市場調査レポート

商品コード

1647495

住宅保険の市場規模、シェア、成長分析：補償範囲別、エンドユーザー別、地域別 - 産業予測 2025年～2032年

Home Insurance Market Size, Share, and Growth Analysis, By Coverage(Comprehensive Coverage, Dwelling Coverage, Content Coverage, Other Optional Coverage's.), By End User(Landlords, and Tenants), By Region - Industry Forecast 2025-2032

出版日: 2025年01月28日
発行: SkyQuest
ページ情報: 英文 157 Pages
納期: 3～5営業日

価格

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全表示
概要
目次

概要

サンプル依頼リストに入れる

住宅保険の世界市場規模は2023年に2,803億米ドルとなり、2024年の3,052億5,000万米ドルから2032年には6,037億7,000万米ドルに成長し、予測期間（2025-2032年）のCAGRは8.9％で成長する見通しです。

世界の住宅保険市場は、世帯数の増加、政府の取り組み、事故や人災の増加によって急速に発展しています。多くの場合、住宅所有者保険として知られるこの包括的な補償は、特定の自然災害に関する制限はあるもの、保険契約者が関与する事故の物的損害と賠償責任から保護するものです。北米が主要な業界企業とHO-3保険の普及に支えられ市場のリーダーであり続ける一方、アジア太平洋地域が重要な成長地域として浮上しています。人口の拡大や中間所得層の増加といった要因に加え、日本やマレーシアのような国々では政府が住宅保険を義務付けており、有利な機会をもたらしています。しかし、住宅保険の認知度が低いという課題は、普及と市場拡大のリスクとなっています。

北米
- 米国
- カナダ
欧州
- ドイツ
- スペイン
- フランス
- 英国
- イタリア
- その他欧州地域
アジア太平洋地域
- 中国
- インド
- 日本
- 韓国
- その他アジア太平洋地域
ラテンアメリカ
- ブラジル
- その他ラテンアメリカ地域
中東・アフリカ
- GCC諸国
- 南アフリカ
- その他中東・アフリカ

競合情報

上位5社の比較
主要企業の市場ポジショニング（2024年）
主な市場企業が採用した戦略
市場の最近の動向
企業の市場シェア分析（2024年）
主要企業の企業プロファイル
- 会社概要
- 製品ポートフォリオ分析
- セグメント別シェア分析
- 収益の前年比比較（2022-2024）

主要企業プロファイル

Allianz SE（Germany）
AXA S.A.（France）
Ping An Insurance（China）
China Life Insurance Co. Ltd（China）
Assicurazioni Generali S.p.A.（Italy）
Zurich Insurance Group AG（Switzerland）
Munich Re Group（Germany）
Prudential plc（United Kingdom）
Nippon Life Insurance Company（Japan）
MetLife Inc（USA）
Manulife Financial Corp（Canada）
CNP Assurances（France）
Aegon N.V.（Netherlands）
Aviva plc（United Kingdom）
Sumitomo Life Insurance Company（Japan）
Swiss Life Holding（Switzerland）
MS&AD Insurance（Japan）
Dai-ichi Life Holdings Inc（Japan）

結論と推奨事項

Product Code: SQMIG40P2002

Global Home Insurance Market size was valued at USD 280.3 billion in 2023 and is poised to grow from USD 305.25 billion in 2024 to USD 603.77 billion by 2032, growing at a CAGR of 8.9% during the forecast period (2025-2032).

The global home insurance market is evolving rapidly, driven by rising household numbers, government initiatives, and an uptick in accidents and man-made disasters. Often known as homeowner's insurance, this comprehensive coverage protects against property damage and liability for incidents involving policyholders, despite limitations concerning certain natural disasters. While North America remains the market leader, buoyed by key industry players and widespread adoption of HO-3 policies, the Asia-Pacific region is emerging as a significant growth area. Factors like population expansion and middle-income growth, coupled with government mandates for home insurance in countries like Japan and Malaysia, present lucrative opportunities. However, the challenge of limited awareness of home insurance poses a risk to widespread adoption and market expansion.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Home Insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Home Insurance Market Segments Analysis

Global Home Insurance Market is segmented by Policy Type, Property Type, Coverage Type, Coverage Limit, Distribution Channel, End-use Industry and region. Based on Policy Type, the market is segmented into Standard Policies, Bundled Policies, Renter's Policies and Homeowner's Association Policies. Based on Property Type, the market is segmented into Single-Family Homes, Multi-Family Homes, Condominiums, Apartments and Mobile Homes. Based on Coverage Type, the market is segmented into Dwelling Coverage, Liability Coverage and Content Coverage. Based on Coverage Limit, the market is segmented into Low Coverage Limit, Medium Coverage Limit and High Coverage Limit. Based on Distribution Channel, the market is segmented into Brokers, Agents, Online Platforms and Direct Insurers. Based on End-use Industry, the market is segmented into Landlords and Tenants. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Home Insurance Market

The increasing frequency of accidents, natural disasters, and human-induced disasters has significantly boosted the demand for home insurance. Homeowners are becoming more aware of the necessity to safeguard their valuable properties against unexpected occurrences. This heightened awareness is driving the global home insurance market, as individuals seek to secure financial protection for their homes, belongings, and investments. As the landscape of potential risks continues to evolve, more people are prioritizing comprehensive coverage, reinforcing the importance of having reliable home insurance solutions to mitigate the financial impact of unforeseen events. Consequently, this trend is likely to propel market growth in the coming years.

Restraints in the Global Home Insurance Market

Although there is an increasing understanding of the significance of home insurance, a considerable segment of the population still lacks knowledge regarding its importance. This widespread unawareness serves as a considerable obstacle to the expansion of the Global Home Insurance market. Many individuals do not recognize the benefits of protecting their homes, which hinders demand for insurance policies. As a result, the market is unable to reach its full potential, as potential customers overlook the value that home insurance can provide. Addressing this gap in awareness is crucial for promoting market growth and encouraging more people to invest in home insurance.

Market Trends of the Global Home Insurance Market

The Global Home Insurance market is experiencing a significant trend towards digital transformation, driven by the integration of advanced technologies such as mobile applications, online platforms, and Internet of Things (IoT) devices. Insurers are increasingly adopting these innovations to enhance customer engagement, simplify policy management processes, and provide real-time risk assessments. This shift not only improves efficiency and satisfaction for policyholders but also enables insurers to more accurately evaluate and mitigate risks. As consumer preferences evolve towards more accessible and user-friendly insurance solutions, the market is poised for growth, emphasizing the importance of technology in shaping the future of home insurance.

Introduction

Objectives of the Study
Scope of the Report
Definitions

Research Methodology

Information Procurement
Secondary & Primary Data Methods
Market Size Estimation
Market Assumptions & Limitations

Executive Summary

Global Market Outlook
Supply & Demand Trend Analysis
Segmental Opportunity Analysis

Market Dynamics & Outlook

Market Overview
Market Size
Market Dynamics
- Drivers & Opportunities
- Restraints & Challenges
Porters Analysis
- Competitive rivalry
- Threat of substitute
- Bargaining power of buyers
- Threat of new entrants
- Bargaining power of suppliers

Key Market Insights

Key Success Factors
Degree of Competition
Top Investment Pockets
Market Ecosystem
Market Attractiveness Index, 2024
PESTEL Analysis
Macro-Economic Indicators
Value Chain Analysis
Pricing Analysis
Regulatory Landscape
Case Studies
Trade Analysis
Customer & Buying Criteria Analysis

Global Home Insurance Market Size by Policy Type & CAGR (2025-2032)

Market Overview
Standard Policies
Bundled Policies
Renter's Policies
Homeowner's Association Policies

Global Home Insurance Market Size by Property Type & CAGR (2025-2032)

Market Overview
Single-Family Homes
Multi-Family Homes
Condominiums
Apartments
Mobile Homes

Global Home Insurance Market Size by Coverage Type & CAGR (2025-2032)

Market Overview
Dwelling Coverage
Liability Coverage
Content Coverage

Global Home Insurance Market Size by Coverage Limit & CAGR (2025-2032)

Market Overview
Low Coverage Limit
Medium Coverage Limit
High Coverage Limit

Global Home Insurance Market Size by Distribution Channel & CAGR (2025-2032)

Market Overview
Brokers
Agents
Online Platforms
Direct Insurers

Global Home Insurance Market Size by End-use Industry & CAGR (2025-2032)

Market Overview
Landlords
Tenants

Global Home Insurance Market Size & CAGR (2025-2032)

North America (Policy Type, Property Type, Coverage Type, Coverage Limit, Distribution Channel, End-use Industry)
- US
- Canada
Europe (Policy Type, Property Type, Coverage Type, Coverage Limit, Distribution Channel, End-use Industry)
- Germany
- Spain
- France
- UK
- Italy
- Rest of Europe
Asia Pacific (Policy Type, Property Type, Coverage Type, Coverage Limit, Distribution Channel, End-use Industry)
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America (Policy Type, Property Type, Coverage Type, Coverage Limit, Distribution Channel, End-use Industry)
- Brazil
- Rest of Latin America
Middle East & Africa (Policy Type, Property Type, Coverage Type, Coverage Limit, Distribution Channel, End-use Industry)
- GCC Countries
- South Africa
- Rest of Middle East & Africa

Competitive Intelligence

Top 5 Player Comparison
Market Positioning of Key Players, 2024
Strategies Adopted by Key Market Players
Recent Developments in the Market
Company Market Share Analysis, 2024
Company Profiles of All Key Players
- Company Details
- Product Portfolio Analysis
- Company's Segmental Share Analysis
- Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

Allianz SE (Germany)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
AXA S.A. (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Ping An Insurance (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
China Life Insurance Co. Ltd (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Assicurazioni Generali S.p.A. (Italy)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Zurich Insurance Group AG (Switzerland)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Munich Re Group (Germany)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Prudential plc (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Nippon Life Insurance Company (Japan)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
MetLife Inc (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Manulife Financial Corp (Canada)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
CNP Assurances (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Aegon N.V. (Netherlands)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Aviva plc (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Sumitomo Life Insurance Company (Japan)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Swiss Life Holding (Switzerland)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
MS&AD Insurance (Japan)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Dai-ichi Life Holdings Inc (Japan)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments

住宅保険の市場規模、シェア、成長分析：補償範囲別、エンドユーザー別、地域別 - 産業予測 2025年～2032年

Home Insurance Market Size, Share, and Growth Analysis, By Coverage(Comprehensive Coverage, Dwelling Coverage, Content Coverage, Other Optional Coverage's.), By End User(Landlords, and Tenants), By Region - Industry Forecast 2025-2032

目次

イントロダクション

調査手法

エグゼクティブサマリー

市場力学と見通し

主な市場の考察

住宅保険市場規模：ポリシータイプ別& CAGR（2025-2032）

住宅保険市場規模：物件タイプ別& CAGR（2025-2032）

住宅保険市場規模：補償タイプ別& CAGR（2025-2032）

住宅保険市場規模：補償限度額 & CAGR（2025-2032）

住宅保険市場規模：流通チャネル別& CAGR（2025-2032）

住宅保険市場規模：最終用途産業別& CAGR（2025-2032）

住宅保険市場規模：地域別& CAGR（2025-2032）