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市場調査レポート
商品コード
1448364
マイクロファイナンスの世界市場規模：シェア、成長分析、プロバイダー別、エンドユーザー別 - 産業予測（2024年～2031年）Global Microfinance Market Size, Share, Growth Analysis, By Provider(Banks, Micro Finance Institute (MFI)), By End-User(Small Enterprises, Micro Enterprises) - Industry Forecast 2024-2031 |
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| マイクロファイナンスの世界市場規模：シェア、成長分析、プロバイダー別、エンドユーザー別 - 産業予測（2024年～2031年） |
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出版日: 2024年03月07日
発行: SkyQuest
ページ情報: 英文 207 Pages
納期: 3～5営業日
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- 全表示
- 概要
- 目次
世界のマイクロファイナンスの市場規模は、2022年に2,200億米ドルとなり、2023年の2,442億米ドルから2031年には5,627億7,000万米ドルに拡大し、予測期間中（2024年～2031年）にCAGR11%で成長すると予測されています。
マイクロファイナンス市場の拡大には、中小企業の急成長や低所得者層向けの融資制度へのアクセス改善など、さまざまな主要因が寄与しています。 この成長は、新進の起業家が自分たちのアイデアを追求できるようにする金融サービスの提供によってさらに促進され、マイクロファイナンス分野の拡大と、発展途上国と低開発国の両方で政府や金融機関の役割がより明確になることにつながります。 この拡大に寄与している顕著な動向は、マイクロファイナンスの認知度が高まっていることです。技術的なアクセスが向上し、マイクロファイナンスのクレジットオフィサーのような仲介者がいることで、受益者は便利に取引を行うことができます。特に重要なのは、家内工業に従事する農村女性の間でマイクロファイナンスの人気が高まっていることで、家計所得を向上させる有望な手段を提供しています。さらに、新興国で組織数が増加しているマイクロファイナンスの進化した状況は、貧困の緩和と生活水準の向上に役立っており、市場成長の原動力となっています。高金利や短い返済期間といった課題にもかかわらず、モバイルバンキングのような先進技術の普及は、新興国全体のマイクロファイナンス市場に大きな成長機会をもたらしています。
目次
エグゼクティブサマリー
- 市場概要
- 転変
調査手法
- 情報調達
- 二次・一次情報源
- 市場規模の推定
- 市場の前提条件と制限
親市場の分析
- 市場概要
- 市場規模
- 市場力学
- 促進要因
- 機会
- 抑制要因
- 課題
主な市場の考察
- 技術分析
- 価格分析
- サプライチェーン分析
- バリューチェーン分析
- 市場のエコシステム
- IP分析
- 貿易分析
- スタートアップ分析
- 原材料の分析
- イノベーションマトリクス
- パイプライン製品の分析
- マクロ経済指標
- 主な投資の分析
- 主な成功要因
- 競合の程度
市場力学と見通し
- 市場力学
- 促進要因
- 機会
- 抑制要因
- 課題
- 規制情勢
- ポーターの分析
- 将来の混乱についての特別な考察
マイクロファイナンスの世界市場：プロバイダー別
- 市場概要
- 銀行
- マイクロファイナンス協会（MFI）
- NBFC（ノンバンク金融機関）
- その他
マイクロファイナンスの世界市場：エンドユーザー別
- 市場概要
- 中小企業
- 零細企業
- 個人起業家または自営業者
マイクロファイナンスの世界市場規模：地域別
- 市場概要
- 北米
- 米国
- カナダ
- 欧州
- ドイツ
- スペイン
- フランス
- 英国
- その他欧州
- アジア太平洋
- 中国
- インド
- 日本
- 韓国
- その他アジア太平洋
- ラテンアメリカ
- ブラジル
- その他ラテンアメリカ
- 中東・アフリカ（MEA）
- GCC諸国
- 南アフリカ
- その他中東・アフリカ
競合情勢
- 上位5社の比較
- 主要企業の市場ポジショニング（2021年）
- 主要市場企業が採用した戦略
- 主要成功戦略
- 市場における最近の活動
- 主要企業の市場シェア（2021年）
主要企業プロファイル
- Grameen Bank（Bangladesh）
- SKS Microfinance（India）-Now part of Bharat Financial Inclusion Limited（BFIL）
- Compartamos Banco（Mexico）
- ASA International（Netherlands）
- BRAC（Bangladesh）
- Bandhan Bank（India）
- Opportunity International（United States）
- FINCA International（United States）
- Accion International（United States）
- Kiva（United States）
- Oikocredit（Netherlands）
- Fundacion Genesis Empresarial（FGE）（Ecuador）
- Ujjivan Financial Services（India）
- Equitas Small Finance Bank（India）
- Amhara Credit and Savings Institution（ACSI）（Ethiopia）
- Fonkoze（Haiti）
- PRASAC（Cambodia）
- SKDRDP（Shri Kshetra Dharmasthala Rural Development Project）（India）
- Pro Mujer（United States）
- Women's World Banking（United States）
Global Microfinance Market size was valued at USD 220 billion in 2022 and is poised to grow from USD 244.20 billion in 2023 to USD 562.77 billion by 2031, growing at a CAGR of 11% during the forecast period (2024-2031).
