ファクタリングサービスの市場規模、シェア、成長分析：カテゴリー別、タイプ別、金融機関別、最終用途別、地域別 - 産業予測 2025～2032年

ファクタリングサービス市場規模は2023年に4兆2,200億米ドルと評価され、2024年の4兆6,000億米ドルから2032年には9兆900億米ドルに成長し、予測期間（2025年～2032年）のCAGRは8.9％で成長する見通しです。

世界のファクタリングサービス市場は、零細・中小企業における代替的な資金調達源に対する需要の高まりに後押しされ、大きな成長を遂げています。機械学習、自然言語処理、人工知能の進歩により、この分野に大きなビジネスチャンスが生まれると期待されています。COVID-19の大流行は、銀行とサプライチェーンファイナンス事業体間の協調的アプローチを促し、顧客エコシステムを強化しています。市場成長の原動力は、オープン・アカウント取引の増加、アジア、特に中国における急速な事業拡大、クロスボーダー・ファクタリングの増加です。さらに、暗号通貨やデジタル・プラットフォームを含む金融技術の認知度向上と採用が、市場普及に極めて重要な役割を果たしています。しかし、データ漏洩やプライバシーへの懸念といった課題が、さらなる拡大を阻む障壁となっています。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析
• ケーススタディ

ファクタリングサービス市場規模：カテゴリー別

• 市場概要
• 国内
• 国際

ファクタリングサービス市場規模：タイプ別

• 市場概要
• 償還請求
• 償還請求なし

ファクタリングサービス市場規模：金融機関別

• 市場概要
• 銀行
• 非銀行金融機関

ファクタリングサービス市場規模：最終用途別

• 市場概要
• 中小企業
• 大企業

ファクタリングサービス市場規模

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他欧州地域
• アジア太平洋地域
  • 中国
  • インド
  • 日本
  • 韓国
  • その他アジア太平洋地域
• ラテンアメリカ
  • ブラジル
  • その他ラテンアメリカ地域
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022～2024年）

主要企業プロファイル

• China Construction Bank Corporation（China）
• Deutsche Factoring Bank（Germany）
• Barclays Bank PLC（UK）
• BNP Paribas Fortis（Belgium）
• HSBC Group（UK）
• ICBC（China）
• Eurobank Direktna a.d.（Serbia）
• RTS Financial Service, Inc.（US）
• Factor Funding Co.（US）
• altLINE（The Southern Bank Company）（US）
• Mizuho Financial Group, Inc.（Japan）
• Mitsubishi HC Capital UK PLC（UK）
• Kuke Finance（China）
• Wells Fargo & Company（US）
• Societe Generale（France）
• Santander Bank（Spain）
• UniCredit S.p.A.（Italy）
• BBVA（Spain）
• Raiffeisen Bank International AG（Austria）
• ING Group（Netherlands）

結論と提言

Factoring Services Market size was valued at USD 4.22 trillion in 2023 and is poised to grow from USD 4.6 trillion in 2024 to USD 9.09 trillion by 2032, growing at a CAGR of 8.9% during the forecast period (2025-2032).

The global factoring services market is witnessing significant growth fueled by the rising demand for alternative funding sources among micro, small, and medium-sized enterprises. Advancements in machine learning, natural language processing, and artificial intelligence are expected to create substantial opportunities in this sector. The COVID-19 pandemic has prompted a collaborative approach among banks and supply chain finance entities, enhancing client ecosystems. Market growth is driven by increasing open account trades, rapid business expansion in Asia, especially China, and a rise in cross-border factoring. Moreover, the growing awareness and adoption of financial technologies, including cryptocurrency and digital platforms, play a pivotal role in market proliferation. However, challenges such as data breaches and privacy concerns remain a barrier to further expansion.

Top-down and bottom-up approaches were used to estimate and validate the size of the Factoring Services market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Factoring Services Market Segments Analysis

Global Factoring Services Market is segmented by Category, Type, Financial Institution, End-Use and region. Based on Category, the market is segmented into Domestic and International. Based on Type, the market is segmented into Recourse and Non-recourse. Based on Financial Institution, the market is segmented into Banks and Non-banking Financial Institutions. Based on End-Use, the market is segmented into Small and Medium Enterprises (SMEs) and Large Enterprises. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Factoring Services Market

The Factoring Services market is significantly propelled by its ability to foster business growth by offering essential working capital for various expansion efforts. By facilitating immediate cash flow, factoring services enable companies to invest in increased inventory, hire more personnel, or explore new market opportunities without the delays associated with traditional financing methods. This rapid access to funds not only empowers businesses to seize growth opportunities but also enhances their competitive edge in the marketplace. Overall, factoring services play a vital role in supporting companies as they scale their operations and drive their success forward.

Restraints in the Factoring Services Market

The factoring services market faces certain limitations due to the costs incurred by businesses when utilizing these services. Factors impose various fees, such as discount fees based on invoice values, credit assessment charges, and administrative expenses. Consequently, the overall associated costs with factoring can exceed those of conventional financing methods. This financial burden prompts businesses to critically assess the cost-effectiveness of factoring services, weighing them against more traditional options. As a result, those considering these services may be deterred by the potential financial impact, which presents a significant restraint within the factoring services market.

Market Trends of the Factoring Services Market

The factoring services market is experiencing notable growth driven by the rising demand from small and medium-sized enterprises (SMEs). As these businesses seek flexible and immediate financing solutions to enhance liquidity, factoring services present an ideal option by allowing them to convert accounts receivable into working capital swiftly. This trend is further supported by the need for efficient cash flow management amid fluctuating market conditions and economic uncertainties. The convenience and accessibility of such services not only streamline financial operations for SMEs but also enable them to invest in growth opportunities, thereby propelling the overall market expansion for factoring services.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies

Global Factoring Services Market Size by Category & CAGR (2025-2032)

• Market Overview
• Domestic
• International

Global Factoring Services Market Size by Type & CAGR (2025-2032)

• Market Overview
• Recourse
• Non-recourse

Global Factoring Services Market Size by Financial Institution & CAGR (2025-2032)

• Market Overview
• Banks
• Non-banking Financial Institutions

Global Factoring Services Market Size by End-Use & CAGR (2025-2032)

• Market Overview
• Small and Medium Enterprises (SMEs)
• Large Enterprises

Global Factoring Services Market Size & CAGR (2025-2032)

• North America (Category, Type, Financial Institution, End-Use)
  • US
  • Canada
• Europe (Category, Type, Financial Institution, End-Use)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Category, Type, Financial Institution, End-Use)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Category, Type, Financial Institution, End-Use)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Category, Type, Financial Institution, End-Use)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• China Construction Bank Corporation (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Deutsche Factoring Bank (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Barclays Bank PLC (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• BNP Paribas Fortis (Belgium)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• HSBC Group (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ICBC (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Eurobank Direktna a.d. (Serbia)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• RTS Financial Service, Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Factor Funding Co. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• altLINE (The Southern Bank Company) (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mizuho Financial Group, Inc. (Japan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mitsubishi HC Capital UK PLC (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Kuke Finance (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Wells Fargo & Company (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Societe Generale (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Santander Bank (Spain)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• UniCredit S.p.A. (Italy)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• BBVA (Spain)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Raiffeisen Bank International AG (Austria)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ING Group (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations