![]() |
市場調査レポート
商品コード
1530205
住宅保険の市場規模、シェア、動向分析レポート:補償別、流通チャネル別、最終用途別、地域別、セグメント予測、2024年~2030年Home Insurance Market Size, Share & Trends Analysis Report By Coverage, By Distribution Channel, By End Use, By Region, And Segment Forecasts, 2024 - 2030 |
||||||
カスタマイズ可能
|
住宅保険の市場規模、シェア、動向分析レポート:補償別、流通チャネル別、最終用途別、地域別、セグメント予測、2024年~2030年 |
出版日: 2024年07月15日
発行: Grand View Research
ページ情報: 英文 130 Pages
納期: 2~10営業日
|
住宅保険の市場規模と動向
世界の住宅保険市場規模は、2023年に2,479億2,000万米ドルと推定され、2024年から2030年にかけてCAGR 8.3%で拡大すると予測されています。住宅保険は、住居に発生したあらゆる損害や損失から個人を経済的に保護するものです。住宅保険は、家財保険、動産保険、住宅所有者保険とも呼ばれます。住宅保険は、個人の所有物に対する損害だけでなく、保険契約者によるあらゆる物的損害や怪我に対する法的責任や賠償責任もカバーします。
カスタマイズされた住宅保険商品に対する需要の高まりが、住宅保険市場の成長を促進すると予想されます。今日、顧客は特定の嗜好やニーズに合わせてカスタマイズされた保険商品を採用することに注力しています。その結果、保険業者も柔軟性を高め、補償オプションを拡大することで対応しています。包括的な保険に対するニーズの高まりや、住宅所有に伴うリスクや課題に対する意識の高まりといった様々な要因が、予測期間中に住宅保険商品の採用を促進すると予想されます。
住宅保険市場では、ビッグデータ、ブロックチェーン、データ分析、人工知能(AI)、アプリケーション・プログラム・インターフェース(API)、ジオロケーションなどの技術の採用が増加しています。これらのテクノロジーは、市場における住宅保険プロバイダーに革新的な機会を提供しています。さらに、こうした技術開発を活用することで、住宅保険会社は流通プラットフォームの生産性を高めることができると思われます。技術的に統合された保険商品により、企業は借家人保険や追加の生活費を管理できるようになります。さらに、デジタル・トランスフォーメーションにより、住宅保険事業者は顧客とパーソナライズされたユーザー体験を創造できるようになります。
住宅保険市場の成長を促進するもう一つの重要な要因は、都市化の進展と住宅不動産の拡大です。より多くの人々が都市部に移り住み、新しい住宅に投資するようになると、それに伴って住宅保険の需要も高まる。この動向は、都市開発が急速に進んでいる発展途上地域で特に顕著です。住宅所有の急増は、経済的保護に対するニーズの高まりと相まって、住宅保険市場を大きく押し上げています。
一方、住宅保険市場の成長を抑制する重大な要因は、不正請求の増加です。この問題は保険会社の総コストを増加させ、ひいては保険契約者の保険料上昇につながります。また、詐欺を恐れるあまり、保険会社は引受プロセスを厳格化し、消費者が保険に加入することを難しくしています。こうした課題はコストを上昇させるだけでなく、アクセシビリティを低下させるため、市場の成長可能性を制限しています。
List of Figure
Fig. 1. Home Insurance Market Segmentation
Fig. 2. Information procurement
Fig. 3. Data analysis models
Fig. 4. Market formulation and validation
Fig. 5. Data validating & publishing
Fig. 6. Market snapshot
Fig. 7. Segment snapshot
Fig. 8. Competitive landscape snapshot
Fig. 9. Parent market value, 2023 (USD Billion)
Fig. 10. Home insurance market - industry value chain analysis
Fig. 11. Home insurance market dynamics
Fig. 12. Home insurance market : Porter's analysis
Fig. 13. Home insurance market: PESTEL analysis
Fig. 14. Home insurance market , by coverage: key takeways
Fig. 15. Home insurance market , by coverage: market share, 2023 & 2030
Fig. 16. Home insurance market estimates & forecasts, by comprehensive coverage, 2018 - 2030, (USD Billion)
Fig. 17. Home insurance market estimates & forecasts, by dwelling coverage, 2018 - 2030, (USD Billion)
Fig. 18. Home insurance market estimates & forecasts, by content coverage, 2018 - 2030, (USD Billion)
Fig. 19. Home insurance market estimates & forecasts, by other optional coverages, 2018 - 2030, (USD Billion)
Fig. 20. Home insurance market , by distribution channel: key takeways
Fig. 21. Home insurance market , by distribution channel: market share, 2023 & 2030
Fig. 22. Home insurance market estimates & forecasts, by tied agents & branches, 2018 - 2030, (USD Billion)
Fig. 23. Home insurance market estimates & forecasts, by brokers, 2018 - 2030, (USD Billion)
Fig. 24. Home insurance market estimates & forecasts, by others, 2018 - 2030, (USD Billion)
Fig. 25. Home insurance market , by end use: key takeways
Fig. 26. Home insurance market , by end use: market share, 2023 & 2030
Fig. 27. Home insurance market estimates & forecasts, by landlords, 2018 - 2030, (USD Billion)
Fig. 28. Home insurance market estimates & forecasts, by tenants, 2018 - 2030, (USD Billion)
Fig. 29. North America home insurance market, 2018 - 2030, (USD Billion)
Fig. 30. U.S. home insurance market, 2018 - 2030, (USD Billion)
Fig. 31. Canada home insurance market, 2018 - 2030, (USD Billion)
Fig. 32. Mexico home insurance market, 2018 - 2030, (USD Billion)
Fig. 33. Europe home insurance market, 2018 - 2030, (USD Billion)
Fig. 34. UK home insurance market, 2018 - 2030, (USD Billion)
Fig. 35. Germany home insurance market, 2018 - 2030, (USD Billion)
Fig. 36. France home insurance market, 2018 - 2030, (USD Billion)
Fig. 37. Asia Pacific home insurance market, 2018 - 2030, (USD Billion)
Fig. 38. China home insurance market, 2018 - 2030, (USD Billion)
Fig. 39. India home insurance market, 2018 - 2030, (USD Billion)
Fig. 40. Japan home insurance market, 2018 - 2030, (USD Billion)
Fig. 41. South Korea home insurance market, 2018 - 2030, (USD Billion)
Fig. 42. Australia home insurance market, 2018 - 2030, (USD Billion)
Fig. 43. Latin America home insurance market, 2018 - 2030, (USD Billion)
Fig. 44. Brazil home insurance market, 2018 - 2030, (USD Billion)
Fig. 45. Middle East & Africa home insurance market, 2018 - 2030, (USD Billion)
Fig. 46. Kingdom of Saudi Arabia (KSA) home insurance market, 2018 - 2030, (USD Billion)
Fig. 47. UAE home insurance market, 2018 - 2030, (USD Billion)
Fig. 48. South Africa home insurance market, 2018 - 2030, (USD Billion)
Fig. 49. Key company categorization
Fig. 50. Company market positioning
Fig. 51. Company market share analysis, 2023
Fig. 52. Strategic framework
Home Insurance Market Size & Trends
The global home insurance market size was estimated at USD 247.92 billion in 2023 and is expected to expand at a CAGR of 8.3% from 2024 to 2030. Home insurance provides financial protection to an individual against all the damages and losses that happen to their residence. Home insurance is also known as household insurance, private property insurance, or homeowner's insurance. Home insurance covers not only damages to the property of individuals but also the legal responsibility or liability for any property damage and injuries by policyholders.
The increasing demand for customized home insurance products is anticipated to propel the home insurance market growth. Nowadays, customers are focusing on adopting insurance products that are tailored or customized to their specific preferences and needs. As a result, insurance providers are also responding by providing more flexibility and expanding coverage options. Various factors, such as the rising need for comprehensive insurance coverage coupled with the increasing awareness of risks and challenges involved with home ownership, are expected to fuel the adoption of home insurance products over the forecast period.
The home insurance market is witnessing an increase in the adoption of technologies, such as big data, blockchain, data analytics, Artificial Intelligence (AI), Application Program Interface (API), and geolocation, among others. These technologies are providing innovative opportunities for home insurance providers in the market. Furthermore, by making use of these technological developments, home insurance companies will be able to enhance the distribution platform's productivity. The technology-integrated insurance products will enable businesses to manage renter's insurance and additional living expenses. In addition, digital transformation allows home insurance businesses to create personalized user experiences with their customers.
Another key factor driving home insurance market's growth is the increasing urbanization and the expansion of residential real estate. As more people move to urban areas and invest in new homes, the demand for home insurance rises accordingly. This trend is particularly notable in developing regions where urban development is rapidly progressing. The surge in home ownership, coupled with the growing need for financial protection, is significantly boosting the home insurance market.
On the other hand, a significant factor restraining the home insurance market's growth is the rising incidence of fraudulent claims. This issue increases the overall cost for insurance companies, which, in turn, leads to higher premiums for policyholders. The fear of fraud can also lead insurers to implement stricter underwriting processes, making it more difficult for consumers to obtain coverage. These challenges not only increase costs but also reduce accessibility, thereby limiting the market's growth potential.
Global Home Insurance Market Segmentation
The report forecasts revenue growth at global, regional, and country levels and provides an analysis of the latest industry trends in each of the sub-segments from 2018 to 2030. For the purpose of this study, Grand View Research has segmented the home insurance market based on coverage, distribution channel, end use, and region.
U.S.
Canada
Mexico
Germany
UK
France
China
India
Japan
South Korea
Australia
Brazil
UAE
Kingdom of Saudi Arabia (KSA)
South Africa