints
  • Difficulty in managing operational efficiencies and maintaining platform security
• Market Opportunities
  • Increasing offering of a broader range of loan products and tailored financial solutions
  • Integration of AI and machine learning for better credit scoring and risk management
• Market Challenges
  • Higher risk of borrower default compared to traditional loans

Porter's Five Forces: A Strategic Tool for Navigating the Peer-To-Peer Lending Market

Porter's five forces framework is a critical tool for understanding the competitive landscape of the Peer-To-Peer Lending Market. It offers business organizations with a clear methodology for evaluating their competitive positioning and exploring strategic opportunities. This framework helps businesses assess the power dynamics within the market and determine the profitability of new ventures. With these insights, business organizations can leverage their strengths, address weaknesses, and avoid potential challenges, ensuring a more resilient market positioning.

PESTLE Analysis: Navigating External Influences in the Peer-To-Peer Lending Market

External macro-environmental factors play a pivotal role in shaping the performance dynamics of the Peer-To-Peer Lending Market. Political, Economic, Social, Technological, Legal, and Environmental factors analysis provides the necessary information to navigate these influences. By examining PESTLE factors, businesses can better understand potential risks and opportunities. This analysis enables business organizations to anticipate changes in regulations, consumer preferences, and economic trends, ensuring they are prepared to make proactive, forward-thinking decisions.

Market Share Analysis: Understanding the Competitive Landscape in the Peer-To-Peer Lending Market

A detailed market share analysis in the Peer-To-Peer Lending Market provides a comprehensive assessment of vendors' performance. Companies can identify their competitive positioning by comparing key metrics, including revenue, customer base, and growth rates. This analysis highlights market concentration, fragmentation, and trends in consolidation, offering vendors the insights required to make strategic decisions that enhance their position in an increasingly competitive landscape.

FPNV Positioning Matrix: Evaluating Vendors' Performance in the Peer-To-Peer Lending Market

The Forefront, Pathfinder, Niche, Vital (FPNV) Positioning Matrix is a critical tool for evaluating vendors within the Peer-To-Peer Lending Market. This matrix enables business organizations to make well-informed decisions that align with their goals by assessing vendors based on their business strategy and product satisfaction. The four quadrants provide a clear and precise segmentation of vendors, helping users identify the right partners and solutions that best fit their strategic objectives.

Strategy Analysis & Recommendation: Charting a Path to Success in the Peer-To-Peer Lending Market

A strategic analysis of the Peer-To-Peer Lending Market is essential for businesses looking to strengthen their global market presence. By reviewing key resources, capabilities, and performance indicators, business organizations can identify growth opportunities and work toward improvement. This approach helps businesses navigate challenges in the competitive landscape and ensures they are well-positioned to capitalize on newer opportunities and drive long-term success.

Key Company Profiles

The report delves into recent significant developments in the Peer-To-Peer Lending Market, highlighting leading vendors and their innovative profiles. These include Avant, LLC, Bondora AS, Bondster Marketplace s.r.o., Credible Labs Inc., Debitum Investments, Folk2Folk Limited, Funding Circle Holdings plc, Harmoney Services Limited, Kiva Microfunds, Kriya Finance Limited, LendingClub Corporation, LendingPoint LLC, LendInvest plc, Payoff, Inc., Peerform Inc., Prosper Funding LLC, Rebuildingsociety.com Ltd, Retail Money Market Ltd., Sancus Funding Limited, SIA Viainvest by VIA SMS Group, SoFi Technologies, Inc., StreetShares, Inc. by MeridianLink, Inc., Swaper Platform OU, ThinCats, TWINO Investments, Universal Credit, Upstart Network, Inc., and Zopa Bank Limited.

Market Segmentation & Coverage

This research report categorizes the Peer-To-Peer Lending Market to forecast the revenues and analyze trends in each of the following sub-markets:

• Based on Type, market is studied across Business Lending and Consumer Lending. The Business Lending is further studied across Merchant Cash Advances, Small Business Loans, and Startup Loans. The Consumer Lending is further studied across Debt Consolidation, Home Improvement Loans, and Personal Loans.
• Based on Loan Type, market is studied across Secured and Unsecured.
• Based on Borrower Type, market is studied across Individuals and Small & Medium-sized Enterprises.
• Based on Region, market is studied across Americas, Asia-Pacific, and Europe, Middle East & Africa. The Americas is further studied across Argentina, Brazil, Canada, Mexico, and United States. The United States is further studied across California, Florida, Illinois, New York, Ohio, Pennsylvania, and Texas. The Asia-Pacific is further studied across Australia, China, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand, and Vietnam. The Europe, Middle East & Africa is further studied across Denmark, Egypt, Finland, France, Germany, Israel, Italy, Netherlands, Nigeria, Norway, Poland, Qatar, Russia, Saudi Arabia, South Africa, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, and United Kingdom.

The report offers a comprehensive analysis of the market, covering key focus areas:

1. Market Penetration: A detailed review of the current market environment, including extensive data from top industry players, evaluating their market reach and overall influence.

2. Market Development: Identifies growth opportunities in emerging markets and assesses expansion potential in established sectors, providing a strategic roadmap for future growth.

3. Market Diversification: Analyzes recent product launches, untapped geographic regions, major industry advancements, and strategic investments reshaping the market.

4. Competitive Assessment & Intelligence: Provides a thorough analysis of the competitive landscape, examining market share, business strategies, product portfolios, certifications, regulatory approvals, patent trends, and technological advancements of key players.

5. Product Development & Innovation: Highlights cutting-edge technologies, R&D activities, and product innovations expected to drive future market growth.

The report also answers critical questions to aid stakeholders in making informed decisions:

1. What is the current market size, and what is the forecasted growth?

2. Which products, segments, and regions offer the best investment opportunities?

3. What are the key technology trends and regulatory influences shaping the market?

4. How do leading vendors rank in terms of market share and competitive positioning?

5. What revenue sources and strategic opportunities drive vendors' market entry or exit strategies?

Table of Contents

1. Preface

• 1.1. Objectives of the Study
• 1.2. Market Segmentation & Coverage
• 1.3. Years Considered for the Study
• 1.4. Currency & Pricing
• 1.5. Language
• 1.6. Stakeholders

2. Research Methodology

• 2.1. Define: Research Objective
• 2.2. Determine: Research Design
• 2.3. Prepare: Research Instrument
• 2.4. Collect: Data Source
• 2.5. Analyze: Data Interpretation
• 2.6. Formulate: Data Verification
• 2.7. Publish: Research Report
• 2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview

5. Market Insights

• 5.1. Market Dynamics
  • 5.1.1. Drivers
    • 5.1.1.1. Growing inclination for P2P platforms due to low-interest-rate

• 5.1.1.2. Increasing consumer preference for alternative finance platforms

• 5.1.2. Restraints
  • 5.1.2.1. Difficulty in managing operational efficiencies and maintaining platform security

• 5.1.3. Opportunities
  • 5.1.3.1. Increasing offering of a broader range of loan products and tailored financial solutions

• 5.1.3.2. Integration of AI and machine learning for better credit scoring and risk management

• 5.1.4. Challenges
  • 5.1.4.1. Higher risk of borrower default compared to traditional loans

• 5.2. Market Segmentation Analysis
  • 5.2.1. Borrower Type: Growing inclination of peer-to-peer lending in small & medium-sized enterprises for business expansion and project financing
  • 5.2.2. Type: Increasing preference for consumer lending due to its ease of access and flexible use terms
• 5.3. Porter's Five Forces Analysis
  • 5.3.1. Threat of New Entrants
  • 5.3.2. Threat of Substitutes
  • 5.3.3. Bargaining Power of Customers
  • 5.3.4. Bargaining Power of Suppliers
  • 5.3.5. Industry Rivalry
• 5.4. PESTLE Analysis
  • 5.4.1. Political
  • 5.4.2. Economic
  • 5.4.3. Social
  • 5.4.4. Technological
  • 5.4.5. Legal
  • 5.4.6. Environmental

6. Peer-To-Peer Lending Market, by Type

• 6.1. Introduction
• 6.2. Business Lending
  • 6.2.1. Merchant Cash Advances
  • 6.2.2. Small Business Loans
  • 6.2.3. Startup Loans
• 6.3. Consumer Lending
  • 6.3.1. Debt Consolidation
  • 6.3.2. Home Improvement Loans
  • 6.3.3. Personal Loans

7. Peer-To-Peer Lending Market, by Loan Type

• 7.1. Introduction
• 7.2. Secured
• 7.3. Unsecured

8. Peer-To-Peer Lending Market, by Borrower Type

• 8.1. Introduction
• 8.2. Individuals
• 8.3. Small & Medium-sized Enterprises

9. Americas Peer-To-Peer Lending Market

• 9.1. Introduction
• 9.2. Argentina
• 9.3. Brazil
• 9.4. Canada
• 9.5. Mexico
• 9.6. United States

10. Asia-Pacific Peer-To-Peer Lending Market

• 10.1. Introduction
• 10.2. Australia
• 10.3. China
• 10.4. India
• 10.5. Indonesia
• 10.6. Japan
• 10.7. Malaysia
• 10.8. Philippines
• 10.9. Singapore
• 10.10. South Korea
• 10.11. Taiwan
• 10.12. Thailand
• 10.13. Vietnam

11. Europe, Middle East & Africa Peer-To-Peer Lending Market

• 11.1. Introduction
• 11.2. Denmark
• 11.3. Egypt
• 11.4. Finland
• 11.5. France
• 11.6. Germany
• 11.7. Israel
• 11.8. Italy
• 11.9. Netherlands
• 11.10. Nigeria
• 11.11. Norway
• 11.12. Poland
• 11.13. Qatar
• 11.14. Russia
• 11.15. Saudi Arabia
• 11.16. South Africa
• 11.17. Spain
• 11.18. Sweden
• 11.19. Switzerland
• 11.20. Turkey
• 11.21. United Arab Emirates
• 11.22. United Kingdom

12. Competitive Landscape

• 12.1. Market Share Analysis, 2023
• 12.2. FPNV Positioning Matrix, 2023
• 12.3. Competitive Scenario Analysis
  • 12.3.1. Visa expands Visa+ P2P payment system to include PayPal and Venmo, boosting U.S. payment capabilities and market reach
  • 12.3.2. Lendo raises USD 28 million in Series B to expand into new markets, offer Shariah-compliant products, and prepare for IPO
  • 12.3.3. Fagura receives ASF approval to operate in Romania, expanding its EU market reach with enhanced platform features and benefits for investors and borrowers
• 12.4. Strategy Analysis & Recommendation

Companies Mentioned

• 1. Avant, LLC
• 2. Bondora AS
• 3. Bondster Marketplace s.r.o.
• 4. Credible Labs Inc.
• 5. Debitum Investments
• 6. Folk2Folk Limited
• 7. Funding Circle Holdings plc
• 8. Harmoney Services Limited
• 9. Kiva Microfunds
• 10. Kriya Finance Limited
• 11. LendingClub Corporation
• 12. LendingPoint LLC
• 13. LendInvest plc
• 14. Payoff, Inc.
• 15. Peerform Inc.
• 16. Prosper Funding LLC
• 17. Rebuildingsociety.com Ltd
• 18. Retail Money Market Ltd.
• 19. Sancus Funding Limited
• 20. SIA Viainvest by VIA SMS Group
• 21. SoFi Technologies, Inc.
• 22. StreetShares, Inc. by MeridianLink, Inc.
• 23. Swaper Platform OU
• 24. ThinCats
• 25. TWINO Investments
• 26. Universal Credit
• 27. Upstart Network, Inc.
• 28. Zopa Bank Limited