The expansion of the microfinance market is fueled by various key factors, including the burgeoning of small and medium-sized enterprises and improved access to loan facilities for low-income groups. This growth is further propelled by the provision of financial services that empower budding entrepreneurs to pursue their ideas, leading to an expansion of the microfinance sector and a more pronounced role for governments and financial institutions in both developing and underdeveloped nations. A notable trend contributing to this expansion is the increasing awareness of microfinance, facilitated by enhanced technological access and intermediaries such as microfinance credit officers, enabling beneficiaries to conduct transactions conveniently. Particularly significant is the rising popularity of microfinance among rural women involved in cottage industries, offering a promising avenue for boosting household incomes. Moreover, the evolving landscape of microfinance, marked by a growing number of organizations in emerging economies, is instrumental in alleviating poverty and improving living standards, thereby driving market growth. Despite challenges such as high interest rates and short repayment periods, the proliferation of advanced technologies like mobile banking presents significant growth opportunities for the microfinance market across developing nations.
Top-down and bottom-up approaches were used to estimate and validate the size of the Global Microfinance Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.
Global Microfinance Market Segmental Analysis
The global microfinance market is segmented on the basis of provider, end- user, region. By provider, the market is segmented into banks, micro finance institute (mfi), nbfc (non-banking financial institutions), others. By end - user, the market is segmented into small enterprises, micro enterprises, solo entrepreneurs or self-employed. By region, the market is segmented into North America, Europe, Latin America, Asia- Pacific, Middle East and Africa.
Drivers of the Global Microfinance Market
Microfinance serves as a cornerstone in extending financial services to marginalized and economically disadvantaged communities, thereby advancing the overarching objectives of financial inclusion on a global scale.
Restraints in the Global Microfinance Market
The irregular income streams and economic volatility experienced by low-income borrowers can lead to difficulties in repaying loans, which in turn can affect the long-term viability of microfinance institutions.
Market Trends of the Global Microfinance Market
The increasing digitization of microfinance operations not only boosts efficiency, cuts expenses, and enhances customer satisfaction but also facilitates the seamless integration of technology into microfinance services.
Table of Contents
Executive Summary
- Market Overview
- Wheel of Fortune
Research Methodology
- Information Procurement
- Secondary & Primary Data Sources
- Market Size Estimation
- Market Assumptions & Limitations
Parent Market Analysis
- Market Overview
- Market Size
- Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges
Key Market Insights
- Technology Analysis
- Pricing Analysis
- Supply Chain Analysis
- Value Chain Analysis
- Ecosystem of the Market
- IP Analysis
- Trade Analysis
- Startup Analysis
- Raw Material Analysis
- Innovation Matrix
- Pipeline Product Analysis
- Macroeconomic Indicators
- Top Investment Analysis
- Key Success Factor
- Degree of Competition
Market Dynamics & Outlook
- Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges
- Regulatory Landscape
- Porters Analysis
- Competitive rivalry
- Threat of Substitute Products
- Bargaining Power of Buyers
- Threat of New Entrants
- Bargaining Power of Suppliers
- Skyquest Special Insights on Future Disruptions
- Political Impact
- Economic Impact
- Social Impact
- Technical Impact
- Environmental Impact
- Legal Impact
Global Microfinance Market by Provider
- Market Overview
- Banks
- Micro Finance Institute (MFI)
- NBFC (Non-Banking Financial Institutions)
- Others
Global Microfinance Market by End-User
- Market Overview
- Small Enterprises
- Micro Enterprises
- Solo Entrepreneurs or Self-Employed
Global Microfinance Market Size by Region
- Market Overview
- North America
- USA
- Canada
- Europe
- Germany
- Spain
- France
- UK
- Rest of Europe
- Asia Pacific
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
- Latin America
- Brazil
- Rest of Latin America
- Middle East & Africa (MEA)
- GCC Countries
- South Africa
- Rest of MEA
Competitive Landscape
- Top 5 Player Comparison
- Market Positioning of Key Players, 2021
- Strategies Adopted by Key Market Players
- Top Winning Strategies
- By Development
- By Company
- By Year
- Recent Activities in the Market
- Key Companies Market Share (%), 2021
Key Company Profiles
- Grameen Bank (Bangladesh)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- SKS Microfinance (India) - Now part of Bharat Financial Inclusion Limited (BFIL)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Compartamos Banco (Mexico)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- ASA International (Netherlands)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- BRAC (Bangladesh)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Bandhan Bank (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Opportunity International (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- FINCA International (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Accion International (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Kiva (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Oikocredit (Netherlands)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Fundacion Genesis Empresarial (FGE) (Ecuador)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Ujjivan Financial Services (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Equitas Small Finance Bank (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Amhara Credit and Savings Institution (ACSI) (Ethiopia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Fonkoze (Haiti)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- PRASAC (Cambodia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- SKDRDP (Shri Kshetra Dharmasthala Rural Development Project) (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Pro Mujer (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
- Women's World Banking (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
