サイバー保険市場規模、シェア、成長分析：提供別、保険適用範囲別、コンプライアンス要件別、保険タイプ別、エンドユーザー別、地域別 - 産業予測 2025～2032年

サイバー保険市場規模は、2023年に140億2,000万米ドルと評価され、2024年の168億1,000万米ドルから2032年には718億米ドルに成長し、予測期間中（2025年～2032年）のCAGRは19.9％で成長する見通しです。

ダイナミックなサイバー脅威の状況と世界のサイバー攻撃の頻度の増加が、革新的なサイバー保険ソリューションの需要を促進しています。規制要件が厳しくなる中、企業はますますデジタル資産の保護を優先するようになっており、サイバー保険プロバイダーに有利なビジネスチャンスをもたらしています。デジタルトランスフォーメーションの加速とサイバーセキュリティ侵害による金銭的損失の増大は、保険提供の強化の必要性をさらに立証しています。しかし、標準化の欠如、サイバー攻撃の高度化、保険料の上昇、リスク評価と引受に関する問題などの課題は、プロバイダーにとって大きな障害となる可能性があります。全体として、米国のサイバー保険市場は、包括的なプロテクションに対する需要が拡大し続けていることから、次予測年においても持続的な成長が見込まれます。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析

サイバー保険市場規模：提供別& CAGR（2025-2032）

• 市場概要
• ソリューション
  • サイバーセキュリティ保険分析プラットフォーム
  • 災害復旧と事業継続
  • サイバーセキュリティソリューション
  • サイバーリスクと脆弱性の評価
  • サイバーセキュリティのレジリエンス
• サービス
  • コンサルティング/アドバイザリー
  • セキュリティ意識向上トレーニング
  • その他
  • インフラサービス
  • 実装
  • サポートとメンテナンス

サイバー保険市場規模：保険適用範囲別& CAGR（2025-2032）

• 市場概要
• データ侵害
  • データ損失
  • サービス拒否とダウンタイム
  • ランサムウェア攻撃
  • その他
  • サードパーティデータ
  • ビジネスの混乱
  • ソーシャルエンジニアリング
• サイバー責任
  • タイプ
  • データ保護とプライバシーコスト
  • 不遵守の罰則
  • ブランドおよび関連する知的財産の保護
  • その他
  • ヒューマンエラー
  • システム障害
  • コントロールフレームワーク
  • 不十分なITセキュリティ対策
  • セキュリティ関連以外のIT
  • ソース/ターゲット
  • 内部
  • 外部

サイバー保険市場規模：コンプライアンス要件別& CAGR（2025-2032）

• 市場概要
• ヘルスケアコンプライアンス
• 金融サービスコンプライアンス
• GDPRコンプライアンス
• データプライバシーコンプライアンス
• その他のコンプライアンス

サイバー保険市場規模：保険タイプ別& CAGR（2025-2032）

• 市場概要
• パッケージ
• スタンドアロン

サイバー保険市場規模：エンドユーザー別& CAGR（2025-2032）

• 市場概要
• テクノロジープロバイダー
  • 保険会社
  • サードパーティの管理者ブローカーコンサルタント
  • 政府機関
• 保険会社
  • 金融サービス
  • ITとITeS
  • ヘルスケアとライフサイエンス
  • 小売業と電子商取引
  • 通信
  • 旅行観光ホスピタリティ
  • その他
  • 教育
  • 製造業
  • エネルギーと公共事業
  • 政府

サイバー保険市場規模：地域別& CAGR（2025-2032）

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他欧州地域
• アジア太平洋地域
  • 中国
  • インド
  • 日本
  • 韓国
  • その他アジア太平洋地域
• ラテンアメリカ
  • ブラジル
  • その他ラテンアメリカ地域
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022-2024）

主要企業プロファイル

• AIG（United States）
• AXA XL（United States）
• Beazley（United Kingdom）
• The Hartford（United States）
• Arch Insurance（United States）
• Sompo International（United States）
• HSB（Hartford Steam Boiler）（United States）
• Progressive（United States）
• biBERK（United States）
• The Doctors Company（United States）
• AmTrust Financial Services（United States）
• Liberty Mutual（United States）
• Travelers（United States）
• CNA Financial（United States）
• Zurich Insurance Group（Switzerland）
• Allianz（Germany）
• Munich Re（Germany）
• Tokio Marine HCC（Japan）
• QBE Insurance Group（Australia）

結論と提言

Cyber Insurance Market size was valued at USD 14.02 billion in 2023 and is poised to grow from USD 16.81 billion in 2024 to USD 71.8 billion by 2032, growing at a CAGR of 19.9% during the forecast period (2025-2032).

The dynamic cyber threat landscape and the rising frequency of global cyberattacks are driving the demand for innovative cyber insurance solutions. Companies increasingly prioritize the protection of their digital assets amidst stringent regulatory requirements, creating lucrative opportunities for cyber insurance providers. The accelerated digital transformation and escalating financial losses from cybersecurity breaches further validate the need for enhanced insurance offerings. However, challenges such as a lack of standardization, the evolving sophistication of cyberattacks, rising premiums, and issues with risk assessment and underwriting may pose significant obstacles for providers. Overall, the US cyber insurance market is positioned for sustainable growth over the next forecast year as the demand for comprehensive protection continues to expand.

Top-down and bottom-up approaches were used to estimate and validate the size of the Cyber Insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Cyber Insurance Market Segments Analysis

Global Cyber Insurance Market is segmented by Offering, Insurance Coverage, Compliance Requirements, Insurance Type, End User and region. Based on Offering, the market is segmented into Solution and Service. Based on Insurance Coverage, the market is segmented into Data Breach and Cyber Liability. Based on Compliance Requirements, the market is segmented into Healthcare Compliance, Financial Services Compliance, GDPR Compliance, Data Privacy Compliance and Other Compliances. Based on Insurance Type, the market is segmented into Packaged and Stand-Alone. Based on End User, the market is segmented into Technology Provider and Insurance Provider. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Cyber Insurance Market

As industries and countries worldwide prioritize digital transformation to adapt to the rapidly changing digital landscape, the exposure to cyber threats is simultaneously increasing. This heightened vulnerability has led to a significant surge in the demand for cyber insurance, as organizations seek to protect themselves from potential financial losses and reputational damage caused by cyberattacks. The growing reliance on digital technologies and online operations makes it imperative for businesses to invest in comprehensive cyber insurance solutions, further driving the growth of this market as they strive to mitigate risks associated with cyber threats in an increasingly interconnected world.

Restraints in the Cyber Insurance Market

The cyber insurance market is facing significant challenges due to the lack of standardized regulations governing cyber insurance policies. This variability among different companies leads to inconsistencies, making it difficult for businesses to navigate and understand their options. As a result, the absence of uniform standards is expected to hinder growth in the cyber insurance sector in the future. The complexities involved in comparing policies and determining appropriate coverage may deter potential clients, thereby limiting the overall expansion of this market. Without a cohesive framework, the cyber insurance landscape remains fragmented and potentially confusing for consumers and providers alike.

Market Trends of the Cyber Insurance Market

The Cyber Insurance market is witnessing a significant trend towards the development of customized insurance policies tailored to the specific needs and challenges of diverse organizations. As cyber threats continue to evolve and become more sophisticated, insurance providers are recognizing the necessity of offering bespoke solutions that address the unique vulnerabilities of various sectors. This customization not only enhances the effectiveness of risk mitigation strategies but also allows insurers to expand their business scope by catering to a broader range of clients. As organizations increasingly prioritize cybersecurity, the demand for personalized insurance solutions is expected to drive growth in the cyber insurance market.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global Cyber Insurance Market Size by Offering & CAGR (2025-2032)

• Market Overview
• Solution
  • Cybersecurity Insurance Analytics Platform
  • Disaster Recovery and Business Continuity
  • Cybersecurity Solution
  • Cyber Risk and Vulnerability Assessment
  • Cybersecurity Resilience
• Service
  • Consulting/ Advisory
  • Security Awareness Training
  • Others
  • Infrastructure Services
  • Implementation
  • Support and Maintenance

Global Cyber Insurance Market Size by Insurance Coverage & CAGR (2025-2032)

• Market Overview
• Data Breach
  • Data Loss
  • Denial Of Service and Down-Time
  • Ransomware Attacks
  • Others
  • Third Party Data
  • Business Disruption
  • Social Engineering
• Cyber Liability
  • Type
  • Data Protection and Privacy Costs
  • Non-Compliance Penalty
  • Brand And Related Intellectual Property Protection
  • Others
  • Human Error
  • Systems Failure
  • Controls Framework
  • Inadequate It Security Measures
  • Non-Security Related It
  • Source/ Target
  • Internal
  • External

Global Cyber Insurance Market Size by Compliance Requirements & CAGR (2025-2032)

• Market Overview
• Healthcare Compliance
• Financial Services Compliance
• GDPR Compliance
• Data Privacy Compliance
• Other Compliances

Global Cyber Insurance Market Size by Insurance Type & CAGR (2025-2032)

• Market Overview
• Packaged
• Stand-Alone

Global Cyber Insurance Market Size by End User & CAGR (2025-2032)

• Market Overview
• Technology Provider
  • Insurance Companies
  • Third-Party Administrators, Brokers, and Consultancies
  • Government Agencies
• Insurance Provider
  • Financial Services
  • IT And IteS
  • Healthcare And Life Science
  • Retail And Ecommerce
  • Telecom
  • Travel, Tourism, And Hospitality
  • Others
  • Education
  • Manufacturing
  • Energy and Utilities
  • Government

Global Cyber Insurance Market Size & CAGR (2025-2032)

• North America (Offering, Insurance Coverage, Compliance Requirements, Insurance Type, End User)
  • US
  • Canada
• Europe (Offering, Insurance Coverage, Compliance Requirements, Insurance Type, End User)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Offering, Insurance Coverage, Compliance Requirements, Insurance Type, End User)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Offering, Insurance Coverage, Compliance Requirements, Insurance Type, End User)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Offering, Insurance Coverage, Compliance Requirements, Insurance Type, End User)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• AIG (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AXA XL (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Beazley (United Kingdom)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• The Hartford (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Arch Insurance (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Sompo International (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• HSB (Hartford Steam Boiler) (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Progressive (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• biBERK (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• The Doctors Company (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AmTrust Financial Services (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Liberty Mutual (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Travelers (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• CNA Financial (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Zurich Insurance Group (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Allianz (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Munich Re (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Tokio Marine HCC (Japan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• QBE Insurance Group (Australia)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations