保険におけるブロックチェーンの市場規模、シェア、成長分析、用途別、機能別、エンドユーザー別、地域別 - 産業予測、2025年～2032年

保険におけるブロックチェーンの世界市場規模は、2023年に29億7,000万米ドルと評価され、2024年には37億2,000万米ドル、2032年には228億米ドルに成長し、予測期間（2025-2032年）のCAGRは25.42％で成長する見通しです。

世界の保険におけるブロックチェーン市場は、透明性と不正防止に対する需要の高まりに後押しされ、大きな成長を遂げています。ブロックチェーン技術は、不変の台帳を通じて取引記録の安全性を高め、虚偽の請求を減らし、利害関係者の信頼を醸成します。保険会社はデータの完全性を強化し、保険金請求の検証プロセスを合理化するため、分散型プラットフォームの採用を増やしています。市場に影響を及ぼしている顕著な動向は、スマートコントラクトの迅速な利用です。スマートコントラクトは、業務ワークフローを改善しながら、保険契約の自動実行や保険金の即時支払いを可能にします。伝統的な保険会社とフィンテックのコラボレーションにより、引受とリスクモデリングのためのモジュール型ブロックチェーンソリューションが形成されつつあります。さらに、コンソーシアム構想により、相互運用性の標準化とネットワークの共有が促進され、保険のバリューチェーン全体でイノベーションと効率化が促進され、その結果、デジタル技術を駆使した顧客情勢を重視した商品展開が実現しつつあります。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析
• ケーススタディ
• 技術分析
• 顧客購買行動分析

保険におけるブロックチェーン市場規模：用途別& CAGR（2025-2032）

• 市場概要
• クレーム管理
• 政策管理
• 不正行為検出
• 再保険
• アイデンティティ管理

保険におけるブロックチェーン市場規模：機能別& CAGR（2025-2032）

• 市場概要
• スマートコントラクト
• 資産運用管理
• データセキュリティ

保険におけるブロックチェーン市場規模：エンドユーザー別& CAGR（2025-2032）

• 市場概要
• 保険会社
• ブローカー
• 再保険会社

保険におけるブロックチェーン市場規模：地域別& CAGR（2025-2032）

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他欧州地域
• アジア太平洋地域
  • 中国
  • インド
  • 日本
  • 韓国
  • その他アジア太平洋地域
• ラテンアメリカ
  • ブラジル
  • その他ラテンアメリカ地域
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022-2024年）

主要企業プロファイル

• IBM（USA）
• Microsoft（USA）
• Accenture（Ireland）
• Deloitte（USA）
• EY（UK）
• KPMG（UK）
• AIG（USA）
• Allianz（Germany）
• Munich Re（Germany）
• Swiss Re（Switzerland）
• MetLife（USA）
• AXA（France）
• Guardtime（Estonia）
• B3i Services AG（Switzerland）

結論と提言

Global Blockchain in Insurance Market Size was valued at USD 2.97 Billion in 2023, poised to grow between USD 3.72 Billion in 2024 to USD 22.8 Billion by 2032, growing at a CAGR of 25.42% in the forecast period (2025-2032).

The global blockchain in insurance market is experiencing significant growth, fueled by a heightened demand for transparency and fraud prevention. Blockchain technology enhances transaction record security through immutable ledgers, reducing false claims and fostering stakeholder trust. Insurers are increasingly adopting decentralized platforms to bolster data integrity and streamline claim verification processes. A notable trend influencing the market is the expedited use of smart contracts, which enable automated policy executions and instant claims payouts while improving operational workflows. Collaborations between traditional insurers and fintechs are shaping modular blockchain solutions for underwriting and risk modeling. Additionally, consortium initiatives are facilitating interoperability standards and shared networks, promoting innovation and efficiency across the insurance value chain, resulting in a digitally advanced, customer-focused product landscape.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Blockchain in Insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Blockchain in Insurance Market Segments Analysis

The global blockchain in insurance market is segmented based on application, functionality, end user, and region. In terms of application, the market is divided into claims management, policy administration, fraud detection, reinsurance, and identity management. Based on functionality, the market is trifurcated into smart contracts, asset management, and data security. Based on end user, the market is grouped into insurance companies, brokers and reinsurers. Based on region, the market is segmented into North America, Europe, Asia-Pacific, Central & South America and the Middle East & Africa.

Driver of the Global Blockchain in Insurance Market

The persistent issue of insurance fraud poses significant threats to operational integrity and financial stability within the industry. By utilizing blockchain technology, which offers an immutable ledger, all stakeholders can access a unified, time-stamped record of transactions, greatly diminishing the chances for claim manipulation or duplication. As insurance companies strive to enhance claims verification processes and maintain data integrity, blockchain emerges as a dependable solution that mitigates fraudulent behaviors. This innovative approach not only safeguards against dishonest activities but also cultivates trust among policyholders and third-party administrators, ultimately promoting a more transparent and reliable insurance ecosystem.

Restraints in the Global Blockchain in Insurance Market

The global blockchain in insurance market faces significant challenges primarily due to the diverse array of legacy systems, third-party platforms, and proprietary technologies present in the industry. The technical difficulties associated with integrating blockchain into these existing frameworks are exacerbated by the absence of standardized data-sharing protocols. If insurance providers fail to address these gaps to achieve seamless interoperability, they risk incurring expensive delays in implementation. This situation can lead to excessive rework and fragmented data flows, which ultimately hinder the overall value and benefits that blockchain technology could potentially offer to the insurance sector.

Market Trends of the Global Blockchain in Insurance Market

The Global Blockchain in Insurance market is witnessing a significant trend towards the adoption of parametric and event-triggered insurance models. Insurers are increasingly implementing blockchain technology to streamline operations through smart contracts that automate payouts based on predefined triggers-such as weather anomalies or supply chain disruptions-without the need for traditional claim processes. By integrating real-time data from IoT sensors and satellite feeds into blockchain networks, these parametric products enable swift, transparent payouts, reducing disputes and enhancing administrative efficiency. This shift is anticipated to bolster the property, agriculture, and marine insurance sectors, driving higher customer satisfaction and operational improvements across the industry.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies
• Technology Analysis
• Customer Buying Behavior Analysis

Global Blockchain In Insurance Market Size by Application & CAGR (2025-2032)

• Market Overview
• Claims Management
• Policy Administration
• Fraud Detection
• Reinsurance
• Identity Management

Global Blockchain In Insurance Market Size by Functionality & CAGR (2025-2032)

• Market Overview
• Smart Contracts
• Asset Management
• Data Security

Global Blockchain In Insurance Market Size by End User & CAGR (2025-2032)

• Market Overview
• Insurance companies
• Brokers
• Reinsurers

Global Blockchain In Insurance Market Size & CAGR (2025-2032)

• North America (Application, Functionality, End User)
  • US
  • Canada
• Europe (Application, Functionality, End User)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Application, Functionality, End User)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Application, Functionality, End User)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Application, Functionality, End User)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• IBM (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Microsoft (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Accenture (Ireland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Deloitte (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• EY (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• KPMG (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AIG (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Allianz (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Munich Re (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Swiss Re (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• MetLife (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AXA (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Guardtime (Estonia)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• B3i Services AG (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations